University of Missouri-St Louis
Saint Louis, MO — Public
Value Score: 40/100
Tuition (In-State): $14,112 | Out-of-State: $35,112
Acceptance Rate: 62.7% | Graduation Rate: 56.8%
Median Earnings (10yr): $53,037 | Median Debt: $20,000
Student Body Size: 5,024
UMSL offers accessible public education with moderate post-graduation earnings and debt.
Report Card: Overall Grade C-
University of Missouri-St Louis receives an overall grade of C- based on six dimensions:
- Academics: C-
- Value: D
- Outcomes: C+
- Affordability: C-
College Analysis
The University of Missouri-St Louis (UMSL) is a public, medium-sized institution serving over 5,000 students. Academically, UMSL offers a range of programs, but its graduation rate of 56.8% suggests potential challenges for students in completing their degrees within a typical timeframe. The value proposition for UMSL is mixed. While the in-state tuition is relatively affordable at $14,112, the median earnings 10 years after entry ($53,037) are not exceptionally high, especially when compared to the median debt of $20,000. The ROI score of -6 indicates that, on average, graduates may not see a significant financial return on their investment in the short to medium term. The student experience at UMSL is shaped by its medium size and urban setting, offering a diverse student body with significant Black and White representation. However, the admission rate of 62.7% suggests a less selective environment, which may appeal to a broader range of students but could also impact academic rigor for some.
The Verdict: Is University of Missouri-St Louis Worth It?
The University of Missouri-St. Louis presents a mixed value proposition. With a median 10-year earning potential of $53,037 against a median debt of $20,000, the return on investment (ROI) score of -6 suggests a challenging payoff period. This means it takes approximately 3.7 years of median earnings to cover the median debt, which is longer than ideal. While the in-state tuition of $14,112 is relatively affordable, the out-of-state tuition of $35,112 significantly increases the debt burden. The university's strengths lie in its accessible location within a robust job market and its specific programs that can lead to good careers. However, the overall earnings potential compared to the cost and debt is not as strong as some other public institutions. UMSL is a decent option for in-state students seeking a more affordable education with reasonable career prospects in the St. Louis area, but out-of-state students should carefully weigh the higher costs against the median earnings. It's not a hidden gem, nor is it drastically overpriced for in-state students, but it requires careful financial planning.
Return on Investment
With median 10-year earnings of $53,037 and median debt of $20,000, the University of Missouri-St Louis presents a modest return on investment, reflected in its negative ROI score.
Debt Reality Check
Median student debt at University of Missouri-St Louis: $20,000. Monthly payment on a standard 10-year plan: $227/month. Total repaid: $27,240 ($7,240 in interest).
Breakeven vs high school diploma: 0.9 years. Debt burden: Manageable. Salary needed for comfortable repayment: $27,240.
Strengths
- Affordable in-state tuition
- Diverse student body
- Relatively high affordability score
Weaknesses
- Moderate graduation rate
- Lower than average post-graduation earnings relative to debt
- Less selective admissions
Academic Profile
UMSL boasts a strong academic foundation, particularly recognized for its robust programs in business, education, nursing, and optometry. The College of Business Administration is highly regarded, offering specialized tracks and strong connections to the St. Louis business community, providing students with internships and post-graduation employment opportunities. Similarly, the College of Education is a significant contributor to the region's teaching workforce, and the College of Nursing consistently produces highly sought-after graduates. A standout program is the University of Missouri-St. Louis College of Optometry, one of only 23 optometry schools in the U.S., offering a unique and specialized path for aspiring eye care professionals. Research is an integral part of the UMSL experience, with numerous opportunities for undergraduates to engage in faculty-led research projects across various disciplines, from the sciences to the humanities. This hands-on involvement not only enhances learning but also strengthens graduate school applications and resumes. The faculty at UMSL are dedicated educators and active researchers, bringing real-world expertise into the classroom. While specific faculty salary data isn't readily available, the university's commitment to attracting and retaining quality educators is evident in its academic offerings. The student-faculty ratio, though not explicitly provided, is generally manageable at public universities of this size, allowing for accessible interaction with professors. UMSL offers a robust Honors College, providing a challenging academic environment with smaller class sizes, enriched coursework, and dedicated advising for high-achieving students. Study abroad programs are available, offering students the chance to broaden their horizons and gain international perspectives. Academic support is a priority, with resources like the Academic Success Center offering tutoring, writing support, and academic coaching to ensure students have the tools they need to succeed.
