Thomas More University
Crestview Hills, KY 41017-3495 — Private Nonprofit
Value Score: 65/100 | ROI Score: -63 | Affordability Score: 55/100
Tuition (In-State): $39,800 | Out-of-State: $39,800
Acceptance Rate: 90.3% | Graduation Rate: 40.3% | Retention Rate: 66.8%
Median Earnings (10yr): $59,384 | Median Debt: $26,236
SAT Average: 1180
Student Body Size: 1,293 (small)
Pell Grant Recipients: 23.1% | Federal Loan Rate: 53.1%
Average Faculty Salary: $6,727/month
Tuition & Affordability Analysis
In-state tuition at Thomas More University is $39,800 per year, which is near the national average for private institutions.
Out-of-state students pay $39,800/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $159,200 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Thomas More University:
- Families earning $0–$30,000: $15,841/year
- Families earning $30,001–$48,000: $17,955/year
- Families earning $48,001–$75,000: $18,429/year
- Families earning $75,001–$110,000: $23,815/year
- Families earning $110,000+: $25,267/year
Low-income families receive an average discount of $23,959/year, paying just 40% of the sticker price.
Admissions Snapshot
Thomas More University has an acceptance rate of 90.3%, placing it in the Open Admission (85%+) category. This means roughly 358 students apply each year.
Thomas More University accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
The average SAT score of admitted students is 1180, 11% above the national average. This is within the mid-range nationally.
Graduate Outcomes & Return on Investment
40.3% of students at Thomas More University complete their degree, 35% below the national average. This is below average — prospective students should investigate support services and retention programs.
First-year retention rate: 66.8% (18% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of Thomas More University earn a median salary of $59,384 ten years after enrollment, 45% above the national average. This represents a $24,384/year earnings premium over the average high school diploma holder, or $731,520 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $26,236, 22% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $285/month, with a total repayment of $34,200 (including $7,964 in interest).
Debt-to-Earnings Ratio: 0.44x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Thomas More University pays for itself in approximately 7 years. This is a reasonable investment timeline.
Financial Aid Profile
23.1% of students at Thomas More University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 30% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
53.1% of students take federal loans, 13% above the national average. This is a moderate borrowing rate.
Average faculty salary: $6,727/month, 23% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Thomas More University enrolls 1,293 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 45/100 (higher = more diverse). The student body is less diverse than average.
Student body composition: White 73%, Hispanic 4%, Black 9%, Asian 1%.
Thomas More University: Moderate Value with Above-Average Earnings
- Thomas More University: Is the Northern Kentucky Network Worth the Investment?
- Career Launchpad or Debt Trap? Unpacking Outcomes at Thomas More University
- Beyond the Tuition: Discovering Community and Connections at Thomas More
Report Card: Overall Grade D+
Thomas More University receives an overall grade of D+ based on six dimensions:
- Academics: D
- Value: F
- Outcomes: B
- Affordability: C+
College Analysis
Thomas More University is a Private Nonprofit institution in Crestview Hills, KY with approximately 1,293 students. Academics: Strong focus on liberal arts with a high admission rate. Value: Moderate tuition with a relatively high median earnings after 10 years. Outcomes: Graduation rate is below average, but median earnings are above average.
The Verdict: Is Thomas More University Worth It?
Based on the data, Thomas More University appears to be an **overpriced** option for many students, particularly when considering its high tuition relative to median earnings and a negative ROI score. With an in-state and out-of-state tuition of $39,800, and a median 10-year earnings of $59,384, the initial investment is substantial. The median debt of $26,236 further compounds this challenge. A negative ROI score of -63 strongly suggests that, for the average student, the financial benefits over a 20-year period do not outweigh the costs of attendance. To put this into perspective, if a graduate dedicates 10% of their gross median earnings ($5,938 annually) towards their median debt, it would take approximately 4.4 years to pay off the principal, not accounting for interest or living expenses. This timeline can be significantly longer in reality. While a private, faith-based education offers intangible benefits like small class sizes and a close-knit community, the raw financial data indicates a challenging path to financial solvency for many graduates. Unless a student receives substantial scholarships that drastically reduce the sticker price, Thomas More University is **not a good deal** financially. Prospective students should carefully weigh the high cost against the potential earnings and explore all financial aid options before committing. For those without significant aid, it's a financially risky proposition.
