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Texas College

Tyler, TX 75702 — Private Nonprofit

Value Score: 55/100 | ROI Score: -16 | Affordability Score: 90/100

Tuition (In-State): $10,008 | Out-of-State: $10,008

Graduation Rate: 12.2% | Retention Rate: 34.0%

Median Earnings (10yr): $33,752 | Median Debt: $31,000

Student Body Size: 614 (small)

Pell Grant Recipients: 83.8% | Federal Loan Rate: 64.4%

Average Faculty Salary: $5,251/month

Tuition & Affordability Analysis

In-state tuition at Texas College is $10,008 per year, which is 75% below the national average for private institutions.

Out-of-state students pay $10,008/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $40,032 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Texas College:

  • Families earning $0–$30,000: $9,639/year
  • Families earning $30,001–$48,000: $11,342/year
  • Families earning $48,001–$75,000: $12,410/year
  • Families earning $75,001–$110,000: $13,598/year
  • Families earning $110,000+: $16,106/year

Low-income families receive an average discount of $369/year, paying just 96% of the sticker price.

Graduate Outcomes & Return on Investment

12.2% of students at Texas College complete their degree, 80% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.

First-year retention rate: 34.0% (58% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Texas College earn a median salary of $33,752 ten years after enrollment, 17% below the national average.

The median student debt at graduation is $31,000, 44% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $336/month, with a total repayment of $40,320 (including $9,320 in interest).

Debt-to-Earnings Ratio: 0.92x. This ratio is approaching the caution zone. Graduates may face significant loan payments relative to income.

Financial Aid Profile

83.8% of students at Texas College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 154% above the national average. This high Pell rate indicates the school serves a large proportion of lower-income students and likely has strong need-based aid programs.

64.4% of students take federal loans, 37% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.

Average faculty salary: $5,251/month, 40% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Texas College enrolls 614 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 32/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 4%, Hispanic 11%, Black 82%, Asian 0%.

Texas College: Low Graduation Rate and Limited Career Prospects

Report Card: Overall Grade D+

Texas College receives an overall grade of D+ based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: D
  • Affordability: A+

College Analysis

Texas College is a Private Nonprofit institution in Tyler, TX with approximately 614 students. Texas College has a low graduation rate, indicating potential challenges in academic success. The median earnings 10 years post-graduation are below the national average, suggesting limited career prospects. The college has a high affordability score, making it a potentially cost-effective option for students. The student body is predominantly black, with a small Hispanic population, reflecting a specific demographic focus.

The Verdict: Is Texas College Worth It?

Texas College presents a complex value proposition. With an in-state and out-of-state tuition of $10,008, it appears affordable on the surface. However, the median earnings of $33,752 after 10 years and a median debt of $31,000 paint a less optimistic picture. The ROI score of -16 strongly suggests that, on average, graduates do not recoup their investment in terms of earnings potential relative to cost and debt. The median earnings are significantly lower than the cost of attendance over four years, and the debt load is substantial. To pay off $31,000 in debt at a modest interest rate would likely take many years, especially with a starting salary that may not be much higher than the median earnings. The low graduation rate (12.2%) also raises concerns about student success and completion, which can further impact long-term financial outcomes. While the college offers a private, nonprofit education, the financial return on investment appears to be a significant concern. It is not a hidden gem and, based on the provided metrics, appears to be overpriced relative to the typical career earnings of its graduates. Recommendation: Prospective students should carefully consider their career goals and earning potential in relation to the cost and debt associated with attending Texas College. Exploring alternative institutions with stronger post-graduation financial outcomes is strongly advised.

Return on Investment

Given the low graduation rate and limited career prospects, the degree may not be worth the cost for many students.

Debt Reality Check

Median student debt at Texas College: $31,000. Monthly payment on a standard 10-year plan: $352/month. Total repaid: $42,240 ($11,240 in interest).

Breakeven vs high school diploma: 8.3 years. Debt burden: Moderate. Salary needed for comfortable repayment: $42,240.

Strengths

  • High affordability
  • Predominantly black student body

Weaknesses

  • Low graduation rate
  • Limited career prospects

Academic Profile

Retention Rate: 34.0%.

Texas College, a private institution, focuses on providing a liberal arts education with a strong foundation in the humanities and sciences. While specific program strengths are not widely publicized, institutions of this size and type often excel in areas like English, History, Business Administration, and Religious Studies, preparing students for graduate studies or entry-level professional roles. Given the student-faculty ratio is likely low due to the small student population, students can expect personalized attention from faculty. Research opportunities may be more faculty-mentored and project-based rather than large-scale, independent labs, offering a hands-on approach to academic inquiry. Academic support services are crucial for student success, and Texas College likely offers tutoring, academic advising, and potentially writing center support to help students navigate their coursework. Honors programs, if available, would provide a more challenging academic path for high-achieving students. Study abroad opportunities, while perhaps less extensive than at larger universities, can offer valuable global perspectives. The emphasis is on a supportive academic environment where faculty are accessible and invested in student growth.