Financial Aid Guide for University of Missouri-St Louis
Navigating financial aid at the University of Missouri-St. Louis (UMSL) is a practical process designed to make its quality education accessible. UMSL offers a combination of merit-based and need-based aid, with a significant portion of students receiving some form of financial assistance. For merit aid, incoming freshmen are automatically considered for scholarships based on their academic achievements, such as GPA and standardized test scores (though these are not currently a primary factor for admission). The university also offers specific scholarships tied to academic programs or departments, which students should actively seek out and apply for. Need-based aid, primarily awarded through federal and state grants like the Pell Grant and Missouri grants, is determined by the Free Application for Federal Student Aid (FAFSA). For students whose families earn less than $50,000 annually, UMSL aims to provide a comprehensive aid package that may cover a substantial portion of tuition and fees, often including grants and work-study opportunities. Work-study programs offer students the chance to earn money through part-time jobs on or off campus, providing valuable work experience alongside financial support. Typical aid packages can vary widely, but for students from lower-income households, grants and scholarships might cover a significant portion of the $14,112 in-state tuition. For out-of-state students facing the $35,112 tuition, aid packages are crucial. UMSL's financial aid office is generally supportive, and while direct negotiation of aid packages is less common than at highly selective private institutions, students facing extenuating circumstances or with significant competing offers should reach out to the office to discuss their situation. Proactive scholarship searching, both through UMSL's own scholarship portal and external resources, is highly recommended to supplement aid packages and reduce overall debt.
Hidden Costs at University of Missouri-St Louis
- On-campus housing can range from approximately $6,000 to $9,000 per academic year, depending on the chosen residence hall and room type.
- Meal plans vary, but a typical full-year plan can cost between $4,000 and $5,000, offering flexibility for students living on or off campus.
- Textbooks and course materials can easily add $1,000 to $1,500 per year, with costs varying significantly by major and course.
- Mandatory student fees, covering services like the recreation center, student activities, and technology, can total around $1,500 to $2,000 annually.
- Transportation costs, including public transit passes or personal vehicle expenses (gas, insurance), can range from $500 to $2,000 per year.
- Parking permits for students who drive to campus can cost between $200 and $500 per academic year, depending on the lot location.
- Health insurance, if not covered by a parent's plan, can add approximately $2,000 to $3,000 annually for the university's student health insurance plan.
Alumni Outcomes & Career Paths
Graduates from the University of Missouri-St. Louis (UMSL) enter a diverse job market, with many finding opportunities within the St. Louis metropolitan area and beyond. Major employers that actively recruit from UMSL include prominent healthcare systems like BJC HealthCare and SSM Health, financial institutions such as Edward Jones and Wells Fargo Advisors, and technology firms like Centene Corporation and Mastercard. The university's strong business, nursing, and education programs feed into key industries such as healthcare, finance, technology, and education. While specific graduate school placement rates vary by program, UMSL supports students pursuing advanced degrees, with many alumni attending top-tier graduate programs in fields like law, medicine, and social work. Notable alumni include former Missouri Governor Bob Holden and Pulitzer Prize-winning author William H. Gass. UMSL's Career Services offers robust support, including resume workshops, career fairs, and mock interviews, aiming to connect students with internship pipelines. The university's location in a major metropolitan area provides ample internship opportunities with companies like Enterprise Holdings, Ameren Missouri, and St. Louis-based startups. Geographic hiring patterns show a strong concentration of alumni within the St. Louis region, but also significant placement in other Midwestern cities and national hubs for specific industries.
Campus Life & Culture at University of Missouri-St Louis
UMSL serves a diverse student body, with a significant percentage of students being first-generation college attendees and many balancing their studies with work and family responsibilities. The university thrives on attracting students who are driven, pragmatic, and seeking a high-quality education that leads to tangible career outcomes within the St. Louis region and beyond. Students who are self-motivated and can leverage the urban setting for internships and professional development tend to be most successful here.
