University of St Francis
Joliet, IL 60435-6188 — Private Nonprofit
Value Score: 70/100 | ROI Score: -58 | Affordability Score: 55/100
Tuition (In-State): $38,110 | Out-of-State: $38,110
Acceptance Rate: 65.3% | Graduation Rate: 65.7% | Retention Rate: 78.8%
Median Earnings (10yr): $63,926 | Median Debt: $21,079
SAT Average: 1141 | ACT Midpoint: 23
Student Body Size: 1,223 (small)
Pell Grant Recipients: 39.3% | Federal Loan Rate: 76.0%
Average Faculty Salary: $8,272/month
Tuition & Affordability Analysis
In-state tuition at University of St Francis is $38,110 per year, which is 3% below the national average for private institutions.
Out-of-state students pay $38,110/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $152,440 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of St Francis:
- Families earning $0–$30,000: $8,547/year
- Families earning $30,001–$48,000: $5,584/year
- Families earning $48,001–$75,000: $10,749/year
- Families earning $75,001–$110,000: $11,311/year
- Families earning $110,000+: $20,192/year
Low-income families receive an average discount of $29,563/year, paying just 22% of the sticker price.
Admissions Snapshot
University of St Francis has an acceptance rate of 65.3%, placing it in the Moderately Selective (50–70%) category. This means roughly 468 students apply each year.
The average SAT score of admitted students is 1141, 8% above the national average. This is within the mid-range nationally.
The ACT midpoint is 23, 10% above the national average.
Graduate Outcomes & Return on Investment
65.7% of students at University of St Francis complete their degree, 6% above the national average. This is a solid graduation rate.
First-year retention rate: 78.8% (near the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of University of St Francis earn a median salary of $63,926 ten years after enrollment, 56% above the national average. This represents a $28,926/year earnings premium over the average high school diploma holder, or $867,780 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $21,079, near the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $229/month, with a total repayment of $27,480 (including $6,401 in interest).
Debt-to-Earnings Ratio: 0.33x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of St Francis pays for itself in approximately 6 years. This is a reasonable investment timeline.
Financial Aid Profile
39.3% of students at University of St Francis receive Pell Grants (federal need-based aid for families earning under ~$60,000), 19% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.
76.0% of students take federal loans, 62% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.
Average faculty salary: $8,272/month, 5% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
University of St Francis enrolls 1,223 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 67/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 45%, Hispanic 34%, Black 10%, Asian 3%.
University of St Francis: Small Private Nonprofit with Strong Practical Focus
- University of St. Francis: A Solid Foundation for Healthcare Careers in the Chicagoland Area
- Navigating Your Investment: Understanding the Career Outcomes of a University of St. Francis Degree
- Beyond the Classroom: Experiencing Midwestern Charm and Community at the University of St. Francis
Report Card: Overall Grade C-
University of St Francis receives an overall grade of C- based on six dimensions:
- Academics: C
- Value: F
- Outcomes: B
- Affordability: C+
College Analysis
University of St Francis is a Private Nonprofit institution in Joliet, IL with approximately 1,223 students. Academics: Offers a strong focus on practical skills and community engagement. Value: Moderate tuition with relatively high earnings potential, but high debt. Outcomes: Graduates have a good job placement rate with above-average earnings.
The Verdict: Is University of St Francis Worth It?
The University of St. Francis presents a challenging value proposition. With an in-state and out-of-state tuition of $38,110, it sits at a moderate-to-high price point for a private institution. The median earnings of $63,926 after 10 years, while respectable, do not significantly outpace the cost of attendance. The median debt of $21,079 is relatively low, which is a positive factor. However, the ROI score of -58 indicates that, on average, graduates are not recouping their investment quickly or substantially compared to their debt burden and earnings potential. To break even on tuition alone ($38,110) with the median 10-year earnings ($63,926), a graduate would need to allocate approximately 60% of their annual earnings for one year, which is a substantial portion. Considering the debt, the payoff timeline extends further. While the school offers valuable education and a supportive environment, the financial return on investment appears to be a concern. It is not a clear 'bad deal,' but it is certainly not a hidden gem where the financial outcomes dramatically outweigh the costs. Students should carefully consider their chosen major's earning potential and explore all available scholarships and aid to mitigate the cost.
