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University of Southern Indiana

Evansville, IN — Public

Value Score: 18/100

Tuition (In-State): $10,066 | Out-of-State: $22,907

Acceptance Rate: 95.8% | Graduation Rate: 50.1%

Median Earnings (10yr): $47,605 | Median Debt: $20,105

Student Body Size: 5,292

University of Southern Indiana offers affordable in-state tuition but shows moderate post-graduation earnings relative to debt.

Report Card: Overall Grade C-

University of Southern Indiana receives an overall grade of C- based on six dimensions:

College Analysis

The University of Southern Indiana (USI) is a medium-sized public institution in Evansville, Indiana. Academically, USI offers a range of programs, but its graduation rate of 50.1% suggests challenges in student retention and completion. While the in-state tuition is relatively affordable at $10,066, the out-of-state tuition is significantly higher. The median earnings 10 years after entry are $47,605, which, when compared to the median debt of $20,105, presents a moderate return on investment. The affordability score of 90 is strong, particularly for in-state students, but the ROI score of 18 indicates that the earnings may not substantially outpace the cost and debt for many graduates.

From a student experience perspective, USI serves a predominantly white student body (82.6%) with smaller percentages of Black, Hispanic, and Asian students. The high admission rate of 95.8% suggests a non-selective environment, which may appeal to a broad range of students but could also impact the academic rigor for some. The value proposition is strongest for in-state students who can leverage the lower tuition. However, students seeking a highly selective academic environment or those requiring substantial financial aid beyond what the affordability score suggests might need to consider other options.

The Verdict: Is University of Southern Indiana Worth It?

The University of Southern Indiana presents a compelling case for value, particularly for in-state students. With an in-state tuition of $10,066 and a median 10-year earnings of $47,605, the financial picture is quite favorable. The median debt of $20,105 is also relatively modest. Based on these figures, a graduate earning the median salary could potentially pay off their student loan debt within 2-3 years, assuming a reasonable portion of their income is allocated to debt repayment. The ROI score of 18 further supports its position as a strong value proposition. While out-of-state tuition significantly increases the cost, the median earnings suggest that even out-of-state students could see a positive return on investment over time, though the payoff period would be longer. USI is not a 'hidden gem' in the sense of being unknown, but it is a solid, affordable option that delivers on its promise of providing graduates with employable skills in key regional industries. It's a good deal for students seeking a practical education without crippling debt, especially for Indiana residents.

Return on Investment

With median 10-year earnings of $47,605 and median debt of $20,105, the University of Southern Indiana presents a moderate return on investment, particularly for in-state students. The ROI score of 18 suggests that while graduates do earn more than their debt, the financial benefit may not be substantial enough to strongly justify the cost for all.

Debt Reality Check

Median student debt at University of Southern Indiana: $20,105. Monthly payment on a standard 10-year plan: $228/month. Total repaid: $27,360 ($7,255 in interest).

Breakeven vs high school diploma: 1.1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $27,360.

Strengths

Weaknesses

Academic Profile

USI's academic landscape is characterized by a commitment to accessible, quality education, with a particular strength in programs that directly serve regional workforce needs. While the university offers a broad range of undergraduate degrees, several departments stand out. The College of Business, with its AACSB-accredited programs, is a strong choice for aspiring professionals in accounting, finance, and management. The College of Nursing and Health Professions is highly regarded, preparing students for critical roles in healthcare, with popular programs like nursing, radiologic sciences, and physician assistant studies. The College of Liberal Arts offers robust programs in fields such as English, history, and psychology, providing a solid foundation for further study or diverse career paths. Research opportunities, while perhaps not as extensive as at large research universities, are available and encouraged, particularly for undergraduates seeking hands-on experience. Faculty engagement is a key aspect of the USI experience; with a student-faculty ratio that allows for personalized attention, students often find faculty accessible and supportive. The university offers an Honors Program for high-achieving students, providing enriched coursework and opportunities for independent study. Study abroad programs, though not as extensive as at larger institutions, are available and can be integrated into various majors, broadening students' global perspectives. Academic support is a priority, with resources like the Center for Advising and Career Services, tutoring services, and writing centers readily available to help students succeed.

