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University of Southern Mississippi

Hattiesburg, MS 39406-0001 — Public

Value Score: 85/100 | ROI Score: 10 | Affordability Score: 90/100

Tuition (In-State): $9,998 | Out-of-State: $11,998

Acceptance Rate: 99.1% | Graduation Rate: 49.8% | Retention Rate: 72.1%

Median Earnings (10yr): $44,140 | Median Debt: $22,500

SAT Average: 1190 | ACT Midpoint: 23

Student Body Size: 10,075 (large)

Pell Grant Recipients: 46.3% | Federal Loan Rate: 47.8%

Average Faculty Salary: $8,697/month

Tuition & Affordability Analysis

In-state tuition at University of Southern Mississippi is $9,998 per year, which is 9% below the national average for public institutions.

Out-of-state students pay $11,998/year — a premium of $2,000 over in-state rates. Over four years, out-of-state students pay approximately $8,000 more than their in-state peers.

Estimated four-year tuition cost: $39,992 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of Southern Mississippi:

  • Families earning $0–$30,000: $19,867/year
  • Families earning $30,001–$48,000: $20,432/year
  • Families earning $48,001–$75,000: $22,756/year
  • Families earning $75,001–$110,000: $25,812/year
  • Families earning $110,000+: $26,542/year

Admissions Snapshot

University of Southern Mississippi has an acceptance rate of 99.1%, placing it in the Open Admission (85%+) category. This means roughly 2,541 students apply each year.

University of Southern Mississippi accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The average SAT score of admitted students is 1190, 12% above the national average. This is within the mid-range nationally.

The ACT midpoint is 23, 10% above the national average.

Graduate Outcomes & Return on Investment

49.8% of students at University of Southern Mississippi complete their degree, 20% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 72.1% (11% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of University of Southern Mississippi earn a median salary of $44,140 ten years after enrollment, 8% above the national average. This represents a $9,140/year earnings premium over the average high school diploma holder, or $274,200 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $22,500, 5% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $244/month, with a total repayment of $29,280 (including $6,780 in interest).

Debt-to-Earnings Ratio: 0.51x. This is a healthy ratio, suggesting debt is manageable for most graduates.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of Southern Mississippi pays for itself in approximately 5 years. This is an excellent return on investment.

Financial Aid Profile

46.3% of students at University of Southern Mississippi receive Pell Grants (federal need-based aid for families earning under ~$60,000), 40% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

47.8% of students take federal loans, near the national average. This is a moderate borrowing rate.

Average faculty salary: $8,697/month, near the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

University of Southern Mississippi enrolls 10,075 undergraduate students. As a large institution, students have access to a wide range of programs, research opportunities, and campus activities.

Diversity Index: 61/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 56%, Hispanic 5%, Black 27%, Asian 1%.

University of Southern Mississippi: Accessible Public University with High Affordability

Report Card: Overall Grade C-

University of Southern Mississippi receives an overall grade of C- based on six dimensions:

  • Academics: D
  • Value: D
  • Outcomes: C
  • Affordability: B

College Analysis

University of Southern Mississippi is a Public institution in Hattiesburg, MS with approximately 10,075 students. Academics: Large public university with a high admission rate, indicating accessible education. Value: High affordability with an affordability score of 90, making it a cost-effective choice. Outcomes: Graduation rate of 49.8% and median earnings of $44,140 after 10 years, suggesting moderate career outcomes.

The Verdict: Is University of Southern Mississippi Worth It?

The University of Southern Mississippi represents a solid, undeniable value, particularly for in-state students. With an in-state tuition of just $9,998 and out-of-state at $11,998, it stands as one of the most affordable public universities in the region. When you weigh this against a median earning of $44,140 ten years after graduation, the return on investment becomes clear. While the median debt of $22,500 is typical for a four-year degree, the low tuition means students can often minimize borrowing, making that debt much more manageable. Considering the median earnings, a graduate could realistically pay off their $22,500 debt in approximately 5-7 years, assuming a reasonable percentage of their income is allocated to loan repayment. This quick debt payoff, combined with a low cost of living in the region, positions USM graduates for strong financial stability early in their careers. It's not an overpriced institution; rather, it's a hidden gem for those seeking an accessible, quality education without breaking the bank. For students prioritizing affordability, a strong regional job market, and a clear path to career entry, USM is an excellent deal. It's a clear recommendation for Mississippi residents and those from neighboring states looking for a practical, career-focused education at an exceptional price point.

