CollegeTuitionData — College Data in Plain English

University of Michigan-Dearborn

Dearborn, MI 48128-1491 — Public

Value Score: 85/100 | ROI Score: -5 | Affordability Score: 90/100

Tuition (In-State): $15,640 | Out-of-State: $32,896

Acceptance Rate: 55.6% | Graduation Rate: 57.3% | Retention Rate: 82.5%

Median Earnings (10yr): $59,649 | Median Debt: $22,500

SAT Average: 1115 | ACT Midpoint: 25

Student Body Size: 5,952 (medium)

Pell Grant Recipients: 46.2% | Federal Loan Rate: 36.3%

Average Faculty Salary: $11,247/month

Tuition & Affordability Analysis

In-state tuition at University of Michigan-Dearborn is $15,640 per year, which is 43% above the national average for public institutions.

Out-of-state students pay $32,896/year — a premium of $17,256 over in-state rates. Over four years, out-of-state students pay approximately $69,024 more than their in-state peers.

Estimated four-year tuition cost: $62,560 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of Michigan-Dearborn:

  • Families earning $0–$30,000: $7,211/year
  • Families earning $30,001–$48,000: $6,284/year
  • Families earning $48,001–$75,000: $7,997/year
  • Families earning $75,001–$110,000: $13,630/year
  • Families earning $110,000+: $17,529/year

Low-income families receive an average discount of $8,429/year, paying just 46% of the sticker price.

Admissions Snapshot

University of Michigan-Dearborn has an acceptance rate of 55.6%, placing it in the Moderately Selective (50–70%) category. This means roughly 2,676 students apply each year.

The average SAT score of admitted students is 1115, 5% above the national average. This is within the mid-range nationally.

The ACT midpoint is 25, 19% above the national average.

Graduate Outcomes & Return on Investment

57.3% of students at University of Michigan-Dearborn complete their degree, 8% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 82.5% (near the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of University of Michigan-Dearborn earn a median salary of $59,649 ten years after enrollment, 46% above the national average. This represents a $24,649/year earnings premium over the average high school diploma holder, or $739,470 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $22,500, 5% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $244/month, with a total repayment of $29,280 (including $6,780 in interest).

Debt-to-Earnings Ratio: 0.38x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of Michigan-Dearborn pays for itself in approximately 3 years. This is an excellent return on investment.

Financial Aid Profile

46.2% of students at University of Michigan-Dearborn receive Pell Grants (federal need-based aid for families earning under ~$60,000), 40% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

36.3% of students take federal loans, 23% below the national average. This is a moderate borrowing rate.

Average faculty salary: $11,247/month, 29% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

University of Michigan-Dearborn enrolls 5,952 undergraduate students. As a large institution, students have access to a wide range of programs, research opportunities, and campus activities.

Diversity Index: 57/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 63%, Hispanic 7%, Black 8%, Asian 11%.

University of Michigan-Dearborn: Affordable Public University with Strong ROI

Report Card: Overall Grade D+

University of Michigan-Dearborn receives an overall grade of D+ based on six dimensions:

  • Academics: C-
  • Value: D
  • Outcomes: B
  • Affordability: D

College Analysis

University of Michigan-Dearborn is a Public institution in Dearborn, MI with approximately 5,952 students. Academics: Strong focus on applied learning with a mix of theoretical and practical courses. Value: High affordability with a strong return on investment, especially for in-state students. Outcomes: Graduates have a good earning potential with a median salary of $59,649 after 10 years. Peer Comparison: Outperforms many public universities in terms of affordability and ROI.

The Verdict: Is University of Michigan-Dearborn Worth It?

The University of Michigan-Dearborn presents a mixed value proposition, leaning towards a potentially good deal for in-state students focused on high-demand fields. With an in-state tuition of $15,640 and a 10-year median earning of $59,649, the initial cost is manageable. However, the median debt of $22,500, combined with the ROI score of -5, suggests that the return on investment is not as strong as one might hope, especially when compared to other institutions. The median earnings are respectable but not exceptionally high, meaning the debt payoff timeline could be around 4-6 years, assuming a significant portion of earnings goes towards debt repayment. For out-of-state students facing tuition of $32,896, the value proposition diminishes considerably, making it a less attractive financial choice unless specific program advantages or scholarships significantly offset the cost. The university's strength lies in its engineering and business programs, which often lead to solid employment within Michigan's industrial sector. If a student can secure a well-paying job immediately upon graduation, particularly in fields like automotive engineering or advanced manufacturing, the debt can be managed effectively. However, the overall median earnings and ROI score indicate that it might not be a 'hidden gem' offering exceptional financial returns for all graduates. It's a solid, practical choice for Michigan residents seeking a reputable public education with direct ties to regional industries, but prospective students, especially out-of-state ones, should carefully weigh the costs against potential earnings and consider alternative options.

