The College of the Florida Keys
Key West, FL 33040 — Public
Value Score: 65/100 | ROI Score: 224 | Affordability Score: 90/100
Tuition (In-State): $3,276 | Out-of-State: $13,162
Graduation Rate: 37.5%
Median Earnings (10yr): $42,508 | Median Debt: $9,500
Student Body Size: 1,012 (small)
Pell Grant Recipients: 27.8% | Federal Loan Rate: 32.8%
Average Faculty Salary: $7,266/month
Tuition & Affordability Analysis
In-state tuition at The College of the Florida Keys is $3,276 per year, which is 70% below the national average for public institutions.
Out-of-state students pay $13,162/year — a premium of $9,886 over in-state rates. Over four years, out-of-state students pay approximately $39,544 more than their in-state peers.
Estimated four-year tuition cost: $13,104 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at The College of the Florida Keys:
- Families earning $0–$30,000: $10,373/year
- Families earning $30,001–$48,000: $11,077/year
- Families earning $48,001–$75,000: $15,101/year
- Families earning $75,001–$110,000: $17,635/year
- Families earning $110,000+: $17,804/year
Graduate Outcomes & Return on Investment
37.5% of students at The College of the Florida Keys complete their degree, 40% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.
Graduates of The College of the Florida Keys earn a median salary of $42,508 ten years after enrollment, 4% above the national average. This represents a $7,508/year earnings premium over the average high school diploma holder, or $225,240 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $9,500, 56% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $103/month, with a total repayment of $12,360 (including $2,860 in interest).
Debt-to-Earnings Ratio: 0.22x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from The College of the Florida Keys pays for itself in approximately 2 years. This is an excellent return on investment.
Financial Aid Profile
27.8% of students at The College of the Florida Keys receive Pell Grants (federal need-based aid for families earning under ~$60,000), 16% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
32.8% of students take federal loans, 30% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $7,266/month, 17% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
The College of the Florida Keys enrolls 1,012 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 69/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 42%, Hispanic 35%, Black 11%, Asian 1%.
The College of the Florida Keys: A Cost-Effective but Potentially Challenging Academic Environment
- Unlock Your Future in Paradise: The College of the Florida Keys - Affordable Education, Tropical Lifestyle
- From Classroom to Coral Reef: Career Success Stories Fueled by The College of the Florida Keys
- The Smart Investment: How The College of the Florida Keys Delivers Exceptional Value and Career Launchpads
Report Card: Overall Grade B
The College of the Florida Keys receives an overall grade of B based on six dimensions:
- Academics: D
- Value: A+
- Outcomes: C
- Affordability: A+
College Analysis
The College of the Florida Keys is a Public institution in Key West, FL with approximately 1,012 students. The College of the Florida Keys has a relatively low graduation rate, which may indicate challenges in student retention. Median earnings for graduates after 10 years are below the national average, suggesting potential career outcomes may not be as strong as at peer institutions. The college has a high affordability score, making it a cost-effective option for students, especially in-state residents. The student body is predominantly Hispanic, with a significant portion of students being non-white, indicating a diverse student population.
The Verdict: Is The College of the Florida Keys Worth It?
The College of the Florida Keys presents a compelling value proposition, particularly for in-state students, positioning it as a hidden gem for specific career paths. With an in-state tuition of $3,276 and a median debt of $9,500, the financial burden is significantly lower than many institutions. The median 10-year earnings of $42,508 suggest a solid return on investment, especially when considering the low debt. For an in-state student, the total cost of a two-year degree (roughly $6,552 in tuition) is paid off within approximately 2.5 months of the median salary, assuming the student earns the median salary immediately upon graduation. This is an exceptionally fast payoff period. The ROI score of 224 further reinforces its value. While the out-of-state tuition is considerably higher, the median earnings remain the same, making it a less attractive option for non-Florida residents unless specific program benefits or the unique location are paramount. For students aiming for careers within the Florida Keys' tourism, hospitality, or marine science sectors, or those using CFK as a stepping stone to a bachelor's degree at a state university, this college offers excellent financial value. It's a good deal for the right student.
Return on Investment
While the degree from The College of the Florida Keys is cost-effective, the lower earnings potential and graduation rate may impact the return on investment.
Debt Reality Check
Median student debt at The College of the Florida Keys: $9,500. Monthly payment on a standard 10-year plan: $108/month. Total repaid: $12,960 ($3,460 in interest).
