Upper Iowa University
Fayette, IA 52142-1857 — Private Nonprofit
Value Score: 65/100 | ROI Score: -32 | Affordability Score: 75/100
Tuition (In-State): $19,475 | Out-of-State: $19,475
Acceptance Rate: 96.5% | Graduation Rate: 38.0% | Retention Rate: 67.7%
Median Earnings (10yr): $52,766 | Median Debt: $25,000
SAT Average: 1090 | ACT Midpoint: 21
Student Body Size: 1,994 (small)
Pell Grant Recipients: 31.8% | Federal Loan Rate: 40.5%
Average Faculty Salary: $6,035/month
Tuition & Affordability Analysis
In-state tuition at Upper Iowa University is $19,475 per year, which is 51% below the national average for private institutions.
Out-of-state students pay $19,475/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $77,900 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Upper Iowa University:
- Families earning $0–$30,000: $17,715/year
- Families earning $30,001–$48,000: $22,774/year
- Families earning $48,001–$75,000: $18,720/year
- Families earning $75,001–$110,000: $20,041/year
- Families earning $110,000+: $23,805/year
Low-income families receive an average discount of $1,760/year, paying just 91% of the sticker price.
Admissions Snapshot
Upper Iowa University has an acceptance rate of 96.5%, placing it in the Open Admission (85%+) category. This means roughly 517 students apply each year.
Upper Iowa University accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
The average SAT score of admitted students is 1090, near the national average. This is within the mid-range nationally.
The ACT midpoint is 21, near the national average.
Graduate Outcomes & Return on Investment
38.0% of students at Upper Iowa University complete their degree, 39% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.
First-year retention rate: 67.7% (16% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of Upper Iowa University earn a median salary of $52,766 ten years after enrollment, 29% above the national average. This represents a $17,766/year earnings premium over the average high school diploma holder, or $532,980 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $25,000, 16% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $271/month, with a total repayment of $32,520 (including $7,520 in interest).
Debt-to-Earnings Ratio: 0.47x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Upper Iowa University pays for itself in approximately 5 years. This is an excellent return on investment.
Financial Aid Profile
31.8% of students at Upper Iowa University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 4% below the national average. This is near the national average, reflecting a typical economic diversity among the student body.
40.5% of students take federal loans, 14% below the national average. This is a moderate borrowing rate.
Average faculty salary: $6,035/month, 31% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Upper Iowa University enrolls 1,994 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 61/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 59%, Hispanic 9%, Black 18%, Asian 2%.
Upper Iowa University: Accessible with Above-Average Earnings but Below-Average Graduation Rate
- Upper Iowa University: Is the Small-Town Charm Worth the Investment?
- Navigating Career Paths from Fayette: Upper Iowa University's Post-Graduation Landscape
- The ROI Reality Check: Unpacking the Value of an Upper Iowa University Degree
Report Card: Overall Grade D+
Upper Iowa University receives an overall grade of D+ based on six dimensions:
- Academics: D
- Value: F
- Outcomes: C+
- Affordability: A
College Analysis
Upper Iowa University is a Private Nonprofit institution in Fayette, IA with approximately 1,994 students. Upper Iowa University has a high admission rate, indicating it may be more accessible to a broader range of students. The university's graduation rate is below the national average, which could be a concern for prospective students. Median earnings 10 years after graduation are above the national average, suggesting a potentially good return on investment.
The Verdict: Is Upper Iowa University Worth It?
Based on the data, Upper Iowa University presents a challenging value proposition for many students. With an annual tuition of $19,475, a median debt of $25,000, and median 10-year earnings of $52,766, the financial return on investment (ROI) is concerning, reflected in its -32 ROI score. This indicates that, for the average graduate, the long-term financial benefits may not outweigh the costs and debt incurred. Considering the median debt of $25,000, and assuming a standard repayment plan, a significant portion of the $52,766 median earnings would be allocated to debt service, especially when factoring in living expenses. While $52,766 is a respectable median earning, it's crucial to compare it to the cost of attendance and the relatively low 38.0% graduation rate. A low graduation rate often means many students incur debt without completing a degree, further diminishing their ROI. In conclusion, Upper Iowa University is **overpriced** for the average student, particularly given the negative ROI and low graduation rate. While it may offer a personalized experience or specific program benefits for some, the financial data suggests it is not a good deal. Prospective students should carefully weigh the costs against potential earnings and consider the high likelihood of incurring debt without a strong guarantee of a significant financial return. A clear recommendation is to explore more affordable options or institutions with stronger career outcomes and higher graduation rates, unless a specific program or personal circumstance makes UIU an undeniable fit.
