University of South Dakota
Vermillion, SD 57069-2390 — Public
Value Score: 85/100 | ROI Score: 38 | Affordability Score: 90/100
Tuition (In-State): $9,432 | Out-of-State: $12,942
Acceptance Rate: 98.8% | Graduation Rate: 60.6% | Retention Rate: 79.3%
Median Earnings (10yr): $51,926 | Median Debt: $23,592
SAT Average: 1125 | ACT Midpoint: 22
Student Body Size: 5,439 (medium)
Pell Grant Recipients: 18.7% | Federal Loan Rate: 40.4%
Average Faculty Salary: $9,264/month
Tuition & Affordability Analysis
In-state tuition at University of South Dakota is $9,432 per year, which is 14% below the national average for public institutions.
Out-of-state students pay $12,942/year — a premium of $3,510 over in-state rates. Over four years, out-of-state students pay approximately $14,040 more than their in-state peers.
Estimated four-year tuition cost: $37,728 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of South Dakota:
- Families earning $0–$30,000: $14,921/year
- Families earning $30,001–$48,000: $15,942/year
- Families earning $48,001–$75,000: $18,540/year
- Families earning $75,001–$110,000: $21,202/year
- Families earning $110,000+: $22,193/year
Admissions Snapshot
University of South Dakota has an acceptance rate of 98.8%, placing it in the Open Admission (85%+) category. This means roughly 1,377 students apply each year.
University of South Dakota accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
The average SAT score of admitted students is 1125, 6% above the national average. This is within the mid-range nationally.
The ACT midpoint is 22, 5% above the national average.
Graduate Outcomes & Return on Investment
60.6% of students at University of South Dakota complete their degree, near the national average. This is a solid graduation rate.
First-year retention rate: 79.3% (near the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of University of South Dakota earn a median salary of $51,926 ten years after enrollment, 27% above the national average. This represents a $16,926/year earnings premium over the average high school diploma holder, or $507,780 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $23,592, 10% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $256/month, with a total repayment of $30,720 (including $7,128 in interest).
Debt-to-Earnings Ratio: 0.45x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of South Dakota pays for itself in approximately 3 years. This is an excellent return on investment.
Financial Aid Profile
18.7% of students at University of South Dakota receive Pell Grants (federal need-based aid for families earning under ~$60,000), 43% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
40.4% of students take federal loans, 14% below the national average. This is a moderate borrowing rate.
Average faculty salary: $9,264/month, 6% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
University of South Dakota enrolls 5,439 undergraduate students. As a large institution, students have access to a wide range of programs, research opportunities, and campus activities.
Diversity Index: 42/100 (higher = more diverse). The student body is less diverse than average.
Student body composition: White 76%, Hispanic 6%, Black 4%, Asian 2%.
University of South Dakota: Medium-sized public university with strong retention and graduation rates.
- USD: Affordable Education, Solid Futures in the Heartland
- Unlock Your Potential: USD's Path to Career Success
- Experience the Coyote Spirit: A Value-Driven Education in Vermillion
Report Card: Overall Grade C
University of South Dakota receives an overall grade of C based on six dimensions:
- Academics: D+
- Value: C-
- Outcomes: C+
- Affordability: B
College Analysis
University of South Dakota is a Public institution in Vermillion, SD with approximately 5,439 students. Academics: Strong retention rates and graduation rates indicate a supportive learning environment. Value: High affordability score suggests the university offers good value for money. Outcomes: Median earnings 10 years post-graduation are above the national average. Higher education analyst insights: USD has a strong focus on retention and supports students through to graduation.
The Verdict: Is University of South Dakota Worth It?
The University of South Dakota presents a compelling value proposition, especially for in-state students. With an in-state tuition of $9,432 and a median 10-year earning potential of $51,926, the return on investment is solid. The median debt of $23,592 is also relatively modest. For an in-state student, the cost of tuition alone over four years would be roughly $37,728. This means that within approximately 9-10 months of earning the median salary, an in-state graduate could theoretically cover their tuition costs, not accounting for living expenses or interest on debt. The ROI score of 38, while not exceptionally high, reflects a stable, if not spectacular, financial return. For out-of-state students, the higher tuition significantly impacts the payoff timeline. However, compared to many private institutions or larger public universities with higher sticker prices and debt loads, USD offers a financially accessible pathway to a degree with respectable earning potential. It's a good deal, particularly for South Dakota residents, offering a strong foundation without crippling debt.
