CollegeTuitionData — College Data in Plain English

University of Nebraska at Kearney

Kearney, NE 68849-1212 — Public

Value Score: 85/100 | ROI Score: 44 | Affordability Score: 90/100

Tuition (In-State): $8,676 | Out-of-State: $15,284

Acceptance Rate: 89.5% | Graduation Rate: 58.7% | Retention Rate: 80.0%

Median Earnings (10yr): $50,105 | Median Debt: $19,500

SAT Average: 1118 | ACT Midpoint: 22

Student Body Size: 4,088 (medium)

Pell Grant Recipients: 36.9% | Federal Loan Rate: 35.4%

Average Faculty Salary: $8,350/month

Tuition & Affordability Analysis

In-state tuition at University of Nebraska at Kearney is $8,676 per year, which is 21% below the national average for public institutions.

Out-of-state students pay $15,284/year — a premium of $6,608 over in-state rates. Over four years, out-of-state students pay approximately $26,432 more than their in-state peers.

Estimated four-year tuition cost: $34,704 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of Nebraska at Kearney:

  • Families earning $0–$30,000: $13,066/year
  • Families earning $30,001–$48,000: $13,350/year
  • Families earning $48,001–$75,000: $14,547/year
  • Families earning $75,001–$110,000: $16,703/year
  • Families earning $110,000+: $20,664/year

Admissions Snapshot

University of Nebraska at Kearney has an acceptance rate of 89.5%, placing it in the Open Admission (85%+) category. This means roughly 1,142 students apply each year.

University of Nebraska at Kearney accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The average SAT score of admitted students is 1118, 5% above the national average. This is within the mid-range nationally.

The ACT midpoint is 22, 5% above the national average.

Graduate Outcomes & Return on Investment

58.7% of students at University of Nebraska at Kearney complete their degree, 5% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 80.0% (near the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of University of Nebraska at Kearney earn a median salary of $50,105 ten years after enrollment, 23% above the national average. This represents a $15,105/year earnings premium over the average high school diploma holder, or $453,150 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $19,500, 9% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $212/month, with a total repayment of $25,440 (including $5,940 in interest).

Debt-to-Earnings Ratio: 0.39x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of Nebraska at Kearney pays for itself in approximately 3 years. This is an excellent return on investment.

Financial Aid Profile

36.9% of students at University of Nebraska at Kearney receive Pell Grants (federal need-based aid for families earning under ~$60,000), 12% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

35.4% of students take federal loans, 25% below the national average. This is a moderate borrowing rate.

Average faculty salary: $8,350/month, 4% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

University of Nebraska at Kearney enrolls 4,088 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 44/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 73%, Hispanic 15%, Black 3%, Asian 1%.

University of Nebraska at Kearney: Affordable Public University with Strong ROI

Report Card: Overall Grade C+

University of Nebraska at Kearney receives an overall grade of C+ based on six dimensions:

  • Academics: D
  • Value: B-
  • Outcomes: C+
  • Affordability: B+

College Analysis

University of Nebraska at Kearney is a Public institution in Kearney, NE with approximately 4,088 students. Academics: Offers a wide range of programs including STEM and humanities. Value: High affordability with a strong return on investment. Outcomes: Graduates have a median earning potential of $50,105 after 10 years. Peer Comparison: Outperforms many public universities in the region with lower tuition and higher earnings.

The Verdict: Is University of Nebraska at Kearney Worth It?

The University of Nebraska at Kearney presents a compelling case for value, especially for in-state students. With an in-state tuition of $8,676 and a median 10-year earning potential of $50,105, the financial return on investment is quite positive. The median debt of $19,500 is also relatively modest. Based on these figures, a graduate earning the median salary could potentially pay off their student loan debt within 2-3 years, assuming a reasonable portion of their income is allocated to debt repayment. The ROI score of 44 further supports its standing as a solid investment. For out-of-state students, the higher tuition of $15,284 makes the value proposition less pronounced, but still potentially worthwhile given the median earnings. UNK is not a hidden gem in the sense of being drastically undervalued, but rather a consistently good deal, particularly for Nebraskans. It offers a strong return for a reasonable cost, making it a financially sound choice for many.

Return on Investment

The degree is worth the cost given the strong return on investment and affordability.

Debt Reality Check

Median student debt at University of Nebraska at Kearney: $19,500. Monthly payment on a standard 10-year plan: $221/month. Total repaid: $26,520 ($7,020 in interest).

Breakeven vs high school diploma: 1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $26,520.

Strengths

  • Strong academic programs and diverse student body.
  • High affordability and strong ROI.

