CollegeTuitionData — College Data in Plain English

Texas State University

San Marcos, TX 78666 — Public

Value Score: 85/100 | ROI Score: 24 | Affordability Score: 90/100

Tuition (In-State): $11,450 | Out-of-State: $22,930

Acceptance Rate: 89.3% | Graduation Rate: 55.7% | Retention Rate: 80.1%

Median Earnings (10yr): $56,906 | Median Debt: $21,000

SAT Average: 1103 | ACT Midpoint: 22

Student Body Size: 36,177 (very-large)

Pell Grant Recipients: 37.2% | Federal Loan Rate: 41.0%

Average Faculty Salary: $9,186/month

Tuition & Affordability Analysis

In-state tuition at Texas State University is $11,450 per year, which is 5% above the national average for public institutions.

Out-of-state students pay $22,930/year — a premium of $11,480 over in-state rates. Over four years, out-of-state students pay approximately $45,920 more than their in-state peers.

Estimated four-year tuition cost: $45,800 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Texas State University:

  • Families earning $0–$30,000: $12,715/year
  • Families earning $30,001–$48,000: $13,557/year
  • Families earning $48,001–$75,000: $13,804/year
  • Families earning $75,001–$110,000: $20,028/year
  • Families earning $110,000+: $24,713/year

Admissions Snapshot

Texas State University has an acceptance rate of 89.3%, placing it in the Open Admission (85%+) category. This means roughly 10,126 students apply each year.

Texas State University accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The average SAT score of admitted students is 1103, 4% above the national average. This is within the mid-range nationally.

The ACT midpoint is 22, 5% above the national average.

Graduate Outcomes & Return on Investment

55.7% of students at Texas State University complete their degree, 10% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 80.1% (near the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of Texas State University earn a median salary of $56,906 ten years after enrollment, 39% above the national average. This represents a $21,906/year earnings premium over the average high school diploma holder, or $657,180 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $21,000, near the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $228/month, with a total repayment of $27,360 (including $6,360 in interest).

Debt-to-Earnings Ratio: 0.37x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Texas State University pays for itself in approximately 3 years. This is an excellent return on investment.

Financial Aid Profile

37.2% of students at Texas State University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 13% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

41.0% of students take federal loans, 13% below the national average. This is a moderate borrowing rate.

Average faculty salary: $9,186/month, 5% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Texas State University enrolls 36,177 undergraduate students. As a major university, Texas State University offers extensive resources, hundreds of student organizations, Division I athletics, and a vast alumni network.

Diversity Index: 69/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 36%, Hispanic 41%, Black 9%, Asian 3%.

Texas State University: Accessible Public Institution with Good Earnings Potential

Report Card: Overall Grade C

Texas State University receives an overall grade of C based on six dimensions:

  • Academics: D
  • Value: C
  • Outcomes: B
  • Affordability: C+

College Analysis

Texas State University is a Public institution in San Marcos, TX with approximately 36,177 students. Texas State University has a high admission rate, indicating it is accessible to a wide range of students. The university offers a relatively low tuition for in-state students, making it more affordable compared to out-of-state tuition. Graduates have a median earnings of $56,906 after 10 years, suggesting a good return on investment.

The Verdict: Is Texas State University Worth It?

Texas State University presents a compelling value proposition, particularly for Texas residents. With an in-state tuition of $11,450 and a median 10-year earnings of $56,906, the return on investment is solid. The median debt of $21,000 is manageable, and the ROI score of 24 suggests a good financial outcome for graduates. The estimated time to pay off debt, assuming a reasonable portion of income is allocated to repayment, is likely within 3-5 years, well within the typical early career timeframe. Compared to the national average for public universities, Texas State offers competitive earnings potential relative to its cost. For out-of-state students, the tuition doubles, making the value proposition less pronounced, though still potentially worthwhile given the strong regional job market. Overall, Texas State is a good deal for in-state students seeking a solid education with good career prospects in a thriving economic region. It's not a 'hidden gem' in the sense of being undiscovered, but it offers a reliable pathway to financial stability and career success without the premium price tag of some other institutions. Recommendation: A strong choice for Texas residents prioritizing value and regional career opportunities.

Return on Investment

Texas State University provides a good return on investment, with a median earnings of $56,906 after 10 years, making it a worthwhile choice for students.

