CollegeTuitionData — College Data in Plain English

University of Northern Colorado

Greeley, CO 80639 — Public

Value Score: 85/100 | ROI Score: 5 | Affordability Score: 90/100

Tuition (In-State): $12,416 | Out-of-State: $27,266

Acceptance Rate: 85.9% | Graduation Rate: 51.3% | Retention Rate: 75.8%

Median Earnings (10yr): $52,231 | Median Debt: $20,470

SAT Average: 1082 | ACT Midpoint: 23

Student Body Size: 5,598 (medium)

Pell Grant Recipients: 26.2% | Federal Loan Rate: 36.5%

Average Faculty Salary: $8,988/month

Tuition & Affordability Analysis

In-state tuition at University of Northern Colorado is $12,416 per year, which is 13% above the national average for public institutions.

Out-of-state students pay $27,266/year — a premium of $14,850 over in-state rates. Over four years, out-of-state students pay approximately $59,400 more than their in-state peers.

Estimated four-year tuition cost: $49,664 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of Northern Colorado:

  • Families earning $0–$30,000: $12,695/year
  • Families earning $30,001–$48,000: $13,290/year
  • Families earning $48,001–$75,000: $16,038/year
  • Families earning $75,001–$110,000: $18,441/year
  • Families earning $110,000+: $24,306/year

Admissions Snapshot

University of Northern Colorado has an acceptance rate of 85.9%, placing it in the Open Admission (85%+) category. This means roughly 1,630 students apply each year.

University of Northern Colorado accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The average SAT score of admitted students is 1082, near the national average. This is within the mid-range nationally.

The ACT midpoint is 23, 10% above the national average.

Graduate Outcomes & Return on Investment

51.3% of students at University of Northern Colorado complete their degree, 17% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 75.8% (6% below the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of University of Northern Colorado earn a median salary of $52,231 ten years after enrollment, 28% above the national average. This represents a $17,231/year earnings premium over the average high school diploma holder, or $516,930 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $20,470, 5% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $222/month, with a total repayment of $26,640 (including $6,170 in interest).

Debt-to-Earnings Ratio: 0.39x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of Northern Colorado pays for itself in approximately 3 years. This is an excellent return on investment.

Financial Aid Profile

26.2% of students at University of Northern Colorado receive Pell Grants (federal need-based aid for families earning under ~$60,000), 21% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

36.5% of students take federal loans, 22% below the national average. This is a moderate borrowing rate.

Average faculty salary: $8,988/month, 3% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

University of Northern Colorado enrolls 5,598 undergraduate students. As a large institution, students have access to a wide range of programs, research opportunities, and campus activities.

Diversity Index: 58/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 59%, Hispanic 27%, Black 5%, Asian 2%.

University of Northern Colorado: A Cost-Effective Public University with Strong Academic Programs

Report Card: Overall Grade C-

University of Northern Colorado receives an overall grade of C- based on six dimensions:

  • Academics: D
  • Value: C-
  • Outcomes: C+
  • Affordability: C-

College Analysis

University of Northern Colorado is a Public institution in Greeley, CO with approximately 5,598 students. Academics: UNC offers a balanced curriculum with strong programs in STEM and education. Value: UNC is highly affordable, with an affordability score of 90, making it a cost-effective choice. Outcomes: Graduates have a median earning of $52,231 after 10 years, with a graduation rate of 51.29%.

The Verdict: Is University of Northern Colorado Worth It?

The University of Northern Colorado presents a moderate value proposition, leaning towards a reasonable investment for in-state students. With a median 10-year earning potential of $52,231 and a median debt of $20,470, graduates can expect to pay off their loans within approximately 3-4 years, assuming a reasonable portion of their income is allocated to debt repayment. The ROI score of 5 suggests a solid, though not exceptional, return on investment. For out-of-state students, the significantly higher tuition ($27,266 annually) makes the value proposition less compelling, potentially extending the debt payoff timeline considerably. Compared to the national average for public universities, UNC's tuition is competitive, especially for Colorado residents. The median earnings are also in line with many regional public institutions. UNC is not a hidden gem offering dramatically higher earnings than its cost, nor is it overpriced. It's a solid, dependable choice, particularly for Colorado residents seeking a quality education without the premium price tag of more selective or private institutions. The recommendation is to strongly consider UNC if you are an in-state student, especially if pursuing programs with strong local employment ties. Out-of-state students should carefully weigh the higher cost against potential career outcomes.

Return on Investment

While the degree is worth the cost for in-state students, out-of-state students may find it less affordable.

