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University of St Thomas

Saint Paul, MN — Private Nonprofit

Value Score: 30/100

Tuition (In-State): $54,398 | Out-of-State: $54,398

Acceptance Rate: 85.4% | Graduation Rate: 75.8%

Median Earnings (10yr): $73,739 | Median Debt: $23,250

Student Body Size: 6,245

University of St. Thomas: Moderate Graduation Rate, High Cost, and Questionable Financial ROI

Report Card: Overall Grade C-

University of St Thomas receives an overall grade of C- based on six dimensions:

College Analysis

The University of St. Thomas in Saint Paul, MN, presents a mixed picture for prospective students. Academically, it offers a medium-sized student body with a graduation rate of 75.8%, which is respectable. However, the value proposition is challenged by a high sticker price of $54,398 for both in-state and out-of-state students, coupled with a median debt of $23,250 at graduation. While the median earnings 10 years after entry are $73,739, the ROI score of -66 suggests that the financial return on investment may not fully compensate for the cost and debt incurred, especially when compared to other institutions. The student experience is likely shaped by its private, nonprofit status and a diverse student body, though the admission rate of 85.4% indicates a less selective environment.

The Verdict: Is University of St Thomas Worth It?

The University of St. Thomas presents a complex value proposition. With an out-of-state tuition of $54,398 and a 10-year median earning of $73,739, the initial financial outlook appears challenging. The ROI score of -66 further underscores this concern, suggesting that, on average, graduates take a considerable amount of time to recoup their investment, especially when factoring in median debt of $23,250. A direct comparison shows that the median earnings are only about $20,000 higher than the annual tuition, meaning it would take several years of earning the median salary just to cover the cost of one year's tuition, let alone living expenses and debt repayment. While the university offers a solid education and strong regional placement, the high sticker price relative to median earnings makes it a financially questionable choice for many. It is not a clear 'good deal,' nor is it necessarily 'overpriced' if a student secures a high-paying job or leverages the strong alumni network for significant career advancement. However, based purely on the provided financial metrics, it leans towards being an expensive investment with a long payback period. Recommendation: Proceed with caution, thoroughly explore all scholarship and financial aid options, and have a clear career path in mind that promises earnings significantly above the median.

Return on Investment

With median 10-year earnings of $73,739 against a median debt of $23,250 and high tuition, the University of St. Thomas shows a negative ROI score, indicating the degree may not be worth the cost based on current earnings data.

Debt Reality Check

Median student debt at University of St Thomas: $23,250. Monthly payment on a standard 10-year plan: $264/month. Total repaid: $31,680 ($8,430 in interest).

Breakeven vs high school diploma: 0.5 years. Debt burden: Low. Salary needed for comfortable repayment: $31,680.

Strengths

Weaknesses

Academic Profile

The University of St. Thomas boasts a strong academic reputation, particularly within its Opus College of Business, which is consistently ranked among the top business schools in the region. Other notable departments include the School of Law, known for its practical, experiential approach, and the Dougherty Family College, which provides a unique pathway for high-achieving students from underserved backgrounds. With a student-faculty ratio that's generally favorable (though specific data isn't provided, private institutions of this size typically maintain ratios around 15:1 or lower), students can expect personalized attention from faculty. Research opportunities are available, especially for students in STEM fields and business, often involving faculty mentorship and leading to presentations at academic conferences or publications. The Honors Program offers a challenging curriculum for academically gifted students, featuring smaller class sizes and interdisciplinary seminars. St. Thomas also strongly encourages study abroad experiences, with numerous programs available worldwide, allowing students to broaden their perspectives and gain global competencies. Academic support is robust, with the Center for Academic Excellence offering tutoring, academic coaching, and resources for students seeking to improve their study skills and performance across all disciplines.

Financial Aid Guide for University of St Thomas

Navigating financial aid at the University of St. Thomas involves understanding both merit-based and need-based aid opportunities. Given its private status and tuition of $54,398, St. Thomas is committed to making education accessible through a combination of institutional aid. Merit scholarships are often awarded automatically based on academic achievement (GPA and standardized test scores, though these are not currently reported as averages). These can range from a few thousand dollars to a significant portion of tuition. Need-based grants and scholarships are determined by the FAFSA and CSS Profile, considering family income and assets. For families with an expected family contribution (EFC) of, say, $20,000, a typical aid package might include a mix of grants, scholarships, and potentially federal loans, aiming to bridge the gap between the EFC and the total cost of attendance. Work-study opportunities are also available, allowing students to earn money through on-campus jobs. While specific dollar figures for typical aid packages vary widely based on individual circumstances and EFC, it's common for students to receive aid totaling $20,000-$40,000 annually. Scholarship tips include applying early, highlighting extracurricular achievements and leadership roles, and researching external scholarships. Negotiating aid is possible, especially if you have competing offers from similarly ranked institutions, but it's generally more effective when there's a significant change in your financial circumstances or a clear error in the initial assessment.

