University of South Florida
Tampa, FL 33620-9951 — Public
Value Score: 85/100 | ROI Score: 125 | Affordability Score: 90/100
Tuition (In-State): $6,410 | Out-of-State: $17,324
Acceptance Rate: 43.2% | Graduation Rate: 75.7% | Retention Rate: 91.3%
Median Earnings (10yr): $57,743 | Median Debt: $17,988
SAT Average: 1227 | ACT Midpoint: 27
Student Body Size: 37,207 (very-large)
Pell Grant Recipients: 29.4% | Federal Loan Rate: 23.9%
Average Faculty Salary: $11,342/month
Tuition & Affordability Analysis
In-state tuition at University of South Florida is $6,410 per year, which is 41% below the national average for public institutions.
Out-of-state students pay $17,324/year — a premium of $10,914 over in-state rates. Over four years, out-of-state students pay approximately $43,656 more than their in-state peers.
Estimated four-year tuition cost: $25,640 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of South Florida:
- Families earning $0–$30,000: $4,122/year
- Families earning $30,001–$48,000: $5,444/year
- Families earning $48,001–$75,000: $9,326/year
- Families earning $75,001–$110,000: $15,224/year
- Families earning $110,000+: $18,497/year
Low-income families receive an average discount of $2,288/year, paying just 64% of the sticker price.
Admissions Snapshot
University of South Florida has an acceptance rate of 43.2%, placing it in the Selective (35–50%) category. This means roughly 21,537 students apply each year.
The average SAT score of admitted students is 1227, 16% above the national average. This reflects a strong academic student body.
The ACT midpoint is 27, 29% above the national average.
Graduate Outcomes & Return on Investment
75.7% of students at University of South Florida complete their degree, 22% above the national average. This is a solid graduation rate.
First-year retention rate: 91.3% (13% above the national average). A retention rate above 90% signals high student satisfaction and strong first-year experience programs.
Graduates of University of South Florida earn a median salary of $57,743 ten years after enrollment, 41% above the national average. This represents a $22,743/year earnings premium over the average high school diploma holder, or $682,290 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $17,988, 16% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $195/month, with a total repayment of $23,400 (including $5,412 in interest).
Debt-to-Earnings Ratio: 0.31x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of South Florida pays for itself in approximately 2 years. This is an excellent return on investment.
Financial Aid Profile
29.4% of students at University of South Florida receive Pell Grants (federal need-based aid for families earning under ~$60,000), 11% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
23.9% of students take federal loans, 49% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $11,342/month, 30% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
University of South Florida enrolls 37,207 undergraduate students. As a major university, University of South Florida offers extensive resources, hundreds of student organizations, Division I athletics, and a vast alumni network.
Diversity Index: 74/100 (higher = more diverse). University of South Florida has a highly diverse student body with strong representation across multiple racial and ethnic groups.
Student body composition: White 43%, Hispanic 24%, Black 8%, Asian 9%.
University of South Florida: Strong Academic Performance and Good Career Outcomes
- USF: Your Launchpad to a High-Earning Career in Florida's Booming Economy
- Unlock Your Potential: USF Graduates Earn Over $57K Annually with Manageable Debt
- Experience the Sunshine State & Secure Your Future: Why USF is the Smart Choice
Report Card: Overall Grade B+
University of South Florida receives an overall grade of B+ based on six dimensions:
- Academics: B
- Value: A-
- Outcomes: B
- Affordability: A
College Analysis
University of South Florida is a Public institution in Tampa, FL with approximately 37,207 students. Academics: Strong graduation rate of 75.68%. Value: High median earnings of $57,743 after 10 years, indicating good career outcomes. Outcomes: Above-average ROI score of 125, suggesting a good return on investment.
The Verdict: Is University of South Florida Worth It?
