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University of Mobile

Mobile, AL 36613-2842 — Private Nonprofit

Value Score: 55/100 | ROI Score: -59 | Affordability Score: 55/100

Tuition (In-State): $26,910 | Out-of-State: $26,910

Acceptance Rate: 77.9% | Graduation Rate: 56.2% | Retention Rate: 74.0%

Median Earnings (10yr): $43,611 | Median Debt: $26,500

SAT Average: 1220

Student Body Size: 1,307 (small)

Pell Grant Recipients: 25.7% | Federal Loan Rate: 36.8%

Average Faculty Salary: $5,674/month

Tuition & Affordability Analysis

In-state tuition at University of Mobile is $26,910 per year, which is 32% below the national average for private institutions.

Out-of-state students pay $26,910/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $107,640 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of Mobile:

  • Families earning $0–$30,000: $17,550/year
  • Families earning $30,001–$48,000: $21,133/year
  • Families earning $48,001–$75,000: $21,633/year
  • Families earning $75,001–$110,000: $24,766/year
  • Families earning $110,000+: $27,447/year

Low-income families receive an average discount of $9,360/year, paying just 65% of the sticker price.

Admissions Snapshot

University of Mobile has an acceptance rate of 77.9%, placing it in the Less Selective (70–85%) category. This means roughly 420 students apply each year.

The average SAT score of admitted students is 1220, 15% above the national average. This reflects a strong academic student body.

Graduate Outcomes & Return on Investment

56.2% of students at University of Mobile complete their degree, 9% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 74.0% (9% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of University of Mobile earn a median salary of $43,611 ten years after enrollment, 7% above the national average. This represents a $8,611/year earnings premium over the average high school diploma holder, or $258,330 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $26,500, 23% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $288/month, with a total repayment of $34,560 (including $8,060 in interest).

Debt-to-Earnings Ratio: 0.61x. This is a healthy ratio, suggesting debt is manageable for most graduates.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of Mobile pays for itself in approximately 13 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.

Financial Aid Profile

25.7% of students at University of Mobile receive Pell Grants (federal need-based aid for families earning under ~$60,000), 22% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

36.8% of students take federal loans, 22% below the national average. This is a moderate borrowing rate.

Average faculty salary: $5,674/month, 35% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

University of Mobile enrolls 1,307 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 69/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 54%, Hispanic 4%, Black 15%, Asian 1%.

University of Mobile: Moderate Academic Performance and Value Concerns

Report Card: Overall Grade D+

University of Mobile receives an overall grade of D+ based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: C
  • Affordability: B+

College Analysis

University of Mobile is a Private Nonprofit institution in Mobile, AL with approximately 1,307 students. Academics: The university has a moderate graduation rate of 56.2%, indicating room for improvement in student success. Value: The median debt of $26,500 is relatively high, and the ROI score is negative, suggesting the degree may not be worth the cost. Outcomes: Graduates earn a median salary of $43,611 after 10 years, which is below the national average for similar institutions.

The Verdict: Is University of Mobile Worth It?

The University of Mobile presents a challenging value proposition, primarily due to its median 10-year earnings of $43,611 falling significantly below its tuition cost and the median debt of $26,500. With an out-of-state tuition of $26,910, a single year's tuition alone is over 60% of the median annual earnings. The ROI score of -59 further underscores this concern, indicating that graduates, on average, do not recoup their investment within a reasonable timeframe. The debt-to-earnings ratio is unfavorable, suggesting that the financial burden of student loans could outweigh the typical salary progression for several years. While the private, faith-based education offers unique benefits for some students, the financial return on investment is demonstrably weak based on available data. It is not a good deal, and prospective students should carefully consider the long-term financial implications, explore all available scholarships and aid, and potentially seek majors with higher earning potential if financial return is a priority. A clear recommendation is to approach with extreme caution and prioritize financial planning.

Return on Investment

Given the high median debt and negative ROI score, the degree may not be worth the cost for many students.

Debt Reality Check

Median student debt at University of Mobile: $26,500. Monthly payment on a standard 10-year plan: $301/month. Total repaid: $36,120 ($9,620 in interest).

