CollegeTuitionData — College Data in Plain English

University of Massachusetts-Boston

Boston, MA 02125-3393 — Public

Value Score: 75/100 | ROI Score: 4 | Affordability Score: 90/100

Tuition (In-State): $15,908 | Out-of-State: $38,125

Acceptance Rate: 83.8% | Graduation Rate: 50.2% | Retention Rate: 70.4%

Median Earnings (10yr): $65,865 | Median Debt: $21,974

SAT Average: 1194 | ACT Midpoint: 27

Student Body Size: 11,512 (large)

Pell Grant Recipients: 41.5% | Federal Loan Rate: 50.6%

Average Faculty Salary: $12,724/month

Tuition & Affordability Analysis

In-state tuition at University of Massachusetts-Boston is $15,908 per year, which is 45% above the national average for public institutions.

Out-of-state students pay $38,125/year — a premium of $22,217 over in-state rates. Over four years, out-of-state students pay approximately $88,868 more than their in-state peers.

Estimated four-year tuition cost: $63,632 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of Massachusetts-Boston:

  • Families earning $0–$30,000: $14,070/year
  • Families earning $30,001–$48,000: $13,558/year
  • Families earning $48,001–$75,000: $15,663/year
  • Families earning $75,001–$110,000: $20,885/year
  • Families earning $110,000+: $25,571/year

Low-income families receive an average discount of $1,838/year, paying just 88% of the sticker price.

Admissions Snapshot

University of Massachusetts-Boston has an acceptance rate of 83.8%, placing it in the Less Selective (70–85%) category. This means roughly 3,435 students apply each year.

University of Massachusetts-Boston accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The average SAT score of admitted students is 1194, 13% above the national average. This is within the mid-range nationally.

The ACT midpoint is 27, 29% above the national average.

Graduate Outcomes & Return on Investment

50.2% of students at University of Massachusetts-Boston complete their degree, 19% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 70.4% (13% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of University of Massachusetts-Boston earn a median salary of $65,865 ten years after enrollment, 61% above the national average. This represents a $30,865/year earnings premium over the average high school diploma holder, or $925,950 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $21,974, near the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $238/month, with a total repayment of $28,560 (including $6,586 in interest).

Debt-to-Earnings Ratio: 0.33x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of Massachusetts-Boston pays for itself in approximately 3 years. This is an excellent return on investment.

Financial Aid Profile

41.5% of students at University of Massachusetts-Boston receive Pell Grants (federal need-based aid for families earning under ~$60,000), 26% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

50.6% of students take federal loans, 8% above the national average. This is a moderate borrowing rate.

Average faculty salary: $12,724/month, 46% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

University of Massachusetts-Boston enrolls 11,512 undergraduate students. As a large institution, students have access to a wide range of programs, research opportunities, and campus activities.

Diversity Index: 81/100 (higher = more diverse). University of Massachusetts-Boston has a highly diverse student body with strong representation across multiple racial and ethnic groups.

Student body composition: White 30%, Hispanic 21%, Black 18%, Asian 16%.

University of Massachusetts-Boston: Strong Urban Focus with High Graduation Rates

Report Card: Overall Grade C-

University of Massachusetts-Boston receives an overall grade of C- based on six dimensions:

  • Academics: D
  • Value: C-
  • Outcomes: B+
  • Affordability: D

College Analysis

University of Massachusetts-Boston is a Public institution in Boston, MA with approximately 11,512 students. Academics: Strong focus on urban and public policy, with a high graduation rate. Value: High tuition for out-of-state students, but strong earnings potential post-graduation. Outcomes: Median earnings 10 years post-graduation are above the national average.

The Verdict: Is University of Massachusetts-Boston Worth It?

UMass Boston presents a compelling case for value, especially for in-state students. With an in-state tuition of $15,908 and a 10-year median earnings figure of $65,865, the return on investment (ROI) score of 4 is well-earned. This suggests that graduates are earning significantly more than their initial investment within a reasonable timeframe. The median debt of $21,974 is also relatively moderate compared to the potential earnings. For in-state students, the cost of attendance is manageable, and the strong job market in Boston provides ample opportunities to recoup educational expenses. Out-of-state tuition ($38,125) significantly increases the financial burden, making the ROI less pronounced, though still potentially positive given the high earning potential in Boston's key industries. The university's strategic location and strong ties to major employers in healthcare, finance, and tech are key drivers of this positive outcome. For Massachusetts residents, UMass Boston is a strong contender offering a solid education and a clear path to a successful career without excessive debt. It's a good deal, particularly for those who can leverage in-state tuition.

Return on Investment

While the degree is worth the cost for in-state students, out-of-state students may find it less affordable.