The University of South Florida presents a compelling case for value, especially for Florida residents. With an in-state tuition of $6,410 and a median 10-year earning potential of $57,743, the return on investment (ROI) score of 125 is a strong indicator of financial viability. The median debt of $17,988 is also relatively low compared to national averages, suggesting that graduates can manage their student loans effectively. To put it in perspective, the initial cost of four years of in-state tuition ($25,640) is significantly less than the first year's median earnings. This implies a relatively quick payback period for the investment in education. Even considering out-of-state tuition ($69,296 for four years), the median earnings still suggest a positive financial outcome, though the payback period will be longer. Compared to many private institutions or universities in higher cost-of-living states, USF offers a solid education with a clear path to financial stability. It's not just a good deal; it's a smart investment for students seeking a quality education without crippling debt, making it a hidden gem for those who leverage its career services and regional opportunities.
Return on Investment
The degree from USF is worth the cost, given the strong academic performance, good career outcomes, and above-average ROI score.
Debt Reality Check
Median student debt at University of South Florida: $17,988. Monthly payment on a standard 10-year plan: $204/month. Total repaid: $24,480 ($6,492 in interest).
Breakeven vs high school diploma: 0.6 years. Debt burden: Low. Salary needed for comfortable repayment: $24,480.
Strengths
- Strong academic performance and career outcomes.
- High median earnings and above-average ROI score.
Weaknesses
- Higher tuition costs, especially for out-of-state students.
- Moderate student debt levels.
Academic Profile
SAT Average: 1227. ACT Midpoint: 27. Retention Rate: 91.3%.
USF Tampa stands out as a major public research university, boasting strong programs across a wide array of disciplines. Its academic strengths are particularly notable in areas such as business, engineering, health sciences, and the arts. The Muma College of Business is highly regarded, offering specialized tracks in finance, marketing, and supply chain management. The College of Engineering is a powerhouse, with robust programs in mechanical, electrical, and computer engineering, alongside emerging fields like cybersecurity. The Morsani College of Medicine and the College of Public Health are also significant contributors to USF's research profile, attracting substantial grant funding and offering cutting-edge learning experiences.
Research is a cornerstone of the USF experience. Undergraduate students are actively encouraged to participate in research alongside faculty, providing invaluable hands-on experience. Opportunities can be found through departmental programs, the Office of Undergraduate Research, and various research centers and institutes across campus. The faculty, while not directly reflected in the provided data, are generally composed of active researchers and experienced professionals, contributing to a dynamic learning environment.
USF offers a robust Honors College, providing high-achieving students with enriched academic experiences, smaller class sizes, and priority registration. Study abroad programs are also readily available, allowing students to gain global perspectives through partnerships with institutions worldwide. Academic support is comprehensive, with resources like the Center for Academic and Innovative Instruction, tutoring services, writing centers, and dedicated academic advisors available to help students navigate their coursework and achieve their academic goals. Specific programs like the Judy Genshaft Honors College and the various interdisciplinary research centers underscore USF's commitment to academic excellence and student success.
Financial Aid Guide for University of South Florida
Pell Grant recipients: 29.4%. Students taking federal loans: 23.9%.
Navigating financial aid at the University of South Florida (USF) involves understanding the blend of merit-based and need-based aid available, alongside federal programs. As a large public university, USF aims to make education accessible, particularly for Florida residents. For in-state students, the tuition of $6,410 is a significant starting point, while out-of-state students face a higher sticker price of $17,324.
Merit-based scholarships are a key component for attracting talented students. These can range from partial tuition waivers to full-ride scholarships, often awarded automatically based on strong academic profiles (GPA and test scores, though these are not provided here). Prospective students should actively seek out departmental scholarships, which are often tied to specific majors and can provide substantial aid. The university also offers institutional scholarships, which can be applied for through the general admissions or financial aid application process.