Financial Aid Guide for Texas College

Pell Grant recipients: 83.8%. Students taking federal loans: 64.4%.

Navigating financial aid at Texas College requires a proactive approach, especially given the tuition is the same for in-state and out-of-state students at $10,008 annually. As a private nonprofit institution, Texas College relies heavily on a combination of federal aid, institutional aid, and scholarships to make attendance affordable. Students should prioritize completing the FAFSA (Free Application for Federal Student Aid) as early as possible to be considered for federal grants like the Pell Grant (though the rate is not specified), federal loans, and work-study opportunities. Institutional aid, often a mix of merit-based scholarships and need-based grants, will be awarded based on academic achievement and financial need. While specific scholarship amounts and typical aid packages for different income levels are not publicly detailed, students with strong academic records and demonstrated financial need are most likely to receive the most comprehensive aid. It's advisable to contact the Texas College Financial Aid Office directly to inquire about specific scholarship opportunities, deadlines, and the average aid package for students with similar financial profiles. Negotiating aid at smaller private institutions like Texas College can be challenging, as their budgets are often more constrained than larger universities. However, if you have significant competing offers from other institutions, presenting them to the financial aid office might open a small window for reconsideration, though it's not a guaranteed outcome.

Hidden Costs at Texas College

  • Room and board costs can range from $7,000 to $9,000 annually, depending on the chosen meal plan and housing assignment.
  • Textbooks and course materials can add an estimated $1,000 to $1,500 per academic year.
  • Student activity fees, technology fees, and other miscellaneous campus fees can total between $500 and $800 annually.
  • Personal expenses, including toiletries, laundry, and entertainment, might average $1,500 to $2,500 per year.
  • Transportation costs, whether for commuting from home or occasional travel, can vary significantly but budget at least $500 annually.
  • Health insurance, if not covered by a parent's plan, could add $2,000 to $3,000 annually.

Alumni Outcomes & Career Paths

Graduates from Texas College embark on diverse career paths, though specific data on major employers and recruitment pipelines is limited. Historically, alumni have found opportunities within the education sector, often serving in roles within local school districts in East Texas. Healthcare is another area where graduates may find employment, particularly in nursing and allied health fields, given the college's program offerings. Industries that tend to attract Texas College alumni include social services, non-profit organizations, and community-focused roles, reflecting the institution's mission. While precise graduate school placement rates are not readily available, students pursuing advanced degrees often target programs in education, social work, and divinity. Notable alumni, while not widely publicized, are likely to be found in leadership positions within their communities and professions in Texas. The career services department at Texas College aims to support students through resume building, interview preparation, and connecting them with potential employers. Internship opportunities are often facilitated through local partnerships, providing students with practical experience in fields relevant to their studies. Geographic hiring patterns show a strong concentration of alumni within Texas, particularly in the East Texas region, with some graduates extending their reach to neighboring states like Louisiana and Arkansas. Specific company names that may recruit from Texas College include local healthcare providers like CHRISTUS Trinity Mother Martin, education systems such as Tyler ISD, and various state and local government agencies.

Campus Life & Culture at Texas College

Texas College serves a predominantly regional student body, with a strong representation from Texas and surrounding Southern states. The student population is diverse, with a significant percentage identifying as African American, reflecting the college's historical roots. Students who thrive here are typically seeking a supportive, faith-based environment where they can receive personalized attention and build strong community ties.

Texas College in Tyler, TX, offers a close-knit community experience, characteristic of its private, nonprofit status and smaller student body of around 614. The campus vibe is often described as familial and supportive, with a strong emphasis on Christian values and personal development. Social life tends to revolve around campus-organized events, religious activities, and student organizations rather than a sprawling off-campus scene. Students often find themselves deeply involved in the few clubs and activities available, fostering strong bonds. While Greek life isn't a dominant feature, student organizations like the Student Government Association, various academic clubs, and spiritual life groups provide avenues for engagement. Athletics, particularly basketball, holds a significant place in campus pride, with students actively supporting the Steers. Housing is primarily on-campus, with residence halls serving as the central hub for student interaction and community building. Dining services provide a communal space for meals, further enhancing the sense of togetherness. The Tyler area offers some local entertainment and dining options, but the core social experience is undeniably campus-centric. Expect a more intimate social calendar focused on shared experiences and building lasting relationships within a supportive environment.

Campus Highlights

  • Strong Christian heritage and values integrated into campus life.
  • Close-knit, familial community atmosphere.
  • Active student organizations fostering engagement.
  • Supportive faculty-student relationships.
  • Emphasis on personal and spiritual development.
  • Active participation in athletics, particularly basketball.
  • Intimate campus setting conducive to building lasting friendships.

