University of North Alabama
Florence, AL 35632-0001 — Public
Value Score: 65/100 | ROI Score: -6 | Affordability Score: 90/100
Tuition (In-State): $12,120 | Out-of-State: $22,320
Acceptance Rate: 87.3% | Graduation Rate: 54.4% | Retention Rate: 79.7%
Median Earnings (10yr): $45,415 | Median Debt: $22,077
Student Body Size: 5,811 (medium)
Pell Grant Recipients: 24.3% | Federal Loan Rate: 32.3%
Average Faculty Salary: $9,167/month
Tuition & Affordability Analysis
In-state tuition at University of North Alabama is $12,120 per year, which is 11% above the national average for public institutions.
Out-of-state students pay $22,320/year — a premium of $10,200 over in-state rates. Over four years, out-of-state students pay approximately $40,800 more than their in-state peers.
Estimated four-year tuition cost: $48,480 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of North Alabama:
- Families earning $0–$30,000: $9,741/year
- Families earning $30,001–$48,000: $10,127/year
- Families earning $48,001–$75,000: $11,665/year
- Families earning $75,001–$110,000: $13,903/year
- Families earning $110,000+: $14,866/year
Low-income families receive an average discount of $2,379/year, paying just 80% of the sticker price.
Admissions Snapshot
University of North Alabama has an acceptance rate of 87.3%, placing it in the Open Admission (85%+) category. This means roughly 1,664 students apply each year.
University of North Alabama accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
Graduate Outcomes & Return on Investment
54.4% of students at University of North Alabama complete their degree, 12% below the national average. This is below average — prospective students should investigate support services and retention programs.
First-year retention rate: 79.7% (near the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of University of North Alabama earn a median salary of $45,415 ten years after enrollment, 11% above the national average. This represents a $10,415/year earnings premium over the average high school diploma holder, or $312,450 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $22,077, near the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $240/month, with a total repayment of $28,800 (including $6,723 in interest).
Debt-to-Earnings Ratio: 0.49x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of North Alabama pays for itself in approximately 5 years. This is an excellent return on investment.
Financial Aid Profile
24.3% of students at University of North Alabama receive Pell Grants (federal need-based aid for families earning under ~$60,000), 26% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
32.3% of students take federal loans, 31% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $9,167/month, 5% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
University of North Alabama enrolls 5,811 undergraduate students. As a large institution, students have access to a wide range of programs, research opportunities, and campus activities.
Diversity Index: 51/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 69%, Hispanic 3%, Black 9%, Asian 6%.
University of North Alabama: Medium-Sized Public Institution with Good Value and Average Outcomes
- UNA: Affordable Education, Regional Opportunities
- Launch Your Career from the Heart of the Shoals: UNA's Path to Success
- Beyond the Classroom: Experiencing Life and Learning at the University of North Alabama
Report Card: Overall Grade D+
University of North Alabama receives an overall grade of D+ based on six dimensions:
- Academics: D
- Value: F
- Outcomes: C+
- Affordability: C-
College Analysis
University of North Alabama is a Public institution in Florence, AL with approximately 5,811 students. Academics: University of North Alabama has a respectable graduation rate of 54.45%. Value: The university offers a relatively affordable in-state tuition of $12,120, making it a good value for students in Alabama. Outcomes: Graduates earn a median salary of $45,415 after 10 years, which is average for similar institutions.
The Verdict: Is University of North Alabama Worth It?
The University of North Alabama presents a mixed value proposition, leaning towards a potentially challenging return on investment given its median earnings and ROI score. With a median 10-year earning of $45,415 and a median debt of $22,077, the debt-to-earnings ratio is not ideal. The ROI score of -6 strongly suggests that, on average, graduates do not recoup their investment within a reasonable timeframe compared to national benchmarks. For an in-state student, the tuition of $12,120 per year, over four years, amounts to approximately $48,480 in tuition alone, not including living expenses. This means a graduate would need to work for roughly 1.5 years solely to cover tuition costs, assuming no interest accrues on debt and all earnings go towards repayment. Out-of-state tuition significantly exacerbates this issue. While UNA offers a more affordable education than many private institutions, the median earnings are relatively modest. The value is likely higher for students who secure well-paying jobs immediately after graduation, particularly in high-demand fields or those who receive substantial financial aid. However, based on the provided metrics, UNA appears to be an average to below-average value for the money, and prospective students should carefully consider their career path and earning potential. It's not a hidden gem, but rather a school where careful financial planning and strategic career choices are paramount.
