Union University
Jackson, TN 38305-3697 — Private Nonprofit
Value Score: 70/100 | ROI Score: -66 | Affordability Score: 55/100
Tuition (In-State): $40,025 | Out-of-State: $40,025
Acceptance Rate: 60.4% | Graduation Rate: 68.3% | Retention Rate: 89.0%
Median Earnings (10yr): $53,990 | Median Debt: $20,714
SAT Average: 1256 | ACT Midpoint: 27
Student Body Size: 1,607 (small)
Pell Grant Recipients: 24.5% | Federal Loan Rate: 42.4%
Average Faculty Salary: $8,181/month
Tuition & Affordability Analysis
In-state tuition at Union University is $40,025 per year, which is near the national average for private institutions.
Out-of-state students pay $40,025/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $160,100 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Union University:
- Families earning $0–$30,000: $25,839/year
- Families earning $30,001–$48,000: $26,181/year
- Families earning $48,001–$75,000: $23,891/year
- Families earning $75,001–$110,000: $27,841/year
- Families earning $110,000+: $30,373/year
Low-income families receive an average discount of $14,186/year, paying just 65% of the sticker price.
Admissions Snapshot
Union University has an acceptance rate of 60.4%, placing it in the Moderately Selective (50–70%) category. This means roughly 665 students apply each year.
The average SAT score of admitted students is 1256, 18% above the national average. This reflects a strong academic student body.
The ACT midpoint is 27, 29% above the national average.
Graduate Outcomes & Return on Investment
68.3% of students at Union University complete their degree, 10% above the national average. This is a solid graduation rate.
First-year retention rate: 89.0% (10% above the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of Union University earn a median salary of $53,990 ten years after enrollment, 32% above the national average. This represents a $18,990/year earnings premium over the average high school diploma holder, or $569,700 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $20,714, 4% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $225/month, with a total repayment of $27,000 (including $6,286 in interest).
Debt-to-Earnings Ratio: 0.38x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Union University pays for itself in approximately 9 years. This is a reasonable investment timeline.
Financial Aid Profile
24.5% of students at Union University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 26% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
42.4% of students take federal loans, 10% below the national average. This is a moderate borrowing rate.
Average faculty salary: $8,181/month, 6% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Union University enrolls 1,607 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 55/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 65%, Hispanic 3%, Black 13%, Asian 2%.
Union University: Small Private Institution with Strong Christian Focus
- Union University: A Solid Foundation in West Tennessee, But Weigh the Investment
- Beyond the Classroom: Understanding Union University's Career Launchpad
- Is Union University the Right Fit? Exploring Value and Post-Graduation Success
Report Card: Overall Grade C-
Union University receives an overall grade of C- based on six dimensions:
- Academics: C
- Value: F
- Outcomes: C+
- Affordability: C+
College Analysis
Union University is a Private Nonprofit institution in Jackson, TN with approximately 1,607 students. Union University has a graduation rate of 68.3%, slightly below the national average for private institutions. The median earnings 10 years after graduation are $53,990, which is above the national average for private institutions. The median student debt at Union University is $20,714, which is relatively low compared to other private institutions. The institution has a strong focus on Christian education, with a high percentage of white students and a low percentage of Asian students.
The Verdict: Is Union University Worth It?
Union University presents a challenging value proposition, with a median 10-year earnings of $53,990 significantly trailing its out-of-state tuition of $40,025. The ROI score of -66 underscores this disparity, indicating that, on average, graduates do not recoup their investment within a typical timeframe. With a median debt of $20,714, graduates face a substantial financial obligation relative to their early-career earnings. To pay off this debt, assuming 10% interest and dedicating 15% of their median income towards it, would take approximately 3.5 years. However, this doesn't account for the tuition cost. The total cost of a four-year degree, without aid, approaches $160,000. Given the median earnings, it would take over 15 years of dedicating a significant portion of income just to cover the tuition, let alone living expenses and debt repayment. This makes Union University appear overpriced for the average graduate's earning potential. It is not a hidden gem and, based on financial metrics alone, is not a good deal. A recommendation hinges on specific program strengths and individual career goals that might lead to significantly higher earnings than the median.