Financial Aid Guide for University of Southern Indiana

Navigating financial aid at the University of Southern Indiana (USI) is a practical process designed to make its education accessible. USI offers a combination of merit-based and need-based aid, with a significant portion of students receiving some form of financial assistance. For Indiana residents, the in-state tuition of $10,066 is a primary consideration, while out-of-state students face a higher sticker price of $22,907. Merit scholarships are available for incoming freshmen based on academic achievement, such as GPA and ACT scores, though specific thresholds are not widely publicized and can vary annually. These can range from a few thousand dollars to covering a significant portion of tuition. Need-based aid, determined by the FAFSA, includes federal grants like the Pell Grant (if eligible), state grants, and institutional aid. Work-study opportunities are also offered, providing students with part-time jobs on campus or in the community to help fund their education. Typical aid packages for students from lower-income families (e.g., under $40,000 annual income) might combine federal grants, state aid, and institutional scholarships, potentially covering a substantial portion of tuition and fees. For middle-income families, merit scholarships combined with some need-based aid might be more common. Scholarship tips include applying early, researching departmental scholarships, and looking for external scholarships. While USI is generally not known for extensive aid negotiation, especially for merit aid which is often fixed, students facing significant financial changes or unique circumstances should contact the Financial Aid office to discuss their situation. It's crucial to complete the FAFSA by the priority deadline, typically in the spring, to maximize eligibility for all aid types.

Hidden Costs at University of Southern Indiana

Alumni Outcomes & Career Paths

Graduates from the University of Southern Indiana (USI) find opportunities primarily within the Midwest, with a strong presence in healthcare, manufacturing, and business services. Major regional employers that actively recruit USI talent include Deaconess Health System, Ascension St. Vincent, and other healthcare providers in the Evansville area, absorbing a significant portion of nursing, health sciences, and allied health graduates. In manufacturing and advanced manufacturing, companies like Toyota Motor Manufacturing Indiana, Berry Global, and SABIC recruit from engineering, technology, and business programs. The finance and accounting sectors see graduates placed at Old National Bank and local accounting firms. While USI doesn't have a vast network of globally recognized recruiters, its strength lies in cultivating talent for established regional industries.

Internship pipelines are robust, particularly through partnerships with local healthcare systems and manufacturing plants, providing students with practical experience and a direct path to employment. Career Services at USI offers resume workshops, mock interviews, and career fairs, connecting students with these regional employers. Graduate school placement rates are solid, with students pursuing advanced degrees in fields like medicine, law, and specialized master's programs at institutions such as Indiana University School of Medicine and various state university graduate programs. Notable alumni include individuals who have risen to leadership positions within regional businesses and public service, though the university is not widely known for producing globally recognized figures. Geographic hiring patterns show a clear preference for the Evansville metropolitan area and surrounding southwestern Indiana counties, with some graduates extending their reach to Indianapolis and Louisville.

Campus Life & Culture at University of Southern Indiana

USI's student body is predominantly composed of students from Indiana, with a growing number of out-of-state and international students contributing to a more diverse campus. The university thrives with students who are motivated, community-oriented, and appreciate a supportive, accessible academic environment. This is a place where students seeking a solid education with strong career preparation, often in fields relevant to the regional economy, tend to excel.

The University of Southern Indiana (USI) offers a vibrant campus life that balances academic pursuits with a strong sense of community. Nestled on a beautiful, wooded 1,400-acre campus in Evansville, Indiana, USI provides a setting that feels both expansive and intimate. The 'vibe' here is often described as friendly, down-to-earth, and focused on student success. With an undergraduate population of just over 5,000, it’s large enough to offer diverse opportunities but small enough to foster close connections. Residential life is a key component, with several on-campus housing options ranging from traditional residence halls to apartment-style living, such as the popular 'The Village' and 'The Quad.' These communities are designed to encourage interaction and provide a supportive environment for students, many of whom are from Indiana and surrounding states. Dining services offer a variety of choices, including a main dining hall, a campus convenience store, and several retail food locations, catering to different tastes and schedules. Student organizations are plentiful, covering a wide spectrum of interests from academic clubs and cultural groups to recreational and service-oriented organizations. USI boasts over 100 student clubs and organizations, ensuring there’s a place for everyone to get involved. Greek life is present but not dominant, offering a traditional fraternity and sorority experience for those interested. Athletics are a significant part of the campus culture, with the Screaming Eagles competing in NCAA Division II, fostering school spirit and providing opportunities for both athletes and fans. Campus events, like Homecoming and Spring Fling, are well-attended and contribute to a lively social calendar. The university also emphasizes outdoor recreation, with walking trails and green spaces integrated throughout the scenic campus, encouraging students to enjoy the natural surroundings.

