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Westminster College

New Wilmington, PA 16172 — Private Nonprofit

Value Score: 65/100 | ROI Score: -67 | Affordability Score: 55/100

Tuition (In-State): $40,290 | Out-of-State: $40,290

Acceptance Rate: 92.6% | Graduation Rate: 65.2% | Retention Rate: 81.0%

Median Earnings (10yr): $53,861 | Median Debt: $26,060

ACT Midpoint: 23

Student Body Size: 1,041 (small)

Pell Grant Recipients: 26.8% | Federal Loan Rate: 67.0%

Average Faculty Salary: $7,574/month

Tuition & Affordability Analysis

In-state tuition at Westminster College is $40,290 per year, which is near the national average for private institutions.

Out-of-state students pay $40,290/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $161,160 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Westminster College:

  • Families earning $0–$30,000: $15,226/year
  • Families earning $30,001–$48,000: $15,101/year
  • Families earning $48,001–$75,000: $17,687/year
  • Families earning $75,001–$110,000: $19,595/year
  • Families earning $110,000+: $23,964/year

Low-income families receive an average discount of $25,064/year, paying just 38% of the sticker price.

Admissions Snapshot

Westminster College has an acceptance rate of 92.6%, placing it in the Open Admission (85%+) category. This means roughly 281 students apply each year.

Westminster College accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The ACT midpoint is 23, 10% above the national average.

Graduate Outcomes & Return on Investment

65.2% of students at Westminster College complete their degree, 5% above the national average. This is a solid graduation rate.

First-year retention rate: 81.0% (near the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of Westminster College earn a median salary of $53,861 ten years after enrollment, 32% above the national average. This represents a $18,861/year earnings premium over the average high school diploma holder, or $565,830 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $26,060, 21% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $283/month, with a total repayment of $33,960 (including $7,900 in interest).

Debt-to-Earnings Ratio: 0.48x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Westminster College pays for itself in approximately 9 years. This is a reasonable investment timeline.

Financial Aid Profile

26.8% of students at Westminster College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 19% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

67.0% of students take federal loans, 42% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.

Average faculty salary: $7,574/month, 13% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Westminster College enrolls 1,041 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 45/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 74%, Hispanic 5%, Black 6%, Asian 1%.

Westminster College: A Selective Private Institution with Competitive Graduation Rates

Report Card: Overall Grade D+

Westminster College receives an overall grade of D+ based on six dimensions:

  • Academics: D+
  • Value: F
  • Outcomes: C+
  • Affordability: C+

College Analysis

Westminster College is a Private Nonprofit institution in New Wilmington, PA with approximately 1,041 students. Westminster College has a high admission rate, indicating strong selectivity and a welcoming academic environment. The college's graduation rate is below the national average, suggesting potential challenges in student retention. Graduates earn a median salary of $53,861 after 10 years, which is competitive but not exceptional compared to peer institutions.

The Verdict: Is Westminster College Worth It?

Westminster College presents a complex value proposition. With an out-of-state tuition of $40,290 and a median 10-year earnings of $53,861, the immediate financial return appears modest. The median debt of $26,060, while not excessively high, combined with the earnings, suggests a debt payoff timeline of approximately 5-7 years, assuming a significant portion of earnings goes towards repayment. The reported ROI score of -67 is a stark indicator that, on average, graduates do not see a substantial financial return on their investment in the short to medium term compared to the cost of attendance. However, this score often doesn't fully capture the value of a liberal arts education, which can foster critical thinking, adaptability, and long-term career growth not always reflected in median earnings. For students who leverage the strong career services, secure valuable internships, and pursue fields with higher earning potential or graduate studies, the financial outcome can be significantly improved. Westminster College is not a clear financial bargain, but it could be a hidden gem for students who prioritize a well-rounded education and are strategic about their career path, potentially finding greater long-term fulfillment and earning potential beyond the initial median figures. It's a moderate investment with a potentially moderate financial return, requiring diligent career planning.

Return on Investment

Given the high tuition and moderate ROI, Westminster College may not be the most cost-effective choice for all students, but it can be a valuable investment for those who prioritize a small, private college experience.