Return on Investment
While the degree is worth the cost given the strong outcomes and affordability, the tuition for out-of-state students is relatively high.
Debt Reality Check
Median student debt at University of South Dakota: $23,592. Monthly payment on a standard 10-year plan: $268/month. Total repaid: $32,160 ($8,568 in interest).
Breakeven vs high school diploma: 1.1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $32,160.
Strengths
- Strong retention and graduation rates
- High affordability score
- Above-average median earnings 10 years post-graduation
Weaknesses
- Moderate tuition costs for out-of-state students
- Graduation rate could be higher
Academic Profile
SAT Average: 1125. ACT Midpoint: 22. Retention Rate: 79.3%.
USD's academic landscape is anchored by its comprehensive offerings, with particular strengths in its College of Arts & Sciences, the Sanford School of Medicine, the School of Law, and the Beacom School of Business. The university emphasizes undergraduate research opportunities, encouraging students to engage with faculty on projects early in their academic careers. While specific faculty salary data isn't readily available, the public university setting generally implies a commitment to accessible expertise. The student-faculty ratio, though not explicitly provided, is likely conducive to personalized attention given the university's size. USD offers a robust Honors Program, providing enriched academic experiences, smaller class sizes, and priority registration for high-achieving students. Study abroad programs are available through various partnerships, allowing students to gain global perspectives. Academic support is a priority, with resources like the University Tutoring Center, the Writing Center, and dedicated academic advisors available to help students navigate their coursework and career paths. Programs like the Bachelor of Science in Nursing, Criminal Justice, and Psychology are consistently popular, reflecting strong demand and faculty expertise. The School of Health Sciences is a significant draw, leveraging partnerships with the Sanford Health system.
Financial Aid Guide for University of South Dakota
Pell Grant recipients: 18.7%. Students taking federal loans: 40.4%.
Navigating financial aid at the University of South Dakota (USD) involves understanding both merit-based and need-based opportunities. As a public institution, USD is committed to making education accessible, particularly for South Dakota residents. Merit scholarships are often awarded automatically based on academic achievement (GPA and ACT scores, though ACT midpoint is not provided, strong scores are generally beneficial). These can range from a few thousand dollars to covering a significant portion of tuition for top applicants. Need-based aid, determined by the FAFSA, includes federal grants like the Pell Grant (Pell Grant Rate not provided, but available to students with demonstrated financial need), state grants, and institutional aid. Work-study opportunities are also available, offering students part-time employment on campus to help fund their education. For students from lower-income backgrounds, a combination of grants and work-study might cover a substantial portion of the $9,432 in-state tuition and associated living costs. For out-of-state students facing the $12,942 tuition, merit aid becomes even more critical. Typical aid packages can vary widely, but students with high GPAs and test scores, or those with significant financial need, can expect aid that reduces the overall cost considerably. Scholarship applications, both general and program-specific, are crucial. While USD doesn't explicitly state a policy on aid negotiation, demonstrating competing offers or significant changes in financial circumstances might be grounds for discussion, though it's generally less common at public institutions compared to private ones. It's essential to file the FAFSA early to maximize eligibility for all aid types.
Hidden Costs at University of South Dakota
- Room and board costs can range from approximately $8,000 to $11,000 per academic year, depending on the chosen housing and meal plan.
- Textbooks and course materials can add an estimated $1,000 to $1,500 per year.
- Mandatory student fees, covering services like technology, student activities, and facilities, typically amount to around $1,000 per year.
- Transportation costs, including potential parking permits (if applicable) and travel to and from home, can vary but budget at least $500-$1,000 annually.
- Personal expenses such as toiletries, laundry, entertainment, and snacks can easily add up to $1,500-$2,000 per year.
- Health insurance, if not covered by a parent's plan, can cost upwards of $2,000-$3,000 annually.