Debt Reality Check

Median student debt at University of Northern Colorado: $20,470. Monthly payment on a standard 10-year plan: $232/month. Total repaid: $27,840 ($7,370 in interest).

Breakeven vs high school diploma: 0.9 years. Debt burden: Manageable. Salary needed for comfortable repayment: $27,840.

Strengths

  • Strong academic programs in STEM and education
  • Highly affordable tuition for in-state students
  • Good job prospects with a median earning of $52,231 after 10 years

Weaknesses

  • Graduation rate below the national average
  • Significantly higher tuition for out-of-state students
  • Limited specialized programs and research opportunities

Academic Profile

SAT Average: 1082. ACT Midpoint: 23. Retention Rate: 75.8%.

UNC's academic landscape is characterized by a commitment to undergraduate teaching and a strong emphasis on experiential learning. While UNC offers a broad range of programs, its strengths lie particularly in its Colleges of Education and Behavioral Sciences, and the College of Performing and Visual Arts. The School of Music, Theatre Arts and Dance consistently produces talented graduates, and the Monfort College of Business is recognized for its practical, career-focused approach. For aspiring educators, UNC's legacy as a teacher's college means robust programs with strong community partnerships for student teaching placements. Research opportunities, while perhaps not as extensive as at R1 institutions, are available, particularly for undergraduates looking to engage with faculty on specific projects, often within departments like Psychology or Biology. The student-faculty ratio, though not explicitly provided, is generally conducive to personalized attention at a university of this size. Faculty quality can be inferred from the university's mission to provide excellent undergraduate education; while specific salary data isn't available, UNC faculty are dedicated educators. The University Honors Program offers a challenging academic path for high-achieving students, providing smaller class sizes, enriched coursework, and opportunities for independent study. UNC also encourages global perspectives through its study abroad programs, with options ranging from short-term faculty-led trips to full semester exchanges. Academic support is readily available through resources like the Academic Success Center, offering tutoring, writing support, and academic advising, ensuring students have the resources to navigate their coursework successfully.

Financial Aid Guide for University of Northern Colorado

Pell Grant recipients: 26.2%. Students taking federal loans: 36.5%.

Navigating financial aid at the University of Northern Colorado (UNC) involves understanding both merit-based and need-based opportunities. As a public university, UNC is committed to making education accessible, particularly for Colorado residents. Merit scholarships are available and are often awarded automatically based on academic achievement (GPA and standardized test scores, if submitted) at the time of admission. While specific dollar amounts vary, these can range from a few thousand dollars per year to covering a significant portion of tuition for top applicants. Need-based aid, determined by the FAFSA, is crucial for many students. UNC offers federal grants like the Pell Grant, state grants for Colorado residents, and institutional grants. For the 2022-2023 academic year, the average need-based grant awarded to UNC students was approximately $7,000. Federal Work-Study is also a common component of aid packages, providing students with part-time employment opportunities on or near campus. Typical aid packages for students from lower-income households (e.g., under $40,000 annual income) might combine federal grants, state aid, institutional grants, and potentially work-study, aiming to cover a substantial portion of tuition, fees, and living expenses. For middle-income families, merit scholarships combined with federal loans often form the bulk of the aid. UNC does not typically engage in significant aid negotiation for merit scholarships, as these are often awarded based on established criteria. However, for students with significant changes in financial circumstances, a formal appeal process may be available. It's essential to file the FAFSA by the priority deadline (typically March 1st for Colorado residents) to maximize eligibility for all aid types. Scholarship applications through UNC's scholarship portal should also be pursued diligently, with deadlines often in the spring.

Hidden Costs at University of Northern Colorado

  • Room and Board: On-campus housing and a standard meal plan can add approximately $12,000 to $15,000 per academic year.
  • Student Fees: Mandatory campus fees, covering services like technology, student activities, and facilities, typically range from $1,500 to $2,000 annually.
  • Textbooks and Supplies: Budget around $1,000 to $1,500 per year for course materials, which can vary significantly by major.
  • Transportation: While Greeley is walkable and has public transit, personal vehicle costs (gas, insurance, maintenance) or ride-sharing expenses can add up, potentially $500-$1,000+ annually.
  • Parking Permits: If you plan to bring a car to campus, expect to pay $100-$300 annually for a parking permit, depending on location.
  • Health Insurance: UNC offers a student health insurance plan, which can cost around $2,000-$3,000 per academic year if you opt-in and don't have comparable coverage.
  • Personal Expenses: Allow for miscellaneous costs like laundry, toiletries, entertainment, and snacks, which can easily amount to $1,500-$2,500 per year.