Return on Investment
While the degree from Union University is worth the cost in terms of earnings and debt, the slightly lower graduation rate may be a concern.
Debt Reality Check
Median student debt at Union University: $20,714. Monthly payment on a standard 10-year plan: $235/month. Total repaid: $28,200 ($7,486 in interest).
Breakeven vs high school diploma: 0.9 years. Debt burden: Manageable. Salary needed for comfortable repayment: $28,200.
Strengths
- Strong Christian education focus
- Above-average median earnings 10 years after graduation
- Low median student debt
Weaknesses
- Graduation rate slightly below average
- High admission rate
- Limited diversity in student body
Academic Profile
SAT Average: 1256. ACT Midpoint: 27. Retention Rate: 89.0%.
Union University's academic profile is characterized by a commitment to liberal arts education within a Christian framework. While specific departmental rankings aren't readily available, programs in education, nursing, business, and psychology are often highlighted as strong. The university emphasizes undergraduate research, providing students with opportunities to work closely with faculty mentors on projects that can lead to presentations and publications. With a student-faculty ratio that can be inferred to be relatively low given the size and private nature of the institution, students benefit from personalized attention. Faculty are generally accessible and dedicated to teaching, often holding advanced degrees in their fields. Union offers an Honors Program for academically gifted students, providing enriched coursework and research opportunities. Study abroad programs are available, allowing students to gain a global perspective. Academic support is robust, with resources like the Academic Success Center offering tutoring, writing assistance, and academic coaching to help students navigate their coursework and succeed in their chosen fields.
Financial Aid Guide for Union University
Pell Grant recipients: 24.5%. Students taking federal loans: 42.4%.
Navigating financial aid at Union University requires understanding its commitment to both merit-based and need-based assistance. As a private institution, tuition is the same for in-state and out-of-state students at $40,025. Merit scholarships are a significant component of aid, awarded based on academic achievement (GPA, test scores if submitted, rigor of coursework). While specific dollar amounts vary widely, strong academic profiles can expect substantial merit awards. Need-based aid, determined by the FAFSA, is also available, often comprising grants and institutional aid to bridge the gap between cost of attendance and family contribution. Work-study opportunities are typically offered to students demonstrating financial need, providing part-time employment on campus. Typical aid packages for middle-income families might combine merit scholarships, institutional grants, and potentially federal loans. For families with lower incomes, Pell Grants and state aid, in addition to institutional funds, can significantly reduce the out-of-pocket cost. Scholarship tips include applying early, researching external scholarships, and highlighting leadership and community service on applications. Negotiating aid at Union is possible, especially if you have competing offers from similar institutions, but it's crucial to present a well-documented case to the financial aid office.
Hidden Costs at Union University
- Room and board costs can range from approximately $10,000 to $13,000 annually, depending on the chosen housing and meal plan.
- Textbooks and course materials can add an estimated $1,000 to $1,500 per academic year.
- Student fees, often including technology, activity, and registration fees, can total around $500 to $1,000 per semester.
- Transportation costs, especially for students commuting or traveling home frequently, can vary widely but budget at least $500-$1,000 annually.
- Personal expenses, including toiletries, laundry, entertainment, and snacks, are estimated at $1,500 to $2,500 per year.
- Parking permits for students with vehicles can cost between $100 and $300 per academic year.
- Health insurance, if not covered by a parent's plan, can add another $2,000 to $4,000 annually.
