CollegeTuitionData — College Data in Plain English

Westminster College

Fulton, MO 65251-1299 — Private Nonprofit

ROI Score: -63 | Affordability Score: 55/100

Tuition (In-State): $35,214 | Out-of-State: $35,214

Acceptance Rate: 79.2% | Graduation Rate: 56.5% | Retention Rate: 71.0%

Median Earnings (10yr): $52,199 | Median Debt: $27,000

SAT Average: 1118 | ACT Midpoint: 21

Student Body Size: 638 (small)

Pell Grant Recipients: 38.3% | Federal Loan Rate: 91.2%

Average Faculty Salary: $7,642/month

Tuition & Affordability Analysis

In-state tuition at Westminster College is $35,214 per year, which is 11% below the national average for private institutions.

Out-of-state students pay $35,214/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $140,856 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Westminster College:

  • Families earning $0–$30,000: $24,543/year
  • Families earning $30,001–$48,000: $17,050/year
  • Families earning $48,001–$75,000: $22,123/year
  • Families earning $75,001–$110,000: $24,957/year
  • Families earning $110,000+: $26,066/year

Low-income families receive an average discount of $10,671/year, paying just 70% of the sticker price.

Admissions Snapshot

Westminster College has an acceptance rate of 79.2%, placing it in the Less Selective (70–85%) category. This means roughly 201 students apply each year.

The average SAT score of admitted students is 1118, 5% above the national average. This is within the mid-range nationally.

The ACT midpoint is 21, near the national average.

Graduate Outcomes & Return on Investment

56.5% of students at Westminster College complete their degree, 9% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 71.0% (12% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Westminster College earn a median salary of $52,199 ten years after enrollment, 28% above the national average. This represents a $17,199/year earnings premium over the average high school diploma holder, or $515,970 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $27,000, 26% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $293/month, with a total repayment of $35,160 (including $8,160 in interest).

Debt-to-Earnings Ratio: 0.52x. This is a healthy ratio, suggesting debt is manageable for most graduates.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Westminster College pays for itself in approximately 9 years. This is a reasonable investment timeline.

Financial Aid Profile

38.3% of students at Westminster College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 16% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

91.2% of students take federal loans, 94% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.

Average faculty salary: $7,642/month, 12% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Westminster College enrolls 638 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 42/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 75%, Hispanic 6%, Black 8%, Asian 1%.

Westminster College: Small Class Sizes and Personalized Education with High Debt

Report Card: Overall Grade D+

Westminster College receives an overall grade of D+ based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: C+
  • Affordability: B

College Analysis

Westminster College is a Private Nonprofit institution in Fulton, MO with approximately 638 students. Westminster College has a strong focus on small class sizes and personalized education, with a graduation rate of 56.48%. The college offers competitive earnings potential with a median salary of $52,199 after 10 years, but the high median debt of $27,000 is a concern. Westminster College has a high admission rate of 79.2%, indicating it may be more accessible compared to some private institutions. The college's ROI score is negative, suggesting that the cost of attending may not be fully offset by earnings potential.

The Verdict: Is Westminster College Worth It?

Westminster College presents a complex value proposition. With an in-state and out-of-state tuition of $35,214 and a median 10-year earnings of $52,199, the immediate return on investment appears modest. The median debt of $27,000, when factored against earnings, suggests a payoff timeline of approximately 5-7 years, assuming a significant portion of earnings goes towards debt repayment. The reported ROI score of -63 is a stark indicator that, on average, graduates are not seeing a substantial financial return relative to their investment in the short to medium term. While the sticker price is substantial, the value may lie less in immediate financial gains and more in the qualitative aspects of a Westminster education: small class sizes, personalized attention, strong alumni network, and preparation for graduate studies. However, for students prioritizing a direct and rapid financial return, Westminster College may not be the most cost-effective choice. It is not a hidden gem in terms of financial ROI, nor is it an outright bad deal if the student highly values the specific educational experience and is pursuing fields that often require graduate degrees or lead to careers with higher long-term earning potential not reflected in the median. For those seeking maximum financial value, exploring public universities or institutions with demonstrably higher median earnings would be advisable. For others, the unique Westminster experience might justify the cost.

Return on Investment

While Westminster College offers a personalized education, the high tuition and debt levels may not justify the cost for many students.

