University of Maryland Global Campus
Adelphi, MD 20783-8010 — Public
Value Score: 85/100 | ROI Score: 101 | Affordability Score: 90/100
Tuition (In-State): $8,136 | Out-of-State: $12,336
Graduation Rate: 31.5% | Retention Rate: 55.4%
Median Earnings (10yr): $65,287 | Median Debt: $21,000
Student Body Size: 49,664 (very-large)
Pell Grant Recipients: 29.4% | Federal Loan Rate: 17.5%
Average Faculty Salary: $9,948/month
Tuition & Affordability Analysis
In-state tuition at University of Maryland Global Campus is $8,136 per year, which is 26% below the national average for public institutions.
Out-of-state students pay $12,336/year — a premium of $4,200 over in-state rates. Over four years, out-of-state students pay approximately $16,800 more than their in-state peers.
Estimated four-year tuition cost: $32,544 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of Maryland Global Campus:
- Families earning $0–$30,000: $21,830/year
- Families earning $30,001–$48,000: $24,400/year
- Families earning $48,001–$75,000: $24,400/year
Graduate Outcomes & Return on Investment
31.5% of students at University of Maryland Global Campus complete their degree, 49% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.
First-year retention rate: 55.4% (32% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of University of Maryland Global Campus earn a median salary of $65,287 ten years after enrollment, 60% above the national average. This represents a $30,287/year earnings premium over the average high school diploma holder, or $908,610 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $21,000, near the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $228/month, with a total repayment of $27,360 (including $6,360 in interest).
Debt-to-Earnings Ratio: 0.32x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of Maryland Global Campus pays for itself in approximately 2 years. This is an excellent return on investment.
Financial Aid Profile
29.4% of students at University of Maryland Global Campus receive Pell Grants (federal need-based aid for families earning under ~$60,000), 11% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
17.5% of students take federal loans, 63% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $9,948/month, 14% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
University of Maryland Global Campus enrolls 49,664 undergraduate students. As a major university, University of Maryland Global Campus offers extensive resources, hundreds of student organizations, Division I athletics, and a vast alumni network.
Diversity Index: 80/100 (higher = more diverse). University of Maryland Global Campus has a highly diverse student body with strong representation across multiple racial and ethnic groups.
Student body composition: White 30%, Hispanic 18%, Black 27%, Asian 5%.
University of Maryland Global Campus: A Public Institution with Strong Online Programs and Good Earnings Potential
- UMGC: Your Launchpad to Government and Tech Careers in the D.C. Metro Area
- Unlock Your Earning Potential: UMGC Delivers Strong ROI for Working Professionals
- Flexible Learning, Real-World Results: How UMGC Empowers Career Changers and Advancers
Report Card: Overall Grade B
University of Maryland Global Campus receives an overall grade of B based on six dimensions:
- Academics: D
- Value: A-
- Outcomes: B+
- Affordability: B+
College Analysis
University of Maryland Global Campus is a Public institution in Adelphi, MD with approximately 49,664 students. UMGC offers a large and diverse student body with a strong focus on online education. Graduates have a median earning potential of $65,287 after 10 years, indicating a good return on investment. The university has a high graduation rate of 31.46% for its online programs, which is above the national average.
The Verdict: Is University of Maryland Global Campus Worth It?
University of Maryland Global Campus presents a compelling value proposition, particularly for its target demographic. With a median 10-year earning of $65,287 and a median debt of $21,000, the return on investment (ROI) score of 101 suggests a solid financial outcome. The total cost for in-state students is $8,136 annually, and for out-of-state, $12,336. If a student graduates with the median debt of $21,000, it could potentially be paid off within 3-4 years based on a reasonable portion of their income, assuming they secure employment aligned with the median earnings. Compared to the high cost of many private universities or even other public institutions, UMGC offers an accessible pathway to a degree that leads to respectable earnings, especially within the government and defense sectors where many alumni are employed. The value is amplified for active-duty military and veterans who often have tuition assistance or benefits that further reduce out-of-pocket costs. While the graduation rate is lower than many traditional universities, for those who complete their degrees, the career outcomes appear strong relative to the investment. UMGC is a hidden gem for individuals seeking career advancement in specific, high-demand fields, offering a good deal for the money invested.
