CollegeTuitionData — College Data in Plain English

University of St Thomas

Houston, TX 77006-4696 — Private Nonprofit

Value Score: 85/100 | ROI Score: -57 | Affordability Score: 55/100

Tuition (In-State): $34,634 | Out-of-State: $34,634

Acceptance Rate: 89.9% | Graduation Rate: 68.7% | Retention Rate: 77.7%

Median Earnings (10yr): $59,224 | Median Debt: $19,928

SAT Average: 1090 | ACT Midpoint: 21

Student Body Size: 3,220 (medium)

Pell Grant Recipients: 41.6% | Federal Loan Rate: 34.5%

Average Faculty Salary: $7,661/month

Tuition & Affordability Analysis

In-state tuition at University of St Thomas is $34,634 per year, which is 12% below the national average for private institutions.

Out-of-state students pay $34,634/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $138,536 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of St Thomas:

  • Families earning $0–$30,000: $18,441/year
  • Families earning $30,001–$48,000: $17,453/year
  • Families earning $48,001–$75,000: $17,972/year
  • Families earning $75,001–$110,000: $21,543/year
  • Families earning $110,000+: $26,086/year

Low-income families receive an average discount of $16,193/year, paying just 53% of the sticker price.

Admissions Snapshot

University of St Thomas has an acceptance rate of 89.9%, placing it in the Open Admission (85%+) category. This means roughly 895 students apply each year.

University of St Thomas accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The average SAT score of admitted students is 1090, near the national average. This is within the mid-range nationally.

The ACT midpoint is 21, near the national average.

Graduate Outcomes & Return on Investment

68.7% of students at University of St Thomas complete their degree, 11% above the national average. This is a solid graduation rate.

First-year retention rate: 77.7% (4% below the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of University of St Thomas earn a median salary of $59,224 ten years after enrollment, 45% above the national average. This represents a $24,224/year earnings premium over the average high school diploma holder, or $726,720 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $19,928, 7% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $216/month, with a total repayment of $25,920 (including $5,992 in interest).

Debt-to-Earnings Ratio: 0.34x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of St Thomas pays for itself in approximately 6 years. This is a reasonable investment timeline.

Financial Aid Profile

41.6% of students at University of St Thomas receive Pell Grants (federal need-based aid for families earning under ~$60,000), 26% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

34.5% of students take federal loans, 27% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.

Average faculty salary: $7,661/month, 12% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

University of St Thomas enrolls 3,220 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 64/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 16%, Hispanic 55%, Black 11%, Asian 10%.

University of St Thomas: Medium-sized Private Nonprofit with Strong Academic and Career Outcomes

Report Card: Overall Grade C-

University of St Thomas receives an overall grade of C- based on six dimensions:

  • Academics: D+
  • Value: F
  • Outcomes: B
  • Affordability: B

College Analysis

University of St Thomas is a Private Nonprofit institution in Houston, TX with approximately 3,220 students. Academics: Strong graduation rate of 68.7%. Value: Median earnings 10 years post-graduation are above the national average. Outcomes: High median earnings suggest good career prospects.

The Verdict: Is University of St Thomas Worth It?

The University of St. Thomas presents a challenging value proposition. With an out-of-state tuition of $34,634 and a median 10-year earning of $59,224, the initial cost is substantial relative to post-graduation income. The median debt of $19,928, while not excessively high, adds to the financial burden. The ROI score of -57 is a stark indicator that, on average, graduates do not recoup their investment quickly, and may not recoup it at all within a typical timeframe compared to their earnings. The payoff timeline for the median debt, assuming a reasonable portion of the salary is allocated to repayment, could be around 4-6 years, but this doesn't account for the full cost of attendance. While the university offers a private education and a Houston-centric career launchpad, the financial return is significantly below average. It is not a hidden gem, nor is it a straightforward good deal. For students who can secure substantial scholarships or grants, or who are targeting high-paying niche roles within Houston's key industries that exceed the median earnings, it might be justifiable. However, for the average student, the cost appears overpriced given the median earnings and ROI. Recommendation: Proceed with extreme caution and prioritize securing significant financial aid.

