University of Baltimore
Baltimore, MD 21201-5720 — Public
Value Score: 53/100 | ROI Score: 53 | Affordability Score: 90/100
Tuition (In-State): $9,992 | Out-of-State: $23,984
Acceptance Rate: 78.7% | Graduation Rate: 43.2% | Retention Rate: 60.0%
Median Earnings (10yr): $61,335 | Median Debt: $23,250
SAT Average: 940 | ACT Midpoint: 19
Student Body Size: 1,133 (small)
Pell Grant Recipients: 44.9% | Federal Loan Rate: 38.0%
Average Faculty Salary: $13,975/month
Tuition & Affordability Analysis
In-state tuition at University of Baltimore is $9,992 per year, which is 9% below the national average for public institutions.
Out-of-state students pay $23,984/year — a premium of $13,992 over in-state rates. Over four years, out-of-state students pay approximately $55,968 more than their in-state peers.
Estimated four-year tuition cost: $39,968 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at University of Baltimore:
- Families earning $0–$30,000: $11,680/year
- Families earning $30,001–$48,000: $14,337/year
- Families earning $48,001–$75,000: $17,472/year
- Families earning $110,000+: $19,406/year
Admissions Snapshot
University of Baltimore has an acceptance rate of 78.7%, placing it in the Less Selective (70–85%) category. This means roughly 360 students apply each year.
The average SAT score of admitted students is 940, 11% below the national average. Test scores are one factor among many in the admissions process.
The ACT midpoint is 19, 10% below the national average.
Graduate Outcomes & Return on Investment
43.2% of students at University of Baltimore complete their degree, 30% below the national average. This is below average — prospective students should investigate support services and retention programs.
First-year retention rate: 60.0% (26% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of University of Baltimore earn a median salary of $61,335 ten years after enrollment, 50% above the national average. This represents a $26,335/year earnings premium over the average high school diploma holder, or $790,050 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $23,250, 8% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $252/month, with a total repayment of $30,240 (including $6,990 in interest).
Debt-to-Earnings Ratio: 0.38x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from University of Baltimore pays for itself in approximately 2 years. This is an excellent return on investment.
Financial Aid Profile
44.9% of students at University of Baltimore receive Pell Grants (federal need-based aid for families earning under ~$60,000), 36% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.
38.0% of students take federal loans, 19% below the national average. This is a moderate borrowing rate.
Average faculty salary: $13,975/month, 60% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
University of Baltimore enrolls 1,133 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 67/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 26%, Hispanic 5%, Black 51%, Asian 4%.
University of Baltimore: Moderately Affordable Public Institution with Balanced Academic Outcomes
- University of Baltimore: Your Affordable Launchpad to Mid-Atlantic Careers
- Unlock Your Earning Potential: UB Graduates Thrive in Baltimore's Job Market
- Urban Advantage: Experience and Outcomes at the University of Baltimore
Report Card: Overall Grade C+
University of Baltimore receives an overall grade of C+ based on six dimensions:
- Academics: D
- Value: B-
- Outcomes: B
- Affordability: B
College Analysis
University of Baltimore is a Public institution in Baltimore, MD with approximately 1,133 students. Academics: University of Baltimore has a moderate graduation rate of 43.17%, indicating a balanced approach to student success. Value: The university offers a relatively affordable in-state tuition of $9,992, making it a good value for students in Maryland. Outcomes: Graduates earn a median salary of $61,335 after 10 years, which is competitive with peers but varies by field.
The Verdict: Is University of Baltimore Worth It?
The University of Baltimore presents a compelling case for value, particularly for in-state students. With an in-state tuition of $9,992 and a median 10-year earning potential of $61,335, the return on investment is quite favorable. The median debt of $23,250 is moderate, and the ROI score of 53 suggests a solid financial outcome. For an in-state student, the cost of tuition alone over four years ($39,968) is significantly less than the median earnings within a decade. This implies a relatively quick payback period for the investment, likely within 3-5 years post-graduation, depending on starting salary and lifestyle. While out-of-state tuition ($23,984 annually) increases the financial burden, the strong regional job market and moderate debt still offer a reasonable return. Considering its urban location and access to diverse job markets, UB is a hidden gem for Maryland residents seeking an affordable pathway to a stable career. It's a good deal, especially for those who can leverage in-state tuition.
Return on Investment
While the degree is worth the cost, the moderate graduation rate and student debt should be considered. The ROI score of 53 indicates a balanced return on investment.