Return on Investment
While the degree offers good job placement and earnings, the high debt may offset the value, making it a mixed ROI.
Debt Reality Check
Median student debt at University of St Francis: $21,079. Monthly payment on a standard 10-year plan: $239/month. Total repaid: $28,680 ($7,601 in interest).
Breakeven vs high school diploma: 0.6 years. Debt burden: Low. Salary needed for comfortable repayment: $28,680.
Strengths
- Strong focus on practical skills and community engagement.
- Good job placement and earnings potential.
Weaknesses
- High median debt.
- Moderate tuition costs.
Academic Profile
SAT Average: 1141. ACT Midpoint: 23. Retention Rate: 78.8%.
The University of St. Francis prides itself on providing a personalized academic experience, a hallmark of its smaller size and commitment to student success. While USF offers a broad range of undergraduate programs, it has particularly strong reputations in its health sciences, notably nursing, and its education programs. The College of Nursing is a significant draw, known for its rigorous curriculum and excellent clinical placement opportunities. Similarly, the College of Education consistently produces well-prepared teachers who are sought after in the region. Faculty quality is a key strength, with a student-faculty ratio that allows for individualized attention and mentorship. While specific faculty salary data isn't readily available, the university's commitment to hiring experienced professionals and its focus on teaching excellence suggest a dedicated and knowledgeable teaching staff. Research opportunities, while perhaps not as extensive as at large research universities, are available, particularly for students in science and health-related fields, often involving faculty-led projects. The university also offers an Honors Program for academically gifted students, providing enriched coursework and a more challenging academic path. Academic support services are robust, including tutoring, writing centers, and academic advising, ensuring students have the resources they need to succeed. Study abroad options, though potentially less numerous than at larger institutions, are available and encouraged to broaden students' perspectives.
Financial Aid Guide for University of St Francis
Pell Grant recipients: 39.3%. Students taking federal loans: 76.0%.
Navigating financial aid at the University of St. Francis involves understanding both merit-based and need-based aid opportunities. Given its private university status, St. Francis aims to make its education accessible through a combination of institutional aid and federal programs. Merit scholarships are often awarded automatically based on academic achievement (GPA and, if submitted, test scores) at the time of admission. These can range from a few thousand dollars to a significant portion of tuition, depending on the applicant's profile. Need-based aid, determined by the FAFSA, is crucial for many students. USF aims to meet a portion of demonstrated need through grants, institutional aid, and federal programs like Pell Grants and state grants. Work-study opportunities are also available, providing students with on-campus employment to help cover living expenses. Typical aid packages can vary widely, but for students with strong academic profiles and demonstrated financial need, it's not uncommon to see aid packages that significantly reduce the net cost of attendance below the sticker price of $38,110. Scholarship tips include applying early, completing the FAFSA and CSS Profile (if required) promptly, and exploring external scholarships. Negotiating aid at St. Francis is possible, especially if you have competing offers from similar institutions, but it's important to present a well-documented case for increased aid, focusing on changes in financial circumstances or strong comparative offers.
Hidden Costs at University of St Francis
- Room and board costs can add an estimated $10,000 - $14,000 per academic year, depending on the chosen meal plan and residence hall.
- Textbooks and course materials can range from $800 to $1,200 annually, with costs varying by program and specific course requirements.
- Student activity fees, technology fees, and other miscellaneous campus fees can total approximately $500 - $1,000 per year.
- Transportation costs, including gas, car maintenance, or public transit passes, can add $500 - $2,000 annually depending on commuting distance and habits.
- Parking permits for students living on or commuting to campus can cost between $100 and $300 per academic year.
- Personal expenses, such as toiletries, laundry, entertainment, and snacks, can easily amount to $1,500 - $3,000 per year.
- Health insurance, if not covered by a parent's plan, can add an estimated $2,000 - $4,000 annually for the university's student health plan.