Hidden Costs at University of St Thomas

Alumni Outcomes & Career Paths

Graduates from the University of St. Thomas (UST) in Saint Paul, MN, are positioned within a robust regional economy, particularly in the Twin Cities metropolitan area. Major employers actively recruiting UST talent include prominent companies like 3M, Target, UnitedHealth Group, Ecolab, and Wells Fargo. These organizations frequently seek graduates from UST's strong business programs (finance, accounting, marketing), engineering disciplines, and health sciences. Industries where alumni cluster are predominantly in finance and insurance, healthcare, retail, manufacturing, and technology. The university also boasts a solid graduate school placement rate, with alumni pursuing advanced degrees at institutions such as the University of Minnesota Law School, Mayo Clinic Alix School of Medicine, and various business schools across the country. While specific notable alumni are numerous, the university has a strong network within the Minnesota business community. Career services at UST are generally well-regarded, offering robust internship placement support and career counseling. The university emphasizes experiential learning, fostering internship pipelines with local and national companies. Geographic hiring patterns show a strong concentration of alumni remaining in the Twin Cities, leveraging the dense network of corporate headquarters and growing industries in the region. However, graduates also find opportunities in Chicago, Denver, and other major Midwestern hubs.

Campus Life & Culture at University of St Thomas

The University of St. Thomas attracts a diverse student body, with a significant portion hailing from Minnesota and the surrounding Midwest, though students from across the U.S. and internationally also attend. The university fosters an environment where students who are engaged, community-minded, and seeking a well-rounded education that balances academic rigor with personal and ethical development tend to thrive.

The University of St. Thomas in Saint Paul offers a vibrant campus life deeply integrated with the Twin Cities. As a private Catholic university with a strong liberal arts tradition, St. Thomas fosters a community that values intellectual curiosity, personal growth, and service. The campus itself is a blend of historic architecture and modern facilities, with the iconic John R. Roach Center for the Liberal Arts and the gleaming Anderson Student Center serving as central hubs. Student organizations are abundant, covering everything from academic clubs like the Pre-Med Society and the Economics Club to cultural groups, spiritual organizations, and numerous intramural sports teams. The Tommies, as they're known, participate in NCAA Division I athletics, with hockey and basketball drawing significant crowds, especially during intense MIAC rivalries. While Greek life exists, it's not the dominant social force it is at some larger universities, allowing for a more diverse social scene. Many students live on campus for their first two years, with residence halls like Dowling Hall and Brady Hall offering a close-knit living experience. Off-campus housing in the surrounding neighborhoods of Highland Park and Mac-Groveland is popular for upperclassmen, offering a taste of urban living. The social scene often revolves around campus events, student organization activities, and exploring the rich cultural offerings of Minneapolis and Saint Paul, from museums and theaters to live music venues and diverse culinary scenes. The 'vibe' is often described as engaged, community-oriented, and academically focused, with a strong emphasis on ethical leadership and making a positive impact.

Campus Highlights

Location & Regional Advantages

The University of St. Thomas's location in Saint Paul, MN, offers significant geographic advantages for students seeking career opportunities. The Twin Cities metropolitan area is a major economic hub in the Upper Midwest, boasting a diverse job market with a strong presence of Fortune 500 companies. Key sectors thriving in the region include healthcare (with giants like UnitedHealth Group and Allina Health), finance (Wells Fargo, U.S. Bancorp), retail (Target, Best Buy), and manufacturing (3M, General Mills). This proximity provides students with ample internship and post-graduation employment prospects without the need to relocate immediately. The cost of living in the Twin Cities is generally more affordable than in coastal tech or finance hubs, making the median debt of $23,250 more manageable. Quality of life is high, with abundant parks, cultural attractions, and a vibrant arts scene. While Minnesota winters are famously cold, the region is generally safe and offers a good work-life balance. Proximity to industry hubs means direct access to networking events, industry leaders, and potential employers, significantly enhancing career prospects for UST graduates who choose to stay within the region.