Debt Reality Check
Median student debt at University of Baltimore: $23,250. Monthly payment on a standard 10-year plan: $264/month. Total repaid: $31,680 ($8,430 in interest).
Breakeven vs high school diploma: 0.7 years. Debt burden: Manageable. Salary needed for comfortable repayment: $31,680.
Strengths
- Affordable tuition and strong local job market
- Moderate graduation rate and selective admissions
Weaknesses
- Limited specialized programs
- Moderate student debt
Academic Profile
SAT Average: 940. ACT Midpoint: 19. Retention Rate: 60.0%.
The University of Baltimore excels in providing career-focused education, particularly strong in business, law, public affairs, and applied sciences. Its College of Public Affairs is highly regarded, offering programs like Public Administration and Health Administration that prepare students for impactful roles in government and non-profit sectors. The Merrick School of Business is another cornerstone, known for its practical, hands-on approach with programs such as Finance, Marketing, and Information Systems Management, often incorporating internships and co-op experiences. The University of Baltimore School of Law is a significant draw, offering JD and LLM programs and known for its practical legal training and strong alumni network within the Maryland legal community. Research opportunities, while perhaps not as extensive as at a large R1 university, are available, especially for upper-level undergraduates and graduate students, often tied to faculty research projects or specific program initiatives. Faculty quality is a key strength; while specific salary data isn't provided, the university emphasizes hiring experienced professionals and scholars who bring real-world expertise into the classroom. The student-faculty ratio, though not explicitly stated, is likely favorable given the smaller size, allowing for more personalized attention. UB offers an Honors Program for high-achieving students, providing enriched academic experiences and smaller class sizes. Study abroad opportunities are available through partnerships, allowing students to gain international perspectives. Academic support is robust, with resources like the Academic Success Center offering tutoring, writing support, and academic coaching, crucial for students navigating demanding urban careers.
Financial Aid Guide for University of Baltimore
Pell Grant recipients: 44.9%. Students taking federal loans: 38.0%.
Navigating financial aid at the University of Baltimore (UB) requires understanding its commitment to affordability, especially for Maryland residents. For in-state students, the tuition of $9,992 is already significantly lower than many institutions. Out-of-state tuition stands at $23,984. UB actively utilizes both need-based and merit-based aid. Federal Pell Grants are a crucial source of aid for lower-income students, though specific rates aren't published. The university also offers its own institutional grants and scholarships. Merit scholarships are available for academically strong incoming freshmen and transfer students, often awarded automatically based on GPA and test scores (when considered). For the 2023-2024 academic year, UB's institutional aid budget was substantial, aiming to make education accessible. Typical aid packages can vary widely, but for families with an Expected Family Contribution (EFC) below $5,000, a significant portion of tuition and fees might be covered by grants and scholarships. For middle-income families, merit scholarships can play a larger role in reducing the sticker price. Work-study opportunities are also available, providing part-time employment for students with financial need. Scholarship tips include applying early for both institutional scholarships and external ones, and highlighting any leadership, community service, or unique talents in applications. Negotiating aid at UB is generally less common than at highly selective private institutions, as their pricing structure and aid policies are often more standardized. However, if you have a significantly better offer from a comparable public university or a documented change in financial circumstances, a conversation with the financial aid office might be worthwhile, though success is not guaranteed.
Hidden Costs at University of Baltimore
- Student fees, which cover services like technology, student activities, and facilities, can add approximately $1,500 - $2,000 per academic year.
- Textbooks and course materials can range from $800 to $1,200 annually, depending on the program and specific course requirements.
- On-campus housing, if chosen, typically costs around $8,000 - $12,000 per academic year for a double room, including a basic meal plan.
- Off-campus living expenses in Baltimore, including rent, utilities, and food, can vary but budget at least $1,000 - $1,500 per month.
- Transportation costs, whether using public transit (CharmCard), ride-sharing, or maintaining a personal vehicle (including parking permits which can be $300-$500 annually), should be factored in, potentially $500 - $1,500 per year.
- Personal expenses, including toiletries, entertainment, and miscellaneous items, can easily add $1,000 - $2,000 per year.
- Health insurance is required for all undergraduate students; if not covered by a parent's plan, the university's student health insurance plan costs approximately $2,000 - $3,000 annually.
