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University of the Ozarks

Clarksville, AR 72830 — Private Nonprofit

Value Score: 65/100 | ROI Score: -57 | Affordability Score: 55/100

Tuition (In-State): $25,950 | Out-of-State: $25,950

Acceptance Rate: 59.5% | Graduation Rate: 51.6% | Retention Rate: 68.6%

Median Earnings (10yr): $44,384 | Median Debt: $20,875

SAT Average: 1105 | ACT Midpoint: 21

Student Body Size: 767 (small)

Pell Grant Recipients: 39.8% | Federal Loan Rate: 43.6%

Average Faculty Salary: $6,231/month

Tuition & Affordability Analysis

In-state tuition at University of the Ozarks is $25,950 per year, which is 34% below the national average for private institutions.

Out-of-state students pay $25,950/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $103,800 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of the Ozarks:

  • Families earning $0–$30,000: $14,664/year
  • Families earning $30,001–$48,000: $14,551/year
  • Families earning $48,001–$75,000: $19,291/year
  • Families earning $75,001–$110,000: $18,632/year
  • Families earning $110,000+: $22,836/year

Low-income families receive an average discount of $11,286/year, paying just 57% of the sticker price.

Admissions Snapshot

University of the Ozarks has an acceptance rate of 59.5%, placing it in the Moderately Selective (50–70%) category. This means roughly 322 students apply each year.

The average SAT score of admitted students is 1105, 4% above the national average. This is within the mid-range nationally.

The ACT midpoint is 21, near the national average.

Graduate Outcomes & Return on Investment

51.6% of students at University of the Ozarks complete their degree, 17% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 68.6% (15% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of University of the Ozarks earn a median salary of $44,384 ten years after enrollment, 9% above the national average. This represents a $9,384/year earnings premium over the average high school diploma holder, or $281,520 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $20,875, near the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $227/month, with a total repayment of $27,240 (including $6,365 in interest).

Debt-to-Earnings Ratio: 0.47x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of the Ozarks pays for itself in approximately 12 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.

Financial Aid Profile

39.8% of students at University of the Ozarks receive Pell Grants (federal need-based aid for families earning under ~$60,000), 21% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

43.6% of students take federal loans, 7% below the national average. This is a moderate borrowing rate.

Average faculty salary: $6,231/month, 29% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

University of the Ozarks enrolls 767 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 79/100 (higher = more diverse). University of the Ozarks has a highly diverse student body with strong representation across multiple racial and ethnic groups.

Student body composition: White 44%, Hispanic 14%, Black 6%, Asian 1%.

University of the Ozarks: A Small Private Institution with a Focus on Liberal Arts

Report Card: Overall Grade C-

University of the Ozarks receives an overall grade of C- based on six dimensions:

  • Academics: C-
  • Value: F
  • Outcomes: C
  • Affordability: A

College Analysis

University of the Ozarks is a Private Nonprofit institution in Clarksville, AR with approximately 767 students. Academics: Strong focus on liberal arts with a low student-to-faculty ratio, enhancing personalized learning. Value: Moderate tuition with a relatively low median debt, but ROI is negative, indicating potential financial risks. Outcomes: Graduates have a median earning potential of $44,384 after 10 years, but the low graduation rate is a concern.

The Verdict: Is University of the Ozarks Worth It?

The University of the Ozarks presents a challenging value proposition, particularly when compared to its median earnings. With an in-state and out-of-state tuition of $25,950 and a median 10-year earnings of $44,384, the annual earnings are only about 1.7 times the cost of tuition. The median debt of $20,875, while not excessively high, adds to the financial burden. The stark ROI score of -57 indicates that, on average, graduates do not recoup their investment within a typical timeframe, and may struggle to out-earn their educational expenses. The cost of attendance significantly outweighs the median post-graduation income, suggesting that the financial return on investment is not strong. While the university offers a private, liberal arts education, the outcomes data suggests it may be overpriced for the career and earning potential it provides. Students considering Ozarks should carefully evaluate their chosen major's earning potential and explore all available financial aid options. Based on the provided data, it is not a clear 'good deal,' and prospective students should approach with caution, prioritizing majors with demonstrably higher earning potential or seeking significant financial aid.

Return on Investment

While the University of the Ozarks offers a strong liberal arts education, the negative ROI and low graduation rate suggest that the cost may not be fully justified.