Debt Reality Check

Median student debt at Westminster College: $26,060. Monthly payment on a standard 10-year plan: $296/month. Total repaid: $35,520 ($9,460 in interest).

Breakeven vs high school diploma: 1.1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $35,520.

Strengths

  • Strong selectivity and welcoming academic environment
  • Competitive median earnings after 10 years
  • Moderate tuition costs for a private institution

Weaknesses

  • Below-average graduation rate
  • Below-average ROI score
  • Moderate affordability score

Academic Profile

ACT Midpoint: 23. Retention Rate: 81.0%.

Westminster College prides itself on a strong liberal arts foundation, fostering critical thinking and preparing students for diverse career paths and graduate studies. While the college offers a broad range of majors, certain departments consistently shine. The School of Arts and Sciences is particularly robust, with highly regarded programs in areas like English, History, and Political Science, often feeding into law school or public service careers. The School of Business, Education and Social Sciences also boasts strong offerings, with majors such as Business Administration, Accounting, and Education frequently seeing high placement rates. Given the college's size, students benefit from a low student-faculty ratio, encouraging personalized attention and mentorship. While specific faculty salary data isn't provided, the emphasis on undergraduate teaching suggests a faculty dedicated to student success. Research opportunities are accessible, particularly for students in science and humanities fields, often culminating in presentations at undergraduate research symposia or even co-authoring publications. The Honors Program offers a challenging academic experience for high-achieving students, with smaller class sizes and enriched coursework. Westminster also strongly encourages study abroad experiences, with numerous partnerships and programs available to broaden students' global perspectives. Academic support is readily available through the Center for Advising and Career Development, offering tutoring, writing assistance, and career counseling.

Financial Aid Guide for Westminster College

Pell Grant recipients: 26.8%. Students taking federal loans: 67.0%.

Westminster College offers a comprehensive financial aid program designed to make its private education accessible. A significant portion of students receive some form of aid, with merit-based scholarships being a cornerstone. These scholarships are often awarded automatically based on academic achievement (GPA and standardized test scores, if submitted) at the time of admission, with amounts varying widely. For instance, academic scholarships can range from a few thousand dollars to covering a substantial portion of tuition. Need-based aid, determined by the FAFSA and potentially the CSS Profile, is also crucial. Families with demonstrated financial need can expect a package that might include federal grants (like the Pell Grant, though specific rates aren't provided), state grants, and institutional grants. Work-study opportunities are available, offering students part-time employment on campus to help cover living expenses. Typical aid packages for middle-income families might combine merit scholarships with institutional grants, potentially reducing the net cost of attendance significantly. For families with lower incomes, the combination of federal, state, and institutional grants could make Westminster surprisingly affordable. While Westminster is generally receptive to aid negotiation, especially if you have competing offers from similarly ranked institutions or a significant change in financial circumstances, it's essential to present a well-documented case. The average debt for graduates is $26,060, suggesting that many students do receive aid that helps manage costs.

Hidden Costs at Westminster College

  • Room and board costs can add an estimated $12,000 - $15,000 per academic year, depending on the chosen meal plan and housing assignment.
  • Student activity fees, typically around $200 - $300 per semester, fund campus organizations and events.
  • Textbooks and course materials can easily cost $1,000 - $1,200 annually.
  • Transportation costs, especially for students traveling home regularly or needing local transport, can range from $300 - $1,000+ per year.
  • Personal expenses, including toiletries, laundry, entertainment, and snacks, might add $1,500 - $2,500 annually.
  • Health insurance, if not covered by a parent's plan, can be an additional $2,000 - $4,000 per year.
  • Parking permits for students with cars on campus can cost $100 - $200 annually.

