University of Minnesota-Duluth
Duluth, MN 55812 — Public
Value Score: 85/100 | ROI Score: 7 | Affordability Score: 90/100
Tuition (In-State): $14,610 | Out-of-State: $20,130
Acceptance Rate: 88.8% | Graduation Rate: 64.6% | Retention Rate: 81.1%
Median Earnings (10yr): $62,616 | Median Debt: $22,024
SAT Average: 1251 | ACT Midpoint: 25
Student Body Size: 7,336 (medium)
Pell Grant Recipients: 18.8% | Federal Loan Rate: 43.9%
Average Faculty Salary: $9,267/month
Tuition & Affordability Analysis
In-state tuition at University of Minnesota-Duluth is $14,610 per year, which is 34% above the national average for public institutions.
Out-of-state students pay $20,130/year — a premium of $5,520 over in-state rates. Over four years, out-of-state students pay approximately $22,080 more than their in-state peers.
Estimated four-year tuition cost: $58,440 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of Minnesota-Duluth:
- Families earning $0–$30,000: $7,256/year
- Families earning $30,001–$48,000: $8,145/year
- Families earning $48,001–$75,000: $11,965/year
- Families earning $75,001–$110,000: $17,056/year
- Families earning $110,000+: $24,453/year
Low-income families receive an average discount of $7,354/year, paying just 50% of the sticker price.
Admissions Snapshot
University of Minnesota-Duluth has an acceptance rate of 88.8%, placing it in the Open Admission (85%+) category. This means roughly 2,066 students apply each year.
University of Minnesota-Duluth accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
The average SAT score of admitted students is 1251, 18% above the national average. This reflects a strong academic student body.
The ACT midpoint is 25, 19% above the national average.
Graduate Outcomes & Return on Investment
64.6% of students at University of Minnesota-Duluth complete their degree, 4% above the national average. This is a solid graduation rate.
First-year retention rate: 81.1% (near the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of University of Minnesota-Duluth earn a median salary of $62,616 ten years after enrollment, 53% above the national average. This represents a $27,616/year earnings premium over the average high school diploma holder, or $828,480 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $22,024, near the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $239/month, with a total repayment of $28,680 (including $6,656 in interest).
Debt-to-Earnings Ratio: 0.35x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of Minnesota-Duluth pays for itself in approximately 3 years. This is an excellent return on investment.
Financial Aid Profile
18.8% of students at University of Minnesota-Duluth receive Pell Grants (federal need-based aid for families earning under ~$60,000), 43% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
43.9% of students take federal loans, 7% below the national average. This is a moderate borrowing rate.
Average faculty salary: $9,267/month, 6% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
University of Minnesota-Duluth enrolls 7,336 undergraduate students. As a large institution, students have access to a wide range of programs, research opportunities, and campus activities.
Diversity Index: 30/100 (higher = more diverse). The student body is less diverse than average.
Student body composition: White 83%, Hispanic 4%, Black 2%, Asian 3%.
University of Minnesota-Duluth: Medium-sized public university with strong academic programs and high ROI.
- UMD: Affordable Education, Tangible Career Outcomes in the Northland
- Launch Your Career from Duluth: UMD's Strong Job Placement and Earning Potential
- Experience the Best of Both Worlds: UMD Offers Quality Education and Lakeside Living
Report Card: Overall Grade C
University of Minnesota-Duluth receives an overall grade of C based on six dimensions:
- Academics: D+
- Value: C-
- Outcomes: B
- Affordability: C-
College Analysis
University of Minnesota-Duluth is a Public institution in Duluth, MN with approximately 7,336 students. Academics: Strong in natural sciences and engineering, with a robust selection of undergraduate and graduate programs. Value: High affordability with a strong return on investment, especially for in-state students. Outcomes: Graduates have a median earning potential of $62,616 after 10 years, with a graduation rate of 64.58%.
The Verdict: Is University of Minnesota-Duluth Worth It?
The University of Minnesota-Duluth presents a compelling value proposition, especially for in-state students. With an in-state tuition of $14,610 and a median 10-year earnings of $62,616, the return on investment is quite favorable. The median debt of $22,024 is also relatively modest. Based on these figures, a graduate earning the median salary could potentially pay off their student loan debt within 2-3 years, assuming typical living expenses and loan repayment terms. The ROI score of 7 further solidifies its position as a good deal. For out-of-state students, the higher tuition of $20,130 slightly diminishes the immediate financial advantage, but the strong median earnings and moderate debt still suggest a worthwhile investment, particularly if graduates secure employment in higher-paying sectors or regions. UMD is not just a good deal; it's a smart investment for students seeking a solid education with strong career prospects without the burden of excessive debt. It's a hidden gem for those prioritizing affordability and tangible career outcomes in the Upper Midwest.
