CollegeTuitionData — College Data in Plain English

University of San Diego

San Diego, CA 92110-2492 — Private Nonprofit

Value Score: 85/100 | ROI Score: -64 | Affordability Score: 55/100

Tuition (In-State): $59,486 | Out-of-State: $59,486

Acceptance Rate: 52.4% | Graduation Rate: 82.7% | Retention Rate: 91.4%

Median Earnings (10yr): $86,522 | Median Debt: $22,940

Student Body Size: 5,671 (medium)

Pell Grant Recipients: 20.9% | Federal Loan Rate: 32.4%

Average Faculty Salary: $13,201/month

Tuition & Affordability Analysis

In-state tuition at University of San Diego is $59,486 per year, which is 51% above the national average for private institutions.

Out-of-state students pay $59,486/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $237,944 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of San Diego:

  • Families earning $0–$30,000: $15,586/year
  • Families earning $30,001–$48,000: $17,441/year
  • Families earning $48,001–$75,000: $19,557/year
  • Families earning $75,001–$110,000: $27,012/year
  • Families earning $110,000+: $46,989/year

Low-income families receive an average discount of $43,900/year, paying just 26% of the sticker price.

Admissions Snapshot

University of San Diego has an acceptance rate of 52.4%, placing it in the Moderately Selective (50–70%) category. This means roughly 2,707 students apply each year.

Graduate Outcomes & Return on Investment

82.7% of students at University of San Diego complete their degree, 33% above the national average. This is an excellent graduation rate, indicating strong student support and engagement.

First-year retention rate: 91.4% (13% above the national average). A retention rate above 90% signals high student satisfaction and strong first-year experience programs.

Graduates of University of San Diego earn a median salary of $86,522 ten years after enrollment, 112% above the national average. This represents a $51,522/year earnings premium over the average high school diploma holder, or $1,545,660 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $22,940, 7% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $249/month, with a total repayment of $29,880 (including $6,940 in interest).

Debt-to-Earnings Ratio: 0.27x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of San Diego pays for itself in approximately 5 years. This is an excellent return on investment.

Financial Aid Profile

20.9% of students at University of San Diego receive Pell Grants (federal need-based aid for families earning under ~$60,000), 37% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

32.4% of students take federal loans, 31% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.

Average faculty salary: $13,201/month, 51% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

University of San Diego enrolls 5,671 undergraduate students. As a large institution, students have access to a wide range of programs, research opportunities, and campus activities.

Diversity Index: 73/100 (higher = more diverse). University of San Diego has a highly diverse student body with strong representation across multiple racial and ethnic groups.

Student body composition: White 43%, Hispanic 28%, Black 5%, Asian 7%.

University of San Diego: Medium-Sized Private Nonprofit with Strong Academic and Career Outcomes

Report Card: Overall Grade C-

University of San Diego receives an overall grade of C- based on six dimensions:

  • Academics: B-
  • Value: F
  • Outcomes: A
  • Affordability: D

College Analysis

University of San Diego is a Private Nonprofit institution in San Diego, CA with approximately 5,671 students. Academics: Strong graduation rate of 82.66%. Value: Median earnings 10 years post-graduation are $86,522, indicating good career outcomes. Outcomes: High median earnings suggest a good return on investment despite high tuition.

The Verdict: Is University of San Diego Worth It?

Based on the data, the University of San Diego presents a complex value proposition. With an annual tuition of $59,486 and a median debt of $22,940, it's a significant financial investment. The median earnings 10 years after graduation are $86,522, which is respectable, but the ROI Score of -64 indicates that, purely from a financial perspective, it is **overpriced for many students**. This negative ROI suggests that the long-term financial return does not, on average, justify the high upfront cost compared to other educational options. However, a definitive verdict requires nuance. For students who fully leverage USD's exceptional location, strong alumni network, and robust career services, the value can be substantial. The San Diego job market, particularly in high-growth sectors like biotech and tech, offers premium opportunities. If a student secures a high-paying job in these fields, the debt payoff timeline of approximately 2-3 years (assuming aggressive repayment) becomes manageable. For those pursuing careers in less lucrative fields or who do not maximize the career support, the financial burden will be more pronounced. **Recommendation:** USD is not a good deal for the average student seeking a purely financial return on investment. It is an overpriced option if you are solely focused on the numbers. However, for students who are highly motivated, strategically choose majors aligned with San Diego's booming industries (e.g., engineering, nursing, finance), and actively engage with the career services and internship opportunities, it can be a worthwhile investment in a high-quality education and an unparalleled lifestyle. Be prepared for the high cost and ensure you have a clear career path in mind.