Alumni Outcomes & Career Paths

Westminster College, located in New Wilmington, PA, positions its graduates for success through a blend of strong career services and a focused alumni network. While specific major employer recruitment data is not publicly detailed, graduates often find opportunities within regional healthcare systems like UPMC and Allegheny Health Network, particularly those with degrees in nursing and biology. Business and economics graduates may see placements in financial services firms such as PNC Bank and regional accounting firms. The education department consistently places alumni in K-12 school districts across Western Pennsylvania and Eastern Ohio. Industries where alumni tend to cluster include education, healthcare, finance, and manufacturing, reflecting the economic landscape of the surrounding region. Graduate school placement rates are generally strong, with students pursuing advanced degrees in law, medicine, and specialized fields at institutions like the University of Pittsburgh, Duquesne University, and Case Western Reserve University. Notable alumni include figures like Dr. George R. Harrison, a renowned physicist, and various successful business leaders and educators. Westminster's career services are recognized for their personalized approach, offering robust internship pipelines. Many students secure internships at companies like Sherwin-Williams, GE, and local hospitals, providing valuable hands-on experience. Geographic hiring patterns show a strong tendency for graduates to remain in Pennsylvania and Ohio, though opportunities exist nationwide, particularly for those in high-demand fields like nursing and engineering (if applicable).

Campus Life & Culture at Westminster College

The student body at Westminster College is predominantly from Pennsylvania and surrounding states, creating a regional mix with some national representation. The college thrives with students who are engaged, community-oriented, and appreciate a close-knit academic environment where faculty are accessible and supportive. Students who are looking for a large university experience might find the intimate setting less appealing, while those seeking personalized attention and strong peer relationships will likely flourish.

Westminster College in New Wilmington, PA, offers a close-knit campus community where students often describe the vibe as friendly, engaged, and academically focused, yet with ample opportunities for social connection. With an undergraduate population of just over 1,000, it's easy to build meaningful relationships with peers and faculty. The heart of campus life revolves around the Greek system, which plays a significant role in social events and student leadership, alongside a robust array of over 70 student organizations. These range from academic clubs and service groups like Habitat for Humanity and Circle K International to special interest groups such as the Westminster College Anime Club and the Debate Society. Athletics are also a strong component, with the Westminster Titans competing in the NCAA Division III Presidents' Athletic Conference, fostering school spirit at games and events. Housing is primarily on-campus for the first three years, with options including traditional residence halls and apartment-style living, ensuring students are immersed in the campus environment. The dining experience is centered around the Witherspoon Student Center, offering various meal plan options and a central hub for student activity. A notable tradition is the annual "Scotty Dog” mascot competition, a fun event that embodies the college’s spirited, albeit small-school, atmosphere. The campus itself, with its blend of historic and modern architecture set amidst the rolling hills of Western Pennsylvania, provides a picturesque backdrop for student life.

Campus Highlights

  • The strong sense of community fostered by its small size, where students often know each other across different majors and years.
  • The vibrant Greek life, which significantly shapes the social landscape and offers leadership opportunities.
  • The picturesque campus setting in the rolling hills of Western Pennsylvania, offering a classic college aesthetic.
  • The "Scotty Dog" mascot tradition, a unique and spirited event that highlights student engagement.
  • The emphasis on undergraduate research and faculty mentorship, providing hands-on learning experiences.
  • The active NCAA Division III athletics program, fostering school spirit and providing competitive outlets.
  • The historic "Old Main" building, a landmark that anchors the campus and represents the college's heritage.

Location & Regional Advantages

Westminster College's location in New Wilmington, PA, offers a unique set of advantages and challenges for its students. The local job market is primarily driven by the education and healthcare sectors, with opportunities in nearby cities like Youngstown, OH, and Pittsburgh, PA. Pittsburgh, approximately an hour's drive away, serves as a significant hub for industries such as healthcare (UPMC, Allegheny Health Network), technology (Google, Duolingo), finance (PNC, BNY Mellon), and advanced manufacturing. This proximity allows Westminster students to access internships and post-graduation employment in a diverse economic environment. The cost of living in New Wilmington and the surrounding Mercer County is considerably lower than in major metropolitan areas, making it an attractive place to start a career or manage student loan debt. Quality of life is characterized by a more rural, close-knit community feel, with access to outdoor recreational activities. While the immediate area is very safe, the weather is typical of the Upper Midwest, with cold, snowy winters and warm, humid summers. The geographic advantage lies in Westminster's ability to offer a more affordable, focused college experience while maintaining reasonable access to a major metropolitan center for career opportunities, particularly for students willing to commute or relocate to Pittsburgh.

