University of San Francisco
San Francisco, CA 94117-1080 — Private Nonprofit
Value Score: 75/100 | ROI Score: -63 | Affordability Score: 55/100
Tuition (In-State): $60,492 | Out-of-State: $60,492
Acceptance Rate: 61.7% | Graduation Rate: 70.6% | Retention Rate: 83.7%
Median Earnings (10yr): $89,812 | Median Debt: $23,000
SAT Average: 1295 | ACT Midpoint: 29
Student Body Size: 5,287 (medium)
Pell Grant Recipients: 28.0% | Federal Loan Rate: 46.9%
Average Faculty Salary: $14,860/month
Tuition & Affordability Analysis
In-state tuition at University of San Francisco is $60,492 per year, which is 54% above the national average for private institutions.
Out-of-state students pay $60,492/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $241,968 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of San Francisco:
- Families earning $0–$30,000: $31,537/year
- Families earning $30,001–$48,000: $33,207/year
- Families earning $48,001–$75,000: $34,315/year
- Families earning $75,001–$110,000: $38,933/year
- Families earning $110,000+: $52,497/year
Low-income families receive an average discount of $28,955/year, paying just 52% of the sticker price.
Admissions Snapshot
University of San Francisco has an acceptance rate of 61.7%, placing it in the Moderately Selective (50–70%) category. This means roughly 2,142 students apply each year.
The average SAT score of admitted students is 1295, 22% above the national average. This reflects a strong academic student body.
The ACT midpoint is 29, 38% above the national average.
Graduate Outcomes & Return on Investment
70.6% of students at University of San Francisco complete their degree, 14% above the national average. This is a solid graduation rate.
First-year retention rate: 83.7% (3% above the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of University of San Francisco earn a median salary of $89,812 ten years after enrollment, 120% above the national average. This represents a $54,812/year earnings premium over the average high school diploma holder, or $1,644,360 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $23,000, 7% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $250/month, with a total repayment of $30,000 (including $7,000 in interest).
Debt-to-Earnings Ratio: 0.26x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of San Francisco pays for itself in approximately 5 years. This is an excellent return on investment.
Financial Aid Profile
28.0% of students at University of San Francisco receive Pell Grants (federal need-based aid for families earning under ~$60,000), 15% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
46.9% of students take federal loans, near the national average. This is a moderate borrowing rate.
Average faculty salary: $14,860/month, 70% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
University of San Francisco enrolls 5,287 undergraduate students. As a large institution, students have access to a wide range of programs, research opportunities, and campus activities.
Diversity Index: 82/100 (higher = more diverse). University of San Francisco has a highly diverse student body with strong representation across multiple racial and ethnic groups.
Student body composition: White 22%, Hispanic 22%, Black 8%, Asian 27%.
University of San Francisco: Balanced Academic Performance and Career Outcomes with High Tuition
- USF: Your Launchpad to Silicon Valley Careers
- Beyond the Fog: Unpacking the Real Value of a USF Degree
- San Francisco Living, Global Opportunities: The USF Experience
Report Card: Overall Grade C-
University of San Francisco receives an overall grade of C- based on six dimensions:
- Academics: C+
- Value: F
- Outcomes: A
- Affordability: D
College Analysis
University of San Francisco is a Private Nonprofit institution in San Francisco, CA with approximately 5,287 students. Academics: Strong graduation rate of 70.6%. Value: High tuition with moderate affordability score of 55. Outcomes: Median earnings 10 years post-graduation are $89,812. Higher education analyst insights: USF has a good balance between academic performance and career outcomes, but the high tuition is a concern.
The Verdict: Is University of San Francisco Worth It?
The University of San Francisco presents a complex value proposition. With an out-of-state tuition of $60,492 and a median 10-year earning of $89,812, the immediate financial return appears modest, especially when factoring in the median debt of $23,000. The ROI score of -63 further underscores a significant gap between cost and early-career earnings. While the median earnings are respectable, they may not rapidly outpace the substantial investment required for a USF education, particularly for out-of-state students. The payoff timeline for the median debt, assuming a significant portion of earnings goes towards repayment, could extend several years. However, the value is amplified by USF's prime San Francisco location, offering access to high-paying industries and a powerful alumni network that can lead to long-term career growth and higher earning potential beyond the 10-year median. For students who leverage the location for internships and secure high-demand roles in tech or finance, the long-term value can be substantial. It's not a straightforward 'good deal' based on immediate financial metrics, but rather a strategic investment for those who capitalize on its unique geographic and industry advantages. Recommendation: Consider USF a strategic investment, not a budget option. It's worth it for students with clear career goals in high-growth Bay Area industries who are prepared to actively network and secure competitive positions.