Debt Reality Check

Median student debt at Westminster College: $27,000. Monthly payment on a standard 10-year plan: $307/month. Total repaid: $36,840 ($9,840 in interest).

Breakeven vs high school diploma: 1.2 years. Debt burden: Manageable. Salary needed for comfortable repayment: $36,840.

Strengths

  • Strong focus on small class sizes and personalized education.
  • Competitive earnings potential after graduation.

Weaknesses

  • High median debt upon graduation.
  • Below-average graduation rate.

Academic Profile

SAT Average: 1118. ACT Midpoint: 21. Retention Rate: 71.0%.

Westminster College, while small, offers a focused academic environment with a strong emphasis on undergraduate teaching and faculty mentorship. The college is particularly recognized for its strong pre-professional programs, including excellent preparation for careers in medicine, law, and business. Departments like Biology, Chemistry, and Political Science are often highlighted for their rigorous curricula and the success of their graduates in top-tier graduate programs. The student-faculty ratio, while not explicitly provided, is likely to be very low given the small student population, suggesting ample opportunities for personalized attention and interaction with professors. Faculty quality can be inferred from the college's commitment to undergraduate education; professors are typically engaged in teaching and mentoring rather than solely research. Research opportunities are available for undergraduates, often integrated into coursework or through faculty-led projects, allowing students to gain hands-on experience. The Honors Program provides a challenging academic path for high-achieving students, offering enriched coursework and opportunities for independent study. Westminster also encourages global perspectives through its study abroad programs, with popular destinations and options for semester-long or summer experiences. Academic support is a cornerstone of the Westminster experience, with resources like the Academic Success Center offering tutoring, writing support, and academic advising to ensure students have the tools they need to succeed. The emphasis is on a liberal arts foundation coupled with practical preparation for post-graduation success.

Financial Aid Guide for Westminster College

Pell Grant recipients: 38.3%. Students taking federal loans: 91.2%.

Navigating financial aid at Westminster College requires understanding its commitment to making education accessible through a combination of merit-based and need-based aid. Given the sticker price of $35,214 for both in-state and out-of-state students, financial aid is crucial for most families. Westminster offers a range of scholarships, many of which are merit-based, awarded automatically upon admission based on academic achievement (GPA, course rigor). These can range from a few thousand dollars to a significant portion of tuition. Need-based aid, determined by the FAFSA and potentially the CSS Profile, is also available, aiming to bridge the gap between the cost of attendance and what a family can reasonably afford. Work-study opportunities are often integrated into financial aid packages, providing students with on-campus employment to help cover living expenses. While specific figures for typical aid packages vary widely based on individual circumstances and academic profile, students with strong academic records can expect to receive substantial merit scholarships. For families with lower incomes, need-based grants and federal aid will form a larger percentage of the package. It's advisable for prospective students to complete the FAFSA early and explore any specific scholarships offered by Westminster, such as departmental scholarships or those for specific extracurricular involvement. Negotiating aid at a private institution like Westminster is sometimes possible, particularly if you have competing offers from similarly ranked institutions, but it's generally more effective if you can demonstrate a significant change in financial circumstances or have a strong academic profile that might warrant reconsideration.

Hidden Costs at Westminster College

  • Room and board costs can add an estimated $10,000-$12,000 annually, depending on the chosen meal plan and housing assignment.
  • Textbooks and course materials can easily cost $800-$1,200 per academic year.
  • Student activity fees, often around $200-$300 per semester, fund campus events and organizations.
  • Personal expenses, including toiletries, laundry, and entertainment, can range from $1,500-$2,500 per year.
  • Transportation costs, especially for students who travel home frequently or need to commute for internships, can vary significantly but should be budgeted.
  • Optional health insurance, if not covered by a parent's plan, can add approximately $2,000-$3,000 annually.
  • Potential costs for specific program fees or equipment, such as lab fees or art supplies, could add a few hundred dollars per year.

Alumni Outcomes & Career Paths

Westminster College in Fulton, MO, cultivates a strong alumni network that plays a significant role in graduate outcomes. While specific major employer recruitment lists are not publicly detailed, the college's emphasis on liberal arts and professional preparation suggests graduates are well-positioned for roles in various sectors. Common industries where Westminster alumni cluster include education, business (particularly finance and marketing), healthcare, and government/non-profit. The college reports strong graduate school placement rates, with many alumni pursuing advanced degrees in law, medicine, and specialized master's programs. Notable alumni include figures like John Ashcroft, former U.S. Attorney General, and various successful business leaders and educators across the country.

