University of Providence
Great Falls, MT 59405-4996 — Private Nonprofit
Value Score: 55/100 | ROI Score: -60 | Affordability Score: 55/100
Tuition (In-State): $30,448 | Out-of-State: $30,448
Acceptance Rate: 50.3% | Graduation Rate: 35.5% | Retention Rate: 72.2%
Median Earnings (10yr): $48,296 | Median Debt: $18,750
SAT Average: 980 | ACT Midpoint: 20
Student Body Size: 528 (small)
Pell Grant Recipients: 32.9% | Federal Loan Rate: 48.2%
Average Faculty Salary: $6,450/month
Tuition & Affordability Analysis
In-state tuition at University of Providence is $30,448 per year, which is 23% below the national average for private institutions.
Out-of-state students pay $30,448/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $121,792 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of Providence:
- Families earning $0–$30,000: $14,257/year
- Families earning $30,001–$48,000: $11,616/year
- Families earning $48,001–$75,000: $16,802/year
- Families earning $75,001–$110,000: $22,545/year
- Families earning $110,000+: $20,676/year
Low-income families receive an average discount of $16,191/year, paying just 47% of the sticker price.
Admissions Snapshot
University of Providence has an acceptance rate of 50.3%, placing it in the Moderately Selective (50–70%) category. This means roughly 263 students apply each year.
The average SAT score of admitted students is 980, 8% below the national average. Test scores are one factor among many in the admissions process.
The ACT midpoint is 20, 5% below the national average.
Graduate Outcomes & Return on Investment
35.5% of students at University of Providence complete their degree, 43% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.
First-year retention rate: 72.2% (11% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of University of Providence earn a median salary of $48,296 ten years after enrollment, 18% above the national average. This represents a $13,296/year earnings premium over the average high school diploma holder, or $398,880 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $18,750, 13% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $203/month, with a total repayment of $24,360 (including $5,610 in interest).
Debt-to-Earnings Ratio: 0.39x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of Providence pays for itself in approximately 10 years. This is a reasonable investment timeline.
Financial Aid Profile
32.9% of students at University of Providence receive Pell Grants (federal need-based aid for families earning under ~$60,000), near the national average. This is near the national average, reflecting a typical economic diversity among the student body.
48.2% of students take federal loans, near the national average. This is a moderate borrowing rate.
Average faculty salary: $6,450/month, 26% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
University of Providence enrolls 528 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.
Diversity Index: 44/100 (higher = more diverse). The student body is less diverse than average.
Student body composition: White 74%, Hispanic 5%, Black 6%, Asian 4%.
University of Providence: Small Private Institution with Mixed Academic and Financial Outcomes
- University of Providence: A Focused Path to Healthcare Careers in the Heart of Montana
- Weighing the Investment: Understanding Your Career Outcomes from the University of Providence
- Experience Big Sky Country: Life and Learning at the University of Providence
Report Card: Overall Grade C-
University of Providence receives an overall grade of C- based on six dimensions:
- Academics: D
- Value: F
- Outcomes: C+
- Affordability: B+
College Analysis
University of Providence is a Private Nonprofit institution in Great Falls, MT with approximately 528 students. Academics: University of Providence has a relatively low graduation rate, indicating potential challenges in academic success. Value: The median debt is relatively low, but the ROI score is negative, suggesting that the cost of attending may not be justified by earnings potential. Outcomes: Graduates have a median earning of $48,296 after 10 years, which is below the national average for similar institutions.
The Verdict: Is University of Providence Worth It?
The University of Providence presents a challenging value proposition, primarily due to its relatively high tuition for a small, regional institution and a median 10-year earning potential that doesn't strongly outpace the cost. With tuition at $30,448 and median 10-year earnings of $48,296, the earnings are only about 1.6 times the annual tuition. The median debt of $18,750, while not exorbitant, adds to the financial picture. A rough calculation suggests it would take approximately 4-5 years of post-graduation earnings, after accounting for living expenses and taxes, to repay the median debt. The ROI score of -60 further underscores concerns about the financial return on investment compared to the cost. While the school offers specialized programs, particularly in nursing, which can lead to stable careers, the overall financial outcome appears less favorable than many other institutions. It is not a clear hidden gem, nor is it outrageously overpriced if specific program outcomes are exceptionally strong and lead to high-demand jobs. However, based on the provided metrics, it leans towards being an overpriced option for many students unless significant financial aid is secured or the graduate enters a very high-paying niche within healthcare. Recommendation: Prospective students should thoroughly investigate program-specific career outcomes and seek substantial financial aid packages to make this investment more justifiable.
