CollegeTuitionData — College Data in Plain English

University of North Florida

Jacksonville, FL 32224-7699 — Public

Value Score: 85/100 | ROI Score: 120 | Affordability Score: 90/100

Tuition (In-State): $6,389 | Out-of-State: $20,793

Acceptance Rate: 53.2% | Graduation Rate: 68.7% | Retention Rate: 84.7%

Median Earnings (10yr): $56,343 | Median Debt: $15,531

SAT Average: 1153 | ACT Midpoint: 23

Student Body Size: 13,359 (large)

Pell Grant Recipients: 30.8% | Federal Loan Rate: 22.7%

Average Faculty Salary: $9,595/month

Tuition & Affordability Analysis

In-state tuition at University of North Florida is $6,389 per year, which is 42% below the national average for public institutions.

Out-of-state students pay $20,793/year — a premium of $14,404 over in-state rates. Over four years, out-of-state students pay approximately $57,616 more than their in-state peers.

Estimated four-year tuition cost: $25,556 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of North Florida:

  • Families earning $0–$30,000: $6,647/year
  • Families earning $30,001–$48,000: $6,866/year
  • Families earning $48,001–$75,000: $10,000/year
  • Families earning $75,001–$110,000: $13,842/year
  • Families earning $110,000+: $17,730/year

Admissions Snapshot

University of North Florida has an acceptance rate of 53.2%, placing it in the Moderately Selective (50–70%) category. This means roughly 6,273 students apply each year.

The average SAT score of admitted students is 1153, 9% above the national average. This is within the mid-range nationally.

The ACT midpoint is 23, 10% above the national average.

Graduate Outcomes & Return on Investment

68.7% of students at University of North Florida complete their degree, 11% above the national average. This is a solid graduation rate.

First-year retention rate: 84.7% (5% above the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of University of North Florida earn a median salary of $56,343 ten years after enrollment, 38% above the national average. This represents a $21,343/year earnings premium over the average high school diploma holder, or $640,290 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $15,531, 28% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $169/month, with a total repayment of $20,280 (including $4,749 in interest).

Debt-to-Earnings Ratio: 0.28x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of North Florida pays for itself in approximately 2 years. This is an excellent return on investment.

Financial Aid Profile

30.8% of students at University of North Florida receive Pell Grants (federal need-based aid for families earning under ~$60,000), 7% below the national average. This is near the national average, reflecting a typical economic diversity among the student body.

22.7% of students take federal loans, 52% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.

Average faculty salary: $9,595/month, 10% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

University of North Florida enrolls 13,359 undergraduate students. As a large institution, students have access to a wide range of programs, research opportunities, and campus activities.

Diversity Index: 65/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 55%, Hispanic 17%, Black 12%, Asian 6%.

University of North Florida: Large Public University with Strong Graduation and Earnings Outcomes

Report Card: Overall Grade B

University of North Florida receives an overall grade of B based on six dimensions:

  • Academics: C
  • Value: A-
  • Outcomes: B
  • Affordability: A

College Analysis

University of North Florida is a Public institution in Jacksonville, FL with approximately 13,359 students. Academics: Strong graduation rate of 68.71%. Value: High affordability score of 90, indicating good value for money. Outcomes: Median earnings 10 years post-graduation are $56,343.

The Verdict: Is University of North Florida Worth It?

The University of North Florida presents a compelling value proposition, especially for Florida residents. With a median 10-year earning potential of $56,343 and a median debt of $15,531, the return on investment (ROI) score of 120 is strong. This suggests that graduates are earning significantly more than their debt burden within a reasonable timeframe. For in-state students, the tuition is remarkably affordable at $6,389 annually. Assuming a four-year degree, total tuition would be around $25,556. With a median debt of $15,531, this indicates that a substantial portion of their education is covered by grants, scholarships, or family support, or that they are managing debt very effectively. The debt payoff timeline, based on median earnings, could be as short as 2-3 years post-graduation, assuming reasonable living expenses. For out-of-state students, the tuition is considerably higher, making the value proposition less pronounced but still potentially positive given the median earnings. Overall, UNF appears to be a good deal, particularly for in-state students, offering a solid education with strong career outcomes at a manageable cost.

Return on Investment

The degree from UNF is worth the cost, given the strong graduation rate and high earnings potential, especially considering the high affordability score.