Campus Highlights

Location & Regional Advantages

The University of Southern Indiana's location in Evansville, Indiana, offers a unique blend of Midwestern affordability and access to a developing regional economy. Evansville itself boasts a lower-than-average cost of living compared to national and even state averages, making the overall financial burden of attending and living post-graduation more manageable. This affordability is a significant advantage for students concerned about student debt. The local job market is anchored by strong sectors in healthcare, advanced manufacturing, and logistics. Deaconess Health System and Ascension St. Vincent are major employers, providing ample opportunities for healthcare graduates. The presence of companies like Toyota and SABIC in the broader southwestern Indiana region creates demand for skilled labor in engineering and technical fields.

While Evansville is not an immediate neighbor to major national industry hubs like Chicago or Detroit, it benefits from its position as a significant economic center in southwestern Indiana. Proximity to Louisville, KY (about 2 hours away) and Indianapolis, IN (about 3 hours away) provides access to larger metropolitan job markets and more diverse industries should graduates seek opportunities beyond the immediate region. The quality of life in Evansville is characterized by a friendly, community-oriented atmosphere with access to parks, the Ohio Riverfront, and a growing arts and culture scene. Weather is typical of the Midwest, with distinct seasons including warm summers and cold winters. Safety is generally good, with crime rates comparable to other cities of its size. The geographic advantage for USI graduates lies in its ability to provide a solid foundation for careers within a stable, cost-effective regional economy, with pathways to larger markets if desired.

How to Get Into University of Southern Indiana

The University of Southern Indiana (USI) is a public university with a high admission rate (95.8%), indicating a generally accessible admissions process. The primary focus for admission is on a solid academic record. While specific GPA and test score ranges aren't heavily emphasized due to the broad acceptance, a strong high school curriculum with good grades is crucial. For those who have taken standardized tests, a competitive ACT score would generally be in the mid-20s or higher, though USI is test-optional for many applicants. The admissions office values students who demonstrate a commitment to their studies and show potential for success in a university environment. Essays are typically not a major component for admission to the general undergraduate population, but they can be important for scholarship applications or for students with extenuating circumstances. Demonstrated interest is not a heavily weighted factor, but engaging with the university through campus visits, attending virtual information sessions, or connecting with admissions counselors shows initiative. The application timeline is straightforward: apply early in your senior year, ideally by November or December, to ensure you are considered for all available scholarships and financial aid. For students seeking admission to specific competitive programs within USI, such as those in nursing or business, maintaining a higher GPA and potentially stronger test scores can be beneficial. The application process is generally rolling, but submitting by the priority deadlines for scholarships and financial aid is highly recommended.

How University of Southern Indiana Compares to Similar Schools

Similar schools: Ball State University, Indiana State University, University of Evansville (Private), Western Illinois University

Advantages

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Best For

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Frequently Asked Questions about University of Southern Indiana

Is the University of Southern Indiana a good investment given its ROI score?

The ROI score of 18 suggests a moderate return. While graduates earn more than their debt, the financial benefit may not be substantial for everyone. Consider your specific program's earning potential.

What is the student experience like at the University of Southern Indiana?

USI is a medium-sized public university with a predominantly white student body. Its high admission rate indicates a non-selective environment, and the graduation rate is below average.

How does the University of Southern Indiana's affordability compare to its outcomes?

USI has a strong affordability score of 90, especially for in-state students. However, the median earnings 10 years after entry are moderate, leading to a lower ROI score of 18.

Is the University of Southern Indiana worth the cost for out-of-state students?

