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University of Phoenix-Hawaii

Kapolei, HI 96707-2082 — Private For-Profit

Value Score: 65/100

Median Earnings (10yr): $37,752 | Median Debt: $31,553

Pell Grant Recipients: 20.0% | Federal Loan Rate: 30.0%

Graduate Outcomes & Return on Investment

Graduates of University of Phoenix-Hawaii earn a median salary of $37,752 ten years after enrollment, 8% below the national average. This represents a $2,752/year earnings premium over the average high school diploma holder, or $82,560 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $31,553, 47% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $342/month, with a total repayment of $41,040 (including $9,487 in interest).

Debt-to-Earnings Ratio: 0.84x. This ratio is approaching the caution zone. Graduates may face significant loan payments relative to income.

Financial Aid Profile

20.0% of students at University of Phoenix-Hawaii receive Pell Grants (federal need-based aid for families earning under ~$60,000), 39% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

30.0% of students take federal loans, 36% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.

Student Body & Campus Diversity

University of Phoenix-Hawaii: Private For-Profit Institution with Higher Debt and Moderate Earnings

Report Card: Overall Grade C

University of Phoenix-Hawaii receives an overall grade of C based on six dimensions:

  • Outcomes: C

College Analysis

University of Phoenix-Hawaii is a Private For-Profit institution in Kapolei, HI. Academics: Offers a range of online programs but lacks on-campus resources. Value: Higher median debt compared to public institutions, but earnings potential is moderate. Outcomes: Graduates have a median earnings of $37,752 after 10 years, which is below the national average. Peer Comparison: Generally outperforms in earnings but lags in debt compared to public universities.

The Verdict: Is University of Phoenix-Hawaii Worth It?

The University of Phoenix-Hawaii presents a complex value proposition, particularly when weighed against its median earnings and debt. With a median 10-year earning of $37,752 and a median debt of $31,553, graduates are looking at a debt-to-earnings ratio that is concerning. This means that, on average, it takes a significant portion of a graduate's annual income to repay their loans. The estimated payoff timeline for this debt, assuming a standard repayment plan and considering the median earnings, could easily extend beyond 10 years, especially after accounting for interest and living expenses. Given the lack of specific ROI score and the relatively low median earnings compared to the debt incurred, the University of Phoenix-Hawaii does not appear to be a strong financial investment for the average student. While it may offer flexibility and accessibility, particularly for working adults or those in remote areas of Hawaii, the financial return on investment is questionable. It is crucial for prospective students to meticulously research program-specific outcomes and costs. Without strong evidence of significantly higher earning potential in specific fields, this institution is likely overpriced for the average graduate's financial trajectory. A clear recommendation is to explore alternative pathways, including community colleges, public universities in Hawaii, or online programs from institutions with demonstrably better earnings outcomes, before committing to the University of Phoenix-Hawaii.

Return on Investment

The degree from University of Phoenix-Hawaii may not be the most cost-effective option, but it can still be worth it for students who prioritize earning potential and flexibility.

Debt Reality Check

Median student debt at University of Phoenix-Hawaii: $31,553. Monthly payment on a standard 10-year plan: $358/month. Total repaid: $42,960 ($11,407 in interest).

Breakeven vs high school diploma: 4.1 years. Debt burden: Moderate. Salary needed for comfortable repayment: $42,960.