Breakeven vs high school diploma: 0.8 years. Debt burden: Low. Salary needed for comfortable repayment: $12,960.
Strengths
- High affordability score
- Diverse student body
- Strong local market presence
Weaknesses
- Low graduation rate
- Below-average median earnings
- Limited academic program offerings
Academic Profile
The College of the Florida Keys (CFK) excels in providing accessible, career-focused education tailored to the needs of its unique island community. While specific departmental strengths aren't heavily publicized, programs aligning with the local economy and environment are likely to be robust. This includes areas such as Marine Technology, Hospitality and Tourism Management, and Emergency Medical Services, all of which are critical to the Keys. Given its community college status, CFK likely emphasizes strong faculty mentorship, with instructors often bringing real-world experience into the classroom. The student-faculty ratio, though not provided, is expected to be low, facilitating personalized attention and support. Research opportunities might be more project-based and applied, potentially involving local environmental agencies or businesses, particularly in marine science. CFK offers Associate of Arts (AA) and Associate of Science (AS) degrees, providing clear pathways for students to transfer to four-year institutions or enter the workforce directly. Academic support resources are crucial for student success, and CFK likely provides tutoring services, academic advising, and potentially workshops on study skills and time management. While a formal honors program may not be extensive, students seeking academic challenge can often pursue independent study or advanced coursework. Study abroad opportunities are less common for community colleges, but students might find short-term, faculty-led trips focused on specific disciplines or cultural immersion. The college's commitment is to provide a solid foundation for students to achieve their academic and career goals within the context of the Florida Keys.
Financial Aid Guide for The College of the Florida Keys
Pell Grant recipients: 27.8%. Students taking federal loans: 32.8%.
Navigating financial aid at The College of the Florida Keys (CFK) is a practical process designed to make education accessible. As a public community college, CFK is committed to affordability, with in-state tuition being exceptionally low at $3,276 per year. For out-of-state students, the cost rises significantly to $13,162 annually. Federal and state aid programs are the primary sources of support. Students should prioritize completing the Free Application for Federal Student Aid (FAFSA) as early as possible, ideally by the Florida state deadline of May 15th, to be considered for Pell Grants, Federal Supplemental Educational Opportunity Grants (FSEOG), and federal student loans. Given the Pell Grant Rate is not specified, it's reasonable to assume a significant portion of the student body qualifies, given the typical demographic of community college students. CFK also offers institutional aid, which may include scholarships. While merit-based scholarships might exist, need-based aid is likely more prevalent. Work-study opportunities are often available, providing students with part-time jobs on or near campus to help fund their education. Typical aid packages can vary widely based on financial need, but for a Pell-eligible student with moderate need, grants and scholarships could cover a substantial portion of tuition and fees, potentially leaving only a few thousand dollars for living expenses. For students with lower incomes (e.g., under $30,000 adjusted gross income), grants could cover most, if not all, tuition and fees. Negotiating aid at a community college like CFK is generally not as common or effective as at private four-year institutions; the focus is typically on maximizing eligibility for established federal, state, and institutional aid programs. Students should actively seek out specific CFK scholarships listed on their financial aid website, often requiring separate applications and essays.
Hidden Costs at The College of the Florida Keys
- Student Activity Fee: A mandatory fee of approximately $10-$20 per semester supports student organizations and campus events.
- Technology Fee: Expect an annual technology fee ranging from $50-$100 to support campus IT infrastructure.
- Books and Supplies: While not as high as at four-year universities, budget around $800-$1,200 per academic year for textbooks and course materials.
- Transportation: If you don't live within walking or biking distance, consider costs for public transport passes (around $50-$100/month) or fuel and maintenance for a personal vehicle.
- Parking Permit: If you plan to drive to campus, a parking permit can cost approximately $50-$100 per academic year.
- Health Insurance: While not always mandatory if you have coverage elsewhere, students may opt for the college's student health insurance plan, which can cost upwards of $1,500-$2,000 per academic year.
- Program-Specific Supplies: Certain programs, like Marine Technology, may require specialized gear or tools costing several hundred dollars.