How to Get Into Westminster College

Westminster College's admission rate of 92.6% indicates a moderately selective admissions process, meaning that while most applicants are accepted, a strong academic record and genuine interest are still important. The college encourages early application through Early Decision (ED) and Early Action (EA). ED is binding, offering a potential advantage if Westminster is your absolute top choice, as it signals strong commitment. EA is non-binding and allows you to receive an early decision, which can be beneficial for planning. The admissions committee looks for well-rounded students who demonstrate academic potential and a good fit for the Westminster community. While specific GPA and test score ranges are not provided, aiming for a GPA of 3.0 or higher and competitive standardized test scores (if submitting) is advisable. Essays are a key component; focus on showcasing your personality, your reasons for choosing Westminster, and how you'll contribute to campus life. Avoid generic topics and instead share a unique experience or perspective. Demonstrated interest can be shown through campus visits (virtual or in-person), attending information sessions, and engaging with admissions counselors. The ideal timeline is to apply by the EA deadline (typically November 1st) or ED deadline (also around November 1st) to maximize scholarship opportunities and receive an early decision.

How Westminster College Compares to Similar Schools

Similar schools: Grove City College, Washington & Jefferson College, Allegheny College, Thiel College

Advantages

  • Stronger emphasis on liberal arts and interdisciplinary studies compared to more vocationally focused peers.
  • Potentially more personalized career services and alumni networking due to smaller class sizes.
  • Location offers a balance between a quieter college town and proximity to the larger Pittsburgh metropolitan area.

Disadvantages

  • Lower median graduate earnings compared to some regional peers.
  • Less name recognition outside of Western Pennsylvania and Eastern Ohio.
  • Lower graduation rate suggests potential challenges with student retention or academic support for some.

Best For

  • Students seeking a large campus or extensive extracurricular activities may find Westminster College less appealing.
  • Prospective students with a focus on high-earning careers may want to explore other institutions with stronger ROI scores.

Avoid If

  • Students looking for a more affordable option may want to consider other private colleges or public institutions with similar academic quality.
  • Those seeking a more diverse student body might prefer institutions with higher percentages of underrepresented students.

Frequently Asked Questions about Westminster College

How much does it cost to attend Westminster College?

In-state tuition at Westminster College is $40,290 per year, and out-of-state tuition is $40,290 per year. The median student debt at graduation is $26,060.

What is the acceptance rate at Westminster College?

Westminster College has an acceptance rate of 92.6%.

What is the graduation rate at Westminster College?

Westminster College has a graduation rate of 65.2%.

How much do Westminster College graduates earn?

The median earnings for Westminster College graduates 10 years after enrollment is $53,861. With median debt of $26,060, graduates earn roughly 2.1x their debt level annually.

How big is Westminster College?

Westminster College has approximately 1,041 students and is classified as a small institution. It is located in New Wilmington, PA and is a Private Nonprofit institution.

Is Westminster College worth the cost?

Westminster College has an ROI score of -67 out of 100. With in-state tuition of $40,290 per year and median post-graduation earnings of $53,861, the data suggests the return on investment may be below average.

Where is Westminster College located?

Westminster College is located in New Wilmington, PA. It is a Private Nonprofit institution with approximately 1,041 students.

How much student debt do Westminster College graduates have?

The median student debt for Westminster College graduates is $26,060. With median earnings of $53,861 ten years after enrollment, graduates can expect a debt-to-income ratio of 48%.

Is Westminster College a good college?

Westminster College has a graduation rate of 65.2% and median post-graduation earnings of $53,861. High admission rate (92.56%)

How does Westminster College compare to similar colleges?

Small student body (1041 students) While Westminster College offers a selective and welcoming academic environment, its graduation rate and ROI score are below average compared to peer institutions.

What career prospects do Westminster College graduates have?

Graduates of Westminster College are well-positioned for careers in a variety of fields, particularly those that value strong interpersonal skills and a liberal arts education.

What should prospective students know about Westminster College?

Westminster College holds a niche position in the higher education market, catering to students who value a small, private college experience and are willing to invest in a quality education.

What makes Westminster College stand out?

Above-average tuition costs

What are the pros and cons of attending Westminster College?

Moderate median debt ($26,060)

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.