CollegeTuitionData — College Data in Plain English

University of Southern Indiana

Evansville, IN 47712 — Public

Value Score: 75/100 | ROI Score: 18 | Affordability Score: 90/100

Tuition (In-State): $10,066 | Out-of-State: $22,907

Acceptance Rate: 95.8% | Graduation Rate: 50.1% | Retention Rate: 75.0%

Median Earnings (10yr): $47,605 | Median Debt: $20,105

SAT Average: 1141 | ACT Midpoint: 24

Student Body Size: 5,292 (medium)

Pell Grant Recipients: 22.9% | Federal Loan Rate: 25.8%

Average Faculty Salary: $8,089/month

Tuition & Affordability Analysis

In-state tuition at University of Southern Indiana is $10,066 per year, which is 8% below the national average for public institutions.

Out-of-state students pay $22,907/year — a premium of $12,841 over in-state rates. Over four years, out-of-state students pay approximately $51,364 more than their in-state peers.

Estimated four-year tuition cost: $40,264 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of Southern Indiana:

  • Families earning $0–$30,000: $7,484/year
  • Families earning $30,001–$48,000: $7,818/year
  • Families earning $48,001–$75,000: $12,748/year
  • Families earning $75,001–$110,000: $17,720/year
  • Families earning $110,000+: $18,777/year

Low-income families receive an average discount of $2,582/year, paying just 74% of the sticker price.

Admissions Snapshot

University of Southern Indiana has an acceptance rate of 95.8%, placing it in the Open Admission (85%+) category. This means roughly 1,381 students apply each year.

University of Southern Indiana accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The average SAT score of admitted students is 1141, 8% above the national average. This is within the mid-range nationally.

The ACT midpoint is 24, 14% above the national average.

Graduate Outcomes & Return on Investment

50.1% of students at University of Southern Indiana complete their degree, 19% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 75.0% (7% below the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of University of Southern Indiana earn a median salary of $47,605 ten years after enrollment, 16% above the national average. This represents a $12,605/year earnings premium over the average high school diploma holder, or $378,150 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $20,105, 6% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $218/month, with a total repayment of $26,160 (including $6,055 in interest).

Debt-to-Earnings Ratio: 0.42x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of Southern Indiana pays for itself in approximately 4 years. This is an excellent return on investment.

Financial Aid Profile

22.9% of students at University of Southern Indiana receive Pell Grants (federal need-based aid for families earning under ~$60,000), 31% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

25.8% of students take federal loans, 45% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.

Average faculty salary: $8,089/month, 7% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

University of Southern Indiana enrolls 5,292 undergraduate students. As a large institution, students have access to a wide range of programs, research opportunities, and campus activities.

Diversity Index: 31/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 83%, Hispanic 5%, Black 4%, Asian 2%.

University of Southern Indiana: Balanced Academics and High Value with Mixed Outcomes

Report Card: Overall Grade C-

University of Southern Indiana receives an overall grade of C- based on six dimensions:

  • Academics: D
  • Value: D
  • Outcomes: C+
  • Affordability: C+

College Analysis

University of Southern Indiana is a Public institution in Evansville, IN with approximately 5,292 students. Academics: Strong admission rate and medium-sized campus offer a balanced learning environment. Value: High affordability score and low median debt suggest good value for students. Outcomes: Graduation rate is below average, but median earnings 10 years post-graduation are above average. Career Guidance: Graduates can expect competitive salaries, but may face challenges in employment due to lower graduation rates.

The Verdict: Is University of Southern Indiana Worth It?

The University of Southern Indiana presents a compelling case for value, particularly for in-state students. With an in-state tuition of $10,066 and a median 10-year earnings of $47,605, the financial picture is quite favorable. The median debt of $20,105 is also relatively modest. Based on these figures, a graduate earning the median salary could potentially pay off their student loan debt within 2-3 years, assuming a reasonable portion of their income is allocated to debt repayment. The ROI score of 18 further supports its position as a strong value proposition. While out-of-state tuition significantly increases the cost, the median earnings suggest that even out-of-state students could see a positive return on investment over time, though the payoff period would be longer. USI is not a 'hidden gem' in the sense of being unknown, but it is a solid, affordable option that delivers on its promise of providing graduates with employable skills in key regional industries. It's a good deal for students seeking a practical education without crippling debt, especially for Indiana residents.

Return on Investment

While the University of Southern Indiana offers a good value with low tuition and debt, the lower graduation rate may impact long-term career prospects.