Weaknesses

  • Lower graduation rate compared to some peer institutions.
  • Limited on-campus amenities and a smaller campus.

Academic Profile

SAT Average: 1118. ACT Midpoint: 22. Retention Rate: 80.0%.

UNK boasts a solid academic foundation with particular strengths in its professional programs, reflecting the needs of the region and the state. The College of Business and Technology is a significant draw, offering programs like Aviation Systems Management, which leverages the local airport, and Cybersecurity. The College of Education is also highly regarded, preparing a substantial number of teachers for Nebraska schools. For those interested in health sciences, programs such as Speech-Language Pathology and Exercise Science are popular and well-established. While specific faculty salary data isn't readily available, the public university setting generally implies a commitment to accessible faculty interaction. The student-faculty ratio, though not explicitly provided, is likely manageable given the university's size, fostering opportunities for personalized attention. Research opportunities are available, particularly for undergraduates in science and business fields, often culminating in presentations at the annual UNK Undergraduate Research Day. The Honors Program provides a challenging academic path for high-achieving students, offering smaller class sizes, enriched coursework, and dedicated advising. Academic support is robust, with the Center for Academic Success offering tutoring, academic coaching, and study skills workshops. Study abroad programs, though perhaps not as extensive as at larger research universities, are available and encouraged to broaden students' global perspectives. UNK's commitment is to providing practical, career-focused education supported by dedicated faculty and accessible resources.

Financial Aid Guide for University of Nebraska at Kearney

Pell Grant recipients: 36.9%. Students taking federal loans: 35.4%.

Navigating financial aid at the University of Nebraska at Kearney (UNK) is a practical process designed to make education accessible. As a public institution, UNK offers a range of financial aid options, including merit-based scholarships and need-based grants. Merit scholarships are often awarded automatically based on academic achievement (GPA and ACT scores, though specific thresholds can vary annually), and prospective students are encouraged to apply early to be considered. Need-based aid, primarily through Federal Pell Grants and state grants like the Nebraska Opportunity Grant, is crucial for many students. For the 2023-2024 academic year, the average need-based aid package for Pell-eligible students could significantly offset the sticker price. Work-study opportunities are also available, providing students with part-time jobs on campus or in the community to help fund their education. Typical aid packages for students from lower-income households (e.g., under $30,000 annual income) might combine Pell Grants, state aid, and potentially some institutional grants, potentially covering a substantial portion of tuition and fees. For middle-income families, merit scholarships and federal loans often form the bulk of the aid. While UNK is generally not known for extensive aid negotiation, particularly for merit awards which are often standardized, students facing unique financial circumstances should contact the Financial Aid Office directly to discuss their situation. Scholarship applications, both institutional and external, are key to maximizing aid; students should actively seek out opportunities listed on the UNK scholarship portal and through their academic departments. Federal Direct Loans are a common component of aid packages for many students, supplementing grants and scholarships to cover remaining costs.

Hidden Costs at University of Nebraska at Kearney

  • Room and board costs can range from approximately $8,000 to $11,000 per academic year, depending on the chosen meal plan and housing type.
  • Textbooks and course materials can easily add $1,000 to $1,500 per year, with costs varying significantly by major and specific course requirements.
  • Mandatory student fees, often totaling around $1,000 to $1,200 annually, cover services like the student union, recreation center, and technology access.
  • Transportation costs, including gas, car maintenance, or public transit fares, can add several hundred dollars per year, especially for students commuting or frequently traveling home.
  • Parking permits for students with vehicles on campus can cost between $100 and $250 per academic year, depending on the lot designation.
  • Personal expenses, such as toiletries, laundry, entertainment, and occasional dining out, can amount to $1,500 to $2,500 annually.

Alumni Outcomes & Career Paths

Graduates from the University of Nebraska at Kearney (UNK) are well-positioned for careers, particularly within Nebraska and the surrounding Midwest. Major employers that actively recruit from UNK include major healthcare systems like CHI Health and Bryan Health, agricultural giants such as Lindsay Corporation and Cabela's (a Bass Pro Shops company), and manufacturing firms like Eaton Corporation. The industries where UNK alumni cluster most prominently are healthcare, education, business and finance, and manufacturing. For instance, a significant number of graduates find roles as nurses, physical therapists, and administrators in healthcare facilities across the state. In education, alumni often become teachers and administrators in K-12 school districts throughout Nebraska. Business graduates frequently enter roles in accounting, marketing, and management at regional companies.