Return on Investment
While the degree offers strong career prospects, the high median debt and below-average graduation rate suggest that the return on investment may not be as high as at some other institutions.
Debt Reality Check
Median student debt at Thomas More University: $26,236. Monthly payment on a standard 10-year plan: $298/month. Total repaid: $35,760 ($9,524 in interest).
Breakeven vs high school diploma: 0.9 years. Debt burden: Manageable. Salary needed for comfortable repayment: $35,760.
Strengths
- Strong focus on liberal arts and career readiness.
- Above-average median earnings after 10 years.
Weaknesses
- Below-average graduation rate.
- Moderate tuition with high median debt.
Academic Profile
SAT Average: 1180. Retention Rate: 66.8%.
Thomas More University prides itself on a robust liberal arts foundation combined with strong pre-professional and career-focused programs, all within a Catholic intellectual tradition. The small student body ensures an intimate learning environment where personalized attention from faculty is the norm. While specific student-faculty ratio data isn't provided, the university's size strongly suggests accessible professors who know their students by name and are deeply invested in their success.
Key academic strengths include the College of Business, offering popular majors like Accounting, Finance, and Marketing, often with a strong emphasis on ethical leadership. The College of Health Sciences is particularly notable for its highly regarded Nursing program, which benefits from clinical partnerships in the robust Cincinnati/Northern Kentucky healthcare network. Education, Biology (a strong pathway for pre-med and other health professions), and Criminal Justice are also perennially popular and well-regarded programs. The university's commitment to its Catholic mission is evident in its strong Theology and Philosophy departments, which are integral to the core curriculum.
Undergraduate research opportunities are available, often through faculty-mentored projects, allowing students to gain valuable hands-on experience in their fields. The Center for Innovation and Entrepreneurship provides resources and mentorship for students interested in developing new ventures or innovative solutions. High-achieving students can pursue the Honors Program, which offers enriched coursework, unique seminars, and opportunities for independent study and research. Study abroad programs are also available, providing students with global perspectives and immersive cultural experiences. Academic support is comprehensive, including a Writing Center, tutoring services, and dedicated academic advising to ensure students have the resources they need to thrive.
Financial Aid Guide for Thomas More University
Pell Grant recipients: 23.1%. Students taking federal loans: 53.1%.
Navigating financial aid at Thomas More University is crucial, as the sticker price of $39,800 for tuition is substantial for many families. However, it's important to understand that very few students pay the full published tuition. With a 90.3% admission rate, Thomas More actively uses institutional aid, particularly merit scholarships, to attract and enroll students.
Merit-based aid is a significant component of most aid packages. Students with strong academic records (GPA, and test scores if submitted) can expect to receive scholarships ranging from a few thousand dollars up to substantial amounts, potentially covering a significant portion of tuition. These are often named scholarships like the 'Presidential Scholarship' or 'Dean's Scholarship,' though specific dollar figures vary annually based on the applicant pool. There are also talent-based scholarships for athletics, arts, and specific academic programs.
Need-based aid is determined by the Free Application for Federal Student Aid (FAFSA). While specific Pell Grant and Federal Loan rates aren't provided, Thomas More participates in federal aid programs, meaning eligible students can receive Pell Grants, Federal Supplemental Educational Opportunity Grants (FSEOG), and Federal Work-Study. Kentucky residents may also qualify for state grants through the Kentucky Higher Education Assistance Authority (KHEAA).
Typical aid packages for students often combine institutional merit scholarships with federal grants and loans. For example, a student might receive a $15,000 merit scholarship, a $6,000 Pell Grant, and then choose to take out $5,500 in federal student loans, bringing their out-of-pocket cost down significantly. The median debt of $26,236 upon graduation suggests that many students do utilize loans, but the overall cost is often managed through a combination of aid.
