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University of North Carolina Wilmington

Wilmington, NC 28403-5963 — Public

Value Score: 95/100 | ROI Score: 89 | Affordability Score: 90/100

Tuition (In-State): $7,277 | Out-of-State: $24,152

Acceptance Rate: 64.2% | Graduation Rate: 70.7% | Retention Rate: 88.2%

Median Earnings (10yr): $54,967 | Median Debt: $19,500

SAT Average: 1287 | ACT Midpoint: 26

Student Body Size: 14,922 (large)

Pell Grant Recipients: 23.9% | Federal Loan Rate: 36.1%

Average Faculty Salary: $10,074/month

Tuition & Affordability Analysis

In-state tuition at University of North Carolina Wilmington is $7,277 per year, which is 33% below the national average for public institutions.

Out-of-state students pay $24,152/year — a premium of $16,875 over in-state rates. Over four years, out-of-state students pay approximately $67,500 more than their in-state peers.

Estimated four-year tuition cost: $29,108 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of North Carolina Wilmington:

  • Families earning $0–$30,000: $10,778/year
  • Families earning $30,001–$48,000: $12,572/year
  • Families earning $48,001–$75,000: $17,378/year
  • Families earning $75,001–$110,000: $24,046/year
  • Families earning $110,000+: $25,573/year

Admissions Snapshot

University of North Carolina Wilmington has an acceptance rate of 64.2%, placing it in the Moderately Selective (50–70%) category. This means roughly 5,807 students apply each year.

The average SAT score of admitted students is 1287, 21% above the national average. This reflects a strong academic student body.

The ACT midpoint is 26, 24% above the national average.

Graduate Outcomes & Return on Investment

70.7% of students at University of North Carolina Wilmington complete their degree, 14% above the national average. This is a solid graduation rate.

First-year retention rate: 88.2% (9% above the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of University of North Carolina Wilmington earn a median salary of $54,967 ten years after enrollment, 34% above the national average. This represents a $19,967/year earnings premium over the average high school diploma holder, or $599,010 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $19,500, 9% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $212/month, with a total repayment of $25,440 (including $5,940 in interest).

Debt-to-Earnings Ratio: 0.35x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of North Carolina Wilmington pays for itself in approximately 2 years. This is an excellent return on investment.

Financial Aid Profile

23.9% of students at University of North Carolina Wilmington receive Pell Grants (federal need-based aid for families earning under ~$60,000), 27% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

36.1% of students take federal loans, 23% below the national average. This is a moderate borrowing rate.

Average faculty salary: $10,074/month, 15% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

University of North Carolina Wilmington enrolls 14,922 undergraduate students. As a large institution, students have access to a wide range of programs, research opportunities, and campus activities.

Diversity Index: 37/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 79%, Hispanic 9%, Black 4%, Asian 2%.

University of North Carolina Wilmington offers strong academics and good value with solid career outcomes.

Report Card: Overall Grade B-

University of North Carolina Wilmington receives an overall grade of B- based on six dimensions:

  • Academics: C+
  • Value: B
  • Outcomes: C+
  • Affordability: B+

College Analysis

University of North Carolina Wilmington is a Public institution in Wilmington, NC with approximately 14,922 students. Academics: Strong graduation rate of 70.66% and median earnings of $54,967 after 10 years indicate a solid academic program. Value: High affordability score of 90 and low median debt of $19,500 suggest good value for money. Outcomes: Graduates have a strong earning potential with a median salary of $54,967, indicating good career prospects.

The Verdict: Is University of North Carolina Wilmington Worth It?

The University of North Carolina Wilmington presents a compelling value proposition, especially for in-state students. With an in-state tuition of $7,277 and a median 10-year earnings of $54,967, the return on investment is exceptionally strong. The median debt of $19,500 is manageable, suggesting a relatively quick payoff period. For in-state students, the initial cost is significantly lower than the median earnings, indicating a clear financial advantage. Even for out-of-state students, while the tuition is higher, the median earnings still suggest a positive ROI, though the debt payoff timeline will be longer. The ROI score of 89 further solidifies its position as a financially sound choice. Compared to the national average for student debt and earnings, UNCW offers a solid pathway to financial stability post-graduation. It's not just a good deal; it's a smart investment, particularly for North Carolina residents seeking quality education with strong career outcomes without crippling debt. The recommendation is clear: UNCW is a financially prudent choice, offering excellent value for the money.

Return on Investment

The degree from UNCW is highly worth the cost, with a strong return on investment and good career prospects.

Debt Reality Check

Median student debt at University of North Carolina Wilmington: $19,500. Monthly payment on a standard 10-year plan: $221/month. Total repaid: $26,520 ($7,020 in interest).

