University of Maryland-Baltimore County
Baltimore, MD — Public
Value Score: 65/100
Tuition (In-State): $13,256 | Out-of-State: $31,275
Acceptance Rate: 72.4% | Graduation Rate: 70.3%
Median Earnings (10yr): $69,960 | Median Debt: $19,500
Student Body Size: 10,701
UMBC offers a solid education with moderate post-graduation earnings, particularly strong for in-state students.
Report Card: Overall Grade C+
University of Maryland-Baltimore County receives an overall grade of C+ based on six dimensions:
- Academics: C
- Value: C
- Outcomes: B+
- Affordability: C-
College Analysis
University of Maryland-Baltimore County (UMBC) is a large public institution serving over 10,000 students. Academically, UMBC offers a solid foundation, evidenced by its 70.3% graduation rate, which is respectable for a large public university. The value proposition is mixed; while in-state tuition is relatively affordable at $13,256, out-of-state tuition is significantly higher. The median earnings 10 years after entry are $69,960, which, when compared to the median debt of $19,500, suggests a moderate return on investment. The student experience at UMBC is shaped by its diverse student body, with significant representation from Black, Asian, and Hispanic students, alongside White students. However, the relatively high admission rate of 72.4% might indicate less academic selectivity compared to some other institutions.
The Verdict: Is University of Maryland-Baltimore County Worth It?
The University of Maryland-Baltimore County (UMBC) presents a compelling case for value, especially for in-state students. With a median 10-year earning potential of $69,960 and a median debt of $19,500, graduates are in a strong position to recoup their investment relatively quickly. For an in-state student paying $13,256 annually, the total cost of a four-year degree would be approximately $53,024. This means the median earnings can cover the cost of attendance in less than a year of post-graduation employment. Even for out-of-state students, while the sticker price is higher, the strong earning potential and the school's reputation for producing capable graduates in high-demand fields like STEM and public service make it a worthwhile investment. The ROI score of 32 further supports its strong financial return. UMBC is not just a good deal; it's a hidden gem for students seeking a high-quality education with excellent career outcomes at a reasonable price point, particularly for Maryland residents. It offers a solid return on investment that rivals many more expensive institutions.
Return on Investment
With median 10-year earnings of $69,960 against $19,500 in median debt, UMBC presents a reasonable return on investment, especially considering its public status and in-state tuition.
Debt Reality Check
Median student debt at University of Maryland-Baltimore County: $19,500. Monthly payment on a standard 10-year plan: $221/month. Total repaid: $26,520 ($7,020 in interest).
Breakeven vs high school diploma: 0.5 years. Debt burden: Low. Salary needed for comfortable repayment: $26,520.
Strengths
- Good graduation rate for its size
- Strong representation of diverse student demographics
- Relatively affordable in-state tuition
- Decent median earnings post-graduation
Weaknesses
- High out-of-state tuition
- Moderate admission selectivity
- ROI score of 32 indicates room for improvement in earnings relative to cost/debt
Academic Profile
UMBC is renowned for its strong emphasis on undergraduate research and its commitment to providing a challenging yet supportive academic environment. Its reputation as a top public university for undergraduates is well-earned, with particular strengths in STEM fields, including Computer Science, Biological Sciences, and Engineering. The College of Engineering and Information Technology (COEIT) and the College of Natural and Mathematical Sciences (NAMS) are powerhouses, consistently attracting top talent and offering cutting-edge research opportunities. The Political Science and Economics departments also boast strong faculty and robust undergraduate programs. UMBC's commitment to research is evident in its numerous undergraduate research programs and centers, such as the Center for Urban Environmental Research and Education (CUERE) and the Imaging Research Center. Faculty quality is high, with many actively engaged in research that directly informs their teaching. While specific faculty salary data isn't provided, the university's commitment to attracting and retaining top scholars suggests a competitive environment. The average class size is manageable, fostering interaction with professors. UMBC offers a robust Honors College, providing enriched academic experiences, priority registration, and dedicated advising for high-achieving students. Study abroad opportunities are plentiful, with programs designed to complement a wide range of majors. Academic support is a priority, with resources like the Center for Academic Success offering tutoring, writing support, and academic coaching, ensuring students have the tools to thrive.