Return on Investment
The degree is worth the cost, especially for in-state students, given the strong academic programs and high ROI.
Debt Reality Check
Median student debt at University of Minnesota-Duluth: $22,024. Monthly payment on a standard 10-year plan: $250/month. Total repaid: $30,000 ($7,976 in interest).
Breakeven vs high school diploma: 0.7 years. Debt burden: Low. Salary needed for comfortable repayment: $30,000.
Strengths
- Strong academic programs in natural sciences and engineering.
- High affordability and strong return on investment.
Weaknesses
- Graduation rate is slightly below the national average.
- Limited diversity in student demographics.
Academic Profile
SAT Average: 1251. ACT Midpoint: 25. Retention Rate: 81.1%.
UMD stands out as a strong regional public university with a particular emphasis on health sciences, environmental sciences, and business. Its College of Pharmacy and School of Medicine are highly regarded, attracting students interested in healthcare careers and offering unique research and clinical opportunities. The Swenson College of Science and Engineering is another academic powerhouse, with robust programs in environmental science, geology, and engineering disciplines that leverage Duluth's unique geography and industrial base. For instance, students in environmental science benefit from direct access to Lake Superior and the surrounding Northland ecosystem for fieldwork. The Labovitz School of Business and Economics offers AACSB-accredited programs, preparing students for careers in a competitive business world. UMD also boasts a strong commitment to undergraduate research, with numerous opportunities for students to work alongside faculty on cutting-edge projects, often leading to presentations at conferences or co-authorship on publications. While specific faculty salary data isn't readily available, as a public institution, UMD generally attracts dedicated faculty committed to both teaching and research. The student-faculty ratio, while not provided, is typically manageable at mid-sized public universities, allowing for more personalized interaction. The University Honors Program provides a challenging academic experience for high-achieving students, offering smaller class sizes, enriched coursework, and opportunities for independent study. Study abroad programs are available, allowing students to gain global perspectives. Academic support is comprehensive, with resources like the Academic Success Center offering tutoring, writing support, and academic advising to ensure students have the tools they need to succeed.
Financial Aid Guide for University of Minnesota-Duluth
Pell Grant recipients: 18.8%. Students taking federal loans: 43.9%.
Navigating financial aid at the University of Minnesota-Duluth (UMD) involves understanding both merit-based and need-based aid opportunities. As a public institution, UMD offers a range of financial assistance to make its education accessible. For Minnesota residents, the in-state tuition of $14,610 is significantly lower than the out-of-state rate of $20,130, making it a more attractive option for those within the state. Merit scholarships are available, often awarded automatically based on academic achievements like GPA and ACT scores (though specific score ranges are not provided, strong academic profiles are generally favored). These can range from a few thousand dollars to covering a portion of tuition. Need-based aid, determined by the Free Application for Federal Student Aid (FAFSA), is crucial for many students. UMD participates in federal and state grant programs, such as the Pell Grant and the Minnesota State Grant, which can significantly reduce the net cost of attendance for lower-income families. Work-study opportunities are also available, providing part-time employment for students with financial need. Typical aid packages can vary widely. For instance, a student from a lower-income household might receive a combination of grants, state aid, and potentially work-study, covering a substantial portion of tuition and fees. Students from middle-income families might receive a mix of merit scholarships and federal loans. While UMD does not explicitly state a policy on negotiating aid, it's generally advisable for students with significant competing offers or extenuating financial circumstances to contact the financial aid office to discuss their situation. Scholarship applications are key; students should actively seek out departmental scholarships and external scholarships to supplement their aid package. The median debt for graduates is $22,024, which is relatively moderate, suggesting that many students are able to manage their educational expenses effectively through a combination of aid and responsible borrowing.
Hidden Costs at University of Minnesota-Duluth
- Room and board costs can add an estimated $10,000 - $13,000 per academic year, depending on the chosen meal plan and housing style.
- Textbooks and course materials can range from $800 to $1,200 annually, with costs varying significantly by major and course.
- Mandatory student fees, covering services like technology, student activities, and health services, typically add around $1,500 - $2,000 per year.
- Transportation costs, including potential parking permits (if bringing a car) which can be $200-$400 annually, or public transit passes, should be factored in.
- Personal expenses, such as toiletries, laundry, entertainment, and incidental spending, can easily amount to $1,500 - $2,500 per year.
- Health insurance is often required for students not covered by a parent's plan, potentially adding $2,000 - $3,000 annually if enrolling in the university's plan.