Need-based aid is primarily distributed through federal programs like Pell Grants and state grants, alongside USF's own institutional grants. Students must complete the FAFSA (Free Application for Federal Student Aid) to be considered for these awards. Work-study opportunities are also available, offering students the chance to earn money through part-time campus jobs. Typical aid packages can vary widely, but for students with demonstrated financial need, grants and scholarships can significantly offset the cost of attendance, potentially covering a large portion of tuition and fees. For example, a student with a family income below $50,000 might receive a package heavily weighted towards grants, while a student with a higher income might receive more merit-based aid or loans.
Scholarship tips include applying early, tailoring applications to specific scholarships, and highlighting unique achievements and experiences. While USF does not typically engage in direct negotiation of financial aid packages in the same way some private institutions do, students facing extenuating circumstances or significant changes in financial situations are encouraged to contact the financial aid office to discuss their options. Understanding the total cost of attendance, including living expenses, is crucial when evaluating aid packages.
Hidden Costs at University of South Florida
- On-campus housing can range from approximately $7,000 to $12,000 per academic year, depending on the dorm and room type.
- Meal plans vary, but a comprehensive plan can cost between $4,000 and $5,500 annually.
- Textbooks and course materials can easily add $1,000 to $1,500 per year, especially for STEM fields.
- Mandatory university fees, including technology, student government, and facility fees, can total around $1,000 to $1,500 per semester.
- Transportation costs, including parking permits (if applicable, around $200-$400 annually) and public transit or personal vehicle expenses, can add $500 to $2,000 per year.
- Health insurance, if not covered by a parent's plan, can cost upwards of $2,500 to $3,500 annually through the university's plan.
- Personal expenses, such as toiletries, entertainment, and miscellaneous supplies, can easily amount to $1,500 to $3,000 per year.
Alumni Outcomes & Career Paths
Graduates from the University of South Florida (USF) in Tampa are well-positioned for careers across a diverse range of industries, particularly within Florida and the broader Southeastern United States. Major employers actively recruiting USF talent include technology giants like Tech Data (now TD Synnex), Jabil, and Raymond James Financial, which have significant operations in the Tampa Bay area. Healthcare is another dominant sector, with institutions such as BayCare Health System, HCA Healthcare, and Tampa General Hospital frequently hiring USF graduates, especially those from the Morsani College of Medicine and College of Public Health. The university also boasts strong connections with the aerospace and defense sector, with companies like Lockheed Martin and Honeywell recruiting engineering and computer science majors.
Industries where USF alumni cluster include technology, healthcare, finance, education, and government. The university's robust internship pipelines, facilitated by its Career Services department, provide students with crucial hands-on experience. Partnerships with local businesses and organizations ensure a steady flow of opportunities. For instance, students in business programs often intern at financial services firms, while those in STEM fields gain experience at research institutions and tech companies. Graduate school placement rates are competitive, with many students pursuing advanced degrees at top-tier institutions across the country, particularly in fields like medicine, law, and engineering. Notable alumni include former NASA astronaut Kalpana Chawla, former NFL player Marquese Bell, and Dr. Kiran C. Patel, a prominent cardiologist and philanthropist. Geographic hiring patterns show a strong concentration of alumni in the Tampa Bay metropolitan area, but also significant numbers in Orlando, Miami, and Atlanta, reflecting the university's regional influence.
Campus Life & Culture at University of South Florida
USF Tampa serves a diverse student body, with a significant portion of students coming from Florida, but also attracting a notable number from out-of-state and internationally. The university fosters an environment where ambitious, driven students who are eager to engage in research, community service, and a bustling campus life tend to thrive. It attracts students looking for a comprehensive university experience with strong academic programs and ample opportunities for personal and professional growth in a major metropolitan setting.
The University of South Florida (USF) in Tampa offers a vibrant and diverse campus experience, reflecting its status as a major public research university in a bustling metropolitan area. The 'vibe' is energetic and forward-thinking, with a strong emphasis on innovation and community engagement. USF's main Tampa campus is a sprawling, modern environment, often described as a city within a city, featuring iconic landmarks like the Marshall Student Center, which serves as a central hub for student life, dining, and activities.
