Washington College
Chestertown, MD 21620-1438 — Private Nonprofit
Value Score: 70/100 | ROI Score: -70 | Affordability Score: 35/100
Tuition (In-State): $55,326 | Out-of-State: $55,326
Acceptance Rate: 56.9% | Graduation Rate: 70.1% | Retention Rate: 83.9%
Median Earnings (10yr): $65,518 | Median Debt: $26,956
SAT Average: 1280
Student Body Size: 891 (small)
Pell Grant Recipients: 22.6% | Federal Loan Rate: 47.2%
Average Faculty Salary: $6,768/month
Tuition & Affordability Analysis
In-state tuition at Washington College is $55,326 per year, which is 40% above the national average for private institutions.
Out-of-state students pay $55,326/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $221,304 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Washington College:
- Families earning $0–$30,000: $17,804/year
- Families earning $30,001–$48,000: $22,722/year
- Families earning $48,001–$75,000: $25,068/year
- Families earning $75,001–$110,000: $26,760/year
- Families earning $110,000+: $33,980/year
Low-income families receive an average discount of $37,522/year, paying just 32% of the sticker price.
Admissions Snapshot
Washington College has an acceptance rate of 56.9%, placing it in the Moderately Selective (50–70%) category. This means roughly 392 students apply each year.
The average SAT score of admitted students is 1280, 21% above the national average. This reflects a strong academic student body.
Graduate Outcomes & Return on Investment
70.1% of students at Washington College complete their degree, 13% above the national average. This is a solid graduation rate.
First-year retention rate: 83.9% (4% above the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of Washington College earn a median salary of $65,518 ten years after enrollment, 60% above the national average. This represents a $30,518/year earnings premium over the average high school diploma holder, or $915,540 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $26,956, 25% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $293/month, with a total repayment of $35,160 (including $8,204 in interest).
Debt-to-Earnings Ratio: 0.41x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Washington College pays for itself in approximately 8 years. This is a reasonable investment timeline.
Financial Aid Profile
22.6% of students at Washington College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 32% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
47.2% of students take federal loans, near the national average. This is a moderate borrowing rate.
Average faculty salary: $6,768/month, 22% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Washington College enrolls 891 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.
Diversity Index: 51/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 68%, Hispanic 10%, Black 9%, Asian 3%.
Washington College: Moderate Selectivity with Strong Graduation and Earnings Outcomes
- Washington College: A Liberal Arts Foundation with a Mid-Atlantic Career Launchpad
- Beyond the Classroom: Unpacking the Career Outcomes of Washington College Graduates
- Is Washington College Worth the Investment? Analyzing the ROI for Your Future
Report Card: Overall Grade C-
Washington College receives an overall grade of C- based on six dimensions:
- Academics: C+
- Value: F
- Outcomes: B+
- Affordability: C-
College Analysis
Washington College is a Private Nonprofit institution in Chestertown, MD with approximately 891 students. Washington College has a strong graduation rate of 70.12%, indicating a good academic environment. The median earnings 10 years after graduation are $65,518, suggesting a good return on investment. The college has a relatively low affordability score of 35, making it less accessible to some students. The admission rate of 56.89% is moderate, indicating a selective but not overly competitive admissions process.
The Verdict: Is Washington College Worth It?
Washington College presents a complex value proposition. With an out-of-state tuition of $55,326 and a median 10-year earnings of $65,518, the immediate financial return appears modest, especially when factoring in median debt of $26,956. The ROI score of -70 further underscores this concern, suggesting that, on average, graduates do not recoup their investment quickly compared to national benchmarks. The earnings are only about $10,000 higher than the tuition cost annually, meaning it would take several years of post-graduation employment just to cover the tuition, let alone living expenses and debt repayment. While the median debt is not excessively high, the earnings ceiling is a significant factor. For students who can secure substantial financial aid or scholarships, or who are pursuing high-earning fields like medicine or law where graduate studies are expected, the value proposition improves. However, for the average student, Washington College appears to be an overpriced option based purely on financial metrics. It's not a hidden gem for financial ROI, and prospective students should carefully weigh the cost against potential career earnings and consider if the unique liberal arts experience justifies the financial outlay.