Debt Reality Check

Median student debt at University of Massachusetts-Boston: $21,974. Monthly payment on a standard 10-year plan: $250/month. Total repaid: $30,000 ($8,026 in interest).

Breakeven vs high school diploma: 0.6 years. Debt burden: Low. Salary needed for comfortable repayment: $30,000.

Strengths

  • Strong urban and public policy focus
  • High graduation rate
  • Above-average median earnings post-graduation

Weaknesses

  • High out-of-state tuition
  • Limited diversity in student body
  • Less diverse range of disciplines

Academic Profile

SAT Average: 1194. ACT Midpoint: 27. Retention Rate: 70.4%.

UMass Boston's academic strengths lie in its commitment to urban engagement and its robust offerings in fields directly relevant to the city's economy and social fabric. The College of Liberal Arts is a cornerstone, boasting strong departments in Political Science, Sociology, and English, all benefiting from Boston's status as a political and cultural hub. The College of Science and Mathematics offers excellent programs in Biology and Environmental Sciences, with unique research opportunities tied to the nearby Boston Harbor and marine ecosystems. The College of Management is highly regarded, providing students with direct access to internships and networking within Boston's thriving business and finance sectors. Research is a significant component of the UMB experience, with numerous faculty-led projects and centers like the Institute for Coastal and Marine Ecosystems and the Center for Social Policy. While specific faculty salary data isn't readily available, as a public university within the UMass system, UMB attracts dedicated faculty who are often active researchers and engaged educators. The student-faculty ratio, while not provided, is generally manageable at public urban universities, allowing for meaningful interaction. The Honors College provides a more intensive academic experience for high-achieving students, offering smaller class sizes, specialized seminars, and priority registration. UMB also offers a variety of study abroad programs, enabling students to gain global perspectives. Academic support is comprehensive, with the Learning Center providing tutoring, writing assistance, and academic coaching, crucial for a student body that often juggles academic demands with work and other responsibilities.

Financial Aid Guide for University of Massachusetts-Boston

Pell Grant recipients: 41.5%. Students taking federal loans: 50.6%.

Navigating financial aid at UMass Boston requires understanding its commitment to accessibility as a public urban university. As an 83.8% admission rate school, UMB aims to make higher education attainable. Merit-based aid is available, often in the form of scholarships awarded for academic achievement, though these are typically more competitive and may not cover the full cost of attendance. The bulk of financial aid is need-based, primarily distributed through federal and state grants, such as the Pell Grant (though specific rates are not provided, it's a key component for eligible students) and the Massachusetts State Grant Program. Work-study opportunities are also common, allowing students to earn money through part-time campus jobs, which is particularly beneficial for students balancing education with other commitments. Typical aid packages can vary significantly. For in-state students with lower family incomes (e.g., under $30,000), a combination of grants, state aid, and potentially work-study could cover a substantial portion of the $15,908 in-state tuition and fees, potentially leaving only a few thousand dollars for living expenses. For out-of-state students or those with higher incomes, the $38,125 tuition will likely be supplemented by federal loans, and merit aid may be necessary to reduce the out-of-pocket cost. Scholarship applications should be pursued early and often, looking for both general UMB scholarships and those specific to your major or background. While UMB is committed to affordability, negotiating aid packages is generally less common and less successful than at highly selective private institutions. Focus on completing the FAFSA accurately and on time, and explore all available institutional and external scholarship opportunities.

Hidden Costs at University of Massachusetts-Boston

  • On-campus housing can range from approximately $13,000 to $16,000 per academic year for a double or single room.
  • Meal plans vary, but a comprehensive plan can cost around $5,000 to $6,000 per academic year.
  • Textbooks and course materials can easily add $1,000 to $1,500 per year, depending on the courses and whether new or used books are purchased.
  • Mandatory student fees, including technology and activity fees, typically amount to around $1,500 to $2,000 annually.
  • Transportation costs for commuting students or those using public transit can range from $50 to $150 per month, depending on usage.
  • Parking permits for students who drive to campus can cost upwards of $400 per academic year.
  • Health insurance, if not covered by a parent's plan or waived with proof of alternative coverage, can add approximately $2,000 to $3,000 annually.

Alumni Outcomes & Career Paths

Graduates from the University of Massachusetts-Boston (UMass Boston) are well-positioned to enter a diverse job market, particularly within the Greater Boston area and the broader New England region. The university's location in a major metropolitan hub provides direct access to a robust ecosystem of industries. Major employers that frequently recruit UMass Boston graduates include healthcare giants like Mass General Brigham and Boston Medical Center, technology firms such as Wayfair and Microsoft (with significant Boston presence), and financial institutions like State Street Corporation and Fidelity Investments. The finance, healthcare, education, and technology sectors are primary destinations for alumni. UMass Boston also boasts strong connections within the public sector and non-profit organizations, with many graduates finding roles in city and state government agencies, as well as in influential organizations like the Dana-Farber Cancer Institute and the New England Aquarium.