While specific graduate school placement rates are not always publicly detailed by major, UNK's strong undergraduate programs in fields like psychology, biology, and chemistry provide a solid foundation for students pursuing advanced degrees. The university's Career Services office plays a crucial role in connecting students with opportunities. They facilitate career fairs, resume workshops, and mock interviews, and maintain relationships with a network of employers. Internship pipelines are robust, especially in fields like education, where student teaching placements are standard, and in business, where students intern at local banks and corporations. Geographic hiring patterns show a strong preference for graduates staying within Nebraska, with Kearney itself, Lincoln, and Omaha being primary destinations. However, graduates also find opportunities in neighboring states like Iowa, Kansas, and Colorado, particularly in sectors with regional demand.

Notable alumni include former Nebraska Governor Dave Heineman, who graduated from UNK, and numerous leaders in education, business, and public service within the state. The university's focus on practical, career-oriented education ensures that graduates are prepared for immediate employment or further academic pursuits.

Campus Life & Culture at University of Nebraska at Kearney

The student body at UNK is predominantly from Nebraska, reflecting its role as a key public university for the state, though a growing number of out-of-state students are attracted by its programs and affordability. The campus culture is generally friendly, practical, and community-oriented, attracting students who value a supportive environment and a direct path to career readiness. Students who thrive here are often self-starters who appreciate accessible faculty and a balance between academic focus and engaged campus life.

The University of Nebraska at Kearney (UNK) offers a quintessential Midwestern college experience, characterized by a friendly, down-to-earth atmosphere and a strong sense of community. With a student body of just over 4,000, UNK provides a more intimate campus setting where students often recognize familiar faces. The campus itself is a blend of historic and modern architecture, with the iconic Nebraskan Union serving as a central hub for student activity, dining, and socializing. Student organizations are a cornerstone of life at UNK, with over 100 clubs and organizations catering to a wide array of interests, from academic and cultural groups to recreational and service-oriented ones. The Loper spirit is alive and well, particularly evident at athletic events, where students rally behind their NCAA Division II teams, especially football and basketball. While Greek life exists, it's not the dominant social force it might be at larger institutions, allowing for a broader range of social engagement. Housing options include traditional residence halls on campus, offering a classic college living experience, and apartment-style living for upperclassmen. The surrounding town of Kearney is a friendly, mid-sized city that offers students plenty of off-campus dining, entertainment, and internship opportunities, often within walking distance or a short drive. The overall vibe is one of focused academics balanced with accessible social opportunities and a supportive, close-knit community. Students often describe UNK as a place where it's easy to get involved, find your niche, and feel at home.

Campus Highlights

  • The Nebraskan Union: The vibrant heart of campus, offering dining, study spaces, and student organization offices.
  • Kearney Area Recreation Trail: A scenic trail accessible from campus, perfect for biking, running, or walking.
  • Museum of Nebraska Art (MONA): Located on campus, it's the official art museum of Nebraska.
  • Athletic Spirit: Strong support for NCAA Division II Loper athletics, fostering a sense of community pride.
  • Aviation Systems Management Program: Unique program leveraging the Kearney Regional Airport for hands-on training.
  • Rural Health Education Complex: Demonstrates a commitment to training healthcare professionals for rural communities.

Location & Regional Advantages

Kearney, Nebraska, offers a unique geographic advantage for University of Nebraska at Kearney (UNK) students, particularly those seeking opportunities within the Midwest. The local job market in Kearney and the surrounding central Nebraska region is robust, with a strong presence in agriculture, manufacturing, healthcare, and education. Companies like Lindsay Corporation, a global manufacturer of agricultural and infrastructure products, are headquartered in or near Kearney, providing direct employment opportunities. The cost of living in Kearney is significantly lower than the national average, making it an attractive place to start a career and build financial stability. This affordability extends to housing, utilities, and everyday expenses, allowing graduates to make their salaries go further.

While Kearney is not directly adjacent to a major metropolitan industry hub like Denver or Minneapolis, its central location within Nebraska provides good access to larger cities like Lincoln (about a 2-hour drive) and Omaha (about a 3-hour drive), which offer more diverse and extensive job markets. This proximity allows UNK graduates to leverage regional opportunities without necessarily relocating far from their alma mater. The quality of life in Kearney is characterized by a friendly, community-oriented atmosphere, with access to outdoor recreation along the Platte River and a generally safe environment. The weather is typical of the Great Plains, with distinct seasons including cold winters and warm summers. This location fosters strong community ties and a supportive environment for young professionals, making it an appealing choice for those who value a balanced lifestyle and a clear path to career advancement within a stable regional economy.

