The University of Tennessee-Knoxville
Knoxville, TN 37996 — Public
Value Score: 85/100 | ROI Score: 9 | Affordability Score: 90/100
Tuition (In-State): $13,812 | Out-of-State: $33,256
Acceptance Rate: 41.6% | Graduation Rate: 73.7% | Retention Rate: 91.9%
Median Earnings (10yr): $60,249 | Median Debt: $20,500
SAT Average: 1311 | ACT Midpoint: 28
Student Body Size: 30,418 (very-large)
Pell Grant Recipients: 18.9% | Federal Loan Rate: 28.9%
Average Faculty Salary: $12,968/month
Tuition & Affordability Analysis
In-state tuition at The University of Tennessee-Knoxville is $13,812 per year, which is 26% above the national average for public institutions.
Out-of-state students pay $33,256/year — a premium of $19,444 over in-state rates. Over four years, out-of-state students pay approximately $77,776 more than their in-state peers.
Estimated four-year tuition cost: $55,248 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at The University of Tennessee-Knoxville:
- Families earning $0–$30,000: $10,029/year
- Families earning $30,001–$48,000: $12,162/year
- Families earning $48,001–$75,000: $18,206/year
- Families earning $75,001–$110,000: $23,627/year
- Families earning $110,000+: $25,688/year
Low-income families receive an average discount of $3,783/year, paying just 73% of the sticker price.
Admissions Snapshot
The University of Tennessee-Knoxville has an acceptance rate of 41.6%, placing it in the Selective (35–50%) category. This means roughly 18,280 students apply each year.
The average SAT score of admitted students is 1311, 24% above the national average. This reflects a strong academic student body.
The ACT midpoint is 28, 33% above the national average.
Graduate Outcomes & Return on Investment
73.7% of students at The University of Tennessee-Knoxville complete their degree, 19% above the national average. This is a solid graduation rate.
First-year retention rate: 91.9% (13% above the national average). A retention rate above 90% signals high student satisfaction and strong first-year experience programs.
Graduates of The University of Tennessee-Knoxville earn a median salary of $60,249 ten years after enrollment, 47% above the national average. This represents a $25,249/year earnings premium over the average high school diploma holder, or $757,470 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $20,500, 5% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $222/month, with a total repayment of $26,640 (including $6,140 in interest).
Debt-to-Earnings Ratio: 0.34x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from The University of Tennessee-Knoxville pays for itself in approximately 3 years. This is an excellent return on investment.
Financial Aid Profile
18.9% of students at The University of Tennessee-Knoxville receive Pell Grants (federal need-based aid for families earning under ~$60,000), 43% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
28.9% of students take federal loans, 39% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $12,968/month, 49% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
The University of Tennessee-Knoxville enrolls 30,418 undergraduate students. As a major university, The University of Tennessee-Knoxville offers extensive resources, hundreds of student organizations, Division I athletics, and a vast alumni network.
Diversity Index: 38/100 (higher = more diverse). The student body is less diverse than average.
Student body composition: White 78%, Hispanic 7%, Black 4%, Asian 4%.
The University of Tennessee-Knoxville: Strong Academic Performance and High Value for Money
- UTK: Powering Futures in Engineering, Business, and Beyond
- Invest in Your Future: UT Knoxville Delivers Strong Career Outcomes and Value
- Experience the Volunteer Spirit: A Vibrant Campus Life with Real-World Impact at UT Knoxville
Report Card: Overall Grade C+
The University of Tennessee-Knoxville receives an overall grade of C+ based on six dimensions:
- Academics: B
- Value: C-
- Outcomes: B
- Affordability: C-
College Analysis
The University of Tennessee-Knoxville is a Public institution in Knoxville, TN with approximately 30,418 students. Academics: Strong graduation rate of 73.72% and high median earnings of $60,249 after 10 years. Value: High affordability score of 90, indicating good value for money. Outcomes: High ROI score of 9, suggesting the degree is worth the cost.
The Verdict: Is The University of Tennessee-Knoxville Worth It?
