University of Missouri-St Louis
Saint Louis, MO 63121-4400 — Public
Value Score: 85/100 | ROI Score: -6 | Affordability Score: 90/100
Tuition (In-State): $14,112 | Out-of-State: $35,112
Acceptance Rate: 62.7% | Graduation Rate: 56.8% | Retention Rate: 73.6%
Median Earnings (10yr): $53,037 | Median Debt: $20,000
SAT Average: 1199 | ACT Midpoint: 26
Student Body Size: 5,024 (medium)
Pell Grant Recipients: 18.4% | Federal Loan Rate: 19.3%
Average Faculty Salary: $10,112/month
Tuition & Affordability Analysis
In-state tuition at University of Missouri-St Louis is $14,112 per year, which is 29% above the national average for public institutions.
Out-of-state students pay $35,112/year — a premium of $21,000 over in-state rates. Over four years, out-of-state students pay approximately $84,000 more than their in-state peers.
Estimated four-year tuition cost: $56,448 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of Missouri-St Louis:
- Families earning $0–$30,000: $13,031/year
- Families earning $30,001–$48,000: $12,979/year
- Families earning $48,001–$75,000: $15,222/year
- Families earning $75,001–$110,000: $17,598/year
- Families earning $110,000+: $21,608/year
Low-income families receive an average discount of $1,081/year, paying just 92% of the sticker price.
Admissions Snapshot
University of Missouri-St Louis has an acceptance rate of 62.7%, placing it in the Moderately Selective (50–70%) category. This means roughly 2,004 students apply each year.
The average SAT score of admitted students is 1199, 13% above the national average. This is within the mid-range nationally.
The ACT midpoint is 26, 24% above the national average.
Graduate Outcomes & Return on Investment
56.8% of students at University of Missouri-St Louis complete their degree, 8% below the national average. This is below average — prospective students should investigate support services and retention programs.
First-year retention rate: 73.6% (9% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of University of Missouri-St Louis earn a median salary of $53,037 ten years after enrollment, 30% above the national average. This represents a $18,037/year earnings premium over the average high school diploma holder, or $541,110 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $20,000, 7% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $217/month, with a total repayment of $26,040 (including $6,040 in interest).
Debt-to-Earnings Ratio: 0.38x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of Missouri-St Louis pays for itself in approximately 4 years. This is an excellent return on investment.
Financial Aid Profile
18.4% of students at University of Missouri-St Louis receive Pell Grants (federal need-based aid for families earning under ~$60,000), 44% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
19.3% of students take federal loans, 59% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $10,112/month, 16% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
University of Missouri-St Louis enrolls 5,024 undergraduate students. As a large institution, students have access to a wide range of programs, research opportunities, and campus activities.
Diversity Index: 62/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 57%, Hispanic 4%, Black 20%, Asian 5%.
University of Missouri-St Louis: Medium-Sized Public Institution with Strong STEM Programs and High Affordability
- UMSL: Your Affordable Launchpad to St. Louis Careers
- Unlock Your Potential: UMSL Graduates Thrive in Key Industries
- Experience Urban Learning: UMSL Offers a Connected Campus Experience
Report Card: Overall Grade C-
University of Missouri-St Louis receives an overall grade of C- based on six dimensions:
- Academics: C-
- Value: D
- Outcomes: C+
- Affordability: C-
College Analysis
University of Missouri-St Louis is a Public institution in Saint Louis, MO with approximately 5,024 students. Academics: Offers a diverse range of programs with a strong focus on STEM fields. Value: High affordability with a strong return on investment despite a negative ROI score. Outcomes: Graduates have a median earning potential of $53,037 after 10 years, indicating decent career prospects.
The Verdict: Is University of Missouri-St Louis Worth It?
The University of Missouri-St. Louis presents a mixed value proposition. With a median 10-year earning potential of $53,037 against a median debt of $20,000, the return on investment (ROI) score of -6 suggests a challenging payoff period. This means it takes approximately 3.7 years of median earnings to cover the median debt, which is longer than ideal. While the in-state tuition of $14,112 is relatively affordable, the out-of-state tuition of $35,112 significantly increases the debt burden. The university's strengths lie in its accessible location within a robust job market and its specific programs that can lead to good careers. However, the overall earnings potential compared to the cost and debt is not as strong as some other public institutions. UMSL is a decent option for in-state students seeking a more affordable education with reasonable career prospects in the St. Louis area, but out-of-state students should carefully weigh the higher costs against the median earnings. It's not a hidden gem, nor is it drastically overpriced for in-state students, but it requires careful financial planning.
Return on Investment
Despite the negative ROI score, UMSL offers a strong education in STEM fields and is highly affordable, making it a good value for students seeking a quality education without a high financial burden.