Alumni Outcomes & Career Paths
Graduates from the University of South Dakota (USD) find opportunities across a range of sectors, with a notable presence in healthcare, education, and business services. Major employers that frequently recruit USD alumni include Sanford Health, Avera Health, and various school districts throughout South Dakota and neighboring states. The finance and banking sector also absorbs a significant number of graduates, with institutions like First PREMIER Bank and Wells Fargo having a presence in hiring. Industries where alumni cluster include healthcare, K-12 and higher education, government, and financial services. While specific graduate school placement rates are not readily available, USD's School of Law and School of Medicine are respected regional programs that feed into advanced studies and professional careers. Notable alumni include former South Dakota Governor George S. Mickelson and actor January Jones. The university's Career Services department offers robust support, including resume workshops, career fairs, and mock interviews, aiming to connect students with internship pipelines. Companies like Raven Industries and Smithfield Foods often seek interns from USD. Geographic hiring patterns show a strong tendency for graduates to remain in South Dakota, particularly in Sioux Falls and Rapid City, but also extend into neighboring states like Minnesota, Iowa, and Nebraska, especially for those in healthcare and business.
Campus Life & Culture at University of South Dakota
The student body at USD is predominantly composed of South Dakota residents, reflecting its role as the state's flagship public university. While diversity is growing, the student population tends to be more homogenous compared to larger, more urban institutions. Students who thrive here are often those who appreciate a close-knit community, enjoy a balance of academic pursuits and extracurricular involvement, and are comfortable in a friendly, Midwestern college town setting.
The University of South Dakota (USD) in Vermillion offers a classic Midwestern college experience, characterized by a strong sense of community and a friendly, approachable atmosphere. With a student body of around 5,400, it strikes a balance between having enough activity to keep things interesting and maintaining a close-knit feel. The campus itself is quite walkable, with a blend of historic red-brick buildings and modern facilities, centered around the iconic Coyote Village and the main academic quad. Student life is vibrant, with over 150 student organizations catering to a wide range of interests, from academic clubs and cultural groups to intramural sports and volunteer opportunities. Greek life is present but not dominant, offering social and leadership avenues for those interested. Athletics are a significant part of the culture, with the South Dakota Coyotes competing in the NCAA Division I Missouri Valley Football Conference and Summit League. Football Saturdays in the fall are a particular highlight, drawing significant campus and community engagement. Housing options include traditional residence halls like Coyote Village and more apartment-style living for upperclassmen. Dining services offer a variety of options across campus, with meal plans designed to accommodate different student needs. The 'vibe' at USD is often described as down-to-earth and supportive, with students and faculty generally having strong relationships. Vermillion itself is a quintessential college town, meaning student life is deeply intertwined with the local community, fostering a sense of belonging that extends beyond campus borders.
Campus Highlights
- The iconic Old Main building, a historic landmark that serves as a symbol of the university.
- The National Music Museum, housing one of the world's most comprehensive collections of musical instruments.
- Strong Division I athletics program, particularly football and basketball, fostering school spirit.
- The Missouri River, offering recreational opportunities and scenic beauty near campus.
- A vibrant arts scene, including the Warren M. Lee Liberal Arts Center, which hosts numerous performances and exhibitions.
- The 'Coyote' mascot and the strong sense of community associated with it.
- Proximity to the Missouri National Recreational River for outdoor enthusiasts.
Location & Regional Advantages
The University of South Dakota's location in Vermillion, SD, offers a unique regional advantage, particularly for students seeking a close-knit community and a lower cost of living. Vermillion itself is a small, charming city, providing a focused academic environment away from major urban distractions. While not directly adjacent to a large industrial hub, its proximity to Sioux Falls, South Dakota's largest city (about an hour's drive), provides access to a growing job market, especially in healthcare (Sanford Health, Avera Health), finance, and manufacturing. The cost of living in Vermillion and the surrounding southeastern South Dakota region is significantly lower than national averages, making the overall cost of education more manageable. Quality of life is characterized by a friendly, Midwestern atmosphere, with opportunities for outdoor recreation along the Missouri River. Safety is generally high in Vermillion. The location's primary impact on career opportunities post-graduation is a tendency for alumni to establish roots in South Dakota, contributing to the state's workforce, particularly in fields where the university has strong programs like health sciences and education. For those seeking broader opportunities, the drive to Sioux Falls or even Minneapolis-St. Paul (a few hours away) opens up more diverse industries.