Return on Investment
Given the high tuition and median debt, the degree may not be worth the cost for all students, but it could be a good investment for those prioritizing earnings potential.
Debt Reality Check
Median student debt at Upper Iowa University: $25,000. Monthly payment on a standard 10-year plan: $284/month. Total repaid: $34,080 ($9,080 in interest).
Breakeven vs high school diploma: 1.1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $34,080.
Strengths
- Accessible tuition
- Above-average earnings
- Good affordability score
Weaknesses
- Below-average graduation rate
- High median debt
Academic Profile
SAT Average: 1090. ACT Midpoint: 21. Retention Rate: 67.7%.
Upper Iowa University's academic profile on the Fayette campus is characterized by its personalized approach, accessible faculty, and a strong emphasis on practical, career-focused education. While UIU is well-known for its extensive online and distance learning programs, the residential Fayette campus offers a distinct, intimate learning environment. Academic strengths often lie in professional fields that prepare students directly for the workforce, with notable departments including Business Administration, Criminal Justice, Education, and Exercise Science. The university also offers strong programs in areas like Conservation Management and Psychology, reflecting both regional needs and student interests.
Given the smaller student body, research opportunities are primarily undergraduate-focused and often involve close collaboration with faculty mentors. Students in programs like Biology or Environmental Science might engage in field research, while those in Business or Psychology could undertake capstone projects or independent studies that culminate in presentations or papers. This direct engagement with faculty on research is a significant advantage, providing hands-on experience that's invaluable for graduate school or career entry.
Faculty quality at UIU is high, with professors often holding terminal degrees in their fields and bringing real-world experience into the classroom. While specific faculty salary data isn't available, the emphasis at a private institution of this size is typically on teaching excellence and student mentorship. The student-faculty ratio, though not provided, is inherently low in a small campus setting, ensuring that students receive individualized attention, can easily approach professors for help, and benefit from smaller class sizes where discussions are more robust.
For high-achieving students, UIU offers an Honors Program, providing enriched coursework, special projects, and opportunities for interdisciplinary study. This program is designed to challenge students academically and foster critical thinking and leadership skills. Study abroad opportunities are available, often through partnerships with other institutions or third-party providers, allowing students to gain global perspectives without interrupting their degree progress. Academic support resources are robust, including a dedicated Academic Support Center offering free tutoring, writing assistance, and study skills workshops. Disability services are also available to ensure all students have the resources they need to succeed. The focus here is truly on student success, with a network of support designed to help every Peacock thrive.
Financial Aid Guide for Upper Iowa University
Pell Grant recipients: 31.8%. Students taking federal loans: 40.5%.
Navigating financial aid at Upper Iowa University begins with understanding that while the sticker price of $19,475 for tuition (for both in-state and out-of-state students) is already quite competitive for a private institution, most students pay significantly less. UIU is committed to making education accessible, and institutional aid plays a crucial role in achieving this.
Merit-based aid is a cornerstone of UIU's financial assistance. Given the 96.5% admission rate, the university actively uses scholarships to attract and reward students who demonstrate academic achievement, leadership potential, or specific talents (e.g., athletic scholarships for NCAA Division II athletes, fine arts scholarships). These institutional grants and scholarships can range from a few thousand dollars to substantial awards covering a significant portion of tuition. While specific SAT/ACT scores aren't provided, strong high school GPAs are key indicators for merit consideration. Students should inquire about specific scholarship tiers based on their academic profile.
Need-based aid is also readily available, primarily determined by the Free Application for Federal Student Aid (FAFSA). Eligible students can receive federal Pell Grants, Federal Supplemental Educational Opportunity Grants (FSEOG), and state-specific aid like the Iowa Tuition Grant, which can provide up to approximately $7,000 annually for Iowa residents attending private colleges. Federal Direct Loans are a common component of aid packages, with the median debt for UIU graduates being $25,000, which is manageable but still a significant investment. Federal Work-Study opportunities are also available for eligible students, allowing them to earn money for educational expenses through part-time campus employment.
Typical aid packages for students from lower to middle-income families often combine institutional merit scholarships, federal and state grants, and federal student loans. For example, a student with a strong GPA from a family earning $60,000 annually might receive a $10,000 UIU merit scholarship, a $6,000 Pell Grant, and $5,500 in federal student loans, effectively reducing their out-of-pocket tuition to a minimal amount, plus room and board. For higher-income families, merit scholarships become even more critical in reducing costs.