Return on Investment
Given the negative ROI score and higher median debt, the degree may not be worth the cost for many students.
Debt Reality Check
Median student debt at University of North Alabama: $22,077. Monthly payment on a standard 10-year plan: $251/month. Total repaid: $30,120 ($8,043 in interest).
Breakeven vs high school diploma: 1.4 years. Debt burden: Manageable. Salary needed for comfortable repayment: $30,120.
Strengths
- Affordable tuition for in-state students
- Good graduation rate
- Respectable median earnings after 10 years
Weaknesses
- Higher median debt compared to national average
- Negative ROI score
- Not highly selective in admissions
Academic Profile
Retention Rate: 79.7%.
UNA offers a solid academic foundation with a particular strength in its College of Education and Human Sciences, consistently producing well-prepared educators for Alabama and beyond. The College of Business offers programs like Accounting and Marketing that are popular among students seeking practical career paths. For those interested in the arts and sciences, the Department of Biology provides opportunities for undergraduate research, often involving faculty on projects related to local ecosystems or health sciences. The university also boasts a growing nursing program within the College of Professional Studies, which is highly competitive and prepares students for a critical healthcare field. While specific faculty salary data isn't readily available, the student-faculty ratio, though not provided, is generally manageable at a university of UNA's size, suggesting opportunities for personalized attention. The UNA Honors Program provides a challenging academic experience for high-achieving students, offering smaller class sizes, enriched coursework, and opportunities for independent study and research. Study abroad programs, though perhaps not as extensive as at larger research institutions, are available and can provide valuable global perspectives. Academic support is a priority, with resources like the Center for Academic Success offering tutoring, academic advising, and workshops to help students navigate their coursework and develop effective study habits. Students seeking a comprehensive education with accessible faculty and a supportive academic environment will find UNA a good fit.
Financial Aid Guide for University of North Alabama
Pell Grant recipients: 24.3%. Students taking federal loans: 32.3%.
Navigating financial aid at the University of North Alabama (UNA) involves understanding both merit-based and need-based opportunities. Given UNA's public university status and relatively accessible admission rate, merit scholarships are a key component for many students. These scholarships are often awarded based on academic achievement, such as GPA and ACT scores, though specific thresholds can vary annually. Prospective students should actively seek out these opportunities through the admissions application process and the UNA Scholarship portal, which lists various departmental and institutional awards. For students demonstrating financial need, UNA offers federal and state grants, such as the Pell Grant (if eligible) and the Alabama Student Assistance Program (ASAP). Federal Direct Loans are also a significant source of aid for many families. Work-study programs provide on-campus employment opportunities for students who qualify, offering valuable work experience alongside financial assistance. Typical aid packages can vary widely, but for students with moderate to high financial need, a combination of grants, loans, and potentially work-study could cover a substantial portion of the $12,120 in-state tuition and $22,320 out-of-state tuition, plus living expenses. It's crucial for applicants to complete the FAFSA (Free Application for Federal Student Aid) by the priority deadline, typically in early spring, to be considered for all available aid. While UNA may not have a formal policy on aid negotiation like some highly selective private institutions, students facing extenuating financial circumstances should contact the Office of Financial Aid directly to discuss their situation and explore any potential adjustments or additional aid options. Proactive engagement with the financial aid office and thorough scholarship applications are key to maximizing financial support.
Hidden Costs at University of North Alabama
- Room and Board: On-campus housing and meal plans can range from $8,000 to $12,000 annually, depending on the chosen dorm and meal plan.
- Textbooks and Supplies: Budget approximately $1,000 to $1,500 per academic year for required course materials.
- Student Fees: Mandatory university fees, often not included in tuition, can add $500 to $1,000 per semester for services and activities.
- Transportation: Costs for personal vehicle use, including gas, insurance, and maintenance, or public transport if applicable, can add $500 to $1,500 annually.
- Parking Permits: If you plan to bring a car to campus, expect to pay $100 to $300 annually for a parking permit.
- Personal Expenses: Allow $1,000 to $2,000 per year for toiletries, laundry, entertainment, and other miscellaneous personal needs.
- Health Insurance: While UNA offers a student health insurance plan, the cost can be around $2,000 to $3,000 annually if not covered by a parent's plan.