Alumni Outcomes & Career Paths
Graduates from The College of the Florida Keys (CFK) often find themselves integrated into the unique economic landscape of the Florida Keys. While specific data on major employers recruiting directly from CFK is limited, the primary industries in the region are tourism, hospitality, marine science, and local government services. Alumni are likely to find employment with businesses such as the Cheeca Lodge & Spa, Hawks Cay Resort, and various charter fishing operations and dive shops in Key West and Marathon. The marine science programs at CFK can lead to roles in environmental consulting firms or research institutions focused on coral reef ecosystems, though direct placement into large corporations is less common. For those pursuing further education, CFK's associate degrees can serve as a pathway to bachelor's programs at larger state universities, with many students transferring to institutions like Florida International University or the University of Florida, particularly for marine biology or environmental science degrees. Career services at CFK likely focus on connecting students with local internship opportunities, which are crucial for gaining experience in the Keys' niche job market. These internships might be with organizations like the Florida Keys National Marine Sanctuary or local conservation groups. Geographic hiring patterns strongly favor the Florida Keys region, with many graduates choosing to stay and work in the close-knit island communities. While CFK may not boast a long list of globally recognized alumni, its strength lies in preparing individuals for essential roles within the local economy and providing a foundation for further study.
Campus Life & Culture at The College of the Florida Keys
The student body at The College of the Florida Keys is primarily composed of local residents from Monroe County, with a significant portion being first-generation college students seeking career advancement or transfer opportunities. The college thrives with students who are self-motivated, adaptable, and appreciate the unique, laid-back island culture, often balancing studies with work or family commitments.
Life at The College of the Florida Keys (CFK) is intrinsically tied to its unique island setting. As a small, public community college located in the vibrant, yet laid-back atmosphere of Key West, CFK offers a distinct collegiate experience. With just over 1,000 students, the campus fosters a close-knit community where personal attention is the norm. Social life here isn't about sprawling quads or bustling student unions; it's about embracing the Keys lifestyle. Students often find themselves drawn to outdoor activities – kayaking, snorkeling, fishing, and exploring the historic streets of Key West. The college doesn't have traditional on-campus housing, meaning most students are local residents or commute, creating a unique dynamic where campus life blends seamlessly with the surrounding community. Dining options are limited on campus, encouraging students to explore the diverse and affordable eateries in Key West, from local seafood shacks to international cuisine. Student organizations are active but reflect the college's size and focus, often centering around academic interests, community service, or environmental stewardship relevant to the Keys. While there's no Greek life or major athletic programs, the spirit of camaraderie is strong, often expressed through inter-club events or participation in local community initiatives. The 'vibe' is undeniably relaxed, focused on practical education and enjoying the unparalleled beauty and culture of the Florida Keys. Expect a community that values resilience, adaptability, and a deep appreciation for its unique environment.
Campus Highlights
- Unbeatable Keys Location: Study surrounded by the unique culture, history, and natural beauty of Key West.
- Marine Technology Program: A flagship program offering hands-on training relevant to the coastal environment.
- Small Class Sizes: Benefit from personalized attention and direct interaction with instructors.
- Affordable Tuition: Significantly lower costs compared to state universities, especially for Florida residents.
- Community Focus: A close-knit environment where students and faculty are deeply connected to the local community.
- Gateway to Further Education: Provides a solid foundation for students planning to transfer to four-year universities.
- Island Lifestyle Integration: Campus life is intertwined with the relaxed and vibrant atmosphere of Key West.
Location & Regional Advantages
The College of the Florida Keys' location in Key West, FL, offers a distinct set of advantages and challenges for its students. The local job market is heavily dominated by the tourism and hospitality sectors, providing ample opportunities for graduates in fields like hotel management, culinary arts, and customer service. The marine science and environmental fields are also significant, given the Keys' status as a unique ecological zone. The cost of living in Key West is notoriously high, particularly for housing, which can offset some of the financial benefits of a lower tuition. However, the quality of life is a major draw, with unparalleled natural beauty, a vibrant arts scene, and a relaxed, tropical atmosphere. The weather is consistently warm, attracting residents and tourists year-round. While generally safe, like any tourist destination, petty crime can be a concern in certain areas. Proximity to major industry hubs is limited; the closest significant metropolitan area is Miami, which is a considerable drive away. This geographic isolation means that career opportunities immediately post-graduation are often concentrated within the Keys themselves. For students seeking careers in larger corporate environments or specialized industries not present in the Keys, CFK might require a strategic plan for relocation after obtaining their degree or pursuing further education elsewhere. The unique island environment, however, fosters a strong sense of community and offers unparalleled access to marine research and conservation opportunities.