Debt Reality Check
Median student debt at University of Missouri-St Louis: $20,000. Monthly payment on a standard 10-year plan: $227/month. Total repaid: $27,240 ($7,240 in interest).
Breakeven vs high school diploma: 0.9 years. Debt burden: Manageable. Salary needed for comfortable repayment: $27,240.
Strengths
- Strong STEM programs
- High affordability
- Diverse student body
Weaknesses
- Below-average graduation rate
- Negative ROI score
Academic Profile
SAT Average: 1199. ACT Midpoint: 26. Retention Rate: 73.6%.
UMSL boasts a strong academic foundation, particularly recognized for its robust programs in business, education, nursing, and optometry. The College of Business Administration is highly regarded, offering specialized tracks and strong connections to the St. Louis business community, providing students with internships and post-graduation employment opportunities. Similarly, the College of Education is a significant contributor to the region's teaching workforce, and the College of Nursing consistently produces highly sought-after graduates. A standout program is the University of Missouri-St. Louis College of Optometry, one of only 23 optometry schools in the U.S., offering a unique and specialized path for aspiring eye care professionals. Research is an integral part of the UMSL experience, with numerous opportunities for undergraduates to engage in faculty-led research projects across various disciplines, from the sciences to the humanities. This hands-on involvement not only enhances learning but also strengthens graduate school applications and resumes. The faculty at UMSL are dedicated educators and active researchers, bringing real-world expertise into the classroom. While specific faculty salary data isn't readily available, the university's commitment to attracting and retaining quality educators is evident in its academic offerings. The student-faculty ratio, though not explicitly provided, is generally manageable at public universities of this size, allowing for accessible interaction with professors. UMSL offers a robust Honors College, providing a challenging academic environment with smaller class sizes, enriched coursework, and dedicated advising for high-achieving students. Study abroad programs are available, offering students the chance to broaden their horizons and gain international perspectives. Academic support is a priority, with resources like the Academic Success Center offering tutoring, writing support, and academic coaching to ensure students have the tools they need to succeed.
Financial Aid Guide for University of Missouri-St Louis
Pell Grant recipients: 18.4%. Students taking federal loans: 19.3%.
Navigating financial aid at the University of Missouri-St. Louis (UMSL) is a practical process designed to make its quality education accessible. UMSL offers a combination of merit-based and need-based aid, with a significant portion of students receiving some form of financial assistance. For merit aid, incoming freshmen are automatically considered for scholarships based on their academic achievements, such as GPA and standardized test scores (though these are not currently a primary factor for admission). The university also offers specific scholarships tied to academic programs or departments, which students should actively seek out and apply for. Need-based aid, primarily awarded through federal and state grants like the Pell Grant and Missouri grants, is determined by the Free Application for Federal Student Aid (FAFSA). For students whose families earn less than $50,000 annually, UMSL aims to provide a comprehensive aid package that may cover a substantial portion of tuition and fees, often including grants and work-study opportunities. Work-study programs offer students the chance to earn money through part-time jobs on or off campus, providing valuable work experience alongside financial support. Typical aid packages can vary widely, but for students from lower-income households, grants and scholarships might cover a significant portion of the $14,112 in-state tuition. For out-of-state students facing the $35,112 tuition, aid packages are crucial. UMSL's financial aid office is generally supportive, and while direct negotiation of aid packages is less common than at highly selective private institutions, students facing extenuating circumstances or with significant competing offers should reach out to the office to discuss their situation. Proactive scholarship searching, both through UMSL's own scholarship portal and external resources, is highly recommended to supplement aid packages and reduce overall debt.
Hidden Costs at University of Missouri-St Louis
- On-campus housing can range from approximately $6,000 to $9,000 per academic year, depending on the chosen residence hall and room type.
- Meal plans vary, but a typical full-year plan can cost between $4,000 and $5,000, offering flexibility for students living on or off campus.
- Textbooks and course materials can easily add $1,000 to $1,500 per year, with costs varying significantly by major and course.
- Mandatory student fees, covering services like the recreation center, student activities, and technology, can total around $1,500 to $2,000 annually.
- Transportation costs, including public transit passes or personal vehicle expenses (gas, insurance), can range from $500 to $2,000 per year.
- Parking permits for students who drive to campus can cost between $200 and $500 per academic year, depending on the lot location.
- Health insurance, if not covered by a parent's plan, can add approximately $2,000 to $3,000 annually for the university's student health insurance plan.