Alumni Outcomes & Career Paths
Graduates from the University of Minnesota-Duluth (UMD) find themselves well-positioned for careers, particularly within the Upper Midwest. Major employers that actively recruit UMD talent include healthcare systems like Essentia Health and St. Luke's, manufacturing giants such as Cirrus Aircraft and AMD, and regional financial institutions like Wells Fargo and Associated Bank. The industries where UMD alumni cluster most heavily are healthcare, education, manufacturing, technology, and natural resources, reflecting the university's strong program offerings and the economic landscape of the region.
UMD boasts a solid graduate school placement rate, with students frequently pursuing advanced degrees in fields like medicine, dentistry, law, and specialized sciences at institutions across the country. While specific notable alumni are diverse, many have achieved success in regional leadership roles, scientific research, and entrepreneurial ventures. The Career Services office at UMD is recognized for its robust internship pipeline, connecting students with opportunities at companies like 3M, Ecolab, and various state and local government agencies. These internships often serve as direct pathways to full-time employment. Geographic hiring patterns show a strong concentration of UMD graduates remaining in Minnesota and Wisconsin, with significant numbers also finding opportunities in the Twin Cities metropolitan area, Chicago, and other Midwestern hubs. The university's emphasis on hands-on learning and strong industry connections facilitates a smooth transition from academia to professional life.
Campus Life & Culture at University of Minnesota-Duluth
UMD attracts a diverse student body primarily from Minnesota and surrounding states, with a notable percentage hailing from the Twin Ports region. The student population is characterized by a strong interest in outdoor activities and a desire for a mid-sized university experience that balances academic rigor with a close-knit community feel. Students who thrive here are often independent, enjoy nature, and appreciate a collaborative learning environment.
Life at the University of Minnesota-Duluth (UMD) is shaped by its stunning natural setting on the shores of Lake Superior and its identity as a vibrant, mid-sized public university. The campus itself is a beautiful blend of historic stone buildings and modern facilities, nestled into the hillside overlooking the city and the lake. The 'vibe' is often described as outdoorsy and community-focused, with students taking advantage of Duluth's natural beauty for recreation – think hiking, skiing, snowboarding, and kayaking. Social life isn't dominated by Greek life, though fraternities and sororities do exist and offer a structured social outlet for many. Instead, you'll find a robust array of over 200 student organizations, ranging from academic clubs and cultural groups to outdoor adventure clubs and intramural sports teams. The Kirby Student Center serves as a central hub for student activity, featuring dining options, lounges, and spaces for events. Housing is primarily on-campus for first-year students, with various residence halls offering different living-learning communities. Upper-division students often move off-campus into apartments in the surrounding neighborhoods, many of which are within walking distance or a short bus ride to campus. Dining services offer a range of options, from traditional dining halls to retail food courts and cafes. UMD athletics, particularly its Division I hockey program, is a significant source of school spirit, with packed arenas for games creating a palpable sense of community pride. Overall, UMD offers a balanced college experience, blending academic rigor with a strong emphasis on outdoor recreation and a close-knit campus community.
Campus Highlights
- Stunning location overlooking Lake Superior, offering unparalleled natural beauty and outdoor recreation opportunities.
- Renowned College of Pharmacy and School of Medicine, providing exceptional pathways into healthcare careers.
- Vibrant arts and culture scene, with the Weber Music Hall and Marshall Performing Arts Center hosting numerous performances.
- Strong emphasis on environmental sciences, with unique research opportunities tied to the Great Lakes ecosystem.
- Active student life with over 200 organizations, fostering a strong sense of community and belonging.
- The iconic Kirby Student Center, serving as the central hub for student activities, dining, and social interaction.
- A dedicated Division I men's hockey program that generates significant school spirit and community engagement.
Location & Regional Advantages
The University of Minnesota-Duluth's location in Duluth, MN, offers a unique blend of natural beauty and developing economic opportunities. Duluth itself provides a lower cost of living compared to major metropolitan areas, making student life and post-graduation finances more manageable. The city is situated on the shores of Lake Superior, offering abundant recreational activities and a high quality of life, which can be a significant draw for students and professionals seeking a balance between work and leisure. While not a direct hub for major tech or finance industries, Duluth is a significant center for healthcare, education, and manufacturing in the region. Proximity to the Twin Cities (a roughly 2.5-hour drive) provides access to a larger job market and more diverse career paths, with many UMD graduates leveraging their regional education to secure positions in Minneapolis and St. Paul. The natural resources sector, including mining and forestry, also presents opportunities in the surrounding areas. The city's focus on tourism and its growing port infrastructure contribute to a stable, albeit not explosive, job market. Safety is generally good in Duluth, contributing to its appeal as a place to live and work. The strong sense of community and the natural environment are key advantages that influence career opportunities, particularly for those interested in fields aligned with the region's strengths.