Return on Investment
Given the negative ROI score and low graduation rate, the degree may not be worth the cost for many students.
Debt Reality Check
Median student debt at University of Providence: $18,750. Monthly payment on a standard 10-year plan: $213/month. Total repaid: $25,560 ($6,810 in interest).
Breakeven vs high school diploma: 1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $25,560.
Strengths
- Strong focus on practical skills and career readiness.
- Lower tuition and median debt compared to many peer institutions.
Weaknesses
- Low graduation rate and negative ROI score.
- Limited job opportunities due to the institution's location.
Academic Profile
SAT Average: 980. ACT Midpoint: 20. Retention Rate: 72.2%.
The University of Providence stands out for its commitment to personalized education, a direct benefit of its small size and dedicated faculty. While specific departmental rankings aren't readily available, UP has historically strong programs in nursing and health sciences, aligning with the region's needs and the university's mission. The College of Health Professions, for instance, offers robust undergraduate and graduate degrees designed to prepare students for impactful careers. Faculty quality is a cornerstone of the UP experience; with a low student-faculty ratio, students benefit from direct mentorship and accessible professors. While faculty salaries are not publicly disclosed, the emphasis on teaching and student support suggests a faculty deeply invested in their students' success. Research opportunities, particularly within the health sciences, are available for motivated undergraduates, allowing them to contribute to faculty projects and gain practical experience. UP offers a traditional Honors Program for academically gifted students, providing enriched coursework and a more challenging academic path. Study abroad opportunities, while perhaps less extensive than at larger institutions, are available and encourage students to broaden their global perspectives. Academic support resources are robust, including tutoring services, writing centers, and academic advising, all designed to ensure students have the resources they need to thrive in their chosen fields.
Financial Aid Guide for University of Providence
Pell Grant recipients: 32.9%. Students taking federal loans: 48.2%.
Navigating financial aid at the University of Providence requires understanding its commitment to making education accessible, particularly for students pursuing careers in service-oriented fields. UP offers a combination of merit-based and need-based aid. Merit scholarships are often awarded based on academic achievement, such as GPA and standardized test scores (though these are not currently a primary focus for admission). Need-based aid is determined by the information provided on the FAFSA, with grants and loans designed to bridge the gap between the cost of attendance and a family's demonstrated ability to pay. Work-study opportunities are also available, providing students with on-campus employment to help fund their education. For students from lower-income backgrounds, Pell Grants can significantly reduce the out-of-pocket cost. While specific average aid packages vary widely based on individual circumstances, students can expect a combination of federal aid, state aid (if applicable), institutional grants, and loans. For example, a student with significant financial need might receive a package including Pell Grants (up to $7,395 for 2023-2024), institutional grants, and federal loans. Scholarship tips include applying early, researching external scholarships specific to your major or background, and highlighting any community service or leadership experience on your applications. Negotiating financial aid at a smaller private institution like UP can be challenging but is not entirely out of the question, especially if you have competing offers from similar institutions. It's best to approach the financial aid office with a well-reasoned request, supported by documentation.
Hidden Costs at University of Providence
- Room and board costs can add approximately $10,000 - $15,000 per academic year, depending on the chosen meal plan and housing option.
- Textbooks and course materials can range from $800 to $1,200 annually, with some specialized programs requiring more expensive resources.
- Student activity fees, typically around $200 - $400 per semester, contribute to campus events, clubs, and organizations.
- Transportation costs, especially for students traveling home or exploring Montana, can vary significantly but budget at least $500 - $1,000 per year.
- Personal expenses, including toiletries, laundry, entertainment, and incidental purchases, can easily add $1,500 - $2,500 annually.
- Health insurance, if not covered by a parent's plan, can cost upwards of $2,000 - $3,000 per year through the university's plan.
- Parking permits for students with vehicles on campus can range from $100 to $300 per academic year.
