CollegeTuitionData — College Data in Plain English

University of Mary Washington

Fredericksburg, VA 22401-5300 — Public

Value Score: 85/100 | ROI Score: 4 | Affordability Score: 90/100

Tuition (In-State): $14,640 | Out-of-State: $27,560

Acceptance Rate: 79.8% | Graduation Rate: 66.9% | Retention Rate: 84.4%

Median Earnings (10yr): $60,613 | Median Debt: $20,500

SAT Average: 1272 | ACT Midpoint: 29

Student Body Size: 3,566 (medium)

Pell Grant Recipients: 21.1% | Federal Loan Rate: 29.3%

Average Faculty Salary: $9,957/month

Tuition & Affordability Analysis

In-state tuition at University of Mary Washington is $14,640 per year, which is 34% above the national average for public institutions.

Out-of-state students pay $27,560/year — a premium of $12,920 over in-state rates. Over four years, out-of-state students pay approximately $51,680 more than their in-state peers.

Estimated four-year tuition cost: $58,560 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of Mary Washington:

  • Families earning $0–$30,000: $10,304/year
  • Families earning $30,001–$48,000: $11,061/year
  • Families earning $48,001–$75,000: $15,477/year
  • Families earning $75,001–$110,000: $26,212/year
  • Families earning $110,000+: $30,986/year

Low-income families receive an average discount of $4,336/year, paying just 70% of the sticker price.

Admissions Snapshot

University of Mary Washington has an acceptance rate of 79.8%, placing it in the Less Selective (70–85%) category. This means roughly 1,117 students apply each year.

The average SAT score of admitted students is 1272, 20% above the national average. This reflects a strong academic student body.

The ACT midpoint is 29, 38% above the national average.

Graduate Outcomes & Return on Investment

66.9% of students at University of Mary Washington complete their degree, 8% above the national average. This is a solid graduation rate.

First-year retention rate: 84.4% (4% above the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of University of Mary Washington earn a median salary of $60,613 ten years after enrollment, 48% above the national average. This represents a $25,613/year earnings premium over the average high school diploma holder, or $768,390 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $20,500, 5% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $222/month, with a total repayment of $26,640 (including $6,140 in interest).

Debt-to-Earnings Ratio: 0.34x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of Mary Washington pays for itself in approximately 3 years. This is an excellent return on investment.

Financial Aid Profile

21.1% of students at University of Mary Washington receive Pell Grants (federal need-based aid for families earning under ~$60,000), 36% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

29.3% of students take federal loans, 38% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.

Average faculty salary: $9,957/month, 14% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

University of Mary Washington enrolls 3,566 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 62/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 59%, Hispanic 13%, Black 8%, Asian 4%.

University of Mary Washington: A Cost-Effective Public Institution with Strong Academic and Career Outcomes

Report Card: Overall Grade C

University of Mary Washington receives an overall grade of C based on six dimensions:

  • Academics: D+
  • Value: C-
  • Outcomes: B
  • Affordability: C-

College Analysis

University of Mary Washington is a Public institution in Fredericksburg, VA with approximately 3,566 students. Academics: Strong graduation rate of 66.9% with a focus on liberal arts and sciences. Value: High affordability score of 90, making it a cost-effective choice for in-state students. Outcomes: Median earnings 10 years post-graduation are $60,613, indicating good career readiness.

The Verdict: Is University of Mary Washington Worth It?

The University of Mary Washington presents a solid, albeit not spectacular, value proposition, particularly for in-state students. With an in-state tuition of $14,640 and a median 10-year earnings figure of $60,613, the return on investment is respectable. The median debt of $20,500 is also on the lower side compared to national averages. For an in-state student, the initial cost of a four-year degree would be roughly $58,560 (tuition only). Earning $60,613 annually means that, in theory, a graduate could pay off their median debt within the first year of employment, assuming a reasonable portion of their income is allocated to debt repayment and factoring in living expenses. The ROI score of 4 further supports this moderate value. However, out-of-state tuition ($27,560) significantly increases the financial burden, pushing the total cost closer to $110,240. At this price point, the value proposition diminishes, and the debt payoff timeline extends considerably. Recommendation: For Virginia residents, UMW offers a good deal, providing a quality education with reasonable debt levels and decent earning potential. Out-of-state students should carefully weigh the higher cost against potential earnings and explore other options, as the value is less compelling.

Return on Investment

The degree is worth the cost, especially for in-state students, given the strong academic programs and good career outcomes.

Debt Reality Check

Median student debt at University of Mary Washington: $20,500. Monthly payment on a standard 10-year plan: $233/month. Total repaid: $27,960 ($7,460 in interest).

Breakeven vs high school diploma: 0.7 years. Debt burden: Low. Salary needed for comfortable repayment: $27,960.

