University of San Francisco
San Francisco, CA — Private Nonprofit
Value Score: 37/100
Tuition (In-State): $60,492 | Out-of-State: $60,492
Acceptance Rate: 61.7% | Graduation Rate: 70.6%
Median Earnings (10yr): $89,812 | Median Debt: $23,000
Student Body Size: 5,287
University of San Francisco: High Cost, Moderate Outcomes, Urban Experience
Report Card: Overall Grade C-
University of San Francisco receives an overall grade of C- based on six dimensions:
- Academics: C+
- Value: F
- Outcomes: A
- Affordability: D
College Analysis
The University of San Francisco (USF) presents a mixed picture for prospective students. Academically, it offers a range of programs at a private institution's price point, with a graduation rate of 70.6%, which is respectable for its size. However, the value proposition is questionable when considering the median earnings of $89,812 ten years after entry against the high sticker price of $60,492 annually and a median debt of $23,000. While the ROI score of -63 suggests a negative return on investment based on the provided metrics, the Affordability Score of 55 indicates some level of accessibility, likely influenced by factors not fully captured in the ROI calculation. The student experience at USF is situated in a vibrant urban environment, offering diverse cultural and professional opportunities, though the medium-sized student body (5,287) might not appeal to those seeking a large university feel or a small, intimate campus.
The Verdict: Is University of San Francisco Worth It?
The University of San Francisco presents a complex value proposition. With an out-of-state tuition of $60,492 and a median 10-year earning of $89,812, the immediate financial return appears modest, especially when factoring in the median debt of $23,000. The ROI score of -63 further underscores a significant gap between cost and early-career earnings. While the median earnings are respectable, they may not rapidly outpace the substantial investment required for a USF education, particularly for out-of-state students. The payoff timeline for the median debt, assuming a significant portion of earnings goes towards repayment, could extend several years. However, the value is amplified by USF's prime San Francisco location, offering access to high-paying industries and a powerful alumni network that can lead to long-term career growth and higher earning potential beyond the 10-year median. For students who leverage the location for internships and secure high-demand roles in tech or finance, the long-term value can be substantial. It's not a straightforward 'good deal' based on immediate financial metrics, but rather a strategic investment for those who capitalize on its unique geographic and industry advantages. Recommendation: Consider USF a strategic investment, not a budget option. It's worth it for students with clear career goals in high-growth Bay Area industries who are prepared to actively network and secure competitive positions.
Return on Investment
The University of San Francisco's ROI analysis indicates a negative return, with median 10-year earnings of $89,812 not significantly outpacing the substantial cost of attendance and median debt of $23,000.
Debt Reality Check
Median student debt at University of San Francisco: $23,000. Monthly payment on a standard 10-year plan: $261/month. Total repaid: $31,320 ($8,320 in interest).
Breakeven vs high school diploma: 0.4 years. Debt burden: Low. Salary needed for comfortable repayment: $31,320.
Strengths
- Diverse student body demographics
- Located in a major urban center with many opportunities
Weaknesses
- High tuition relative to median earnings
- Negative ROI score
- Moderate admission selectivity
Academic Profile
USF's academic profile is characterized by its strong liberal arts foundation, complemented by a range of professional programs, all delivered within a distinctly urban context. The university prides itself on fostering critical thinking, ethical leadership, and a global perspective. Notable departments include the School of Management, which offers highly regarded programs in business analytics, entrepreneurship, and international business, leveraging San Francisco's status as a global economic hub. The College of Arts and Sciences is robust, with strengths in fields like psychology, political science, and biology, often integrating city-based research opportunities. The School of Nursing and Health Professions is another key area, benefiting from the proximity to world-class medical institutions in the Bay Area. With a student-faculty ratio that is generally favorable, students can expect personalized attention from faculty who are often active practitioners or researchers in their fields. While specific faculty salary data isn't publicly available, the private nature of USF suggests a commitment to attracting and retaining quality educators. Research opportunities are available, particularly for undergraduates, often involving faculty-led projects or internships with local organizations. The Honors College provides an enriched academic experience for high-achieving students, with smaller class sizes and interdisciplinary seminars. USF also strongly encourages study abroad, with numerous programs designed to immerse students in global cultures and perspectives. Academic support is readily available through resources like the Learning and Writing Center, tutoring services, and dedicated academic advisors, ensuring students have the resources to succeed.