Alumni Outcomes & Career Paths
Graduates from the University of Providence, a small private institution in Great Falls, Montana, often find themselves entering regional healthcare and education sectors, reflecting the school's core program strengths. While specific major employer recruitment data is not publicly detailed, institutions like Providence St. Joseph Health (the namesake health system), Benefis Health System in Great Falls, and other regional hospitals and clinics are likely primary destinations for nursing and health sciences graduates. The education department often places alumni in K-12 school districts across Montana, such as the Great Falls Public Schools or smaller rural districts. Industries where alumni cluster are predominantly healthcare (nursing, medical technology, allied health), education, and social services. Graduate school placement rates are not explicitly published, but given the strong emphasis on professional programs like nursing, many graduates may pursue advanced degrees (MSN, DNP, NP) to advance their careers within healthcare. Notable alumni are not widely publicized, which is common for smaller institutions. Career services at the University of Providence likely focus on personalized guidance, resume building, and interview preparation tailored to the Montana job market. Internship pipelines are crucial, particularly for nursing students who complete extensive clinical rotations at local healthcare facilities. Geographic hiring patterns show a strong tendency for graduates to remain in Montana, particularly in the central and western regions, due to the concentration of healthcare facilities and educational institutions. Some may also move to larger cities in neighboring states like Spokane, Washington, or Billings, Montana, for broader opportunities.
Campus Life & Culture at University of Providence
The University of Providence attracts a student body that values community, service, and a personalized educational experience. Students often come from Montana and surrounding states, creating a regional mix, though a broader geographic representation is present. The ideal student here is one who is motivated, community-minded, and seeks a supportive environment where they can grow academically and personally, often with an interest in healthcare or service professions.
Life at the University of Providence (UP) is characterized by its close-knit community and a strong emphasis on its Catholic heritage and Franciscan values. With a student body of just over 500, you'll quickly get to know your peers and professors. The campus itself is nestled in Great Falls, Montana, offering a blend of urban amenities and easy access to the stunning natural beauty of the Treasure State. Housing is primarily on-campus, with traditional residence halls providing a central hub for student life. While specific neighborhood vibes aren't a major feature due to the compact campus, the residence halls foster a sense of community through planned activities and shared living spaces. Dining services are integrated into campus life, offering convenient meal plans for students living on campus. Student organizations are diverse, reflecting the varied interests of the student body, from academic clubs to service-oriented groups. Given UP's focus on service and holistic development, expect opportunities to engage in community outreach and volunteer work. Greek life is not a significant presence here, which contributes to the unified feel of the student body. Athletics are an important part of the UP experience, with the Argos competing in the NAIA, offering a chance for students to participate in or support collegiate sports. The overall vibe is one of supportive community, academic rigor grounded in values, and a genuine connection to the surrounding Montana landscape. It's a place where students are encouraged to grow not just academically, but as individuals committed to service and leadership.
Campus Highlights
- Strong emphasis on Franciscan values and service learning, fostering a compassionate and community-oriented student body.
- Close-knit campus community with a low student-to-faculty ratio, ensuring personalized attention and mentorship.
- Integration with the health sciences, offering robust programs and practical experience in high-demand fields.
- Beautiful Montana setting providing ample opportunities for outdoor recreation and exploration.
- Active student life with a variety of clubs, organizations, and NAIA athletic programs.
- Commitment to affordability and accessibility, with various financial aid and scholarship opportunities.
- A supportive environment that encourages holistic student development, beyond just academics.
Location & Regional Advantages
The University of Providence's location in Great Falls, Montana, offers a unique set of regional advantages and challenges. Great Falls itself is Montana's third-largest city, providing a solid local job market, particularly in healthcare, education, and manufacturing (e.g., Malmstrom Air Force Base). The cost of living in Great Falls is significantly lower than the national average and considerably less than in major metropolitan areas, making the overall financial burden of attending and graduating more manageable. While not a major industry hub like Seattle or Denver, Montana's proximity to these larger Western cities allows for potential career expansion or graduate study opportunities. The quality of life in Great Falls is characterized by access to outdoor recreation, including the nearby Rocky Mountains, Missouri River, and Glacier National Park, appealing to those who value nature and a slower pace of life. The weather is continental, with cold, snowy winters and warm summers. Safety is generally good, typical of mid-sized cities, though like any urban area, it has its challenges. Post-graduation, the location strongly influences career paths, often steering graduates toward regional employers within Montana or the Mountain West. The smaller scale of the regional economy means fewer large corporations recruit directly, emphasizing the importance of networking and internships within local and state-level organizations.