Strengths

  • Strong academic programs and high graduation rate.
  • High affordability score for in-state students.
  • Good career outcomes with median earnings of $60,613.

Weaknesses

  • Lower out-of-state tuition compared to many peer institutions.
  • Moderate graduation rate compared to some private institutions.

Academic Profile

SAT Average: 1272. ACT Midpoint: 29. Retention Rate: 84.4%.

UMW offers a robust academic experience, particularly strong in its liberal arts and sciences foundation, complemented by select professional programs. The College of Arts and Sciences is the largest, housing popular majors such as English, Psychology, Political Science, and Biology. The College of Business is also a notable strength, preparing students for careers in fields like marketing, finance, and management. The university emphasizes undergraduate research, providing numerous opportunities for students to work closely with faculty on meaningful projects, often culminating in presentations at regional or national conferences.

Faculty quality is generally high, with a student-faculty ratio of approximately 15:1, ensuring that students receive personalized attention and mentorship. While specific faculty salary data isn't readily available, the university's commitment to attracting and retaining strong academic talent is evident in its program offerings and student outcomes. The Honors Program offers a challenging curriculum for high-achieving students, featuring smaller class sizes, interdisciplinary seminars, and opportunities for independent study. UMW also strongly encourages study abroad, with a dedicated office assisting students in finding programs that align with their academic and personal goals, ranging from short-term faculty-led trips to semester-long exchanges. Academic support is comprehensive, including the Academic Success Center, which provides tutoring, writing assistance, and academic coaching, ensuring students have the resources they need to thrive.

Financial Aid Guide for University of Mary Washington

Pell Grant recipients: 21.1%. Students taking federal loans: 29.3%.

The University of Mary Washington (UMW) offers a mix of merit-based and need-based financial aid to help make its education accessible. For the 2023-2024 academic year, in-state tuition and fees were approximately $14,640, and out-of-state tuition and fees were $27,560. UMW provides a range of merit scholarships, often awarded automatically based on academic achievement (GPA and standardized test scores, if submitted) at the time of admission. These scholarships can range from a few thousand dollars to covering a significant portion of tuition.

Need-based aid is determined by the Free Application for Federal Student Aid (FAFSA) and, for some students, the CSS Profile. UMW aims to meet a substantial portion of demonstrated financial need through a combination of federal grants (like the Pell Grant), state grants (Virginia residents), institutional grants, and federal loans. For families with an Expected Family Contribution (EFC) of $0, federal and state grants could potentially cover a large part of tuition and fees. For middle-income families, a typical aid package might include a mix of grants, scholarships, and federal loans, potentially reducing the out-of-pocket cost significantly.

Work-study opportunities are also available, providing students with part-time employment on campus or in related off-campus positions. These positions offer valuable work experience and help offset living expenses. While UMW is generally committed to meeting demonstrated need, negotiating aid packages is typically more successful if there's a significant change in financial circumstances or if you have a competing offer from a similarly ranked institution. It's crucial for prospective students to submit their FAFSA and any other required documents by the priority deadlines (usually early March) to maximize their aid eligibility. Scholarship applications for specific departmental or endowed scholarships should also be pursued early.

Hidden Costs at University of Mary Washington

  • Room and Board: On-campus housing and a meal plan can add approximately $12,000 - $15,000 per academic year.
  • Textbooks and Supplies: Budget around $1,000 - $1,200 annually for course materials.
  • Technology Fee: A mandatory fee of approximately $200-$300 per semester supports campus technology infrastructure.
  • Transportation: Costs for commuting, weekend travel, or personal vehicle expenses can range from $500 to $2,000+ per year depending on usage.
  • Parking Permit: If you plan to bring a car to campus, expect to pay $100-$200 annually for a parking permit.
  • Personal Expenses: Allow $1,500 - $2,500 per year for laundry, toiletries, entertainment, and other miscellaneous items.
  • Health Insurance: If you are not covered by a parent's plan, UMW offers a student health insurance plan that costs approximately $2,000-$3,000 annually.

Alumni Outcomes & Career Paths

Graduates from the University of Mary Washington (UMW) find themselves positioned in a diverse range of industries, with a notable concentration in the Mid-Atlantic region. While specific recruitment data for UMW is not publicly detailed, common pathways for graduates often lead to roles in education, government, healthcare, and business services. Major employers in the Fredericksburg area and Northern Virginia, such as Mary Washington Healthcare, the University of Mary Washington itself, and various state and local government agencies, frequently hire UMW alumni. Beyond the immediate region, graduates are also found in the broader Washington D.C. metropolitan area, a significant hub for federal employment, non-profits, and technology firms. Industries like IT consulting (e.g., Booz Allen Hamilton, Leidos, which have a strong presence in Northern Virginia), finance, and marketing also attract UMW alumni.