The University of Missouri-St. Louis (UMSL) offers a vibrant campus life that balances academic rigor with a dynamic social scene, all within the context of a major metropolitan area. As a public university situated in St. Louis, UMSL provides students with access to the city's rich cultural, professional, and recreational opportunities, which significantly shapes the student experience. The campus itself is a blend of modern facilities and green spaces, fostering a sense of community. While not a traditional residential campus, UMSL offers on-campus housing options, primarily for undergraduates, including traditional dormitories and apartment-style living, providing a convenient base for those seeking to immerse themselves in campus life. Off-campus living in surrounding neighborhoods like Normandy or University City offers more diverse and often more affordable options, with many students commuting. Dining services cater to a variety of tastes, with multiple locations offering everything from quick snacks to full meals, designed to fuel busy academic schedules. Student organizations are the heartbeat of campus life, with over 100 clubs and organizations covering a wide spectrum of interests, from academic and professional societies to cultural groups, arts, and recreation. This diversity ensures that every student can find a niche and connect with like-minded peers. UMSL also has a strong commitment to student engagement through its Recreation and Wellness Center, offering fitness classes, intramural sports, and outdoor adventure programs. While Greek life exists, it's not the dominant social force it might be at other institutions, allowing for a broader range of social interactions. The 'vibe' at UMSL is one of ambition and practicality; students are often working professionals, transfer students, or those seeking a high-quality education with a direct link to career opportunities in the St. Louis region. It's a place where students are serious about their education but also eager to engage with the city and build lasting connections.
Campus Highlights
- The Blanche M. Touhill Performing Arts Center, a premier venue hosting a variety of professional performances and student productions.
- The Thomas Jefferson Library, a central hub for academic resources, study spaces, and cultural exhibits.
- The UMSL Sculpture Garden, featuring impressive outdoor art installations scattered across campus.
- Proximity to Forest Park, one of the nation's largest urban parks, offering recreational and cultural attractions like the zoo, museums, and botanical garden.
- The UMSL Tritons athletics program, competing in NCAA Division II, providing opportunities for student-athletes and spirited campus events.
- The strong connection to the St. Louis metropolitan area, offering unparalleled internship, co-op, and career opportunities in diverse industries.
Location & Regional Advantages
The University of Missouri-St. Louis benefits significantly from its location in a major Midwestern hub. St. Louis offers a dynamic job market with a strong presence in healthcare, finance, biosciences, and advanced manufacturing. Proximity to major employers like BJC HealthCare, Edward Jones, and Boeing provides UMSL students with direct access to internships and post-graduation employment. The cost of living in St. Louis is considerably lower than in many coastal cities, making the median debt of $20,000 more manageable and extending the value of a UMSL degree. While the weather includes cold winters, the region boasts a rich cultural scene, numerous parks, and a growing culinary landscape, contributing to a good quality of life. Safety is a concern in any urban environment, but UMSL maintains a dedicated campus police force and offers safety resources. The university's urban setting also facilitates partnerships with local businesses and community organizations, enhancing career opportunities and providing a real-world learning environment that directly translates to post-graduation success within the region and beyond.
How to Get Into University of Missouri-St Louis
Gaining admission to the University of Missouri-St. Louis (UMSL) is a competitive yet achievable goal, particularly for Missouri residents. UMSL operates on a rolling admissions basis, meaning applications are reviewed as they are received, so applying early is always advantageous. While UMSL does not offer Early Decision or Early Action programs, submitting your application well before the priority deadlines (typically in late winter/early spring) can improve your chances and ensure you are considered for all available scholarships. The admissions committee looks for a well-rounded academic profile, with a strong emphasis on GPA and the rigor of coursework taken in high school. While specific test score ranges are not heavily emphasized due to test-optional policies, a solid academic record is paramount. For essays, focus on demonstrating your personal growth, your connection to UMSL's mission or specific programs, and how you will contribute to the campus community. Avoid generic topics and instead, highlight unique experiences or challenges you've overcome. Demonstrated interest is valued; this can be shown through attending virtual or in-person campus tours, information sessions, or by engaging with admissions counselors. For students applying from Missouri, a strong high school GPA and a history of challenging coursework will be key. Out-of-state applicants may face slightly higher expectations. UMSL is selective enough that a thoughtful and complete application, showcasing academic preparedness and a genuine interest in the university, is crucial for a successful outcome.
How University of Missouri-St Louis Compares to Similar Schools
Similar schools: Southern Illinois University Edwardsville, Saint Louis University, University of Missouri
Advantages
- Lower cost of living in the immediate St. Louis area compared to some peers.
- Stronger focus on specific regional workforce needs in areas like healthcare and finance.
- More accessible and integrated with the urban St. Louis job market.
Disadvantages
- Lower overall national ranking and brand recognition compared to larger flagship universities.
- Potentially fewer resources and research opportunities compared to larger, more well-funded institutions.
- Lower median earnings compared to some private university peers.
Best For
- In-state students seeking an affordable public university education
- Students prioritizing access over high selectivity
- Individuals looking for a diverse urban campus experience
Avoid If
- You are seeking a highly selective academic environment
- Your primary goal is maximizing immediate post-graduation earnings
- You require significant financial aid to cover costs
Frequently Asked Questions about University of Missouri-St Louis
Is the University of Missouri-St Louis a good investment for future earnings?