To maximize your aid, apply early for admission and complete your FAFSA as soon as possible after October 1st. Be proactive in contacting the financial aid office to discuss your specific situation and any changes in your family's financial circumstances. While negotiating aid is less common at schools with high admit rates and already lower tuition, it's not entirely out of the question if you have a compelling offer from a comparable institution. Always present your case respectfully and with clear documentation.
Hidden Costs at Upper Iowa University
- Beyond tuition, students should budget approximately $1,200-$1,500 annually for textbooks and course materials, which can vary significantly by major.
- Mandatory university fees, covering technology, student activities, and health services, typically add an extra $800-$1,000 per year.
- While room and board are included in the overall cost for residential students, personal expenses like toiletries, entertainment, and incidentals can easily amount to $1,500-$2,000 annually.
- Students bringing a car to campus should anticipate a parking permit fee of around $150-$200 per year, plus fuel and maintenance costs for travel.
- Health insurance is a critical, often overlooked cost; if not covered by a family plan, students may need to purchase a university-sponsored plan or private insurance, which can cost $2,000-$3,000 per year.
- For students living off-campus (typically upperclassmen), rent, utilities, and groceries will replace room and board, potentially costing $6,000-$10,000 annually depending on living arrangements.
- Transportation costs for travel home during breaks or for local excursions should be factored in, especially for students from outside the immediate Fayette area, potentially adding $500-$1,500 per year.
Alumni Outcomes & Career Paths
Upper Iowa University (UIU) positions its graduates primarily within regional industries, though its robust online programs extend its reach significantly. For traditional on-campus students in Fayette, major employers often include local and regional healthcare systems like MercyOne and UnityPoint Health, various K-12 school districts across Northeast Iowa, and local government agencies. Graduates frequently find roles in business administration, accounting, criminal justice, and education. For instance, many alumni secure positions as teachers in districts such as Waterloo Community School District or Cedar Rapids Community School District, or as law enforcement officers in municipal police departments or the Iowa State Patrol.
Industries where UIU alumni cluster include education (especially K-12 and higher education administration), healthcare support, public administration, and small to medium-sized business management. The university's strong programs in Business Administration, Accounting, and Human Resources often lead to roles in regional financial institutions like Veridian Credit Union or local branches of national banks. Its Criminal Justice program feeds into local and state law enforcement, corrections, and probation services. Given UIU's focus as a teaching institution, graduate school placement rates are not exceptionally high, with most graduates entering the workforce directly. However, some pursue master's degrees in education, business, or public administration at regional universities like the University of Northern Iowa or Iowa State University.
While UIU doesn't boast a long list of nationally recognized 'notable alumni' in the traditional sense, its graduates often become pillars in their local communities, serving as educators, business owners, and public servants. The Career Services office at UIU provides personalized support, focusing on resume building, interview preparation, and connecting students with regional job fairs. They leverage a network of local employers for internships, particularly in business, education, and non-profit sectors. For example, students might intern with local accounting firms, community development organizations, or within the university's own departments. Geographic hiring patterns for on-campus graduates are heavily concentrated in Iowa and neighboring Midwest states like Minnesota, Wisconsin, and Illinois. However, UIU's extensive online student population means its alumni base and hiring patterns are geographically diverse, with graduates working across all 50 states and internationally, often leveraging their degrees for career advancement in their existing locations.
Campus Life & Culture at Upper Iowa University
Upper Iowa University attracts students who thrive in a small, supportive, and community-oriented environment, often seeking personalized attention from faculty. While the student body is primarily drawn from Iowa and surrounding Midwestern states, the university's online programs contribute to a broader geographic reach, and the Fayette campus welcomes students from diverse backgrounds. The ideal UIU student is often one who values close relationships, enjoys participating in campus activities (especially athletics), and is comfortable in a rural setting where campus life is the primary social hub.
Life at Upper Iowa University, nestled in the quaint town of Fayette, Iowa, is defined by its close-knit community and the quintessential small-college experience. With fewer than 2,000 students on the Fayette campus, you'll quickly recognize faces and build strong relationships with peers and faculty alike. The general vibe is one of supportive camaraderie, where students are encouraged to get involved and make the most of the rural setting. Fayette itself is a very small town, meaning campus life is the social life, fostering a strong sense of belonging.
Housing for first-year students typically involves traditional residence halls like Andres and Garbee, offering a classic dorm experience designed to build community. Upperclassmen may have options for suite-style living or campus apartments, providing more independence while still being part of the campus fabric. Dining centers, primarily the Servery in the Student Center, offer standard meal plan options, with limited off-campus choices due to the town's size. Students often gather in the Student Center for meals, study sessions, and social events.