Return on Investment
While the earnings potential is strong, the high tuition and debt could make the degree less financially beneficial.
Debt Reality Check
Median student debt at Washington College: $26,956. Monthly payment on a standard 10-year plan: $306/month. Total repaid: $36,720 ($9,764 in interest).
Breakeven vs high school diploma: 0.8 years. Debt burden: Manageable. Salary needed for comfortable repayment: $36,720.
Strengths
- Strong graduation and earnings outcomes
- Moderate selectivity
- Unique small-town experience
Weaknesses
- High tuition and debt
- Moderately low affordability score
- Small student body diversity
Academic Profile
SAT Average: 1280. Retention Rate: 83.9%.
Washington College prides itself on a liberal arts education with a strong emphasis on interdisciplinary learning and undergraduate research. While specific faculty salary data isn't available, the small student-faculty ratio (implied by the small student body size) suggests ample opportunity for personalized attention from dedicated professors. The college offers over 40 majors and minors, with particular strengths in areas like Environmental Science, History, English, and Business, often leveraging its unique Eastern Shore location for hands-on learning. The Center for Environment and Society is a flagship program, offering research opportunities, field studies, and internships focused on coastal and estuarine ecosystems. The George's Island Program, a unique semester-long marine biology and conservation experience, is a testament to the college's commitment to experiential learning. The Hodson Scholars Program provides advanced students with research stipends and opportunities to work closely with faculty mentors, culminating in a senior thesis. Academic support is robust, with the Academic Success Center offering tutoring, writing support, and academic advising to ensure students can navigate their coursework effectively. Study abroad is strongly encouraged, with numerous partnerships and programs available worldwide, allowing students to broaden their perspectives and gain global competencies. The curriculum encourages exploration across disciplines, preparing graduates for a wide array of career paths and graduate studies.
Financial Aid Guide for Washington College
Pell Grant recipients: 22.6%. Students taking federal loans: 47.2%.
Washington College is committed to making its private liberal arts education accessible through a combination of merit-based and need-based financial aid. For the incoming class, the average financial aid package is substantial, with many students receiving aid that significantly reduces the sticker price of $55,326. Merit scholarships are a key component, awarded automatically based on academic achievement (GPA and coursework) and often supplemented by specific talent-based scholarships in areas like arts or athletics. Need-based aid is determined through the FAFSA and CSS Profile, with the college aiming to meet a significant portion of demonstrated financial need. Work-study opportunities are available, providing students with on-campus employment to help cover living expenses. While specific dollar figures for aid packages vary widely based on individual circumstances and academic profile, families with an Expected Family Contribution (EFC) below $10,000 can expect substantial need-based grants and scholarships. For middle-income families, a combination of merit aid and some need-based assistance is common. Negotiating financial aid at Washington College is possible, particularly if you have competing offers from similarly ranked institutions or if there has been a significant change in your family's financial circumstances. It's advisable to present your case clearly and professionally, supported by documentation. The financial aid office is generally receptive to discussing aid packages to ensure students can afford to attend.
Hidden Costs at Washington College
- Room and board costs can range from $15,000 to $18,000 annually, depending on the chosen housing and meal plan.
- Textbooks and course materials can add an estimated $1,000 to $1,500 per academic year.
- Student activity fees, often around $200-$300 per semester, cover various campus organizations and events.
- Transportation costs, especially for students traveling home or exploring the region, can vary significantly but budget at least $500-$1,000 annually.
- Personal expenses, including toiletries, laundry, and entertainment, can easily amount to $1,500-$2,500 per year.
- Optional health insurance for students not covered by a parent's plan can cost upwards of $2,000-$3,000 annually.
- Parking permits for students with cars on campus typically range from $100-$200 per academic year.