Based on the provided data, the median earnings 10 years after entry are $53,037 with $20,000 in median debt, resulting in a negative ROI score, suggesting a modest financial return.
What is the graduation rate at the University of Missouri-St Louis?
The graduation rate at the University of Missouri-St Louis is 56.8%.
How does the cost of attendance compare to potential earnings at UMSL?
In-state tuition is $14,112, and out-of-state is $35,112. Median 10-year earnings are $53,037, with median debt at $20,000, indicating a moderate financial outcome.
What is the admission selectivity of the University of Missouri-St Louis?
The University of Missouri-St Louis has an admission rate of 62.7%, indicating it is not highly selective.
Is the University of Missouri-St Louis a good option for students seeking high earning potential?
While UMSL provides educational opportunities, the median earnings data suggests it may not be the best choice for students whose primary goal is maximizing immediate post-graduation income.
What is the acceptance rate at University of Missouri-St Louis and how hard is it to get in?
The University of Missouri-St. Louis (UMSL) has an acceptance rate of approximately 62.7%, classifying it as a moderately selective institution. This means that while a significant portion of applicants are admitted, meeting the general admission requirements does not guarantee entry. UMSL typically looks for a solid academic record, including a strong GPA and completion of required high school coursework. Standardized test scores (SAT/ACT) may also be considered, though policies can vary. To improve your chances, focus on maintaining a high GPA, taking challenging courses, and writing a compelling personal essay if required. Demonstrating extracurricular involvement and any leadership roles can also strengthen your application. Prospective students should review UMSL's specific admission criteria on their website, paying close attention to any program-specific prerequisites, especially for competitive majors like nursing or business.
Is University of Missouri-St Louis worth the money?
The financial worth of a University of Missouri-St. Louis (UMSL) degree is a nuanced question. With a median 10-year earning potential of $53,037 and median debt of $20,000, the ROI score of -6 indicates a longer-than-average period to recoup educational costs. For in-state students paying $14,112 annually, the cost is more manageable, potentially leading to a payoff timeline of around 3.7 years after graduation. However, out-of-state students facing $35,112 in annual tuition will accumulate significantly more debt, making the return on investment much less favorable. UMSL offers value through its accessible location in a growing job market and specific programs that align with regional industry needs. If you are an in-state student planning to work in the St. Louis area, UMSL can be a solid, cost-effective choice. For others, the value proposition diminishes considerably, and careful financial planning is essential.
What are the best majors at University of Missouri-St Louis?
The University of Missouri-St. Louis (UMSL) offers several strong majors that align well with the St. Louis job market and demonstrate good career outcomes. The College of Nursing is highly regarded, preparing graduates for high-demand roles in healthcare systems like BJC HealthCare and SSM Health. The College of Business Administration offers popular programs in areas like finance and accounting, feeding into major financial institutions such as Edward Jones and Wells Fargo Advisors. UMSL's College of Arts and Sciences provides robust programs in fields like psychology, biology, and computer science, which are crucial for the growing tech and bioscience sectors in the region. Graduates in these areas often find employment with companies like Centene Corporation and various research institutions. Students interested in public service and education can also find strong programs within the College of Education and Public Policy. It's advisable to research specific program accreditation and career placement data within your intended major.
What is student life like at University of Missouri-St Louis?
Student life at the University of Missouri-St. Louis (UMSL) is shaped by its urban setting and commuter-student population, though it offers a growing campus experience. As a public, metropolitan university, many students live off-campus and commute, which can influence the social dynamics. However, UMSL has been investing in campus life, with residence halls available for those seeking an on-campus living experience. The university boasts over 100 student organizations, covering a wide range of interests from academic clubs and cultural groups to sports and volunteer initiatives. Campus events, including concerts, lectures, and sporting events (UMSL Tritons athletics), provide opportunities for engagement. The location in St. Louis offers students access to a vibrant city with numerous cultural attractions, entertainment venues, and dining options, allowing for a rich social life beyond campus boundaries. While it may not have the traditional residential campus feel of some other universities, UMSL provides ample opportunities for involvement and connection.
How much financial aid does University of Missouri-St Louis give?