Debt Reality Check

Median student debt at Texas State University: $21,000. Monthly payment on a standard 10-year plan: $238/month. Total repaid: $28,560 ($7,560 in interest).

Breakeven vs high school diploma: 0.8 years. Debt burden: Low. Salary needed for comfortable repayment: $28,560.

Strengths

  • Affordable tuition and good earnings potential.
  • High admission rate and large student body.

Weaknesses

  • Moderate graduation rate compared to some peer institutions.
  • Limited specialized programs compared to more selective institutions.

Academic Profile

SAT Average: 1103. ACT Midpoint: 22. Retention Rate: 80.1%.

Texas State University offers a broad spectrum of academic programs, with particular strengths in areas that leverage its location and resources. The McCoy College of Business Administration is a highly regarded program, known for its strong connections to the Austin-San Antonio business corridor, offering students internships and career opportunities in fields like finance, marketing, and management. The College of Fine Arts and Communication is another standout, with robust programs in visual arts, theater, and communication studies, benefiting from the university's proximity to the creative hubs of Austin and San Marcos. For those interested in environmental sciences, the university's location in the ecologically rich Texas Hill Country provides unique opportunities for field research in biology, geography, and environmental science. While specific faculty salary data isn't readily available, the sheer size of the university suggests a large faculty body, and the student-faculty ratio, while not provided, is likely manageable given the university's commitment to undergraduate education. Texas State also offers a robust Honors College, providing enriched academic experiences, smaller class sizes, and priority registration for high-achieving students. Study abroad programs are available through the Office of Distance and Extended Learning, offering diverse global experiences. Academic support is comprehensive, with resources like the University Tutorial Center, the Math and Science Tutoring Center, and extensive library services available to all students.

Financial Aid Guide for Texas State University

Pell Grant recipients: 37.2%. Students taking federal loans: 41.0%.

Navigating financial aid at Texas State University involves understanding the blend of state-funded support, federal programs, and institutional aid. As a large public university, Texas State is committed to making education accessible, particularly for Texas residents. Merit-based aid is available, often tied to high school GPA and standardized test scores (though these are not currently required for admission, they may be considered for scholarships). Need-based aid, primarily through federal programs like Pell Grants and state grants, is crucial for many students. For the 2022-2023 academic year, the average federal aid package for undergraduates was substantial, with many students receiving a mix of grants and loans. Work-study opportunities are also offered, providing part-time employment for students with demonstrated financial need. Typical aid packages can vary significantly based on income. For families with an Expected Family Contribution (EFC) below $5,000, a significant portion of tuition and fees might be covered by grants and scholarships. For those with higher EFCs, aid might consist more of loans and work-study. Scholarship opportunities abound, both general university scholarships and those specific to colleges and departments. Students are encouraged to complete the FAFSA by the priority deadline (typically March 1st) to maximize their eligibility for all aid types. Negotiating financial aid at a large public university like Texas State is generally less common and less effective than at private institutions. While appeals can be made for significant changes in financial circumstances, the university operates within established state and federal guidelines for aid distribution.

Hidden Costs at Texas State University

  • Room and board costs can range from approximately $10,000 to $14,000 per academic year, depending on the chosen housing and meal plan.
  • Textbooks and course materials can add an estimated $1,000 to $1,500 per year.
  • Mandatory university fees, including technology and student service fees, can total around $1,500 to $2,000 annually.
  • Transportation costs, including gas, insurance, or public transit passes, can be around $500 to $1,000 per year for commuters or those with cars.
  • Parking permits for students with vehicles can range from $150 to $400 per academic year.
  • Personal expenses, such as toiletries, entertainment, and miscellaneous items, can easily add up to $1,500 to $2,500 annually.
  • Health insurance, if not covered by a parent's plan, can cost upwards of $2,000 per year.