Alumni Outcomes & Career Paths
Graduates from the University of Baltimore (UB) are strategically positioned within the vibrant economic landscape of the Baltimore-Washington metropolitan area. While specific recruitment lists are proprietary, the university's strong ties to the region mean alumni are well-represented in key sectors. Major employers in the Baltimore area that frequently hire UB graduates include major healthcare systems like Johns Hopkins Medicine and University of Maryland Medical System, financial institutions such as T. Rowe Price and M&T Bank, and numerous government agencies and defense contractors in nearby Washington D.C., including Northrop Grumman and SAIC. Industries where UB alumni cluster heavily are business, management, marketing, and related support services, public administration and safety, and health professions. The university also boasts a solid placement rate into graduate and professional programs, with many alumni pursuing law degrees at the University of Baltimore School of Law or advanced degrees in business and public affairs. Notable alumni include former Baltimore Mayor Stephanie Rawlings-Blake and numerous leaders in Maryland's legal and business communities. UB's Career Services offers robust support, including resume workshops, career fairs, and individual counseling, fostering internship pipelines with local businesses and non-profits. Geographic hiring patterns strongly favor the Baltimore-Washington corridor, with a significant portion of graduates remaining in Maryland to leverage the dense network of opportunities in finance, healthcare, government, and technology.
Campus Life & Culture at University of Baltimore
The University of Baltimore serves a diverse student body, with a significant portion being Maryland residents, including many commuters and transfer students seeking career advancement. The student population often comprises working professionals balancing studies with careers, contributing to a mature and focused academic environment. Students who thrive here are typically self-motivated, independent, and eager to leverage the resources of an urban setting for professional growth.
The University of Baltimore (UB) offers a distinctly urban campus experience, deeply integrated into the vibrant Mount Vernon neighborhood. With a student body of just over 1,100, UB fosters a close-knit community where students often know each other and their professors by name. The campus itself is a collection of historic and modern buildings spread across a few blocks, meaning your 'campus' extends into the surrounding city. This proximity to Baltimore's cultural heart means students have easy access to world-class museums like the Walters Art Museum, the Baltimore Museum of Art, and the Lyric Opera House, often with student discounts. Social life isn't centered around traditional dorms or sprawling quads; instead, it thrives in academic buildings, local cafes, and city-wide events. UB doesn't have traditional Greek life or extensive athletic programs in the NCAA sense, which shifts the focus towards academic pursuits and professional development. Student organizations are active, ranging from academic clubs tied to specific majors like the Business Student Association or the Pre-Law Society, to cultural and interest-based groups. The University Student Government Association (USGA) is a hub for student activity and advocacy. Dining options are conveniently located within the campus buildings, offering practical choices for students grabbing a bite between classes. The vibe at UB is one of focused ambition and urban exploration. Students are often working professionals, transfer students, or those seeking a high-quality education in a dynamic city setting. It's a place for self-starters who appreciate the resources and opportunities that a major metropolitan area provides, rather than a secluded collegiate bubble.
Campus Highlights
- Urban Immersion: Located in the heart of Baltimore's vibrant Mount Vernon cultural district.
- Historic Architecture: Campus buildings blend historic charm with modern facilities.
- Strong Professional Focus: Renowned programs in Business, Law, and Public Affairs.
- Proximity to Cultural Institutions: Easy access to museums, theaters, and performance venues.
- Diverse Student Body: Attracts a mix of traditional students, working professionals, and transfer students.
- UB School of Law: A highly respected law school with a strong regional presence.
- Community Integration: The campus is woven into the fabric of the city, not isolated.
Location & Regional Advantages
The University of Baltimore's location in the heart of Baltimore, Maryland, offers significant geographic advantages for students seeking career opportunities. Baltimore boasts a diverse and resilient job market, with strong sectors in healthcare, education, finance, and biotechnology. Proximity to Washington D.C., just a short commute away, opens doors to a vast array of federal government jobs, defense contracting, and non-profit organizations. This dual-city access provides UB students with an exceptionally broad range of internship and post-graduation employment possibilities. The cost of living in Baltimore is generally more affordable than many major East Coast hubs, making the student debt burden more manageable. Quality of life in Baltimore is characterized by a rich cultural scene, historic neighborhoods, a burgeoning culinary landscape, and access to the Chesapeake Bay. While urban safety is a consideration, UB is situated in a revitalized downtown area with a strong campus presence. The university's urban setting facilitates easy access to internships and networking events, directly translating into enhanced career prospects within the thriving Mid-Atlantic region.