Return on Investment

Despite the high median debt, the degree from University of Southern Mississippi is worth the cost due to its high affordability and strong community ties.

Debt Reality Check

Median student debt at University of Southern Mississippi: $22,500. Monthly payment on a standard 10-year plan: $255/month. Total repaid: $30,600 ($8,100 in interest).

Breakeven vs high school diploma: 1.6 years. Debt burden: Manageable. Salary needed for comfortable repayment: $30,600.

Strengths

  • High affordability and accessibility
  • Strong community ties and diverse student body

Weaknesses

  • Moderate career outcomes with a graduation rate of 49.8%
  • Higher median debt of $22,500

Academic Profile

SAT Average: 1190. ACT Midpoint: 23. Retention Rate: 72.1%.

The University of Southern Mississippi offers a robust academic environment, particularly excelling in professional and applied sciences, reflecting its public university mission to serve the state and region. Among its strongest academic areas, the College of Nursing and Health Sciences stands out, consistently producing highly skilled graduates and boasting strong clinical placement rates. Similarly, the College of Business and Economic Development is well-regarded, with popular programs in accounting, marketing, and supply chain management that prepare students for immediate career entry.

Perhaps USM's most distinctive academic strength lies in its School of Polymer Science and Engineering, which is nationally recognized and offers unique undergraduate and graduate programs. This program provides unparalleled research opportunities, often involving collaborations with industry leaders. The School of Music is another jewel, particularly known for its jazz studies and performance programs, attracting talented musicians from across the country. The College of Education and Human Sciences also maintains a strong reputation, preparing future educators and human service professionals.

Undergraduate research is actively encouraged across disciplines, with students having opportunities to work alongside faculty on projects, especially within the sciences and the Polymer Science Research Center. While specific faculty salary data isn't available, USM's faculty are generally dedicated to teaching and mentorship, a common characteristic of public regional universities. The Honors College provides an enriched academic experience for high-achieving students, featuring smaller class sizes, interdisciplinary seminars, and opportunities for independent research and thesis work, often culminating in special housing options and enhanced advising.

USM also offers various study abroad programs, ranging from short-term faculty-led trips to semester-long exchanges, encouraging students to gain global perspectives. Academic support resources are comprehensive, including a Writing Center, peer tutoring services, and dedicated academic advising to help students navigate their coursework and plan their academic careers effectively. These resources are crucial for student success, especially given the diverse academic preparedness of a student body with a high admission rate.

Financial Aid Guide for University of Southern Mississippi

Pell Grant recipients: 46.3%. Students taking federal loans: 47.8%.

Navigating financial aid at the University of Southern Mississippi is a straightforward process, with a strong emphasis on making higher education accessible. Given its public status and high admission rate, USM is quite generous with merit-based aid, especially for in-state students. Prospective students with strong academic records (e.g., a 3.0+ GPA and an ACT score of 21 or higher) can expect to be competitive for various institutional scholarships, such as the Academic Excellence Scholarships or Leadership Scholarships, which can range from $2,000 to $8,000 annually. Out-of-state students with exceptional academic profiles may also qualify for non-resident tuition waivers or specific scholarships that significantly reduce the out-of-state tuition of $11,998.

For need-based aid, completing the Free Application for Federal Student Aid (FAFSA) is paramount. This determines eligibility for federal grants like the Pell Grant, Supplemental Educational Opportunity Grant (SEOG), and Federal Work-Study. Work-study opportunities are available across campus, providing students with valuable work experience and a way to earn money to offset educational costs.

Typical aid packages vary widely. An in-state student with a strong academic record and some financial need might receive a package combining a $4,000 merit scholarship, a $3,000 Pell Grant, and $2,000 in federal student loans, significantly reducing the $9,998 in-state tuition. For students with higher need, additional state grants or institutional aid may be included.

To maximize your scholarship potential, apply early – ideally by December 1st of your senior year – and complete USM's 'Go Gold' scholarship application, which matches you with various institutional awards. Highlight leadership roles, community service, and any unique talents. While negotiating aid is less common at public universities with high admission rates, if your financial circumstances change significantly or you receive a more attractive offer from a comparable institution, a polite inquiry to the financial aid office, backed by documentation, is always worth considering. Focus on demonstrating your continued interest and academic potential.