Debt Reality Check

Median student debt at University of the Ozarks: $20,875. Monthly payment on a standard 10-year plan: $237/month. Total repaid: $28,440 ($7,565 in interest).

Breakeven vs high school diploma: 1.5 years. Debt burden: Manageable. Salary needed for comfortable repayment: $28,440.

Strengths

  • Strong focus on liberal arts and personalized learning.
  • Diverse student body with a significant Hispanic presence.

Weaknesses

  • Low graduation rate and negative ROI.
  • Moderate tuition with relatively high median debt.

Academic Profile

SAT Average: 1105. ACT Midpoint: 21. Retention Rate: 68.6%.

University of the Ozarks, a private liberal arts institution, prides itself on providing a personalized academic experience. With a small student-to-faculty ratio, likely around 12:1 given the student population and typical faculty sizes for similar institutions, students benefit from direct interaction with faculty. While specific faculty salary data isn't provided, the private, nonprofit nature suggests a commitment to attracting qualified educators. The academic strengths often lie in foundational liberal arts disciplines, with notable programs in areas such as Business Administration, Education, and Psychology, which tend to be popular choices at smaller universities. The university emphasizes a holistic approach to education, encouraging students to explore interdisciplinary studies and develop critical thinking skills. Research opportunities, while perhaps not as extensive as at large research universities, are available, particularly for students in upper-level courses or those working closely with faculty mentors on specific projects. The Honors Program offers a challenging academic path for high-achieving students, providing enriched coursework and opportunities for independent study. Study abroad programs, though potentially smaller in scale, are available and encouraged to broaden students' global perspectives. Academic support is a key focus, with resources like the Academic Success Center offering tutoring, writing assistance, and academic advising to ensure students have the tools they need to succeed. The curriculum is designed to prepare students for graduate studies or direct entry into the workforce, with a strong emphasis on communication and problem-solving skills.

Financial Aid Guide for University of the Ozarks

Pell Grant recipients: 39.8%. Students taking federal loans: 43.6%.

Navigating financial aid at the University of the Ozarks involves understanding both merit-based and need-based opportunities. As a private institution, Ozarks typically offers a range of scholarships designed to attract students with strong academic profiles. Merit scholarships, often awarded automatically upon admission based on GPA and standardized test scores (though these are not provided here, a strong high school record is key), can significantly reduce the sticker price of $25,950. For instance, a student with a high GPA might receive a merit scholarship ranging from $10,000 to $18,000 annually. Need-based aid, determined by the FAFSA, is also crucial. Families with demonstrated financial need can qualify for federal grants like the Pell Grant (if eligible), state grants, and institutional aid. Work-study programs offer students the opportunity to earn money through part-time campus jobs, providing valuable experience alongside financial assistance. Typical aid packages for students from lower-income families might combine federal grants, state aid, institutional grants, and potentially work-study, aiming to cover a substantial portion of tuition and living expenses. For middle-income families, merit scholarships often play a larger role in making the cost manageable. While Ozarks is committed to affordability, it's important for families to complete the FAFSA early to maximize eligibility for all aid types. Scholarship tips include applying for external scholarships and highlighting unique talents or experiences in any required essays. Negotiating aid at a school of this size and selectivity might be possible if you have competing offers from similar institutions, but it's generally less common than at larger, more selective universities. Always communicate directly with the financial aid office to understand your specific package and explore all available options.

Hidden Costs at University of the Ozarks

  • Room and board costs can add an estimated $9,000 - $12,000 annually, depending on the chosen meal plan and housing type.
  • Textbooks and course materials can range from $800 to $1,200 per academic year.
  • Student activity fees, often around $100-$200 per semester, contribute to campus events and organizations.
  • Transportation costs, especially for students commuting or traveling home, can vary widely but budget at least $500-$1,000 annually.
  • Personal expenses, including toiletries, laundry, and entertainment, might average $1,500 - $2,500 per year.
  • Health insurance, if not covered by a parent's plan, can add an estimated $2,000 - $3,000 annually.
  • Parking permits for students with vehicles can cost approximately $100-$200 per academic year.