Return on Investment

Despite the high median debt, the strong career outcomes and above-average earnings suggest that the degree is worth the cost for many students.

Debt Reality Check

Median student debt at University of St Thomas: $19,928. Monthly payment on a standard 10-year plan: $226/month. Total repaid: $27,120 ($7,192 in interest).

Breakeven vs high school diploma: 0.7 years. Debt burden: Low. Salary needed for comfortable repayment: $27,120.

Strengths

  • Strong academic performance and career outcomes
  • Competitive tuition for in-state students

Weaknesses

  • Higher debt levels compared to some peers
  • Smaller size compared to some larger institutions

Academic Profile

SAT Average: 1090. ACT Midpoint: 21. Retention Rate: 77.7%.

The University of St. Thomas in Houston prides itself on a liberal arts foundation, offering a robust academic experience that encourages critical thinking and interdisciplinary exploration. While the overall student body is modest, UST boasts several strong departments and programs that draw students seeking a personalized education. Notable areas of strength often include its business programs, particularly within the Cameron School of Business, which benefits from Houston's status as a global business center. The School of Education and Human Services and the School of Theology also stand out, reflecting the university's Catholic heritage and commitment to service. Research opportunities are available for undergraduates, allowing them to work closely with faculty mentors on meaningful projects, often culminating in presentations or publications. The faculty, while specific salary data isn't provided, are generally dedicated to undergraduate teaching, a hallmark of smaller private institutions. The student-faculty ratio, though not explicitly stated, is likely favorable, enabling more individualized attention. UST offers an Honors Program for academically gifted students, providing enriched coursework and unique learning experiences. Study abroad programs are also an option, allowing students to broaden their horizons and gain a global perspective. Academic support resources are readily available, including tutoring services, writing centers, and academic advising, ensuring students have the tools they need to succeed.

Financial Aid Guide for University of St Thomas

Pell Grant recipients: 41.6%. Students taking federal loans: 34.5%.

Navigating financial aid at the University of St. Thomas in Houston involves understanding both merit-based and need-based aid opportunities. As a private institution, UST aims to make its education accessible through a combination of federal, state, and institutional aid. Merit scholarships are often awarded automatically based on academic achievement (GPA, test scores if submitted), and these can range from a few thousand dollars to a significant portion of tuition. For instance, incoming freshmen might receive merit awards anywhere from $10,000 to $25,000 annually, depending on their academic profile. Need-based aid, determined by the FAFSA and potentially the CSS Profile, is crucial for many students. This can include grants (which don't need to be repaid) and federal loans. Work-study programs are also available, offering students the chance to earn money through part-time campus jobs. A typical aid package for a student from a middle-income family might combine a merit scholarship of $15,000 with $5,000 in federal grants and $5,000 in federal loans, reducing the net cost significantly. For lower-income students, the grant component could be higher, potentially covering a larger percentage of tuition. Scholarship tips include applying early, researching external scholarships, and highlighting unique achievements or experiences in application essays. Negotiating financial aid at UST is possible, especially if you have a competing offer from a similarly ranked institution, but it's generally more effective for students with strong academic profiles or unique circumstances. Be prepared to present documentation to support your request.

Hidden Costs at University of St Thomas

  • On-campus housing can range from $7,000 to $12,000 per academic year, depending on the type of room and building.
  • Meal plans typically cost between $4,000 and $5,500 per academic year, offering various levels of dining access.
  • Textbooks and course materials can add an estimated $1,000 to $1,500 per year.
  • Student activity and technology fees often total around $500 to $1,000 annually.
  • Transportation costs, including parking permits (if applicable) and public transit or personal vehicle expenses, can be an additional $500 to $2,000 per year.
  • Health insurance, if not covered by a parent's plan, can cost upwards of $2,500 per year.
  • Personal expenses, such as toiletries, entertainment, and incidental purchases, can easily amount to $1,500 to $3,000 annually.