Financial Aid Guide for University of San Francisco
Navigating financial aid at the University of San Francisco (USF) requires understanding its commitment to both merit-based and need-based aid, especially given its private institution status and urban location. USF aims to make its education accessible, and a significant portion of students receive some form of financial assistance. Merit scholarships are often awarded automatically based on academic achievement (GPA and, when considered, test scores) at the time of admission. These can range from a few thousand dollars to a substantial portion of tuition, but they are competitive. Need-based aid, determined by the FAFSA and CSS Profile, is crucial for many students. USF strives to meet a significant portion of demonstrated need, often through a combination of grants, scholarships, federal loans, and work-study opportunities. For families with an Expected Family Contribution (EFC) below $20,000, it's common to see aid packages that cover 50-75% of tuition and fees, with grants and scholarships forming the largest component. For families with higher EFCs, merit aid might play a larger role, but need-based grants will likely be smaller. Work-study is available for eligible students, providing on-campus job opportunities to earn money for expenses. Scholarship tips include applying early, researching external scholarships, and highlighting unique experiences or leadership roles in applications. Negotiating financial aid at USF is possible, particularly if you have a competing offer from a similarly ranked institution or if there has been a significant change in your family's financial circumstances. Be prepared to provide documentation to support your request. The average debt for graduates is around $23,000, which is moderate for a private university, suggesting that many students receive aid that helps manage overall costs.
Hidden Costs at University of San Francisco
- On-campus housing can range from $1,500 to $2,000 per month for a shared room, depending on the building and room type.
- A full meal plan typically costs between $5,000 and $6,000 per academic year, with options for smaller plans or declining balance accounts.
- Textbooks and course materials can easily add $1,000 to $1,500 per year, especially for science and engineering courses.
- Mandatory university fees, including technology, student activity, and health services fees, can total around $1,500 to $2,000 annually.
- Transportation within San Francisco, using public transit (Muni passes) or ride-sharing services, can cost $50 to $150 per month.
- Parking permits for students who wish to bring a car to campus are expensive, often ranging from $800 to $1,200 per semester.
- Student health insurance, if not covered by a parent's plan, is an additional cost of approximately $3,000 to $4,000 per academic year.
Alumni Outcomes & Career Paths
Graduates from the University of San Francisco (USF) are strategically positioned within the vibrant San Francisco Bay Area, a global hub for technology, finance, and innovation. Major employers actively recruiting from USF include tech giants like Google, Salesforce, and Meta, as well as prominent financial institutions such as Wells Fargo and Charles Schwab. The university also sees strong placement in healthcare, with UCSF Health and Sutter Health being significant employers. Alumni tend to cluster in industries like Software Development, Financial Services, Biotechnology, Marketing, and Healthcare Administration. While specific graduate school placement rates vary by program, USF encourages advanced study, with many students pursuing JD, MBA, and Master's degrees at competitive institutions. Notable alumni include figures like actor Danny Glover and former San Francisco Mayor Gavin Newsom, underscoring the university's influence. USF's Career Services department offers robust support, including resume workshops, career counseling, and networking events, leveraging its strong ties to the local business community. The university benefits from numerous internship pipelines, particularly in tech and finance, with students often securing placements at companies like Oracle, Deloitte, and various startups in Silicon Valley. Geographic hiring patterns show a strong concentration of alumni remaining in the Bay Area, though opportunities also exist in other major West Coast cities like Los Angeles and Seattle, as well as national roles in finance and tech sectors.
Campus Life & Culture at University of San Francisco
USF attracts a diverse student body, with a significant percentage of students coming from California, but also a strong representation from across the U.S. and internationally. The university fosters an environment where students are encouraged to be socially conscious, intellectually engaged, and open to new experiences. Students who thrive here are often independent, adaptable, and eager to embrace the opportunities and challenges of living and learning in a major global city.
The University of San Francisco (USF) offers a vibrant campus life deeply intertwined with the dynamic energy of its namesake city. Nestled in the heart of San Francisco, the campus itself is a collection of beautiful, historic buildings, including the iconic Lone Mountain campus with its stunning views and the more modern downtown campus. This urban setting means that 'campus life' often spills out into the surrounding neighborhoods like the Inner Sunset and the Haight-Ashbury, offering students endless opportunities for exploration, dining, and entertainment. Socially, USF is known for its engaged student body, often described as socially conscious and intellectually curious. While not a traditional 'party school,' there's a strong sense of community fostered through numerous student organizations, ranging from cultural clubs and academic societies to advocacy groups and recreational sports teams. The university boasts over 100 student clubs, ensuring there's something for everyone. Residential life is a key component, with on-campus housing available for freshmen and sophomores, and many upperclassmen opting to live in apartments in the surrounding city. Dining options include the main University Center, offering a variety of stations, and several smaller cafes and eateries scattered across campus. Greek life is present but not dominant, with a few fraternities and sororities contributing to the social scene. Athletics, particularly men's and women's basketball, are a significant point of pride, with students often packing War Memorial Gymnasium to cheer on the Dons. The overall vibe at USF is one of intellectual exploration within a diverse, urban environment, where students are encouraged to engage with the city as an extension of their learning and social experiences.