How to Get Into University of South Dakota
The University of South Dakota (USD) has a highly accessible admission rate of 98.8%, indicating that the primary focus is on ensuring students meet basic academic requirements rather than highly selective competition. For prospective students, this means a straightforward application process. While Early Decision (ED) and Early Action (EA) aren't heavily emphasized due to the open nature of admissions, applying earlier in the cycle is always advisable to ensure you're considered for all available scholarships and aid. The admissions office primarily values a completed application with a high school transcript demonstrating a solid academic record. While specific GPA and test score ranges aren't provided (ACT Midpoint is N/A), aiming for a GPA above 3.0 and a competitive ACT score (if available) will ensure you meet the likely minimums. Essays are generally not a major deciding factor for admission given the high acceptance rate, but a well-written personal statement can still help you stand out, especially if there are any extenuating circumstances or unique experiences to share. Demonstrated interest isn't a formal policy here; focus on submitting your application and required documents promptly. The timeline recommendation is to apply by the priority scholarship deadline, typically in late winter or early spring, to maximize your chances for institutional aid.
How University of South Dakota Compares to Similar Schools
Similar schools: South Dakota State University, University of Northern Iowa, University of Nebraska-Omaha, Minnesota State University Mankato
Advantages
- Lower in-state tuition compared to many regional peers.
- Stronger regional reputation in specific fields like health sciences and law.
- More intimate campus environment in a smaller college town setting.
Disadvantages
- Fewer large-scale research opportunities compared to larger flagship state universities.
- Limited direct access to major metropolitan job markets compared to schools in larger cities.
- Fewer national brand recognition for employers outside the Upper Midwest.
Best For
- Best for students who value a supportive and inclusive learning environment.
- Best for students who prioritize affordability and strong graduation rates.
Avoid If
- Avoid if you are looking for a highly selective institution with a very low admission rate.
- Avoid if you are seeking a large university with extensive resources.
Frequently Asked Questions about University of South Dakota
How much does it cost to attend University of South Dakota?
In-state tuition at University of South Dakota is $9,432 per year, and out-of-state tuition is $12,942 per year. The median student debt at graduation is $23,592.
What is the acceptance rate at University of South Dakota?
University of South Dakota has an acceptance rate of 98.8%.
What is the graduation rate at University of South Dakota?
University of South Dakota has a graduation rate of 60.6%.
How much do University of South Dakota graduates earn?
The median earnings for University of South Dakota graduates 10 years after enrollment is $51,926. With median debt of $23,592, graduates earn roughly 2.2x their debt level annually.
How big is University of South Dakota?
University of South Dakota has approximately 5,439 students and is classified as a medium institution. It is located in Vermillion, SD and is a Public institution.
Is University of South Dakota worth the cost?
University of South Dakota has an ROI score of 38 out of 100. With in-state tuition of $9,432 per year and median post-graduation earnings of $51,926, the data suggests the return on investment may be below average.
Where is University of South Dakota located?
University of South Dakota is located in Vermillion, SD. It is a Public institution with approximately 5,439 students.
How much student debt do University of South Dakota graduates have?
The median student debt for University of South Dakota graduates is $23,592. With median earnings of $51,926 ten years after enrollment, graduates can expect a debt-to-income ratio of 45%.
Is University of South Dakota a good college?
University of South Dakota has a graduation rate of 60.6% and median post-graduation earnings of $51,926. Retention rate is 98.78%, indicating a supportive student experience.
How does University of South Dakota compare to similar colleges?
Graduation rate is 60.64%, above the national average for public universities. Compared to peer institutions, USD offers a supportive learning environment with strong retention and graduation rates, making it a good value for students.
What career prospects do University of South Dakota graduates have?
Graduates of USD are well-positioned for career success with above-average earnings and a supportive educational experience.
What should prospective students know about University of South Dakota?
USD is well-placed in the market for students seeking a supportive and affordable education with strong outcomes.
What makes University of South Dakota stand out?
Median debt is $23,592, which is lower than the national average for public universities.
What are the pros and cons of attending University of South Dakota?
Median earnings 10 years post-graduation are $51,926, above the national average.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.