Alumni Outcomes & Career Paths

Graduates from the University of St. Thomas in Houston, TX, enter a diverse job market, with many finding opportunities within the robust Texas economy. While specific data on major employers actively recruiting on campus is limited, the university's location in Houston, a global hub for energy, healthcare, and aerospace, suggests strong potential for placement in these sectors. Alumni often find roles in companies such as ExxonMobil, Chevron, and ConocoPhillips within the energy industry, and in the Texas Medical Center, one of the world's largest medical complexes, with institutions like Houston Methodist, Memorial Hermann, and MD Anderson Cancer Center employing many graduates. The business school, in particular, likely places graduates in finance and accounting roles at firms like PwC, Deloitte, and EY, which have significant Houston offices. Industries where alumni cluster include healthcare administration, petroleum engineering, finance, accounting, and education. Graduate school placement rates are not readily available, but the university's emphasis on liberal arts and professional programs supports pathways to law schools, business schools, and other graduate programs. Notable alumni include former Houston Mayor Bill White and various leaders in the Houston business community. The university's career services are generally well-regarded, offering resume workshops, career fairs, and networking events, though the scale may be smaller than at larger institutions. Internship pipelines are likely strongest in the Houston metropolitan area, leveraging the university's connections within the local business and healthcare communities. Geographic hiring patterns show a strong concentration of alumni within Texas, particularly in the Greater Houston area, but also extending to other major Texas cities like Dallas and Austin.

Campus Life & Culture at University of St Thomas

The University of St. Thomas serves a diverse student body, drawing heavily from the Houston metropolitan area and Texas, though students from other states and countries also attend. The university's Catholic identity attracts students from various faith backgrounds, fostering an inclusive environment that values intellectual inquiry and service. Students who thrive here are often those seeking a personalized, liberal arts education within a supportive community, with a desire to engage with both their studies and the wider world.

The University of St. Thomas (UST) in Houston offers a vibrant campus life deeply intertwined with its Catholic intellectual tradition and its location in a major metropolitan hub. As a private institution with a relatively small student body of around 3,220, UST fosters a close-knit community feel. The campus itself is an oasis of green space within the bustling city, featuring iconic landmarks like the Chapel of St. Basil, designed by Philip Johnson, and the Anderson Athletic and Recreation Complex. Student housing is primarily located on campus, offering a convenient way to immerse oneself in the UST experience. While specific details on dining plans vary, students can expect a range of options to fuel their academic pursuits and social engagements. The social scene at UST is active but perhaps less dominated by large-scale parties and more by smaller gatherings, club events, and university-sponsored activities. With over 100 student organizations, there's a niche for nearly every interest, from academic clubs and cultural groups to service organizations and spiritual life initiatives. Greek life is present but not as dominant as at larger universities, offering another avenue for social connection and leadership development. Athletics, particularly in sports like basketball and soccer, are a source of school spirit, with students cheering on the Tommies. The overall vibe is one of intellectual curiosity, community engagement, and a strong sense of shared values, all within the dynamic backdrop of Houston.

Campus Highlights

  • The iconic Chapel of St. Basil, a modernist architectural masterpiece.
  • Its prime location in Houston, offering access to internships and cultural experiences.
  • A strong emphasis on Catholic intellectual tradition and service-learning opportunities.
  • Close-knit community fostered by a smaller student body.
  • The Anderson Athletic and Recreation Complex for sports and fitness.
  • A diverse range of over 100 student organizations catering to varied interests.

Location & Regional Advantages

The University of St. Thomas's location in Houston, Texas, offers significant geographic advantages for its students. Houston is a dynamic and sprawling metropolis with a diverse and robust job market, consistently ranking among the top cities for job growth in the United States. Its economy is heavily driven by the energy sector, but also boasts strong healthcare, aerospace, technology, and logistics industries, providing a wide array of career opportunities for graduates. The cost of living in Houston is generally lower than in many other major U.S. cities, particularly concerning housing, which can make the median debt more manageable. Proximity to the Texas Medical Center, the world's largest, and the Energy Corridor, a major hub for oil and gas companies, provides unparalleled access to internships and entry-level positions in critical fields. Houston also offers a rich cultural landscape with numerous museums, theaters, and a vibrant culinary scene, contributing to a good quality of life. The weather is typically warm and humid, with mild winters, though prone to hurricanes during the season. While urban safety can be a concern in any large city, Houston has made efforts to improve public safety. This location directly impacts career opportunities by placing students at the nexus of major industries, facilitating networking, and providing a high likelihood of securing employment within the region post-graduation.