Alumni Outcomes & Career Paths

Texas State University graduates enter a diverse job market, with many finding opportunities within the booming Texas economy. Major employers that actively recruit from Texas State include large corporations like H-E-B, USAA, and Dell Technologies, particularly for business, IT, and marketing roles. The healthcare sector also presents significant opportunities, with hospitals such as Seton Healthcare Family and St. David's HealthCare hiring graduates from nursing, health sciences, and related fields. The education sector is another strong area, with numerous school districts across Central Texas seeking teachers and administrators. Industries where Texas State alumni cluster include technology, healthcare, retail, education, and government. While specific graduate school placement rates are not readily available, the university supports students pursuing advanced degrees through pre-professional advising and strong academic programs. Notable alumni include Lyndon B. Johnson, the 37th U.S. President, and Sandra Cisneros, a renowned author, showcasing a broad spectrum of potential career paths. Texas State's Career Services department offers robust support, including resume workshops, career fairs, and mock interviews, aiming to connect students with employers. The university benefits from strong internship pipelines, particularly with companies in the Austin and San Antonio metropolitan areas, providing students with crucial hands-on experience. Geographic hiring patterns show a strong concentration of alumni within Texas, especially in the Austin-Round Rock and San Antonio-New Braunfels metropolitan areas, though graduates also find positions across the United States.

Campus Life & Culture at Texas State University

Texas State University attracts a diverse student body primarily from Texas, with a growing number of out-of-state students drawn to its strong programs and vibrant campus life. The university fosters an environment where students who are independent, enjoy outdoor activities, and are seeking a large university experience with a strong sense of community tend to thrive.

Texas State University in San Marcos offers a vibrant and distinctly Texan campus experience, deeply intertwined with the natural beauty of the Hill Country. With over 36,000 students, it's a large university, but it maintains a strong sense of community, often described as having a 'big school, small town' feel. The campus itself is split by the beautiful San Marcos River, with the historic Quad on one side and the newer, more modern facilities on the other, creating a unique and picturesque environment. Student life is active and diverse, with over 400 student organizations covering everything from academic clubs and cultural groups to intramural sports and volunteer initiatives. The university boasts a strong spirit, particularly around its NCAA Division I athletics, the Bobcats, where football games at Bobcat Stadium and basketball games in Strahan Arena are major social events. Greek life is also a significant presence, with numerous fraternities and sororities contributing to the social scene and offering leadership opportunities. For housing, most freshmen are required to live on campus, with options ranging from traditional dorms to suite-style living. Off-campus housing in San Marcos is plentiful and popular, with many students gravitating towards neighborhoods like the 'Campus Area' or the slightly more removed but still accessible 'Downtown' area, offering a mix of apartments and houses. Dining services provide a variety of options, from traditional dining halls to retail food courts and coffee shops scattered across campus. The general vibe is energetic, outdoorsy, and friendly, with students often taking advantage of the river for recreation or exploring the charming downtown San Marcos square. Traditions like 'Homecoming' and the annual 'All Campus Sing' foster a sense of shared identity and pride among the Bobcat community.

Campus Highlights

  • The San Marcos River flowing through campus, offering opportunities for tubing, kayaking, and relaxation.
  • The historic Quad, featuring iconic architecture and serving as a central gathering space.
  • McCoy College of Business Administration's strong ties to the Austin-San Antonio economic corridor.
  • Vibrant NCAA Division I athletics program, with the Bobcats football team drawing significant crowds.
  • The proximity to Austin and San Antonio, offering a wealth of cultural, entertainment, and internship opportunities.
  • A thriving arts scene, with numerous galleries, performance spaces, and student productions.
  • The annual 'Homecoming' celebration, a major tradition that unites students, alumni, and the community.

Location & Regional Advantages

Texas State University's location in San Marcos, Texas, offers significant geographic advantages for students seeking career opportunities. Situated directly between the rapidly growing metropolitan areas of Austin and San Antonio, students have access to two major economic hubs. The Austin-Round Rock MSA is a global technology and innovation center, home to companies like Dell, Apple, and Tesla, offering abundant internships and entry-level positions in tech, software development, and engineering. The San Antonio-New Braunfels MSA provides a strong presence in healthcare, finance, cybersecurity, and tourism, with major employers like USAA and H-E-B. San Marcos itself boasts a growing local economy, benefiting from its proximity to these larger cities. The cost of living in San Marcos is considerably lower than in Austin, making it an attractive option for students managing expenses during their studies and early career. Quality of life in the region is high, with a vibrant cultural scene in Austin, historical attractions in San Antonio, and abundant outdoor recreational opportunities along the San Marcos River and in the nearby Texas Hill Country. The weather is generally warm and sunny, appealing to many. While urban areas can have safety concerns, San Marcos and its surrounding regions are generally considered safe. This strategic location provides Texas State graduates with a dual advantage: access to a diverse and robust job market in two major Texas cities while enjoying a more affordable cost of living and a high quality of life in San Marcos.