Strengths

  • Online program flexibility
  • Wider range of specialized programs

Weaknesses

  • Higher median debt
  • Limited on-campus resources

Academic Profile

The University of Phoenix-Hawaii's academic offerings are tailored to meet the needs of a diverse student population, with a strong emphasis on career-relevant programs. While specific departmental strengths can vary, the university generally focuses on fields such as business, management, technology, and health sciences, which are in demand within the Hawaiian economy and beyond. Research opportunities are typically integrated into coursework and capstone projects, allowing students to apply theoretical knowledge to practical, real-world scenarios relevant to their professional lives. Faculty quality is a key consideration, and while specific faculty salaries for the Hawaii campus are not publicly detailed, the University of Phoenix system aims to employ experienced professionals and academics. The student-to-faculty ratio is managed to ensure personalized attention, though exact figures for the Hawaii location are not readily available. Honors programs are not a prominent feature, as the university's model is geared towards broader accessibility. Study abroad opportunities are unlikely given the institution's focus and location. Academic support resources are crucial for its student body, and the University of Phoenix-Hawaii likely provides robust online tutoring, writing centers, and academic advising services designed to support adult learners who may be returning to education after a significant break. Popular programs often include the Bachelor of Science in Business Administration, Master of Business Administration, and various technology-related degrees, all designed with workforce readiness in mind.

Financial Aid Guide for University of Phoenix-Hawaii

Pell Grant recipients: 20.0%. Students taking federal loans: 30.0%.

Navigating financial aid at the University of Phoenix-Hawaii requires understanding its structure as a private, for-profit institution. Merit-based aid, in the traditional sense of scholarships awarded for high GPAs or test scores, is less common here. The primary source of financial assistance will be federal and private loans, along with potential grants. For students demonstrating financial need, the Free Application for Federal Student Aid (FAFSA) is the gateway to Pell Grants, which can significantly reduce the out-of-pocket cost of tuition. For the 2023-2024 academic year, the maximum Pell Grant was $7,395. Federal Direct Loans are also a major component, with undergraduate students typically eligible for up to $12,500 per year, and graduate students up to $20,500 per year. Work-study programs may be available, offering part-time employment opportunities to help cover educational expenses. Typical aid packages for lower-income students might combine Pell Grants with federal loans, potentially covering a substantial portion of tuition and fees. For middle-income families, federal loans will likely form the bulk of the aid. Given the for-profit model, negotiating aid packages is generally not a standard practice, as tuition and aid structures are often pre-determined. It's crucial for prospective students to work closely with the University of Phoenix's financial aid office to understand their specific eligibility and the total cost of attendance, which includes tuition, fees, books, and living expenses, to create a realistic financial plan. The median debt for graduates is $31,553, which is a critical figure to consider when evaluating the long-term financial implications of enrollment.

Hidden Costs at University of Phoenix-Hawaii

  • Textbooks and course materials can range from $500 to $1,500 per academic year, depending on the program and specific course requirements.
  • Technology fees, often charged per credit or per term, can add an estimated $50 to $200 annually for access to online platforms and support.
  • Transportation costs to the Kapolei campus for in-person classes or services can vary significantly based on distance, averaging $100 to $300 per month for fuel and vehicle maintenance.
  • Parking permits, if required for on-campus access, might cost between $50 to $150 per year.
  • Student health insurance is often a mandatory fee or an option to purchase, potentially adding $1,000 to $3,000 annually if not covered by another plan.
  • Supplies and equipment specific to certain programs (e.g., software licenses, lab kits) could incur an additional $200 to $500 per year.
  • Internet access and a reliable computer are essential for online coursework, representing an ongoing cost of $50 to $100 per month for service and potential hardware upgrades.

Alumni Outcomes & Career Paths

Graduates from the University of Phoenix-Hawaii often find themselves navigating the unique job market of the Hawaiian Islands, with many seeking roles within the state's dominant industries. While specific data on major employers actively recruiting from the Kapolei campus is limited, common sectors for alumni include healthcare, education, and government. For instance, graduates in nursing and healthcare administration may find opportunities with major providers like Hawaii Pacific Health or The Queen's Health Systems. Those with degrees in education might pursue roles within the Hawaii Department of Education. The military presence in Hawaii also creates a demand for administrative, IT, and support roles, potentially with companies like Booz Allen Hamilton or Leidos that contract with military installations.