The University of Missouri-St. Louis (UMSL) provides a range of financial aid options to help students manage the cost of attendance. A significant percentage of students receive some form of financial assistance. This includes federal and state grants, such as Pell Grants and Missouri grants, which are need-based. UMSL also offers institutional scholarships, both merit-based and need-based, awarded through various colleges and departments. Federal student loans and work-study programs are also available. For the most recent academic year, approximately 85% of full-time undergraduate students received financial aid, with the average award package covering a substantial portion of tuition and fees. Prospective students are encouraged to complete the FAFSA (Free Application for Federal Student Aid) as early as possible to be considered for all eligible aid. UMSL's financial aid office provides resources and counseling to help students navigate the application process and understand their options.
What salary can I expect after graduating from University of Missouri-St Louis?
The salary expectations after graduating from the University of Missouri-St. Louis (UMSL) vary significantly by major and industry. The university reports a median earnings figure of $53,037 ten years after enrollment. Graduates from high-demand fields like nursing and business often see higher starting salaries. For instance, registered nurses graduating from UMSL can expect starting salaries in the $60,000-$70,000 range within the St. Louis healthcare market. Business graduates, particularly in finance and accounting, might start between $50,000-$65,000, especially if placed with major financial firms. Computer science and engineering graduates can also command competitive salaries, often exceeding $60,000, particularly if they secure roles in the growing tech sector. Graduates in fields like social work or humanities may have lower starting salaries, often in the $40,000-$50,000 range, but these figures can increase with experience and further education. It's crucial to research specific program outcomes and salary data for your intended major.
What are the dorms like at University of Missouri-St Louis?
The University of Missouri-St. Louis (UMSL) offers on-campus housing primarily through its University Suites and Oak Hall residence halls. University Suites provides apartment-style living with shared bedrooms, a common living area, and a kitchen, offering a more independent living experience. Oak Hall offers more traditional dormitory-style rooms, typically with double occupancy and shared bathrooms on each floor. Both options are designed to support student success by providing a convenient and community-focused living environment. Amenities often include study lounges, communal kitchens, laundry facilities, and recreational spaces. While UMSL is a metropolitan university with a significant commuter population, these on-campus options provide a residential experience for students seeking it, fostering a sense of community and easier access to campus resources and activities. Room and board costs are separate from tuition and vary based on the chosen accommodation.
Is University of Missouri-St Louis a good school for research?
The University of Missouri-St. Louis (UMSL) provides a solid foundation for undergraduate research, particularly within its strong science and social science departments. UMSL is classified as a research university with high research activity, offering opportunities for students to engage in faculty-led projects. The Office of Undergraduate Research provides support and funding for student research endeavors, encouraging participation across various disciplines. Students in fields like biology, chemistry, psychology, and political science often have opportunities to assist professors with data collection, analysis, and even co-authoring publications. The university's location in St. Louis also connects it to a rich research ecosystem, including major medical centers and research institutions, which can offer unique collaborative possibilities. While it may not have the same scale of research funding as larger flagship institutions, UMSL offers accessible and meaningful research experiences for motivated undergraduates.
How does University of Missouri-St Louis compare to similar schools?
The University of Missouri-St. Louis (UMSL) is often compared to other public universities in the Midwest that serve a similar demographic, including commuter students and those seeking affordable education. Realistic peers include Southern Illinois University Edwardsville (SIUE) and the University of Missouri-Kansas City (UMKC). Compared to SIUE, UMSL has a slightly larger student body and is situated within a larger metropolitan core, potentially offering more diverse internship and job opportunities within the immediate city. UMKC, also a metropolitan university, shares similar strengths in urban integration and professional program offerings. However, UMSL generally has lower tuition rates for in-state students than private competitors like Saint Louis University, though SLU often boasts higher national rankings and stronger alumni networks. UMSL's primary disadvantage compared to larger state flagships like the University of Missouri-Columbia is its lower national visibility and potentially fewer resources. Its strength lies in its focused urban integration and affordability for Missouri residents.
What do employers think of a degree from University of Missouri-St Louis?
Employers in the St. Louis region generally hold a favorable view of graduates from the University of Missouri-St. Louis (UMSL), particularly those from its well-regarded professional programs. Companies actively recruiting from UMSL, such as BJC HealthCare, Edward Jones, and Ameren Missouri, recognize the practical skills and regional focus of its graduates. The university's emphasis on internships and experiential learning means that many UMSL alumni enter the workforce with relevant experience, which employers value. While UMSL may not have the same national brand recognition as more elite institutions, its strong ties to the local business community ensure that its degrees are respected within the St. Louis metropolitan area. Employers appreciate the graduates' preparedness for specific industry roles and their understanding of the regional economic landscape. For roles requiring specialized knowledge or advanced degrees, UMSL's graduate programs also contribute to a positive employer perception.
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AI-generated analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.