Return on Investment
Given the strong online programs, high graduation rate, and good earnings potential, the degree from UMGC is likely to be worth the cost.
Debt Reality Check
Median student debt at University of Maryland Global Campus: $21,000. Monthly payment on a standard 10-year plan: $238/month. Total repaid: $28,560 ($7,560 in interest).
Breakeven vs high school diploma: 0.6 years. Debt burden: Low. Salary needed for comfortable repayment: $28,560.
Strengths
- Strong online programs and diverse student body
- High graduation rate and good earnings potential
- Affordable tuition and low median debt
Weaknesses
- Lower on-campus presence and resources
- Potential for less social interaction compared to traditional universities
- Limited physical campus facilities and resources
Academic Profile
Retention Rate: 55.4%.
UMGC's academic strengths lie in its robust online programs and its commitment to serving a diverse, adult-learner population. The university is particularly well-regarded for its programs in business, cybersecurity, and information technology, reflecting the demands of the modern workforce. Departments like the School of Business and the School of Cybersecurity and Information Technology are consistently popular and well-resourced. Faculty quality is a key component, with many instructors bringing extensive real-world experience from their respective industries into the virtual and physical classroom. While specific faculty salary data isn't readily available, the university emphasizes hiring experienced professionals. UMGC offers a variety of research opportunities, often integrated into coursework or capstone projects, allowing students to apply theoretical knowledge to practical problems. The university also provides a dedicated Honors Program for high-achieving students, offering enriched academic experiences and opportunities for advanced study. Study abroad options are available, though they may be structured differently to accommodate the schedules of its non-traditional student body. Academic support is a cornerstone of the UMGC experience, with extensive online resources, tutoring services, writing centers, and dedicated academic advisors available to help students navigate their studies and career goals.
Financial Aid Guide for University of Maryland Global Campus
Pell Grant recipients: 29.4%. Students taking federal loans: 17.5%.
Financial aid at University of Maryland Global Campus (UMGC) is designed to be accessible and supportive for its diverse student population, which includes many working adults and military personnel. For undergraduate students, the average financial aid package can be substantial, often covering a significant portion of tuition and fees. For instance, students receiving federal aid might see packages that include grants, loans, and potentially work-study. For the 2022-2023 academic year, the average federal student loan amount disbursed was around $7,000, and Pell Grant recipients, who often come from lower-income backgrounds, received an average of approximately $5,000 in grants. UMGC also offers institutional scholarships, though these are often merit-based or targeted towards specific programs or demographics. It's crucial for prospective students to complete the FAFSA (Free Application for Federal Student Aid) by the priority deadline, typically in early spring, to be considered for all types of aid. Work-study opportunities are available but are often limited and competitive, especially given the large student body. For students with higher incomes, financial aid will likely consist more of federal loans rather than grants. Negotiating financial aid packages is generally not a standard practice at UMGC, as aid is largely determined by federal formulas and institutional scholarship criteria. However, students facing extenuating circumstances should contact the financial aid office directly to discuss their situation.
Hidden Costs at University of Maryland Global Campus
- Technology fee: A mandatory fee of approximately $30-$50 per semester is charged to all students to support online learning platforms and IT infrastructure.
- Textbooks and course materials: While many courses utilize digital materials, the cost for required books and software can range from $500 to $1,000 per academic year.
- Transportation and parking: For students attending on-campus classes or utilizing campus resources, parking permits can cost around $100-$200 annually, and daily parking fees may apply.
- Student services fee: A fee of roughly $50-$75 per semester contributes to various student support services, including career counseling and academic advising.
- Graduation application fee: A one-time fee of approximately $100-$150 is charged when students apply to graduate.
- Internet access: While not a direct fee, reliable high-speed internet is essential for online coursework, representing an ongoing household expense for most students.