Alumni Outcomes & Career Paths
Graduates from the University of Missouri-St. Louis (UMSL) enter a diverse job market, with many finding opportunities within the St. Louis metropolitan area and beyond. Major employers that actively recruit from UMSL include prominent healthcare systems like BJC HealthCare and SSM Health, financial institutions such as Edward Jones and Wells Fargo Advisors, and technology firms like Centene Corporation and Mastercard. The university's strong business, nursing, and education programs feed into key industries such as healthcare, finance, technology, and education. While specific graduate school placement rates vary by program, UMSL supports students pursuing advanced degrees, with many alumni attending top-tier graduate programs in fields like law, medicine, and social work. Notable alumni include former Missouri Governor Bob Holden and Pulitzer Prize-winning author William H. Gass. UMSL's Career Services offers robust support, including resume workshops, career fairs, and mock interviews, aiming to connect students with internship pipelines. The university's location in a major metropolitan area provides ample internship opportunities with companies like Enterprise Holdings, Ameren Missouri, and St. Louis-based startups. Geographic hiring patterns show a strong concentration of alumni within the St. Louis region, but also significant placement in other Midwestern cities and national hubs for specific industries.
Campus Life & Culture at University of Missouri-St Louis
UMSL serves a diverse student body, with a significant percentage of students being first-generation college attendees and many balancing their studies with work and family responsibilities. The university thrives on attracting students who are driven, pragmatic, and seeking a high-quality education that leads to tangible career outcomes within the St. Louis region and beyond. Students who are self-motivated and can leverage the urban setting for internships and professional development tend to be most successful here.
The University of Missouri-St. Louis (UMSL) offers a vibrant campus life that balances academic rigor with a dynamic social scene, all within the context of a major metropolitan area. As a public university situated in St. Louis, UMSL provides students with access to the city's rich cultural, professional, and recreational opportunities, which significantly shapes the student experience. The campus itself is a blend of modern facilities and green spaces, fostering a sense of community. While not a traditional residential campus, UMSL offers on-campus housing options, primarily for undergraduates, including traditional dormitories and apartment-style living, providing a convenient base for those seeking to immerse themselves in campus life. Off-campus living in surrounding neighborhoods like Normandy or University City offers more diverse and often more affordable options, with many students commuting. Dining services cater to a variety of tastes, with multiple locations offering everything from quick snacks to full meals, designed to fuel busy academic schedules. Student organizations are the heartbeat of campus life, with over 100 clubs and organizations covering a wide spectrum of interests, from academic and professional societies to cultural groups, arts, and recreation. This diversity ensures that every student can find a niche and connect with like-minded peers. UMSL also has a strong commitment to student engagement through its Recreation and Wellness Center, offering fitness classes, intramural sports, and outdoor adventure programs. While Greek life exists, it's not the dominant social force it might be at other institutions, allowing for a broader range of social interactions. The 'vibe' at UMSL is one of ambition and practicality; students are often working professionals, transfer students, or those seeking a high-quality education with a direct link to career opportunities in the St. Louis region. It's a place where students are serious about their education but also eager to engage with the city and build lasting connections.
Campus Highlights
- The Blanche M. Touhill Performing Arts Center, a premier venue hosting a variety of professional performances and student productions.
- The Thomas Jefferson Library, a central hub for academic resources, study spaces, and cultural exhibits.
- The UMSL Sculpture Garden, featuring impressive outdoor art installations scattered across campus.
- Proximity to Forest Park, one of the nation's largest urban parks, offering recreational and cultural attractions like the zoo, museums, and botanical garden.
- The UMSL Tritons athletics program, competing in NCAA Division II, providing opportunities for student-athletes and spirited campus events.
- The strong connection to the St. Louis metropolitan area, offering unparalleled internship, co-op, and career opportunities in diverse industries.
Location & Regional Advantages
The University of Missouri-St. Louis benefits significantly from its location in a major Midwestern hub. St. Louis offers a dynamic job market with a strong presence in healthcare, finance, biosciences, and advanced manufacturing. Proximity to major employers like BJC HealthCare, Edward Jones, and Boeing provides UMSL students with direct access to internships and post-graduation employment. The cost of living in St. Louis is considerably lower than in many coastal cities, making the median debt of $20,000 more manageable and extending the value of a UMSL degree. While the weather includes cold winters, the region boasts a rich cultural scene, numerous parks, and a growing culinary landscape, contributing to a good quality of life. Safety is a concern in any urban environment, but UMSL maintains a dedicated campus police force and offers safety resources. The university's urban setting also facilitates partnerships with local businesses and community organizations, enhancing career opportunities and providing a real-world learning environment that directly translates to post-graduation success within the region and beyond.