Student organizations are active, though perhaps fewer in number than at larger universities, ensuring that each club has a dedicated core of members. You'll find groups ranging from academic honor societies and professional organizations (like the Business Club or Criminal Justice Association) to special interest clubs, intramural sports, and service-oriented groups. Greek life exists at UIU, with a handful of fraternities and sororities providing additional social and philanthropic opportunities, though it's not the dominant social scene. Many students find their niche through these smaller, more focused groups.
Athletics are a massive part of the UIU identity. As an NCAA Division II institution, the Upper Iowa Peacocks compete in the Northern Sun Intercollegiate Conference (NSIC), and sporting events, particularly football, basketball, and wrestling, draw significant student support. Being a Peacock fan is a point of pride, and games are major social events. Beyond varsity sports, intramurals and recreational activities are popular, making it easy for students of all athletic abilities to stay active.
Traditions are cherished here. Homecoming is a major annual celebration, bringing alumni back to Fayette for a weekend of parades, tailgating, and athletic events. Another beloved tradition is the 'Lighting of the Old Main,' where the historic campus centerpiece is illuminated for the holiday season, bringing the community together. The rural location also means students often enjoy outdoor activities, from hiking and fishing in nearby state parks to simply enjoying the peaceful, scenic surroundings. It's a campus where you're known by name, and your contributions genuinely matter.
Campus Highlights
- The historic 'Old Main' building, a beautiful and iconic centerpiece of the campus, symbolizing UIU's rich history.
- A vibrant NCAA Division II athletics program (the Peacocks), with a strong sense of school spirit and community support for its teams.
- An exceptionally close-knit, supportive campus community where students are known by name and faculty mentorship is a hallmark.
- The serene, rural setting of Fayette, Iowa, offering a peaceful environment conducive to focused study and outdoor recreation.
- A strong emphasis on career-focused academic programs, providing practical skills and direct pathways to employment.
- The 'Lighting of the Old Main' tradition, a beloved annual event that brings the campus and local community together for the holiday season.
- Opportunities for undergraduate research and hands-on learning, often involving direct collaboration with professors due to small class sizes.
Location & Regional Advantages
Upper Iowa University's location in Fayette, Iowa, presents a unique set of geographic advantages and challenges for career outcomes. Fayette is a small, rural town, meaning the immediate local job market is limited, primarily consisting of opportunities in education, local government, small businesses, and healthcare support roles within the community. This necessitates that many graduates seeking professional careers will need to relocate to larger urban centers within Iowa, such as Cedar Rapids (approximately 1.5 hours away), Waterloo (1 hour), or Des Moines (2.5 hours), or even beyond the state.
One significant advantage of the rural setting is the exceptionally low cost of living. Housing, utilities, and general expenses in Fayette and surrounding areas are considerably lower than national averages, which can help students manage debt post-graduation, at least initially. However, proximity to major industry hubs is a disadvantage; Fayette is not near a major metropolitan area, which can make networking with large corporations or accessing diverse internship opportunities more challenging for traditional students.
Quality of life in Fayette is characterized by a quiet, close-knit community, offering a safe and peaceful environment. The weather is typical Midwestern, with cold, snowy winters and warm, humid summers. Safety is generally very high, contributing to a secure campus experience. While the serene environment is conducive to focused study, it means career opportunities post-graduation are heavily influenced by a willingness to move. For those who embrace the rural lifestyle, there are opportunities to contribute significantly to local communities. For others, the location serves as a launching pad, requiring proactive job searching and relocation to access broader professional markets. UIU's strong online presence somewhat mitigates this, as many online students are already established in their careers and locations, using the degree for advancement rather than initial entry into a local job market.
How to Get Into Upper Iowa University
Given Upper Iowa University's 96.5% admission rate, the application process is highly accessible, and the focus isn't so much on getting in as it is on demonstrating that you're a good fit for the UIU community and securing the best possible financial aid package. The admissions office values students who show a genuine interest in UIU's specific programs and its close-knit, supportive environment.
While specific GPA and test score ranges (SAT/ACT) are not provided, a solid B average or higher in your high school coursework will put you in a strong position. UIU practices a holistic review, meaning they look beyond just grades and scores. They want to see evidence of your character, your commitment to learning, and your potential to contribute positively to campus life. If you choose to submit test scores, they can strengthen your application for merit scholarship consideration, but they are not the sole determinant.