How to Get Into University of St Thomas

The University of St. Thomas, with an 85.4% admission rate, is considered a moderately selective institution. While Early Decision (ED) and Early Action (EA) are not explicitly detailed as having significant advantages, applying by these earlier deadlines (typically November 1 for EA, and January 15 for Regular Decision) can demonstrate strong interest and allow for earlier notification. The admissions committee values a holistic review, looking beyond just GPA and test scores (which are not provided as averages, suggesting a less score-reliant approach). They seek students who demonstrate academic potential, leadership qualities, community involvement, and a commitment to the university's Catholic, liberal arts mission. A strong GPA, particularly in challenging coursework, is crucial. Essays should showcase personality, critical thinking, and how a student's experiences align with St. Thomas's values. Demonstrated interest is often gauged through campus visits, attending information sessions, and engaging with admissions counselors. For students with a GPA in the B+ to A- range and a strong extracurricular profile, St. Thomas is a very attainable goal. Focus on articulating your 'why St. Thomas' in your application.

How University of St Thomas Compares to Similar Schools

Similar schools: Marquette University, Creighton University, Drake University, Saint Louis University

Advantages

Disadvantages

Best For

Avoid If

Frequently Asked Questions about University of St Thomas

Is the University of St. Thomas a good financial investment?

Based on the provided ROI score of -66, the financial return on investment for a degree from the University of St. Thomas appears questionable when compared to the cost and debt incurred.

What is the graduation rate at the University of St. Thomas?

The graduation rate at the University of St. Thomas is 75.8%.

How much debt do students typically graduate with from the University of St. Thomas?

Students typically graduate with a median debt of $23,250 from the University of St. Thomas.

Are there significant differences in tuition for in-state vs. out-of-state students at the University of St. Thomas?

No, the in-state and out-of-state tuition at the University of St. Thomas are the same at $54,398.

What are the typical post-graduation earnings for University of St. Thomas alumni?

The median earnings 10 years after entry for University of St. Thomas alumni are $73,739.

What is the acceptance rate at University of St Thomas and how hard is it to get in?

The University of St. Thomas has a relatively high admission rate of 85.4%, indicating that it is not highly selective. This means that a significant majority of applicants are accepted. While the acceptance rate suggests accessibility, it's important to note that meeting the minimum requirements does not guarantee admission, especially for popular programs. To strengthen an application, prospective students should focus on demonstrating academic achievement through strong GPA and course rigor, compelling essays that showcase personality and goals, letters of recommendation that speak to character and potential, and any extracurricular involvement that highlights leadership or commitment. While not as competitive as highly selective institutions, a well-rounded application is still crucial for standing out and gaining admission to specific programs within the university.

Is University of St Thomas worth the money?

The financial value of the University of St. Thomas is a critical consideration. With an out-of-state tuition of $54,398 and a 10-year median earning of $73,739, the immediate return on investment appears modest. The median debt of $23,250, while not excessively high, adds to the financial burden. The ROI score of -66 suggests a long payback period for the educational investment. To justify the cost, graduates would need to secure positions that significantly exceed the median salary or leverage the university's strong regional network for rapid career advancement. While the quality of education and regional job placement are strengths, the high tuition relative to median earnings makes it a significant financial commitment. Students should meticulously explore all financial aid, scholarships, and potential high-earning career paths before committing.

What are the best majors at University of St Thomas?

The University of St. Thomas excels in several academic areas, particularly within its Opus College of Business and its engineering and health science programs. Business majors, including Finance, Accounting, and Marketing, are highly regarded due to the university's strong ties to the Twin Cities' corporate landscape. Graduates from these programs are sought after by major regional employers like 3M, Target, and Wells Fargo. The School of Engineering benefits from the strong industrial base in Minnesota, with programs like Mechanical Engineering and Electrical Engineering placing graduates in roles at companies such as Medtronic and Boston Scientific. Health science programs, including Health Services Management, are also robust, feeding into the thriving healthcare sector of the Twin Cities. Students considering UST should investigate these programs, looking at faculty expertise, internship opportunities, and alumni success rates within these specific fields.

What is student life like at University of St Thomas?

Student life at the University of St. Thomas is characterized by a blend of academic rigor and a focus on community engagement, set against the backdrop of the vibrant Twin Cities. As a private institution, UST fosters a close-knit campus environment with smaller class sizes that encourage interaction with professors and peers. The university offers a wide array of student organizations, from academic clubs and cultural groups to intramural sports and volunteer initiatives. Campus events, guest lectures, and arts performances are common. Given its urban setting in Saint Paul, students also have easy access to the cultural, recreational, and professional opportunities the metropolitan area provides. While not a traditional sprawling campus experience, UST offers a dynamic environment where students can balance their studies with social activities and personal growth, often taking advantage of the city's amenities.

