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University of Saint Joseph

West Hartford, CT 06117 — Private Nonprofit

Value Score: 65/100 | ROI Score: -68 | Affordability Score: 55/100

Tuition (In-State): $47,278 | Out-of-State: $47,278

Acceptance Rate: 78.6% | Graduation Rate: 66.0% | Retention Rate: 82.1%

Median Earnings (10yr): $59,908 | Median Debt: $27,000

SAT Average: 950

Student Body Size: 838 (small)

Pell Grant Recipients: 32.6% | Federal Loan Rate: 70.7%

Average Faculty Salary: $8,639/month

Tuition & Affordability Analysis

In-state tuition at University of Saint Joseph is $47,278 per year, which is 20% above the national average for private institutions.

Out-of-state students pay $47,278/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $189,112 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of Saint Joseph:

  • Families earning $0–$30,000: $24,563/year
  • Families earning $30,001–$48,000: $23,940/year
  • Families earning $48,001–$75,000: $24,054/year
  • Families earning $75,001–$110,000: $27,701/year
  • Families earning $110,000+: $31,958/year

Low-income families receive an average discount of $22,715/year, paying just 52% of the sticker price.

Admissions Snapshot

University of Saint Joseph has an acceptance rate of 78.6%, placing it in the Less Selective (70–85%) category. This means roughly 267 students apply each year.

The average SAT score of admitted students is 950, 10% below the national average. Test scores are one factor among many in the admissions process.

Graduate Outcomes & Return on Investment

66.0% of students at University of Saint Joseph complete their degree, 6% above the national average. This is a solid graduation rate.

First-year retention rate: 82.1% (near the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of University of Saint Joseph earn a median salary of $59,908 ten years after enrollment, 46% above the national average. This represents a $24,908/year earnings premium over the average high school diploma holder, or $747,240 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $27,000, 26% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $293/month, with a total repayment of $35,160 (including $8,160 in interest).

Debt-to-Earnings Ratio: 0.45x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of Saint Joseph pays for itself in approximately 8 years. This is a reasonable investment timeline.

Financial Aid Profile

32.6% of students at University of Saint Joseph receive Pell Grants (federal need-based aid for families earning under ~$60,000), near the national average. This is near the national average, reflecting a typical economic diversity among the student body.

70.7% of students take federal loans, 50% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.

Average faculty salary: $8,639/month, near the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

University of Saint Joseph enrolls 838 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 60/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 59%, Hispanic 19%, Black 11%, Asian 6%.

University of Saint Joseph: Small Private Institution with Mixed Academic and Economic Outcomes

Report Card: Overall Grade D+

University of Saint Joseph receives an overall grade of D+ based on six dimensions:

  • Academics: D+
  • Value: F
  • Outcomes: B
  • Affordability: C-

College Analysis

University of Saint Joseph is a Private Nonprofit institution in West Hartford, CT with approximately 838 students. Academics: Offers a range of programs including business, education, and health sciences. Value: Moderate tuition with a relatively low median debt, but ROI is negative. Outcomes: Graduates have a median earnings of $59,908 after 10 years.

The Verdict: Is University of Saint Joseph Worth It?

The University of Saint Joseph presents a complex value proposition. With an out-of-state tuition of $47,278 and a median 10-year earning potential of $59,908, the immediate financial picture appears challenging. The median debt of $27,000, while not excessively high, adds to the financial burden. The ROI score of -68 is a significant red flag, suggesting that, on average, graduates do not recoup their investment quickly or substantially compared to the cost of attendance and debt incurred. The earnings are only about $12,630 above the cost of tuition annually, meaning it would take over two years of post-graduation earnings just to cover the tuition, not including living expenses or debt repayment. While the median earnings are respectable, they do not strongly outpace the cost of attendance, making it a potentially overpriced investment for many. However, for students specifically seeking strong programs in nursing, pharmacy, or physician assistant studies, where USJ has a solid reputation and graduates often secure well-paying jobs in high-demand fields, the value might be higher. For these specific programs, the ROI could be more favorable than the overall median suggests. For the average student, it's crucial to weigh the personalized attention and specific program strengths against the significant cost and the less-than-stellar overall financial return.

Return on Investment

While the median earnings are high, the negative ROI and high median debt suggest that the degree may not be worth the cost for many students.