Alumni Outcomes & Career Paths
Union University, located in Jackson, TN, cultivates a strong regional network that significantly influences graduate outcomes. While specific major employer recruitment data is not publicly detailed, alumni tend to cluster in sectors prevalent in West Tennessee and surrounding areas. These often include healthcare, education, and business services. Major healthcare systems like West Tennessee Healthcare and Baptist Memorial Health Care are significant employers for Union graduates, particularly in nursing and allied health fields. The education sector also absorbs a notable portion, with alumni finding roles in local school districts such as Jackson-Madison County Schools and other educational institutions across Tennessee. Business and finance roles are common, with graduates potentially finding positions in regional banks like FirstBank or financial advisory firms. Graduate school placement rates are not explicitly published, but the university's emphasis on a Christian worldview and liberal arts foundation suggests a pipeline into theological seminaries, law schools, and other graduate programs for those seeking advanced study. Notable alumni are not widely publicized, but the university likely boasts successful individuals within its regional sphere of influence. Career services at Union University are geared towards providing personalized guidance, leveraging their established relationships within the local and state business community. Internship pipelines are crucial, with students often securing placements in local businesses and healthcare facilities, providing hands-on experience and networking opportunities. Geographic hiring patterns strongly favor Tennessee, with a significant concentration of alumni remaining within a 100-mile radius of Jackson, though some venture to larger hubs like Nashville or Memphis for broader career opportunities.
Campus Life & Culture at Union University
Union University attracts a student body primarily from Tennessee and surrounding Southern states, with a significant portion identifying with Baptist and other Christian traditions. The university thrives with students who are seeking a rigorous academic education within a supportive, faith-centered community, valuing personal growth and spiritual development alongside their studies.
Union University in Jackson, TN, offers a close-knit campus community with a strong emphasis on Christian values and academic rigor. With an undergraduate population of just over 1,600, students often find themselves in smaller class sizes and have ample opportunities to connect with faculty and peers. The 'vibe' is generally described as friendly, supportive, and focused, reflecting its Baptist affiliation. Social life isn't centered around a massive Greek system; instead, it thrives through student organizations, intramural sports, and campus-wide events. Organizations like the Student Government Association (SGA), various academic clubs, and ministry groups provide avenues for involvement. Chapel attendance is a significant part of the weekly rhythm for many students, fostering a shared spiritual experience. Housing is primarily on-campus for freshmen and sophomores, with options ranging from traditional dorms to apartment-style living for upperclassmen. Dining services offer a standard college fare with a main cafeteria and a few smaller retail locations. Athletics, particularly in NCAA Division II, are a source of school spirit, with basketball and football drawing notable crowds. While not a party school, there are plenty of opportunities for fellowship and fun, often organized by student groups or the university itself, creating a balanced experience between academic pursuits and social engagement.
Campus Highlights
- Strong Christian community and emphasis on spiritual development through chapel and ministry opportunities.
- Close-knit campus environment with a student-faculty ratio conducive to personalized attention.
- Commitment to undergraduate research, offering students hands-on experience with faculty mentors.
- Active NCAA Division II athletics program fostering school spirit and engagement.
- Variety of student organizations catering to diverse interests, from academic clubs to service groups.
- Located in Jackson, TN, offering a balance of a smaller city feel with access to larger metropolitan areas.
- Emphasis on liberal arts education within a supportive, faith-based framework.
Location & Regional Advantages
Union University's location in Jackson, Tennessee, offers a blend of small-town charm and strategic access to larger economic centers. Jackson itself provides a lower cost of living compared to major metropolitan areas, making the overall financial burden of attending and living post-graduation more manageable. While Jackson has a developing job market, particularly in healthcare and logistics, its true advantage lies in its proximity to larger hubs. Memphis, approximately 80 miles west, is a major center for logistics, healthcare, and entertainment, offering a diverse range of career opportunities. Nashville, about 130 miles east, is a rapidly growing economic powerhouse with strong sectors in healthcare, music, automotive, and technology. This proximity allows Union graduates to leverage their regional network while accessing the broader job markets of these larger cities. The quality of life in Jackson is characterized by a friendly, community-oriented atmosphere, with a slower pace than major cities. Weather is typical of the Mid-South, with hot summers and mild winters. Safety is generally good in Jackson and the surrounding areas. The university's location provides a solid foundation for careers within Tennessee, particularly in sectors that have a strong presence in the state, such as healthcare administration, education, and manufacturing support. The ability to tap into the job markets of Memphis and Nashville without the high cost of living associated with those cities is a distinct geographic advantage for Union graduates.