How much financial aid does University of St Thomas give?

The University of St. Thomas provides a range of financial aid options to help students manage the cost of attendance. A significant portion of students receive some form of financial assistance, including merit-based scholarships, need-based grants, federal loans, and work-study programs. While specific percentages fluctuate annually, the university is committed to making education accessible. Prospective students are encouraged to complete the FAFSA (Free Application for Federal Student Aid) and the CSS Profile (if required) to determine their eligibility for need-based aid. Merit scholarships are often awarded based on academic achievement, standardized test scores (if submitted), and other application components. It is crucial for applicants to research the specific scholarship opportunities available through the university and to apply early, as funding can be limited. Detailed information on average aid packages and application deadlines can be found on the UST Financial Aid website.

What salary can I expect after graduating from University of St Thomas?

Graduates from the University of St. Thomas can expect a median salary of approximately $73,739 ten years after graduation, according to available data. However, this figure can vary significantly based on major and career path. For instance, graduates from the Opus College of Business, particularly in finance and accounting, often secure roles with starting salaries in the $60,000-$75,000 range, with potential for rapid growth into six-figure incomes within a decade, especially in the Twin Cities' strong financial sector. Engineering graduates may see similar starting salaries and strong long-term earning potential in fields like medical technology and manufacturing. Those in less lucrative fields or who choose to work in lower cost-of-living areas might see earnings closer to or below the overall median. It's crucial to research specific program outcomes and salary data for your intended major to set realistic expectations.

What are the dorms like at University of St Thomas?

The University of St. Thomas offers a variety of on-campus housing options designed to support student success and community building. First-year students are typically required to live on campus, providing a structured transition into university life. Housing options range from traditional residence halls with shared rooms and common bathrooms to apartment-style living for upper-division students, offering more independence and private facilities. Dormitories are generally well-maintained and equipped with essential amenities, including study lounges, recreational spaces, and Wi-Fi. The university emphasizes creating a safe and inclusive living environment, with resident advisors (RAs) available to support students. While specific room configurations and amenities vary by building, the overall goal is to provide comfortable and conducive living spaces that foster academic focus and social connection.

Is University of St Thomas a good school for research?

The University of St. Thomas offers undergraduate research opportunities, particularly within its science, engineering, and business programs. While it may not be a primary research university on the scale of large public institutions, UST actively encourages students to engage in research projects alongside faculty members. These opportunities often manifest as independent study, capstone projects, or participation in faculty-led research initiatives. Students in fields like biology, chemistry, physics, and environmental science can gain hands-on laboratory experience. Business students might engage in market research or data analysis projects. The university supports these endeavors through grants, stipends, and dedicated research facilities. While the focus is often on applied research and undergraduate learning, these experiences can be valuable for students pursuing graduate studies or careers requiring research skills.

How does University of St Thomas compare to similar schools?

The University of St. Thomas is often compared to other private, mid-sized universities in the Midwest, such as Marquette University, Creighton University, Drake University, and Saint Louis University. These institutions share similarities in their Catholic heritage, focus on liberal arts and professional programs, and moderate admission selectivity. UST's key advantage lies in its deep integration with the Twin Cities' economy, offering unparalleled access to internships and job opportunities with major corporations headquartered locally. However, its tuition is often higher than some of these peers, and its national brand recognition might be less pronounced outside the Upper Midwest. While peers may offer similar academic quality, UST's specific regional economic ties provide a distinct advantage for students targeting careers within Minnesota.

What do employers think of a degree from University of St Thomas?

Employers, particularly within the Upper Midwest and specifically the Twin Cities metropolitan area, generally hold a positive view of degrees from the University of St. Thomas. The university's strong reputation in business, finance, accounting, and engineering means that graduates from these programs are often recognized and sought after by local companies. The emphasis on practical experience, internships, and ethical leadership cultivated at UST resonates well with employers looking for well-rounded, job-ready candidates. The robust alumni network within Minnesota further bolsters employer confidence, as many hiring managers and executives are themselves UST graduates. While the national brand recognition might not be as strong as Ivy League or top-tier public universities, within its regional sphere of influence, a UST degree is considered a solid credential that signals competence and preparedness for the professional world.

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AI-generated analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.