Return on Investment

Despite the high tuition, the strong career outcomes and high graduation rate suggest that the degree is worth the cost for many students.

Debt Reality Check

Median student debt at University of San Diego: $22,940. Monthly payment on a standard 10-year plan: $260/month. Total repaid: $31,200 ($8,260 in interest).

Breakeven vs high school diploma: 0.4 years. Debt burden: Low. Salary needed for comfortable repayment: $31,200.

Strengths

  • Strong alumni network and career outcomes.
  • Diverse student body.

Weaknesses

  • High tuition costs.
  • Limited financial aid options.

Academic Profile

Retention Rate: 91.4%.

The University of San Diego boasts a strong academic profile, particularly renowned for its professional schools and commitment to experiential learning. The School of Business is a standout, offering highly regarded programs in Accountancy, Finance, Marketing, and Supply Chain Management, often leveraging its proximity to international borders and a thriving business community. The Shiley-Marcos School of Engineering is another gem, with innovative programs in Mechanical, Electrical, and Industrial & Systems Engineering, emphasizing hands-on projects and design thinking. The Hahn School of Nursing and Health Science is consistently ranked among the nation's best, preparing students for critical roles in healthcare. Beyond these, USD excels in areas like International Relations, Environmental and Ocean Sciences (benefiting from San Diego's unique ecosystem), and Communication. Undergraduate research opportunities are abundant, with faculty actively engaging students in projects across disciplines, often leading to presentations at national conferences or co-authorship on publications. Centers like the Energy Policy Initiatives Center (EPIC) and the Institute for Civil Civic Engagement provide avenues for students to delve into real-world issues. While specific faculty salary data isn't provided, USD's private, tuition-driven model and commitment to a low student-faculty ratio (typically around 14:1) suggest a strong investment in attracting and retaining high-quality educators who prioritize teaching and mentorship. High-achieving students can pursue the Honors Program, which offers enriched coursework, unique seminars, and opportunities for independent study. Study abroad is a cornerstone of the USD experience, with one of the highest participation rates in the nation. The International Center offers over 80 programs in more than 30 countries, including popular semester-long programs in Madrid, Florence, and London, as well as short-term faculty-led options. Academic support is comprehensive, with resources like the Writing Center, Math Center, tutoring services, and dedicated academic advising ensuring students have the tools to succeed.

Financial Aid Guide for University of San Diego

Pell Grant recipients: 20.9%. Students taking federal loans: 32.4%.

Navigating financial aid at the University of San Diego, with its $59,486 tuition, requires a strategic approach. USD is known for offering a significant amount of merit-based aid to attract strong students. These scholarships, such as the Presidential, Trustee, and Alcala scholarships, can range from $10,000 up to full tuition, typically awarded based on academic achievement, leadership, and community involvement. To be considered for the most competitive merit scholarships, students should apply by the Early Action deadline. For need-based aid, USD requires both the FAFSA and the CSS Profile to assess a family's financial situation comprehensively. A typical aid package for a student with demonstrated need might include a combination of institutional grants, federal Pell Grants (if eligible), federal student loans, and federal work-study. For instance, a family earning $100,000 annually might receive a package including $20,000-$30,000 in grants, $5,500 in federal loans, and a $2,000 work-study award, significantly reducing the out-of-pocket cost. Families with higher incomes, say $200,000, might still qualify for some need-based grants, but often rely more heavily on merit scholarships and federal loans. The median debt for USD graduates is $22,940, which is manageable given the median earnings of $86,522 ten years after graduation, but it underscores that many students do take out loans. Scholarship tips include applying early, showcasing a strong academic record, highlighting leadership roles, and demonstrating a commitment to service. For external scholarships, USD's financial aid office provides resources and guidance. Negotiating aid is a realistic possibility at USD, especially if you've been admitted with comparable offers from other private universities. It's advisable to contact the financial aid office directly, provide documentation of other offers, and clearly articulate your family's financial circumstances. Being proactive and persistent can often lead to an improved aid package.