How to Get Into University of Missouri-St Louis
Gaining admission to the University of Missouri-St. Louis (UMSL) is a competitive yet achievable goal, particularly for Missouri residents. UMSL operates on a rolling admissions basis, meaning applications are reviewed as they are received, so applying early is always advantageous. While UMSL does not offer Early Decision or Early Action programs, submitting your application well before the priority deadlines (typically in late winter/early spring) can improve your chances and ensure you are considered for all available scholarships. The admissions committee looks for a well-rounded academic profile, with a strong emphasis on GPA and the rigor of coursework taken in high school. While specific test score ranges are not heavily emphasized due to test-optional policies, a solid academic record is paramount. For essays, focus on demonstrating your personal growth, your connection to UMSL's mission or specific programs, and how you will contribute to the campus community. Avoid generic topics and instead, highlight unique experiences or challenges you've overcome. Demonstrated interest is valued; this can be shown through attending virtual or in-person campus tours, information sessions, or by engaging with admissions counselors. For students applying from Missouri, a strong high school GPA and a history of challenging coursework will be key. Out-of-state applicants may face slightly higher expectations. UMSL is selective enough that a thoughtful and complete application, showcasing academic preparedness and a genuine interest in the university, is crucial for a successful outcome.
How University of Missouri-St Louis Compares to Similar Schools
Similar schools: Southern Illinois University Edwardsville, Saint Louis University, University of Missouri
Advantages
- Lower cost of living in the immediate St. Louis area compared to some peers.
- Stronger focus on specific regional workforce needs in areas like healthcare and finance.
- More accessible and integrated with the urban St. Louis job market.
Disadvantages
- Lower overall national ranking and brand recognition compared to larger flagship universities.
- Potentially fewer resources and research opportunities compared to larger, more well-funded institutions.
- Lower median earnings compared to some private university peers.
Best For
- Best for students interested in STEM fields and those who value affordability over high ROI.
- Best for students who prefer a moderately selective institution with a diverse student body.
Avoid If
- Avoid if you are looking for a high-ROI institution, as the negative ROI score may not justify the cost.
- Avoid if you need a higher graduation rate, as UMSL's rate is below the national average.
Frequently Asked Questions about University of Missouri-St Louis
How much does it cost to attend University of Missouri-St Louis?
In-state tuition at University of Missouri-St Louis is $14,112 per year, and out-of-state tuition is $35,112 per year. The median student debt at graduation is $20,000.
What is the acceptance rate at University of Missouri-St Louis?
University of Missouri-St Louis has an acceptance rate of 62.7%.
What is the graduation rate at University of Missouri-St Louis?
University of Missouri-St Louis has a graduation rate of 56.8%.
How much do University of Missouri-St Louis graduates earn?
The median earnings for University of Missouri-St Louis graduates 10 years after enrollment is $53,037. With median debt of $20,000, graduates earn roughly 2.7x their debt level annually.
How big is University of Missouri-St Louis?
University of Missouri-St Louis has approximately 5,024 students and is classified as a medium institution. It is located in Saint Louis, MO and is a Public institution.
Is University of Missouri-St Louis worth the cost?
University of Missouri-St Louis has an ROI score of -6 out of 100. With in-state tuition of $14,112 per year and median post-graduation earnings of $53,037, the data suggests the return on investment may be below average.
Where is University of Missouri-St Louis located?
University of Missouri-St Louis is located in Saint Louis, MO. It is a Public institution with approximately 5,024 students.
How much student debt do University of Missouri-St Louis graduates have?
The median student debt for University of Missouri-St Louis graduates is $20,000. With median earnings of $53,037 ten years after enrollment, graduates can expect a debt-to-income ratio of 38%.
Is University of Missouri-St Louis a good college?
University of Missouri-St Louis has a graduation rate of 56.8% and median post-graduation earnings of $53,037. 57.5% of students are white, 20.16% are black, 4.2% are Hispanic, and 4.72% are Asian, reflecting a diverse student body.
How does University of Missouri-St Louis compare to similar colleges?
The university has a 62.67% admission rate, indicating it is moderately selective. Compared to peer institutions, UMSL offers a more affordable education with strong STEM programs, but its ROI is slightly negative.
What career prospects do University of Missouri-St Louis graduates have?
Graduates from UMSL are well-positioned for careers in STEM fields, with a median earning potential of $53,037 after 10 years.
What should prospective students know about University of Missouri-St Louis?
UMSL is well-placed in the market for students seeking affordable education with strong STEM programs, particularly in the St. Louis area.
What makes University of Missouri-St Louis stand out?
The median student debt is $20,000, which is relatively low compared to many peer institutions.
What are the pros and cons of attending University of Missouri-St Louis?
The graduation rate is 56.76%, which is below the national average.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.