Student organizations are abundant, with over 600 clubs and organizations catering to every imaginable interest, from academic and professional groups to cultural, recreational, and service-oriented ones. This robust extracurricular landscape means there's always something happening, whether it's a cultural festival, a guest lecture, or a volunteer event. Greek life is present and active, with several fraternities and sororities contributing to the social scene, though it's not the dominant force on campus.
Athletics are a significant part of USF's identity, with the Bulls competing in NCAA Division I. Football games at Raymond James Stadium and basketball games at the Yuengling Center draw large crowds and foster a strong sense of school spirit. The campus itself is designed for student interaction, with numerous green spaces, plazas, and common areas perfect for studying, socializing, or simply relaxing.
Housing options range from traditional residence halls for freshmen to apartment-style living for upperclassmen, with many students opting to live off-campus in the surrounding Tampa neighborhoods, which offer a variety of living situations and price points. Dining services are extensive, with multiple dining halls, retail food courts, and cafes offering diverse culinary options to fuel the busy student body. Overall, USF provides a dynamic and engaging environment for students seeking a comprehensive university experience with ample opportunities for personal and academic growth.
Campus Highlights
- The Marshall Student Center: A vibrant hub of student activity, featuring dining, retail, event spaces, and student government offices.
- USF Botanical Gardens: A serene oasis on campus offering a peaceful escape and opportunities for study and relaxation.
- Raymond James Stadium: Home to the USF Bulls football team, fostering a strong sense of school spirit and community engagement.
- The Patel College of Global Sustainability: A unique college dedicated to addressing global challenges through interdisciplinary research and education.
- USF Contemporary Art Museum: Showcasing diverse and thought-provoking exhibitions, contributing to the cultural richness of the campus.
- Proximity to Downtown Tampa: Offering students access to internships, cultural events, and a dynamic urban environment.
- The 'Bull Market': A popular on-campus farmers market offering fresh produce and local goods.
Location & Regional Advantages
The University of South Florida's location in Tampa, Florida, offers significant geographic advantages for students seeking career opportunities. Tampa boasts a rapidly growing and diversifying economy, with a strong presence in sectors like healthcare, finance, technology, and logistics. This creates a robust local job market for graduates. The cost of living in Tampa is generally more affordable than major metropolitan hubs like Miami or Orlando, making it an attractive place to start a career after graduation. The proximity to other industry hubs, such as St. Petersburg (known for its arts and tourism) and Clearwater, further expands the regional job market.
Florida's business-friendly environment and lack of state income tax are also appealing factors for both employers and employees. The quality of life in Tampa is high, with abundant sunshine, beautiful beaches, a vibrant cultural scene, and a growing culinary landscape. While like any major city, safety can be a concern, Tampa generally ranks as a safe city with ongoing efforts to improve community well-being. The consistent warm weather allows for year-round outdoor activities, contributing to a desirable lifestyle. Post-graduation, the Tampa Bay area offers numerous entry-level and mid-career positions, particularly in the aforementioned key industries. Furthermore, USF's strong ties with local businesses and government entities provide a direct pathway for students to secure employment within the region, making its location a strategic asset for career development.
How to Get Into University of South Florida
Gaining admission to the University of South Florida (USF) in Tampa requires a strong academic record, as indicated by its 43.2% admission rate, suggesting a moderately selective process. While USF does not offer Early Decision or Early Action, applying during the priority application window, typically by December 1st, is highly recommended to maximize scholarship consideration and ensure timely review. The admissions committee values a holistic review, looking beyond just GPA and test scores (which are not provided, but historically competitive ranges are expected).
For GPA, students typically present a strong high school curriculum with a mix of AP, IB, and honors courses, aiming for a GPA well above a 3.5, with many admitted students having GPAs in the 3.8-4.2 range (weighted). While test scores are not listed, historically, admitted students often had SAT scores in the 1200-1350 range and ACT scores around 25-29. However, USF has been test-optional in recent years, so a strong application without scores is possible if other components are exceptional.