How to Get Into University of Nebraska at Kearney

Applying to the University of Nebraska at Kearney (UNK) is a straightforward process, reflecting its accessible admission rate of 89.5%. UNK does not offer Early Decision or Early Action, so the focus is on meeting the general admission requirements. The admissions office primarily values a solid academic record, demonstrated by high school GPA and coursework. While specific GPA ranges aren't heavily emphasized due to the broad acceptance rate, maintaining a GPA above 3.0 is generally advisable for a smoother admission process. Standardized test scores (ACT midpoint) are considered, but UNK often has a holistic approach, especially given the lack of specific score ranges published. Essays are not typically a required component for general admission, but they can be beneficial if you have unique circumstances or achievements to highlight. Demonstrated interest is not a heavily weighted factor; the university focuses more on academic preparedness. The best strategy is to ensure you meet the basic admission criteria (high school diploma or equivalent) and submit your application with your official transcripts and ACT scores (if available and desired) well before the priority deadline, typically in the spring (e.g., March 1st) to ensure full consideration for scholarships and aid. For students seeking to bolster their application, highlighting extracurricular involvement, leadership roles, and any work or volunteer experience can be beneficial, even without a formal essay requirement.

How University of Nebraska at Kearney Compares to Similar Schools

Similar schools: University of Nebraska-Lincoln, University of Northern Colorado, South Dakota State University, Wayne State College

Advantages

  • Lower cost of living in Kearney compared to larger university towns.
  • Strong focus on practical, career-ready programs with direct ties to regional industries.
  • Smaller class sizes and more personalized attention compared to larger flagship universities.

Disadvantages

  • Less national brand recognition and alumni network compared to larger state flagships.
  • Fewer diverse internship and job opportunities directly within Kearney compared to larger metropolitan areas.
  • Potentially less research infrastructure and graduate program depth compared to larger research institutions.

Best For

  • Best for students prioritizing affordability and seeking a strong return on investment.
  • Best for students interested in a diverse range of academic programs.

Avoid If

  • Avoid if you need a highly selective institution with a much lower admission rate.
  • Avoid if you require extensive on-campus amenities and a larger campus.

Frequently Asked Questions about University of Nebraska at Kearney

How much does it cost to attend University of Nebraska at Kearney?

In-state tuition at University of Nebraska at Kearney is $8,676 per year, and out-of-state tuition is $15,284 per year. The median student debt at graduation is $19,500.

What is the acceptance rate at University of Nebraska at Kearney?

University of Nebraska at Kearney has an acceptance rate of 89.5%.

What is the graduation rate at University of Nebraska at Kearney?

University of Nebraska at Kearney has a graduation rate of 58.7%.

How much do University of Nebraska at Kearney graduates earn?

The median earnings for University of Nebraska at Kearney graduates 10 years after enrollment is $50,105. With median debt of $19,500, graduates earn roughly 2.6x their debt level annually.

How big is University of Nebraska at Kearney?

University of Nebraska at Kearney has approximately 4,088 students and is classified as a medium institution. It is located in Kearney, NE and is a Public institution.

Is University of Nebraska at Kearney worth the cost?

University of Nebraska at Kearney has an ROI score of 44 out of 100. With in-state tuition of $8,676 per year and median post-graduation earnings of $50,105, the return on investment is moderate.

Where is University of Nebraska at Kearney located?

University of Nebraska at Kearney is located in Kearney, NE. It is a Public institution with approximately 4,088 students.

How much student debt do University of Nebraska at Kearney graduates have?

The median student debt for University of Nebraska at Kearney graduates is $19,500. With median earnings of $50,105 ten years after enrollment, graduates can expect a debt-to-income ratio of 39%.

Is University of Nebraska at Kearney a good college?

University of Nebraska at Kearney has a graduation rate of 58.7% and median post-graduation earnings of $50,105. Highly affordable tuition for in-state students.

How does University of Nebraska at Kearney compare to similar colleges?

Strong graduation rate of 58.72%. Compared to peer institutions, UNK offers a more affordable education with a higher return on investment.

What career prospects do University of Nebraska at Kearney graduates have?

Graduates are well-positioned for careers in various fields with a median earning potential of $50,105 after 10 years.

What should prospective students know about University of Nebraska at Kearney?

UNK is well-placed in the market for students seeking a cost-effective education with strong earning potential.

What makes University of Nebraska at Kearney stand out?

Median earnings of graduates 10 years post-graduation are above the national average.

What are the pros and cons of attending University of Nebraska at Kearney?

Diverse student body with a significant white population.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.