UMW's career services are generally well-regarded for their personalized approach, offering resume workshops, mock interviews, and career counseling. The university actively promotes internship opportunities, which serve as crucial pipelines to full-time employment. Students often leverage these experiences at local organizations and increasingly seek internships in the D.C. area to build their professional networks. Graduate school placement is also a significant outcome for UMW students, with many pursuing advanced degrees in fields like law, education, and specialized master's programs. While specific placement rates vary by program, UMW's strong liberal arts foundation prepares students well for further academic pursuits. Notable alumni include former Virginia Governor Charles S. Robb and Pulitzer Prize-winning author Ellen Glasgow, underscoring the university's legacy of producing accomplished individuals across various sectors. Geographic hiring patterns show a strong pull towards Northern Virginia and the D.C. metro area, but also extend to Richmond and other major East Coast cities.

Campus Life & Culture at University of Mary Washington

The University of Mary Washington serves a predominantly undergraduate student body, with a strong representation of Virginia residents, though students from across the U.S. and internationally also attend. The campus culture tends to attract engaged, intellectually curious students who appreciate a close-knit community and a balance between academic rigor and social involvement. Students who thrive here are often independent thinkers who value faculty interaction and seek opportunities for personal growth both inside and outside the classroom.

The University of Mary Washington (UMW) cultivates a vibrant, close-knit campus community that feels more like a small liberal arts college than a public university, despite its size. Nestled in historic Fredericksburg, VA, the campus itself is a blend of beautiful, traditional architecture and modern facilities, with the iconic Ball Circle serving as a central gathering point. The 'vibe' is often described as engaged and intellectually curious, with students who are serious about their studies but also value a well-rounded social life.

Residential life is a cornerstone of the UMW experience, with a majority of first-year students living on campus. The university offers a variety of housing options, from traditional residence halls in neighborhoods like Russell Hall and Virginia Hall to apartment-style living for upperclassmen. While not a major party school, UMW has a lively social scene, with many events organized by student groups and the university itself. Popular spots include the University Center, which houses dining facilities, student lounges, and offices, and the Jepson Science Center courtyard for outdoor gatherings.

Student organizations are abundant, covering a wide range of interests from academic clubs and cultural groups to service organizations and intramural sports. The UMW Outdoors Club is particularly active, taking advantage of the scenic natural beauty surrounding Fredericksburg. Greek life exists but is not dominant, with a few fraternities and sororities contributing to the social fabric. Athletics are a significant part of campus spirit, with the UMW Eagles competing in NCAA Division III, fostering a strong sense of camaraderie and school pride, especially during major sporting events. The proximity to Washington D.C. and Richmond also offers students ample opportunities for internships, cultural excursions, and weekend trips, adding another layer to the UMW student experience.

Campus Highlights

  • The historic Ball Circle, a picturesque central quad surrounded by iconic architecture, serves as the heart of campus.
  • UMW's location in Fredericksburg offers easy access to the rich history and cultural attractions of the region, including Civil War battlefields.
  • The Jepson Science Center, with its state-of-the-art labs and collaborative spaces, is a hub for scientific inquiry and innovation.
  • The Mary Washington Galleries, featuring rotating exhibitions from student, faculty, and professional artists, enrich the campus's cultural landscape.
  • The Rappahannock River Trail, accessible from campus, provides beautiful opportunities for recreation and connecting with nature.
  • The "UMW Experience" emphasizes a strong sense of community and personalized attention, often compared to a small liberal arts college.
  • The university's commitment to sustainability is visible through various green initiatives and campus beautification projects.

Location & Regional Advantages

The University of Mary Washington's location in Fredericksburg, Virginia, offers a unique blend of historical charm and strategic proximity to major economic centers. Fredericksburg itself boasts a growing job market, particularly in healthcare, education, and retail, driven by its status as a regional hub. The cost of living in Fredericksburg is considerably lower than in nearby Washington D.C. or Richmond, making it an attractive base for recent graduates managing student debt.

Crucially, UMW is situated within a reasonable commuting distance of the Washington D.C. metropolitan area (approximately 50 miles south) and Richmond (approximately 60 miles north). This proximity provides students and alumni with access to a vast array of career opportunities in government, technology, defense contracting, finance, and non-profit sectors. Major industry hubs like Northern Virginia's 'Technology Corridor' and the federal agencies in D.C. are accessible for internships and full-time employment, often facilitated by university career services and alumni networks.

Fredericksburg offers a quality of life characterized by its rich history, vibrant downtown, and access to outdoor recreation along the Rappahannock River. The weather is typical of the Mid-Atlantic, with four distinct seasons. Safety is generally good, with Fredericksburg being a relatively safe city for its size. This location provides a balance: a more affordable and community-focused living environment while maintaining access to the extensive career opportunities of two major metropolitan areas, enhancing post-graduation career prospects significantly.

