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University of the Incarnate Word

San Antonio, TX 78209 — Private Nonprofit

Value Score: 65/100 | ROI Score: -62 | Affordability Score: 55/100

Tuition (In-State): $37,090 | Out-of-State: $37,090

Acceptance Rate: 98.1% | Graduation Rate: 51.4% | Retention Rate: 71.3%

Median Earnings (10yr): $56,733 | Median Debt: $27,000

ACT Midpoint: 20

Student Body Size: 4,440 (medium)

Pell Grant Recipients: 44.6% | Federal Loan Rate: 48.6%

Average Faculty Salary: $9,001/month

Tuition & Affordability Analysis

In-state tuition at University of the Incarnate Word is $37,090 per year, which is 6% below the national average for private institutions.

Out-of-state students pay $37,090/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $148,360 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of the Incarnate Word:

  • Families earning $0–$30,000: $19,260/year
  • Families earning $30,001–$48,000: $19,487/year
  • Families earning $48,001–$75,000: $21,950/year
  • Families earning $75,001–$110,000: $25,084/year
  • Families earning $110,000+: $31,539/year

Low-income families receive an average discount of $17,830/year, paying just 52% of the sticker price.

Admissions Snapshot

University of the Incarnate Word has an acceptance rate of 98.1%, placing it in the Open Admission (85%+) category. This means roughly 1,131 students apply each year.

University of the Incarnate Word accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The ACT midpoint is 20, 5% below the national average.

Graduate Outcomes & Return on Investment

51.4% of students at University of the Incarnate Word complete their degree, 17% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 71.3% (12% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of University of the Incarnate Word earn a median salary of $56,733 ten years after enrollment, 39% above the national average. This represents a $21,733/year earnings premium over the average high school diploma holder, or $651,990 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $27,000, 26% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $293/month, with a total repayment of $35,160 (including $8,160 in interest).

Debt-to-Earnings Ratio: 0.48x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of the Incarnate Word pays for itself in approximately 7 years. This is a reasonable investment timeline.

Financial Aid Profile

44.6% of students at University of the Incarnate Word receive Pell Grants (federal need-based aid for families earning under ~$60,000), 35% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

48.6% of students take federal loans, 3% above the national average. This is a moderate borrowing rate.

Average faculty salary: $9,001/month, 3% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

University of the Incarnate Word enrolls 4,440 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 54/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 15%, Hispanic 66%, Black 7%, Asian 3%.

University of the Incarnate Word: Medium-Sized Private Nonprofit Institution in San Antonio

Report Card: Overall Grade D+

University of the Incarnate Word receives an overall grade of D+ based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: B
  • Affordability: B

College Analysis

University of the Incarnate Word is a Private Nonprofit institution in San Antonio, TX with approximately 4,440 students. Academics: Graduation rate is below average, indicating potential challenges in degree completion. Value: Median earnings 10 years post-graduation are above the national average, suggesting good career prospects. Outcomes: The university has a high admission rate, which could indicate a less competitive admissions process.

The Verdict: Is University of the Incarnate Word Worth It?

The University of the Incarnate Word presents a complex value proposition. With an in-state and out-of-state tuition of $37,090, it is a significant investment. The median earnings of $56,733 after 10 years, coupled with a median debt of $27,000, result in a notably negative ROI score of -62. This suggests that, on average, graduates are not recouping their investment in terms of earnings potential within a decade. The debt-to-earnings ratio is also concerning; it would take approximately 4.5 years of median post-graduation earnings to pay off the median debt, assuming no living expenses, which is a long payoff period. While UIW offers strong programs, particularly in healthcare, the financial return on investment appears to be a significant drawback. It is not a clear 'good deal' and could be considered overpriced based on the provided financial metrics. However, for students deeply committed to specific fields where UIW excels and who may have access to scholarships or other financial aid, the value might increase. For the average student, a more financially prudent option might be sought unless specific program strengths align perfectly with career goals and financial aid significantly mitigates the cost.

Return on Investment

While the degree offers good earning potential, the high cost and low graduation rate make it a less favorable investment compared to more affordable institutions with higher graduation rates.

Debt Reality Check

Median student debt at University of the Incarnate Word: $27,000. Monthly payment on a standard 10-year plan: $307/month. Total repaid: $36,840 ($9,840 in interest).

Breakeven vs high school diploma: 1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $36,840.