Alumni Outcomes & Career Paths
Graduates from the University of St. Francis (USF) in Joliet, IL, enter a diverse job market, with many finding opportunities within the greater Chicago metropolitan area. While specific data on major employers actively recruiting on campus is not publicly detailed, institutions of this size often foster relationships with regional healthcare providers, educational institutions, and local businesses. Given its strong nursing and health sciences programs, expect alumni to be well-represented in roles at hospitals such as AMITA Health, Ascension Illinois, and Northwestern Medicine, particularly in the Joliet and surrounding Will County areas. Business and education graduates may find positions in local school districts like Joliet Township High School District 204, or in companies within the logistics and manufacturing sectors that are prevalent in the region.
USF's career services likely focus on connecting students with internships and job placements within these key industries. While specific internship pipeline data is not readily available, the university's emphasis on experiential learning suggests a commitment to providing practical experience. Graduate school placement rates are generally strong for programs like nursing and education, with alumni pursuing advanced degrees at various institutions. Notable alumni are not widely publicized, but the university likely boasts successful graduates in regional leadership roles. Geographic hiring patterns tend to favor the Chicagoland area, with a significant portion of alumni remaining within a 50-mile radius of Joliet, leveraging their local network and understanding of the regional economy.
Campus Life & Culture at University of St Francis
The University of St. Francis serves a predominantly undergraduate student body of just over 1,200, fostering a close-knit community where students often know each other across different majors. The student body is largely drawn from the Chicagoland area and Illinois, with a growing number of students from out-of-state. Students who thrive here are typically those seeking a supportive, values-driven environment with personalized academic attention, often with an interest in healthcare or education fields.
The University of St. Francis (USF) in Joliet offers a close-knit campus community that truly embodies its Franciscan values of service, compassion, and community. With a student body of just over 1,200, you'll find a personal atmosphere where faculty and staff genuinely get to know you. The campus is divided into two main locations: the main campus in Joliet, featuring the historic Motherhouse and modern academic buildings, and the St. Clare campus, which houses nursing and health sciences programs. Social life isn't about massive parties; it's more about engaging with your peers through student organizations, campus events, and shared experiences. The Student Activities Board is active in planning everything from movie nights and concerts to service trips, fostering a vibrant, albeit smaller-scale, social scene. Residence halls offer a traditional college living experience, with options for first-year students and upperclassmen, fostering a sense of community right where you live. Dining services provide a variety of options to fuel your day, with meal plans designed to accommodate different student needs. While Greek life isn't a dominant feature, several student clubs and organizations cater to diverse interests, from academic clubs and cultural groups to intramural sports. Athletics are a significant part of the USF experience, with the Fighting Saints competing in the NAIA, offering opportunities for student-athletes and enthusiastic fans alike. The overall vibe is one of supportive community, academic focus, and a commitment to making a difference, reflecting the university's Catholic and Franciscan heritage.
Campus Highlights
- Franciscan Values: A strong emphasis on service, community, and compassion permeates the campus culture.
- Strong Health Sciences Programs: Renowned nursing and health sciences programs with excellent clinical affiliations.
- Personalized Attention: Small class sizes and a supportive faculty foster a close-knit academic environment.
- Commitment to Service: Numerous opportunities for students to engage in community service and make a difference.
- Historic Motherhouse: The iconic Motherhouse serves as a central and historic landmark on the main campus.
- Fighting Saints Athletics: Active NAIA athletic programs provide opportunities for student-athletes and spirited competition.
Location & Regional Advantages
The University of St. Francis's location in Joliet, IL, offers a mixed bag of geographic advantages for its students. Joliet itself is a mid-sized city with a developing economy, benefiting from its proximity to the massive Chicago metropolitan area. This proximity is a significant advantage, providing students with access to a vast job market across numerous industries, including finance, technology, healthcare, and manufacturing, within a reasonable commute or upon graduation. The cost of living in Joliet is considerably lower than in Chicago proper, making it an attractive place to live and study without the high urban expenses.
However, Joliet is not a major industry hub in itself, meaning students may need to actively seek opportunities in Chicago or other surrounding suburban centers. The quality of life in Joliet is typical of many Midwestern cities, with a range of amenities but perhaps lacking the cultural vibrancy and diverse entertainment options of a major metropolis. Weather is characteristically Midwestern, with four distinct seasons including cold winters and warm summers. Safety can be a concern in any urban or suburban setting, and while Joliet has areas of concern, it also has many safe residential neighborhoods. The primary career advantage of this location is its accessibility to the Chicago job market, which can absorb a large number of graduates, especially those in high-demand fields like healthcare and business.