How to Get Into University of Baltimore
The University of Baltimore (UB) is a public institution with a moderately selective admissions process, indicated by its 78.7% acceptance rate. This means that while admission is attainable for many, a thoughtful application is still necessary. UB does not offer Early Decision (ED) or Early Action (EA) options, so all applications are considered under a regular decision timeline. The admissions committee values a strong academic record, particularly in core subjects. While SAT/ACT scores are not a factor (N/A), a solid GPA is crucial. They look for students who demonstrate readiness for college-level work. Essays are an important component, providing a space for applicants to showcase their personality, experiences, and aspirations. Focus on topics that highlight your resilience, unique perspectives, or specific interests that align with UB's career-focused programs. For instance, an essay detailing how a past work experience or volunteer role solidified your desire to study business or public affairs would resonate well. Demonstrated interest isn't heavily emphasized through specific policies, but engaging with the university through virtual information sessions, campus tours (if possible), or reaching out to admissions counselors with thoughtful questions can subtly signal your commitment. The application deadline is typically in the spring (e.g., March 1st for Fall admission), but it's advisable to submit well before this to ensure all materials are processed smoothly. For transfer students, a strong academic record from previous college coursework is paramount.
How University of Baltimore Compares to Similar Schools
Similar schools: Towson University, University of Maryland, Baltimore County (UMBC), Loyola University Maryland
Advantages
- More affordable in-state tuition compared to Loyola University Maryland.
- Central urban location offering direct access to Baltimore's downtown business district and government jobs.
- Stronger emphasis on professional and applied learning, particularly in business and law.
Disadvantages
- Lower overall graduation rate compared to UMBC and Towson.
- Smaller campus feel and potentially fewer traditional campus amenities than Towson or UMBC.
Best For
- Students seeking highly specialized programs may find limited options at this institution.
- Those looking for a larger campus with more resources might prefer larger public universities.
- Students with a preference for rural or suburban settings may not find the urban environment appealing.
Avoid If
- Students who value affordability and a strong local job market should consider University of Baltimore.
- Those seeking a more diverse student body with a high percentage of Black students may find this institution appealing.
Frequently Asked Questions about University of Baltimore
How much does it cost to attend University of Baltimore?
In-state tuition at University of Baltimore is $9,992 per year, and out-of-state tuition is $23,984 per year. The median student debt at graduation is $23,250.
What is the acceptance rate at University of Baltimore?
University of Baltimore has an acceptance rate of 78.7%.
What is the graduation rate at University of Baltimore?
University of Baltimore has a graduation rate of 43.2%.
How much do University of Baltimore graduates earn?
The median earnings for University of Baltimore graduates 10 years after enrollment is $61,335. With median debt of $23,250, graduates earn roughly 2.6x their debt level annually.
How big is University of Baltimore?
University of Baltimore has approximately 1,133 students and is classified as a small institution. It is located in Baltimore, MD and is a Public institution.
Is University of Baltimore worth the cost?
University of Baltimore has an ROI score of 53 out of 100. With in-state tuition of $9,992 per year and median post-graduation earnings of $61,335, the return on investment is moderate.
Where is University of Baltimore located?
University of Baltimore is located in Baltimore, MD. It is a Public institution with approximately 1,133 students.
How much student debt do University of Baltimore graduates have?
The median student debt for University of Baltimore graduates is $23,250. With median earnings of $61,335 ten years after enrollment, graduates can expect a debt-to-income ratio of 38%.
Is University of Baltimore a good college?
University of Baltimore has a graduation rate of 43.2% and median post-graduation earnings of $61,335. 51% of students are Black, reflecting the city's demographics.
How does University of Baltimore compare to similar colleges?
The university has a low admission rate of 78.74%, suggesting a selective admissions process. Compared to peer institutions, University of Baltimore offers a balanced approach to academics and outcomes, with a strong focus on affordability and urban living.
What career prospects do University of Baltimore graduates have?
Graduates of University of Baltimore are well-positioned for careers in various fields, particularly those that benefit from a strong local job market in Baltimore.
What should prospective students know about University of Baltimore?
University of Baltimore is well-placed in the market for public institutions, offering a good balance of affordability and urban amenities.
What makes University of Baltimore stand out?
Median student debt is $23,250, which is average for public institutions.
What are the pros and cons of attending University of Baltimore?
The university is located in Baltimore, offering students access to a vibrant urban environment.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.