University of Northwestern-St Paul
Saint Paul, MN 55113-1598 — Private Nonprofit
Value Score: 55/100 | ROI Score: -67 | Affordability Score: 55/100
Tuition (In-State): $37,920 | Out-of-State: $37,920
Acceptance Rate: 93.5% | Graduation Rate: 68.3% | Retention Rate: 82.9%
Median Earnings (10yr): $50,755 | Median Debt: $21,325
SAT Average: 1173
Student Body Size: 1,442 (small)
Pell Grant Recipients: 15.7% | Federal Loan Rate: 27.1%
Average Faculty Salary: $6,608/month
Tuition & Affordability Analysis
In-state tuition at University of Northwestern-St Paul is $37,920 per year, which is 4% below the national average for private institutions.
Out-of-state students pay $37,920/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $151,680 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of Northwestern-St Paul:
- Families earning $0–$30,000: $26,696/year
- Families earning $30,001–$48,000: $23,884/year
- Families earning $48,001–$75,000: $21,689/year
- Families earning $75,001–$110,000: $25,267/year
- Families earning $110,000+: $31,348/year
Low-income families receive an average discount of $11,224/year, paying just 70% of the sticker price.
Admissions Snapshot
University of Northwestern-St Paul has an acceptance rate of 93.5%, placing it in the Open Admission (85%+) category. This means roughly 386 students apply each year.
University of Northwestern-St Paul accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
The average SAT score of admitted students is 1173, 11% above the national average. This is within the mid-range nationally.
Graduate Outcomes & Return on Investment
68.3% of students at University of Northwestern-St Paul complete their degree, 10% above the national average. This is a solid graduation rate.
First-year retention rate: 82.9% (near the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of University of Northwestern-St Paul earn a median salary of $50,755 ten years after enrollment, 24% above the national average. This represents a $15,755/year earnings premium over the average high school diploma holder, or $472,650 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $21,325, near the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $231/month, with a total repayment of $27,720 (including $6,395 in interest).
Debt-to-Earnings Ratio: 0.42x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of Northwestern-St Paul pays for itself in approximately 10 years. This is a reasonable investment timeline.
Financial Aid Profile
15.7% of students at University of Northwestern-St Paul receive Pell Grants (federal need-based aid for families earning under ~$60,000), 52% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
27.1% of students take federal loans, 42% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $6,608/month, 24% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
University of Northwestern-St Paul enrolls 1,442 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 39/100 (higher = more diverse). The student body is less diverse than average.
Student body composition: White 78%, Hispanic 7%, Black 5%, Asian 4%.
University of Northwestern-St Paul: Accessible Admission with Mixed Value and Outcomes
- UNW-St. Paul: Is Faith-Based Education Worth the Investment in the Twin Cities?
- Shaping Leaders for Service: How UNW-St. Paul Graduates Impact the Twin Cities and Beyond
- Discover Purpose and Community: The Unique Student Experience at University of Northwestern-St. Paul
Report Card: Overall Grade D+
University of Northwestern-St Paul receives an overall grade of D+ based on six dimensions:
- Academics: D+
- Value: F
- Outcomes: C+
- Affordability: B
College Analysis
University of Northwestern-St Paul is a Private Nonprofit institution in Saint Paul, MN with approximately 1,442 students. Academics: The university has a high admission rate, suggesting it may be more accessible for students. Value: The median debt is relatively low, but the ROI score is negative, indicating potential financial drawbacks. Outcomes: Graduates have a decent earning potential, but the graduation rate is below average.
The Verdict: Is University of Northwestern-St Paul Worth It?
Let's be direct: for the average student, the University of Northwestern-St Paul is likely an **overpriced** investment based purely on financial metrics. With an in-state tuition of $37,920 (and the same for out-of-state), a median 10-year earnings of $50,755, and a median debt of $21,325, the ROI Score of -67 paints a clear picture. Consider this: four years of tuition alone totals over $150,000 before factoring in living expenses, books, and fees. While the median debt of $21,325 is manageable, it represents a significant portion of the first year's median earnings. Paying off that debt, even with a standard 10-year repayment plan, will consume a notable percentage of a graduate's income, especially when considering the relatively modest median earnings. For students whose primary goal is maximizing financial return on investment, UNW-St Paul presents a challenging proposition. However, this verdict comes with a crucial caveat: UNW-St Paul is a private, faith-based institution. Its value proposition extends beyond mere financial outcomes to include a specific spiritual and community experience. For students who deeply prioritize this unique environment, the 'worth' might be measured differently. But from a purely economic standpoint, without substantial financial aid, it's a tough sell. **Recommendation:** If the faith-based community and specific academic programs (like ministry or communications) are paramount to your college choice, and you can secure significant financial aid to reduce the sticker price, UNW-St Paul could be a fit. Otherwise, for most students seeking a strong financial return, it's advisable to explore more cost-effective alternatives or schools with higher median earnings outcomes.
