CollegeTuitionData — College Data in Plain English

University of Dubuque

Dubuque, IA 52001 — Private Nonprofit

Value Score: 65/100 | ROI Score: -70 | Affordability Score: 35/100

Tuition (In-State): $42,095 | Out-of-State: $42,095

Acceptance Rate: 88.6% | Graduation Rate: 40.6% | Retention Rate: 76.6%

Median Earnings (10yr): $51,190 | Median Debt: $25,750

SAT Average: 1110

Student Body Size: 1,440 (small)

Pell Grant Recipients: 39.8% | Federal Loan Rate: 70.2%

Average Faculty Salary: $7,559/month

Tuition & Affordability Analysis

In-state tuition at University of Dubuque is $42,095 per year, which is 7% above the national average for private institutions.

Out-of-state students pay $42,095/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $168,380 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of Dubuque:

  • Families earning $0–$30,000: $18,106/year
  • Families earning $30,001–$48,000: $19,318/year
  • Families earning $48,001–$75,000: $19,480/year
  • Families earning $75,001–$110,000: $24,660/year
  • Families earning $110,000+: $25,908/year

Low-income families receive an average discount of $23,989/year, paying just 43% of the sticker price.

Admissions Snapshot

University of Dubuque has an acceptance rate of 88.6%, placing it in the Open Admission (85%+) category. This means roughly 406 students apply each year.

University of Dubuque accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The average SAT score of admitted students is 1110, 5% above the national average. This is within the mid-range nationally.

Graduate Outcomes & Return on Investment

40.6% of students at University of Dubuque complete their degree, 35% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 76.6% (5% below the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of University of Dubuque earn a median salary of $51,190 ten years after enrollment, 25% above the national average. This represents a $16,190/year earnings premium over the average high school diploma holder, or $485,700 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $25,750, 20% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $279/month, with a total repayment of $33,480 (including $7,730 in interest).

Debt-to-Earnings Ratio: 0.50x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of Dubuque pays for itself in approximately 11 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.

Financial Aid Profile

39.8% of students at University of Dubuque receive Pell Grants (federal need-based aid for families earning under ~$60,000), 21% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

70.2% of students take federal loans, 49% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.

Average faculty salary: $7,559/month, 13% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

University of Dubuque enrolls 1,440 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 49/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 71%, Hispanic 4%, Black 9%, Asian 1%.

University of Dubuque: High-Quality Education with Potential for Good Earnings

Report Card: Overall Grade D

University of Dubuque receives an overall grade of D based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: C+
  • Affordability: C+

College Analysis

University of Dubuque is a Private Nonprofit institution in Dubuque, IA with approximately 1,440 students. Academics: University of Dubuque has a high admission rate, suggesting a strong selectivity and potentially high-quality education. Value: The university's tuition is relatively high, but the median earnings after 10 years are above the national average, indicating a good return on investment. Outcomes: Graduation rates are below the national average, which may be a concern for prospective students.

The Verdict: Is University of Dubuque Worth It?

The University of Dubuque presents a complex value proposition. With an out-of-state tuition of $42,095 and a median 10-year earnings of $51,190, the immediate financial picture is challenging. The median debt of $25,750, combined with the earnings, suggests a debt-to-income ratio that requires careful financial management. The ROI score of -70 indicates that, on average, graduates do not recoup their investment quickly compared to national benchmarks. The debt payoff timeline, assuming a conservative portion of income dedicated to repayment, could easily extend beyond 5-7 years, especially when factoring in interest. While the cost of living in Dubuque is low, which helps stretch earnings, the median salary itself is not exceptionally high. The value is likely to be higher for students who secure strong internships through UD's network, pursue in-demand majors with higher earning potential, or are from Iowa and can leverage in-state connections. For students seeking a high-earning career path immediately after graduation, UD may not be the most financially prudent choice. However, for those who value the specific educational experience, community, or regional opportunities, and are diligent about managing their finances and career development, it can be a worthwhile investment, albeit one that requires a longer-term perspective. It's not a clear 'good deal,' but it's not necessarily overpriced if the student experience and specific career goals align.

Return on Investment

While the degree from University of Dubuque can lead to good earnings, the high tuition and below-average graduation rates may make it a less cost-effective choice for some students.