How to Get Into University of Providence
Gaining admission to the University of Providence, with its acceptance rate hovering around 50%, suggests a moderately selective admissions process. While Early Decision (ED) and Early Action (EA) aren't heavily emphasized or may not be offered, applying earlier in the cycle is always advisable to ensure full consideration for both admission and financial aid. The admissions committee at UP likely values a holistic review, looking beyond just grades and test scores. They seek students who align with the university's Franciscan values, demonstrating a commitment to service, community, and personal growth. Strong essays that articulate personal experiences, aspirations, and how a student will contribute to the UP community are crucial. Given the absence of specific GPA or test score ranges, focus on presenting a strong academic record with a GPA that reflects consistent effort and improvement. If standardized tests are submitted, aim for scores that are at or above the average for similar institutions. Demonstrated interest can be shown through campus visits (virtual or in-person), attending information sessions, and engaging with admissions counselors. The timeline should ideally involve submitting your application and all supporting documents by the priority deadline, typically in late winter or early spring, to maximize scholarship opportunities.
How University of Providence Compares to Similar Schools
Similar schools: Montana State University Billings, University of Montana Western, Carroll College, Rocky Mountain College
Advantages
- Stronger focus on nursing and allied health programs compared to some regional public universities.
- Smaller class sizes and more personalized attention due to its size.
- Unique Catholic heritage and mission may appeal to a specific student demographic.
Disadvantages
- Significantly higher tuition cost compared to Montana public institutions.
- Lower overall graduation rate suggests potential challenges with student retention or program completion.
- Less extensive alumni network and fewer resources compared to larger universities.
Best For
- Prospective students interested in a smaller, local institution with lower tuition costs.
- Students seeking a career-focused education with a strong emphasis on practical skills.
Avoid If
- Students looking for a high-earning potential or a strong ROI should consider other options.
- Prospective students with a preference for larger institutions or those located in more diverse regions may want to explore other options.
Frequently Asked Questions about University of Providence
How much does it cost to attend University of Providence?
In-state tuition at University of Providence is $30,448 per year, and out-of-state tuition is $30,448 per year. The median student debt at graduation is $18,750.
What is the acceptance rate at University of Providence?
University of Providence has an acceptance rate of 50.3%.
What is the graduation rate at University of Providence?
University of Providence has a graduation rate of 35.5%.
How much do University of Providence graduates earn?
The median earnings for University of Providence graduates 10 years after enrollment is $48,296. With median debt of $18,750, graduates earn roughly 2.6x their debt level annually.
How big is University of Providence?
University of Providence has approximately 528 students and is classified as a small institution. It is located in Great Falls, MT and is a Private Nonprofit institution.
Is University of Providence worth the cost?
University of Providence has an ROI score of -60 out of 100. With in-state tuition of $30,448 per year and median post-graduation earnings of $48,296, the data suggests the return on investment may be below average.
Where is University of Providence located?
University of Providence is located in Great Falls, MT. It is a Private Nonprofit institution with approximately 528 students.
How much student debt do University of Providence graduates have?
The median student debt for University of Providence graduates is $18,750. With median earnings of $48,296 ten years after enrollment, graduates can expect a debt-to-income ratio of 39%.
Is University of Providence a good college?
University of Providence has a graduation rate of 35.5% and median post-graduation earnings of $48,296. Graduation rate is 35.53%, lower than the national average for similar institutions.
How does University of Providence compare to similar colleges?
The university has a high admission rate of 50.28%, suggesting it may not be as selective as some peer institutions. Compared to peer institutions, University of Providence has a lower graduation rate and a negative ROI score, which may indicate financial risks despite lower tuition and debt.
What career prospects do University of Providence graduates have?
Graduates of University of Providence may find career opportunities limited due to the institution's location in a smaller city.
What should prospective students know about University of Providence?
University of Providence is positioned in a niche market for small, private institutions in Montana, offering limited appeal to a broader national audience.
What makes University of Providence stand out?
The median debt of $18,750 is relatively low, but the ROI score is negative, indicating potential financial risks.
What are the pros and cons of attending University of Providence?
The university's location in Great Falls, MT, may limit job opportunities for graduates.
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Visit University of Providence official website
View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.