Debt Reality Check

Median student debt at University of Southern Indiana: $20,105. Monthly payment on a standard 10-year plan: $228/month. Total repaid: $27,360 ($7,255 in interest).

Breakeven vs high school diploma: 1.1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $27,360.

Strengths

  • Strong in-state tuition, high affordability, diverse student body

Weaknesses

  • Below-average graduation rate, higher-than-average median debt

Academic Profile

SAT Average: 1141. ACT Midpoint: 24. Retention Rate: 75.0%.

USI's academic landscape is characterized by a commitment to accessible, quality education, with a particular strength in programs that directly serve regional workforce needs. While the university offers a broad range of undergraduate degrees, several departments stand out. The College of Business, with its AACSB-accredited programs, is a strong choice for aspiring professionals in accounting, finance, and management. The College of Nursing and Health Professions is highly regarded, preparing students for critical roles in healthcare, with popular programs like nursing, radiologic sciences, and physician assistant studies. The College of Liberal Arts offers robust programs in fields such as English, history, and psychology, providing a solid foundation for further study or diverse career paths. Research opportunities, while perhaps not as extensive as at large research universities, are available and encouraged, particularly for undergraduates seeking hands-on experience. Faculty engagement is a key aspect of the USI experience; with a student-faculty ratio that allows for personalized attention, students often find faculty accessible and supportive. The university offers an Honors Program for high-achieving students, providing enriched coursework and opportunities for independent study. Study abroad programs, though not as extensive as at larger institutions, are available and can be integrated into various majors, broadening students' global perspectives. Academic support is a priority, with resources like the Center for Advising and Career Services, tutoring services, and writing centers readily available to help students succeed.

Financial Aid Guide for University of Southern Indiana

Pell Grant recipients: 22.9%. Students taking federal loans: 25.8%.

Navigating financial aid at the University of Southern Indiana (USI) is a practical process designed to make its education accessible. USI offers a combination of merit-based and need-based aid, with a significant portion of students receiving some form of financial assistance. For Indiana residents, the in-state tuition of $10,066 is a primary consideration, while out-of-state students face a higher sticker price of $22,907. Merit scholarships are available for incoming freshmen based on academic achievement, such as GPA and ACT scores, though specific thresholds are not widely publicized and can vary annually. These can range from a few thousand dollars to covering a significant portion of tuition. Need-based aid, determined by the FAFSA, includes federal grants like the Pell Grant (if eligible), state grants, and institutional aid. Work-study opportunities are also offered, providing students with part-time jobs on campus or in the community to help fund their education. Typical aid packages for students from lower-income families (e.g., under $40,000 annual income) might combine federal grants, state aid, and institutional scholarships, potentially covering a substantial portion of tuition and fees. For middle-income families, merit scholarships combined with some need-based aid might be more common. Scholarship tips include applying early, researching departmental scholarships, and looking for external scholarships. While USI is generally not known for extensive aid negotiation, especially for merit aid which is often fixed, students facing significant financial changes or unique circumstances should contact the Financial Aid office to discuss their situation. It's crucial to complete the FAFSA by the priority deadline, typically in the spring, to maximize eligibility for all aid types.

Hidden Costs at University of Southern Indiana

  • Room and board costs can range from approximately $9,000 to $12,000 per academic year, depending on the chosen housing and meal plan.
  • Textbooks and course materials can add an estimated $1,000 to $1,500 per year.
  • Mandatory student fees, covering services like technology, recreation, and student activities, typically amount to around $1,000 to $1,500 annually.
  • Transportation costs, including gas, vehicle maintenance, or public transit passes, can vary but budget at least $500-$1,000 per year.
  • Parking permits for students living off-campus or commuting can cost between $100 and $300 per academic year.
  • Personal expenses such as toiletries, laundry, entertainment, and snacks can easily add $1,500 to $2,500 annually.
  • Health insurance, if not covered by a parent's plan, can cost upwards of $2,000-$3,000 per year.

Alumni Outcomes & Career Paths

Graduates from the University of Southern Indiana (USI) find opportunities primarily within the Midwest, with a strong presence in healthcare, manufacturing, and business services. Major regional employers that actively recruit USI talent include Deaconess Health System, Ascension St. Vincent, and other healthcare providers in the Evansville area, absorbing a significant portion of nursing, health sciences, and allied health graduates. In manufacturing and advanced manufacturing, companies like Toyota Motor Manufacturing Indiana, Berry Global, and SABIC recruit from engineering, technology, and business programs. The finance and accounting sectors see graduates placed at Old National Bank and local accounting firms. While USI doesn't have a vast network of globally recognized recruiters, its strength lies in cultivating talent for established regional industries.