Debt Reality Check

Median student debt at University of Saint Joseph: $27,000. Monthly payment on a standard 10-year plan: $307/month. Total repaid: $36,840 ($9,840 in interest).

Breakeven vs high school diploma: 0.9 years. Debt burden: Manageable. Salary needed for comfortable repayment: $36,840.

Strengths

  • Diverse student body
  • Focus on business, education, and health sciences
  • Moderate tuition

Weaknesses

  • Below average graduation rate
  • Negative ROI
  • High median debt

Academic Profile

SAT Average: 950. Retention Rate: 82.1%.

The University of Saint Joseph prides itself on a robust academic environment with a particular strength in health sciences and professional programs. Departments like Nursing, Pharmacy, and Physician Assistant Studies are highly regarded and attract a significant number of students, leveraging the university's commitment to hands-on learning and clinical experience. Other notable programs include Education, Business, and Arts & Sciences, offering a well-rounded curriculum designed to prepare students for diverse career paths. Research opportunities are available, especially for upperclassmen, allowing them to work closely with faculty mentors on meaningful projects. While specific faculty salary data isn't publicly available, the university's commitment to personalized education suggests a dedicated faculty who are accessible to students. The student-faculty ratio, though not explicitly provided, is likely favorable given the university's size, fostering an environment where students receive individual attention. USJ offers an Honors Program for academically high-achieving students, providing enriched coursework and opportunities for advanced study. Study abroad programs are also an option, allowing students to broaden their horizons and gain international perspectives. Academic support is a cornerstone of the USJ experience, with resources like the Academic Success Center offering tutoring, writing support, and academic advising to ensure students have the tools they need to succeed.

Financial Aid Guide for University of Saint Joseph

Pell Grant recipients: 32.6%. Students taking federal loans: 70.7%.

Navigating financial aid at the University of Saint Joseph (USJ) involves understanding both merit-based and need-based aid opportunities. For the 2023-2024 academic year, the average institutional aid awarded was substantial, with approximately 98% of full-time undergraduate students receiving some form of aid. The average grant or scholarship award was around $27,000, and the average loan was approximately $7,000. This indicates a strong institutional commitment to making education accessible. Merit scholarships are often awarded automatically based on academic achievement (GPA and course rigor) at the time of admission, with no separate application typically required. Need-based aid, determined by the FAFSA and potentially the CSS Profile, is crucial for many students. For families with an Expected Family Contribution (EFC) below $10,000, it's reasonable to expect a significant portion of tuition and fees to be covered by a combination of grants, scholarships, and potentially federal and state aid. For families with higher EFCs, the aid package might lean more towards loans and work-study opportunities. Work-study is available for eligible students, offering part-time employment on campus to help offset living expenses. USJ's financial aid office is generally receptive to discussing aid packages, especially if there has been a significant change in a family's financial circumstances. While not always guaranteed, a well-reasoned appeal, supported by documentation, can sometimes lead to an adjustment in the aid offer. Prospective students should aim to complete their FAFSA by the priority deadline (typically early March) to maximize their eligibility for all aid types.

Hidden Costs at University of Saint Joseph

  • Room and board costs can add an estimated $15,000 - $18,000 per academic year, depending on the chosen meal plan and housing assignment.
  • Textbooks and course materials can range from $1,000 to $1,500 annually, with costs varying significantly by major and course.
  • Student activity fees, often around $200 - $400 per semester, contribute to campus events, clubs, and organizations.
  • Transportation costs, including potential travel home for breaks or local commuting, can add $500 - $2,000+ per year.
  • Personal expenses, such as toiletries, laundry, entertainment, and incidental purchases, can easily amount to $1,500 - $3,000 per year.
  • Health insurance is required for all students; if not covered by a parent's plan, the university's student health insurance plan can cost approximately $2,000 - $3,000 annually.
  • Parking permits for students who bring cars to campus can cost between $100 - $300 per academic year.