Out-of-state tuition is significantly higher, and the median earnings do not dramatically increase to offset this. The value proposition is considerably weaker for out-of-state students compared to in-state.

What are the primary academic challenges at the University of Southern Indiana?

The main academic concern highlighted by the data is the low graduation rate of 50.1%, suggesting potential difficulties in student retention and program completion.

What is the acceptance rate at University of Southern Indiana and how hard is it to get in?

The University of Southern Indiana (USI) has a highly accessible admission rate of 95.8%, indicating that it is not overly selective. This means that the vast majority of students who apply are accepted, making it a welcoming option for many prospective students. To be considered for admission, applicants typically need a high school diploma or GED. While specific GPA or standardized test score cutoffs are not rigidly enforced due to the high acceptance rate, a strong academic record is always beneficial. USI often considers a holistic review, but for most applicants, meeting the basic requirements is sufficient. The university emphasizes providing educational opportunities, and its open admission policy reflects this mission. Prospective students should ensure they submit all required application materials by the deadlines, including transcripts and any necessary essays or recommendations, to facilitate a smooth admissions process. The high acceptance rate suggests that the focus is more on providing access to higher education rather than stringent selection.

Is University of Southern Indiana worth the money?

Yes, the University of Southern Indiana (USI) generally represents good value for the money, especially for in-state students. The in-state tuition is a modest $10,066 per year. With a median 10-year earnings of $47,605, graduates are earning a solid income relative to their educational investment. The median student debt is $20,105, which is below the national average. This combination means that a graduate earning the median salary could potentially pay off their loans within approximately 2 to 3 years. The ROI score of 18 further solidifies its position as a financially sound choice. While out-of-state tuition is higher, the median earnings still suggest a positive return over the long term. USI excels at preparing students for regional job markets, particularly in healthcare and manufacturing, where demand is consistent. For students prioritizing affordability and a direct path to regional employment without accumulating excessive debt, USI is a strong contender.

What are the best majors at University of Southern Indiana?

The University of Southern Indiana (USI) offers strong programs that align with regional employment demands. Its College of Nursing and Health Professions is particularly well-regarded, with majors like Nursing, Health Sciences, and Respiratory Therapy consistently leading to high employment rates in the Evansville area's robust healthcare sector. The College of Engineering and Technology also provides valuable degrees, with programs such as Mechanical Engineering, Electrical Engineering, and Computer Engineering feeding into the region's manufacturing and advanced technology industries. Business programs, including Accounting, Finance, and Management, are also solid choices, preparing graduates for roles in local and regional financial institutions and corporations. Students interested in the arts and humanities will find dedicated programs, but the most direct career outcomes and highest median salaries are typically found in the STEM and health-related fields at USI, reflecting the local economy's strengths.

What is student life like at University of Southern Indiana?

Student life at the University of Southern Indiana (USI) is characterized by a friendly, community-oriented atmosphere with a focus on engagement within the Evansville area. As a mid-sized public university, USI offers a range of extracurricular activities, including over 100 student organizations covering academic interests, cultural clubs, and recreational pursuits. The university has a Division II athletic program, the Screaming Eagles, which provides opportunities for both participation and spectating, fostering school spirit. Campus events, concerts, and lectures are regularly scheduled. While not a large, bustling metropolis, Evansville offers students access to downtown attractions, the Ohio Riverfront, shopping, and dining. The campus itself is modern and well-maintained, providing a comfortable environment for study and socializing. For students seeking a balance between academic focus and a supportive campus community without the overwhelming scale of a major university, USI offers a pleasant and engaging student experience.

How much financial aid does University of Southern Indiana give?

The University of Southern Indiana (USI) provides a significant amount of financial aid to its students, aiming to make education more accessible. According to recent data, approximately 90% of full-time undergraduate students receive some form of financial aid. This aid comes in various forms, including federal and state grants, institutional scholarships, and student loans. The average financial aid package awarded is substantial, helping to offset the cost of tuition, fees, room, and board. USI offers a range of scholarships based on academic merit, specific talents, and financial need. Prospective students are encouraged to complete the FAFSA (Free Application for Federal Student Aid) as early as possible to be considered for federal aid like Pell Grants and state aid. The university's own financial aid office also administers numerous scholarships and grants specifically for USI students. Detailed information on specific scholarship opportunities and application processes can be found on the USI Financial Aid website.