Career services at for-profit institutions like University of Phoenix can vary, but their focus is typically on practical job placement. Internship pipelines are often facilitated through partnerships with local businesses and organizations, though these may not be as extensive as those at larger, traditional universities. Geographic hiring patterns strongly favor remaining within Hawaii, given the logistical challenges and costs associated with relocating to the mainland. While a significant portion of alumni may remain on the islands, some may seek opportunities in other states, particularly if their field has a national demand and they are willing to relocate. Data on graduate school placement rates is not readily available, suggesting that the primary career path for most graduates is direct entry into the workforce rather than further academic pursuits. Notable alumni are not widely publicized, which is common for institutions with a large, dispersed student body and a focus on career-oriented education.

Campus Life & Culture at University of Phoenix-Hawaii

The student body at University of Phoenix-Hawaii is predominantly composed of adult learners, many of whom are working professionals seeking to advance their careers or change fields. Diversity in age, background, and experience is a hallmark, with students often balancing academic pursuits with significant personal and professional commitments. Students who thrive here are typically self-motivated, disciplined, and possess strong time-management skills, capable of succeeding in a flexible, often online, learning environment.

The University of Phoenix-Hawaii, located in Kapolei on the island of Oahu, offers a unique educational experience primarily focused on adult learners and working professionals. As a for-profit institution, its campus life is less about traditional residential experiences and more about flexible learning environments designed to accommodate busy schedules. While there isn't a sprawling traditional campus with dormitories and a vibrant social scene in the way a large public university might offer, the Kapolei location serves as a hub for students in the region. The 'vibe' is professional and goal-oriented, with students often balancing coursework with careers and family responsibilities. Social interaction tends to occur organically within classrooms or through online forums, fostering a sense of community among individuals with shared academic and professional aspirations. There are no Greek life or NCAA athletics to speak of, as the focus is squarely on academic and professional development. Student organizations might exist, but they are likely to be program-specific or professional development-oriented rather than social clubs. Dining options are not centralized on a traditional campus, meaning students typically rely on local Kapolei eateries or bring their own meals. Housing is also entirely off-campus, with students residing in the surrounding communities of Oahu. The primary 'campus feature' is the accessibility and convenience for those living and working in Hawaii, providing a pathway to higher education without the need to relocate.

Campus Highlights

  • Convenient Kapolei location serving the Leeward Oahu community.
  • Flexible learning formats designed for working adults and families.
  • Focus on career-relevant programs with direct ties to the Hawaiian job market.
  • Experienced faculty often comprised of industry professionals.
  • Online resources and support systems tailored for distance learners.
  • Accessibility to higher education without requiring relocation from Hawaii.
  • A professional and goal-oriented learning environment.

Location & Regional Advantages

The University of Phoenix-Hawaii's location in Kapolei, Oahu, places it within the most populous and economically active region of the state. Kapolei is known as Oahu's 'second city,' offering a growing commercial and residential hub. The local job market is heavily influenced by tourism, the military, healthcare, and government sectors. Proximity to Honolulu, the state capital and primary business center, is a significant advantage, providing access to a wider array of employment opportunities. Major employers on Oahu include Hawaii Pacific Health, The Queen's Health Systems, the Department of Defense, and various hospitality groups like Hilton Worldwide and Marriott International.

The cost of living in Hawaii, particularly on Oahu, is notoriously high, which can impact the perceived value of a degree if earnings do not keep pace. However, the quality of life is often cited as a major draw, with abundant natural beauty, outdoor recreational activities, and a unique cultural environment. The weather is consistently pleasant year-round. Safety is generally good, though like any urban area, crime rates can vary by neighborhood. For University of Phoenix-Hawaii graduates, the geographic advantage lies in its connection to the local economy. While the islands present unique logistical challenges for businesses and individuals, a degree from a locally accessible institution like UoP-Hawaii can be advantageous for those committed to building a career within the state. It offers a pathway to employment in sectors that are consistently in demand, even if the overall job market is smaller and more specialized than on the mainland.