Return on Investment
Given the negative ROI score and below-average graduation rate, the degree may not be worth the cost for many students.
Debt Reality Check
Median student debt at University of Northwestern-St Paul: $21,325. Monthly payment on a standard 10-year plan: $242/month. Total repaid: $29,040 ($7,715 in interest).
Breakeven vs high school diploma: 1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $29,040.
Strengths
- Accessible admission
- Low median debt
- Decent earning potential
Weaknesses
- Negative ROI score
- Below-average graduation rate
- Below-average median earnings for specialized fields
Academic Profile
SAT Average: 1173. Retention Rate: 82.9%.
Academics at the University of Northwestern-St Paul are characterized by a commitment to integrating faith and learning, providing a robust liberal arts education within a Christian worldview. With a student body of 1,442, class sizes are typically small, fostering personalized attention and strong faculty-student mentorship. While specific faculty salary data isn't available, the emphasis at UNWSP is on professors who are not only experts in their fields but also dedicated mentors committed to the spiritual and intellectual development of their students.
UNWSP offers over 70 undergraduate programs, with particular strengths often found in its School of Business, which provides majors in areas like Accounting, Marketing, and Management, preparing students for ethical leadership in the marketplace. The Department of Communication is also highly regarded, offering programs in areas such as Public Relations, Digital Media, and Journalism, often leveraging the university's own media outlets like KTIS radio. Nursing is another popular and rigorous program, known for its clinical placements and strong outcomes. The College of Arts & Sciences provides a solid foundation across disciplines, with notable programs in Biblical Studies, Education, Music, and Psychology, all taught from a Christian perspective.
Research opportunities for undergraduates are primarily faculty-mentored, allowing students to work closely with professors on projects within their major. This hands-on experience is invaluable for those considering graduate school or specific career paths. The Honors Program offers an enriched curriculum and unique research opportunities for high-achieving students, providing an even deeper academic challenge. Study abroad is encouraged, with various programs available that often incorporate a service or mission component, aligning with the university's global engagement goals. Students can explore options ranging from short-term trips to semester-long programs in diverse locations.
Academic support resources are comprehensive, including a Writing Center, peer tutoring services, and disability support services, all designed to help students succeed. The academic advising system is robust, ensuring students receive guidance on course selection, career planning, and spiritual formation. The curriculum is designed to not only impart knowledge but also to cultivate critical thinking, ethical reasoning, and a servant's heart, preparing graduates to make a meaningful impact in their chosen professions and communities.
Financial Aid Guide for University of Northwestern-St Paul
Pell Grant recipients: 15.7%. Students taking federal loans: 27.1%.
Navigating financial aid at the University of Northwestern-St Paul is a critical step for most prospective students, especially with a tuition of $37,920. UNWSP is committed to making its faith-integrated education accessible, and a significant percentage of students receive some form of financial assistance. The first step for all applicants is to complete the Free Application for Federal Student Aid (FAFSA) as early as possible after October 1st each year. This determines eligibility for federal and state grants, federal work-study, and federal student loans.
UNWSP offers a robust array of institutional merit-based scholarships, which are awarded based on academic achievement (GPA, rigor of high school curriculum), leadership, and sometimes specific talents (e.g., music, athletics). While there's no specific SAT/ACT midpoint provided, strong academic records are highly valued. For example, students with a high GPA might qualify for scholarships ranging from $10,000 to $20,000 annually, significantly reducing the sticker price. These scholarships are typically renewable if academic standards are maintained. There are also specific scholarships for students demonstrating a commitment to Christian service or leadership.
Need-based aid, determined by the FAFSA, includes institutional grants from UNWSP, which can bridge the gap between tuition and what families can afford. While specific Pell Grant and Federal Loan rates are not provided, eligible students will receive these federal funds. Federal Work-Study is also available, allowing students to earn money for educational expenses through part-time jobs on campus. A typical aid package for a student with demonstrated need might include a combination of institutional merit aid, UNWSP grants, federal Pell Grants (if eligible), and federal student loans. Given the median debt of $21,325 for graduates, it's realistic to expect that loans will be a component of many aid packages.