Debt Reality Check

Median student debt at University of North Florida: $15,531. Monthly payment on a standard 10-year plan: $176/month. Total repaid: $21,120 ($5,589 in interest).

Breakeven vs high school diploma: 0.6 years. Debt burden: Low. Salary needed for comfortable repayment: $21,120.

Strengths

  • Strong graduation rate and earnings potential.
  • High affordability score.

Weaknesses

  • Moderate selectivity with an admission rate of 53.24%.
  • Median student debt is relatively high at $15,531.

Academic Profile

SAT Average: 1153. ACT Midpoint: 23. Retention Rate: 84.7%.

UNF's academic landscape is characterized by a commitment to personalized learning and practical application, particularly within its strong professional programs. The Coggin College of Business is a standout, consistently recognized for its undergraduate and graduate programs in areas like finance, marketing, and accounting, often boasting strong connections to Jacksonville's business community for internships and job placement. The Brooks College of Health Sciences is another significant strength, offering sought-after programs in nursing, public health, and health administration, preparing students for critical roles in a growing healthcare sector. The College of Arts and Sciences houses a diverse range of disciplines, with particular strengths in areas like psychology, biology (leveraging the campus's natural setting for research), and English. While specific faculty salary data isn't readily available, UNF, as a public institution, generally aims for competitive compensation to attract qualified educators. The student-faculty ratio, while not provided, is typically manageable at schools of UNF's size, suggesting opportunities for meaningful interaction with professors. Research is encouraged, especially for undergraduates, with opportunities to assist faculty on projects or pursue independent research through programs like the UNF Undergraduate Research Symposium. The Hicks Honors College provides a more intensive academic experience for high-achieving students, offering smaller class sizes, unique interdisciplinary courses, and priority registration. UNF also offers robust academic support services, including the Academic Center for Excellence (ACE) for tutoring and academic advising, ensuring students have the resources to succeed across all disciplines.

Financial Aid Guide for University of North Florida

Pell Grant recipients: 30.8%. Students taking federal loans: 22.7%.

Navigating financial aid at UNF involves understanding the blend of state-supported aid, federal programs, and institutional scholarships. As a public university, UNF offers competitive in-state tuition of $6,389 and out-of-state tuition of $20,793. Merit-based aid is available, often awarded automatically based on GPA and test scores (though SAT/ACT data is not provided, strong academic profiles are generally rewarded). Prospective students should explore UNF-specific scholarships, often found through the university's scholarship portal, which may be tied to specific majors, academic achievements, or extracurricular involvement. Need-based aid, determined by the FAFSA, is crucial for many students. Federal Pell Grants can significantly reduce the cost of attendance for eligible students, and UNF participates in the Federal Direct Loan program, offering subsidized and unsubsidized loans. Work-study opportunities are also available, providing on-campus employment for students demonstrating financial need. Typical aid packages can vary widely; for instance, a Florida resident with a strong academic profile and moderate financial need might receive a combination of state grants, federal Pell Grants (up to $7,695 for 2024-2025), and potentially a UNF merit scholarship, potentially covering a substantial portion of tuition and fees. Out-of-state students often require larger merit awards or significant external scholarships to make attendance financially feasible. Negotiating aid at UNF is generally less common than at private institutions, but appealing a decision with updated financial information or significant extenuating circumstances can sometimes lead to adjustments. It's essential to file the FAFSA early (October 1st is the priority deadline) and thoroughly research all available UNF scholarships.

Hidden Costs at University of North Florida

  • On-campus housing can range from approximately $7,000 to $10,000 per academic year, depending on the dorm and room type.
  • Meal plans typically cost between $4,000 and $5,000 per academic year, varying with the number of meals and dining dollars included.
  • Textbooks and course materials can easily add $1,000 to $1,500 per year, with costs fluctuating based on course requirements.
  • Mandatory university fees, including technology and activity fees, can total around $1,000 to $1,500 annually.
  • Transportation costs, including gas, insurance, or public transit passes, can range from $500 to $2,000 per year depending on commuting distance and habits.
  • Parking permits for students on campus can cost between $150 and $300 per academic year.
  • Health insurance, if not covered by a parent's plan, can add approximately $2,000 to $3,000 annually.