Campus Highlights
- Its stunning location in San Francisco, offering unparalleled access to internships, cultural events, and a vibrant city life.
- The historic and picturesque Lone Mountain campus, featuring iconic architecture and panoramic city views.
- A strong emphasis on social justice and ethical leadership, woven into the curriculum and campus ethos.
- The Jesuit tradition, fostering a commitment to cura personalis (care for the whole person) and intellectual rigor.
- Diverse student body representing a wide range of backgrounds, cultures, and perspectives.
- Proximity to world-class medical institutions, fostering unique opportunities for students in health professions.
- The ' Dons' athletic teams, particularly basketball, which generate significant school spirit and community engagement.
Location & Regional Advantages
The University of San Francisco's location in San Francisco, California, offers unparalleled advantages for students seeking career opportunities in dynamic industries. The city is a global epicenter for technology, finance, biotechnology, and creative arts, providing direct access to a vast network of potential employers and cutting-edge industries. Proximity to Silicon Valley, just a short commute away, means students are at the doorstep of world-renowned tech companies and venture capital firms. While San Francisco boasts a high quality of life with its iconic landmarks, diverse culture, and stunning natural surroundings, it also comes with a notoriously high cost of living. This necessitates careful financial planning for students and graduates. The weather is famously mild and temperate year-round, contributing to the city's appeal. Safety can be a concern in certain areas, as with any major metropolitan city, but the university actively works to ensure campus safety. The geographic advantage is undeniable; being immersed in such a thriving economic ecosystem facilitates internships, networking, and post-graduation employment, often with higher starting salaries compared to other regions, which can help offset the cost of living and tuition.
How to Get Into University of San Francisco
Gaining admission to the University of San Francisco (USF) requires a thoughtful application that highlights your academic achievements and your potential to thrive in its unique urban environment. With an admission rate around 61.7%, USF is selective but accessible, meaning a strong application can make a significant difference. USF does not offer Early Decision or Early Action, so all applicants are considered under a regular decision timeline. The admissions committee looks for well-rounded students who demonstrate academic rigor, intellectual curiosity, and a commitment to community engagement. While specific GPA ranges aren't always published, successful applicants typically have strong high school grades, often in the B+ to A- range, with a challenging course load. Since SAT/ACT scores are not considered (test-optional or test-blind policy), your essays, letters of recommendation, and extracurricular activities will carry more weight. When crafting your essays, focus on topics that showcase your personality, your ability to reflect on experiences, and how you would contribute to the USF community. Consider essays that explore your engagement with social issues, your passion for a particular field of study, or how you've overcome challenges. Demonstrated interest is important; engage with USF by attending virtual or in-person information sessions, connecting with admissions counselors, and visiting campus if possible. The application deadline is typically in January, with decisions released in the spring. Aim to submit your application well before the deadline to ensure all materials are processed smoothly.
How University of San Francisco Compares to Similar Schools
Similar schools: Santa Clara University, Loyola Marymount University, University of San Diego, Saint Mary's College of California
Advantages
- Prime location in the heart of San Francisco, offering unparalleled access to tech and finance industries.
- Stronger emphasis on urban immersion and diverse cultural experiences.
- More extensive alumni network within the immediate San Francisco metropolitan area.
Disadvantages
- Higher tuition costs compared to some regional peers.
- Potentially more competitive job market due to the sheer volume of graduates in the Bay Area.
Best For
- Students seeking an urban university experience
- Students who can secure significant financial aid or scholarships
Avoid If
- You are prioritizing a strong financial return on investment
- You are looking for a low-cost education
- You prefer a traditional college town atmosphere
Frequently Asked Questions about University of San Francisco
Is the University of San Francisco worth the investment given its ROI?
Based on the provided ROI score of -63, the University of San Francisco may not offer a strong financial return on investment compared to its cost and student debt levels.