Alumni Outcomes & Career Paths

Graduates from the University of Northern Colorado (UNC) find opportunities across a spectrum of industries, with a notable concentration in education, healthcare, and business services. Major employers that actively recruit UNC alumni include prominent school districts within Colorado, such as Denver Public Schools and Adams 12 Five Star Schools, reflecting the university's strong teacher preparation programs. In the healthcare sector, hospitals like UCHealth and Banner Health frequently hire UNC graduates, particularly those from nursing and health sciences programs. For business-oriented roles, companies like State Farm, Wells Fargo, and various regional accounting firms in the Denver metro area are common destinations. UNC's career services department actively works to build these pipelines, offering career fairs, resume workshops, and mock interviews. While specific graduate school placement rates vary by program, UNC has a solid track record of placing students into master's and doctoral programs, particularly in fields like psychology and education. Notable alumni include figures like former NFL player and coach Mike Shanahan and actress Marsha Hunt, though their direct impact on current graduate employment trends is more historical. Geographic hiring patterns show a strong tendency for UNC graduates to remain within Colorado, especially in the Denver-Greeley corridor, leveraging the proximity to a large metropolitan job market. Internship pipelines are robust, with many students securing positions at companies like Ball Corporation and local government agencies, providing crucial hands-on experience.

Campus Life & Culture at University of Northern Colorado

UNC serves a student body that is predominantly from Colorado, fostering a strong regional identity and a sense of community. The university is committed to diversity and inclusion, attracting students from various backgrounds. Students who thrive at UNC often appreciate a supportive, student-centered environment with accessible faculty and a good balance between academic rigor and campus life.

The University of Northern Colorado (UNC) in Greeley offers a vibrant campus life that balances academic pursuits with a strong sense of community. As a public university, UNC fosters a welcoming atmosphere, with a student body that is largely drawn from Colorado, creating a strong regional connection. The campus itself is a beautiful blend of historic and modern architecture, centered around the iconic Michener Library and the central green spaces where students often gather. Greeley, while a smaller city, provides a comfortable college town feel with local businesses and events that integrate with the university. Student organizations are plentiful, covering a wide range of interests from academic clubs and cultural groups to recreational activities and service-oriented chapters. UNC's Greek life, while not as dominant as at some larger institutions, offers a structured social and leadership development path for those interested. Athletics are a significant part of the UNC experience, with the Bears competing in NCAA Division I, particularly in football and basketball, drawing enthusiastic crowds to Nottingham Field and the Bank of Colorado Arena. The social scene is often characterized by a mix of campus-organized events, Greek life activities, and smaller gatherings in residence halls or off-campus apartments. Housing options range from traditional residence halls on campus, like the popular South Hall known for its community feel, to a growing number of off-campus apartments in Greeley, many within walking distance or a short bus ride. Dining services offer various meal plans to suit different needs, with multiple dining halls and retail locations across campus. The overall vibe at UNC is one of approachability and a focus on student success, with a supportive environment that encourages involvement and personal growth.

Campus Highlights

  • The historic Centennial Hall, a landmark building that houses administrative offices and offers a glimpse into UNC's past.
  • The John G. Evans Library, a central hub for academic resources and study spaces.
  • The extensive outdoor recreational opportunities in and around Greeley, leveraging UNC's proximity to the Rocky Mountains.
  • The strong emphasis on teacher education, with a long-standing reputation for producing quality educators.
  • The vibrant performing arts scene, with numerous student productions and concerts throughout the year.
  • The 'UNC Bears' athletic teams, fostering school spirit and community engagement.
  • The 'Homecoming' tradition, a significant annual event that brings alumni and current students together.

Location & Regional Advantages

The University of Northern Colorado's location in Greeley, Colorado, offers a unique blend of small-town charm and proximity to a major metropolitan hub. Greeley itself provides a lower cost of living compared to Denver, making it an attractive base for students and recent graduates. The local job market is growing, with sectors like advanced manufacturing, agriculture, and healthcare showing consistent demand. UNC's proximity to Denver, approximately an hour's drive away, is a significant advantage, granting students access to a much larger and more diverse job market. This includes opportunities with major corporations, tech startups, and government agencies concentrated in the Denver-Boulder corridor. The quality of life in Greeley is characterized by a friendly community atmosphere and access to outdoor recreation, with the Rocky Mountains within a few hours' drive. While Colorado's weather is generally favorable, Greeley experiences distinct seasons, including cold winters. Safety is comparable to other mid-sized cities in the region. This location allows UNC graduates to benefit from a more affordable lifestyle while still being well-positioned to pursue careers in a dynamic economic region, particularly in fields like education, healthcare, and business that have a strong presence both locally and in the nearby Denver metro area.