To maximize aid, apply early, ensure your FAFSA is accurate, and submit any additional scholarship applications UNWSP requires. While UNWSP's admissions rate is high (93.5%), demonstrating strong academic potential and a clear fit with the university's mission can strengthen your scholarship profile. Negotiating aid is sometimes possible, especially if you have competing offers from similar institutions; a polite, well-reasoned appeal to the financial aid office, highlighting any changes in financial circumstances or stronger offers, can occasionally result in additional institutional aid.
Hidden Costs at University of Northwestern-St Paul
- Beyond tuition, students should budget approximately $1,200-$1,500 annually for textbooks and course materials, which can vary significantly by major.
- Personal expenses, including toiletries, laundry, entertainment, and incidentals, typically add another $1,500-$2,500 per year to a student's budget.
- Transportation costs, whether for travel home during breaks or local commuting, can range from $500 to $1,500 annually depending on distance and frequency.
- Students bringing a car to campus should anticipate a parking permit fee, which can be around $200-$400 per academic year.
- Health insurance is a crucial consideration; if not covered by a family plan, students may need to budget $2,000-$3,000 annually for a university-sponsored or private plan.
- Specific course fees, lab fees, or technology fees for certain programs (e.g., Nursing, Music, Digital Media) can add an extra $100-$500 per semester.
- While meal plans are included for residents, additional dining out or snack purchases can easily add $300-$600 per year to food expenses.
Alumni Outcomes & Career Paths
Graduates from the University of Northwestern-St Paul (UNW-St Paul) primarily find their footing within the robust Twin Cities metropolitan area, leveraging the school's strong local network and faith-based community connections. While UNW-St Paul doesn't typically place graduates into Fortune 500 companies at the same rate as larger research institutions, its alumni are highly sought after in specific sectors where character, service, and strong communication skills are valued.
Major employers that frequently recruit UNW-St Paul graduates include local school districts such as Saint Paul Public Schools and Roseville Area Schools, healthcare systems like M Health Fairview and Allina Health, and a wide array of non-profit organizations and churches across the region. For instance, alumni are often found in roles at organizations like Feed My Starving Children, Union Gospel Mission, and various local ministries. In the business sector, graduates often secure positions in marketing, human resources, and management within regional companies, including those in financial services (e.g., Thrivent Financial, U.S. Bank branches) and media (e.g., Northwestern Media, local broadcasting stations).
Industries where alumni cluster include Education (teachers, administrators, coaches), Healthcare (nurses, therapists, support staff), Ministry and Non-profit Leadership, and Communications (broadcasting, journalism, public relations). The school's strong programs in these areas directly feed into these local needs.
Graduate school placement rates are solid for a school of its size, with many students pursuing advanced degrees in education, theology, counseling, and business at institutions like the University of St. Thomas, Bethel University, and even the University of Minnesota, often staying within the state.
UNW-St Paul's Career Services department is known for its personalized approach, offering one-on-one counseling, resume workshops, and networking events tailored to the student body. They maintain strong internship pipelines with local businesses, churches, and non-profits, providing students with practical experience before graduation. For example, students in communications might intern at local radio stations or production companies, while education majors gain experience in area schools.
Geographic hiring patterns show a significant concentration of alumni remaining in Minnesota, particularly the Twin Cities. However, the school's ministry and missions-focused programs also lead to national and international placements for those pursuing careers in global service or church leadership. While not boasting a long list of nationally famous alumni, UNW-St Paul prides itself on producing graduates who make a tangible impact in their communities and chosen fields, often in leadership roles within faith-based organizations or local institutions.
Campus Life & Culture at University of Northwestern-St Paul
The University of Northwestern-St Paul attracts a student body primarily composed of individuals seeking a faith-integrated education within a supportive Christian community. While students come from across the U.S. and internationally, a significant portion hails from Minnesota and the surrounding Midwest. The ideal student for UNWSP is one who is committed to their faith, values a close-knit community, and is eager to engage in both rigorous academics and spiritual growth.
Life at the University of Northwestern-St Paul (UNWSP) is deeply shaped by its Christian mission, fostering a close-knit, supportive community where faith is integrated into every aspect of the student experience. With 1,442 students, the campus feels intimate, allowing for strong relationships with peers and faculty. Social life isn't dominated by a traditional 'party scene'; instead, it revolves around campus-sponsored events, student organizations, and spiritual development. Students often gather for weekly chapel services, small group Bible studies, and service projects, which are central to the UNWSP identity.
Housing is a significant part of the freshman and sophomore experience, with traditional residence halls like Miller and Ramsey providing a vibrant community hub. Upperclassmen often have options for apartment-style living on or near campus. Dining services offer various options in the Billy Graham Community Life Commons, including a main dining hall with diverse meal choices and a café for quick bites and coffee. Meal plans are mandatory for resident students and flexible for commuters.