Breakeven vs high school diploma: 0.8 years. Debt burden: Low. Salary needed for comfortable repayment: $26,520.

Strengths

  • Strong academic program with high graduation rates and good career outcomes.
  • High affordability and low median debt.

Weaknesses

  • Moderate admission rate, which may limit access for some students.
  • May not offer the same level of extracurricular activities as larger, more selective institutions.

Academic Profile

SAT Average: 1287. ACT Midpoint: 26. Retention Rate: 88.2%.

UNCW's academic strengths are particularly notable in its coastal and marine sciences, leveraging its prime location on the Atlantic coast. The Department of Biology and Marine Biology is a flagship program, offering exceptional research opportunities through the UNCW Center for Marine Science, where undergraduates can actively participate in cutting-edge research on marine ecosystems, conservation, and policy. Beyond the sciences, the Cameron School of Business is highly regarded, offering specialized programs in areas like finance, marketing, and entrepreneurship, often with strong ties to the local business community. The Watson College of Education is also a respected program, preparing future educators for diverse roles. With a student-faculty ratio that typically hovers around 17:1, students can expect accessible faculty and opportunities for personalized attention. While specific faculty salary data isn't readily available, the university's commitment to attracting quality educators is evident in its program offerings and student success. The Honors College provides a challenging academic environment for high-achieving students, offering smaller class sizes, unique interdisciplinary courses, and dedicated faculty mentorship. Study abroad opportunities are plentiful, with programs ranging from short-term faculty-led trips to semester-long exchanges, often with a focus on environmental studies, international business, or cultural immersion. Academic support is robust, with the Teaching and Learning Center offering tutoring, writing support, and academic coaching to help students succeed.

Financial Aid Guide for University of North Carolina Wilmington

Pell Grant recipients: 23.9%. Students taking federal loans: 36.1%.

Navigating financial aid at UNC Wilmington involves understanding both merit-based and need-based opportunities. As a public university, UNCW offers competitive tuition rates for North Carolina residents, with out-of-state tuition significantly higher. Merit scholarships are available for incoming freshmen, often awarded automatically based on strong academic profiles (GPA and test scores, though SAT/ACT are not currently required for admission, strong academic performance is key). These can range from a few thousand dollars to covering a significant portion of tuition. Need-based aid, determined by the FAFSA, is crucial for many students. Typical aid packages for lower-income families might include a combination of federal Pell Grants (which do not need to be repaid), state grants, institutional grants, and federal student loans. For middle-income families, packages often consist of institutional grants, federal loans, and potentially work-study opportunities. Work-study positions offer students the chance to earn money through part-time campus jobs. While UNCW doesn't publicly detail average aid packages by income bracket, prospective students are encouraged to use the Net Price Calculator on the university's website for a personalized estimate. Scholarship applications are key; students should explore departmental scholarships and the general UNCW scholarship portal. Negotiating aid is generally difficult at public universities like UNCW, as aid is often formula-driven. However, if you have a significantly better offer from a comparable institution or a documented change in financial circumstances, a conversation with the financial aid office might be warranted, though success is not guaranteed.

Hidden Costs at University of North Carolina Wilmington

  • On-campus housing costs can range from approximately $6,000 to $9,000 per academic year, depending on the room type and year of occupancy.
  • Meal plans vary, but a typical unlimited plan can cost around $4,000 to $5,000 per academic year.
  • Textbooks and course materials can easily add $1,000 to $1,500 per year, though students can mitigate this through used book purchases, rentals, or digital options.
  • Mandatory student fees, covering services like technology, student activities, and health services, typically amount to around $1,500 to $2,000 per academic year.
  • Transportation costs, especially for students commuting or frequently visiting off-campus locations like the beach or downtown, can add several hundred dollars annually for gas, public transport, or ride-sharing.
  • Parking permits for students who bring cars to campus can cost between $150 and $300 per academic year, depending on the lot location.
  • Health insurance is often required for out-of-state students or those not covered by a parent's plan, potentially adding $2,000 to $3,000 per year if enrolled in the university's plan.