Location & Regional Advantages

Texas College's location in Tyler, Texas, offers a unique regional context for its students. Tyler, often called the 'Rose Capital of America,' provides a relatively low cost of living compared to major metropolitan areas in Texas, making it an attractive place for students and graduates to establish themselves. The local job market is primarily driven by healthcare, education, and retail sectors. Major healthcare employers like CHRISTUS Trinity Mother Martin and UT Health East Texas are significant job creators in the area. The education sector, with Tyler ISD and regional universities, also offers employment opportunities. While Tyler is not a major industrial hub, its proximity to larger economic centers like Dallas (about a 1.5-hour drive) and Shreveport, Louisiana (about a 1-hour drive), provides access to a broader range of career opportunities and industries, including manufacturing, technology, and finance. The quality of life in Tyler is characterized by a friendly, small-city atmosphere with access to parks, cultural events, and a growing culinary scene. The weather is typical of East Texas, with hot summers and mild winters. Safety is generally comparable to other cities of its size. This location can be advantageous for students seeking a close-knit community and a more affordable lifestyle, with the option to commute or relocate to larger cities for more specialized career paths post-graduation.

How to Get Into Texas College

Gaining admission to Texas College involves demonstrating a commitment to its values and a potential fit within its close-knit community. Since an admission rate is not provided, it's best to approach applications with a focus on showcasing your strengths and genuine interest. Early Decision (ED) or Early Action (EA) options are not typically highlighted as major advantages at smaller institutions like Texas College, so focus on submitting a strong, complete application by the regular decision deadline. The admissions committee likely values a well-rounded applicant who shows academic potential, a willingness to engage in campus life, and alignment with the college's mission. While specific GPA or test score ranges are unavailable, aim for solid academic performance in high school. Essays are a crucial component; focus on topics that highlight your personal growth, leadership experiences, community involvement, or how your values align with Texas College's Christian heritage. Demonstrated interest can be shown through attending virtual or in-person information sessions, engaging with admissions counselors, and writing a thoughtful, personalized essay. The timeline should involve preparing your application materials well in advance of the deadlines, typically in the late fall or early winter for the following academic year.

How Texas College Compares to Similar Schools

Similar schools: Wiley University (Marshall, TX), Jarvis Christian University (Hawkins, TX), Paul Quinn College (Dallas, TX)

Advantages

  • Potentially smaller class sizes due to its size, allowing for more personalized attention.
  • A strong focus on community and a supportive environment, often characteristic of smaller, private institutions.
  • Location in Tyler offers a balance between a smaller city feel and proximity to larger economic centers like Dallas.

Disadvantages

  • Significantly lower median earnings and a concerning ROI score compared to many other institutions.
  • A very low graduation rate, which may indicate challenges with student retention and academic success.
  • Limited public data on major employer recruitment and specific career outcome metrics, making it harder for prospective students to assess job prospects.

Best For

  • Students seeking high earning potential and a high graduation rate may want to consider other options.
  • Prospective students should be aware of the low graduation rate and limited career prospects.

Avoid If

  • Students looking for a more diverse student body with a higher percentage of white and Asian students may want to explore other options.
  • Those seeking a higher median earnings 10 years post-graduation should consider other institutions.

Frequently Asked Questions about Texas College

How much does it cost to attend Texas College?

In-state tuition at Texas College is $10,008 per year, and out-of-state tuition is $10,008 per year. The median student debt at graduation is $31,000.

What is the graduation rate at Texas College?

Texas College has a graduation rate of 12.2%.

How much do Texas College graduates earn?

The median earnings for Texas College graduates 10 years after enrollment is $33,752. With median debt of $31,000, graduates earn roughly 1.1x their debt level annually.

How big is Texas College?

Texas College has approximately 614 students and is classified as a small institution. It is located in Tyler, TX and is a Private Nonprofit institution.

Is Texas College worth the cost?

Texas College has an ROI score of -16 out of 100. With in-state tuition of $10,008 per year and median post-graduation earnings of $33,752, the data suggests the return on investment may be below average.

Where is Texas College located?

Texas College is located in Tyler, TX. It is a Private Nonprofit institution with approximately 614 students.

How much student debt do Texas College graduates have?

The median student debt for Texas College graduates is $31,000. With median earnings of $33,752 ten years after enrollment, graduates can expect a debt-to-income ratio of 92%.

Is Texas College a good college?

Texas College has a graduation rate of 12.2% and median post-graduation earnings of $33,752. Low graduation rate of 12.24%

How does Texas College compare to similar colleges?

Predominantly black student body with a high percentage of black students (81.92%) Compared to peer institutions, Texas College has a lower graduation rate and median earnings, despite being more affordable.

What career prospects do Texas College graduates have?

Graduates may face limited career opportunities and lower earnings compared to peers, but the college offers a cost-effective education.

What should prospective students know about Texas College?

Texas College is positioned in a market where affordability is a key factor, making it attractive to students seeking a lower-cost education.

What makes Texas College stand out?

High affordability score of 90

What are the pros and cons of attending Texas College?

Median earnings 10 years post-graduation are $33,752

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.