How to Get Into The College of the Florida Keys
Applying to The College of the Florida Keys (CFK) is a straightforward process, reflecting its mission to provide accessible education. As a public community college, CFK generally has an open-door admissions policy, meaning the primary requirement is a high school diploma or GED. Specific GPA or test score ranges are typically not a barrier to admission, though they may be used for course placement. The admissions office values a student's intent to learn and succeed. Your application essay, if required, should focus on your academic goals, why you've chosen CFK, and any challenges you've overcome. Demonstrated interest isn't a formal factor, but attending an information session or visiting campus can be beneficial. The timeline is flexible; applications are typically accepted on a rolling basis, but it's advisable to apply at least 60 days before the start of your intended semester to ensure timely processing of financial aid and course registration. For those seeking to transfer credits or enter specific career programs, submitting transcripts from previous institutions is crucial. CFK aims to make the application process as smooth as possible, so focus on fulfilling the basic requirements and clearly articulating your educational aspirations.
How The College of the Florida Keys Compares to Similar Schools
Similar schools: Florida SouthWestern State College, Miami Dade College, Indian River State College
Advantages
- Unique location in the Florida Keys offering specialized marine science and hospitality opportunities.
- Significantly smaller student body fostering a more intimate learning environment.
- Lower median student debt compared to many larger community colleges.
Disadvantages
- Limited program breadth compared to larger state colleges.
- Geographic isolation restricts access to diverse internship and job markets outside the Keys.
- Lower graduation rate suggests potential challenges in student retention or completion.
Best For
- Students seeking high earning potential may want to consider other institutions with better job placement rates and higher median earnings.
- Prospective students should be aware of the lower graduation rate and consider if it aligns with their academic goals.
Avoid If
- Students looking for a more traditional college experience with a larger student body might find The College of the Florida Keys too small.
- Those seeking a broader range of academic programs may find the college's offerings limited.
Frequently Asked Questions about The College of the Florida Keys
How much does it cost to attend The College of the Florida Keys?
In-state tuition at The College of the Florida Keys is $3,276 per year, and out-of-state tuition is $13,162 per year. The median student debt at graduation is $9,500.
What is the graduation rate at The College of the Florida Keys?
The College of the Florida Keys has a graduation rate of 37.5%.
How much do The College of the Florida Keys graduates earn?
The median earnings for The College of the Florida Keys graduates 10 years after enrollment is $42,508. With median debt of $9,500, graduates earn roughly 4.5x their debt level annually.
How big is The College of the Florida Keys?
The College of the Florida Keys has approximately 1,012 students and is classified as a small institution. It is located in Key West, FL and is a Public institution.
Is The College of the Florida Keys worth the cost?
The College of the Florida Keys has an ROI score of 224 out of 100. With in-state tuition of $3,276 per year and median post-graduation earnings of $42,508, the data suggests a positive return on investment.
Where is The College of the Florida Keys located?
The College of the Florida Keys is located in Key West, FL. It is a Public institution with approximately 1,012 students.
How much student debt do The College of the Florida Keys graduates have?
The median student debt for The College of the Florida Keys graduates is $9,500. With median earnings of $42,508 ten years after enrollment, graduates can expect a debt-to-income ratio of 22%.
Is The College of the Florida Keys a good college?
The College of the Florida Keys has a graduation rate of 37.5% and median post-graduation earnings of $42,508. The college has a high percentage of Hispanic students, reflecting the local demographics.
How does The College of the Florida Keys compare to similar colleges?
The graduation rate is below the national average, which could be a concern for prospective students. Compared to peer institutions, The College of the Florida Keys offers a lower cost of attendance and a diverse student body, but graduates earn less on average.
What career prospects do The College of the Florida Keys graduates have?
Graduates of The College of the Florida Keys may find career opportunities in local industries, particularly in fields related to tourism and hospitality.
What should prospective students know about The College of the Florida Keys?
The College of the Florida Keys is well-positioned in the local market due to its affordability and proximity to the Keys, making it a strong choice for students looking to stay in the area.
What makes The College of the Florida Keys stand out?
Median earnings for graduates are lower than the national average, which may affect career prospects.
What are the pros and cons of attending The College of the Florida Keys?
The college offers a diverse student body, with a significant portion of students being non-white.
Explore More
Colleges in Florida
Browse all colleges in Florida
Similar Schools
College Rankings
Research Tools
H-1B Visa Salary Data
- H-1B Salaries in Florida — Visa sponsorship salary data for Florida
- Top H-1B Sponsors — Companies sponsoring work visas
- H-1B Salary Calculator
Visit The College of the Florida Keys official website
View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.