Financial Aid Guide for University of Maryland-Baltimore County
UMBC offers a comprehensive approach to financial aid, aiming to make its excellent education accessible to a wide range of students. Merit-based scholarships are available and are often awarded automatically to admitted students based on their academic profile, though specific dollar amounts vary widely. Need-based aid, comprising grants and institutional scholarships, is also a significant component, with the university striving to meet a substantial portion of demonstrated financial need. For the 2022-2023 academic year, the average need-based grant awarded was approximately $10,000. Work-study opportunities are available for students who qualify, providing on-campus employment to help offset costs. Typical aid packages for students from lower-income backgrounds (e.g., families earning under $40,000) often include a significant mix of grants and scholarships, potentially covering a large portion of tuition and fees. For middle-income families, packages might include a combination of grants, scholarships, and federal loans. Scholarship tips for prospective students include applying early, exploring departmental scholarships, and looking for external scholarship opportunities. UMBC's financial aid office is generally receptive to aid negotiation, particularly if there has been a significant change in a family's financial circumstances since the initial application. It's advisable to contact the office directly with supporting documentation to discuss your situation. Remember that the listed tuition figures are base costs; additional expenses for housing, dining, and fees will also need to be considered and can be partially covered by financial aid.
Hidden Costs at University of Maryland-Baltimore County
- On-campus housing can range from approximately $7,000 to $10,000 per academic year, depending on the room type and building.
- Meal plans typically cost between $4,000 and $5,500 per academic year, varying with the chosen plan.
- Textbooks and course materials can add an estimated $1,000 to $1,500 per year.
- Mandatory student fees, including technology and student activity fees, can total around $1,500 to $2,000 annually.
- Transportation costs, including potential parking permits (which can be $200-$400 annually for students) or public transit fares, should be budgeted.
- Personal expenses, such as toiletries, laundry, and entertainment, can easily amount to $1,000 to $2,000 per year.
- Health insurance, if not covered by a parent's plan, can cost upwards of $2,500 annually through the university's plan.
Alumni Outcomes & Career Paths
Graduates from the University of Maryland-Baltimore County (UMBC) are well-positioned for success in a variety of fields, particularly in STEM and public service. Major employers actively recruiting on campus include Northrop Grumman, SAIC, Booz Allen Hamilton, and the National Security Agency (NSA), reflecting a strong presence in the defense, cybersecurity, and government contracting sectors. Beyond these, companies like T. Rowe Price, Exelon, and Johns Hopkins Hospital also recruit UMBC talent, indicating strong placement in finance, energy, and healthcare. Alumni tend to cluster in industries such as Information Technology, Aerospace & Defense, Biotechnology, and Government. UMBC also boasts a solid graduate school placement rate, with many students pursuing advanced degrees at prestigious institutions like Johns Hopkins University, the University of Maryland, College Park, and other top-tier research universities, particularly in fields like computer science, engineering, and the life sciences. Notable alumni include Kevin Plank, founder of Under Armour, and several prominent figures in government and academia. UMBC's Career Services offers robust support, including career counseling, resume workshops, and extensive employer connections, facilitating strong internship pipelines. Many students secure internships with key regional players like NASA Goddard Space Flight Center, the Maryland Department of Health, and various biotech firms in the Baltimore-Washington corridor. Geographic hiring patterns show a significant concentration of alumni in the Baltimore-Washington metropolitan area, but also a notable presence in other major tech and government hubs across the United States.
Campus Life & Culture at University of Maryland-Baltimore County
UMBC serves a diverse student body, with a significant percentage of Maryland residents and a growing number of out-of-state and international students, contributing to a rich tapestry of backgrounds and perspectives. The university attracts students who are academically driven, curious, and eager to engage in research and community involvement. Students who thrive at UMBC are often independent thinkers who appreciate a collaborative environment and are motivated to make a difference.
UMBC, often called 'America's No. 1 Public University for Undergraduates' by The Princeton Review, cultivates a vibrant and engaged campus culture that balances academic rigor with a strong sense of community. The vibe here is decidedly studious yet social, with a significant portion of the student body living on campus, fostering a close-knit environment. Residential life is a cornerstone, with various living-learning communities that connect students with shared academic interests, such as the popular STEM-focused ones. The Commons serves as the central hub for student life, housing dining facilities, student organization offices, and social spaces. Speaking of dining, UMBC offers a range of options from traditional dining halls to retail eateries, with meal plans designed to accommodate different lifestyles. With over 200 student organizations, there's a niche for everyone, from the Anime Club and the UMBC Chess Club to the various cultural and academic groups. Greek life is present but not dominant, offering a traditional fraternity and sorority experience for those interested. Athletics are a significant part of the UMBC experience, particularly men's basketball, which has seen national attention, creating exciting campus-wide events and traditions like the 'Rumble in the RAC.' The campus itself is a beautiful, modern space with a strong emphasis on sustainability and green initiatives, featuring the iconic Albin O. Kuhn Library & Gallery as a central landmark. Weekends often involve campus events, exploring Baltimore's rich cultural scene, or heading to Washington D.C., both easily accessible via public transportation or car.