Alumni Outcomes & Career Paths
University of Maryland Global Campus (UMGC) serves a unique demographic, primarily adult learners and active-duty military, which shapes its alumni outcomes. Graduates often find employment in sectors that value flexibility and continuous learning. Major employers that frequently recruit UMGC alumni include government agencies like the Department of Defense, NASA, and various federal branches, given its strong ties to the military community and its D.C. proximity. In the private sector, companies such as Northrop Grumman, Booz Allen Hamilton, and Leidos are common destinations, particularly for those in cybersecurity, IT, and management fields. Industries where UMGC alumni cluster heavily are government contracting, information technology, cybersecurity, healthcare administration, and business management. While specific graduate school placement rates are not prominently published, many alumni pursue advanced degrees to enhance their careers, often in fields like MBA programs, Master's in Cybersecurity, or Public Administration. Notable alumni include former Maryland Governor Martin O'Malley and numerous high-ranking military officials and government executives. UMGC's career services are geared towards adult learners, offering resume workshops, career coaching, and job fairs often focused on government and defense sectors. Internship pipelines are less traditional than at residential campuses, with many students leveraging their existing work experience or seeking opportunities within their current organizations, often facilitated by employer partnerships. Geographic hiring patterns show a strong concentration in the Washington D.C. metropolitan area, Maryland, Virginia, and other regions with a significant federal presence or military bases. However, due to its online nature, alumni are also dispersed nationally and internationally, particularly within the military community.
Campus Life & Culture at University of Maryland Global Campus
UMGC serves a highly diverse student body, with a significant portion being adult learners, active-duty military, and veterans, leading to a mature and goal-oriented academic environment. The student population is geographically widespread due to its extensive online presence, but the physical campus in Adelphi, MD, acts as a key resource center. Students who thrive here are self-motivated, disciplined, and possess strong time-management skills, often balancing multiple life responsibilities alongside their studies.
University of Maryland Global Campus (UMGC) offers a unique campus experience primarily geared towards adult learners, active duty military, and those seeking flexible, online education. While it has a physical presence in Adelphi, MD, the 'campus life' is less about traditional residential living and more about community building through online platforms and local events. For students who do engage with the physical campus, Adelphi offers a hub for academic advising, career services, and occasional networking events. The student body is incredibly diverse, reflecting a wide range of ages, backgrounds, and life experiences, with many students balancing studies with full-time careers and family responsibilities. This creates a mature and focused learning environment. Social life is often centered around professional networking and shared academic interests rather than typical college parties or Greek life, which are not prominent features here. Student organizations tend to be program-specific or career-focused, providing opportunities to connect with peers in similar fields. Athletics are not a major focus for UMGC, aligning with its mission to serve a non-traditional student population. The 'vibe' is one of ambition, practicality, and mutual respect, where students are driven by clear educational and career goals. The Adelphi campus itself is modern and functional, designed to support the needs of its commuter and online student population, offering resources rather than extensive recreational facilities.
Campus Highlights
- Extensive online program offerings catering to diverse learning needs.
- Strong focus on career-relevant fields like cybersecurity and business.
- Flexible scheduling designed for working adults and military personnel.
- A diverse student body representing a wide range of ages and backgrounds.
- Dedicated academic and career support services tailored to adult learners.
- The Adelphi campus serves as a central hub for essential student services and occasional in-person events.
Location & Regional Advantages
UMGC's primary location in Adelphi, Maryland, places it strategically within the influential Washington D.C. metropolitan area. This region is a powerhouse for federal government employment, defense contracting, and a burgeoning tech scene. Proximity to Washington D.C. offers unparalleled access to a vast array of government agencies, think tanks, and non-profits, creating a rich job market for graduates in public administration, policy, and related fields. The surrounding Maryland and Northern Virginia suburbs are home to major defense contractors like Northrop Grumman and Booz Allen Hamilton, as well as numerous cybersecurity firms, providing direct career pathways for UMGC students. The cost of living in the D.C. metro area is generally higher than the national average, particularly for housing, but this is often offset by the higher earning potential in these sectors. Quality of life in the region is high, with a diverse population, extensive cultural attractions, and a well-developed public transportation system. Weather is temperate, with four distinct seasons. Safety varies by specific locale, but many of the suburban areas are considered safe. The geographic advantage for UMGC lies in its ability to connect students directly to the federal employment ecosystem and the robust private sector that supports it, offering a distinct edge for career advancement in government and defense-related industries.
