University of Virginia-Main Campus

Charlottesville, VA 22903-2628 — Public

Value Score: 85/100 | ROI Score: 0 | Affordability Score: 90/100

Tuition (In-State): $21,803 | Out-of-State: $59,512

Acceptance Rate: 16.8% | Graduation Rate: 95.5% | Retention Rate: 97.5%

Median Earnings (10yr): $86,863 | Median Debt: $17,500

SAT Average: 1480 | ACT Midpoint: 34

Student Body Size: 17,597 (large)

Pell Grant Recipients: 15.6% | Federal Loan Rate: 20.0%

Average Faculty Salary: $17,428/month

Tuition & Affordability Analysis

In-state tuition at University of Virginia-Main Campus is $21,803 per year, which is 99% above the national average for public institutions.

Out-of-state students pay $59,512/year — a premium of $37,709 over in-state rates. Over four years, out-of-state students pay approximately $150,836 more than their in-state peers.

Estimated four-year tuition cost: $87,212 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of Virginia-Main Campus:

Families earning $0–$30,000: $8,174/year
Families earning $30,001–$48,000: $9,696/year
Families earning $48,001–$75,000: $13,283/year
Families earning $75,001–$110,000: $20,822/year
Families earning $110,000+: $35,402/year

Low-income families receive an average discount of $13,629/year, paying just 37% of the sticker price.

Admissions Snapshot

University of Virginia-Main Campus has an acceptance rate of 16.8%, placing it in the Highly Selective (10–20%) category. This means roughly 26,170 students apply each year.

With an acceptance rate under 20%, University of Virginia-Main Campus is among the most competitive institutions in the country. Strong academics, extracurriculars, and compelling essays are essential.

The average SAT score of admitted students is 1480, 40% above the national average. This places University of Virginia-Main Campus among the top-tier institutions for academic preparedness.

The ACT midpoint is 34, 62% above the national average.

Graduate Outcomes & Return on Investment

95.5% of students at University of Virginia-Main Campus complete their degree, 54% above the national average. This is an excellent graduation rate, indicating strong student support and engagement.

First-year retention rate: 97.5% (20% above the national average). A retention rate above 90% signals high student satisfaction and strong first-year experience programs.

Graduates of University of Virginia-Main Campus earn a median salary of $86,863 ten years after enrollment, 112% above the national average. This represents a $51,863/year earnings premium over the average high school diploma holder, or $1,555,890 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $17,500, 19% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $190/month, with a total repayment of $22,800 (including $5,300 in interest).

Debt-to-Earnings Ratio: 0.20x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of Virginia-Main Campus pays for itself in approximately 2 years. This is an excellent return on investment.

Financial Aid Profile

15.6% of students at University of Virginia-Main Campus receive Pell Grants (federal need-based aid for families earning under ~$60,000), 53% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

20.0% of students take federal loans, 57% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.

Average faculty salary: $17,428/month, 100% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

University of Virginia-Main Campus enrolls 17,597 undergraduate students. As a major university, University of Virginia-Main Campus offers extensive resources, hundreds of student organizations, Division I athletics, and a vast alumni network.

Diversity Index: 71/100 (higher = more diverse). University of Virginia-Main Campus has a highly diverse student body with strong representation across multiple racial and ethnic groups.

Student body composition: White 49%, Hispanic 8%, Black 8%, Asian 20%.

University of Virginia-Main Campus: Strong Academic and Career Outcomes with High Tuition for Out-of-State Students

UVA: Elite Education, Exceptional Value - Your Path to Top Careers Starts Here
Beyond the Diploma: How UVA Graduates Dominate the Job Market
The Virginia Advantage: Unlocking Your Potential in Charlottesville and Beyond

Report Card: Overall Grade C

University of Virginia-Main Campus receives an overall grade of C based on six dimensions:

Academics: A+
Value: D
Outcomes: A
Affordability: F

College Analysis

University of Virginia-Main Campus is a Public institution in Charlottesville, VA with approximately 17,597 students. Strong academic reputation with high graduation rates and earnings potential. High tuition for out-of-state students, but strong value for in-state students. Excellent career outcomes with median earnings 10 years after graduation above national average.

The Verdict: Is University of Virginia-Main Campus Worth It?