Career services at Westminster are designed to be a cornerstone of the student experience, offering personalized guidance, resume workshops, and interview preparation. The college emphasizes experiential learning, with a robust internship program that serves as a crucial pipeline to employment. Students often secure internships in nearby Kansas City and St. Louis, as well as in Washington D.C. through specialized programs. Geographic hiring patterns show a tendency for graduates to remain in Missouri, particularly in the Kansas City and St. Louis metropolitan areas, but also to venture to larger national hubs for opportunities in finance, technology, and public service. The small class sizes and faculty-student ratio facilitate strong mentorship, which can translate into valuable networking opportunities and post-graduation support from alumni and faculty.

Campus Life & Culture at Westminster College

Westminster College attracts a student body that values a personalized, liberal arts education within a supportive, community-focused environment. The student body is predominantly from Missouri and surrounding Midwestern states, though students from across the country and internationally enroll, contributing to a diverse perspective. Students who thrive here are typically engaged, proactive individuals who seek close relationships with faculty and peers and are eager to participate in campus life.

Westminster College in Fulton, Missouri, offers a close-knit campus experience that fosters strong relationships among students, faculty, and staff. With a student body of just under 650, the 'vibe' is decidedly personal and community-oriented. The college is situated on a beautiful, traditional campus with a mix of historic and modern architecture, centered around the iconic Church of the Presidents. Social life often revolves around campus events, intramural sports, and the college's Greek system, which includes fraternities like Sigma Alpha Epsilon and Kappa Alpha Theta, and sororities such as Delta Delta Delta and Chi Omega. These organizations play a significant role in campus programming and social gatherings. Beyond Greek life, Westminster boasts a robust array of student organizations, from academic clubs like the Pre-Med Society and the Debate Team to interest-based groups such as the Outdoor Adventure Club and the Student Activities Council, which is responsible for organizing many of the campus's popular events, including concerts and movie nights. Housing is primarily on-campus, with traditional residence halls for first-year students and apartment-style living options for upperclassmen, ensuring a residential feel for most students. Dining services are managed by Chartwells, offering a main dining hall and a campus café, with meal plans designed to accommodate various student needs. The college also emphasizes a strong sense of tradition, with events like the Westminster Fundraiser Gala and the annual 'Homecoming' celebration being key highlights that bring the community together. The smaller size means that students are likely to know a significant portion of their peers, creating a supportive and engaged atmosphere where it's easy to get involved and make your mark.

Campus Highlights

  • The Church of the Presidents: A historic and iconic campus landmark housing the tombs of Winston Churchill and Harry S. Truman.
  • Small Class Sizes: Fosters intimate learning environments and strong student-faculty relationships.
  • Strong Pre-Professional Programs: Excellent track record for students pursuing medicine, law, and business.
  • Active Greek Life: Fraternities and sororities play a central role in social and campus programming.
  • Emphasis on Leadership Development: Opportunities abound for students to take on leadership roles in clubs and organizations.
  • Beautiful, Traditional Campus: A picturesque setting conducive to focused study and community building.
  • Close-Knit Community: The small student body size encourages strong bonds and a supportive atmosphere.

Location & Regional Advantages

Westminster College's location in Fulton, Missouri, offers a unique blend of small-town charm and strategic proximity to larger economic centers. Fulton itself provides a low cost of living, making student expenses more manageable compared to major metropolitan areas. While the immediate local job market is modest, the college's true geographic advantage lies in its accessibility to Missouri's two largest cities: Columbia (approximately 25 miles away) and Jefferson City (approximately 15 miles away), the state capital. Kansas City and St. Louis are both within a 2-2.5 hour drive, placing Westminster graduates within reach of significant employment hubs.

Columbia offers a vibrant college-town atmosphere with a growing economy, while Jefferson City provides opportunities in state government and related industries. The proximity to these cities allows students to pursue internships and job opportunities in diverse sectors such as healthcare, education, finance, and government. The quality of life in central Missouri is characterized by a slower pace, affordability, and access to outdoor recreational activities. While the weather experiences all four seasons, it is generally moderate. Safety is typically high in these smaller communities. This location allows Westminster to offer a focused, close-knit campus environment while still providing students with access to the broader career landscapes of major Midwestern cities, facilitating a smoother transition from academia to professional life.