Student organizations are plentiful, ranging from academic clubs and intramural sports to worship teams, ministry groups, and cultural associations. There is no Greek life at UNWSP, aligning with its Christian values, but students find ample opportunities for leadership and involvement through these diverse groups. Athletics are a major source of school spirit, with the UNWSP Eagles competing in NCAA Division III as part of the Upper Midwest Athletic Conference (UMAC). Popular sports include basketball, soccer, and volleyball, drawing enthusiastic crowds to the Ericksen Center.
The campus itself, located in the vibrant suburb of Roseville, offers a beautiful, well-maintained environment with modern facilities and green spaces. Its proximity to both downtown Saint Paul and Minneapolis means students have easy access to internships, cultural events, professional sports, and diverse dining options, providing a balance between a tight-knit campus bubble and big-city opportunities. Traditions like 'Welcome Week' and various spiritual retreats help new students integrate, while annual events like 'Homecoming' and 'Christmas at Northwestern' foster a strong sense of belonging and community throughout the year. The general vibe is one of intentional community, academic rigor, and spiritual growth, attracting students who are serious about their faith and their future.
Campus Highlights
- A vibrant, faith-integrated community where Christian values are central to academics and campus life, including weekly chapel services.
- Strategic location in the Saint Paul/Minneapolis metropolitan area, offering extensive internship, cultural, and professional opportunities.
- Small class sizes and a strong emphasis on faculty-student mentorship, ensuring personalized academic and spiritual guidance.
- Robust programs in Business, Communication, Nursing, and Biblical Studies, known for their practical application and ethical foundations.
- A strong NCAA Division III athletics program (the Eagles), fostering school spirit and providing opportunities for student-athletes.
- Modern campus facilities and beautiful green spaces, providing a welcoming and conducive environment for learning and community.
- A commitment to service and global engagement, with numerous opportunities for mission trips and community outreach.
Location & Regional Advantages
The University of Northwestern-St Paul benefits immensely from its prime location in Saint Paul, MN, placing students directly within the vibrant and diverse Twin Cities metropolitan area. This strategic positioning offers significant geographic advantages for career outcomes. The local job market is robust and highly diversified, boasting headquarters for numerous Fortune 500 companies such as Target, 3M, General Mills, Ecolab, and U.S. Bank. This provides a wealth of internship and post-graduation employment opportunities across various sectors, including finance, retail, food science, healthcare, and technology. For UNW-St Paul graduates, this means access to a broad spectrum of entry-level positions and career paths, particularly in education, healthcare, and non-profit sectors that thrive in the Twin Cities.
While the cost of living in the Twin Cities is higher than in rural Minnesota, it remains moderate compared to coastal major metropolitan areas, making it a relatively affordable place for new graduates to start their careers. Proximity to industry hubs is a major plus; downtown Minneapolis and St. Paul, along with numerous corporate campuses in the surrounding suburbs, are easily accessible, facilitating networking, internships, and job searches.
The quality of life in the Twin Cities is consistently ranked high, characterized by extensive park systems, numerous lakes, a thriving arts and culture scene, and a strong sense of community. Students and graduates can enjoy professional sports, diverse culinary experiences, and a wide array of outdoor activities. The weather features four distinct seasons, with warm summers and cold, snowy winters, which is a significant factor for those not accustomed to northern climates but offers unique recreational opportunities. Safety, like any major city, varies by neighborhood, but St. Paul generally offers safe and welcoming communities, particularly around the university campus.
Ultimately, the Twin Cities location profoundly enhances career opportunities post-graduation. The sheer volume and diversity of employers, coupled with a strong network of UNW-St Paul alumni and community partners, provide a fertile ground for graduates to launch successful careers, often without needing to relocate immediately after earning their degree. This local embeddedness is a key asset for the university and its students.
How to Get Into University of Northwestern-St Paul
Given the University of Northwestern-St Paul's admission rate of 93.5%, it is considered a highly accessible institution. The admissions process focuses less on extreme selectivity and more on identifying students who are a good fit for its Christian mission and academic environment. While there's no specific SAT/ACT midpoint provided, UNWSP is test-optional, meaning strong academic performance in high school, reflected in your GPA, is the primary indicator of readiness. A GPA of 2.75 or higher on a 4.0 scale is generally a good target, demonstrating a solid academic foundation.
The admissions office highly values demonstrated interest and a clear understanding of UNWSP's unique identity. Attending campus visits, participating in virtual information sessions, or engaging with an admissions counselor are all excellent ways to show you're serious about Northwestern. Early Action (EA) is typically offered and, while not strictly necessary for admission due to the high acceptance rate, it can provide an earlier decision, priority for housing selection, and potentially better consideration for institutional scholarships.