Return on Investment
While USF offers strong academic and career outcomes, the high tuition and debt burden may not make it the best value for all students.
Debt Reality Check
Median student debt at University of San Francisco: $23,000. Monthly payment on a standard 10-year plan: $261/month. Total repaid: $31,320 ($8,320 in interest).
Breakeven vs high school diploma: 0.4 years. Debt burden: Low. Salary needed for comfortable repayment: $31,320.
Strengths
- Strong graduation and earnings rates.
- Focus on technology and entrepreneurship.
Weaknesses
- High tuition and debt burden.
- Moderate affordability score.
Academic Profile
SAT Average: 1295. ACT Midpoint: 29. Retention Rate: 83.7%.
USF's academic profile is characterized by its strong liberal arts foundation, complemented by a range of professional programs, all delivered within a distinctly urban context. The university prides itself on fostering critical thinking, ethical leadership, and a global perspective. Notable departments include the School of Management, which offers highly regarded programs in business analytics, entrepreneurship, and international business, leveraging San Francisco's status as a global economic hub. The College of Arts and Sciences is robust, with strengths in fields like psychology, political science, and biology, often integrating city-based research opportunities. The School of Nursing and Health Professions is another key area, benefiting from the proximity to world-class medical institutions in the Bay Area. With a student-faculty ratio that is generally favorable, students can expect personalized attention from faculty who are often active practitioners or researchers in their fields. While specific faculty salary data isn't publicly available, the private nature of USF suggests a commitment to attracting and retaining quality educators. Research opportunities are available, particularly for undergraduates, often involving faculty-led projects or internships with local organizations. The Honors College provides an enriched academic experience for high-achieving students, with smaller class sizes and interdisciplinary seminars. USF also strongly encourages study abroad, with numerous programs designed to immerse students in global cultures and perspectives. Academic support is readily available through resources like the Learning and Writing Center, tutoring services, and dedicated academic advisors, ensuring students have the resources to succeed.
Financial Aid Guide for University of San Francisco
Pell Grant recipients: 28.0%. Students taking federal loans: 46.9%.
Navigating financial aid at the University of San Francisco (USF) requires understanding its commitment to both merit-based and need-based aid, especially given its private institution status and urban location. USF aims to make its education accessible, and a significant portion of students receive some form of financial assistance. Merit scholarships are often awarded automatically based on academic achievement (GPA and, when considered, test scores) at the time of admission. These can range from a few thousand dollars to a substantial portion of tuition, but they are competitive. Need-based aid, determined by the FAFSA and CSS Profile, is crucial for many students. USF strives to meet a significant portion of demonstrated need, often through a combination of grants, scholarships, federal loans, and work-study opportunities. For families with an Expected Family Contribution (EFC) below $20,000, it's common to see aid packages that cover 50-75% of tuition and fees, with grants and scholarships forming the largest component. For families with higher EFCs, merit aid might play a larger role, but need-based grants will likely be smaller. Work-study is available for eligible students, providing on-campus job opportunities to earn money for expenses. Scholarship tips include applying early, researching external scholarships, and highlighting unique experiences or leadership roles in applications. Negotiating financial aid at USF is possible, particularly if you have a competing offer from a similarly ranked institution or if there has been a significant change in your family's financial circumstances. Be prepared to provide documentation to support your request. The average debt for graduates is around $23,000, which is moderate for a private university, suggesting that many students receive aid that helps manage overall costs.
Hidden Costs at University of San Francisco
- On-campus housing can range from $1,500 to $2,000 per month for a shared room, depending on the building and room type.
- A full meal plan typically costs between $5,000 and $6,000 per academic year, with options for smaller plans or declining balance accounts.
- Textbooks and course materials can easily add $1,000 to $1,500 per year, especially for science and engineering courses.
- Mandatory university fees, including technology, student activity, and health services fees, can total around $1,500 to $2,000 annually.
- Transportation within San Francisco, using public transit (Muni passes) or ride-sharing services, can cost $50 to $150 per month.
- Parking permits for students who wish to bring a car to campus are expensive, often ranging from $800 to $1,200 per semester.
- Student health insurance, if not covered by a parent's plan, is an additional cost of approximately $3,000 to $4,000 per academic year.