Return on Investment

University of Michigan-Dearborn offers a strong return on investment, making the degree worth the cost, especially for in-state students.

Debt Reality Check

Median student debt at University of Michigan-Dearborn: $22,500. Monthly payment on a standard 10-year plan: $255/month. Total repaid: $30,600 ($8,100 in interest).

Breakeven vs high school diploma: 0.8 years. Debt burden: Manageable. Salary needed for comfortable repayment: $30,600.

Strengths

  • Strong focus on applied learning and practical courses.
  • High affordability and strong ROI.

Weaknesses

  • Lower overall student diversity compared to some peer institutions.
  • Graduation rate is still below the national average.

Academic Profile

SAT Average: 1115. ACT Midpoint: 25. Retention Rate: 82.5%.

UM-Dearborn stands out for its strong engineering, business, and education programs, leveraging its location in the heart of a major industrial and automotive hub. The College of Engineering and Computer Science is particularly renowned, offering cutting-edge research opportunities and strong industry connections, preparing students for careers in fields like automotive engineering, robotics, and software development. The College of Business is also a significant draw, with programs like finance and marketing benefiting from proximity to Detroit's economic landscape. Faculty quality is a key strength, with many professors bringing real-world experience into the classroom. While specific faculty salary data isn't provided, the university's commitment to research is evident through various initiatives and centers, such as the Center for Engineering and Applied Sciences. The College of Arts, Sciences, and Letters offers a broad range of disciplines, fostering interdisciplinary learning. Honors programs provide enriched academic experiences for high-achieving students, offering smaller class sizes and advanced coursework. Academic support is robust, with resources like the Learning Center offering tutoring, writing assistance, and academic coaching, ensuring students have the tools to succeed. Study abroad opportunities, though perhaps less extensive than at larger research universities, are available and encourage global perspectives.

Financial Aid Guide for University of Michigan-Dearborn

Pell Grant recipients: 46.2%. Students taking federal loans: 36.3%.

Navigating financial aid at the University of Michigan-Dearborn requires a strategic approach, especially given its public university status and location. Merit-based aid is available, often tied to strong academic profiles, including GPA and standardized test scores (though these are not explicitly provided, strong performance in high school is key). For in-state students, tuition is $15,640, and for out-of-state, it's $32,896. Need-based aid, determined by the FAFSA, plays a crucial role. Many students receive a combination of grants, scholarships, and loans. Work-study opportunities are also offered, providing on-campus employment to help cover living expenses. Typical aid packages can vary significantly based on income. For lower-income families (e.g., under $30,000 annual income), grants and scholarships might cover a substantial portion of tuition and fees, potentially reducing the out-of-pocket cost significantly. For middle-income families, packages might include more loans and work-study. Scholarships are available through the university, specific departments, and external organizations; students are encouraged to actively search and apply. Negotiating aid is generally less common at public institutions like UM-Dearborn compared to private universities, but it's always worth a conversation with the financial aid office if you have extenuating circumstances or competing offers. The median debt for graduates is $22,500, which is relatively moderate, suggesting that many students receive aid that helps manage borrowing.

Hidden Costs at University of Michigan-Dearborn

  • Meal plans can range from $3,000 to $5,000 per academic year, depending on the chosen plan and frequency of use.
  • Textbooks and course materials can easily add $1,000 to $1,500 annually, with some specialized courses requiring more expensive resources.
  • Student fees, often not fully detailed upfront, can total around $1,000 to $2,000 per year for services, technology, and activities.
  • Transportation costs for commuters, including gas and vehicle maintenance, can amount to $500 to $1,500 annually, depending on distance.
  • Parking permits for students can cost between $100 and $300 per academic year, depending on the lot location.
  • Health insurance, if not covered by a parent's plan, can add $2,000 to $4,000 annually for the university's student health insurance plan.
  • Personal expenses, including toiletries, entertainment, and miscellaneous items, can easily add another $1,000 to $2,000 per year.