Scholarship tips: Apply early for admission to be considered for the widest range of institutional scholarships. Ensure your FAFSA is submitted promptly. While negotiating aid isn't guaranteed, if you have a strong academic profile and receive more generous offers from comparable institutions, it can be worth a polite inquiry to the financial aid office to see if they can reconsider your package.
Hidden Costs at Thomas More University
- On-campus housing for a standard double room can add approximately $7,000 - $8,500 per year.
- A comprehensive meal plan, often required for resident students, typically costs around $4,500 - $5,500 annually.
- Textbooks and course materials are an unavoidable expense, averaging $1,000 - $1,200 per academic year.
- Mandatory university fees (technology, activity, health services) can total an additional $1,000 - $1,500 per year.
- Students bringing a car to campus should budget for a parking permit, which can be around $150 - $250 annually.
- Personal expenses, including laundry, toiletries, entertainment, and off-campus dining, can easily amount to $2,000 - $3,000 per year.
- Health insurance, if not covered by a family plan, could cost an additional $2,000 - $3,000 annually through the university's recommended plan or an external provider.
Alumni Outcomes & Career Paths
Thomas More University, situated in Crestview Hills, KY, strategically positions its graduates within the robust Northern Kentucky and greater Cincinnati metropolitan job market. Alumni frequently find employment with major regional players, particularly in sectors vital to the area's economy. Healthcare is a dominant industry, with graduates often securing roles at institutions like St. Elizabeth Healthcare, Cincinnati Children's Hospital Medical Center, and TriHealth. The financial services sector also heavily recruits from Thomas More, with alumni working at companies such as Fidelity Investments, Western & Southern Financial Group, and Fifth Third Bank. Education is another strong cluster, as many graduates pursue teaching or administrative positions within local school districts (e.g., Kenton County Schools, Boone County Schools) or other regional universities.
While specific graduate school placement rates are not publicly detailed, Thomas More's strong liberal arts foundation and pre-professional programs prepare students for advanced studies. Many opt for regional graduate programs at institutions like the University of Cincinnati, Northern Kentucky University, Xavier University, or the University of Kentucky, particularly in fields such as law, medicine, business (MBA), and education.
Thomas More's Career Services office plays a crucial role in connecting students with these opportunities. They offer resume workshops, interview coaching, and host career fairs that attract a strong contingent of local and regional employers. The university also fosters internship pipelines with numerous area businesses, providing students with invaluable real-world experience. For instance, business majors might intern at Cintas Corporation or Procter & Gamble, while nursing students gain clinical experience at local hospitals. The geographic hiring patterns are heavily concentrated within a 50-mile radius of Crestview Hills, encompassing Northern Kentucky, Cincinnati, and parts of Southeast Indiana. While some graduates venture further, the strong regional economy and established alumni network provide a clear advantage for those seeking to build their careers close to home. Notable alumni often rise to leadership positions within these regional companies or contribute significantly to local public service and education.
Campus Life & Culture at Thomas More University
Thomas More University primarily attracts students from Kentucky, Ohio, and Indiana, creating a regional yet diverse student body. The student population is relatively small and close-knit, fostering a strong sense of community. Students who thrive here are typically those seeking a personalized educational experience within a faith-based, liberal arts tradition, valuing close relationships with faculty and peers, and eager to engage in campus life and service opportunities.
Life at Thomas More University is defined by its close-knit, community-oriented atmosphere, deeply rooted in its Catholic identity and the 'Saints' spirit. With just over 1,200 students, you'll quickly recognize faces and build strong relationships with peers and faculty alike. The campus in Crestview Hills, Kentucky, offers a serene, suburban setting, but its prime location just 10 minutes south of downtown Cincinnati means students have easy access to a vibrant metropolitan area for internships, entertainment, dining, and cultural experiences.
The social scene largely revolves around campus events, student organizations, and, significantly, NAIA athletics. The Thomas More Saints compete in a wide array of sports, and game days, especially for football and basketball, are major social gatherings that foster strong school pride. Students often gather at the Saints Center for dining, studying, and socializing.
Housing is a cornerstone of the freshman experience, with most first-year students living in traditional residence halls like Marian Hall or Howard Hall, which offer a classic dorm experience and are great for meeting people. Upperclassmen might find themselves in more apartment-style living, offering greater independence. Meal plans are mandatory for resident students, with dining options primarily centered around the Saints Center, offering a mix of cafeteria-style meals and grab-and-go options.