How to Get Into Union University
Gaining admission to Union University, with its 60.4% acceptance rate, requires a thoughtful application that highlights academic preparedness and alignment with the university's mission. While Early Decision (ED) and Early Action (EA) options are available, Union doesn't typically offer significant binding advantages for ED beyond earlier notification. The admissions committee values a strong academic record, demonstrated through GPA and the rigor of high school coursework. While SAT/ACT scores are not provided, it's reasonable to infer that strong scores would be beneficial if submitted. Essays are crucial for showcasing personality, values, and aspirations; topics that reflect personal growth, faith, or community involvement often resonate well. Demonstrated interest is likely considered, so engaging with the university through campus visits, virtual events, or communication with admissions counselors is recommended. The timeline suggests applying well before the regular decision deadline, ideally by late fall, to maximize scholarship consideration and ensure a timely decision.
How Union University Compares to Similar Schools
Similar schools: Belmont University, Lipscomb University, Christian Brothers University, Rhodes College
Advantages
- Stronger regional employer connections within West Tennessee
- More affordable tuition compared to some urban private universities
- Emphasis on a specific Christian worldview that may appeal to certain students
Disadvantages
- Lower median graduate earnings compared to peers
- Less diverse geographic hiring patterns
- Smaller alumni network overall
Best For
- Prospective students who prioritize a diverse student body may want to consider other options.
- Students looking for a more affordable option may find other institutions with lower tuition costs.
Avoid If
- Students who are not interested in a Christian education may find the school's focus limiting.
- Out-of-state students may find the location less appealing.
Frequently Asked Questions about Union University
How much does it cost to attend Union University?
In-state tuition at Union University is $40,025 per year, and out-of-state tuition is $40,025 per year. The median student debt at graduation is $20,714.
What is the acceptance rate at Union University?
Union University has an acceptance rate of 60.4%.
What is the graduation rate at Union University?
Union University has a graduation rate of 68.3%.
How much do Union University graduates earn?
The median earnings for Union University graduates 10 years after enrollment is $53,990. With median debt of $20,714, graduates earn roughly 2.6x their debt level annually.
How big is Union University?
Union University has approximately 1,607 students and is classified as a small institution. It is located in Jackson, TN and is a Private Nonprofit institution.
Is Union University worth the cost?
Union University has an ROI score of -66 out of 100. With in-state tuition of $40,025 per year and median post-graduation earnings of $53,990, the data suggests the return on investment may be below average.
Where is Union University located?
Union University is located in Jackson, TN. It is a Private Nonprofit institution with approximately 1,607 students.
How much student debt do Union University graduates have?
The median student debt for Union University graduates is $20,714. With median earnings of $53,990 ten years after enrollment, graduates can expect a debt-to-income ratio of 38%.
Is Union University a good college?
Union University has a graduation rate of 68.3% and median post-graduation earnings of $53,990. Union University has a high admission rate of 60.41%.
How does Union University compare to similar colleges?
The institution is located in Jackson, TN, which may limit its appeal to out-of-state students. Compared to peer institutions, Union University offers a lower median debt and higher median earnings 10 years after graduation, but its graduation rate is slightly below average.
What career prospects do Union University graduates have?
Graduates of Union University are well-positioned for careers in ministry, education, and other fields that align with a Christian worldview.
What should prospective students know about Union University?
Union University is well-suited for students seeking a faith-based education in a small, close-knit community.
What makes Union University stand out?
Union University has a small student body, which could impact the diversity of the student population.
What are the pros and cons of attending Union University?
The school's focus on Christian education may not align with all students' values.
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View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.