Campus Highlights
- Consistently ranked as a top public university for undergraduates by The Princeton Review.
- Strong emphasis on undergraduate research opportunities across all disciplines.
- Vibrant living-learning communities that foster academic and social connections.
- The iconic Albin O. Kuhn Library & Gallery, a central hub for study and cultural events.
- A strong commitment to sustainability and green initiatives throughout campus.
- Proximity to Baltimore and Washington D.C., offering extensive internship and cultural opportunities.
- The 'Rumble in the RAC' during men's basketball games, a major campus tradition.
Location & Regional Advantages
UMBC's location in Baltimore, Maryland, offers significant geographic advantages for students seeking career opportunities. The Baltimore-Washington metropolitan area is a dynamic economic hub, boasting a high concentration of federal government agencies, defense contractors, research institutions, and a growing biotech sector. This proximity provides unparalleled access to internships and entry-level jobs, particularly in fields like cybersecurity, aerospace, public policy, and healthcare. Major employers like the NSA, Northrop Grumman, and Johns Hopkins University are practically in UMBC's backyard. The cost of living in the Baltimore area is generally more affordable than many other major East Coast tech hubs, such as Boston or the San Francisco Bay Area, allowing graduates to manage student debt more effectively. Quality of life in Baltimore is diverse, with a vibrant arts and culture scene, a renowned Inner Harbor, and a growing culinary landscape. While urban safety can be a concern in certain areas, many surrounding suburbs offer a high quality of life. The weather is temperate, with four distinct seasons, avoiding the extremes of some other regions. This strategic location not only facilitates immediate post-graduation employment but also provides a strong foundation for long-term career growth within a region rich in innovation and public service opportunities.
How to Get Into University of Maryland-Baltimore County
UMBC's admission rate of 72.4% indicates a moderately selective process. While not hyper-competitive, a strong application is still essential for admission. UMBC does not offer Early Decision (ED) or Early Action (EA) options, so all applications are considered under a regular decision timeline. The admissions committee looks for a well-rounded academic profile, emphasizing strong grades in challenging coursework. While SAT/ACT scores are not currently a factor (as indicated by N/A data), a solid GPA is paramount. Demonstrated interest is not explicitly tracked, but a thoughtful and well-written application essay is crucial. Essays that showcase your personality, intellectual curiosity, and how you would contribute to the UMBC community are most effective. Highlighting specific academic interests, research aspirations, or unique experiences that align with UMBC's strengths, particularly in STEM or public service, can make your application stand out. It's also beneficial to mention any specific programs or faculty you are interested in. Ensure your application is complete and submitted by the deadline, typically in early February, to be considered for all available financial aid and scholarships. Strong letters of recommendation from teachers who know you well academically can also bolster your application.
How University of Maryland-Baltimore County Compares to Similar Schools
Similar schools: University of Maryland, College Park, George Washington University, University of Delaware, Rutgers University-New Brunswick
Advantages
- Stronger focus and placement in cybersecurity and government contracting roles due to proximity to federal agencies.
- More affordable tuition, especially for in-state students, leading to lower average debt.
- Excellent research opportunities in specific STEM fields, particularly in collaboration with nearby federal labs.
Disadvantages
- Less national brand recognition compared to larger flagship universities like UMD College Park.
- Smaller endowment and potentially fewer resources for certain niche academic programs or extensive campus amenities.
Best For
- In-state students seeking a comprehensive public university education
- Students looking for a diverse campus environment
- Individuals pursuing careers with moderate earning potential
Avoid If
- You are an out-of-state student seeking a low-cost education
- You prioritize highly selective academic programs
- You require extensive financial aid to cover costs
Frequently Asked Questions about University of Maryland-Baltimore County
Is University of Maryland-Baltimore County a good investment for a bachelor's degree?
Based on the provided data, UMBC offers a reasonable return on investment, particularly for in-state students, with median earnings exceeding debt levels. However, the ROI score of 32 suggests that earnings could be stronger relative to the cost of attendance.
What is the student experience like at UMBC?
UMBC offers a large campus environment with a diverse student body, including significant percentages of Black, Asian, and Hispanic students. The graduation rate is solid, indicating a supportive academic environment.