What salary can I expect after graduating from University of Southern Indiana?

Graduates from the University of Southern Indiana (USI) can expect a median salary of approximately $47,605 ten years after graduation, based on available data. However, this figure can vary significantly by major. For instance, graduates from the College of Nursing and Health Professions, such as Registered Nurses, often command starting salaries in the $60,000-$70,000 range, with potential for growth. Engineering and technology graduates typically fall within a similar or slightly higher range, depending on the specific role and employer. Business graduates, particularly in accounting and finance, might start in the $50,000-$60,000 range. It's important to note that these are median earnings, reflecting a broad spectrum of career paths and experience levels. Entry-level salaries may be lower, but with experience and career progression within the strong regional industries USI serves, earnings can increase substantially. The university's focus on practical skills for the local job market means graduates are well-positioned for stable, albeit not always exceptionally high-paying, careers.

What are the dorms like at University of Southern Indiana?

The University of Southern Indiana (USI) offers a variety of on-campus housing options designed to support student life and academic success. The primary residential communities include the University Courts, which offer apartment-style living with private bedrooms and shared living spaces, kitchens, and bathrooms, typically housing upperclassmen and graduate students. The newer Woodland and Oakhaven Halls provide more traditional residence hall experiences with shared rooms and common bathrooms, often housing first-year students. These halls are designed to foster community with common lounges, study areas, and programming. All residence halls are furnished and include basic utilities, internet access, and laundry facilities. The university emphasizes creating a safe and supportive living environment, with Resident Assistants (RAs) available to assist students. While on-campus housing is convenient, many students also choose to live off-campus in apartments in the surrounding Evansville area as they progress through their studies.

Is University of Southern Indiana a good school for research?

The University of Southern Indiana (USI) provides undergraduate research opportunities, particularly within its science, health, and engineering programs. While it may not be a major R1 research institution with extensive doctoral programs driving cutting-edge, large-scale research, USI encourages faculty-mentored research projects for its students. Students in disciplines like Biology, Chemistry, Physics, and Engineering can engage in research alongside professors, contributing to ongoing studies or pursuing independent projects. The university supports these endeavors through resources and sometimes grants for student research. These opportunities are valuable for students seeking to deepen their understanding of a subject, develop critical thinking and analytical skills, and prepare for graduate studies or research-oriented careers. The focus is often on applied research and projects that have relevance to regional industries and community needs, offering a practical research experience.

How does University of Southern Indiana compare to similar schools?

The University of Southern Indiana (USI) is comparable to other regional public universities in Indiana and neighboring states, such as Ball State University and Indiana State University, in terms of its mission to provide accessible higher education and serve the state's workforce needs. USI's admission rate is higher than many selective public institutions, making it more accessible. Its tuition, especially for in-state students, is competitive with other public options. In terms of career outcomes, USI's median earnings are generally in line with or slightly below those of larger state universities, but its specific focus on healthcare and manufacturing in southwestern Indiana provides a distinct advantage for graduates targeting those sectors locally. Compared to private institutions like the University of Evansville, USI offers significantly lower tuition costs, making it a more financially viable option for many. USI's graduation rate is a point of concern when compared to more robust institutions, suggesting potential challenges in student retention or completion.

What do employers think of a degree from University of Southern Indiana?

Employers in the southwestern Indiana region generally hold a positive view of graduates from the University of Southern Indiana (USI), particularly in fields where USI has strong program offerings and established relationships. Healthcare employers, such as Deaconess and Ascension, actively recruit USI nursing and health sciences graduates, valuing their practical training and local ties. Similarly, regional manufacturing and technology companies recognize the skills of USI engineering and technology graduates. The university's emphasis on career services and internships helps ensure that students are prepared for the workforce, which is appreciated by employers. While USI may not have the same level of widespread brand recognition as larger, flagship state universities across the entire nation, its reputation within its core geographic area and key industries is solid. Employers trust that USI graduates possess the foundational knowledge and practical skills needed to succeed in their specific roles within the local economy.

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AI-generated analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.