Strengths

  • Strong career outcomes with above-average earnings
  • Highly diverse student body

Weaknesses

  • Below-average graduation rate
  • Moderate tuition costs

Academic Profile

ACT Midpoint: 20. Retention Rate: 71.3%.

UIW boasts a strong academic foundation with a particular emphasis on health sciences, education, and business. The School of Osteopathic Medicine is a flagship program, attracting students nationwide. Other highly regarded departments include nursing, physical therapy, and pharmacy, reflecting the university's commitment to healthcare professions. The H-E-B School of Business & Administration is also a popular choice, offering programs accredited by the Accreditation Council for Business Schools and Programs (ACBSP). UIW fosters a student-centered learning environment, with a student-faculty ratio that, while not explicitly provided, is generally indicative of smaller class sizes at private institutions, allowing for personalized attention. Faculty are often engaged in research, and undergraduate students have opportunities to participate, particularly within the health science fields. The university offers a robust Honors Program for academically gifted students, providing enriched coursework and research opportunities. Study abroad programs are available, allowing students to gain global perspectives. Academic support is a priority, with resources like the Center for Academic Success offering tutoring, academic advising, and workshops to help students navigate their coursework and develop effective study habits. The university's commitment to liberal arts education ensures that students receive a well-rounded education, regardless of their major.

Financial Aid Guide for University of the Incarnate Word

Pell Grant recipients: 44.6%. Students taking federal loans: 48.6%.

Navigating financial aid at the University of the Incarnate Word involves understanding both merit-based and need-based aid. Given its private status, UIW offers a range of institutional scholarships and grants designed to attract a diverse student body. Merit scholarships are often awarded automatically based on academic achievements like GPA and standardized test scores (though these are currently not a primary focus for admission). For the 2023-2024 academic year, tuition and fees alone hover around $37,090. It's crucial for prospective students to complete the FAFSA (Free Application for Federal Student Aid) by the priority deadline, typically March 1st, to be considered for federal grants (like Pell Grants), federal loans, and state aid. UIW also offers institutional grants and scholarships, which can significantly reduce the net cost of attendance. While specific average aid packages vary widely based on individual circumstances, students from families with an Expected Family Contribution (EFC) below $10,000 might receive substantial need-based aid, potentially covering a significant portion of tuition and living expenses through a combination of grants, scholarships, and work-study. Work-study opportunities are available and can provide students with valuable on-campus employment experience. For families with higher incomes, merit scholarships become more critical. It's generally realistic to inquire about aid negotiation, especially if you have competing offers from similar institutions or have experienced a significant change in financial circumstances, though UIW's approach to negotiation may be more structured than some other private universities. Always check the UIW Financial Aid website for the most current scholarship opportunities and deadlines.

Hidden Costs at University of the Incarnate Word

  • Room and board costs can range from approximately $10,000 to $15,000 per academic year, depending on the chosen housing and meal plan.
  • Textbooks and course materials can add an estimated $1,000 to $1,500 per year.
  • Mandatory student fees, including technology and activity fees, can total around $1,000 to $1,500 annually.
  • Transportation costs, especially for students commuting or traveling home, can vary significantly but budget at least $500-$1,000 annually.
  • Parking permits for students living on or commuting to campus can cost between $100 and $300 per year.
  • Personal expenses, such as toiletries, entertainment, and miscellaneous items, should be budgeted at $1,500-$2,500 per year.
  • Health insurance, if not covered by a parent's plan, can add another $2,000-$3,000 annually.

Alumni Outcomes & Career Paths

Graduates from the University of the Incarnate Word (UIW) in San Antonio, TX, enter a diverse job market, with many finding opportunities within the robust healthcare sector, a significant strength for the university. Major employers that frequently recruit UIW graduates include large healthcare systems like CHRISTUS Health, Methodist Healthcare, and Baptist Health System, reflecting the strong presence of nursing, health sciences, and allied health programs. Beyond healthcare, UIW alumni are also found in education, with school districts such as Northside ISD and North East ISD hiring graduates. The financial services sector also offers opportunities, with local branches of major banks and credit unions, including USAA (headquartered in San Antonio), often seeking talent. Industries where alumni cluster heavily are healthcare services, education, and increasingly, business and technology roles within the growing San Antonio economy. While specific graduate school placement rates are not readily available, UIW's professional programs, particularly in health sciences, often see graduates pursue advanced degrees in fields like physical therapy, occupational therapy, and physician assistant studies. Notable alumni include figures like Sister Walter Maher, a former president of UIW, and various community leaders and professionals who have made significant contributions in their respective fields within Texas. UIW's Career Services department aims to support students through resume building, interview preparation, and career fairs, connecting them with local and regional employers. The university also emphasizes internship opportunities, particularly for students in health professions, often placing them in clinical rotations within the very healthcare systems that later recruit them. Geographic hiring patterns show a strong concentration of alumni within the San Antonio metropolitan area and across Texas, with a smaller but notable presence in other Southern states.

