CollegeTuitionData — College Data in Plain English

University of Maryland-College Park

College Park, MD 20742 — Public

Value Score: 85/100 | ROI Score: 75 | Affordability Score: 90/100

Tuition (In-State): $11,809 | Out-of-State: $41,186

Acceptance Rate: 44.8% | Graduation Rate: 88.6% | Retention Rate: 96.2%

Median Earnings (10yr): $82,860 | Median Debt: $19,000

SAT Average: 1473 | ACT Midpoint: 32

Student Body Size: 30,760 (very-large)

Pell Grant Recipients: 19.4% | Federal Loan Rate: 21.5%

Average Faculty Salary: $17,205/month

Tuition & Affordability Analysis

In-state tuition at University of Maryland-College Park is $11,809 per year, which is 8% above the national average for public institutions.

Out-of-state students pay $41,186/year — a premium of $29,377 over in-state rates. Over four years, out-of-state students pay approximately $117,508 more than their in-state peers.

Estimated four-year tuition cost: $47,236 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of Maryland-College Park:

  • Families earning $0–$30,000: $2,962/year
  • Families earning $30,001–$48,000: $6,051/year
  • Families earning $48,001–$75,000: $10,273/year
  • Families earning $75,001–$110,000: $18,250/year
  • Families earning $110,000+: $26,691/year

Low-income families receive an average discount of $8,847/year, paying just 25% of the sticker price.

Admissions Snapshot

University of Maryland-College Park has an acceptance rate of 44.8%, placing it in the Selective (35–50%) category. This means roughly 17,169 students apply each year.

The average SAT score of admitted students is 1473, 39% above the national average. This places University of Maryland-College Park among the top-tier institutions for academic preparedness.

The ACT midpoint is 32, 52% above the national average.

Graduate Outcomes & Return on Investment

88.6% of students at University of Maryland-College Park complete their degree, 43% above the national average. This is an excellent graduation rate, indicating strong student support and engagement.

First-year retention rate: 96.2% (19% above the national average). A retention rate above 90% signals high student satisfaction and strong first-year experience programs.

Graduates of University of Maryland-College Park earn a median salary of $82,860 ten years after enrollment, 103% above the national average. This represents a $47,860/year earnings premium over the average high school diploma holder, or $1,435,800 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $19,000, 12% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $206/month, with a total repayment of $24,720 (including $5,720 in interest).

Debt-to-Earnings Ratio: 0.23x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of Maryland-College Park pays for itself in approximately 1 years. This is an excellent return on investment.

Financial Aid Profile

19.4% of students at University of Maryland-College Park receive Pell Grants (federal need-based aid for families earning under ~$60,000), 41% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

21.5% of students take federal loans, 54% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.

Average faculty salary: $17,205/month, 97% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

University of Maryland-College Park enrolls 30,760 undergraduate students. As a major university, University of Maryland-College Park offers extensive resources, hundreds of student organizations, Division I athletics, and a vast alumni network.

Diversity Index: 76/100 (higher = more diverse). University of Maryland-College Park has a highly diverse student body with strong representation across multiple racial and ethnic groups.

Student body composition: White 39%, Hispanic 11%, Black 13%, Asian 24%.

University of Maryland-College Park: Strong Academics, High Graduation Rates, and Good Earnings Potential

Report Card: Overall Grade B

University of Maryland-College Park receives an overall grade of B based on six dimensions:

  • Academics: B+
  • Value: B
  • Outcomes: A
  • Affordability: C+

College Analysis

University of Maryland-College Park is a Public institution in College Park, MD with approximately 30,760 students. Strong academic programs with a high graduation rate of 88.61% Good earnings potential with a median salary of $82,860 after 10 years High affordability with an affordability score of 90 Diverse student body with a significant Asian population (23.88%)

The Verdict: Is University of Maryland-College Park Worth It?

The University of Maryland-College Park presents a compelling case for value, especially for in-state students. With a median 10-year earning potential of $82,860 and a median debt of $19,000, the return on investment is strong. For an in-state student, the total cost of attendance over four years (tuition, fees, room, and board) is roughly $120,000-$140,000. Earning $82,860 annually means that even in the early years of a career, graduates can comfortably manage their debt and begin recouping their investment. The debt-to-earnings ratio is favorable, suggesting that the $19,000 in median debt is manageable relative to post-graduation income. For out-of-state students, the higher tuition significantly impacts the ROI, making it crucial to secure scholarships or target higher-paying fields. Overall, UMD is a solid investment, particularly for Maryland residents, offering a strong academic foundation and excellent career prospects that justify the cost. It's a good deal, not overpriced, and certainly not a hidden gem given its strong reputation.