Internship pipelines are a significant strength, facilitated by the university's Career Services, which actively partners with local businesses and organizations. Students often secure internships at companies like Vertex Pharmaceuticals, Thermo Fisher Scientific, and various hospitals and biotech firms. For those pursuing advanced studies, UMass Boston has a solid graduate school placement rate, with alumni attending prestigious institutions for further education in fields like law, medicine, public health, and business. Notable alumni include former Massachusetts Governor Deval Patrick and Pulitzer Prize-winning author Junot Díaz, underscoring the caliber of individuals the university cultivates. Geographic hiring patterns show a strong concentration of alumni remaining in Massachusetts, particularly in Boston and its surrounding suburbs, but also extending to other major East Coast cities like New York City and Washington D.C., especially in fields like government and finance.

Campus Life & Culture at University of Massachusetts-Boston

UMass Boston serves a highly diverse student body, with a significant percentage of first-generation students and a strong representation of minority groups, reflecting its urban setting. The student population is largely composed of Massachusetts residents, with a notable portion being commuters who balance academics with work and family responsibilities. Students who thrive here are often self-motivated, adaptable, and eager to leverage the resources of a major city for their academic and professional growth.

UMass Boston, often called UMB, offers a dynamic urban campus experience situated on the picturesque Columbia Point peninsula, overlooking Boston Harbor. This unique location provides students with stunning waterfront views and immediate access to the city's rich cultural and professional landscape. The vibe here is distinctly urban and diverse, attracting a student body that is often working, commuting, and deeply engaged with the opportunities Boston provides. While not a traditional residential campus, UMB has made significant strides in building a more vibrant student life. The McCormack Hall and Clark Athletic Center serve as central hubs for student activity. Housing is available on campus, primarily in the University Hall and Summit Apartments, offering apartment-style living that appeals to students seeking independence and convenience. These modern facilities are a significant draw for those who want to be immersed in campus life. Dining options are varied, with the main dining hall in the Campus Center offering diverse choices, alongside cafes and grab-and-go spots scattered across campus, catering to busy schedules. Student organizations are plentiful, covering a wide spectrum of interests from academic clubs and cultural groups to political activism and recreational pursuits. The Student Government Association plays a vital role in student advocacy and funding. Greek life exists but is not a dominant force, reflecting the university's broader, more diverse student population. Athletics are a growing part of the UMB experience, with the Beacons competing in NCAA Division III, offering opportunities for student-athletes and spirited support from the campus community. The general atmosphere is one of ambition and practicality, with students leveraging their UMB education and Boston connections for future careers. It's a place for self-starters who value academic rigor and real-world experience.

Campus Highlights

  • Stunning waterfront location on Columbia Point with panoramic views of the Boston skyline and harbor.
  • Direct access to Boston's professional, cultural, and internship opportunities.
  • Modern on-campus housing options like University Hall and Summit Apartments.
  • The John F. Kennedy Presidential Library and Museum located adjacent to campus.
  • A highly diverse student body reflecting the urban environment.
  • Strong emphasis on community engagement and urban-focused research.
  • The UMass Boston Boathouse, a state-of-the-art facility for rowing programs.

Location & Regional Advantages

UMass Boston's location in Boston, Massachusetts, offers significant geographic advantages for students seeking career opportunities and a vibrant urban experience. Boston is a global hub for innovation, particularly in biotechnology, healthcare, finance, and higher education. This proximity to industry leaders means UMass Boston students have unparalleled access to internships, co-ops, and entry-level positions with major companies like Vertex Pharmaceuticals, Thermo Fisher Scientific, State Street Corporation, and numerous hospitals affiliated with Harvard Medical School and Tufts University. The city's strong economy generally translates to a robust job market, even during economic fluctuations, with a consistent demand for skilled professionals in UMass Boston's core disciplines.

While Boston offers a high quality of life with world-class cultural institutions, dining, and entertainment, it also comes with a high cost of living. Housing, in particular, can be expensive, which is a crucial factor for recent graduates to consider. However, the presence of numerous public transportation options can mitigate some of these costs. The weather is characterized by four distinct seasons, including cold, snowy winters and warm summers, which appeals to some but may be a drawback for others. Safety in Boston is comparable to other major cities, with varying degrees of safety across different neighborhoods. The concentration of universities in Boston also fosters a dynamic academic and intellectual environment, creating a strong network for students and alumni. Ultimately, the location provides a direct pathway to high-paying jobs in cutting-edge industries, making the initial investment in living in Boston potentially very rewarding.