Breakeven vs high school diploma: 1.9 years. Debt burden: Manageable. Salary needed for comfortable repayment: $36,120.

Strengths

  • Diverse student body
  • Uniform tuition rates
  • Strong local industry connections

Weaknesses

  • Moderate graduation rate
  • High median debt
  • Negative ROI score

Academic Profile

SAT Average: 1220. Retention Rate: 74.0%.

The University of Mobile's academic strengths lie in its commitment to integrating faith with learning, particularly within its College of Arts and Sciences and its professional schools. Notable programs include the Bachelor of Science in Nursing, which boasts strong clinical partnerships in the Mobile area, and the Teacher Education program, preparing educators for roles in K-12 settings. The School of Business offers concentrations relevant to the regional economy, while the Division of Music and Worship is a cornerstone of the university's identity, offering robust performance and education opportunities. Research opportunities for undergraduates are available, though perhaps less extensive than at larger research institutions; faculty often involve students in their ongoing projects, especially within the sciences. Faculty quality is a key selling point, with many instructors holding terminal degrees and actively engaging students in smaller class sizes, fostering a mentorship-driven environment. The Honors Program provides a challenging academic track for high-achieving students, offering enriched coursework and opportunities for independent study. Study abroad programs are available, often with a focus on short-term mission trips or cultural immersion experiences that align with the university's mission. Academic support is robust, with services like the Academic Success Center offering tutoring, writing assistance, and academic coaching to help students navigate their coursework.

Financial Aid Guide for University of Mobile

Pell Grant recipients: 25.7%. Students taking federal loans: 36.8%.

The University of Mobile offers a blend of merit-based and need-based financial aid to make its private education accessible. Merit scholarships are a significant component, awarded automatically based on academic achievement (GPA and standardized test scores, though specific ranges are not publicly detailed). These can range from a few thousand dollars to covering a substantial portion of tuition, especially for students with strong academic profiles. Need-based aid, determined by the FAFSA, is also crucial. For families with an Expected Family Contribution (EFC) below $10,000, it's common to see aid packages that combine federal grants (like Pell Grants, if eligible), state aid, institutional grants, and potentially federal loans, aiming to bridge a significant portion of the $26,910 tuition. Work-study opportunities are available for students demonstrating financial need, providing on-campus employment to earn money for expenses. Typical aid packages for students from lower-income backgrounds might cover 60-80% of tuition and fees through a combination of grants and scholarships. For middle-income families, merit scholarships often play a larger role in reducing the net cost. Scholarship tips include applying early, completing the FAFSA promptly, and exploring external scholarships. Negotiating aid at UM is possible, particularly if you have competing offers from similar institutions, but it's generally more effective if you can demonstrate a significant change in financial circumstances or have a strong academic profile that might warrant additional institutional merit consideration. Be prepared to present documentation to support any negotiation requests.

Hidden Costs at University of Mobile

  • Room and board typically range from $9,000 to $11,000 per academic year, depending on the chosen meal plan and housing option.
  • Textbooks and course materials can easily cost $1,000 to $1,500 annually, with some specialized courses requiring more expensive resources.
  • Student fees, including technology and activity fees, can add approximately $500 to $800 per semester.
  • Transportation costs, especially for students commuting or traveling home, can vary widely but budget at least $500-$1,000 annually.
  • Personal expenses, such as toiletries, laundry, entertainment, and snacks, can amount to $1,500 to $2,500 per year.
  • Parking permits for students with vehicles typically cost around $150-$250 per academic year.
  • Health insurance, if not covered by a parent's plan, can add another $2,000-$3,000 annually.