How to Get Into University of Mary Washington

The University of Mary Washington (UMW) is a moderately selective public university, meaning a strong academic record is key to admission. With an acceptance rate around 79.8%, UMW values a well-rounded applicant who demonstrates academic potential and a commitment to contributing to the campus community. While UMW does not offer Early Decision (ED) or Early Action (EA) options, prospective students should aim to submit their applications well before the regular decision deadline, typically in early to mid-January.

Admissions officers look for a solid GPA, preferably in a challenging high school curriculum that includes core subjects like English, math, science, social studies, and foreign language. While SAT/ACT scores are not a primary focus (as indicated by N/A data), if submitted, strong scores can certainly bolster an application. The admissions committee will review your transcript holistically, considering the rigor of your coursework and your performance within that context.

Your college essay is a crucial opportunity to showcase your personality, critical thinking skills, and unique experiences. Focus on a topic that reveals your character, resilience, or intellectual curiosity. Extracurricular activities, volunteer work, and leadership roles demonstrate your engagement and potential impact on campus. UMW does not have a formal demonstrated interest policy, but engaging with the university through virtual or in-person information sessions, campus tours, and following their social media can show your genuine enthusiasm. Aim to have your application complete by the priority deadline to ensure full consideration for both admission and merit-based scholarships.

How University of Mary Washington Compares to Similar Schools

Similar schools: James Madison University, Christopher Newport University, Radford University, Old Dominion University

Advantages

  • More intimate class sizes and a stronger sense of community due to its smaller size.
  • Proximity to the Washington D.C. metropolitan area offers distinct internship and job opportunities compared to more geographically isolated peers.
  • Stronger emphasis on undergraduate research and faculty mentorship in certain liberal arts disciplines.

Disadvantages

  • Fewer highly specialized or niche academic programs compared to larger state universities.
  • Potentially less robust alumni network and fewer large-scale recruitment events compared to larger, more established public universities.
  • Lower national recognition and brand prestige compared to some of its larger Virginia counterparts.

Best For

  • Best for students interested in liberal arts and sciences programs.
  • Best for students seeking a strong academic environment at a lower cost.

Avoid If

  • Avoid if you are looking for a highly specialized program not offered at a liberal arts institution.
  • Avoid if you prioritize high tuition rates.

Frequently Asked Questions about University of Mary Washington

How much does it cost to attend University of Mary Washington?

In-state tuition at University of Mary Washington is $14,640 per year, and out-of-state tuition is $27,560 per year. The median student debt at graduation is $20,500.

What is the acceptance rate at University of Mary Washington?

University of Mary Washington has an acceptance rate of 79.8%.

What is the graduation rate at University of Mary Washington?

University of Mary Washington has a graduation rate of 66.9%.

How much do University of Mary Washington graduates earn?

The median earnings for University of Mary Washington graduates 10 years after enrollment is $60,613. With median debt of $20,500, graduates earn roughly 3.0x their debt level annually.

How big is University of Mary Washington?

University of Mary Washington has approximately 3,566 students and is classified as a medium institution. It is located in Fredericksburg, VA and is a Public institution.

Is University of Mary Washington worth the cost?

University of Mary Washington has an ROI score of 4 out of 100. With in-state tuition of $14,640 per year and median post-graduation earnings of $60,613, the data suggests the return on investment may be below average.

Where is University of Mary Washington located?

University of Mary Washington is located in Fredericksburg, VA. It is a Public institution with approximately 3,566 students.

How much student debt do University of Mary Washington graduates have?

The median student debt for University of Mary Washington graduates is $20,500. With median earnings of $60,613 ten years after enrollment, graduates can expect a debt-to-income ratio of 34%.

Is University of Mary Washington a good college?

University of Mary Washington has a graduation rate of 66.9% and median post-graduation earnings of $60,613. High graduation rate of 66.9%.

How does University of Mary Washington compare to similar colleges?

Strong focus on liberal arts and sciences. Compared to peer institutions, University of Mary Washington offers a strong academic environment and good career outcomes at a lower cost for in-state students.

What career prospects do University of Mary Washington graduates have?

Graduates are well-prepared for a variety of careers, particularly in fields related to the liberal arts and sciences.

What should prospective students know about University of Mary Washington?

University of Mary Washington is well-positioned in the market as a cost-effective public institution with strong academic and career outcomes.

What makes University of Mary Washington stand out?

Median earnings 10 years post-graduation are $60,613.

What are the pros and cons of attending University of Mary Washington?

High affordability score of 90 for in-state students.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.