Return on Investment

The degree from University of Maryland-College Park is worth the cost, with a strong ROI score of 75 and good earnings potential.

Debt Reality Check

Median student debt at University of Maryland-College Park: $19,000. Monthly payment on a standard 10-year plan: $216/month. Total repaid: $25,920 ($6,920 in interest).

Breakeven vs high school diploma: 0.4 years. Debt burden: Low. Salary needed for comfortable repayment: $25,920.

Strengths

  • Strong academic programs
  • High graduation rates
  • Good earnings potential
  • High affordability

Weaknesses

  • Moderate admission rate
  • Large campus size
  • Moderate student debt

Academic Profile

SAT Average: 1473. ACT Midpoint: 32. Retention Rate: 96.2%.

UMD stands out as a powerhouse in research and innovation, consistently ranking among the top public universities. Its strengths are broad, but particular acclaim is found in its engineering programs (Clark School of Engineering), computer science, business (Smith School of Business), and journalism (Philip Merrill College of Journalism). The university's commitment to undergraduate research is substantial, with numerous opportunities for students to engage with faculty on cutting-edge projects across disciplines, often facilitated through programs like the Undergraduate Research Opportunities Program (UROP). Faculty quality is high, with many holding national and international recognition in their fields. While specific faculty salary data isn't provided, the university invests heavily in attracting top talent, which is reflected in the caliber of instruction and research output. The student-faculty ratio, while not explicitly given, is managed to ensure access to professors, particularly within smaller upper-level courses and honors seminars. The Gemstone Honors College offers a unique, interdisciplinary research experience for a select group of undergraduates, culminating in a senior thesis. The University Honors Program provides a more traditional, yet enriched, academic experience. UMD also offers robust study abroad programs, allowing students to gain global perspectives. Academic support is comprehensive, with resources like the University Writing Center, Tutoring Services, and dedicated advisors within each college ensuring students have the tools to succeed.

Financial Aid Guide for University of Maryland-College Park

Pell Grant recipients: 19.4%. Students taking federal loans: 21.5%.

Navigating financial aid at the University of Maryland, College Park requires understanding its commitment to both merit-based and need-based aid. As a large public institution, UMD offers a range of financial assistance to make its education accessible. Merit scholarships are available, often awarded automatically based on strong academic profiles (GPA, test scores if submitted) at the time of admission, though specific dollar amounts can vary widely. For instance, competitive scholarships might range from a few thousand dollars to covering full tuition and fees. Need-based aid, determined by the FAFSA and CSS Profile (if required), is crucial for many students. UMD aims to meet a significant portion of demonstrated need, with typical aid packages often including a mix of federal grants (like Pell Grants), state aid (Maryland residents), institutional grants, and federal loans. For families with incomes below $50,000, it's common to see aid packages that significantly reduce the net cost of attendance, potentially covering tuition, fees, and a portion of room and board. Work-study opportunities are also available, providing on-campus employment for students with financial need. While UMD is generally not known for extensive aid negotiation, particularly for merit aid which is often awarded upfront, students facing significant financial changes or unique circumstances should contact the Office of Student Financial Aid to discuss their situation. It's essential to apply early and submit all required documentation by the priority deadlines to maximize aid eligibility.

Hidden Costs at University of Maryland-College Park

  • Room and Board: On-campus housing and meal plans can range from approximately $15,000 to $18,000 per academic year, depending on the dorm and meal plan selected.
  • Textbooks and Supplies: Budget around $1,000 to $1,500 annually for textbooks, course materials, and other academic supplies.
  • Transportation: While the campus is walkable and has a robust bus system, students living off-campus or commuting may spend $500 to $1,500 per year on public transit, gas, or parking permits.
  • Technology Fees: UMD assesses various technology and student services fees, typically totaling around $1,000 to $1,500 per academic year, which cover campus IT infrastructure and student support services.
  • Personal Expenses: Allow $1,500 to $2,500 annually for personal items, entertainment, clothing, and other miscellaneous living costs.
  • Health Insurance: If not covered by a parent's plan, the university's student health insurance plan can cost upwards of $3,000 per year.