Internship pipelines are robust, particularly through partnerships with local healthcare systems and manufacturing plants, providing students with practical experience and a direct path to employment. Career Services at USI offers resume workshops, mock interviews, and career fairs, connecting students with these regional employers. Graduate school placement rates are solid, with students pursuing advanced degrees in fields like medicine, law, and specialized master's programs at institutions such as Indiana University School of Medicine and various state university graduate programs. Notable alumni include individuals who have risen to leadership positions within regional businesses and public service, though the university is not widely known for producing globally recognized figures. Geographic hiring patterns show a clear preference for the Evansville metropolitan area and surrounding southwestern Indiana counties, with some graduates extending their reach to Indianapolis and Louisville.

Campus Life & Culture at University of Southern Indiana

USI's student body is predominantly composed of students from Indiana, with a growing number of out-of-state and international students contributing to a more diverse campus. The university thrives with students who are motivated, community-oriented, and appreciate a supportive, accessible academic environment. This is a place where students seeking a solid education with strong career preparation, often in fields relevant to the regional economy, tend to excel.

The University of Southern Indiana (USI) offers a vibrant campus life that balances academic pursuits with a strong sense of community. Nestled on a beautiful, wooded 1,400-acre campus in Evansville, Indiana, USI provides a setting that feels both expansive and intimate. The 'vibe' here is often described as friendly, down-to-earth, and focused on student success. With an undergraduate population of just over 5,000, it’s large enough to offer diverse opportunities but small enough to foster close connections. Residential life is a key component, with several on-campus housing options ranging from traditional residence halls to apartment-style living, such as the popular 'The Village' and 'The Quad.' These communities are designed to encourage interaction and provide a supportive environment for students, many of whom are from Indiana and surrounding states. Dining services offer a variety of choices, including a main dining hall, a campus convenience store, and several retail food locations, catering to different tastes and schedules. Student organizations are plentiful, covering a wide spectrum of interests from academic clubs and cultural groups to recreational and service-oriented organizations. USI boasts over 100 student clubs and organizations, ensuring there’s a place for everyone to get involved. Greek life is present but not dominant, offering a traditional fraternity and sorority experience for those interested. Athletics are a significant part of the campus culture, with the Screaming Eagles competing in NCAA Division II, fostering school spirit and providing opportunities for both athletes and fans. Campus events, like Homecoming and Spring Fling, are well-attended and contribute to a lively social calendar. The university also emphasizes outdoor recreation, with walking trails and green spaces integrated throughout the scenic campus, encouraging students to enjoy the natural surroundings.

Campus Highlights

  • The expansive 1,400-acre campus offers a beautiful, natural setting with ample green space and walking trails.
  • The 'Screaming Eagles' athletic teams provide a strong sense of school spirit and community engagement.
  • USI's strong emphasis on health sciences, particularly nursing, prepares students for in-demand careers.
  • The student-centered environment fosters close relationships between students and faculty.
  • The 'Village' and 'Quad' housing complexes offer modern, apartment-style living options for students.
  • A commitment to regional service and workforce development, making graduates highly sought after in Indiana.

Location & Regional Advantages

The University of Southern Indiana's location in Evansville, Indiana, offers a unique blend of Midwestern affordability and access to a developing regional economy. Evansville itself boasts a lower-than-average cost of living compared to national and even state averages, making the overall financial burden of attending and living post-graduation more manageable. This affordability is a significant advantage for students concerned about student debt. The local job market is anchored by strong sectors in healthcare, advanced manufacturing, and logistics. Deaconess Health System and Ascension St. Vincent are major employers, providing ample opportunities for healthcare graduates. The presence of companies like Toyota and SABIC in the broader southwestern Indiana region creates demand for skilled labor in engineering and technical fields.

While Evansville is not an immediate neighbor to major national industry hubs like Chicago or Detroit, it benefits from its position as a significant economic center in southwestern Indiana. Proximity to Louisville, KY (about 2 hours away) and Indianapolis, IN (about 3 hours away) provides access to larger metropolitan job markets and more diverse industries should graduates seek opportunities beyond the immediate region. The quality of life in Evansville is characterized by a friendly, community-oriented atmosphere with access to parks, the Ohio Riverfront, and a growing arts and culture scene. Weather is typical of the Midwest, with distinct seasons including warm summers and cold winters. Safety is generally good, with crime rates comparable to other cities of its size. The geographic advantage for USI graduates lies in its ability to provide a solid foundation for careers within a stable, cost-effective regional economy, with pathways to larger markets if desired.