Hidden Costs at University of Southern Mississippi

  • On-campus housing can range from $6,000 to $8,000 per academic year, depending on the residence hall and room type, which is a significant expense beyond tuition.
  • Meal plans typically cost between $4,000 and $5,000 annually, varying based on the number of meals and dining dollars included.
  • Textbooks and course supplies are an often-underestimated expense, averaging around $1,200 per year.
  • Mandatory university fees, covering technology, student activities, and health services, can add an additional $1,000 to $1,500 to the annual bill.
  • For students bringing a car, a parking permit can cost $300-$500 per year, not including gas, insurance, and maintenance.
  • Personal expenses, including toiletries, laundry, entertainment, and incidentals, can easily amount to $2,000 or more annually.
  • If not covered by a family plan, student health insurance can be an additional cost of $2,000 to $3,000 per year.

Alumni Outcomes & Career Paths

Graduates from the University of Southern Mississippi (USM) are well-positioned to enter the regional job market, particularly across Mississippi, Louisiana, and Alabama, with a strong emphasis on practical skills and community engagement. The university's career services department actively connects students with employers through career fairs, resume workshops, and interview preparation, leveraging platforms like Handshake to facilitate job and internship searches.

Major employers that frequently recruit USM talent span several key sectors. In healthcare, institutions like Forrest General Hospital and Merit Health Wesley in Hattiesburg, as well as larger systems such as Ochsner Health System in Louisiana and Baptist Memorial Health Care in Mississippi, are significant destinations for nursing, public health, and pre-med graduates. The education sector is another robust area, with alumni finding roles in K-12 school districts across Mississippi (e.g., Hattiesburg Public School District, Lamar County School District) and neighboring states, as well as in higher education administration. Business graduates are sought after by regional banks like Trustmark National Bank and Hancock Whitney, retail giants such as Walmart and Target for management roles, and logistics companies operating out of the Gulf Coast region.

USM's unique strengths, such as its highly regarded School of Polymer Science and Engineering, lead to specialized placements with companies like Chemours, BASF, and Georgia-Pacific, often in manufacturing, research, and development roles. The university's coastal location also fosters opportunities in marine science and environmental consulting. While a significant portion of graduates enter the workforce directly, a notable percentage pursue further education. Common graduate school placements include law schools (e.g., Mississippi College School of Law, University of Mississippi School of Law), medical schools (e.g., University of Mississippi Medical Center), and advanced degrees in education, business, and the sciences at institutions across the Southeast.

Internship pipelines are strong within the local Hattiesburg community and extend to regional hubs. Students gain experience with local businesses, non-profits, and government agencies, often leading to full-time employment. Notable alumni include Fred Barnett (former NFL player), Steven Palazzo (U.S. Representative for Mississippi's 4th congressional district), and Robert L. Johnson (founder of Black Entertainment Television, though he did not graduate from USM, he attended). The geographic hiring patterns show a clear concentration in Mississippi, followed by Louisiana, Alabama, and other parts of the Southeast, reflecting USM's role as a vital talent pipeline for the region.

Campus Life & Culture at University of Southern Mississippi

The University of Southern Mississippi's student body is predominantly composed of in-state residents, reflecting its role as a key public institution for Mississippi. While the campus is growing in diversity, it largely mirrors the state's demographic makeup, creating a welcoming environment for a mix of first-generation and traditional college students. A student who thrives here is typically one who appreciates a strong sense of community, enjoys spirited Division I athletics, and seeks a supportive academic environment within a mid-sized Southern city.

Life at the University of Southern Mississippi (USM) is steeped in Southern tradition, offering a vibrant and welcoming atmosphere that truly embodies the 'Golden Eagle' spirit. The campus culture is characterized by a strong sense of community, where students often describe feeling like part of a large, supportive family. Socially, USM strikes a balance between spirited on-campus events and the offerings of Hattiesburg, a lively college town. Students can always find something to do, from Division I athletic events to concerts and cultural performances at the Thad Cochran Center.

Housing for freshmen is typically on campus, with options ranging from traditional residence halls like Scott Hall to more modern suite-style living in Century Park, which offers a more independent feel. These residential communities are designed to foster connection and provide easy access to campus resources. Dining at USM is comprehensive, with multiple dining halls such as Fresh Food Company and retail options like Chick-fil-A and Starbucks, ensuring a variety of choices for meal plans that cater to different appetites and schedules.

With over 200 student organizations, involvement is easy and encouraged. Whether you're interested in academic clubs, service organizations, intramural sports, or special interest groups, there's a niche for everyone. Greek life is a significant social hub, with approximately 20% of undergraduates participating in fraternities and sororities, contributing to a lively social calendar and strong philanthropic efforts.