Student organizations are plentiful for a school of this size, ranging from academic clubs and service groups to faith-based organizations and special interest clubs. While Greek life exists, it's not as dominant as at larger state universities, allowing other student groups and campus-wide events to take center stage. Many students also engage in service opportunities, reflecting the university's commitment to community and Catholic social teaching. The overall vibe is one of support, engagement, and a strong sense of belonging, where students are encouraged to participate and make a difference both on and off campus.
Campus Highlights
- **Catholic Identity & Mission**: A strong emphasis on faith, service, and ethical leadership, integrated into academics and campus life.
- **Proximity to Cincinnati**: Located just 10 minutes from downtown Cincinnati, offering unparalleled access to internships, cultural events, and entertainment.
- **Close-Knit Community**: A small student body (1,293 students) fosters a highly personalized and supportive learning environment where everyone knows your name.
- **NAIA Athletics**: The 'Saints' spirit is vibrant, with a strong tradition of success in NAIA sports, making game days a central part of campus social life.
- **Undergraduate Research & Innovation**: Opportunities for students to engage in faculty-mentored research and entrepreneurial ventures through the Center for Innovation and Entrepreneurship.
- **Career-Focused Programs**: Strong pre-professional programs, particularly in Nursing, Business, and Education, with practical experience and strong regional connections.
- **Mary, Seat of Wisdom Chapel**: A beautiful and central campus landmark, serving as a spiritual hub and a place for reflection and community gatherings.
Location & Regional Advantages
Thomas More University's location in Crestview Hills, Kentucky, offers significant geographic advantages for students looking to launch their careers. Nestled within the Cincinnati metropolitan area, it provides access to a diverse and dynamic job market without the overwhelming feel of a massive urban center. The Northern Kentucky/Cincinnati region is a hub for several key industries, including healthcare (St. Elizabeth Healthcare, Cincinnati Children's), financial services (Fidelity Investments, Western & Southern), logistics and supply chain management (Amazon, DHL), and advanced manufacturing (Toyota, GE Aviation). This proximity means students have a wealth of internship and entry-level job opportunities right on their doorstep, often with companies actively seeking local talent.
One of the region's most attractive features is its relatively affordable cost of living compared to larger coastal cities. Housing, transportation, and everyday expenses are generally lower, allowing graduates to stretch their initial salaries further and manage student debt more effectively. The quality of life is high, characterized by a blend of suburban comfort and urban amenities. Cincinnati offers a vibrant arts scene, professional sports (Bengals, Reds), diverse dining, and numerous parks and recreational areas along the Ohio River. Crestview Hills itself is a safe, family-friendly suburb, providing a peaceful campus environment.
The weather in Northern Kentucky experiences all four seasons, with warm summers, colorful autumns, mild winters, and pleasant springs. This variety contributes to a rich outdoor lifestyle. The strategic location at the crossroads of major interstates (I-71, I-75) also makes travel convenient. Ultimately, Thomas More's location significantly enhances post-graduation career opportunities by embedding students within a thriving regional economy, offering a strong network of employers, and providing an excellent quality of life at an accessible cost.
How to Get Into Thomas More University
Given Thomas More University's 90.3% admission rate, it's considered a highly accessible institution, but a thoughtful application is still key, especially for maximizing scholarship opportunities. The admissions office values students who demonstrate a genuine interest in the university's mission and community.
While specific SAT/ACT midpoint data isn't available, the high admission rate suggests flexibility. Focus on presenting a strong academic record, even if your test scores aren't stellar (and remember, Thomas More is test-optional). A GPA reflecting consistent effort and challenging coursework will be viewed favorably. They are looking for students who are prepared for college-level work and will contribute positively to the campus environment.
Demonstrated interest is highly recommended. Visiting campus, attending virtual information sessions, or engaging with an admissions counselor can show your enthusiasm and commitment, which can be a factor in both admission and scholarship decisions. This is particularly true for schools with higher admit rates, where they want to ensure admitted students are likely to enroll.