Alumni Outcomes & Career Paths

Graduates from the University of Saint Joseph (USJ) in West Hartford, CT, find themselves entering a diverse job market, particularly within the healthcare and education sectors, which are strong in Connecticut. While specific major employer lists for USJ are not publicly detailed, institutions of its size and focus often see alumni placed in roles at major regional healthcare systems like Hartford HealthCare and Trinity Health Of New England. Educational institutions such as the West Hartford Public Schools and other districts across the state also frequently hire USJ graduates. The proximity to Hartford also means opportunities in finance and insurance, with companies like The Hartford and Travelers potentially recruiting from USJ, especially for business and accounting graduates. Industries where USJ alumni tend to cluster include healthcare (nursing, pharmacy, physician assistant studies), education (teaching, administration), social work, and business. Graduate school placement rates are generally strong, particularly for programs like pharmacy and physician assistant studies, with many graduates pursuing advanced degrees at institutions like the University of Connecticut School of Medicine, University of Connecticut School of Law, and other specialized graduate programs. Career services at USJ are known for providing personalized support, focusing on career exploration, resume building, and interview preparation. Internship pipelines are robust, especially in health sciences, with students gaining practical experience at hospitals and clinics throughout the Greater Hartford area. Geographic hiring patterns show a strong concentration of alumni remaining within Connecticut, particularly in the Hartford metropolitan area, but also extending to neighboring states like Massachusetts and New York, especially for those in specialized fields or seeking broader opportunities.

Campus Life & Culture at University of Saint Joseph

The University of Saint Joseph serves a student body that is predominantly female, reflecting its historical roots, though it is increasingly co-educational. The student population is largely drawn from Connecticut and surrounding New England states, with a growing number of students from further afield seeking its specialized programs. Students who thrive here are typically motivated, community-oriented individuals who value a supportive academic environment and opportunities for personal and professional growth.

The University of Saint Joseph (USJ) in West Hartford, CT, offers a close-knit campus community that fosters a strong sense of belonging, particularly for its predominantly female student body (though it is co-educational). The 'vibe' here is often described as supportive and academically focused, with a strong emphasis on personal growth and service. Residential life is a key component for many students, with on-campus housing available and encouraged, especially for underclassmen. The university offers a variety of living options, from traditional dormitories to apartment-style living, designed to support students throughout their academic journey. Dining services provide a range of options to fuel busy students, with meal plans designed to accommodate different needs and schedules. Student organizations are diverse, covering academic interests, cultural groups, spiritual life, and recreational activities. While Greek life is not a prominent feature at USJ, the numerous clubs and organizations provide ample opportunities for social engagement and leadership development. Athletics, particularly in NCAA Division III, offers a competitive outlet and a way to build camaraderie, with teams like basketball, soccer, and lacrosse being popular. The campus itself, set in the scenic West Hartford area, provides a beautiful and safe environment for learning and living. Traditions like the annual 'Blue Jay Welcome' help new students integrate, and events throughout the year, often organized by student government or specific clubs, keep the campus vibrant and engaging. The smaller size of USJ means students can easily connect with faculty and peers, creating a personalized and enriching college experience.

Campus Highlights

  • Strong emphasis on health sciences, particularly Nursing and Pharmacy, with state-of-the-art facilities.
  • Commitment to service learning and community engagement integrated into the curriculum.
  • Beautiful, park-like campus setting in West Hartford, offering a serene environment.
  • Supportive, close-knit community fostered by smaller class sizes and dedicated faculty.
  • Active student life with a variety of clubs, organizations, and NCAA Division III athletics.
  • Focus on women's leadership development, historically a core tenet of the university.
  • Proximity to Hartford offers access to internships, cultural events, and urban amenities.

Location & Regional Advantages

The University of Saint Joseph's location in West Hartford, CT, offers a blend of suburban tranquility and urban accessibility. West Hartford itself boasts a high quality of life, characterized by safe neighborhoods, excellent schools, and a vibrant downtown area with a variety of shops and restaurants. The cost of living in West Hartford is slightly above the national average, particularly for housing, but it is generally more affordable than major metropolitan hubs like Boston or New York City. This proximity to industry hubs is a significant advantage. Hartford, just a short drive away, is a major center for insurance and financial services, offering numerous career opportunities for USJ graduates in business, finance, and related fields. The strong presence of healthcare systems in the Greater Hartford area provides a rich environment for internships and job placements for USJ's health sciences programs. While Connecticut's weather is typical of New England, with four distinct seasons including cold winters and warm summers, the region offers ample recreational opportunities, from hiking in nearby state parks to cultural attractions in Hartford. The safety of the West Hartford campus and surrounding community is a notable positive. This location provides students with a solid regional job market, particularly in healthcare and business, while offering a comfortable and secure environment for their studies and early career development.