Athletics are a major source of pride, with the Golden Eagles competing in the Sun Belt Conference. Football Saturdays at 'The Rock' (M.M. Roberts Stadium) are legendary, featuring the 'Eagle Walk' tradition where fans greet the team as they enter the stadium. Baseball and basketball also draw enthusiastic crowds.

The general vibe is one of genuine Southern hospitality and pride. Campus features like the historic 'Front of the Campus' with its majestic oak trees and classic architecture provide a picturesque backdrop for student life. Beyond the main campus, the Lake Thoreau Environmental Center offers outdoor recreation and research opportunities, while the Longleaf Trace provides miles of paved trails for biking and walking. Hattiesburg itself offers a charming downtown area with local shops, restaurants, and entertainment, making it a true extension of the college experience.

Campus Highlights

  • The historic 'Front of the Campus' with its iconic oak trees and classic architecture, providing a picturesque and traditional Southern college setting.
  • The nationally recognized School of Polymer Science and Engineering, offering unique research opportunities and a distinct academic advantage.
  • Lake Thoreau Environmental Center, a 400-acre natural laboratory and recreational area for hiking, fishing, and environmental studies.
  • The Longleaf Trace, a 41-mile paved rail-trail perfect for biking, running, and walking, directly accessible from campus.
  • Passionate Division I athletics, particularly the Golden Eagles football team, with the spirited 'Eagle Walk' tradition before home games.
  • The Honors College, providing an enriched academic experience with smaller classes, research opportunities, and a vibrant intellectual community.
  • The vibrant Greek life and over 200 student organizations that foster a strong sense of community and provide numerous social and leadership opportunities.

Location & Regional Advantages

The University of Southern Mississippi benefits significantly from its location in Hattiesburg, a vibrant regional hub in South Mississippi. This positioning offers distinct geographic advantages that directly impact career opportunities and quality of life for students and graduates. Hattiesburg itself boasts a stable local job market, primarily driven by its robust healthcare sector (anchored by Forrest General Hospital and Merit Health Wesley), a strong education presence (USM and William Carey University), and a growing retail and service industry. This provides a consistent, though not high-growth, environment for entry-level positions and internships.

The cost of living in Hattiesburg is remarkably low compared to national averages, making the median earnings of USM graduates stretch further. This affordability is a major draw, allowing graduates to establish financial independence more quickly without the burden of exorbitant housing or daily expenses. Proximity to larger industry hubs is also a key advantage; New Orleans, Louisiana, and Mobile, Alabama, are both within a two-hour drive, offering access to larger metropolitan job markets in tourism, logistics, maritime industries, and advanced manufacturing. The Mississippi Gulf Coast (Biloxi, Gulfport) is even closer, providing opportunities in hospitality, gaming, and marine sciences.

Quality of life in Hattiesburg is characterized by Southern charm, a friendly community, and a slower pace. The city offers a good balance of amenities, including parks, cultural events, and a growing downtown area, without the congestion of a major metropolis. The weather is typical of the Deep South: hot, humid summers and mild, short winters. While safety is generally good for a city of its size, like any urban area, students should be aware of their surroundings. Post-graduation, this location fosters strong regional networking. Graduates often find that their USM degree carries significant weight within Mississippi and the surrounding states, opening doors to careers in established regional companies and public service. For those seeking highly specialized or national roles, relocation might be necessary, but for a solid career foundation in the Southeast, USM's location is a distinct asset.

How to Get Into University of Southern Mississippi

Gaining admission to the University of Southern Mississippi is highly accessible, with an admission rate of 99.1%. This means the admissions office primarily focuses on ensuring applicants meet the minimum academic requirements rather than being highly selective. For prospective students, the strategy should center on demonstrating readiness for college-level work and showing genuine interest in USM.

While specific GPA and test score ranges aren't provided, a competitive applicant for admission would typically have a high school GPA of 2.5 or higher and an ACT composite score in the 18-22 range. For scholarship consideration, aiming for a GPA of 3.0+ and an ACT score of 21 or higher will significantly improve your chances. USM values a solid high school curriculum, consistent academic performance, and participation in extracurricular activities that demonstrate leadership and commitment.

Essays are not typically a make-or-break factor for general admission given the high acceptance rate, but a well-crafted essay can be crucial for scholarship applications. Topics that highlight personal growth, future academic and career aspirations, and a genuine connection to USM's programs or community will resonate most effectively.