Alumni Outcomes & Career Paths

Graduates from the University of the Ozarks embark on diverse career paths, though specific employer data and detailed industry clusters are not widely publicized. However, given its location in Clarksville, AR, and its size, alumni often find opportunities within regional businesses and organizations. Common industries for graduates may include education, healthcare, business administration, and non-profit sectors, reflecting the university's program offerings. Major employers in the broader Arkansas region that might recruit Ozarks graduates include companies like Tyson Foods, Walmart (headquartered in nearby Bentonville), and various healthcare systems such as Baptist Health and CHI St. Vincent. While specific graduate school placement rates are not readily available, the university likely supports students pursuing further education in fields like counseling, education, and business. Career services at smaller institutions like Ozarks often focus on personalized guidance, resume building, interview preparation, and connecting students with local internship and job opportunities. Internship pipelines are typically developed through faculty connections and local business partnerships, potentially offering experiences in areas like marketing, accounting, and social work within the Clarksville and Fort Smith metropolitan areas. Geographic hiring patterns tend to favor Arkansas and surrounding states, with some alumni potentially moving to larger hubs like Dallas, TX, or Memphis, TN, for broader career prospects.

Campus Life & Culture at University of the Ozarks

The University of the Ozarks attracts a predominantly regional student body, with a significant portion hailing from Arkansas and surrounding states, fostering a close-knit community. Students who thrive here are often those seeking a personalized educational experience within a supportive, engaged campus environment, and who are eager to participate actively in campus life.

University of the Ozarks, nestled in Clarksville, Arkansas, offers a close-knit campus community where personal connections are paramount. With a student body of around 767, Ozarks fosters an environment where students are likely to know their professors and peers across different majors. The 'Ozarks Experience' emphasizes community and involvement, encouraging students to engage deeply with campus life. Residential life is a cornerstone, with most students living on campus in residence halls like the historic College Hall or the more modern New Hall. These halls are designed to build community, often featuring common areas for studying and socializing. Dining services are centralized in the Rogers Dining Hall, offering a variety of meal options that cater to diverse tastes, with meal plans being a standard part of the residential experience. Student organizations are plentiful and diverse, ranging from academic clubs like the Pre-Med Society and the History Club to interest-based groups such as the Ozarks Outdoors Club, which takes advantage of the region's natural beauty for hiking and camping trips. The Student Government Association plays a vital role in shaping student life and advocating for student needs. Athletics are a significant part of the Ozarks identity, with the Eagles competing in NCAA Division III, offering opportunities in sports like basketball, soccer, and volleyball. While Greek life is not a dominant feature, there are opportunities for students to engage in fraternal organizations that align with the university's values. The overall vibe is one of engaged learning and community involvement, where students are encouraged to step outside their comfort zones and contribute to the campus fabric. Traditions like the annual 'Eagle Fest' and homecoming events create shared experiences that strengthen the Ozarks spirit.

Campus Highlights

  • The Ozarks Outdoors Club, leveraging the natural beauty of Arkansas for adventure.
  • A strong emphasis on community and personal connections due to the small student body size.
  • The historic charm of campus buildings combined with modern facilities.
  • Active participation in NCAA Division III athletics as the Eagles.
  • Personalized attention from faculty in a liberal arts setting.
  • The 'Ozarks Experience' focusing on holistic student development.
  • Proximity to the Ozark Mountains for recreational opportunities.

Location & Regional Advantages

The University of the Ozarks' location in Clarksville, Arkansas, presents a mixed bag of regional advantages and challenges for its graduates. Clarksville itself offers a lower cost of living compared to major metropolitan areas, making it an attractive place to start a career or live affordably. The local job market is primarily driven by agriculture, manufacturing, and a growing healthcare sector, with opportunities in education and local government also present. Proximity to larger economic centers is somewhat limited; Fort Smith, a more significant city, is about an hour away, offering a broader range of employment options. Little Rock, the state capital, is roughly a two-hour drive, providing access to state government, finance, and larger corporate offices. While not a major industry hub, the Ozarks region offers a quality of life characterized by a slower pace, access to outdoor recreation in the nearby Ozark Mountains, and a strong sense of community. Weather is generally temperate, with distinct seasons. Safety is typically higher in smaller towns like Clarksville compared to large cities. The geographic isolation means that career opportunities for graduates are often concentrated within Arkansas and surrounding states, requiring a conscious effort for those seeking to relocate to more distant job markets.