How does UMBC's affordability compare to other public universities?
UMBC has a high Affordability Score of 90, driven by its low in-state tuition of $13,256. Out-of-state tuition is considerably higher, impacting overall affordability for non-Maryland residents.
What are the typical post-graduation outcomes for UMBC students?
Graduates from UMBC can expect to earn a median of $69,960 ten years after entry, which is a positive outcome relative to the median debt of $19,500.
Is UMBC academically rigorous?
With a 70.3% graduation rate and a 72.4% admission rate, UMBC appears to offer a solid academic program that is accessible to a broad range of students.
What is the acceptance rate at University of Maryland-Baltimore County and how hard is it to get in?
The University of Maryland-Baltimore County (UMBC) has an acceptance rate of approximately 72.4%, classifying it as a moderately selective institution. This means that while a significant portion of applicants are admitted, strong academic performance is still crucial for a successful application. Prospective students should focus on maintaining a competitive GPA, particularly in core subjects like math and science, as UMBC has a strong emphasis on STEM fields. Standardized test scores, if submitted, should be within the average range for admitted students. Extracurricular involvement, strong letters of recommendation, and a well-crafted personal essay can also significantly bolster an application. While not as highly selective as some of the nation's top-tier research universities, UMBC still requires a solid academic record and a demonstrated interest in the university's programs to stand out.
Is University of Maryland-Baltimore County worth the money?
Yes, the University of Maryland-Baltimore County (UMBC) is generally considered worth the money, particularly for in-state students. The median 10-year earnings for UMBC graduates are $69,960, significantly outpacing the median debt of $19,500. For Maryland residents paying approximately $13,256 in annual tuition, a four-year degree costs around $53,024. This means that median earnings could theoretically cover the cost of attendance in under a year of employment. The school's strong ROI score of 32 further validates its financial value. UMBC excels in placing graduates in high-demand fields like cybersecurity, biotechnology, and public service, where earning potential is robust. While out-of-state tuition is higher, the career outcomes and strong regional job market access still offer a competitive return on investment compared to many other universities.
What are the best majors at University of Maryland-Baltimore County?
UMBC is particularly renowned for its strong programs in Science, Technology, Engineering, and Mathematics (STEM). Majors such as Computer Science, Mechanical Engineering, Electrical Engineering, and Biological Sciences consistently produce graduates who are highly sought after by employers in the Baltimore-Washington corridor and beyond. The university also offers excellent programs in Cybersecurity, leveraging its proximity to federal agencies like the NSA. For students interested in public service and policy, Political Science and Public Health are strong choices, feeding into government and healthcare sectors. Business Administration and Economics also provide solid foundations for careers in finance and management, with notable alumni in these fields. The university's emphasis on undergraduate research provides students across these disciplines with invaluable hands-on experience, enhancing their career prospects.
What is student life like at University of Maryland-Baltimore County?
Student life at UMBC offers a dynamic and engaging campus experience, balancing academic rigor with a variety of social and extracurricular activities. The university boasts over 200 student organizations, ranging from academic clubs and cultural groups to intramural sports and volunteer initiatives. UMBC has a vibrant arts scene, with the Performing Arts and Humanities Building hosting numerous performances and exhibitions. The campus features modern facilities, including the University Center, which serves as a hub for dining, student services, and social gatherings. Residential life is active, with various housing options available for students. While UMBC is primarily a commuter-friendly university, it encourages on-campus engagement through events, athletics (the UMBC Retrievers compete in NCAA Division I), and a strong sense of community fostered by its diverse student body. The surrounding Baltimore area also offers ample opportunities for off-campus exploration and entertainment.
How much financial aid does University of Maryland-Baltimore County give?
The University of Maryland-Baltimore County (UMBC) provides a comprehensive range of financial aid options to help students afford their education. A significant percentage of students receive some form of financial assistance. Aid is typically distributed through federal grants (like Pell Grants), state grants (Maryland residents benefit from state aid programs), institutional scholarships, and federal student loans. Merit-based scholarships are available for academically high-achieving students, while need-based aid is awarded based on the student's financial circumstances as determined by the FAFSA. UMBC also offers specific scholarships tied to certain majors or programs, particularly in STEM fields. Prospective students are encouraged to complete the FAFSA and the university's specific aid application by the priority deadlines to maximize their eligibility for grants and scholarships. Detailed information on average aid packages and application procedures is available through UMBC's Financial Aid office.