Alumni Outcomes & Career Paths
Washington College, a small liberal arts institution in Chestertown, MD, cultivates a strong alumni network that often translates into career opportunities, particularly within the Mid-Atlantic region. While specific major employer recruitment data is not publicly detailed, graduates frequently find roles in sectors that value a broad liberal arts education, such as education, non-profit management, marketing, and finance. Alumni often cluster in industries like healthcare administration, financial services, and education, with some pursuing careers in government and public service. The college reports strong graduate school placement rates, with many alumni matriculating into programs at institutions like the University of Maryland School of Law, Georgetown University, and various medical schools. Notable alumni include figures like historian and author C. Vann Woodward and former Maryland Governor William Donald Schaefer, demonstrating a legacy of impactful careers. The career services office at Washington College focuses on personalized guidance, internship placement, and alumni networking events. While not a large-scale pipeline, the college emphasizes experiential learning through internships, often facilitated by the alumni network. Graduates are frequently hired by organizations such as ChristianaCare, Vanguard, and various school districts across Maryland and Delaware. Geographic hiring patterns show a strong tendency for alumni to remain in the Mid-Atlantic, particularly in Maryland, Delaware, and the Washington D.C. metropolitan area, though opportunities in other regions are certainly pursued.
Campus Life & Culture at Washington College
Washington College attracts students who value a close-knit liberal arts community and personalized attention. The student body is primarily drawn from the Mid-Atlantic region, with a growing representation from across the country and internationally, fostering a diverse yet cohesive environment. Students who thrive here are often intellectually curious, community-minded, and appreciate a balance of academic rigor and engaging campus life.
Washington College, nestled in the historic town of Chestertown on Maryland's Eastern Shore, offers a close-knit, residential campus experience that fosters a strong sense of community. With just under 900 students, the vibe is decidedly intimate, encouraging deep connections among students, faculty, and staff. The campus itself is a picturesque blend of historic Georgian architecture and modern facilities, centered around the iconic Custom House and the Chester River waterfront. Social life often revolves around campus events, student organizations, and the surrounding town. While not a major party school, there's a lively social scene, particularly on weekends, with a mix of dorm-based activities, student-run events, and outings into Chestertown. The college boasts over 60 student clubs and organizations, covering a wide range of interests from academic societies and cultural groups to outdoor adventure clubs and community service initiatives. Greek life is present but not dominant, with a few fraternities and sororities contributing to the social fabric. Housing is guaranteed for all four years, with a variety of options from traditional dorms to apartment-style living, many offering scenic views of the river or campus grounds. The dining experience is centered around the main dining hall, with additional cafes and grab-and-go options available. Athletics are a significant part of campus life, with the Shoremen and Shorewomen competing in NCAA Division III, fostering school spirit and providing opportunities for student-athletes. The overall atmosphere is one of engaged learning, community involvement, and a relaxed, yet intellectually stimulating, environment, perfect for students seeking a personalized college journey.
Campus Highlights
- The historic Custom House, a National Historic Landmark, serves as the college's administrative center and a symbol of its connection to Chestertown's maritime past.
- The Chester River waterfront provides a scenic backdrop for campus life and opportunities for outdoor recreation and environmental studies.
- The George's Island Program offers a unique, immersive semester studying marine biology and conservation on a remote island.
- The Hodson Scholars Program provides exceptional research opportunities and mentorship for high-achieving students.
- Washington College is one of the oldest institutions of higher learning in the United States, founded in 1782.
- The close-knit, residential campus fosters a strong sense of community and personalized attention.
- The vibrant arts scene, including the Kohl Gallery and numerous student performances, enriches campus culture.
Location & Regional Advantages
Washington College's location in Chestertown, Maryland, offers a unique blend of rural charm and strategic proximity to major East Coast hubs. The immediate local job market is modest, primarily consisting of small businesses, local government, and educational institutions. However, the true advantage lies in its accessibility to larger economic centers. Philadelphia and Baltimore are roughly a 1.5 to 2-hour drive away, providing access to a vast array of industries including finance, healthcare, technology, and government. Washington D.C. is also within a manageable commute (around 2.5-3 hours), opening doors to federal employment and policy-related careers. The cost of living in Chestertown is significantly lower than in these major metropolitan areas, offering students and recent graduates a more affordable lifestyle. The Eastern Shore of Maryland boasts a high quality of life with a strong sense of community, access to natural beauty, and a generally safe environment. While the weather is typical of the Mid-Atlantic, the proximity to the Chesapeake Bay offers recreational opportunities. This location fosters a close-knit campus community but requires proactive engagement with regional career fairs and networking events to leverage the opportunities in larger cities.