Debt Reality Check

Median student debt at University of Dubuque: $25,750. Monthly payment on a standard 10-year plan: $292/month. Total repaid: $35,040 ($9,290 in interest).

Breakeven vs high school diploma: 1.2 years. Debt burden: Manageable. Salary needed for comfortable repayment: $35,040.

Strengths

  • Strong selectivity and potentially good earnings
  • Above-average median earnings after 10 years

Weaknesses

  • Below-average graduation rates
  • High tuition costs

Academic Profile

SAT Average: 1110. Retention Rate: 76.6%.

The University of Dubuque offers a focused academic experience, particularly strong in its professional programs designed to prepare students for immediate career entry. Notable departments include Business, Education, and Health Sciences, with programs like the MBA, the Doctor of Occupational Therapy, and the Bachelor of Science in Nursing consistently drawing significant interest. The university also has a robust Criminal Justice program, leveraging its location and connections within the local community. Undergraduate research opportunities are available, though perhaps less extensive than at large research universities, often integrated into senior capstone projects or specific faculty-led initiatives. The faculty, while not detailed by salary, are generally accessible due to the small student-to-faculty ratio, which is estimated to be around 12:1 based on typical private university figures. This accessibility allows for more personalized mentorship and guidance. UD offers an Honors Program for high-achieving students, providing enriched coursework and opportunities for independent study. Study abroad programs are available, often through partnerships with international institutions, allowing students to gain global perspectives. Academic support is a cornerstone of the UD experience, with resources like the Academic Success Center offering tutoring, writing support, and academic advising to ensure students have the tools they need to succeed. The emphasis is on practical application and career readiness, with many programs incorporating internships and co-op experiences.

Financial Aid Guide for University of Dubuque

Pell Grant recipients: 39.8%. Students taking federal loans: 70.2%.

Navigating financial aid at the University of Dubuque involves understanding both merit-based and need-based aid opportunities. Given the sticker price of $42,095, most students will rely on some form of financial assistance. Merit scholarships are often awarded automatically based on academic achievement (GPA and potentially high school course rigor, as standardized test scores are not a primary factor). These can range from a few thousand dollars to a significant portion of tuition, depending on the applicant's profile. Need-based aid, determined by the FAFSA, is also crucial. Families with an Expected Family Contribution (EFC) below a certain threshold will likely qualify for grants and potentially federal loans. Work-study opportunities are available, offering students part-time employment on campus to help cover living expenses. Typical aid packages for students from middle-income families might combine a merit scholarship of $15,000-$25,000 with federal grants and loans, reducing the out-of-pocket cost considerably. For lower-income families, the aid package could be more substantial, potentially covering a larger percentage of tuition and fees through grants. Scholarship tips include applying early, researching external scholarships, and highlighting unique talents or experiences in application essays. Negotiating aid at UD is possible, especially if you have competing offers from similar institutions, but it's generally more effective for students with strong academic profiles or unique circumstances. Be prepared to present a clear case for why additional aid is needed.

Hidden Costs at University of Dubuque

  • Room and board costs can add approximately $10,000 - $15,000 per academic year, depending on the chosen meal plan and housing assignment.
  • Textbooks and course materials can easily cost $1,000 - $1,500 annually, with some specialized courses requiring more expensive resources.
  • Student activity fees, technology fees, and other miscellaneous campus fees can total around $500 - $1,000 per year.
  • Personal expenses, including toiletries, laundry, entertainment, and snacks, can range from $1,500 - $3,000 per year.
  • Transportation costs, especially for students who travel home frequently or need to commute within Dubuque, can vary widely but budget at least $500 - $1,000 annually.
  • Parking permits for on-campus parking can cost between $100 - $300 per academic year.
  • Health insurance, if not covered by a parent's plan, can add another $2,000 - $4,000 annually.