How to Get Into University of St Thomas

The University of St. Thomas in Houston, with an admission rate of nearly 90%, is considered a moderately selective institution. This means that while they are looking for capable students, the application process is less about intense competition and more about demonstrating a good fit with the university's values and academic offerings. Early Action (EA) or Early Decision (ED) are not explicitly highlighted as having significant advantages, so a regular decision application is perfectly acceptable. The admissions committee likely values a strong academic record (GPA) and a demonstrated interest in UST's specific programs. While SAT/ACT scores are not provided, if submitted, a solid score would certainly strengthen an application. Essays are an opportunity to showcase personality, critical thinking, and alignment with UST's Catholic intellectual tradition; consider topics that reflect your values, intellectual curiosity, or experiences that have shaped your perspective. Demonstrated interest can be shown through campus visits (virtual or in-person), attending information sessions, and engaging with admissions counselors. The timeline should involve submitting your application well before the deadline, typically in the fall of your senior year, with most deadlines falling between November and March.

How University of St Thomas Compares to Similar Schools

Similar schools: Rice University, University of Houston, Texas Southern University, Houston Baptist University (now Houston Christian University)

Advantages

  • Smaller class sizes and more personalized attention compared to larger public universities like UH.
  • Stronger emphasis on liberal arts and Catholic intellectual tradition, offering a distinct educational philosophy.
  • Potentially more direct access to Houston's specific professional networks due to its focused alumni base.

Disadvantages

  • Significantly higher tuition cost compared to public universities like the University of Houston.
  • Lower overall national ranking and research output compared to Rice University.
  • Smaller endowment and fewer resources than more established private institutions.

Best For

  • Best for students seeking a strong academic experience with a focus on Hispanic and minority students.
  • Best for students who value a private institution with competitive tuition.

Avoid If

  • Avoid if you are looking for a large university with extensive resources.
  • Avoid if you prioritize high debt levels.

Frequently Asked Questions about University of St Thomas

How much does it cost to attend University of St Thomas?

In-state tuition at University of St Thomas is $34,634 per year, and out-of-state tuition is $34,634 per year. The median student debt at graduation is $19,928.

What is the acceptance rate at University of St Thomas?

University of St Thomas has an acceptance rate of 89.9%.

What is the graduation rate at University of St Thomas?

University of St Thomas has a graduation rate of 68.7%.

How much do University of St Thomas graduates earn?

The median earnings for University of St Thomas graduates 10 years after enrollment is $59,224. With median debt of $19,928, graduates earn roughly 3.0x their debt level annually.

How big is University of St Thomas?

University of St Thomas has approximately 3,220 students and is classified as a medium institution. It is located in Houston, TX and is a Private Nonprofit institution.

Is University of St Thomas worth the cost?

University of St Thomas has an ROI score of -57 out of 100. With in-state tuition of $34,634 per year and median post-graduation earnings of $59,224, the data suggests the return on investment may be below average.

Where is University of St Thomas located?

University of St Thomas is located in Houston, TX. It is a Private Nonprofit institution with approximately 3,220 students.

How much student debt do University of St Thomas graduates have?

The median student debt for University of St Thomas graduates is $19,928. With median earnings of $59,224 ten years after enrollment, graduates can expect a debt-to-income ratio of 34%.

Is University of St Thomas a good college?

University of St Thomas has a graduation rate of 68.7% and median post-graduation earnings of $59,224. High Hispanic student population (55.4%)

How does University of St Thomas compare to similar colleges?

Low tuition for in-state students ($34,634) Compared to peer institutions, University of St Thomas offers strong academic and career outcomes with a competitive tuition rate for in-state students.

What career prospects do University of St Thomas graduates have?

Graduates are well-positioned for careers with above-average earnings.

What should prospective students know about University of St Thomas?

University of St Thomas is well-regarded in the Houston job market.

What makes University of St Thomas stand out?

Graduation rate above the national average for private institutions

What are the pros and cons of attending University of St Thomas?

Median earnings 10 years post-graduation are above the national average

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.