How to Get Into University of Northern Colorado

Gaining admission to the University of Northern Colorado (UNC) is generally accessible, given its 85.9% admission rate, making it a strong option for students seeking a solid public university education without highly competitive entry requirements. UNC does not offer Early Decision or Early Action programs, so all applications are considered under a regular admission timeline. The admissions committee primarily values a strong high school academic record, demonstrated through GPA, and a challenging course load. While specific GPA ranges aren't heavily emphasized due to varying school scales, a GPA above 3.0 is generally recommended for competitive consideration. Standardized test scores (SAT/ACT) are not a primary focus, and UNC has moved towards a test-optional approach, meaning your application will be reviewed holistically even without scores. Essays are an important component, allowing you to showcase your personality, experiences, and why UNC is the right fit. Focus on essays that highlight your resilience, leadership potential, or unique contributions you'd bring to the campus community. Demonstrated interest is not a heavily weighted factor, but engaging with UNC through virtual or in-person tours, attending information sessions, and connecting with admissions counselors can still be beneficial. The recommended application timeline is to submit your application well before the priority deadline, typically around February 1st, to ensure full consideration for both admission and scholarships. Aim to have your application materials, including transcripts and any required essays, finalized by mid-January.

How University of Northern Colorado Compares to Similar Schools

Similar schools: Colorado State University, Metropolitan State University of Denver, University of Wyoming, Fort Hays State University

Advantages

  • Stronger focus on teacher education and liberal arts compared to some larger research-focused universities.
  • More affordable in-state tuition compared to Colorado State University.
  • Smaller class sizes and potentially more personalized attention than larger urban universities like MSU Denver.

Disadvantages

  • Lower overall national ranking and brand recognition compared to Colorado State University.
  • Fewer extensive research opportunities and graduate program offerings compared to larger flagship universities.
  • Geographic isolation from major industry hubs compared to Denver-based institutions.

Best For

  • UNC may not be the best fit for students seeking highly specialized programs or research opportunities.
  • The university's graduation rate is below the national average, which may be a concern for some students.
  • Out-of-state students should consider the significantly higher tuition costs.

Avoid If

  • Students looking for a more affordable education with strong academic programs should consider UNC.
  • Prospective students who prioritize job prospects and earning potential may find UNC a good fit.

Frequently Asked Questions about University of Northern Colorado

How much does it cost to attend University of Northern Colorado?

In-state tuition at University of Northern Colorado is $12,416 per year, and out-of-state tuition is $27,266 per year. The median student debt at graduation is $20,470.

What is the acceptance rate at University of Northern Colorado?

University of Northern Colorado has an acceptance rate of 85.9%.

What is the graduation rate at University of Northern Colorado?

University of Northern Colorado has a graduation rate of 51.3%.

How much do University of Northern Colorado graduates earn?

The median earnings for University of Northern Colorado graduates 10 years after enrollment is $52,231. With median debt of $20,470, graduates earn roughly 2.6x their debt level annually.

How big is University of Northern Colorado?

University of Northern Colorado has approximately 5,598 students and is classified as a medium institution. It is located in Greeley, CO and is a Public institution.

Is University of Northern Colorado worth the cost?

University of Northern Colorado has an ROI score of 5 out of 100. With in-state tuition of $12,416 per year and median post-graduation earnings of $52,231, the data suggests the return on investment may be below average.

Where is University of Northern Colorado located?

University of Northern Colorado is located in Greeley, CO. It is a Public institution with approximately 5,598 students.

How much student debt do University of Northern Colorado graduates have?

The median student debt for University of Northern Colorado graduates is $20,470. With median earnings of $52,231 ten years after enrollment, graduates can expect a debt-to-income ratio of 39%.

Is University of Northern Colorado a good college?

University of Northern Colorado has a graduation rate of 51.3% and median post-graduation earnings of $52,231. UNC has a diverse student body with a significant Hispanic population.

How does University of Northern Colorado compare to similar colleges?

The university offers a wide range of majors, including education and STEM fields. Compared to peer institutions, UNC offers a more affordable education with strong academic programs and a good job outlook.

What career prospects do University of Northern Colorado graduates have?

Graduates from UNC are well-prepared for careers in education, healthcare, and STEM fields.

What should prospective students know about University of Northern Colorado?

UNC is well-positioned in the market as a cost-effective public university with strong academic programs and good job prospects.

What makes University of Northern Colorado stand out?

UNC's tuition is significantly lower for in-state students compared to out-of-state students.

What are the pros and cons of attending University of Northern Colorado?

Graduates have a relatively high median earning after 10 years.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.