What is the graduation rate at the University of San Francisco?
The University of San Francisco has a graduation rate of 70.6%.
How does the University of San Francisco's median debt compare to its earnings?
Students at the University of San Francisco graduate with a median debt of $23,000, while median earnings 10 years after entry are $89,812.
What kind of student experience can one expect at the University of San Francisco?
Students can expect an urban campus experience in San Francisco, with a medium-sized student body and exposure to diverse cultural and professional opportunities.
Is the University of San Francisco affordable?
The University of San Francisco has an Affordability Score of 55, suggesting moderate affordability, though the high tuition and negative ROI warrant careful financial planning.
What is the acceptance rate at University of San Francisco and how hard is it to get in?
The University of San Francisco (USF) has a moderately selective admission rate of approximately 61.7%. This means that while a significant portion of applicants are accepted, admission is not guaranteed, and a strong academic profile is still important. To increase your chances of admission, focus on maintaining a competitive GPA, particularly in core academic subjects. Standardized test scores (SAT/ACT) are often considered, though USF may have test-optional policies, so check their current requirements. Crafting a compelling personal essay that highlights your unique experiences, goals, and why USF is the right fit for you is crucial. Strong letters of recommendation from teachers or counselors who can speak to your academic abilities and character can also significantly bolster your application. Engaging in meaningful extracurricular activities that demonstrate leadership, commitment, and passion outside the classroom will further differentiate your application. USF values diversity and a holistic approach to admissions, so showcasing your individual strengths and potential contributions to the campus community is key.
Is University of San Francisco worth the money?
The University of San Francisco's worth is a nuanced calculation. With tuition at $60,492 and median 10-year earnings of $89,812, the initial financial return is not immediately striking, especially considering the median debt of $23,000. The ROI score of -63 suggests a negative return in the short to medium term based purely on these metrics. However, USF's true value lies in its strategic location within San Francisco and its proximity to Silicon Valley. Graduates are positioned to enter high-paying industries like technology and finance, where long-term earning potential can significantly exceed the initial median. The strong alumni network in the Bay Area can be invaluable for career advancement. If a student leverages the location for internships, secures a high-demand job, and progresses rapidly in their career, the investment can become highly worthwhile over time. It's a calculated risk: a higher upfront cost for potentially significant long-term rewards, particularly for those targeting lucrative sectors. Recommendation: It's worth it for ambitious students targeting high-growth Bay Area industries who are prepared to maximize the school's network and location advantages.
What are the best majors at University of San Francisco?
The University of San Francisco excels in programs that align with the strengths of the Bay Area's economy. Majors within the School of Management, particularly Finance, Marketing, and Business Analytics, are highly recommended due to strong industry connections and demand from local companies like Salesforce, Google, and Deloitte. The Computer Science and Information Systems programs are also top choices, feeding directly into the thriving tech sector of Silicon Valley. For students interested in healthcare, the Health Sciences and Nursing programs benefit from proximity to major medical centers like UCSF Health. The School of Law also places graduates well in the legal field. Additionally, programs in the School of Arts and Humanities, such as Digital Arts and Entertainment, leverage the creative industries prevalent in San Francisco. Consider majors that offer a blend of theoretical knowledge and practical application, often enhanced by internships in the surrounding tech, finance, and healthcare hubs.
What is student life like at University of San Francisco?
Student life at the University of San Francisco is deeply intertwined with its vibrant urban setting. As a private university located in a major metropolitan city, USF offers a unique blend of campus community and city exploration. The campus itself is relatively compact, nestled within the city's diverse neighborhoods, fostering a close-knit feel among students. There are numerous student organizations, clubs, and athletic teams (NCAA Division I) catering to a wide range of interests, from academic societies to cultural groups and recreational sports. The university emphasizes social justice and community engagement, encouraging students to participate in volunteer work and service-learning projects. Social events, lectures, and performances are frequent, often taking advantage of the city's cultural offerings. While there isn't a traditional sprawling campus quad, students often gather in common spaces, coffee shops, and local eateries. The experience is characterized by a sense of independence and engagement with the surrounding city, offering endless opportunities for cultural enrichment, dining, and entertainment.
How much financial aid does University of San Francisco give?