The University of Virginia-Main Campus presents a compelling case for value, especially for in-state students. With a median 10-year earning potential of $86,863 and a median debt of $17,500, the return on investment is strong. For an in-state student paying $21,803 annually, the total tuition over four years is roughly $87,212. This means the median earnings in just one year can cover over 99% of the total in-state tuition cost. Even for out-of-state students, with tuition around $59,512 annually ($238,048 total), the median earnings still represent a significant portion of the cost, and the debt load is remarkably low for a highly selective institution. The debt payoff timeline, given the median earnings, is likely to be swift, potentially within 2-3 years post-graduation for many. Considering its elite academic reputation, strong alumni network, and excellent career outcomes, UVA is an exceptional deal, particularly for Virginia residents. It's not just a good deal; it's a hidden gem offering world-class education at a price point that significantly outperforms many private institutions with similar prestige. Recommendation: UVA is an outstanding investment.

Return on Investment

Despite the high tuition, the strong academic programs and high earnings potential make UVA a worthwhile investment for many students.

Debt Reality Check

Median student debt at University of Virginia-Main Campus: $17,500. Monthly payment on a standard 10-year plan: $199/month. Total repaid: $23,880 ($6,380 in interest).

Breakeven vs high school diploma: 0.3 years. Debt burden: Low. Salary needed for comfortable repayment: $23,880.

Strengths

Strong academic programs and high graduation rates.
High median earnings 10 years after graduation.
Strong reputation and network.

Weaknesses

Higher tuition for out-of-state students.
Less diverse student body.
High student debt.

Academic Profile

SAT Average: 1480. ACT Midpoint: 34. Retention Rate: 97.5%.

UVA's academic reputation is stellar, consistently ranking among the top public universities in the nation. The College of Arts & Sciences is the largest school, offering a broad range of disciplines, but particular strengths lie in its McIntire School of Commerce, Darden School of Business (graduate-level), School of Engineering and Applied Science, and the Batten School of Leadership and Public Policy. Undergraduate research is highly encouraged, with numerous opportunities for students to engage with faculty on cutting-edge projects, often facilitated through departmental programs or university-wide initiatives like the UVA Undergraduate Research Symposium. Faculty quality is exceptionally high, with many professors being leaders in their fields. While faculty salary data isn't provided, the university's commitment to attracting top talent is evident in its academic offerings and research output. The student-faculty ratio is competitive, ensuring students have access to professors. The Echols Scholars Program and the Rodman Scholars Program offer enriched academic experiences for highly selective groups of students, providing dedicated advising and unique opportunities. UVA also boasts robust study abroad programs, allowing students to gain global perspectives. Academic support is readily available through various centers, including the University Learning Center, offering tutoring and academic skills workshops, and dedicated advisors within each school.

Financial Aid Guide for University of Virginia-Main Campus

Pell Grant recipients: 15.6%. Students taking federal loans: 20.0%.

Navigating financial aid at UVA requires understanding its commitment to both need-based and merit-based aid, though the latter is less common for undergraduates compared to some private institutions. UVA aims to meet 100% of demonstrated financial need for Virginia residents through a combination of grants, scholarships, loans, and work-study. For out-of-state students, the financial aid landscape is more competitive, with a greater emphasis on merit, though need-based aid is still available. Typical aid packages for lower-income families (e.g., those with an annual income below $40,000) might include a significant portion of grants and scholarships, potentially covering a substantial portion of the $21,803 in-state tuition and fees, and a portion of the $59,512 out-of-state tuition. Work-study opportunities are available, offering students the chance to earn money through part-time campus jobs. Scholarship applications often require separate essays and recommendations, and students are encouraged to explore departmental scholarships and external scholarship opportunities. While UVA is generally committed to its financial aid policies, negotiating aid packages is typically less common and less successful than at some private universities, as the university has a well-defined process for determining need. Prospective students should meticulously review the financial aid section of the UVA website and contact the Office of Undergraduate Admission and the Student Financial Services office for personalized guidance and to understand the specific deadlines for aid applications.

Hidden Costs at University of Virginia-Main Campus

Room and board costs can range from approximately $14,000 to $17,000 annually, depending on the chosen housing and meal plan.
Textbooks and course materials can easily add $1,000 to $1,500 per year.
Student activity fees, technology fees, and other miscellaneous university fees can total around $1,000 to $2,000 per academic year.
Personal expenses, including toiletries, laundry, entertainment, and social activities, can amount to $2,000 to $3,000 annually.
Transportation costs, whether for travel home or local transit in Charlottesville, can vary significantly but budget at least $500 to $1,000 per year.
Parking permits, if applicable for students living off-Grounds or commuting, can cost several hundred dollars annually.
Health insurance, if not covered by a parent's plan, can add over $3,000 per year.