How to Get Into University of Maryland Global Campus
Applying to University of Maryland Global Campus (UMGC) is a straightforward process, as the university has an open admission policy for many of its undergraduate programs, focusing on accessibility. The primary requirement for most undergraduate degrees is a high school diploma or GED. For transfer students, a minimum GPA from previous college coursework is considered, though specific thresholds can vary by program. UMGC does not use SAT or ACT scores for admission. The admissions office values a student's motivation, life experience, and clear educational goals. Essays are not typically a required component of the standard application, but a strong personal statement or statement of purpose can be beneficial if included, especially for graduate programs or specific scholarships, highlighting your readiness for academic study and career aspirations. Demonstrated interest is not a formal factor in admissions, given the university's mission. The application timeline is flexible, with rolling admissions for many programs, allowing students to apply and enroll throughout the year. It's recommended to apply at least 60 days before your intended start date to ensure all financial aid and enrollment processes can be completed smoothly.
How University of Maryland Global Campus Compares to Similar Schools
Similar schools: Western Governors University, Southern New Hampshire University, Arizona State University (Online Programs), University of Phoenix
Advantages
- Stronger ties to the D.C. metropolitan government and defense contracting job market.
- Established reputation within federal agencies and military communities.
- Potentially more structured academic programs compared to some competency-based online competitors.
Disadvantages
- Lower overall graduation rate compared to some peers.
- Less diverse range of on-campus student life experiences (as it's primarily online/adult-focused).
- Median earnings may be lower than some highly specialized online programs.
Best For
- Prospective students should consider UMGC if they are looking for a flexible, online education with a strong focus on career outcomes.
- UMGC is ideal for working professionals who need a balance between work and education.
Avoid If
- Students who prefer traditional, on-campus learning environments may find UMGC less suitable.
- UMGC may not be the best choice for students seeking a highly structured, residential college experience.
Frequently Asked Questions about University of Maryland Global Campus
How much does it cost to attend University of Maryland Global Campus?
In-state tuition at University of Maryland Global Campus is $8,136 per year, and out-of-state tuition is $12,336 per year. The median student debt at graduation is $21,000.
What is the graduation rate at University of Maryland Global Campus?
University of Maryland Global Campus has a graduation rate of 31.5%.
How much do University of Maryland Global Campus graduates earn?
The median earnings for University of Maryland Global Campus graduates 10 years after enrollment is $65,287. With median debt of $21,000, graduates earn roughly 3.1x their debt level annually.
How big is University of Maryland Global Campus?
University of Maryland Global Campus has approximately 49,664 students and is classified as a very-large institution. It is located in Adelphi, MD and is a Public institution.
Is University of Maryland Global Campus worth the cost?
University of Maryland Global Campus has an ROI score of 101 out of 100. With in-state tuition of $8,136 per year and median post-graduation earnings of $65,287, the data suggests a positive return on investment.
Where is University of Maryland Global Campus located?
University of Maryland Global Campus is located in Adelphi, MD. It is a Public institution with approximately 49,664 students.
How much student debt do University of Maryland Global Campus graduates have?
The median student debt for University of Maryland Global Campus graduates is $21,000. With median earnings of $65,287 ten years after enrollment, graduates can expect a debt-to-income ratio of 32%.
Is University of Maryland Global Campus a good college?
University of Maryland Global Campus has a graduation rate of 31.5% and median post-graduation earnings of $65,287. UMGC has a significant online student population, making it a leader in distance education.
How does University of Maryland Global Campus compare to similar colleges?
The university's student body is diverse, with a high percentage of Hispanic and Asian students. Compared to peer institutions, UMGC offers a more affordable education with strong online programs and a good return on investment.
What career prospects do University of Maryland Global Campus graduates have?
Graduates of UMGC are well-positioned for careers in various fields, including technology, healthcare, and business.
What should prospective students know about University of Maryland Global Campus?
UMGC is well-suited for students seeking a flexible, online education with a strong focus on career outcomes.
What makes University of Maryland Global Campus stand out?
UMGC offers a wide range of online degree programs, catering to various career paths.
What are the pros and cons of attending University of Maryland Global Campus?
The median debt of $21,000 is relatively low compared to other public universities.
Explore More
Colleges in Maryland
Browse all colleges in Maryland
Similar Schools
- Western Governors University
- Southern New Hampshire University
- Arizona State University (Online Programs)
- University of Phoenix
College Rankings
Research Tools
H-1B Visa Salary Data
- H-1B Salaries in Maryland — Visa sponsorship salary data for Maryland
- Top H-1B Sponsors — Companies sponsoring work visas
- H-1B Salary Calculator
Visit University of Maryland Global Campus official website
View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.