Alumni Outcomes & Career Paths

Graduates from the University of Michigan-Dearborn (UM-Dearborn) are strategically positioned within Michigan's robust industrial and technological landscape. The university benefits from its strong ties to the automotive industry, with major employers like Ford Motor Company, General Motors, and Stellantis frequently recruiting from its engineering, business, and computer science programs. Beyond automotive, alumni find significant opportunities in advanced manufacturing, healthcare, and technology sectors. Companies such as Bosch, Denso, and Quicken Loans (now Rocket Companies) are also common destinations for UM-Dearborn graduates. The College of Engineering and Computer Science, in particular, is a strong pipeline for roles in software development, mechanical engineering, and electrical engineering. The College of Business benefits from its proximity to Detroit's financial and corporate centers, placing graduates in roles ranging from financial analysis to marketing and management.

UM-Dearborn's career services are actively engaged in fostering internship and co-op opportunities, often leveraging the university's location to connect students with local businesses and corporate offices. These experiences are crucial for building professional networks and gaining practical skills. While specific graduate school placement rates vary by program, strong STEM and business programs often see graduates pursue advanced degrees at institutions like the University of Michigan's Ann Arbor campus, Wayne State University, or other reputable graduate programs nationwide. Notable alumni include figures like William Clay Ford Jr., former Executive Chairman of Ford Motor Company, underscoring the university's connection to influential business leaders. Geographic hiring patterns show a strong concentration of alumni within the Metro Detroit area, but also significant placement across Michigan and into neighboring states like Ohio and Illinois, particularly in engineering and manufacturing roles.

Campus Life & Culture at University of Michigan-Dearborn

UM-Dearborn attracts a diverse student body, with a significant portion of students coming from the surrounding Detroit metropolitan area, many balancing academics with work and family responsibilities. The university thrives with students who are driven, pragmatic, and seeking a high-quality education with direct career relevance, particularly in STEM and business fields.

University of Michigan-Dearborn offers a unique campus experience, blending the resources of a major university with the intimacy of a smaller college. Nestled on the historic Henry Ford Estate, the campus itself is a beautiful and inspiring setting, offering a distinct 'vibe' that's both academic and community-focused. As a commuter-heavy institution, UM-Dearborn's social scene is vibrant but often centered around student organizations, academic departments, and specific events rather than a sprawling residential life. With over 100 student clubs and organizations, there's a strong emphasis on finding your niche, whether it's through academic societies like the Engineering Society, cultural groups, or recreational clubs. The University Center serves as a central hub for student activity, featuring dining options, study spaces, and meeting rooms. While on-campus housing is available and growing, many students commute, fostering a strong sense of community among those who are on campus regularly. Dining services offer a range of options, from traditional cafeteria-style meals in the Dining Hall to grab-and-go choices in the University Center. Athletics are a significant part of the campus spirit, with the Wolverines competing in NCAA Division II, fostering pride and camaraderie. The campus culture is one of collaboration and engagement, with students often balancing their studies with work and family commitments. It's a place where you can access world-class education while staying connected to the vibrant Detroit metropolitan area.

Campus Highlights

  • The historic Henry Ford Estate provides a unique and picturesque campus setting.
  • Strong ties to the automotive industry offer unparalleled internship and career opportunities.
  • A vibrant student life with over 100 clubs and organizations catering to diverse interests.
  • Access to the resources and cultural attractions of the greater Detroit metropolitan area.
  • Commitment to research, particularly in engineering and applied sciences.
  • A growing on-campus housing community alongside a strong commuter student presence.
  • NCAA Division II athletics fostering school spirit and competition.

Location & Regional Advantages

The University of Michigan-Dearborn's location in Dearborn, Michigan, offers distinct geographic advantages, particularly for students interested in automotive, engineering, and manufacturing careers. Situated within the heart of Metro Detroit, the university provides unparalleled proximity to the global headquarters of major automotive companies like Ford Motor Company, which is literally adjacent to the campus. This close relationship fosters strong internship pipelines and direct recruitment channels. The broader Metro Detroit area is a hub for advanced manufacturing, research and development, and a growing technology sector, offering a diverse job market for graduates.

The cost of living in Dearborn and the surrounding Detroit suburbs is generally more affordable than in many major coastal tech hubs, making it easier for graduates to manage student loan debt and establish financial stability. While Detroit has faced economic challenges, it is undergoing a significant revitalization, with investments in technology, entrepreneurship, and urban development creating new career opportunities. The region offers a mix of urban amenities and suburban comfort, with access to cultural institutions, entertainment, and recreational activities. The weather is typical of the Midwest, with four distinct seasons, including cold winters and warm summers. Safety in the immediate campus area and surrounding communities is generally good, with ongoing efforts to enhance urban safety. This strategic location provides UM-Dearborn graduates with a competitive edge in securing relevant, well-paying jobs within a thriving industrial ecosystem, often without the high cost of living associated with other major metropolitan areas.