Alumni Outcomes & Career Paths

Graduates from the University of Virginia-Main Campus (UVA) are highly sought after, entering a diverse range of competitive fields. Major employers actively recruiting on Grounds include consulting giants like McKinsey & Company, Deloitte, and Accenture; financial institutions such as Goldman Sachs, J.P. Morgan, and Capital One; and technology leaders like Google, Amazon, and Microsoft. Beyond these, UVA alumni are prevalent in government and public service, with many finding roles in Washington D.C. and Richmond, VA. Industries where alumni cluster most heavily are finance, consulting, technology, law, healthcare, and government. UVA boasts strong graduate and professional school placement rates, with many students matriculating into top-tier programs in law, business, medicine, and public policy at institutions like Harvard, Stanford, and Yale. Notable alumni span various sectors, including former U.S. President Thomas Jefferson (founder), author Edgar Allan Poe, and numerous CEOs and political figures. The university's Career Services is highly regarded, offering robust support, extensive networking events, and strong connections with recruiters. UVA's internship pipelines are well-established, particularly through its strong alumni network and dedicated career fairs, facilitating placements at companies like Bloomberg, ESPN, and various federal agencies. Geographic hiring patterns show a significant concentration of alumni in the Mid-Atlantic region, especially in Northern Virginia (tech and government), Washington D.C. (politics and policy), and New York City (finance). However, UVA graduates also secure positions nationwide and internationally, reflecting the broad recognition of the university's academic rigor and the quality of its alumni.

Campus Life & Culture at University of Virginia-Main Campus

The student body at UVA is academically driven and diverse, attracting students from across Virginia, the nation, and internationally. Students who thrive here are typically independent, intellectually curious, and possess a strong sense of community and responsibility. The university fosters an environment where students are encouraged to take initiative and contribute to campus life.

The University of Virginia, or UVA as it's affectionately known, cultivates a unique blend of academic rigor and a vibrant, yet historically rooted, social scene. Nestled in Charlottesville, the 'Grounds' themselves are a significant part of the experience, with the iconic Rotunda and Academical Village serving as the historic heart. Students often describe the vibe as 'work hard, play hard,' with a strong emphasis on both intellectual pursuits and a lively social calendar. Housing is primarily on-Grounds for first-years, with a mix of traditional dorms and suites, fostering an immediate sense of community. As students progress, many move to off-Grounds apartments and houses in the surrounding neighborhoods like the 'Corner' (a lively strip of shops and restaurants adjacent to campus) or the 'U-District,' creating distinct student enclaves. Dining offers a variety of options, from traditional dining halls to retail eateries, with meal plans designed to accommodate different lifestyles. Student organizations are incredibly diverse, covering every imaginable interest, from the highly competitive intramural sports scene to the prestigious Jefferson Society, a debating and discussion group with a long history. Greek life plays a significant role for a portion of the student body, with numerous fraternities and sororities offering social and networking opportunities, though it's by no means the only path to social engagement. UVA's athletics, particularly its championship-winning basketball and lacrosse teams, are a major point of pride and a significant draw for students, with packed stadiums and passionate fan bases. The overall culture encourages self-governance and a sense of responsibility, a legacy of Thomas Jefferson's founding principles.

Campus Highlights

The historic Academical Village, a UNESCO World Heritage site designed by Thomas Jefferson.
The Rotunda, an iconic symbol of the university and a central gathering place.
The 'Lawn' and 'Range' rooms, historic student housing offering a unique living experience.
The UVA 'Wahoos' spirit and strong traditions like 'First Year Dorm Olympics.'
The vibrant 'Corner' district adjacent to campus, offering shops, restaurants, and nightlife.
The extensive arts and culture scene, including the Fralin Museum of Art and the UVA Music Department.
The strong sense of student self-governance, a legacy of Jefferson's ideals.

Location & Regional Advantages

Charlottesville, Virginia, offers a unique blend of academic prestige and quality of life that significantly benefits UVA students. The local job market, while not as vast as a major metropolis, is bolstered by the university itself, healthcare institutions like UVA Health, and a growing number of tech and entrepreneurial ventures. The cost of living in Charlottesville is moderate, generally lower than major East Coast hubs like New York City or Washington D.C., making the median debt of $17,500 more manageable. Proximity to industry hubs is a key advantage; Charlottesville is within a few hours' drive of the burgeoning tech corridor in Northern Virginia, the political and policy centers of Washington D.C., and the financial markets of Richmond. This accessibility allows students to leverage internships and job opportunities in these larger markets while enjoying a more serene and focused academic environment. Charlottesville itself offers a high quality of life, characterized by its beautiful natural surroundings in the Blue Ridge Mountains, a vibrant local culture with wineries and a thriving arts scene, and a reputation for safety. The weather is temperate, with four distinct seasons. This location provides a balanced student experience, fostering strong academic focus and personal growth, while offering convenient access to major career markets post-graduation, enhancing the overall value proposition of a UVA degree.