The University of Tennessee-Knoxville presents a solid value proposition, particularly for in-state students. With an in-state tuition of $13,812 and a median 10-year earning potential of $60,249, the return on investment is quite favorable. The median debt of $20,500 is also relatively modest, suggesting a manageable payoff period. For in-state students, the cost of attendance is significantly lower than the national average for public universities, and the earnings potential outpaces many institutions. The ROI score of 9 further reinforces its strong financial standing. For out-of-state students, the tuition jumps to $33,256, making the value proposition less pronounced but still competitive when considering the median earnings. The debt-to-earnings ratio remains reasonable. Compared to private institutions or out-of-state tuition at flagship universities in more expensive states, UTK offers a good deal. The median earnings of $60,249 suggest that graduates can expect to pay off their median debt of $20,500 within approximately 2-3 years of consistent saving, assuming a reasonable portion of their income is allocated to debt repayment. Verdict: The University of Tennessee-Knoxville is a good deal, especially for Tennessee residents. It offers a strong academic foundation and robust career outcomes at a cost that allows for a healthy return on investment. For out-of-state students, it remains a competitive option, though careful consideration of the higher tuition is advised.
Return on Investment
The degree from UT Knoxville is highly worth the cost, with a strong ROI and good affordability, making it a solid investment for students.
Debt Reality Check
Median student debt at The University of Tennessee-Knoxville: $20,500. Monthly payment on a standard 10-year plan: $233/month. Total repaid: $27,960 ($7,460 in interest).
Breakeven vs high school diploma: 0.7 years. Debt burden: Low. Salary needed for comfortable repayment: $27,960.
Strengths
- Strong academic performance and high ROI.
- High affordability and value for money.
Weaknesses
- Higher tuition costs compared to some public institutions.
- Moderate selectivity with an admission rate of 41.6%.
Academic Profile
SAT Average: 1311. ACT Midpoint: 28. Retention Rate: 91.9%.
UT Knoxville boasts a robust academic landscape, with particular strengths in engineering, business, and agriculture. The Tickle College of Engineering is a flagship program, consistently ranked among the top engineering schools, offering specialized tracks in areas like aerospace, mechanical, and biomedical engineering. The Haslam College of Business is another standout, known for its strong connections to industry and programs like supply chain management and business analytics. The College of Agricultural Sciences and Natural Resources offers unique opportunities given its location and research focus. With a student-faculty ratio that, while not explicitly provided, is generally competitive for a large public university, students can expect access to faculty, though larger introductory courses are common. Research is a cornerstone of the UT experience, with numerous opportunities for undergraduates to get involved through programs like the Undergraduate Research Symposium and faculty-led projects across various disciplines. The Honors College provides a more intimate and challenging academic environment for high-achieving students, offering smaller class sizes, dedicated advising, and priority registration. Study abroad programs are extensive, with options ranging from short-term faculty-led trips to full semester exchanges worldwide, allowing students to broaden their horizons. Academic support is readily available through the Center for Academic Success, tutoring services, and dedicated advisors within each college, ensuring students have the resources to thrive.
Financial Aid Guide for The University of Tennessee-Knoxville
Pell Grant recipients: 18.9%. Students taking federal loans: 28.9%.
Navigating financial aid at UT Knoxville requires understanding both merit-based and need-based opportunities. As a large public university, UT offers a range of scholarships, with a significant portion being merit-based for incoming freshmen. These often consider GPA and standardized test scores (though these are not provided here, strong academic profiles are key). For Tennessee residents, the HOPE Scholarship is a significant factor, providing tuition assistance for eligible students. Beyond merit, need-based aid, including Pell Grants and state grants, is crucial for many students. Federal Work-Study programs are also available, offering part-time employment opportunities on campus or with approved off-campus employers, allowing students to earn money to help cover educational expenses. Typical aid packages can vary widely based on family income and academic achievement. For instance, a student with a strong academic record and from a middle-income family might receive a combination of merit scholarships and some federal loans, potentially covering a significant portion of the out-of-state tuition of $33,256. Students from lower-income backgrounds may receive more substantial need-based grants and Pell Grants, reducing their out-of-pocket costs considerably. Scholarship applications often open early in the admissions cycle, and it's advisable to apply for general university scholarships and departmental scholarships as soon as possible. Negotiating financial aid at a large public institution like UT is generally less common than at private universities, as aid packages are often formula-driven. However, significant changes in financial circumstances can be appealed through the financial aid office.