Alumni Outcomes & Career Paths

Graduates from the University of North Carolina Wilmington (UNCW) are well-positioned for careers, particularly within the vibrant economic landscape of North Carolina and the broader Southeast. Major employers actively recruiting UNCW talent include GE Aviation, PPD (now part of Thermo Fisher Scientific), Live Nation, and various healthcare systems like Novant Health and Atrium Health. The university also sees strong placement within the financial services sector, with companies like Bank of America and Wells Fargo frequently hiring UNCW alumni. Industries where alumni tend to cluster include biotechnology and pharmaceuticals, driven by the presence of companies like PPD and Alcami in the Research Triangle Park region, which is accessible from Wilmington. Tourism and hospitality are also significant, given Wilmington's coastal location. Furthermore, UNCW has a notable presence in the technology sector, with graduates finding roles at companies such as SAS Institute and Red Hat. The university reports strong graduate school placement rates, with alumni pursuing advanced degrees in fields like law, medicine, and specialized sciences at institutions across the country. While specific notable alumni are diverse, many have found success in regional leadership, entrepreneurship, and specialized professional fields. UNCW's Career Services is recognized for its robust internship pipelines, connecting students with opportunities at companies like Warner Bros. Discovery, local government agencies, and numerous non-profits. Geographic hiring patterns show a strong concentration of alumni within North Carolina, particularly in the Research Triangle (Raleigh-Durham-Chapel Hill), Charlotte, and the immediate Wilmington area. However, a significant number also find employment in other major East Coast hubs like Atlanta, Washington D.C., and even Florida.

Campus Life & Culture at University of North Carolina Wilmington

UNCW attracts a diverse student body, with a significant portion hailing from North Carolina, but also drawing students from across the US and internationally. The vibe tends to attract students who appreciate a balance between academic rigor and a relaxed, coastal lifestyle. Students who thrive here are often independent, enjoy outdoor activities, and are engaged in their community, whether through academics, clubs, or volunteering.

UNC Wilmington, affectionately known as UNCW or 'The Dub,' offers a vibrant campus life deeply intertwined with its coastal Carolina setting. The vibe here is decidedly laid-back yet engaged, with students often seen sporting flip-flops and Seahawk gear. The main campus, while not directly on the beach, is just a short drive or bus ride from the iconic shores of Wrightsville Beach, making spontaneous beach trips a quintessential part of the UNCW experience. Housing is primarily on-campus for freshmen, with options ranging from traditional residence halls to suite-style living, fostering a strong sense of community. As students progress, many move into off-campus apartments in the surrounding neighborhoods, with areas like Midtown and Porters Neck becoming popular choices. Dining is convenient with multiple campus eateries, including the main dining hall, cafes, and grab-and-go spots, offering a variety of options to fuel study sessions and social outings. Student organizations are abundant, covering everything from academic clubs and cultural groups to outdoor adventure and service-learning initiatives. The university boasts over 200 registered student organizations, ensuring there's a niche for everyone. Greek life is present and active, with several fraternities and sororities contributing to the social fabric through events and philanthropy. Athletics are a significant part of campus spirit, with the Seahawks competing in the Colonial Athletic Association (CAA). Basketball games in Trask Coliseum and soccer matches at UNCW Soccer Stadium often draw enthusiastic crowds. The general atmosphere is one of friendly competition, community involvement, and a deep appreciation for the natural beauty that surrounds the university.

Campus Highlights

  • Proximity to Wrightsville Beach: Just a few miles away, offering students easy access to sun, sand, and surf.
  • Center for Marine Science: World-class research facilities providing unique hands-on opportunities for students in marine biology and related fields.
  • The Arboretum: A beautiful 7-acre living laboratory on campus, perfect for quiet study or nature walks.
  • Annual Float Your Boat Competition: A fun, quirky tradition where student teams design and race homemade boats.
  • The Kenan Auditorium: A hub for performing arts, hosting a variety of concerts, theater productions, and guest speakers.
  • Cape Fear River Trail Access: Provides opportunities for biking, jogging, and enjoying the scenic riverfront.
  • Strong Study Abroad Programs: Especially those focused on environmental science and coastal studies in international locations.

Location & Regional Advantages

UNCW's location in Wilmington, North Carolina, offers a unique blend of coastal charm and growing economic opportunity. The local job market is robust, particularly in sectors like tourism, hospitality, film production (Wilmington is a significant East Coast filming hub), healthcare, and marine sciences. Proximity to the Research Triangle Park (RTP) in Raleigh-Durham, approximately a two-hour drive away, provides access to a major hub for biotechnology, pharmaceuticals, and technology companies, offering excellent internship and career prospects for UNCW graduates. The cost of living in Wilmington is generally moderate compared to major metropolitan areas, making it an attractive place to start a career. The quality of life is a significant draw, with beautiful beaches, a historic downtown, and a thriving arts and culture scene. The weather is temperate, offering four distinct seasons without extreme cold. Safety is generally good, though like any city, it requires awareness. This location fosters strong connections with regional employers and provides a desirable lifestyle that can retain talent in the state. The university's strong ties to the local business community and its accessibility to larger economic centers like Charlotte and RTP create a fertile ground for career development and post-graduation employment.