How to Get Into University of Virginia-Main Campus

Gaining admission to UVA is highly competitive, with an acceptance rate hovering around 16.8%. The admissions committee looks for well-rounded individuals who demonstrate academic excellence, intellectual curiosity, and a strong sense of character and leadership. While UVA does not offer Early Decision, it does have an Early Action option, which can be advantageous for students who have a clear top choice and strong academic profile, though it does not guarantee admission or provide a significant admissions boost over Regular Decision. A rigorous academic record, including challenging coursework (AP, IB, dual enrollment) and strong grades (aim for a GPA well above 3.8, ideally closer to 4.0 weighted), is paramount. While SAT/ACT scores are not provided, historically, admitted students have had very high scores. Essays are crucial for showcasing personality and fit; focus on authentic experiences that highlight your values, resilience, and intellectual engagement. Demonstrated interest is not a primary factor in admissions decisions, so focus your energy on crafting a compelling application. The timeline is critical: Early Action deadlines are typically in early November, and Regular Decision deadlines are in early January. Ensure all supplemental materials, including letters of recommendation and transcripts, are submitted promptly.

How University of Virginia-Main Campus Compares to Similar Schools

Similar schools: University of North Carolina at Chapel Hill, College of William & Mary, University of Michigan - Ann Arbor, University of Wisconsin - Madison

Advantages

Stronger national brand recognition and alumni network compared to many public peers.
More selective admissions process, leading to a highly driven student body.
Exceptional value proposition, especially for in-state students, with lower median debt than many comparable institutions.
Prime location within a few hours of major East Coast economic hubs like D.C. and Richmond.

Disadvantages

Can be perceived as more academically intense and less focused on a traditional 'fun' college experience compared to some peers.
While strong, the research output might not match the sheer scale of flagship R1 universities like Michigan or Wisconsin.
Limited on-campus housing options for upperclassmen can be a drawback.

Best For

Students seeking a diverse student body may find UVA less diverse.
Out-of-state students should consider the high tuition cost.
Students prioritizing affordability may find better options within the state.

Avoid If

Students looking for a more affordable option should consider in-state public universities.
Students with limited financial resources may struggle with the high tuition.

Frequently Asked Questions about University of Virginia-Main Campus

How much does it cost to attend University of Virginia-Main Campus?

In-state tuition at University of Virginia-Main Campus is $21,803 per year, and out-of-state tuition is $59,512 per year. The median student debt at graduation is $17,500.

What is the acceptance rate at University of Virginia-Main Campus?

University of Virginia-Main Campus has an acceptance rate of 16.8%.

What is the graduation rate at University of Virginia-Main Campus?

University of Virginia-Main Campus has a graduation rate of 95.5%.

How much do University of Virginia-Main Campus graduates earn?

The median earnings for University of Virginia-Main Campus graduates 10 years after enrollment is $86,863. With median debt of $17,500, graduates earn roughly 5.0x their debt level annually.

How big is University of Virginia-Main Campus?

University of Virginia-Main Campus has approximately 17,597 students and is classified as a large institution. It is located in Charlottesville, VA and is a Public institution.

Is University of Virginia-Main Campus worth the cost?

University of Virginia-Main Campus has an ROI score of 0 out of 100. With in-state tuition of $21,803 per year and median post-graduation earnings of $86,863, the data suggests the return on investment may be below average.

Where is University of Virginia-Main Campus located?

University of Virginia-Main Campus is located in Charlottesville, VA. It is a Public institution with approximately 17,597 students.

How much student debt do University of Virginia-Main Campus graduates have?

The median student debt for University of Virginia-Main Campus graduates is $17,500. With median earnings of $86,863 ten years after enrollment, graduates can expect a debt-to-income ratio of 20%.

Is University of Virginia-Main Campus a good college?

University of Virginia-Main Campus has a graduation rate of 95.5% and median post-graduation earnings of $86,863. High admission rate of 16.81%.

How does University of Virginia-Main Campus compare to similar colleges?

Strong white student population (48.68%). Compared to peer institutions, UVA offers strong academic and career outcomes but has higher tuition for out-of-state students.

What career prospects do University of Virginia-Main Campus graduates have?

Graduates from UVA are well-positioned for high-paying careers in various fields.

What should prospective students know about University of Virginia-Main Campus?

UVA holds a strong market position due to its academic reputation and high graduation rates.

What makes University of Virginia-Main Campus stand out?

High median earnings 10 years after graduation ($86,863).

What are the pros and cons of attending University of Virginia-Main Campus?

Strong affordability score of 90.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.