How to Get Into University of Massachusetts-Boston

UMass Boston, with its 83.8% admission rate, is a selective but accessible public university. The admissions committee values a strong academic record, particularly in core subjects, and looks for students who demonstrate potential for success in a rigorous academic environment. While SAT/ACT scores are not a factor (N/A), your GPA and the rigor of your high school curriculum are paramount. Focus on achieving the highest possible GPA, especially in challenging courses like AP or IB if available. Essays are an important component; use this space to showcase your personality, resilience, and how your experiences have prepared you for UMB. Highlight any connections you have to Boston or your interest in urban studies, public service, or specific programs offered at the university. Demonstrated interest is not heavily emphasized, but submitting your application by the priority deadline (typically in early February for Fall admission) is recommended to ensure full consideration for both admission and scholarships. Early Action (EA) is available, allowing you to receive an early decision without being contractually obligated to attend, which can be advantageous for planning. There isn't a restrictive Early Decision (ED) option. For applicants, aim for a GPA that is competitive within the context of your high school, ideally in the B+ to A- range or higher. While there are no specific test score ranges to target, a strong academic profile is key.

How University of Massachusetts-Boston Compares to Similar Schools

Similar schools: Northeastern University, Boston University, University of Massachusetts Amherst, Suffolk University

Advantages

  • Lower tuition for in-state students compared to private peers like BU and Northeastern.
  • Stronger focus on public service and urban engagement, aligning with Boston's community needs.
  • Access to a diverse student body and a metropolitan campus experience distinct from more traditional, suburban campuses.
  • Strategic location within Boston offering direct access to specific urban industries and government agencies.

Disadvantages

  • Lower overall national rankings and perceived prestige compared to BU and Northeastern.
  • Lower graduation rates (50.2%) compared to more selective private institutions.
  • Potentially less robust alumni network reach outside of the immediate Boston area compared to larger, more established private universities.

Best For

  • Out-of-state students should consider the high tuition costs.
  • Students seeking a more diverse student body may find the demographics less varied.

Avoid If

  • Students looking for a more affordable option may want to consider in-state tuition.
  • Students interested in a broader range of disciplines may find other institutions more suitable.

Frequently Asked Questions about University of Massachusetts-Boston

How much does it cost to attend University of Massachusetts-Boston?

In-state tuition at University of Massachusetts-Boston is $15,908 per year, and out-of-state tuition is $38,125 per year. The median student debt at graduation is $21,974.

What is the acceptance rate at University of Massachusetts-Boston?

University of Massachusetts-Boston has an acceptance rate of 83.8%.

What is the graduation rate at University of Massachusetts-Boston?

University of Massachusetts-Boston has a graduation rate of 50.2%.

How much do University of Massachusetts-Boston graduates earn?

The median earnings for University of Massachusetts-Boston graduates 10 years after enrollment is $65,865. With median debt of $21,974, graduates earn roughly 3.0x their debt level annually.

How big is University of Massachusetts-Boston?

University of Massachusetts-Boston has approximately 11,512 students and is classified as a large institution. It is located in Boston, MA and is a Public institution.

Is University of Massachusetts-Boston worth the cost?

University of Massachusetts-Boston has an ROI score of 4 out of 100. With in-state tuition of $15,908 per year and median post-graduation earnings of $65,865, the data suggests the return on investment may be below average.

Where is University of Massachusetts-Boston located?

University of Massachusetts-Boston is located in Boston, MA. It is a Public institution with approximately 11,512 students.

How much student debt do University of Massachusetts-Boston graduates have?

The median student debt for University of Massachusetts-Boston graduates is $21,974. With median earnings of $65,865 ten years after enrollment, graduates can expect a debt-to-income ratio of 33%.

Is University of Massachusetts-Boston a good college?

University of Massachusetts-Boston has a graduation rate of 50.2% and median post-graduation earnings of $65,865. High graduation rate of 50.17%

How does University of Massachusetts-Boston compare to similar colleges?

Strong focus on urban and public policy Compared to peer institutions, UMass-Boston offers a strong urban focus and high graduation rates, but has higher out-of-state tuition.

What career prospects do University of Massachusetts-Boston graduates have?

Graduates are well-positioned for careers in urban planning, public policy, and related fields.

What should prospective students know about University of Massachusetts-Boston?

UMass-Boston is well-regarded in the Boston area for its urban and public policy programs.

What makes University of Massachusetts-Boston stand out?

Median earnings 10 years post-graduation are $65,865

What are the pros and cons of attending University of Massachusetts-Boston?

High tuition for out-of-state students at $38,125

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.