How to Get Into University of Michigan-Dearborn

Gaining admission to the University of Michigan-Dearborn, with an acceptance rate around 55.6%, requires a solid academic record and a demonstrated understanding of the university's strengths. While Early Action (EA) is available, it doesn't offer a significant advantage in terms of admission chances but allows for earlier notification. The admissions committee values a strong GPA and a challenging high school curriculum. While specific SAT/ACT score ranges are not provided, applicants should aim for scores that reflect strong performance in core academic areas if submitting. The essay is an opportunity to showcase personality, critical thinking, and fit with the university; focus on experiences that highlight resilience, leadership, or a passion for your intended field of study. Demonstrated interest is often considered, so engaging with the university through campus visits (virtual or in-person), attending information sessions, and connecting with admissions counselors can be beneficial. The timeline is crucial: aim to submit your application well before the priority deadlines (typically in the winter semester) to ensure full consideration for both admission and scholarships. For students with a GPA in the B+ to A- range and strong extracurricular involvement, UM-Dearborn is a very attainable goal.

How University of Michigan-Dearborn Compares to Similar Schools

Similar schools: Oakland University, Wayne State University, Michigan State University (for specific programs), University of Detroit Mercy

Advantages

  • Stronger direct ties to the automotive industry and Ford Motor Company.
  • More focused engineering and business programs with a clear regional job market alignment.
  • Potentially more affordable in-state tuition compared to some larger state universities.

Disadvantages

  • Smaller overall university brand recognition and research output compared to larger state flagships.
  • Less diverse student body and campus life compared to larger, more comprehensive universities.
  • Lower overall median earnings and ROI score compared to some peer institutions.

Best For

  • Best for students interested in STEM and health professions.
  • Best for students seeking a strong applied learning experience.
  • Best for students prioritizing affordability and ROI.

Avoid If

  • Avoid if you need a large research university with extensive resources.
  • Avoid if you are looking for a high-cost, high-debt education.

Frequently Asked Questions about University of Michigan-Dearborn

How much does it cost to attend University of Michigan-Dearborn?

In-state tuition at University of Michigan-Dearborn is $15,640 per year, and out-of-state tuition is $32,896 per year. The median student debt at graduation is $22,500.

What is the acceptance rate at University of Michigan-Dearborn?

University of Michigan-Dearborn has an acceptance rate of 55.6%.

What is the graduation rate at University of Michigan-Dearborn?

University of Michigan-Dearborn has a graduation rate of 57.3%.

How much do University of Michigan-Dearborn graduates earn?

The median earnings for University of Michigan-Dearborn graduates 10 years after enrollment is $59,649. With median debt of $22,500, graduates earn roughly 2.7x their debt level annually.

How big is University of Michigan-Dearborn?

University of Michigan-Dearborn has approximately 5,952 students and is classified as a medium institution. It is located in Dearborn, MI and is a Public institution.

Is University of Michigan-Dearborn worth the cost?

University of Michigan-Dearborn has an ROI score of -5 out of 100. With in-state tuition of $15,640 per year and median post-graduation earnings of $59,649, the data suggests the return on investment may be below average.

Where is University of Michigan-Dearborn located?

University of Michigan-Dearborn is located in Dearborn, MI. It is a Public institution with approximately 5,952 students.

How much student debt do University of Michigan-Dearborn graduates have?

The median student debt for University of Michigan-Dearborn graduates is $22,500. With median earnings of $59,649 ten years after enrollment, graduates can expect a debt-to-income ratio of 38%.

Is University of Michigan-Dearborn a good college?

University of Michigan-Dearborn has a graduation rate of 57.3% and median post-graduation earnings of $59,649. High in-state tuition rate but low out-of-state tuition rate.

How does University of Michigan-Dearborn compare to similar colleges?

Significantly higher graduation rate compared to national average. Compared to peer institutions, University of Michigan-Dearborn offers a better value with a strong ROI and high affordability.

What career prospects do University of Michigan-Dearborn graduates have?

Graduates from University of Michigan-Dearborn are well-positioned for careers in STEM and health professions with good earning potential.

What should prospective students know about University of Michigan-Dearborn?

University of Michigan-Dearborn is well-suited for students seeking a high-quality education at an affordable price, particularly in-state students.

What makes University of Michigan-Dearborn stand out?

Strong focus on STEM and health professions.

What are the pros and cons of attending University of Michigan-Dearborn?

High median earnings for graduates.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.