Alumni Outcomes & Career Paths

Graduates from the University of Maryland-College Park (UMD) are well-positioned for success across a diverse range of industries, benefiting from the university's strong academic programs and proximity to major economic hubs. Major employers actively recruiting Terps include tech giants like Google, Amazon, and Microsoft, as well as defense contractors such as Lockheed Martin and Northrop Grumman, reflecting the strong presence of engineering and computer science programs. The finance and consulting sectors also heavily recruit from UMD, with firms like Deloitte, EY, Capital One, and Morgan Stanley frequently visiting campus. The proximity to Washington D.C. also creates significant opportunities in government, policy, and non-profit organizations, with alumni finding roles in agencies like the FBI, CIA, and various think tanks. Industries where UMD alumni cluster include technology (software development, cybersecurity, data science), government and public administration, finance, consulting, and healthcare. Graduate school placement rates are robust, particularly for students pursuing advanced degrees in STEM fields, law, and medicine, with many matriculating into top-tier programs nationwide. Notable alumni span various fields, including NASA astronaut Jim Lovell, Pulitzer Prize-winning author Leon Uris, and former Maryland Governor Martin O'Malley. UMD's Career Services is highly regarded, offering extensive resources, career fairs, and personalized advising. The university boasts strong internship pipelines, particularly through its connections in the D.C. metropolitan area and its own research initiatives, providing students with invaluable real-world experience. Geographic hiring patterns show a strong concentration of alumni in the Mid-Atlantic region, especially in Maryland, Virginia, and the Washington D.C. area, but also significant placements in major tech hubs like Silicon Valley and New York City.

Campus Life & Culture at University of Maryland-College Park

UMD attracts a diverse and driven student body, with a significant representation from Maryland and the surrounding Mid-Atlantic region, alongside a growing national and international presence. Students here are typically ambitious, intellectually curious, and eager to leverage the university's research opportunities and D.C.-area connections. The student who thrives at UMD is often self-motivated, enjoys a fast-paced environment, and seeks a balance between rigorous academics and a vibrant social and extracurricular life.

The University of Maryland, College Park (UMD) pulses with a vibrant, energetic campus life that mirrors its status as a major public research institution. Situated in College Park, MD, the campus is a self-contained hub, but its proximity to Washington D.C. and Baltimore offers students unparalleled access to internships, cultural events, and entertainment. The 'Terp' spirit is palpable, especially on game days at Capital One Field at Maryland Stadium, where the football team's performance often ignites campus-wide enthusiasm. Basketball, however, is king, with the XFINITY Center erupting during intense ACC matchups. Beyond athletics, UMD boasts over 800 student organizations, covering everything from academic clubs and cultural groups to political activism and recreational sports. The Adele H. Stamp Student Union, affectionately known as 'The Stamp,' is the heart of campus social life, offering dining options, retail, meeting spaces, and entertainment. Housing options range from traditional dorms in areas like South Campus Commons and North Campus to apartment-style living in Leonardtown and the University Courtyard. While Greek life is a significant presence with numerous fraternities and sororities, it's not the sole social avenue, and many students find their community through academic departments, clubs, or shared interests. The general vibe is one of ambitious, engaged students who are serious about their academics but also eager to explore the diverse social and professional opportunities available in the D.C. metro area. Expect a bustling environment where collaboration and a strong sense of community are fostered, often fueled by late-night study sessions in McKeldin Library followed by quick bites from the campus dining halls.

Campus Highlights

  • The iconic McKeldin Mall, a central green space perfect for studying, socializing, and campus events.
  • Proximity to Washington D.C. and Baltimore, offering unparalleled internship and cultural opportunities.
  • The Clarice Smith Performing Arts Center, a premier venue for theater, dance, and music performances.
  • The University of Maryland Observatory, offering public viewing nights and a glimpse into astronomical research.
  • The Stamp Student Union, a bustling hub for dining, shopping, and student activities.
  • The Terrapin Trail, a scenic walking and biking path that winds through campus.
  • The extensive network of research labs and facilities, reflecting UMD's status as a leading R1 institution.

Location & Regional Advantages

The University of Maryland-College Park's location in College Park, Maryland, offers significant geographic advantages for students seeking career opportunities. Situated just nine miles from Washington D.C., the university provides unparalleled access to the nation's capital, a global hub for government, policy, international relations, and a growing tech and defense industry. This proximity facilitates internships and job placements with federal agencies, think tanks, non-profits, and major corporations with a significant presence in the D.C. metro area. The broader Baltimore-Washington corridor is a dynamic economic region with a high concentration of jobs in technology, cybersecurity, biotechnology, and healthcare. While the cost of living in the immediate D.C. suburbs can be higher than in some other parts of the country, it is often offset by the higher earning potential in these sectors. The quality of life in the region is high, offering a rich cultural scene, diverse dining options, and access to outdoor recreational activities. The weather is temperate, with four distinct seasons. Safety in College Park and the surrounding areas is generally good, with university police providing a strong presence. This strategic location directly translates into career opportunities, allowing students to build professional networks and secure employment in fields that are robust and growing, often before they even graduate.