Campus Life & Culture at University of the Incarnate Word

UIW serves a diverse student body, with a significant portion of students coming from Texas, particularly the San Antonio metropolitan area. The university actively promotes diversity and inclusion, attracting students from various ethnic, cultural, and socioeconomic backgrounds. Students who thrive here are often those who appreciate a close-knit community, value a faith-based education, and are eager to engage in service and personal development.

The University of the Incarnate Word (UIW) offers a vibrant campus life deeply rooted in its Catholic heritage and a strong sense of community. Nestled in the heart of San Antonio, the campus itself is a beautiful blend of historic architecture and modern facilities, often described as an oasis with its lush landscaping and the serene San Antonio River flowing through it. Social life at UIW is active but not overwhelming, reflecting its moderate size. Students can find their niche through over 70 student organizations, ranging from academic clubs and cultural groups to service-oriented chapters. The university emphasizes a holistic student experience, encouraging involvement in activities that foster personal growth and leadership. While Greek life exists, it's not the dominant social force, allowing for a more diverse range of social interactions. Athletics are a significant part of the UIW spirit, with the Cardinals competing in NCAA Division I, drawing enthusiastic crowds to games. Housing options include traditional residence halls and apartment-style living, fostering a close-knit community feel. Dining services offer a variety of options, including a main dining hall and several cafes, catering to different tastes and dietary needs. The overall vibe is one of warmth, inclusivity, and a commitment to service, where students are encouraged to engage with their faith, their studies, and their community. The proximity to downtown San Antonio also provides ample opportunities for off-campus exploration and entertainment.

Campus Highlights

  • The San Antonio River flows through the heart of campus, offering a unique and serene natural setting.
  • Strong emphasis on health sciences, with highly regarded programs in medicine, nursing, and physical therapy.
  • A beautiful campus blending historic architecture with modern facilities, creating an aesthetically pleasing environment.
  • Commitment to service and social justice, reflecting its Catholic heritage and encouraging student engagement in the community.
  • Active NCAA Division I athletics program (the UIW Cardinals) fostering school spirit and community engagement.
  • Proximity to the vibrant cultural and historical attractions of downtown San Antonio.
  • The Grotto, a peaceful outdoor space for reflection and prayer, embodying the university's spiritual dimension.

Location & Regional Advantages

The University of the Incarnate Word's location in San Antonio, Texas, offers a unique blend of advantages and challenges for its graduates. San Antonio boasts a growing economy, particularly strong in the healthcare, biosciences, and tourism sectors. This provides a fertile ground for UIW alumni, especially those graduating from its well-regarded health professions programs. The presence of major healthcare employers like CHRISTUS Health and Methodist Healthcare, along with the burgeoning biotech scene, creates direct career pathways. The cost of living in San Antonio is generally lower than in major Texas hubs like Austin or Dallas, making it more feasible for recent graduates to manage expenses and potentially save more aggressively towards financial goals. Quality of life in San Antonio is characterized by its rich cultural heritage, vibrant arts scene, and a generally friendly atmosphere. While the city has experienced growth and associated urban challenges, it is often perceived as a relatively safe and family-friendly environment. Proximity to other industry hubs is moderate; while not directly adjacent to a major tech or finance epicenter, its position within Texas allows for reasonable travel to Austin (approximately 1.5 hours) for those seeking opportunities in those sectors. This geographic advantage means that while many UIW graduates find fulfilling careers within San Antonio and its surrounding areas, the city also serves as a solid launchpad for those looking to expand their horizons within the broader Texas job market or the Southern United States.