Hidden Costs at The University of Tennessee-Knoxville
- Room and board costs can range from approximately $10,000 to $15,000 per academic year, depending on the chosen meal plan and housing type.
- Textbooks and course materials can add an estimated $1,000 to $1,500 per year.
- Mandatory student fees, covering services like health, recreation, and technology, can total around $1,500 to $2,000 annually.
- Transportation costs, including gas, insurance, or public transit passes, can vary but budget at least $500-$1,000 per year.
- Parking permits for students can range from $200 to $600 annually, depending on proximity and lot designation.
- Personal expenses, such as toiletries, entertainment, and miscellaneous shopping, can easily add $1,500 to $2,500 per year.
- Health insurance, if not covered by a parent's plan, can cost upwards of $2,000-$3,000 annually.
Alumni Outcomes & Career Paths
Graduates from the University of Tennessee-Knoxville (UTK) are well-positioned for diverse career paths, benefiting from a strong regional presence and a growing alumni network. Major employers actively recruiting on campus include significant players in engineering, manufacturing, and technology, such as Oak Ridge National Laboratory, TVA (Tennessee Valley Authority), Y-12 National Security Complex, and companies like DENSO, Volkswagen, and Eastman Chemical. The business and finance sectors also see strong recruitment from firms like First Horizon Bank, Pinnacle Financial Partners, and various accounting firms.
Alumni tend to cluster in industries that align with Tennessee's economic strengths: advanced manufacturing, energy (especially nuclear and renewable), automotive, aerospace, and healthcare. UTK's engineering, business, and agriculture programs are particularly robust, feeding into these sectors. For those pursuing advanced studies, UTK boasts strong graduate school placement rates, with students frequently accepted into top-tier programs in fields like law, medicine, and specialized engineering disciplines. Notable alumni include Peyton Manning (NFL legend, business owner), Alex Haley (author of 'Roots'), and numerous leaders in business and public service.
UTK's Career Services offers comprehensive support, including resume workshops, mock interviews, and career fairs, fostering strong internship pipelines. Students often secure internships with companies like$,$,$, and$, providing crucial hands-on experience. Geographic hiring patterns show a strong concentration of alumni within Tennessee and the surrounding Southeastern states (Georgia, North Carolina, Kentucky, Alabama), but also significant placements in major hubs like Atlanta, Nashville, Charlotte, and increasingly, in tech corridors in Texas and the Midwest. The university's strong ties to research institutions like Oak Ridge National Laboratory also create unique opportunities for graduates in scientific and technical fields.
Campus Life & Culture at The University of Tennessee-Knoxville
UT Knoxville attracts a predominantly in-state student body, with a significant number of students hailing from Tennessee and surrounding Southern states, though it also draws a growing number of out-of-state and international students. The student who thrives here is often spirited, engaged, and appreciates a blend of strong academic programs with a vibrant social and athletic scene. Students who are comfortable in a large university setting and are eager to embrace the 'Volunteer' spirit will find a welcoming and dynamic community.