Your application essay is a crucial component, offering an opportunity to articulate your personal story, your faith journey, and how you envision yourself thriving within UNWSP's Christian community. Rather than trying to impress with overly complex language, focus on authenticity, clarity, and sincerity. Topics that explore your values, your commitment to service, or how you integrate your faith into your academic and personal life will resonate strongly. Extracurricular involvement, leadership roles, and community service are also important, showcasing a well-rounded profile and a willingness to contribute to the campus community.
For timeline recommendations, applying by early fall (e.g., November 1st for Early Action) is advisable to ensure you receive an admissions decision and financial aid package in a timely manner, allowing ample time for planning. While UNWSP often operates on a rolling admissions basis, applying earlier can also give you an advantage in securing preferred housing options. Ultimately, the strategy for admission to UNWSP is to present a genuine reflection of who you are, your academic capabilities, and your alignment with the university's mission and values.
How University of Northwestern-St Paul Compares to Similar Schools
Similar schools: Bethel University (St. Paul, MN), Concordia University, St. Paul (St. Paul, MN), Augsburg University (Minneapolis, MN), Crown College (St. Bonifacius, MN)
Advantages
- Strong, tight-knit faith-based community and spiritual formation focus.
- Excellent location in the heart of the Twin Cities, offering urban opportunities.
- Personalized attention and smaller class sizes due to its intimate student body.
- Specific strengths in programs like Communications, Ministry, and Music.
Disadvantages
- Higher tuition cost relative to median earnings and ROI compared to some peers.
- Smaller alumni network and potentially fewer diverse academic offerings than larger universities.
- Less national recognition or research opportunities compared to larger, more secular institutions.
Best For
- Students seeking highly specialized programs or high earning potential in specific fields may find better options elsewhere.
- Prospective students looking for a high ROI may want to consider other institutions.
Avoid If
- Students with high financial aid needs may find the tuition and affordability score challenging.
- Those prioritizing a high graduation rate may want to explore other options.
Frequently Asked Questions about University of Northwestern-St Paul
How much does it cost to attend University of Northwestern-St Paul?
In-state tuition at University of Northwestern-St Paul is $37,920 per year, and out-of-state tuition is $37,920 per year. The median student debt at graduation is $21,325.
What is the acceptance rate at University of Northwestern-St Paul?
University of Northwestern-St Paul has an acceptance rate of 93.5%.
What is the graduation rate at University of Northwestern-St Paul?
University of Northwestern-St Paul has a graduation rate of 68.3%.
How much do University of Northwestern-St Paul graduates earn?
The median earnings for University of Northwestern-St Paul graduates 10 years after enrollment is $50,755. With median debt of $21,325, graduates earn roughly 2.4x their debt level annually.
How big is University of Northwestern-St Paul?
University of Northwestern-St Paul has approximately 1,442 students and is classified as a small institution. It is located in Saint Paul, MN and is a Private Nonprofit institution.
Is University of Northwestern-St Paul worth the cost?
University of Northwestern-St Paul has an ROI score of -67 out of 100. With in-state tuition of $37,920 per year and median post-graduation earnings of $50,755, the data suggests the return on investment may be below average.
Where is University of Northwestern-St Paul located?
University of Northwestern-St Paul is located in Saint Paul, MN. It is a Private Nonprofit institution with approximately 1,442 students.
How much student debt do University of Northwestern-St Paul graduates have?
The median student debt for University of Northwestern-St Paul graduates is $21,325. With median earnings of $50,755 ten years after enrollment, graduates can expect a debt-to-income ratio of 42%.
Is University of Northwestern-St Paul a good college?
University of Northwestern-St Paul has a graduation rate of 68.3% and median post-graduation earnings of $50,755. High admission rate (93.47%)
How does University of Northwestern-St Paul compare to similar colleges?
Low median debt ($21,325) While the university offers accessible admission and low debt, the negative ROI score and below-average graduation rate suggest it may not be the best value compared to peer institutions.
What career prospects do University of Northwestern-St Paul graduates have?
Graduates are well-positioned for careers in fields that do not require a high degree of specialization, but may face challenges in industries with higher earning potential.
What should prospective students know about University of Northwestern-St Paul?
The college is positioned in a competitive market among small private institutions in Minnesota, offering a niche in accessible higher education.
What makes University of Northwestern-St Paul stand out?
Below-average graduation rate (68.25%)
What are the pros and cons of attending University of Northwestern-St Paul?
Decent median earnings 10 years post-graduation ($50,755)
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.