How to Get Into University of the Incarnate Word

The University of the Incarnate Word (UIW) has a high admission rate of 98.1%, indicating it is not highly selective. This means the admissions office primarily looks for students who meet the basic academic requirements and demonstrate a genuine interest in the university's mission and values. While Early Action (EA) or Early Decision (ED) are not explicitly highlighted as having significant advantages due to the broad acceptance rate, applying earlier in the cycle is always beneficial to ensure you are considered for all available scholarships and aid. The admissions committee values a well-rounded application that showcases not just academic achievement but also community involvement, leadership potential, and alignment with UIW's Catholic, liberal arts tradition. While SAT/ACT scores are not currently a primary focus, a strong GPA is important. Focus on presenting a compelling narrative in your application essays that highlights your personal growth, your commitment to service, and why UIW, with its specific programs and values, is the right fit for you. Demonstrated interest can be shown through campus visits, attending virtual information sessions, and engaging with admissions counselors. The timeline should involve submitting your application and all supporting documents (transcripts, recommendation letters, essays) well before the priority deadlines, typically in the late fall or early winter for the following academic year, to maximize scholarship opportunities.

How University of the Incarnate Word Compares to Similar Schools

Similar schools: St. Mary's University, Our Lady of the Lake University, Trinity University, Texas A&M University - San Antonio

Advantages

  • Strong emphasis and established pipelines in health sciences, particularly nursing and allied health.
  • Deeply rooted Catholic tradition and mission, appealing to students seeking a faith-based education.
  • Significant presence and alumni network within the San Antonio metropolitan area.

Disadvantages

  • Lower median earnings compared to some private peers, impacting the financial return on investment.
  • Lower graduation rates compared to more selective institutions, potentially indicating challenges with student retention or academic support for some.

Best For

  • Prospective students who prioritize high graduation rates and lower debt may want to consider other options.
  • Students seeking a more competitive admissions process might find other institutions more suitable.

Avoid If

  • Students looking for a less expensive education option might find other institutions more affordable.
  • Prospective students interested in a higher graduation rate might want to explore other private institutions.

Frequently Asked Questions about University of the Incarnate Word

How much does it cost to attend University of the Incarnate Word?

In-state tuition at University of the Incarnate Word is $37,090 per year, and out-of-state tuition is $37,090 per year. The median student debt at graduation is $27,000.

What is the acceptance rate at University of the Incarnate Word?

University of the Incarnate Word has an acceptance rate of 98.1%.

What is the graduation rate at University of the Incarnate Word?

University of the Incarnate Word has a graduation rate of 51.4%.

How much do University of the Incarnate Word graduates earn?

The median earnings for University of the Incarnate Word graduates 10 years after enrollment is $56,733. With median debt of $27,000, graduates earn roughly 2.1x their debt level annually.

How big is University of the Incarnate Word?

University of the Incarnate Word has approximately 4,440 students and is classified as a medium institution. It is located in San Antonio, TX and is a Private Nonprofit institution.

Is University of the Incarnate Word worth the cost?

University of the Incarnate Word has an ROI score of -62 out of 100. With in-state tuition of $37,090 per year and median post-graduation earnings of $56,733, the data suggests the return on investment may be below average.

Where is University of the Incarnate Word located?

University of the Incarnate Word is located in San Antonio, TX. It is a Private Nonprofit institution with approximately 4,440 students.

How much student debt do University of the Incarnate Word graduates have?

The median student debt for University of the Incarnate Word graduates is $27,000. With median earnings of $56,733 ten years after enrollment, graduates can expect a debt-to-income ratio of 48%.

Is University of the Incarnate Word a good college?

University of the Incarnate Word has a graduation rate of 51.4% and median post-graduation earnings of $56,733. High admission rate (98.14%)

How does University of the Incarnate Word compare to similar colleges?

Graduation rate of 51.4% Compared to peer institutions, University of the Incarnate Word has a lower graduation rate but higher median earnings 10 years post-graduation.

What career prospects do University of the Incarnate Word graduates have?

Graduates of University of the Incarnate Word are well-positioned for careers with median earnings above the national average.

What should prospective students know about University of the Incarnate Word?

University of the Incarnate Word holds a moderate market position, balancing high tuition with above-average earnings potential.

What makes University of the Incarnate Word stand out?

Median debt of $27,000 upon graduation

What are the pros and cons of attending University of the Incarnate Word?

Median earnings 10 years post-graduation at $56,733

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.