How to Get Into University of Minnesota-Duluth
The University of Minnesota-Duluth (UMD) has a relatively accessible admission rate of 88.8%, indicating a welcoming approach to applicants. While Early Decision (ED) and Early Action (EA) aren't explicitly highlighted as having significant advantages due to this selectivity, applying earlier in the cycle is always recommended to ensure full consideration for all available scholarships and programs. UMD values a well-rounded academic record, and while specific GPA and test score ranges aren't published, a strong high school curriculum with a GPA above a B average is generally expected. For those who submit test scores, a solid ACT score would be beneficial, though the university is test-optional or doesn't heavily emphasize scores. The admissions committee looks for students who demonstrate potential for success in a rigorous academic environment and who will contribute positively to the campus community. Essays are an opportunity to showcase personality, unique experiences, and your reasons for choosing UMD. Focus on topics that highlight your growth, resilience, or your specific interests that align with UMD's programs. Demonstrated interest isn't a heavily weighted factor, but engaging with the university through campus visits (virtual or in-person), attending information sessions, and connecting with admissions counselors can certainly help your application stand out. The recommended timeline is to apply in the fall of your senior year, ideally by December 1st, to maximize scholarship opportunities and ensure timely admission decisions.
How University of Minnesota-Duluth Compares to Similar Schools
Similar schools: University of Wisconsin-Superior, St. Cloud State University, Minnesota State University Mankato, University of Wisconsin-Eau Claire
Advantages
- Stronger emphasis on health sciences and engineering programs compared to some regional peers.
- More robust internship and co-op opportunities due to its larger size and established industry connections in Duluth.
- Superior natural setting and recreational opportunities, enhancing student quality of life.
Disadvantages
- Lower overall national recognition and research output compared to larger flagship universities.
- Geographic isolation can limit exposure to a wider range of large corporate employers directly on campus.
- Graduation rate is lower than some comparable institutions.
Best For
- Best for students interested in natural sciences and engineering programs.
- Best for in-state students due to lower tuition costs.
Avoid If
- Avoid if you are looking for a larger university with more diverse programs.
- Avoid if you prioritize high graduation rates over other factors.
Frequently Asked Questions about University of Minnesota-Duluth
How much does it cost to attend University of Minnesota-Duluth?
In-state tuition at University of Minnesota-Duluth is $14,610 per year, and out-of-state tuition is $20,130 per year. The median student debt at graduation is $22,024.
What is the acceptance rate at University of Minnesota-Duluth?
University of Minnesota-Duluth has an acceptance rate of 88.8%.
What is the graduation rate at University of Minnesota-Duluth?
University of Minnesota-Duluth has a graduation rate of 64.6%.
How much do University of Minnesota-Duluth graduates earn?
The median earnings for University of Minnesota-Duluth graduates 10 years after enrollment is $62,616. With median debt of $22,024, graduates earn roughly 2.8x their debt level annually.
How big is University of Minnesota-Duluth?
University of Minnesota-Duluth has approximately 7,336 students and is classified as a medium institution. It is located in Duluth, MN and is a Public institution.
Is University of Minnesota-Duluth worth the cost?
University of Minnesota-Duluth has an ROI score of 7 out of 100. With in-state tuition of $14,610 per year and median post-graduation earnings of $62,616, the data suggests the return on investment may be below average.
Where is University of Minnesota-Duluth located?
University of Minnesota-Duluth is located in Duluth, MN. It is a Public institution with approximately 7,336 students.
How much student debt do University of Minnesota-Duluth graduates have?
The median student debt for University of Minnesota-Duluth graduates is $22,024. With median earnings of $62,616 ten years after enrollment, graduates can expect a debt-to-income ratio of 35%.
Is University of Minnesota-Duluth a good college?
University of Minnesota-Duluth has a graduation rate of 64.6% and median post-graduation earnings of $62,616. High in-state tuition but affordable for out-of-state students due to lower costs.
How does University of Minnesota-Duluth compare to similar colleges?
Strong performance in natural sciences and engineering. Compared to peer institutions, UMD offers a strong academic program with a high return on investment, particularly for in-state students.
What career prospects do University of Minnesota-Duluth graduates have?
Graduates are well-positioned for careers in natural sciences, engineering, and related fields, with a strong earning potential.
What should prospective students know about University of Minnesota-Duluth?
UMD is well-placed in the market for students seeking a strong academic program with a high ROI, especially for in-state students.
What makes University of Minnesota-Duluth stand out?
Graduates have a median earning potential of $62,616 after 10 years.
What are the pros and cons of attending University of Minnesota-Duluth?
64.58% graduation rate, slightly below the national average.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.