Alumni Outcomes & Career Paths

Graduates from the University of North Florida (UNF) are well-positioned for careers, particularly within the vibrant Jacksonville metropolitan area and the broader Florida job market. Major employers that actively recruit UNF students include Baptist Health, Mayo Clinic, UF Health, Acosta, and CSX Transportation, reflecting the strong presence of healthcare, logistics, and corporate sectors in the region. Alumni tend to cluster in industries such as healthcare, finance, technology, education, and government. UNF's College of Business, for instance, places graduates in roles at companies like Merrill Lynch and Bank of America. The College of Computing, Engineering and Construction sees alumni enter fields like software development and engineering with firms such as Epic Systems and Black Knight. Graduate school placement rates are solid, with many students pursuing advanced degrees in law, medicine, and specialized master's programs. While specific notable alumni are less widely publicized than at larger institutions, the UNF alumni network is growing and active within Florida. UNF's Career Services is recognized for its robust internship programs and employer connections, facilitating pipelines into companies like GEICO and the City of Jacksonville. Geographic hiring patterns show a strong preference for graduates remaining in Northeast Florida, though opportunities exist across the state and in other Southeastern hubs like Atlanta and Orlando.

Campus Life & Culture at University of North Florida

UNF serves a diverse student body primarily drawn from Florida, with a significant portion hailing from the Jacksonville metropolitan area. The university fosters an inclusive environment, attracting students who appreciate a balance between academic rigor and a relaxed, nature-oriented campus setting. Students who are self-motivated, enjoy outdoor activities, and seek a close-knit community often thrive at UNF.

The University of North Florida (UNF) in Jacksonville offers a vibrant campus experience that balances academic focus with a growing social scene. Nestled within a beautiful 370-acre nature preserve, the campus itself is a major draw, featuring the serene Lake Oneida and a network of walking and biking trails that students frequently utilize for recreation and stress relief. The 'vibe' here is often described as laid-back yet engaged, with a strong sense of community fostered by its relatively smaller size compared to other state universities. Residential life is a key component, with on-campus housing options like Osprey Village and the Flats providing a convenient and immersive experience. These communities are designed to foster student interaction through common areas and organized events. Dining services offer a variety of options, from traditional cafeteria-style meals at the Osprey Commons to grab-and-go spots and a Chick-fil-A, catering to diverse tastes and schedules. Student organizations are plentiful, covering a wide spectrum of interests from academic clubs and cultural groups to recreational sports and volunteer initiatives. The Osprey Productions committee is particularly active in bringing concerts, movies, and comedians to campus, contributing significantly to the social calendar. Greek life is present and growing, with several fraternities and sororities offering leadership opportunities and social networks. While not a major NCAA Division I powerhouse, UNF athletics, particularly men's and women's basketball and soccer, generate considerable school spirit, with students actively supporting their Osprey teams. Jacksonville itself offers a wealth of off-campus activities, from beaches and downtown nightlife to cultural attractions, providing students with ample opportunities to explore beyond the university's natural setting.

Campus Highlights

  • Located within a 370-acre nature preserve, offering unique opportunities for outdoor recreation and environmental study.
  • The Osprey Productions committee actively plans a variety of engaging campus events, from concerts to movie nights.
  • Strong emphasis on community and student engagement, fostered by its manageable size and dedicated residential life programs.
  • The Hicks Honors College provides an enriched academic experience for high-achieving students.
  • Proximity to Jacksonville's beaches and vibrant urban center offers abundant off-campus activities and internship possibilities.
  • A growing focus on sustainability, reflected in campus initiatives and the natural setting.
  • The distinctive 'Osprey' mascot and school spirit, particularly around athletics and campus events.

Location & Regional Advantages

The University of North Florida's location in Jacksonville, Florida, offers significant geographic advantages for students seeking career opportunities. Jacksonville is a major economic hub in Florida, boasting a diverse job market with a strong presence in healthcare (home to numerous hospitals and health systems), finance, logistics, and manufacturing. The cost of living in Jacksonville is notably lower than in many other major Florida cities like Miami or Orlando, making it more affordable for recent graduates to establish themselves. Proximity to industry hubs is excellent; while Jacksonville is a large city itself, it's within a few hours' drive of other significant economic centers like Orlando and Tampa, offering broader career exploration options. The quality of life in Jacksonville is high, with abundant sunshine, beautiful beaches, and a growing cultural scene. Safety is generally comparable to other cities of its size. This location directly impacts career opportunities post-graduation by providing a substantial local job market that actively seeks UNF graduates, particularly in sectors where the university has strong programs, such as nursing, business, and engineering. The lower cost of living also means graduates can potentially pay off student debt faster and build wealth more effectively in the region.