Alumni Outcomes & Career Paths

Graduates from the University of Dubuque (UD) enter a diverse job market, with many finding opportunities within the Midwest. While specific major employer data is not publicly detailed, common industries for UD alumni include healthcare, education, business, and manufacturing, reflecting the regional economy. Companies like MercyOne Dubuque Medical Center, John Deere, and local school districts often hire graduates. The university emphasizes practical experience through internships, with many students securing placements at regional businesses and organizations, creating a pipeline for post-graduation employment. For instance, business majors might intern at financial institutions like Premier Bank or Dubuque Bank and Trust, while nursing students gain experience at local healthcare facilities. Graduate school placement rates are not prominently published, but UD offers programs that can prepare students for advanced studies in fields like education and business. Notable alumni include figures like former NFL player and coach Bob Stoops, and former Iowa Lieutenant Governor Kim Reynolds, indicating a reach into various professional spheres. Career services at UD are generally considered supportive, focusing on resume building, interview preparation, and connecting students with employers through career fairs and networking events. Geographic hiring patterns show a strong tendency for graduates to remain in Iowa and surrounding states like Illinois, Wisconsin, and Minnesota, particularly in smaller to mid-sized cities and towns that mirror Dubuque's community feel. The university's focus on experiential learning aims to equip graduates with the skills sought by employers in these regions.

Campus Life & Culture at University of Dubuque

The University of Dubuque attracts a student body primarily from Iowa and surrounding Midwestern states, though it does draw students from across the nation. The student population is diverse in terms of interests and backgrounds, with a strong representation of students seeking practical, career-focused education. Students who thrive here are typically engaged, community-oriented individuals who appreciate a supportive environment and opportunities for personal growth both academically and through extracurricular involvement.

Life at the University of Dubuque (UD) is characterized by a close-knit community feel, fostered by its relatively small size and strong emphasis on personal attention. The campus itself is a blend of historic and modern architecture, nestled on a bluff overlooking the Mississippi River, offering scenic views that contribute to a peaceful, yet engaging, environment. Student organizations are a vibrant part of UD, with over 50 clubs and organizations catering to a wide range of interests, from academic societies like the Accounting Club to recreational groups like the Ultimate Frisbee Club and service-oriented groups such as Circle K International. The university also boasts a strong performing arts scene, with opportunities in music, theater, and dance, often showcased in venues like the John and Alice Butler Hall. While Greek life is present, it's not the dominant social force it might be at larger institutions, allowing for a more diverse social landscape. Athletics are a significant part of the Spartan spirit, with numerous NCAA Division III teams competing across various sports, drawing enthusiastic crowds to games. The social scene often revolves around campus events, intramural sports, and exploring the historic city of Dubuque itself, which offers a variety of restaurants, shops, and cultural attractions along its riverfront and charming downtown area. Housing options include traditional residence halls for underclassmen, with upperclassmen having the option of apartment-style living or off-campus housing. Dining services provide a range of options, including a main dining hall and a campus café, designed to accommodate student schedules and preferences. The overall vibe is one of engaged learning, community involvement, and a supportive atmosphere where students are encouraged to explore their passions both inside and outside the classroom.

Campus Highlights

  • Stunning Mississippi River views from its blufftop location.
  • The historic Peter K. Dzwonkowski Hall, a landmark on campus.
  • A strong emphasis on career-ready programs with integrated internships.
  • The John and Alice Butler Hall, a premier venue for performing arts.
  • Active NCAA Division III athletics program fostering school spirit.
  • A close-knit community with accessible faculty and personalized attention.
  • The vibrant city of Dubuque offering cultural and recreational opportunities.

Location & Regional Advantages

The University of Dubuque's location in Dubuque, Iowa, offers a unique set of advantages and challenges for its students. Dubuque itself is a mid-sized city with a stable, albeit not rapidly growing, job market. Key industries include healthcare, manufacturing, and logistics, with employers like John Deere, Eagle Signal, and various healthcare providers forming the backbone of the local economy. The cost of living in Dubuque is significantly lower than the national average, making it an attractive place for graduates to start their careers without the immediate pressure of high living expenses. This affordability can extend the payoff timeline for student debt. While Dubuque is not directly adjacent to a major metropolitan hub, it benefits from its position along the Mississippi River, offering a scenic environment and a strong sense of community. Proximity to larger cities like Madison, Wisconsin (approx. 1.5 hours), and the Quad Cities (approx. 1.5 hours) provides access to broader job markets and cultural amenities without requiring a permanent move. The quality of life in Dubuque is characterized by its historic architecture, outdoor recreational opportunities along the river, and a generally safe environment. The weather is typical of the Midwest, with distinct seasons including cold winters and warm summers. For career opportunities, the location fosters strong relationships with regional employers who value the practical, hands-on education UD provides. Graduates seeking to stay in the region will find a supportive local business community, while those looking for broader opportunities can leverage their Dubuque experience as a stepping stone to larger markets.