Hidden Costs at University of San Diego

  • Beyond tuition, students should budget for on-campus housing and a meal plan, which can add approximately $17,000 - $20,000 annually, depending on the dorm and meal plan chosen.
  • Textbooks and academic supplies are an often-underestimated expense, typically costing around $1,200 - $1,500 per year.
  • Personal expenses, including toiletries, entertainment, and social activities in San Diego, can easily amount to $2,500 - $4,000 annually.
  • Transportation costs, whether for a parking permit (around $300-$500 per year), gas, or ride-sharing services to explore San Diego, should be factored in, potentially $800 - $1,500 annually.
  • Health insurance is mandatory; if not covered by a family plan, the university's student health insurance plan can cost approximately $2,500 - $3,500 per year.
  • Various university fees, such as student activity fees, technology fees, and specific lab or course fees, can add an additional $500 - $800 to the annual bill.
  • For students planning to study abroad, while some programs are priced similarly to on-campus tuition, additional costs for flights, visas, and personal travel can easily add $3,000 - $6,000 to the semester's expenses.

Alumni Outcomes & Career Paths

Graduates from the University of San Diego (USD) are well-positioned to enter a diverse array of industries, particularly within Southern California's dynamic economy. The university's strong ties to the San Diego business community mean that major employers frequently recruit on campus. Key industries where USD alumni cluster include healthcare (e.g., Scripps Health, Rady Children's Hospital, Kaiser Permanente), technology and biotech (e.g., Qualcomm, Illumina, General Atomics, various startups in Sorrento Valley), financial services (e.g., Morgan Stanley, Merrill Lynch, local credit unions), marketing and advertising, real estate, and non-profit organizations. Many also find roles in the hospitality and tourism sectors, given San Diego's prominence as a travel destination.

USD boasts a commendable graduate school placement rate, with many students pursuing advanced degrees in law, business, medicine, and nursing. The university's own highly-regarded School of Law, Knauss School of Business, and Hahn School of Nursing and Health Science are popular choices for alumni. Notable alumni include individuals who have excelled in various fields, from business and law to sports and public service, demonstrating the breadth of opportunities available. For instance, USD has produced successful entrepreneurs, judges, and leaders in major corporations.

The university's Career Development Center is highly regarded, offering robust services such as personalized career counseling, resume and cover letter workshops, mock interviews, and extensive networking events. They host multiple career fairs throughout the year, connecting students directly with employers. Internship pipelines are particularly strong in San Diego, with students securing placements at companies like Petco, Sempra Energy, Cubic Corporation, and numerous smaller tech and biotech firms. The geographic hiring patterns show a significant concentration of graduates remaining in Southern California, particularly San Diego, Orange County, and Los Angeles, leveraging the regional network. However, a notable percentage also disperses to major metropolitan areas across the U.S., especially for specialized roles or graduate studies.

Campus Life & Culture at University of San Diego

The University of San Diego's student body is predominantly from California, particularly Southern California, but is increasingly drawing students from across the U.S. and internationally, fostering a more diverse geographic mix. While efforts are ongoing to enhance ethnic and socioeconomic diversity, the student population is often characterized as academically ambitious, community-minded, and appreciative of a beautiful, active lifestyle. Students who thrive here are typically those who seek a strong academic challenge within a supportive, values-oriented community, enjoy outdoor activities, and are eager to engage in service and global citizenship.