The University of Tennessee-Knoxville, or UT as it's affectionately known, pulses with a vibrant energy that's distinctly Southern yet forward-thinking. Nestled along the Tennessee River with the Great Smoky Mountains as a backdrop, the campus itself is a beautiful blend of historic Georgian architecture and modern facilities. The student body of over 30,000 is diverse, with a strong representation from Tennessee and surrounding states, creating a lively social scene. The heart of campus life often revolves around Neyland Stadium on game days, where the Volunteer spirit is on full display with the iconic checkerboard end zones and the Vol Navy, a flotilla of boats on the river. Beyond athletics, student organizations are abundant, covering everything from academic clubs and cultural groups to outdoor adventure societies, reflecting the diverse interests of the student population. Greek life is a significant presence, with numerous fraternities and sororities offering a strong sense of community and social engagement for a substantial portion of students. Housing options range from traditional residence halls on campus, like the popular Volunteer Hall and Laurel Hall, to a growing number of off-campus apartments in the surrounding neighborhoods of Fort Sanders and the Old City, which offer a more independent living experience with a buzzing nightlife. Dining is convenient with multiple campus dining halls, retail food courts, and cafes, offering a variety of options to satisfy different tastes and dietary needs. The general vibe is one of spirited engagement, academic ambition, and a deep connection to the Volunteer tradition, making it a dynamic place to call home for four years.
Campus Highlights
- The iconic Neyland Stadium, home to the Volunteers football team, with its capacity of over 100,000 and unique checkerboard end zones.
- The Vol Navy, a unique tradition where fans arrive by boat on game days, creating a lively atmosphere on the Tennessee River.
- The beautiful campus setting along the Tennessee River, offering scenic views and recreational opportunities.
- The Great Smoky Mountains National Park, located just a short drive away, providing unparalleled opportunities for outdoor recreation and research.
- The strong sense of Southern hospitality and Volunteer spirit that permeates campus culture.
- The thriving arts and culture scene in downtown Knoxville, easily accessible from campus, offering diverse entertainment and dining options.
- The extensive network of alumni, known as 'Volunteers,' who are actively engaged and supportive of current students and the university.
Location & Regional Advantages
The University of Tennessee-Knoxville's location in Knoxville, TN, offers a compelling blend of affordability and strategic access. Knoxville itself boasts a lower cost of living compared to major coastal or Midwestern hubs, making student life and post-graduation financial planning more manageable. The city is experiencing growth, particularly in sectors like advanced manufacturing, logistics, and technology, driven in part by the presence of major research institutions and a favorable business climate.
Knoxville's proximity to Oak Ridge National Laboratory (ORNL) and the Tennessee Valley Authority (TVA) provides unparalleled opportunities for students in STEM fields, offering internships and direct career pathways. While not a direct 'industry hub' like Atlanta or Nashville, Knoxville serves as a strong regional center with excellent connectivity. It's within a few hours' drive of Nashville, a burgeoning center for healthcare, music, and automotive industries, and Atlanta, a major national hub for logistics, finance, and technology. This proximity allows UTK students to access internships and job opportunities in larger markets while enjoying the quality of life and affordability of East Tennessee.
The region offers a good quality of life with access to outdoor recreation in the Great Smoky Mountains, a vibrant downtown scene, and a growing culinary landscape. Weather is generally temperate, with four distinct seasons. Safety in Knoxville is comparable to other mid-sized cities, with specific areas requiring more caution. Overall, Knoxville provides a stable, affordable base with strategic access to larger economic centers, enhancing career opportunities for UTK graduates without the high costs associated with major metropolitan areas.
How to Get Into The University of Tennessee-Knoxville
Gaining admission to UT Knoxville, with its 41.6% acceptance rate, requires a strong academic profile and a demonstrated understanding of what the university values. While UT does not offer Early Decision, it does have an Early Action option, which can be advantageous for students who have their hearts set on UT and want to receive an admission decision sooner. Applying Early Action can signal strong interest. The admissions committee looks for a solid academic record, with a focus on GPA and the rigor of coursework. While specific GPA ranges aren't published, successful applicants typically have a strong B+ to A- average or higher. Essays are an important component, allowing students to showcase their personality, experiences, and why UT is the right fit. Topics that highlight resilience, leadership, unique perspectives, or a genuine passion for their intended field of study tend to resonate. Demonstrated interest is considered, so engaging with the university through campus visits (virtual or in-person), attending information sessions, and connecting with admissions counselors can be beneficial. The timeline is crucial: aim to submit your application and all supporting materials well before the deadlines, ideally by mid-October for Early Action and by mid-January for regular decision, to ensure full consideration for both admission and scholarships.