How to Get Into University of Phoenix-Hawaii

Applying to the University of Phoenix-Hawaii is generally a straightforward process designed for accessibility, particularly for adult learners. Unlike highly selective institutions, there are no Early Decision or Early Action advantages, as the admissions timeline is more flexible. The admissions office primarily values a student's motivation, life experience, and clear career goals. While specific GPA and test score ranges are not emphasized as strict cutoffs, a strong academic record and a history of academic success are beneficial. The university often has open enrollment policies for many of its programs, meaning the focus is less on rigorous selection and more on ensuring students meet basic prerequisites and are prepared for college-level work. Essays are typically not a major component of the application, but any personal statements should clearly articulate career aspirations and how the chosen program aligns with those goals. Demonstrated interest is not a formal policy, but engaging with an admissions advisor to discuss program options and financial aid is highly recommended. The timeline is generally flexible, with rolling admissions for many programs, allowing students to apply and enroll throughout the year. It's advisable to begin the application process at least 2-3 months before your desired start date to allow ample time for financial aid processing and course registration.

How University of Phoenix-Hawaii Compares to Similar Schools

Similar schools: Hawaii Pacific University, Chaminade University of Honolulu, University of Hawaii at Manoa

Advantages

  • Greater flexibility and online learning options catering to non-traditional students.
  • Potentially more accessible admission standards for some programs.
  • Focus on career-specific training relevant to the Hawaiian job market.

Disadvantages

  • Significantly lower median earnings compared to graduates from public or non-profit private institutions in Hawaii.
  • Higher student debt burden relative to earning potential.
  • Less robust traditional campus experience and alumni network compared to established non-profit universities.

Best For

  • Students seeking on-campus experiences or preferential treatment from public institutions.
  • Prospective students looking for lower debt and higher earnings potential.
  • Individuals who need financial aid or scholarships, which are less available at for-profit institutions.

Avoid If

  • Students who prioritize earning potential over debt levels.
  • Working professionals who need flexible learning options.

Frequently Asked Questions about University of Phoenix-Hawaii

How much does it cost to attend University of Phoenix-Hawaii?

In-state tuition at University of Phoenix-Hawaii is N/A per year, and out-of-state tuition is N/A per year. The median student debt at graduation is $31,553.

How much do University of Phoenix-Hawaii graduates earn?

The median earnings for University of Phoenix-Hawaii graduates 10 years after enrollment is $37,752. With median debt of $31,553, graduates earn roughly 1.2x their debt level annually.

Where is University of Phoenix-Hawaii located?

University of Phoenix-Hawaii is located in Kapolei, HI. It is a Private For-Profit institution.

How much student debt do University of Phoenix-Hawaii graduates have?

The median student debt for University of Phoenix-Hawaii graduates is $31,553. With median earnings of $37,752 ten years after enrollment, graduates can expect a debt-to-income ratio of 84%.

Is University of Phoenix-Hawaii a good college?

University of Phoenix-Hawaii has a graduation rate of N/A and median post-graduation earnings of $37,752. Higher median debt than most public institutions.

How does University of Phoenix-Hawaii compare to similar colleges?

Limited on-campus resources despite being in Hawaii. While University of Phoenix-Hawaii offers online programs and decent earnings, its higher debt levels make it less value-for-money compared to public institutions.

What career prospects do University of Phoenix-Hawaii graduates have?

Graduates are well-suited for roles that can be performed remotely and require specific skills, such as IT support or administrative positions.

What should prospective students know about University of Phoenix-Hawaii?

University of Phoenix-Hawaii is positioned in a niche market for online education, catering to students who prefer flexible learning and are willing to take on higher debt.

What makes University of Phoenix-Hawaii stand out?

Moderate earnings potential after 10 years.

What are the pros and cons of attending University of Phoenix-Hawaii?

Primarily online programs with no physical campus in Hawaii.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.