Life at the University of San Diego (USD) is often described as a 'resort-like' experience, thanks to its stunning Spanish Renaissance architecture, meticulously manicured grounds, and panoramic views of the Pacific Ocean, Mission Bay, and the city skyline. The general vibe is vibrant and engaged, balancing strong academics with an active social scene and a deep commitment to service. While USD is a Catholic institution, it embraces students of all faiths and backgrounds, fostering an inclusive and welcoming community. The social scene is a blend of on-campus events and leveraging San Diego's incredible offerings. Weekends often see students heading to nearby beaches like Mission Beach or Pacific Beach, exploring Balboa Park, or enjoying the Gaslamp Quarter downtown. On campus, there are always events, from concerts and movie nights to club activities and Division I sporting events. Housing is a significant part of the freshman experience, with all first-year students required to live on campus. Dorms like Camino and Palo Verde offer a traditional college experience, while newer options like Manchester Village provide more modern amenities for upperclassmen. Residential life is robust, with themed communities and plenty of programming. Dining options are varied, with the main Pavilion Dining offering buffet-style meals, Tu Mercado providing grab-and-go options, and various cafes scattered across campus. Student organizations are incredibly diverse, ranging from academic and professional clubs to cultural groups, service organizations, and outdoor adventure clubs. Greek life is present, with about 20-25% of students participating in fraternities and sororities, offering another avenue for social engagement and philanthropy, though it doesn't dominate the social scene. Athletics are a point of pride, with the Toreros competing in NCAA Division I (West Coast Conference for most sports, Pioneer Football League for football). Basketball, soccer, and volleyball games draw enthusiastic crowds, especially during rivalry matches. Beloved traditions include Torero Days, a spirited welcome for new students, and the annual Lighting of the Immaculata, where the iconic Immaculata Church is illuminated for the holiday season. The campus itself is a highlight, with its iconic bell tower, the Peace & Justice Garden, and numerous scenic overlooks. Students here appreciate the beautiful environment, the strong sense of community, and the balance between academic rigor and a quintessential Southern California lifestyle.

Campus Highlights

  • Stunning Spanish Renaissance architecture and meticulously landscaped grounds with panoramic ocean and bay views.
  • A strong commitment to service learning and social justice, deeply integrated into the curriculum and campus culture.
  • One of the nation's highest study abroad participation rates, with extensive global opportunities.
  • Vibrant NCAA Division I athletics, fostering strong school spirit and competitive teams in the West Coast Conference.
  • Prime location in San Diego, offering unparalleled access to beaches, outdoor activities, and a dynamic urban environment.
  • Highly regarded professional schools in Business, Engineering, and Nursing, providing excellent career preparation.
  • The iconic Immaculata Church, a breathtaking landmark and spiritual center on campus.

Location & Regional Advantages

The University of San Diego's location in San Diego, CA, offers significant geographic advantages that profoundly impact career opportunities post-graduation. San Diego is a thriving economic hub, particularly strong in biotech, healthcare, defense, telecommunications, and tourism. This creates a robust local job market with numerous internship and entry-level positions directly accessible to USD students. Major industry players like Qualcomm, Illumina, General Atomics, and a multitude of healthcare systems (Scripps, Sharp, Kaiser Permanente) are within a short commute, providing unparalleled networking and employment prospects.

While the cost of living in San Diego is notably high, it is offset by an exceptional quality of life. The city boasts world-renowned beaches, a vibrant culinary scene, diverse cultural attractions, and abundant outdoor activities, from surfing to hiking. The famously mild, sunny weather year-round contributes significantly to resident satisfaction. San Diego is also considered a safe city, with USD's campus itself located in a picturesque, secure neighborhood overlooking Mission Bay and the Pacific Ocean.

Proximity to industry hubs is a key differentiator. San Diego is a major biotech cluster, often referred to as 'Biotech Beach,' and a growing tech startup ecosystem. This allows students in STEM fields, business, and even arts and humanities to find relevant experience. The city's strong military presence also opens doors in defense contracting and related fields. For graduates, staying in San Diego means immediate access to these opportunities, often with the benefit of an established alumni network. While the high cost of living requires careful financial planning, the career launchpad and lifestyle benefits make San Diego an incredibly attractive place for USD graduates to begin their professional journeys.