How to Get Into Texas State University

Texas State University, with an admission rate hovering around 89.3%, is considered a moderately selective institution. While not highly competitive, a strong application is still essential for admission. The university emphasizes a holistic review process, meaning they look beyond just GPA and test scores. For the upcoming application cycles, while SAT/ACT scores are not required, strong academic performance in high school, reflected in your GPA and the rigor of your coursework (AP, IB, dual credit), will be highly valued. Demonstrated interest is not explicitly tracked or heavily weighted, but engaging with the university through campus visits (virtual or in-person), attending information sessions, and following their social media can still be beneficial. Essays are an important component; focus on authentic storytelling that showcases your personality, resilience, and unique experiences. Topics that highlight your growth, leadership, or how you've overcome challenges tend to resonate well. Early Action (EA) is available, which allows you to apply early and receive a decision sooner, but it is not binding. There is no Early Decision (ED) option. The application timeline generally opens in August for the following fall semester, with priority deadlines for scholarships often in December or January, and the final application deadline typically in the spring. For students with a GPA in the top 25% of their high school class, admission is generally straightforward. For those whose GPA falls below a 3.0, a compelling essay and strong extracurricular involvement become even more critical.

How Texas State University Compares to Similar Schools

Similar schools: University of Texas at San Antonio, University of Houston, Texas A&M University - San Antonio

Advantages

  • Strategic location between Austin and San Antonio offering access to two major job markets.
  • More affordable in-state tuition compared to some flagship universities in Texas.
  • Strong internship and co-op programs, particularly in the tech and healthcare sectors.

Disadvantages

  • Lower overall national ranking and brand recognition compared to larger flagship universities.
  • Lower graduation rate (55.7%) compared to more selective institutions.

Best For

  • Prospective students who prioritize affordability and accessibility may benefit from attending Texas State University.
  • Students seeking highly specialized programs may find more focused options at other institutions.

Avoid If

  • Students looking for a highly selective institution with a higher graduation rate may want to consider other options.
  • Those seeking a more expensive education with additional resources and facilities may find better value elsewhere.

Frequently Asked Questions about Texas State University

How much does it cost to attend Texas State University?

In-state tuition at Texas State University is $11,450 per year, and out-of-state tuition is $22,930 per year. The median student debt at graduation is $21,000.

What is the acceptance rate at Texas State University?

Texas State University has an acceptance rate of 89.3%.

What is the graduation rate at Texas State University?

Texas State University has a graduation rate of 55.7%.

How much do Texas State University graduates earn?

The median earnings for Texas State University graduates 10 years after enrollment is $56,906. With median debt of $21,000, graduates earn roughly 2.7x their debt level annually.

How big is Texas State University?

Texas State University has approximately 36,177 students and is classified as a very-large institution. It is located in San Marcos, TX and is a Public institution.

Is Texas State University worth the cost?

Texas State University has an ROI score of 24 out of 100. With in-state tuition of $11,450 per year and median post-graduation earnings of $56,906, the data suggests the return on investment may be below average.

Where is Texas State University located?

Texas State University is located in San Marcos, TX. It is a Public institution with approximately 36,177 students.

How much student debt do Texas State University graduates have?

The median student debt for Texas State University graduates is $21,000. With median earnings of $56,906 ten years after enrollment, graduates can expect a debt-to-income ratio of 37%.

Is Texas State University a good college?

Texas State University has a graduation rate of 55.7% and median post-graduation earnings of $56,906. High admission rate of 89.32%.

How does Texas State University compare to similar colleges?

Low in-state tuition of $11,450. Compared to peer institutions, Texas State University offers a more affordable education with a strong return on investment, making it a competitive choice for students.

What career prospects do Texas State University graduates have?

Graduates of Texas State University are well-positioned for careers in various fields, with a median earning potential of $56,906 after 10 years.

What should prospective students know about Texas State University?

Texas State University holds a strong market position due to its affordability and good earnings potential for graduates.

What makes Texas State University stand out?

Graduation rate of 55.72%.

What are the pros and cons of attending Texas State University?

Median earnings of $56,906 after 10 years.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.