Alumni Outcomes & Career Paths

Graduates from the University of Mobile embark on diverse career paths, though specific employer data and detailed placement rates are not readily available in public databases. However, given its location in Mobile, Alabama, and its private, faith-based identity, alumni often find opportunities within regional healthcare systems, educational institutions, and local businesses. Major employers in the Mobile area that may recruit University of Mobile graduates include USA Health, Infirmary Health, and Providence Hospital for those in health sciences. In education, local school districts like Mobile County Public School System are common destinations. For business and arts graduates, regional companies and non-profits in the Gulf Coast area are typical employers. While a dedicated internship pipeline isn't explicitly detailed, the university likely fosters connections with local organizations and churches for practical experience. Graduate school placement rates are not publicly disclosed, but programs like psychology, education, and business often see graduates pursue further studies. Notable alumni are not widely publicized, suggesting a focus on community impact rather than national recognition. Career services at the University of Mobile likely focus on personalized guidance, resume building, and interview preparation, leveraging regional connections. Geographic hiring patterns tend to favor the Gulf Coast region, particularly Alabama and surrounding states like Florida and Mississippi, due to established alumni networks and the university's regional focus.

Campus Life & Culture at University of Mobile

The University of Mobile primarily attracts students from Alabama and surrounding Southern states, with a significant portion identifying as evangelical Christian. The student body is generally composed of individuals seeking a supportive, faith-based academic environment where personal and spiritual development are as important as intellectual pursuits. Students who thrive here are typically community-minded, engaged in their faith, and appreciate a smaller, more personal campus setting.

The University of Mobile (UM) offers a close-knit, faith-centered campus experience, deeply rooted in its Southern Baptist affiliation. The 'vibe' is generally described as friendly, supportive, and community-oriented, with a strong emphasis on spiritual growth and discipleship. With just over 1,300 students, it’s easy to find your niche. Student organizations are plentiful, ranging from academic clubs and ministry groups like Campus Outreach and Chi Alpha to intramural sports and student government. While UM doesn't have traditional Greek life, the smaller student body fosters strong bonds through these various organizations and shared campus events. Residence halls are a central part of the social scene, with most freshmen living on campus. Popular spots for students to gather include the student center, the library cafe, and outdoor spaces like Lyon Park. Athletics are a significant part of campus life, with the Rams competing in the NAIA, particularly strong in sports like basketball, baseball, and volleyball. Homecoming is a major annual tradition, bringing alumni back to campus for a weekend of festivities. The surrounding Mobile area offers opportunities for off-campus exploration, from historic downtown Mobile to the Gulf Coast beaches, though many students find ample social engagement within the university community itself. Dining is handled through the main cafeteria, offering a typical college meal plan experience.

Campus Highlights

  • Strong Christian Community: A faith-centered environment with numerous opportunities for spiritual growth and discipleship.
  • Close-Knit Campus: Small student body fosters strong relationships and a supportive atmosphere.
  • Mobile Bay Area Location: Proximity to a vibrant city with cultural attractions and nearby Gulf Coast beaches.
  • NAIA Athletics: Active participation in intercollegiate sports with a dedicated fan base.
  • Emphasis on Worship and Music: Renowned programs in music and worship arts.
  • Service-Oriented Opportunities: Frequent mission trips and community service projects integrated into student life.

Location & Regional Advantages

The University of Mobile's location in Mobile, Alabama, offers a unique set of regional advantages and challenges. Mobile itself boasts a growing economy with strengths in aerospace (Airbus has a major facility nearby), shipbuilding (Austal USA), and healthcare. The proximity to the Gulf Coast provides access to tourism and port-related industries. While not a major metropolitan hub, Mobile offers a lower cost of living compared to larger cities, making the overall cost of education and living more manageable for students. The city's quality of life is characterized by its historic charm, access to beaches, and a relatively mild climate, though it experiences hot, humid summers. Safety is generally comparable to other mid-sized Southern cities. For career opportunities, the local job market is robust in specific sectors, but graduates seeking broader opportunities might need to look beyond the immediate region. Proximity to larger industry hubs like New Orleans, LA, and Pensacola, FL, is within a few hours' drive, offering potential for internships and job searches. The university's location fosters strong ties within the regional business community, potentially creating a more accessible entry point for graduates into local companies and organizations, especially within faith-based networks.