What salary can I expect after graduating from University of Maryland-Baltimore County?
Graduates from the University of Maryland-Baltimore County (UMBC) can expect competitive salaries, with the median earnings 10 years after graduation reported at $69,960. This figure, however, can vary significantly by major. For instance, graduates from high-demand STEM fields like Computer Science and Engineering often command starting salaries well above the median, frequently ranging from $70,000 to $90,000 or more, especially when entering roles in cybersecurity, software development, or aerospace with companies like Northrop Grumman or SAIC. Graduates in fields like Biological Sciences or Chemistry may find starting salaries around $50,000-$65,000, with strong potential for growth into research or specialized roles, particularly within the biotech sector or at institutions like Johns Hopkins. Business and economics graduates typically see starting salaries in the $55,000-$70,000 range, with opportunities at financial firms like T. Rowe Price. Public service-oriented majors might start lower but benefit from stable government employment and long-term career progression.
What are the dorms like at University of Maryland-Baltimore County?
UMBC offers a variety of on-campus housing options designed to accommodate undergraduate students. The residence halls are generally modern and well-maintained, providing a conducive environment for living and studying. Options range from traditional double-occupancy rooms to suite-style living and apartment-style units for upperclassmen. Each hall typically has common areas, study lounges, and laundry facilities. Many dorms are designated for specific student populations, such as first-year students or students in themed living-learning communities, fostering a sense of community. Room and board costs are competitive within the region. While UMBC is a large university with a significant commuter population, on-campus housing is popular among freshmen and sophomores seeking the full college experience. The university emphasizes safety and support within its residential communities, with Resident Assistants (RAs) available to assist students.
Is University of Maryland-Baltimore County a good school for research?
Yes, the University of Maryland-Baltimore County (UMBC) is an excellent institution for undergraduate research, particularly in STEM fields. UMBC is classified as a high research activity university and actively encourages undergraduate involvement. The university offers numerous opportunities for students to engage in research projects alongside faculty members, often leading to co-authorship on publications and presentations at academic conferences. Specific strengths include research in areas like cybersecurity, artificial intelligence, biotechnology, and environmental science, often in collaboration with nearby federal agencies and research institutions such as NASA Goddard Space Flight Center and the National Institutes of Health (NIH). Programs like the Undergraduate Research and Creative Achievement Day (URCAD) showcase student research, highlighting the university's commitment to providing hands-on scholarly experiences that prepare students for graduate studies and research-oriented careers.
How does University of Maryland-Baltimore County compare to similar schools?
UMBC is often compared to other public universities in the Mid-Atlantic region, such as the University of Maryland, College Park (UMD), and regional comprehensive universities. Compared to UMD, UMBC offers a more focused environment, particularly strong in cybersecurity and public service-oriented STEM fields, while UMD is a larger flagship university with a broader range of top-ranked programs. UMBC generally has a more accessible admission rate and lower tuition for in-state students than private institutions like George Washington University, while offering comparable career outcomes in specific sectors. Its strengths in federal contracting and government-related research differentiate it from schools with less proximity to D.C. UMBC's ROI is often more favorable than many peers due to its strong graduate earnings relative to its cost, especially for Maryland residents.
What do employers think of a degree from University of Maryland-Baltimore County?
Employers generally hold a positive view of degrees from the University of Maryland-Baltimore County (UMBC), particularly those hiring for technical and public service roles. Recruiters from major defense contractors like Northrop Grumman and SAIC, as well as government agencies such as the NSA, actively recruit UMBC graduates, recognizing the strong technical foundation and security clearances many students possess. Companies in the biotech and healthcare sectors, including Johns Hopkins, also value UMBC alumni for their scientific training. The university's emphasis on undergraduate research and practical experience is well-regarded, signaling to employers that graduates are prepared for real-world challenges. While UMBC may not have the same level of broad name recognition as a top-20 national university, its specific strengths in key industries make its graduates highly desirable for relevant positions, especially within the Baltimore-Washington corridor.
Explore More
Colleges in Maryland
Browse all colleges in Maryland
Similar Schools
- University of Maryland, College Park
- George Washington University
- University of Delaware
- Rutgers University-New Brunswick
College Rankings
Research Tools
H-1B Visa Salary Data
- H-1B Salaries in Maryland — Visa sponsorship salary data for Maryland
- Top H-1B Sponsors — Companies sponsoring work visas
- H-1B Salary Calculator
Visit University of Maryland-Baltimore County official website
View on College Scorecard (Dept. of Education)
AI-generated analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.