How to Get Into University of San Diego

Gaining admission to the University of San Diego, with its 52.4% acceptance rate, requires a thoughtful and strategic application. USD employs a holistic review process, meaning they look beyond just GPA and test scores to assess a candidate's overall fit and potential contribution to the campus community. While USD is test-optional, submitting strong SAT or ACT scores (if you have them) can bolster your application, especially if your GPA is on the lower end of their competitive range. Generally, admitted students have a strong A/B average in a rigorous college preparatory curriculum, including AP/IB courses. Early Action (EA) is a significant advantage at USD; applying by the November 1st deadline demonstrates strong interest and often results in a slightly higher acceptance rate. The admissions office highly values demonstrated interest, so visiting campus (virtually or in person), attending information sessions, and engaging with admissions counselors can make a difference. When crafting your essays, focus on authenticity and how your experiences align with USD's mission of academic excellence, service, and global citizenship. Strong essays often highlight personal growth, leadership experiences, and a genuine desire to contribute to a values-driven community. Avoid generic statements; instead, connect your aspirations directly to specific USD programs, faculty, or campus initiatives. Leadership roles, community service, and unique extracurricular involvement are all highly regarded. For your letters of recommendation, choose teachers who know you well and can speak to your intellectual curiosity and character. The timeline is crucial: aim for the Early Action deadline (November 1st) for the best chance, with Regular Decision applications due by January 15th. Ensure all components, including transcripts and recommendations, are submitted promptly.

How University of San Diego Compares to Similar Schools

Similar schools: Loyola Marymount University (LMU), Santa Clara University (SCU), Chapman University, Pepperdine University

Advantages

  • Unbeatable location in San Diego with direct access to biotech, defense, and tourism industries.
  • Strong sense of community and a beautiful, resort-like campus environment.
  • Excellent career services and internship pipelines, especially within Southern California.
  • Robust programs in business, engineering, and nursing with strong regional employer connections.

Disadvantages

  • Higher tuition cost compared to some public university alternatives offering similar program quality.
  • Negative ROI score suggests a less favorable financial return for the average graduate compared to some peers.
  • Smaller research footprint compared to larger universities, potentially limiting certain advanced academic opportunities.

Best For

  • Prospective students with a strong financial background or access to funding.
  • Students interested in a diverse student body and strong career outcomes.
  • Individuals seeking a private university with a strong local presence.

Avoid If

  • Students who cannot afford the high tuition costs.
  • Those looking for a larger university with more extensive resources.

Frequently Asked Questions about University of San Diego

How much does it cost to attend University of San Diego?

In-state tuition at University of San Diego is $59,486 per year, and out-of-state tuition is $59,486 per year. The median student debt at graduation is $22,940.

What is the acceptance rate at University of San Diego?

University of San Diego has an acceptance rate of 52.4%.

What is the graduation rate at University of San Diego?

University of San Diego has a graduation rate of 82.7%.

How much do University of San Diego graduates earn?

The median earnings for University of San Diego graduates 10 years after enrollment is $86,522. With median debt of $22,940, graduates earn roughly 3.8x their debt level annually.

How big is University of San Diego?

University of San Diego has approximately 5,671 students and is classified as a medium institution. It is located in San Diego, CA and is a Private Nonprofit institution.

Is University of San Diego worth the cost?

University of San Diego has an ROI score of -64 out of 100. With in-state tuition of $59,486 per year and median post-graduation earnings of $86,522, the data suggests the return on investment may be below average.

Where is University of San Diego located?

University of San Diego is located in San Diego, CA. It is a Private Nonprofit institution with approximately 5,671 students.

How much student debt do University of San Diego graduates have?

The median student debt for University of San Diego graduates is $22,940. With median earnings of $86,522 ten years after enrollment, graduates can expect a debt-to-income ratio of 27%.

Is University of San Diego a good college?

University of San Diego has a graduation rate of 82.7% and median post-graduation earnings of $86,522. High tuition but strong career outcomes.

How does University of San Diego compare to similar colleges?

Graduation rate is above average for private institutions. Compared to peer institutions, USD offers a strong academic and career outcome profile, but the high tuition may be a barrier for some students.

What career prospects do University of San Diego graduates have?

Graduates of USD are well-positioned for careers in San Diego's tech and business sectors.

What should prospective students know about University of San Diego?

USD is well-placed in the San Diego market, leveraging its strong alumni network and location.

What makes University of San Diego stand out?

Diverse student body with a significant Hispanic population.

What are the pros and cons of attending University of San Diego?

Strong alumni network in San Diego.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.