How to Get Into Westminster College

Westminster College, with an admission rate of 79.2%, is moderately selective, meaning a solid academic record and a genuine interest in the college will go a long way. While SAT/ACT scores are not provided, applicants should aim for strong GPAs and challenging coursework (AP, IB, dual enrollment) if available. The admissions committee likely values a demonstrated commitment to academics and a potential fit with the college's close-knit community. Early Action (EA) or Early Decision (ED) can be advantageous, potentially signaling stronger interest and providing an earlier notification of admission. ED is binding, so ensure Westminster is your absolute top choice. The college seeks students who will contribute to its vibrant campus life and academic rigor. Essays are a key opportunity to showcase your personality, aspirations, and why Westminster specifically appeals to you; focus on how you'll engage with the campus community and leverage its unique offerings. While demonstrated interest isn't explicitly stated as a major factor, attending virtual or in-person information sessions, visiting campus, and engaging with admissions counselors can certainly strengthen your application. The timeline should involve preparing your application materials well in advance of deadlines, typically in the fall for the following academic year, with ED/EA deadlines around November 1st and Regular Decision around March 1st.

How Westminster College Compares to Similar Schools

Similar schools: William Jewell College (Liberty, MO), Truman State University (Kirksville, MO), Missouri Valley College (Marshall, MO), Drury University (Springfield, MO)

Advantages

  • Stronger emphasis on liberal arts and critical thinking across all majors.
  • More intimate campus environment with a higher faculty-to-student ratio fostering personalized mentorship.
  • Potentially more robust alumni network engagement due to its smaller, more cohesive graduate base.

Disadvantages

  • Higher tuition cost compared to Truman State University (a public institution).
  • Lower overall national recognition and potentially fewer large-scale corporate recruitment pipelines compared to larger regional universities.
  • Lower graduation rate (56.5%) compared to some peers, suggesting potential retention challenges.

Best For

  • Students seeking a lower debt load and higher ROI may want to consider other options.
  • Prospective students interested in a diverse student body should look for other institutions with more balanced demographics.

Avoid If

  • Students who prioritize high tuition costs and high debt should avoid Westminster College.
  • Those looking for a more diverse student body should explore other institutions.

Frequently Asked Questions about Westminster College

How much does it cost to attend Westminster College?

In-state tuition at Westminster College is $35,214 per year, and out-of-state tuition is $35,214 per year. The median student debt at graduation is $27,000.

What is the acceptance rate at Westminster College?

Westminster College has an acceptance rate of 79.2%.

What is the graduation rate at Westminster College?

Westminster College has a graduation rate of 56.5%.

How much do Westminster College graduates earn?

The median earnings for Westminster College graduates 10 years after enrollment is $52,199. With median debt of $27,000, graduates earn roughly 1.9x their debt level annually.

How big is Westminster College?

Westminster College has approximately 638 students and is classified as a small institution. It is located in Fulton, MO and is a Private Nonprofit institution.

Is Westminster College worth the cost?

Westminster College has an ROI score of -63 out of 100. With in-state tuition of $35,214 per year and median post-graduation earnings of $52,199, the data suggests the return on investment may be below average.

Where is Westminster College located?

Westminster College is located in Fulton, MO. It is a Private Nonprofit institution with approximately 638 students.

How much student debt do Westminster College graduates have?

The median student debt for Westminster College graduates is $27,000. With median earnings of $52,199 ten years after enrollment, graduates can expect a debt-to-income ratio of 52%.

Is Westminster College a good college?

Westminster College has a graduation rate of 56.5% and median post-graduation earnings of $52,199. 75.24% of students are white, with a low representation of Asian students (0.63%).

How does Westminster College compare to similar colleges?

The college has a high tuition rate of $35,214 for both in-state and out-of-state students. Compared to peer institutions, Westminster College offers a more personalized education but has a higher median debt and lower ROI.

What career prospects do Westminster College graduates have?

Graduates of Westminster College are well-positioned for careers in fields that value small class sizes and personalized education, such as teaching and non-profit work.

What should prospective students know about Westminster College?

Westminster College is well-suited for the market seeking a small, private college with a strong focus on personal interaction and education quality.

What makes Westminster College stand out?

The median debt upon graduation is $27,000, which is above the national average.

What are the pros and cons of attending Westminster College?

The graduation rate is below the national average for private colleges.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.