How to Get Into University of St Francis
Gaining admission to the University of St. Francis, with its 65.3% acceptance rate, suggests a moderately selective admissions process. While Early Action (EA) or Early Decision (ED) aren't heavily emphasized as distinct decision plans with significant advantages, applying earlier in the cycle is always beneficial to ensure full consideration for both admission and scholarships. The admissions committee at USF likely values a holistic review, looking beyond just GPA and test scores (which are not provided as averages, indicating they may not be the sole determinant). They seek students who align with the university's Franciscan values – demonstrating a commitment to service, community, and academic curiosity. Strong essays that showcase personal growth, resilience, and a clear understanding of how USF's specific programs and mission fit your aspirations will be crucial. Extracurricular involvement, particularly leadership roles and community service, will also play a role. For applicants, focus on presenting a solid academic record, highlighting any upward trends in your GPA. If test scores are submitted, aim for scores that are at or above the midpoint of admitted students, though specific ranges are not published. Demonstrated interest can be shown through campus visits (virtual or in-person), attending information sessions, and engaging with admissions counselors. The ideal timeline involves having your application completed by late fall or early winter for fall admission.
How University of St Francis Compares to Similar Schools
Similar schools: Lewis University, Saint Xavier University, DePaul University, Aurora University
Advantages
- Potentially smaller class sizes and more personalized attention due to its smaller student body.
- Strong focus on specific programs like nursing and education, which may offer specialized career pathways.
- Lower median student debt compared to some larger, more expensive private universities.
Disadvantages
- Lower overall national recognition and potentially smaller alumni network compared to larger universities like DePaul.
- Fewer resources and less diverse program offerings compared to larger institutions.
- Geographic location in Joliet may offer fewer immediate internship and job opportunities compared to schools directly in Chicago.
Best For
- Students interested in healthcare, education, and social services.
- Students who value practical skills and community engagement.
Avoid If
- Students seeking to minimize debt.
- Students looking for a less expensive alternative.
Frequently Asked Questions about University of St Francis
How much does it cost to attend University of St Francis?
In-state tuition at University of St Francis is $38,110 per year, and out-of-state tuition is $38,110 per year. The median student debt at graduation is $21,079.
What is the acceptance rate at University of St Francis?
University of St Francis has an acceptance rate of 65.3%.
What is the graduation rate at University of St Francis?
University of St Francis has a graduation rate of 65.7%.
How much do University of St Francis graduates earn?
The median earnings for University of St Francis graduates 10 years after enrollment is $63,926. With median debt of $21,079, graduates earn roughly 3.0x their debt level annually.
How big is University of St Francis?
University of St Francis has approximately 1,223 students and is classified as a small institution. It is located in Joliet, IL and is a Private Nonprofit institution.
Is University of St Francis worth the cost?
University of St Francis has an ROI score of -58 out of 100. With in-state tuition of $38,110 per year and median post-graduation earnings of $63,926, the data suggests the return on investment may be below average.
Where is University of St Francis located?
University of St Francis is located in Joliet, IL. It is a Private Nonprofit institution with approximately 1,223 students.
How much student debt do University of St Francis graduates have?
The median student debt for University of St Francis graduates is $21,079. With median earnings of $63,926 ten years after enrollment, graduates can expect a debt-to-income ratio of 33%.
Is University of St Francis a good college?
University of St Francis has a graduation rate of 65.7% and median post-graduation earnings of $63,926. High graduation rate of 65.69%.
How does University of St Francis compare to similar colleges?
Median earnings 10 years post-graduation are $63,926. Compared to peer institutions, University of St Francis offers a strong practical education with good job placement and earnings, but at a higher cost with significant debt.
What career prospects do University of St Francis graduates have?
Graduates are well-positioned for careers in healthcare, education, and social services, where practical skills and community engagement are valued.
What should prospective students know about University of St Francis?
University of St Francis is well-suited for students seeking a practical education with strong community engagement, but may not be the best choice for those looking to minimize debt.
What makes University of St Francis stand out?
Moderate tuition costs with no in-state/out-of-state difference.
What are the pros and cons of attending University of St Francis?
High median debt of $21,079.
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View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.