Demonstrated interest is important, especially for scholarship consideration. Visiting campus, attending virtual information sessions, or engaging with an admissions counselor can show your commitment. USM operates on rolling admissions, so applying early in your senior year (ideally by October or November) is highly recommended. This not only ensures you meet priority deadlines for institutional scholarships but also allows ample time for financial aid processing and housing selection. While Early Decision/Early Action options aren't explicitly highlighted as having a significant advantage for admission, applying early always positions you best for financial aid and scholarship opportunities.

How University of Southern Mississippi Compares to Similar Schools

Similar schools: University of South Alabama, University of Louisiana at Lafayette, Arkansas State University, University of West Florida, Jackson State University

Advantages

  • Significantly lower tuition costs compared to many regional peers, especially for out-of-state students.
  • Strong regional employer network, particularly in healthcare, education, and the unique Polymer Science sector.
  • More personalized attention and potentially smaller class sizes than larger flagship universities in the region.
  • Strategic location in Hattiesburg, offering a low cost of living and proximity to Gulf Coast industries.

Disadvantages

  • Lower graduation rate (49.8%) compared to some peer institutions, indicating challenges in student retention.
  • Median earnings ($44,140) are competitive for the region but may be lower than graduates from more specialized or higher-ranked universities.
  • Less national brand recognition compared to flagship universities like Ole Miss or Mississippi State, potentially impacting opportunities outside the Southeast.

Best For

  • Prospective students interested in highly specialized programs may find more focused options at smaller, private institutions.
  • Students seeking a high-earning career immediately after graduation may find better opportunities at institutions with higher median earnings.

Avoid If

  • Students looking for a less expensive education with strong community ties and a high graduation rate should avoid other more expensive institutions.
  • Students prioritizing high-earning potential immediately after graduation should consider other institutions with higher median earnings.

Frequently Asked Questions about University of Southern Mississippi

How much does it cost to attend University of Southern Mississippi?

In-state tuition at University of Southern Mississippi is $9,998 per year, and out-of-state tuition is $11,998 per year. The median student debt at graduation is $22,500.

What is the acceptance rate at University of Southern Mississippi?

University of Southern Mississippi has an acceptance rate of 99.1%.

What is the graduation rate at University of Southern Mississippi?

University of Southern Mississippi has a graduation rate of 49.8%.

How much do University of Southern Mississippi graduates earn?

The median earnings for University of Southern Mississippi graduates 10 years after enrollment is $44,140. With median debt of $22,500, graduates earn roughly 2.0x their debt level annually.

How big is University of Southern Mississippi?

University of Southern Mississippi has approximately 10,075 students and is classified as a large institution. It is located in Hattiesburg, MS and is a Public institution.

Is University of Southern Mississippi worth the cost?

University of Southern Mississippi has an ROI score of 10 out of 100. With in-state tuition of $9,998 per year and median post-graduation earnings of $44,140, the data suggests the return on investment may be below average.

Where is University of Southern Mississippi located?

University of Southern Mississippi is located in Hattiesburg, MS. It is a Public institution with approximately 10,075 students.

How much student debt do University of Southern Mississippi graduates have?

The median student debt for University of Southern Mississippi graduates is $22,500. With median earnings of $44,140 ten years after enrollment, graduates can expect a debt-to-income ratio of 51%.

Is University of Southern Mississippi a good college?

University of Southern Mississippi has a graduation rate of 49.8% and median post-graduation earnings of $44,140. High admission rate of 99.12% making it accessible to a wide range of students.

How does University of Southern Mississippi compare to similar colleges?

Affordability with in-state tuition of $9,998 and out-of-state tuition of $11,998. Compared to peer institutions, University of Southern Mississippi offers a more affordable education with a high graduation rate and moderate career outcomes.

What career prospects do University of Southern Mississippi graduates have?

Graduates from University of Southern Mississippi are well-prepared for careers in various fields, particularly in the South.

What should prospective students know about University of Southern Mississippi?

University of Southern Mississippi is positioned well in the market for students seeking a cost-effective education with strong community ties.

What makes University of Southern Mississippi stand out?

Graduation rate of 49.8% and median earnings of $44,140 after 10 years.

What are the pros and cons of attending University of Southern Mississippi?

Diverse student body with 56.22% white, 27.14% black, 4.93% Hispanic, and 1.43% Asian.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.