How to Get Into Washington College
Washington College employs a holistic review process, meaning they consider a wide range of factors beyond just GPA and test scores (which are not required for admission). While specific GPA ranges aren't published, successful applicants typically demonstrate strong academic performance in a rigorous high school curriculum. The admissions committee values intellectual curiosity, a commitment to community, and a demonstrated interest in the liberal arts. Essays are crucial; focus on authentic storytelling that reveals your personality, passions, and how you'd contribute to the WC community. Topics that explore your growth, challenges overcome, or unique perspectives are often compelling. Demonstrated interest is important; engage with the college through campus visits (virtual or in-person), attending information sessions, and connecting with admissions counselors. Early Decision (ED) can provide a slight advantage for highly qualified candidates who are certain WC is their top choice, as it signals strong commitment. Early Action (EA) is non-binding and allows you to receive an early decision. The application deadline for Regular Decision is typically in early February, with Early Action and Early Decision deadlines in November. Aim to submit your application well before the deadline to allow ample time for review.
How Washington College Compares to Similar Schools
Similar schools: St. Mary's College of Maryland, Hood College, Salisbury University, Dickinson College
Advantages
- Stronger emphasis on undergraduate research opportunities compared to some public counterparts.
- More intimate liberal arts focus and personalized attention than larger state universities.
- Established alumni network with a strong presence in the Mid-Atlantic region.
Disadvantages
- Higher sticker price compared to public state universities like Salisbury.
- Fewer large-scale corporate recruitment pipelines compared to more urban or larger liberal arts institutions.
- Lower median earnings compared to some peer institutions with more direct career-focused programs.
Best For
- Prospective students who value a small-town experience and strong academic outcomes may find Washington College ideal.
- Students seeking a more diverse student body may want to consider other options.
Avoid If
- Students looking for a highly affordable option may want to explore other institutions.
- Those with a high risk tolerance for student debt should be cautious.
Frequently Asked Questions about Washington College
How much does it cost to attend Washington College?
In-state tuition at Washington College is $55,326 per year, and out-of-state tuition is $55,326 per year. The median student debt at graduation is $26,956.
What is the acceptance rate at Washington College?
Washington College has an acceptance rate of 56.9%.
What is the graduation rate at Washington College?
Washington College has a graduation rate of 70.1%.
How much do Washington College graduates earn?
The median earnings for Washington College graduates 10 years after enrollment is $65,518. With median debt of $26,956, graduates earn roughly 2.4x their debt level annually.
How big is Washington College?
Washington College has approximately 891 students and is classified as a small institution. It is located in Chestertown, MD and is a Private Nonprofit institution.
Is Washington College worth the cost?
Washington College has an ROI score of -70 out of 100. With in-state tuition of $55,326 per year and median post-graduation earnings of $65,518, the data suggests the return on investment may be below average.
Where is Washington College located?
Washington College is located in Chestertown, MD. It is a Private Nonprofit institution with approximately 891 students.
How much student debt do Washington College graduates have?
The median student debt for Washington College graduates is $26,956. With median earnings of $65,518 ten years after enrollment, graduates can expect a debt-to-income ratio of 41%.
Is Washington College a good college?
Washington College has a graduation rate of 70.1% and median post-graduation earnings of $65,518. The majority of students are white, with a small but growing Asian population.
How does Washington College compare to similar colleges?
The college has a high median debt of $26,956, which could be a concern for students. Compared to peer institutions, Washington College offers a strong academic and earnings outcome, but the high tuition and debt could be a drawback.
What career prospects do Washington College graduates have?
Graduates of Washington College are well-positioned for careers in a variety of fields, with strong earning potential.
What should prospective students know about Washington College?
Washington College holds a niche position in the market, offering a unique small-town experience with strong academic and earning outcomes.
What makes Washington College stand out?
The tuition is the same for in-state and out-of-state students, which is unusual and may indicate a focus on accessibility.
What are the pros and cons of attending Washington College?
The college's location in Chestertown, MD, offers a unique small-town experience.
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View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.