Alumni Outcomes & Career Paths
Graduates from the University of San Francisco (USF) are strategically positioned within the vibrant San Francisco Bay Area, a global hub for technology, finance, and innovation. Major employers actively recruiting from USF include tech giants like Google, Salesforce, and Meta, as well as prominent financial institutions such as Wells Fargo and Charles Schwab. The university also sees strong placement in healthcare, with UCSF Health and Sutter Health being significant employers. Alumni tend to cluster in industries like Software Development, Financial Services, Biotechnology, Marketing, and Healthcare Administration. While specific graduate school placement rates vary by program, USF encourages advanced study, with many students pursuing JD, MBA, and Master's degrees at competitive institutions. Notable alumni include figures like actor Danny Glover and former San Francisco Mayor Gavin Newsom, underscoring the university's influence. USF's Career Services department offers robust support, including resume workshops, career counseling, and networking events, leveraging its strong ties to the local business community. The university benefits from numerous internship pipelines, particularly in tech and finance, with students often securing placements at companies like Oracle, Deloitte, and various startups in Silicon Valley. Geographic hiring patterns show a strong concentration of alumni remaining in the Bay Area, though opportunities also exist in other major West Coast cities like Los Angeles and Seattle, as well as national roles in finance and tech sectors.
Campus Life & Culture at University of San Francisco
USF attracts a diverse student body, with a significant percentage of students coming from California, but also a strong representation from across the U.S. and internationally. The university fosters an environment where students are encouraged to be socially conscious, intellectually engaged, and open to new experiences. Students who thrive here are often independent, adaptable, and eager to embrace the opportunities and challenges of living and learning in a major global city.
The University of San Francisco (USF) offers a vibrant campus life deeply intertwined with the dynamic energy of its namesake city. Nestled in the heart of San Francisco, the campus itself is a collection of beautiful, historic buildings, including the iconic Lone Mountain campus with its stunning views and the more modern downtown campus. This urban setting means that 'campus life' often spills out into the surrounding neighborhoods like the Inner Sunset and the Haight-Ashbury, offering students endless opportunities for exploration, dining, and entertainment. Socially, USF is known for its engaged student body, often described as socially conscious and intellectually curious. While not a traditional 'party school,' there's a strong sense of community fostered through numerous student organizations, ranging from cultural clubs and academic societies to advocacy groups and recreational sports teams. The university boasts over 100 student clubs, ensuring there's something for everyone. Residential life is a key component, with on-campus housing available for freshmen and sophomores, and many upperclassmen opting to live in apartments in the surrounding city. Dining options include the main University Center, offering a variety of stations, and several smaller cafes and eateries scattered across campus. Greek life is present but not dominant, with a few fraternities and sororities contributing to the social scene. Athletics, particularly men's and women's basketball, are a significant point of pride, with students often packing War Memorial Gymnasium to cheer on the Dons. The overall vibe at USF is one of intellectual exploration within a diverse, urban environment, where students are encouraged to engage with the city as an extension of their learning and social experiences.
Campus Highlights
- Its stunning location in San Francisco, offering unparalleled access to internships, cultural events, and a vibrant city life.
- The historic and picturesque Lone Mountain campus, featuring iconic architecture and panoramic city views.
- A strong emphasis on social justice and ethical leadership, woven into the curriculum and campus ethos.
- The Jesuit tradition, fostering a commitment to cura personalis (care for the whole person) and intellectual rigor.
- Diverse student body representing a wide range of backgrounds, cultures, and perspectives.
- Proximity to world-class medical institutions, fostering unique opportunities for students in health professions.
- The ' Dons' athletic teams, particularly basketball, which generate significant school spirit and community engagement.
Location & Regional Advantages
The University of San Francisco's location in San Francisco, California, offers unparalleled advantages for students seeking career opportunities in dynamic industries. The city is a global epicenter for technology, finance, biotechnology, and creative arts, providing direct access to a vast network of potential employers and cutting-edge industries. Proximity to Silicon Valley, just a short commute away, means students are at the doorstep of world-renowned tech companies and venture capital firms. While San Francisco boasts a high quality of life with its iconic landmarks, diverse culture, and stunning natural surroundings, it also comes with a notoriously high cost of living. This necessitates careful financial planning for students and graduates. The weather is famously mild and temperate year-round, contributing to the city's appeal. Safety can be a concern in certain areas, as with any major metropolitan city, but the university actively works to ensure campus safety. The geographic advantage is undeniable; being immersed in such a thriving economic ecosystem facilitates internships, networking, and post-graduation employment, often with higher starting salaries compared to other regions, which can help offset the cost of living and tuition.