How to Get Into University of Southern Indiana

The University of Southern Indiana (USI) is a public university with a high admission rate (95.8%), indicating a generally accessible admissions process. The primary focus for admission is on a solid academic record. While specific GPA and test score ranges aren't heavily emphasized due to the broad acceptance, a strong high school curriculum with good grades is crucial. For those who have taken standardized tests, a competitive ACT score would generally be in the mid-20s or higher, though USI is test-optional for many applicants. The admissions office values students who demonstrate a commitment to their studies and show potential for success in a university environment. Essays are typically not a major component for admission to the general undergraduate population, but they can be important for scholarship applications or for students with extenuating circumstances. Demonstrated interest is not a heavily weighted factor, but engaging with the university through campus visits, attending virtual information sessions, or connecting with admissions counselors shows initiative. The application timeline is straightforward: apply early in your senior year, ideally by November or December, to ensure you are considered for all available scholarships and financial aid. For students seeking admission to specific competitive programs within USI, such as those in nursing or business, maintaining a higher GPA and potentially stronger test scores can be beneficial. The application process is generally rolling, but submitting by the priority deadlines for scholarships and financial aid is highly recommended.

How University of Southern Indiana Compares to Similar Schools

Similar schools: Ball State University, Indiana State University, University of Evansville (Private), Western Illinois University

Advantages

  • Lower out-of-state tuition compared to some private peers like the University of Evansville.
  • Stronger focus on regional healthcare and manufacturing job placement within southwestern Indiana.
  • More accessible admission rate (95.8%) compared to more selective public universities.

Disadvantages

  • Lower overall national recognition and alumni network reach compared to larger state flagships.
  • Lower graduation rate (50.1%) suggests potential challenges with student retention or program completion.
  • Median earnings are lower than some comparable public institutions in the state.

Best For

  • Students seeking a high graduation rate may find this college less suitable.
  • Prospective students with lower financial means may find the median debt load concerning.
  • Students looking for a larger campus with more resources might prefer other institutions.

Avoid If

  • Students who prioritize high graduation rates and lower debt levels may want to consider other options.
  • Prospective students with higher financial means or seeking a more prestigious institution might find USI less appealing.

Frequently Asked Questions about University of Southern Indiana

How much does it cost to attend University of Southern Indiana?

In-state tuition at University of Southern Indiana is $10,066 per year, and out-of-state tuition is $22,907 per year. The median student debt at graduation is $20,105.

What is the acceptance rate at University of Southern Indiana?

University of Southern Indiana has an acceptance rate of 95.8%.

What is the graduation rate at University of Southern Indiana?

University of Southern Indiana has a graduation rate of 50.1%.

How much do University of Southern Indiana graduates earn?

The median earnings for University of Southern Indiana graduates 10 years after enrollment is $47,605. With median debt of $20,105, graduates earn roughly 2.4x their debt level annually.

How big is University of Southern Indiana?

University of Southern Indiana has approximately 5,292 students and is classified as a medium institution. It is located in Evansville, IN and is a Public institution.

Is University of Southern Indiana worth the cost?

University of Southern Indiana has an ROI score of 18 out of 100. With in-state tuition of $10,066 per year and median post-graduation earnings of $47,605, the data suggests the return on investment may be below average.

Where is University of Southern Indiana located?

University of Southern Indiana is located in Evansville, IN. It is a Public institution with approximately 5,292 students.

How much student debt do University of Southern Indiana graduates have?

The median student debt for University of Southern Indiana graduates is $20,105. With median earnings of $47,605 ten years after enrollment, graduates can expect a debt-to-income ratio of 42%.

Is University of Southern Indiana a good college?

University of Southern Indiana has a graduation rate of 50.1% and median post-graduation earnings of $47,605. Highly diverse student body with a significant white population.

How does University of Southern Indiana compare to similar colleges?

Strong in-state tuition rate, making it more affordable for Indiana residents. Compared to peer institutions, University of Southern Indiana offers a strong value proposition with high affordability and low median debt, but its graduation rate lags behind.

What career prospects do University of Southern Indiana graduates have?

Graduates can expect competitive salaries, making this college a good choice for students prioritizing career outcomes.

What should prospective students know about University of Southern Indiana?

University of Southern Indiana is well-positioned in the market for students seeking a balanced academic and career-focused education at a lower cost.

What makes University of Southern Indiana stand out?

Graduates earn above-average salaries but face a higher-than-average debt load.

What are the pros and cons of attending University of Southern Indiana?

Medium-sized campus provides a close-knit community feel.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.