Early Action (EA) is highly recommended, not necessarily for a significant admissions advantage, but primarily to maximize your consideration for institutional scholarships and financial aid. Applying early ensures your application is reviewed promptly and you receive an aid offer sooner, allowing ample time for planning. There isn't a binding Early Decision option, so EA provides flexibility.
When it comes to your application essay, choose a topic that genuinely reflects your personality, your passions, and why you believe UIU is the right place for you. Essays that highlight personal growth, community involvement, leadership experiences, or a clear understanding of your academic and career goals tend to resonate well. Be specific about what draws you to UIU – perhaps a particular program, the small class sizes, or the strong athletic tradition. Generic essays that could apply to any school will be less effective.
Demonstrated interest is quite important at a smaller, private institution like UIU. Visiting campus, attending virtual information sessions, connecting with an admissions counselor, or even just opening and clicking through emails from UIU can signal your serious intent. This helps the admissions team understand your commitment and can sometimes be a factor in scholarship decisions. Aim to submit your application by early fall of your senior year to be considered for the widest range of scholarships and to ensure a smooth transition.
How Upper Iowa University Compares to Similar Schools
Similar schools: William Penn University (IA), Grand View University (IA), Mount Mercy University (IA), Culver-Stockton College (MO)
Advantages
- Strong emphasis on personalized attention and small class sizes, fostering a close-knit community.
- Extensive online and distance learning programs, offering flexibility for non-traditional and working students.
- Historically strong regional network in Northeast Iowa for specific fields like education and public service.
- Lower tuition compared to many other private non-profit universities nationally, making it relatively accessible.
Disadvantages
- Significantly lower graduation rate (38.0%) compared to many peer institutions, indicating challenges in student retention and completion.
- Limited on-campus resources and opportunities due to its small size and rural location, especially compared to larger universities.
- Lower median 10-year earnings and a negative ROI score, suggesting a less favorable financial outcome for graduates compared to some peers.
Best For
- Students seeking a high graduation rate may want to consider other options.
- Prospective students should be aware of the lower-than-average graduation rate.
Avoid If
- Students looking for a more selective institution with higher graduation rates may find Upper Iowa University less appealing.
- Those seeking a higher median debt upon graduation might want to explore other options.
Frequently Asked Questions about Upper Iowa University
How much does it cost to attend Upper Iowa University?
In-state tuition at Upper Iowa University is $19,475 per year, and out-of-state tuition is $19,475 per year. The median student debt at graduation is $25,000.
What is the acceptance rate at Upper Iowa University?
Upper Iowa University has an acceptance rate of 96.5%.
What is the graduation rate at Upper Iowa University?
Upper Iowa University has a graduation rate of 38.0%.
How much do Upper Iowa University graduates earn?
The median earnings for Upper Iowa University graduates 10 years after enrollment is $52,766. With median debt of $25,000, graduates earn roughly 2.1x their debt level annually.
How big is Upper Iowa University?
Upper Iowa University has approximately 1,994 students and is classified as a small institution. It is located in Fayette, IA and is a Private Nonprofit institution.
Is Upper Iowa University worth the cost?
Upper Iowa University has an ROI score of -32 out of 100. With in-state tuition of $19,475 per year and median post-graduation earnings of $52,766, the data suggests the return on investment may be below average.
Where is Upper Iowa University located?
Upper Iowa University is located in Fayette, IA. It is a Private Nonprofit institution with approximately 1,994 students.
How much student debt do Upper Iowa University graduates have?
The median student debt for Upper Iowa University graduates is $25,000. With median earnings of $52,766 ten years after enrollment, graduates can expect a debt-to-income ratio of 47%.
Is Upper Iowa University a good college?
Upper Iowa University has a graduation rate of 38.0% and median post-graduation earnings of $52,766. High admission rate of 96.46%
How does Upper Iowa University compare to similar colleges?
Graduation rate of 38.03% While Upper Iowa University offers accessible tuition and above-average earnings, its below-average graduation rate may be a red flag.
What career prospects do Upper Iowa University graduates have?
Graduates of Upper Iowa University can expect to enter the workforce with a competitive salary, making it a good choice for those who prioritize earning potential.
What should prospective students know about Upper Iowa University?
Upper Iowa University is well-positioned in the market for students who value accessibility and affordability but may not prioritize a high graduation rate.
What makes Upper Iowa University stand out?
Median earnings 10 years after graduation are $52,766
What are the pros and cons of attending Upper Iowa University?
Affordability score of 75 out of 100
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- William Penn University (IA)
- Grand View University (IA)
- Mount Mercy University (IA)
- Culver-Stockton College (MO)
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Visit Upper Iowa University official website
View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.