How to Get Into University of North Florida

The University of North Florida (UNF) has a moderately selective admissions process, with an acceptance rate of 53.2%. While not highly competitive, a strong application is still necessary for admission. UNF values a well-rounded academic record, so focus on maintaining a solid GPA throughout high school. Since specific SAT/ACT score ranges are not provided, it's best to submit scores if they are strong and align with or exceed the general expectations for admitted students at similar public universities in Florida. The admissions committee looks for students who demonstrate potential for success in a university setting. Essays are an important component; focus on showcasing your personality, unique experiences, and how you will contribute to the UNF community. Topics that highlight resilience, leadership, or a passion for a particular field of study tend to resonate well. Demonstrated interest is not heavily emphasized, but engaging with the university through virtual or in-person tours, attending information sessions, and connecting with admissions counselors can be beneficial. The application timeline is crucial: aim to submit your application well before the priority deadline (typically in December or January) to ensure full consideration for both admission and scholarships. For students seeking to strengthen their application, highlighting extracurricular involvement, volunteer work, and any leadership roles demonstrates commitment and initiative.

How University of North Florida Compares to Similar Schools

Similar schools: University of Central Florida, Florida State University, University of South Florida

Advantages

  • More intimate campus feel compared to larger state universities
  • Stronger focus on undergraduate teaching and personalized attention
  • Lower cost of living in Jacksonville compared to Orlando or Tampa

Disadvantages

  • Less national brand recognition than FSU or USF
  • Fewer large-scale research opportunities compared to flagship state universities

Best For

  • Best for students seeking a large public university with a diverse student body.
  • Best for students who value a strong graduation rate and good earnings potential.

Avoid If

  • Avoid if you are looking for a highly selective institution with a very low admission rate.
  • Avoid if you prioritize high tuition costs over affordability.

Frequently Asked Questions about University of North Florida

How much does it cost to attend University of North Florida?

In-state tuition at University of North Florida is $6,389 per year, and out-of-state tuition is $20,793 per year. The median student debt at graduation is $15,531.

What is the acceptance rate at University of North Florida?

University of North Florida has an acceptance rate of 53.2%.

What is the graduation rate at University of North Florida?

University of North Florida has a graduation rate of 68.7%.

How much do University of North Florida graduates earn?

The median earnings for University of North Florida graduates 10 years after enrollment is $56,343. With median debt of $15,531, graduates earn roughly 3.6x their debt level annually.

How big is University of North Florida?

University of North Florida has approximately 13,359 students and is classified as a large institution. It is located in Jacksonville, FL and is a Public institution.

Is University of North Florida worth the cost?

University of North Florida has an ROI score of 120 out of 100. With in-state tuition of $6,389 per year and median post-graduation earnings of $56,343, the data suggests a positive return on investment.

Where is University of North Florida located?

University of North Florida is located in Jacksonville, FL. It is a Public institution with approximately 13,359 students.

How much student debt do University of North Florida graduates have?

The median student debt for University of North Florida graduates is $15,531. With median earnings of $56,343 ten years after enrollment, graduates can expect a debt-to-income ratio of 28%.

Is University of North Florida a good college?

University of North Florida has a graduation rate of 68.7% and median post-graduation earnings of $56,343. 55.47% of students are white, 12.13% are black, 16.78% are Hispanic, and 6.02% are Asian.

How does University of North Florida compare to similar colleges?

Admission rate is 53.24%, indicating moderate selectivity. Compared to peer institutions, UNF offers a strong balance of academic success and earnings potential, with a high affordability score.

What career prospects do University of North Florida graduates have?

Graduates of UNF are well-positioned for careers in a variety of fields, with strong earning potential.

What should prospective students know about University of North Florida?

UNF is well-placed in the market, offering a good balance of academic quality and affordability.

What makes University of North Florida stand out?

Median student debt upon graduation is $15,531.

What are the pros and cons of attending University of North Florida?

Located in Jacksonville, Florida, offering a mix of urban and suburban living.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.