How to Get Into University of Saint Joseph

Gaining admission to the University of Saint Joseph (USJ), with its 78.6% acceptance rate, suggests a moderately selective environment where a solid academic record and a genuine interest in the university's mission are key. While USJ does not offer Early Decision or Early Action, submitting your application by the priority deadline (typically around March 1st) is crucial for maximizing scholarship consideration and ensuring timely review. The admissions committee looks for students who demonstrate academic preparedness, often reflected in a strong GPA and a challenging high school curriculum. While SAT/ACT scores are not a factor (as indicated by N/A data), a well-written essay is essential for showcasing your personality, aspirations, and how you align with USJ's values, particularly its focus on service and holistic development. Consider essays that highlight leadership experiences, community involvement, or personal growth. Demonstrated interest is important; engage with the university by attending virtual or in-person information sessions, visiting campus if possible, and connecting with admissions counselors. This shows you've done your research and are serious about attending USJ. For students with a GPA in the B+ to A- range and a rigorous course load, admission is certainly attainable. Focus on presenting a cohesive application that tells your unique story and clearly articulates why USJ is the right fit for your academic and personal goals.

How University of Saint Joseph Compares to Similar Schools

Similar schools: Saint Anselm College, Sacred Heart University, Fairfield University, Providence College

Advantages

  • Stronger focus and reputation in specific allied health fields (e.g., Pharmacy, Physician Assistant Studies) compared to some peers.
  • Smaller class sizes and potentially more personalized attention due to its smaller student body.
  • Lower median debt compared to some private university peers in the region.

Disadvantages

  • Lower overall median earnings compared to some of its more established or larger peer institutions.
  • A less diverse range of highly-ranked academic programs across all disciplines compared to larger universities.
  • A lower graduation rate (66.0%) compared to some peers, which could indicate potential retention or support challenges for some students.

Best For

  • Prospective students interested in a diverse student body and a focus on business, education, and health sciences.
  • Students seeking a private institution with moderate tuition and high median earnings.

Avoid If

  • Students looking for a higher ROI and lower median debt should consider other options.
  • Students prioritizing immediate post-graduation financial stability may find the high median debt concerning.

Frequently Asked Questions about University of Saint Joseph

How much does it cost to attend University of Saint Joseph?

In-state tuition at University of Saint Joseph is $47,278 per year, and out-of-state tuition is $47,278 per year. The median student debt at graduation is $27,000.

What is the acceptance rate at University of Saint Joseph?

University of Saint Joseph has an acceptance rate of 78.6%.

What is the graduation rate at University of Saint Joseph?

University of Saint Joseph has a graduation rate of 66.0%.

How much do University of Saint Joseph graduates earn?

The median earnings for University of Saint Joseph graduates 10 years after enrollment is $59,908. With median debt of $27,000, graduates earn roughly 2.2x their debt level annually.

How big is University of Saint Joseph?

University of Saint Joseph has approximately 838 students and is classified as a small institution. It is located in West Hartford, CT and is a Private Nonprofit institution.

Is University of Saint Joseph worth the cost?

University of Saint Joseph has an ROI score of -68 out of 100. With in-state tuition of $47,278 per year and median post-graduation earnings of $59,908, the data suggests the return on investment may be below average.

Where is University of Saint Joseph located?

University of Saint Joseph is located in West Hartford, CT. It is a Private Nonprofit institution with approximately 838 students.

How much student debt do University of Saint Joseph graduates have?

The median student debt for University of Saint Joseph graduates is $27,000. With median earnings of $59,908 ten years after enrollment, graduates can expect a debt-to-income ratio of 45%.

Is University of Saint Joseph a good college?

University of Saint Joseph has a graduation rate of 66.0% and median post-graduation earnings of $59,908. Highly diverse student body with significant white and Hispanic populations.

How does University of Saint Joseph compare to similar colleges?

Moderate tuition but high median debt for students. Compared to peer institutions, University of Saint Joseph has a lower ROI and higher median debt, despite higher median earnings.

What career prospects do University of Saint Joseph graduates have?

Graduates from University of Saint Joseph are well-positioned for long-term career growth but may face challenges in immediate post-graduation financial stability.

What should prospective students know about University of Saint Joseph?

University of Saint Joseph is well-placed in the market for students seeking a private education with a focus on business, education, and health sciences.

What makes University of Saint Joseph stand out?

Graduation rate is below the national average for private institutions.

What are the pros and cons of attending University of Saint Joseph?

Median earnings after 10 years are above the national average for private institutions.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.