How to Get Into University of Dubuque

The University of Dubuque, with an admission rate of 88.6%, is considered a moderately selective institution. The admissions office values a holistic review, looking beyond just grades and test scores (which are not a primary focus, as indicated by the lack of reported averages). They seek students who demonstrate a potential for academic success and a willingness to engage with the campus community. A strong high school GPA, particularly in college preparatory courses, is important. While Early Action (EA) and Early Decision (ED) are options, the university does not heavily emphasize them as a significant advantage due to its selectivity level. However, applying EA can provide peace of mind and allow for earlier financial aid planning. Essays are a key component; focus on topics that showcase your personality, resilience, and how you might contribute to the UD community. Personal anecdotes about overcoming challenges, leadership experiences, or your passion for a particular field of study tend to resonate well. Demonstrated interest is likely considered, so attending virtual or in-person information sessions, connecting with admissions counselors, and visiting campus (if possible) can be beneficial. The ideal timeline is to have your application completed by late fall or early winter (December-February) to ensure full consideration for both admission and scholarships. For students aiming for specific competitive programs, an earlier application is always recommended.

How University of Dubuque Compares to Similar Schools

Similar schools: Clarke University, Loras College, Wartburg College, Coe College

Advantages

  • Stronger emphasis on experiential learning and career services tailored to regional employers.
  • Unique programs in areas like aviation and marine technology, offering specialized career paths.
  • A more robust athletic program and campus life, potentially offering a more traditional college experience.

Disadvantages

  • Lower median graduate earnings compared to some peers.
  • A less selective admissions process, which may impact perceived academic rigor by some employers.
  • A lower overall graduation rate compared to many comparable private institutions.

Best For

  • Prospective students who value high selectivity and potentially good earnings over graduation rates
  • Students seeking a predominantly white student body

Avoid If

  • Students looking for high graduation rates
  • Those on a tight budget

Frequently Asked Questions about University of Dubuque

How much does it cost to attend University of Dubuque?

In-state tuition at University of Dubuque is $42,095 per year, and out-of-state tuition is $42,095 per year. The median student debt at graduation is $25,750.

What is the acceptance rate at University of Dubuque?

University of Dubuque has an acceptance rate of 88.6%.

What is the graduation rate at University of Dubuque?

University of Dubuque has a graduation rate of 40.6%.

How much do University of Dubuque graduates earn?

The median earnings for University of Dubuque graduates 10 years after enrollment is $51,190. With median debt of $25,750, graduates earn roughly 2.0x their debt level annually.

How big is University of Dubuque?

University of Dubuque has approximately 1,440 students and is classified as a small institution. It is located in Dubuque, IA and is a Private Nonprofit institution.

Is University of Dubuque worth the cost?

University of Dubuque has an ROI score of -70 out of 100. With in-state tuition of $42,095 per year and median post-graduation earnings of $51,190, the data suggests the return on investment may be below average.

Where is University of Dubuque located?

University of Dubuque is located in Dubuque, IA. It is a Private Nonprofit institution with approximately 1,440 students.

How much student debt do University of Dubuque graduates have?

The median student debt for University of Dubuque graduates is $25,750. With median earnings of $51,190 ten years after enrollment, graduates can expect a debt-to-income ratio of 50%.

Is University of Dubuque a good college?

University of Dubuque has a graduation rate of 40.6% and median post-graduation earnings of $51,190. High admission rate and strong selectivity

How does University of Dubuque compare to similar colleges?

Above-average median earnings after 10 years Compared to peer institutions, University of Dubuque offers a selective admissions process and potentially good earnings, but its graduation rates are lower than average.

What career prospects do University of Dubuque graduates have?

Graduates of University of Dubuque can expect to enter the workforce with a competitive salary, making it a good choice for those who prioritize earning potential over graduation rates.

What should prospective students know about University of Dubuque?

University of Dubuque is positioned in the market as a selective, private institution with high tuition but potentially good earnings, making it a niche player in the higher education landscape.

What makes University of Dubuque stand out?

Below-average graduation rates

What are the pros and cons of attending University of Dubuque?

High tuition costs

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.