Alumni Outcomes & Career Paths
Graduates from the University of North Alabama (UNA) find themselves entering a diverse job market, with many leveraging their education within Alabama and surrounding states. While specific data on major employers actively recruiting on campus can be limited for smaller public institutions, UNA's career services likely focus on connecting students with regional opportunities. Industries where UNA alumni tend to cluster include education, healthcare, manufacturing, and government. For instance, graduates in business and accounting may find roles at regional firms like Warren Averett or local branches of larger corporations. Healthcare professionals often join systems such as North Alabama Medical Center or regional clinics. The education sector sees alumni joining school districts across Lauderdale County and beyond. UNA's career services department aims to foster internship pipelines with local businesses and organizations, providing students with practical experience. While specific graduate school placement rates are not readily available, UNA offers programs that can prepare students for further study in fields like education, business, and sciences. Notable alumni are spread across various fields, including politics, sports, and arts, though their direct impact on current graduate employment trends may be indirect. Geographic hiring patterns show a strong tendency for UNA graduates to remain in the North Alabama region, including cities like Florence, Muscle Shoals, and Huntsville, due to established networks and local job availability. Some may also venture into larger metropolitan areas in Tennessee, such as Nashville, or Georgia, like Atlanta, particularly in fields with broader demand.
Campus Life & Culture at University of North Alabama
The student body at UNA is predominantly from Alabama, with a significant portion also coming from neighboring Southern states, creating a regional, close-knit atmosphere. The university attracts students who appreciate a traditional college experience with a strong sense of community and accessible faculty. Students who thrive here are often engaged in campus life, participate in athletics or student organizations, and value a supportive, friendly environment.
The University of North Alabama (UNA) in Florence, AL, offers a quintessential Southern college experience with a strong sense of community and a friendly, approachable vibe. Nestled along the banks of the Tennessee River, UNA's campus is known for its beautiful, historic architecture, particularly the iconic Bibb Graves Hall, and the sprawling oak trees that provide ample shade for studying or socializing. Student life is vibrant and diverse, with over 100 student organizations catering to a wide array of interests, from academic clubs and cultural groups to service organizations and intramural sports. The university boasts a robust athletics program, with the UNA Lions competing in NCAA Division II, fostering a strong sense of school spirit, especially during football season and basketball games. Greek life is a significant part of the social scene for many students, with several fraternities and sororities offering leadership opportunities and social events. Housing options on campus include traditional residence halls like Rivers Hall and Rice Hall, as well as apartment-style living for upperclassmen. Off-campus, many students find affordable housing in the surrounding Florence neighborhoods, often within walking distance or a short drive to campus. Dining services offer a variety of options, including a main dining hall, a campus café, and retail food locations, with meal plans designed to accommodate different student needs. Weekends often involve campus events, exploring downtown Florence's historic district and vibrant music scene, or taking advantage of the natural beauty of the nearby Shoals area for outdoor recreation. The overall atmosphere is one of a close-knit community where students can easily connect with faculty, staff, and their peers, making UNA a welcoming place to call home.
Campus Highlights
- The iconic Bibb Graves Hall, a historic landmark and central administrative building.
- The UNA Lions football program and the spirited atmosphere at Braly Municipal Stadium.
- The proximity to the Tennessee River, offering scenic views and recreational opportunities.
- The vibrant downtown Florence arts and music scene, easily accessible from campus.
- The strong sense of community fostered by a relatively small student body and engaged faculty.
- The annual "Homecoming" celebration, a major tradition bringing alumni and students together.
- The beautiful, tree-lined campus providing a classic Southern collegiate aesthetic.
Location & Regional Advantages
The University of North Alabama's location in Florence, AL, offers a unique blend of regional advantages and challenges for its students. Florence is part of the Shoals area, a region with a developing industrial and manufacturing base, including companies like Smart USA and General Cable. Proximity to Huntsville, AL, a major hub for aerospace, defense, and technology (NASA's Marshall Space Flight Center, Redstone Arsenal), provides significant career opportunities for UNA graduates, particularly those in STEM fields. The cost of living in Florence is notably lower than in major metropolitan areas, making it an attractive place to start a career post-graduation, especially for those burdened with student debt. Quality of life in the Shoals is characterized by a slower pace, access to outdoor recreation along the Tennessee River, and a burgeoning arts and music scene, influenced by its Muscle Shoals Sound Studio heritage. Weather is typical of the Deep South, with hot, humid summers and mild winters. Safety is generally good in Florence and surrounding communities, though like any city, it has areas with higher crime rates. The geographic advantage lies in its affordability and its strategic position between larger economic centers like Nashville, TN, and Birmingham, AL, offering graduates a balance between local opportunities and access to broader job markets.