How to Get Into University of North Carolina Wilmington

UNCW, with an admission rate around 64.2%, is selective but accessible, meaning a strong application is key. While SAT/ACT scores are not currently a requirement for admission, demonstrating a robust academic record is paramount. Focus on maintaining a high GPA, particularly in challenging coursework like AP or IB classes. The admissions committee values a well-rounded applicant, so extracurricular involvement, leadership roles, and community service are important. Demonstrated interest is considered; this means engaging with UNCW through campus visits (virtual or in-person), attending information sessions, and connecting with admissions counselors. Early Action (EA) is available, allowing students to apply early and receive a decision sooner, though it is non-binding. There is no Early Decision. The application deadline for Fall admission is typically in January, with decisions released in the spring. Crafting a compelling essay is crucial. Focus on personal growth, unique experiences, or how you will contribute to the UNCW community. Avoid generic topics and instead showcase your personality and authentic voice. Highlight any specific connections you have to Wilmington or North Carolina, as this can sometimes be a plus. For students with strong academic profiles, especially those from North Carolina, admission is more likely. For out-of-state students, a slightly more competitive profile might be needed.

How University of North Carolina Wilmington Compares to Similar Schools

Similar schools: East Carolina University, Appalachian State University, Clemson University, University of South Carolina

Advantages

  • Stronger coastal/marine science programs due to location.
  • Wilmington's growing film industry offers unique internship and career paths.
  • More accessible proximity to major coastal employers and tourism hubs.
  • Higher median earnings compared to some regional public peers.

Disadvantages

  • Smaller research footprint compared to larger flagship state universities.
  • Less direct access to the dense concentration of tech and biotech jobs found in RTP compared to schools located closer.
  • Potentially fewer highly specialized or niche graduate programs compared to larger research institutions.

Best For

  • Best for students seeking a strong academic program with a focus on practical skills and career readiness.
  • Best for students who value affordability and low debt upon graduation.

Avoid If

  • Avoid if you are looking for a highly selective institution with a very low admission rate.
  • Avoid if you prioritize a large campus with extensive extracurricular activities.

Frequently Asked Questions about University of North Carolina Wilmington

How much does it cost to attend University of North Carolina Wilmington?

In-state tuition at University of North Carolina Wilmington is $7,277 per year, and out-of-state tuition is $24,152 per year. The median student debt at graduation is $19,500.

What is the acceptance rate at University of North Carolina Wilmington?

University of North Carolina Wilmington has an acceptance rate of 64.2%.

What is the graduation rate at University of North Carolina Wilmington?

University of North Carolina Wilmington has a graduation rate of 70.7%.

How much do University of North Carolina Wilmington graduates earn?

The median earnings for University of North Carolina Wilmington graduates 10 years after enrollment is $54,967. With median debt of $19,500, graduates earn roughly 2.8x their debt level annually.

How big is University of North Carolina Wilmington?

University of North Carolina Wilmington has approximately 14,922 students and is classified as a large institution. It is located in Wilmington, NC and is a Public institution.

Is University of North Carolina Wilmington worth the cost?

University of North Carolina Wilmington has an ROI score of 89 out of 100. With in-state tuition of $7,277 per year and median post-graduation earnings of $54,967, the data suggests a positive return on investment.

Where is University of North Carolina Wilmington located?

University of North Carolina Wilmington is located in Wilmington, NC. It is a Public institution with approximately 14,922 students.

How much student debt do University of North Carolina Wilmington graduates have?

The median student debt for University of North Carolina Wilmington graduates is $19,500. With median earnings of $54,967 ten years after enrollment, graduates can expect a debt-to-income ratio of 35%.

Is University of North Carolina Wilmington a good college?

University of North Carolina Wilmington has a graduation rate of 70.7% and median post-graduation earnings of $54,967. High graduation rate of 70.66%.

How does University of North Carolina Wilmington compare to similar colleges?

Median earnings of $54,967 after 10 years. Compared to peer institutions, UNCW offers a strong academic program with a solid graduation rate and good career outcomes, making it a competitive choice.

What career prospects do University of North Carolina Wilmington graduates have?

Graduates from UNCW are well-prepared for careers in various fields, with a strong emphasis on practical skills and real-world experience.

What should prospective students know about University of North Carolina Wilmington?

UNCW is well-positioned in the market as a public institution offering a high-quality education at an affordable price, making it a strong choice for students seeking a good return on investment.

What makes University of North Carolina Wilmington stand out?

Affordability score of 90 with low median debt of $19,500.

What are the pros and cons of attending University of North Carolina Wilmington?

Strong performance in both academics and career outcomes.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.