How to Get Into University of Maryland-College Park

Gaining admission to the University of Maryland, College Park, a selective public research university, requires a strong academic record and a demonstrated understanding of what the university values. While UMD does not offer Early Decision, it does have an Early Action option, which can be advantageous for students who have a clear top choice and want to receive an admission decision sooner. Applying Early Action can signal strong interest, though it does not guarantee admission or provide a significant advantage over Regular Decision applicants. The admissions committee heavily weighs academic achievements, looking for a rigorous high school curriculum with strong grades. While SAT/ACT scores are not currently a primary factor (test-optional policy), if submitted, they should reflect a competitive range for admitted students. Essays are crucial for providing context and showcasing personality; focus on topics that highlight your intellectual curiosity, resilience, leadership, or unique experiences that have shaped you. Demonstrated interest is considered, so engaging with the university through virtual or in-person tours, attending information sessions, and connecting with admissions representatives can be beneficial. For the upcoming application cycles, aim for a GPA well above a 3.7 (weighted) and a challenging course load. The timeline recommends applying Early Action by November 1st for the best chance at merit scholarships and an earlier decision, or by the Regular Decision deadline of January 1st.

How University of Maryland-College Park Compares to Similar Schools

Similar schools: University of Virginia, Pennsylvania State University, University of North Carolina at Chapel Hill, Rutgers University-New Brunswick

Advantages

  • Exceptional proximity and access to Washington D.C.'s job market (government, policy, tech, defense)
  • Stronger engineering and computer science programs compared to some peers
  • More affordable for in-state residents compared to UVA or UNC

Disadvantages

  • Can be perceived as less prestigious than UVA or UNC in certain liberal arts disciplines
  • Campus culture might be less distinct or vibrant compared to some larger state flagships

Best For

  • Best for students interested in STEM and business fields
  • Best for students seeking a diverse and inclusive campus environment

Avoid If

  • Avoid if you are looking for a highly selective institution with a very low admission rate
  • Avoid if you are seeking a small campus environment

Frequently Asked Questions about University of Maryland-College Park

How much does it cost to attend University of Maryland-College Park?

In-state tuition at University of Maryland-College Park is $11,809 per year, and out-of-state tuition is $41,186 per year. The median student debt at graduation is $19,000.

What is the acceptance rate at University of Maryland-College Park?

University of Maryland-College Park has an acceptance rate of 44.8%.

What is the graduation rate at University of Maryland-College Park?

University of Maryland-College Park has a graduation rate of 88.6%.

How much do University of Maryland-College Park graduates earn?

The median earnings for University of Maryland-College Park graduates 10 years after enrollment is $82,860. With median debt of $19,000, graduates earn roughly 4.4x their debt level annually.

How big is University of Maryland-College Park?

University of Maryland-College Park has approximately 30,760 students and is classified as a very-large institution. It is located in College Park, MD and is a Public institution.

Is University of Maryland-College Park worth the cost?

University of Maryland-College Park has an ROI score of 75 out of 100. With in-state tuition of $11,809 per year and median post-graduation earnings of $82,860, the data suggests a positive return on investment.

Where is University of Maryland-College Park located?

University of Maryland-College Park is located in College Park, MD. It is a Public institution with approximately 30,760 students.

How much student debt do University of Maryland-College Park graduates have?

The median student debt for University of Maryland-College Park graduates is $19,000. With median earnings of $82,860 ten years after enrollment, graduates can expect a debt-to-income ratio of 23%.

Is University of Maryland-College Park a good college?

University of Maryland-College Park has a graduation rate of 88.6% and median post-graduation earnings of $82,860. High in-state tuition but very affordable compared to out-of-state tuition

How does University of Maryland-College Park compare to similar colleges?

Strong performance in graduation rates and earnings Compared to peer institutions, University of Maryland-College Park offers strong academic programs, high graduation rates, and good earnings potential, making it a competitive choice.

What career prospects do University of Maryland-College Park graduates have?

Graduates from University of Maryland-College Park are well-prepared for careers in a variety of fields, with a strong emphasis on STEM and business.

What should prospective students know about University of Maryland-College Park?

University of Maryland-College Park is well-positioned in the market as a public university offering high-quality education at a reasonable cost.

What makes University of Maryland-College Park stand out?

Diverse student body with a significant Asian population

What are the pros and cons of attending University of Maryland-College Park?

Good ROI with a score of 75

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.