The admissions essay is a crucial opportunity to showcase personality, resilience, and unique experiences. Topics that highlight leadership, overcoming challenges, community involvement, or a genuine passion for a specific field of study tend to resonate. Demonstrating interest is important; this can be shown through attending virtual or in-person information sessions, campus tours, engaging with admissions counselors, and maintaining consistent communication.
For students applying from out-of-state, demonstrating a clear reason for choosing USF over in-state options can be beneficial. Strong letters of recommendation from teachers and counselors who know the applicant well can also significantly bolster an application. Given the selectivity, applicants should ensure their application is polished, error-free, and presents a compelling narrative of their academic and personal achievements.
How University of South Florida Compares to Similar Schools
Similar schools: University of Central Florida (UCF), Florida State University (FSU), University of Florida (UF), University of Miami
Advantages
- Stronger focus on health sciences and engineering programs with direct ties to Tampa's growing medical and tech industries.
- More affordable in-state tuition compared to FSU and UF, offering a better immediate financial return.
- Location in a major metropolitan area (Tampa) provides more diverse internship and job opportunities compared to more campus-centric universities.
Disadvantages
- Lower overall national ranking and prestige compared to UF and FSU.
- Less established alumni network in certain high-prestige fields (e.g., finance in New York City) compared to older, more established flagship universities.
Best For
- Prospective students interested in a diverse academic environment with a strong focus on career outcomes.
- Students seeking a public university with a high graduation rate and strong alumni network.
Avoid If
- Students looking for a more affordable option with lower tuition costs.
- Those prioritizing smaller class sizes and more personalized attention.
Frequently Asked Questions about University of South Florida
How much does it cost to attend University of South Florida?
In-state tuition at University of South Florida is $6,410 per year, and out-of-state tuition is $17,324 per year. The median student debt at graduation is $17,988.
What is the acceptance rate at University of South Florida?
University of South Florida has an acceptance rate of 43.2%.
What is the graduation rate at University of South Florida?
University of South Florida has a graduation rate of 75.7%.
How much do University of South Florida graduates earn?
The median earnings for University of South Florida graduates 10 years after enrollment is $57,743. With median debt of $17,988, graduates earn roughly 3.2x their debt level annually.
How big is University of South Florida?
University of South Florida has approximately 37,207 students and is classified as a very-large institution. It is located in Tampa, FL and is a Public institution.
Is University of South Florida worth the cost?
University of South Florida has an ROI score of 125 out of 100. With in-state tuition of $6,410 per year and median post-graduation earnings of $57,743, the data suggests a positive return on investment.
Where is University of South Florida located?
University of South Florida is located in Tampa, FL. It is a Public institution with approximately 37,207 students.
How much student debt do University of South Florida graduates have?
The median student debt for University of South Florida graduates is $17,988. With median earnings of $57,743 ten years after enrollment, graduates can expect a debt-to-income ratio of 31%.
Is University of South Florida a good college?
University of South Florida has a graduation rate of 75.7% and median post-graduation earnings of $57,743. High in-state tuition of $6,410 and out-of-state tuition of $17,324.
How does University of South Florida compare to similar colleges?
Graduation rate above the national average for public universities. Compared to peer institutions, USF offers a strong academic environment and good career outcomes, but with higher tuition costs.
What career prospects do University of South Florida graduates have?
Graduates are well-positioned for careers in various fields, with a median earning potential of $57,743 after 10 years.
What should prospective students know about University of South Florida?
USF holds a strong market position, offering a balance of academic rigor and career readiness at a relatively affordable cost for in-state students.
What makes University of South Florida stand out?
Median student debt of $17,988, slightly above the national average.
What are the pros and cons of attending University of South Florida?
Diverse student body with a significant Hispanic population.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.