Your application essay is an excellent opportunity to showcase your personality, your fit with Thomas More's values (community, service, Catholic identity), and your aspirations. Share a story that reveals your character, resilience, or unique perspective. Avoid generic essays; make it specific to why Thomas More is the right place for you.
Timeline recommendations: Applying Early Action (EA) is highly advisable. While not binding, it often provides an earlier admission decision and, crucially, puts you in the best position for institutional merit scholarships, which are often awarded on a rolling basis until funds are depleted. Aim to submit your application and all supporting materials by November 1st or December 1st for priority consideration. Ensure your FAFSA is completed as soon as possible after October 1st to be considered for all available need-based aid.
How Thomas More University Compares to Similar Schools
Similar schools: Bellarmine University (Louisville, KY), Mount St. Joseph University (Cincinnati, OH), Spalding University (Louisville, KY), University of Indianapolis (Indianapolis, IN)
Advantages
- Strong regional employer connections in the Northern Kentucky/Cincinnati metro area, particularly in healthcare and financial services.
- Intimate, faith-based learning environment with small class sizes and personalized attention.
- Strategic location offering a blend of suburban safety and access to a major metropolitan job market.
- Robust athletic programs (NAIA) that foster a strong sense of community and school spirit.
Disadvantages
- Higher tuition costs compared to some regional public universities, leading to a challenging ROI for many.
- Lower graduation rate (40.3%) compared to some peers, suggesting potential issues with student retention or support.
- Smaller alumni network and less national recognition compared to larger, more established universities in the region.
Best For
- Prospective students interested in high graduation rates may want to consider other options.
- Students seeking a more affordable education may find better options elsewhere.
- Those prioritizing a large campus or extensive resources may not find Thomas More University to be the best fit.
Avoid If
- Students looking for a high graduation rate and strong academic support should consider other institutions.
- Those with a preference for a larger campus with more resources might find better options.
Frequently Asked Questions about Thomas More University
How much does it cost to attend Thomas More University?
In-state tuition at Thomas More University is $39,800 per year, and out-of-state tuition is $39,800 per year. The median student debt at graduation is $26,236.
What is the acceptance rate at Thomas More University?
Thomas More University has an acceptance rate of 90.3%.
What is the graduation rate at Thomas More University?
Thomas More University has a graduation rate of 40.3%.
How much do Thomas More University graduates earn?
The median earnings for Thomas More University graduates 10 years after enrollment is $59,384. With median debt of $26,236, graduates earn roughly 2.3x their debt level annually.
How big is Thomas More University?
Thomas More University has approximately 1,293 students and is classified as a small institution. It is located in Crestview Hills, KY and is a Private Nonprofit institution.
Is Thomas More University worth the cost?
Thomas More University has an ROI score of -63 out of 100. With in-state tuition of $39,800 per year and median post-graduation earnings of $59,384, the data suggests the return on investment may be below average.
Where is Thomas More University located?
Thomas More University is located in Crestview Hills, KY. It is a Private Nonprofit institution with approximately 1,293 students.
How much student debt do Thomas More University graduates have?
The median student debt for Thomas More University graduates is $26,236. With median earnings of $59,384 ten years after enrollment, graduates can expect a debt-to-income ratio of 44%.
Is Thomas More University a good college?
Thomas More University has a graduation rate of 40.3% and median post-graduation earnings of $59,384. High admission rate suggests strong selectivity and quality of applicants.
How does Thomas More University compare to similar colleges?
Moderate tuition but high median debt indicates potential financial strain. Compared to peer institutions, Thomas More University offers moderate value with strong career outcomes but lower graduation rates.
What career prospects do Thomas More University graduates have?
Graduates are well-positioned for careers with above-average earnings, making it a good choice for those prioritizing immediate financial success.
What should prospective students know about Thomas More University?
Thomas More University is positioned in a competitive market with a focus on liberal arts and career readiness.
What makes Thomas More University stand out?
Above-average median earnings suggest good career prospects.
What are the pros and cons of attending Thomas More University?
Below-average graduation rate may indicate challenges in student success.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.