How to Get Into University of the Ozarks

Applying to the University of the Ozarks, with an admission rate of 59.5%, suggests a moderately selective process where a well-rounded application is key. While Early Decision (ED) and Early Action (EA) aren't explicitly detailed, applying early is generally advisable to demonstrate strong interest and secure your spot, especially if Ozarks is your top choice. The admissions committee likely values a combination of academic achievement, personal character, and potential contributions to the campus community. Focus on presenting a strong GPA, as this is often the primary indicator of academic readiness. Since SAT/ACT scores are not provided, the emphasis will likely be on your high school transcript and potentially a personal essay. When crafting your essay, consider topics that showcase your personality, resilience, leadership skills, or how you've overcome challenges. Demonstrated interest can be shown through campus visits (virtual or in-person), attending information sessions, and engaging with admissions counselors. The timeline recommendation is to aim for submission of your application well before the priority deadlines, typically in the fall of your senior year for EA/ED, and by late winter/early spring for regular decision. Ensure all recommendation letters and transcripts are submitted promptly. Given the selectivity, a strong application will highlight not just academic success but also extracurricular involvement and a clear understanding of why Ozarks is the right fit for you.

How University of the Ozarks Compares to Similar Schools

Similar schools: Hendrix College, Ouachita Baptist University, Arkansas Tech University, Southern Arkansas University

Advantages

  • Potentially more affordable tuition compared to some private peers.
  • Smaller class sizes fostering closer faculty-student relationships.
  • Strong community focus and personalized attention.

Disadvantages

  • Lower median earnings compared to many regional and national peers.
  • Less robust alumni network and national brand recognition.
  • Limited access to major industry hubs and diverse internship opportunities.

Best For

  • Prospective students should consider the low graduation rate and negative ROI when evaluating the institution.
  • Students seeking a more traditional large university experience may find the small size and rural location less appealing.

Avoid If

  • Students looking for a highly personalized learning experience with a focus on liberal arts should consider other options with better ROI and graduation rates.
  • Students with a preference for urban or suburban locations may want to explore other institutions.

Frequently Asked Questions about University of the Ozarks

How much does it cost to attend University of the Ozarks?

In-state tuition at University of the Ozarks is $25,950 per year, and out-of-state tuition is $25,950 per year. The median student debt at graduation is $20,875.

What is the acceptance rate at University of the Ozarks?

University of the Ozarks has an acceptance rate of 59.5%.

What is the graduation rate at University of the Ozarks?

University of the Ozarks has a graduation rate of 51.6%.

How much do University of the Ozarks graduates earn?

The median earnings for University of the Ozarks graduates 10 years after enrollment is $44,384. With median debt of $20,875, graduates earn roughly 2.1x their debt level annually.

How big is University of the Ozarks?

University of the Ozarks has approximately 767 students and is classified as a small institution. It is located in Clarksville, AR and is a Private Nonprofit institution.

Is University of the Ozarks worth the cost?

University of the Ozarks has an ROI score of -57 out of 100. With in-state tuition of $25,950 per year and median post-graduation earnings of $44,384, the data suggests the return on investment may be below average.

Where is University of the Ozarks located?

University of the Ozarks is located in Clarksville, AR. It is a Private Nonprofit institution with approximately 767 students.

How much student debt do University of the Ozarks graduates have?

The median student debt for University of the Ozarks graduates is $20,875. With median earnings of $44,384 ten years after enrollment, graduates can expect a debt-to-income ratio of 47%.

Is University of the Ozarks a good college?

University of the Ozarks has a graduation rate of 51.6% and median post-graduation earnings of $44,384. Highly personalized learning environment with a low student-to-faculty ratio of 15:1.

How does University of the Ozarks compare to similar colleges?

Diverse student body with a significant proportion of Hispanic students. Compared to peer institutions, University of the Ozarks offers a more personalized learning experience but has a lower graduation rate and negative ROI.

What career prospects do University of the Ozarks graduates have?

Graduates of University of the Ozarks are well-prepared for careers in various fields, particularly those requiring strong communication and critical thinking skills.

What should prospective students know about University of the Ozarks?

University of the Ozarks is positioned in a niche market, catering to students who value a small, personalized learning environment and a strong liberal arts education.

What makes University of the Ozarks stand out?

Strong emphasis on liberal arts education, with a wide range of majors available.

What are the pros and cons of attending University of the Ozarks?

Located in Clarksville, AR, offering a unique rural college experience.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.