The University of San Francisco provides a significant amount of financial aid to its students, aiming to make its private education more accessible. A large percentage of students, often upwards of 80-90%, receive some form of financial assistance, which can include merit-based scholarships, need-based grants, federal loans, and work-study programs. Merit scholarships are often awarded based on academic achievement, while need-based aid is determined by a student's financial circumstances as assessed through the FAFSA and CSS Profile. USF also offers specific scholarships tied to particular programs or demographics. It's crucial for prospective students to complete the financial aid applications accurately and by the deadlines to maximize their aid packages. While the sticker price is high, the net price after grants and scholarships can be considerably lower for many students. Families should carefully review their award letters and explore all available options, including state aid and external scholarships, to determine the true cost of attendance.
What salary can I expect after graduating from University of San Francisco?
Graduates from the University of San Francisco can expect a median salary of approximately $89,812 ten years after graduation, according to available data. However, this figure can vary significantly based on the chosen major and industry. For instance, graduates from high-demand fields like Computer Science and Finance, particularly those who secure positions in the competitive Bay Area tech and financial sectors, often report starting salaries well above $70,000-$80,000 and can see their earnings grow substantially within the first decade. Alumni in fields like Marketing and Business Analytics also tend to command strong salaries. Those entering non-profit sectors or public service roles might have lower starting salaries but can benefit from the university's emphasis on social impact. It's important to note that the median earnings reflect a 10-year outlook, meaning initial salaries might be lower but increase with experience and career progression. Networking and internships facilitated by USF's location can significantly boost earning potential.
What are the dorms like at University of San Francisco?
The University of San Francisco offers a range of on-campus housing options primarily for its undergraduate students. Dormitories are typically suite-style or traditional double-occupancy rooms, often housing between two to four students per room, with shared common areas and bathrooms within suites or floors. Residence halls are generally modern and well-maintained, providing essential amenities such as Wi-Fi, study lounges, and communal kitchens. Some halls may offer single rooms, though these are less common and often prioritized for upperclassmen or specific programs. The university places a strong emphasis on creating a supportive living-learning environment, with Resident Advisors (RAs) available to assist students and foster community. While USF does not have a traditional sprawling campus with vast quads, its residence halls are integrated into the city, offering students a unique urban living experience. Proximity to campus facilities, classrooms, and the city's attractions is a key feature of USF's housing.
Is University of San Francisco a good school for research?
The University of San Francisco offers undergraduate research opportunities, though it may not be as extensive as large R1 research institutions. USF encourages students to engage in research through various avenues, including independent study projects with faculty, participation in departmental research programs, and summer research fellowships. Many faculty members are actively involved in research within their fields and often seek undergraduate assistants. The university supports interdisciplinary research and provides resources through its libraries and academic departments. While USF's primary strength lies in its professional programs and urban engagement, students interested in research can find valuable experiences, particularly in fields like environmental science, sociology, psychology, and health sciences, where faculty research aligns with student interests. Presenting research at university symposia or even external conferences is often encouraged, providing students with crucial academic experience.
How does University of San Francisco compare to similar schools?
The University of San Francisco (USF) is often compared to other private universities in California with a similar focus on liberal arts and professional programs, such as Santa Clara University, Loyola Marymount University, and the University of San Diego. USF's key advantage lies in its unparalleled location in the heart of San Francisco, offering direct access to the tech and finance industries that dominate the Bay Area, which might be stronger than the industry connections of schools located further south. Its urban setting provides a different student experience compared to the more suburban campuses of Santa Clara or USD. However, USF's tuition is comparable to or higher than many of these peers, and its overall national ranking might be slightly lower than some, potentially impacting perceived prestige. While all these schools offer strong career services, USF's specific network within the immediate San Francisco business community is a distinct asset. The graduation rate at USF (70.6%) is also slightly lower than some of its peers, suggesting a potentially more challenging academic path or different student retention factors.
What do employers think of a degree from University of San Francisco?
Employers, particularly within the San Francisco Bay Area, generally hold a positive view of degrees from the University of San Francisco. USF's strong reputation is closely tied to its strategic location and its success in placing graduates within the region's dominant industries: technology, finance, and healthcare. Companies actively recruit from USF because they recognize the university's commitment to providing students with relevant skills and practical experience, often through internships and co-op programs. The alumni network in the Bay Area is robust and influential, meaning that many hiring managers and recruiters are themselves USF graduates or have had positive experiences with them. This familiarity breeds confidence in the quality of USF alumni. While USF might not have the same global brand recognition as some of the top-tier Ivy League or large public research universities, its specific brand value within the Northern California job market is significant and highly regarded, especially for roles in the aforementioned sectors.
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AI-generated analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.