How to Get Into University of San Francisco
Gaining admission to the University of San Francisco (USF) requires a thoughtful application that highlights your academic achievements and your potential to thrive in its unique urban environment. With an admission rate around 61.7%, USF is selective but accessible, meaning a strong application can make a significant difference. USF does not offer Early Decision or Early Action, so all applicants are considered under a regular decision timeline. The admissions committee looks for well-rounded students who demonstrate academic rigor, intellectual curiosity, and a commitment to community engagement. While specific GPA ranges aren't always published, successful applicants typically have strong high school grades, often in the B+ to A- range, with a challenging course load. Since SAT/ACT scores are not considered (test-optional or test-blind policy), your essays, letters of recommendation, and extracurricular activities will carry more weight. When crafting your essays, focus on topics that showcase your personality, your ability to reflect on experiences, and how you would contribute to the USF community. Consider essays that explore your engagement with social issues, your passion for a particular field of study, or how you've overcome challenges. Demonstrated interest is important; engage with USF by attending virtual or in-person information sessions, connecting with admissions counselors, and visiting campus if possible. The application deadline is typically in January, with decisions released in the spring. Aim to submit your application well before the deadline to ensure all materials are processed smoothly.
How University of San Francisco Compares to Similar Schools
Similar schools: Santa Clara University, Loyola Marymount University, University of San Diego, Saint Mary's College of California
Advantages
- Prime location in the heart of San Francisco, offering unparalleled access to tech and finance industries.
- Stronger emphasis on urban immersion and diverse cultural experiences.
- More extensive alumni network within the immediate San Francisco metropolitan area.
Disadvantages
- Higher tuition costs compared to some regional peers.
- Potentially more competitive job market due to the sheer volume of graduates in the Bay Area.
Best For
- Students seeking a lower-cost alternative may find better value at other institutions.
- Students not interested in tech or entrepreneurship fields may find the focus limiting.
Avoid If
- Students looking for a more affordable option may want to consider other private institutions.
- Students who do not prioritize career outcomes may find the high tuition and debt burden excessive.
Frequently Asked Questions about University of San Francisco
How much does it cost to attend University of San Francisco?
In-state tuition at University of San Francisco is $60,492 per year, and out-of-state tuition is $60,492 per year. The median student debt at graduation is $23,000.
What is the acceptance rate at University of San Francisco?
University of San Francisco has an acceptance rate of 61.7%.
What is the graduation rate at University of San Francisco?
University of San Francisco has a graduation rate of 70.6%.
How much do University of San Francisco graduates earn?
The median earnings for University of San Francisco graduates 10 years after enrollment is $89,812. With median debt of $23,000, graduates earn roughly 3.9x their debt level annually.
How big is University of San Francisco?
University of San Francisco has approximately 5,287 students and is classified as a medium institution. It is located in San Francisco, CA and is a Private Nonprofit institution.
Is University of San Francisco worth the cost?
University of San Francisco has an ROI score of -63 out of 100. With in-state tuition of $60,492 per year and median post-graduation earnings of $89,812, the data suggests the return on investment may be below average.
Where is University of San Francisco located?
University of San Francisco is located in San Francisco, CA. It is a Private Nonprofit institution with approximately 5,287 students.
How much student debt do University of San Francisco graduates have?
The median student debt for University of San Francisco graduates is $23,000. With median earnings of $89,812 ten years after enrollment, graduates can expect a debt-to-income ratio of 26%.
Is University of San Francisco a good college?
University of San Francisco has a graduation rate of 70.6% and median post-graduation earnings of $89,812. Graduation rate is above the national average for private institutions.
How does University of San Francisco compare to similar colleges?
Asian students make up a significant portion of the student body. Compared to peer institutions, USF offers a strong balance between academic performance and career outcomes, but the high tuition is a significant drawback.
What career prospects do University of San Francisco graduates have?
Graduates are well-positioned for careers in technology, entrepreneurship, and related fields.
What should prospective students know about University of San Francisco?
USF is well-placed in the San Francisco tech ecosystem, making it a strong choice for students interested in tech and entrepreneurship.
What makes University of San Francisco stand out?
The university has a strong focus on technology and entrepreneurship.
What are the pros and cons of attending University of San Francisco?
The median debt is below the national average for private institutions.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.