How to Get Into University of North Alabama
The University of North Alabama (UNA) is a public institution with an admission rate of 87.3%, indicating a generally accessible admissions process. While there isn't an Early Decision or Early Action option that offers a significant advantage, applying by the priority deadline for financial aid (typically in early spring) is crucial. The admissions committee primarily looks for a solid academic record, with a strong emphasis on GPA. While specific SAT/ACT score ranges are not provided, applicants should aim for scores at or above the state average for Alabama high school students if submitting them. A well-written essay can help distinguish applicants, particularly those who may have a slightly lower GPA or test score. Focus on essays that showcase personal growth, resilience, unique experiences, or a clear passion for a particular field of study. Demonstrated interest is generally not a heavily weighted factor at UNA, but engaging with the university through campus visits (virtual or in-person), attending information sessions, and connecting with admissions counselors can still be beneficial. The timeline recommendation is to apply for admission in the fall of your senior year, ideally by November or December, to ensure ample time for application review and scholarship consideration. For students seeking to maximize their chances, ensuring all application components are complete and submitted promptly is key.
How University of North Alabama Compares to Similar Schools
Similar schools: Jacksonville State University, Troy University, University of Alabama at Birmingham, Auburn University Montgomery
Advantages
- Lower cost of living in Florence compared to larger cities where peers might be located.
- Stronger focus on regional workforce development and community ties within North Alabama.
- Potentially more personalized attention in smaller class sizes compared to larger flagship universities.
Disadvantages
- Lower median graduate earnings compared to some larger state universities.
- Less national brand recognition, which can impact recruitment for highly competitive national roles.
- Fewer extensive research opportunities and graduate program offerings compared to larger research-intensive universities.
Best For
- Prospective students who prioritize high ROI and low debt should consider other options.
- Students looking for a more selective admissions process might find better fit at other institutions.
Avoid If
- Students who are looking for a more diverse campus experience with a higher percentage of minority students might want to explore other options.
- Those seeking a higher median salary after graduation may want to consider institutions with better ROI scores.
Frequently Asked Questions about University of North Alabama
How much does it cost to attend University of North Alabama?
In-state tuition at University of North Alabama is $12,120 per year, and out-of-state tuition is $22,320 per year. The median student debt at graduation is $22,077.
What is the acceptance rate at University of North Alabama?
University of North Alabama has an acceptance rate of 87.3%.
What is the graduation rate at University of North Alabama?
University of North Alabama has a graduation rate of 54.4%.
How much do University of North Alabama graduates earn?
The median earnings for University of North Alabama graduates 10 years after enrollment is $45,415. With median debt of $22,077, graduates earn roughly 2.1x their debt level annually.
How big is University of North Alabama?
University of North Alabama has approximately 5,811 students and is classified as a medium institution. It is located in Florence, AL and is a Public institution.
Is University of North Alabama worth the cost?
University of North Alabama has an ROI score of -6 out of 100. With in-state tuition of $12,120 per year and median post-graduation earnings of $45,415, the data suggests the return on investment may be below average.
Where is University of North Alabama located?
University of North Alabama is located in Florence, AL. It is a Public institution with approximately 5,811 students.
How much student debt do University of North Alabama graduates have?
The median student debt for University of North Alabama graduates is $22,077. With median earnings of $45,415 ten years after enrollment, graduates can expect a debt-to-income ratio of 49%.
Is University of North Alabama a good college?
University of North Alabama has a graduation rate of 54.4% and median post-graduation earnings of $45,415. The university has a diverse student body with a significant white population and smaller percentages of other ethnic groups.
How does University of North Alabama compare to similar colleges?
The admission rate is high at 87.31%, indicating a relatively easy acceptance process. Compared to peer institutions, University of North Alabama offers a good balance of affordability and academic outcomes, but the ROI is not strong.
What career prospects do University of North Alabama graduates have?
Graduates of University of North Alabama are well-prepared for entry-level positions in various fields, but may need additional training for higher-paying roles.
What should prospective students know about University of North Alabama?
University of North Alabama is positioned as a solid choice for students seeking a balanced education and career prospects in Alabama.
What makes University of North Alabama stand out?
The median debt of $22,077 is above the national average, which could be a concern for students.
What are the pros and cons of attending University of North Alabama?
The ROI score is negative, suggesting that the degree may not be worth the cost for many students.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.