How to Get Into University of Mobile

The University of Mobile, with its 77.9% admission rate, is considered a moderately selective institution. The admissions office looks for students who not only meet academic benchmarks but also align with the university's Christian mission and values. While Early Decision (ED) and Early Action (EA) aren't explicitly highlighted as having significant advantages, applying by the priority deadlines (often in late fall or early winter) is recommended to maximize scholarship consideration and ensure a timely decision. The admissions committee will review your high school GPA, coursework rigor, and any standardized test scores submitted (though SAT/ACT averages are not provided, strong scores are always beneficial). Essays are important; focus on topics that showcase your personal growth, your faith journey, your commitment to community, or how you plan to contribute to the UM campus. Demonstrated interest is likely valued, so engaging with admissions counselors, attending virtual or in-person info sessions, and visiting campus can positively impact your application. A timeline recommendation would be to have your application, transcripts, and any recommendation letters submitted by February 1st for the best chance at both admission and institutional aid.

How University of Mobile Compares to Similar Schools

Similar schools: Spring Hill College, Loyola University New Orleans, Belhaven University, William Carey University

Advantages

  • Stronger emphasis on specific Christian liberal arts programs.
  • Potentially more personalized attention due to smaller class sizes.
  • Location in a developing economic region with specific industry ties (e.g., aerospace).

Disadvantages

  • Lower median graduate earnings compared to many regional and national peers.
  • Higher tuition relative to median earnings.
  • Limited national brand recognition and alumni network reach.

Best For

  • Students seeking a high ROI may want to consider other institutions with better job placement rates and lower tuition costs.
  • Prospective students should be aware of the high median debt and negative ROI score before enrolling.

Avoid If

  • Students looking for a more competitive academic environment with higher graduation rates and lower debt levels may want to explore other options.
  • Those seeking a broader range of cultural diversity might consider institutions with higher Asian and Hispanic student populations.

Frequently Asked Questions about University of Mobile

How much does it cost to attend University of Mobile?

In-state tuition at University of Mobile is $26,910 per year, and out-of-state tuition is $26,910 per year. The median student debt at graduation is $26,500.

What is the acceptance rate at University of Mobile?

University of Mobile has an acceptance rate of 77.9%.

What is the graduation rate at University of Mobile?

University of Mobile has a graduation rate of 56.2%.

How much do University of Mobile graduates earn?

The median earnings for University of Mobile graduates 10 years after enrollment is $43,611. With median debt of $26,500, graduates earn roughly 1.6x their debt level annually.

How big is University of Mobile?

University of Mobile has approximately 1,307 students and is classified as a small institution. It is located in Mobile, AL and is a Private Nonprofit institution.

Is University of Mobile worth the cost?

University of Mobile has an ROI score of -59 out of 100. With in-state tuition of $26,910 per year and median post-graduation earnings of $43,611, the data suggests the return on investment may be below average.

Where is University of Mobile located?

University of Mobile is located in Mobile, AL. It is a Private Nonprofit institution with approximately 1,307 students.

How much student debt do University of Mobile graduates have?

The median student debt for University of Mobile graduates is $26,500. With median earnings of $43,611 ten years after enrollment, graduates can expect a debt-to-income ratio of 61%.

Is University of Mobile a good college?

University of Mobile has a graduation rate of 56.2% and median post-graduation earnings of $43,611. The university has a diverse student body with a significant white population and a small number of Asian students.

How does University of Mobile compare to similar colleges?

The admission rate is relatively high at 77.89%, suggesting a more accessible admissions process. Compared to peer institutions, University of Mobile has a lower graduation rate and higher median debt, making it less favorable in terms of value.

What career prospects do University of Mobile graduates have?

Graduates of University of Mobile are well-positioned for careers in coastal industries and local job markets.

What should prospective students know about University of Mobile?

University of Mobile is best suited for students who value accessibility and affordability in a private institution.

What makes University of Mobile stand out?

The tuition rates are the same for in-state and out-of-state students, indicating a uniform pricing strategy.

What are the pros and cons of attending University of Mobile?

The university's location in Mobile, Alabama, offers unique opportunities for students interested in coastal living and industry.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.