How The University of Tennessee-Knoxville Compares to Similar Schools
Similar schools: University of Georgia, University of North Carolina at Chapel Hill, Purdue University, University of Wisconsin-Madison
Advantages
- Stronger ties to the nuclear and energy sectors through proximity to Oak Ridge National Laboratory.
- More affordable in-state tuition compared to some other flagship Southern public universities.
- Distinctive Appalachian/Southeastern regional focus and culture.
- Lower overall cost of living in Knoxville compared to cities like Chapel Hill or Madison.
Disadvantages
- Lower national ranking and brand recognition compared to UNC-Chapel Hill or UW-Madison.
- Fewer direct connections to major tech hubs and venture capital compared to schools in California or the Northeast.
- Potentially less diverse range of highly specialized graduate programs compared to larger, more established research institutions.
Best For
- Prospective students interested in a diverse student body with a high percentage of white students may find UT Knoxville a good fit.
- Students seeking a lower tuition cost may want to explore other public institutions in the region.
Avoid If
- Students looking for a highly selective institution with a lower admission rate may want to consider more competitive schools.
- Those with a preference for smaller class sizes and more personalized attention may find UT Knoxville less suitable.
Frequently Asked Questions about The University of Tennessee-Knoxville
How much does it cost to attend The University of Tennessee-Knoxville?
In-state tuition at The University of Tennessee-Knoxville is $13,812 per year, and out-of-state tuition is $33,256 per year. The median student debt at graduation is $20,500.
What is the acceptance rate at The University of Tennessee-Knoxville?
The University of Tennessee-Knoxville has an acceptance rate of 41.6%.
What is the graduation rate at The University of Tennessee-Knoxville?
The University of Tennessee-Knoxville has a graduation rate of 73.7%.
How much do The University of Tennessee-Knoxville graduates earn?
The median earnings for The University of Tennessee-Knoxville graduates 10 years after enrollment is $60,249. With median debt of $20,500, graduates earn roughly 2.9x their debt level annually.
How big is The University of Tennessee-Knoxville?
The University of Tennessee-Knoxville has approximately 30,418 students and is classified as a very-large institution. It is located in Knoxville, TN and is a Public institution.
Is The University of Tennessee-Knoxville worth the cost?
The University of Tennessee-Knoxville has an ROI score of 9 out of 100. With in-state tuition of $13,812 per year and median post-graduation earnings of $60,249, the data suggests the return on investment may be below average.
Where is The University of Tennessee-Knoxville located?
The University of Tennessee-Knoxville is located in Knoxville, TN. It is a Public institution with approximately 30,418 students.
How much student debt do The University of Tennessee-Knoxville graduates have?
The median student debt for The University of Tennessee-Knoxville graduates is $20,500. With median earnings of $60,249 ten years after enrollment, graduates can expect a debt-to-income ratio of 34%.
Is The University of Tennessee-Knoxville a good college?
The University of Tennessee-Knoxville has a graduation rate of 73.7% and median post-graduation earnings of $60,249. High in-state tuition of $13,812 and out-of-state tuition of $33,256.
How does The University of Tennessee-Knoxville compare to similar colleges?
78.09% of students are white, 3.78% are black, 6.72% are Hispanic, and 3.77% are Asian. Compared to peer institutions, UT Knoxville offers a strong academic and career outcome profile, with a high ROI and good affordability, though tuition is higher than some public institutions.
What career prospects do The University of Tennessee-Knoxville graduates have?
Graduates are well-positioned for careers in various fields, with strong earning potential and a high likelihood of employment.
What should prospective students know about The University of Tennessee-Knoxville?
UT Knoxville is well-regarded in the public university sector, offering a balance of quality education and affordability.
What makes The University of Tennessee-Knoxville stand out?
Admission rate of 41.6% suggests moderate selectivity.
What are the pros and cons of attending The University of Tennessee-Knoxville?
Median student debt of $20,500 upon graduation.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.