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Stevens-The Institute of Business & Arts

Saint Louis, MO 63103 — Private For-Profit

Value Score: 50/100 | ROI Score: -49 | Affordability Score: 75/100

Tuition (In-State): $14,332 | Out-of-State: $14,332

Acceptance Rate: 100.0%

Median Earnings (10yr): $29,058 | Median Debt: $27,000

Student Body Size: 89 (small)

Pell Grant Recipients: 67.4% | Federal Loan Rate: 80.0%

Average Faculty Salary: $5,726/month

Tuition & Affordability Analysis

In-state tuition at Stevens-The Institute of Business & Arts is $14,332 per year, which is 64% below the national average for private institutions.

Out-of-state students pay $14,332/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $57,328 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Stevens-The Institute of Business & Arts:

  • Families earning $0–$30,000: $19,137/year

Admissions Snapshot

Stevens-The Institute of Business & Arts has an acceptance rate of 100.0%, placing it in the Open Admission (85%+) category.

Stevens-The Institute of Business & Arts accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

Graduate Outcomes & Return on Investment

Graduates of Stevens-The Institute of Business & Arts earn a median salary of $29,058 ten years after enrollment, 29% below the national average.

The median student debt at graduation is $27,000, 26% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $293/month, with a total repayment of $35,160 (including $8,160 in interest).

Debt-to-Earnings Ratio: 0.93x. This ratio is approaching the caution zone. Graduates may face significant loan payments relative to income.

Financial Aid Profile

67.4% of students at Stevens-The Institute of Business & Arts receive Pell Grants (federal need-based aid for families earning under ~$60,000), 104% above the national average. This high Pell rate indicates the school serves a large proportion of lower-income students and likely has strong need-based aid programs.

80.0% of students take federal loans, 70% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.

Average faculty salary: $5,726/month, 34% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Stevens-The Institute of Business & Arts enrolls 89 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 51/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 33%, Hispanic 3%, Black 62%, Asian 0%.

Stevens-The Institute of Business & Arts: High Admission Rate but Limited Career Earnings

Report Card: Overall Grade D

Stevens-The Institute of Business & Arts receives an overall grade of D based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: D
  • Affordability: A+

College Analysis

Stevens-The Institute of Business & Arts is a Private For-Profit institution in Saint Louis, MO with approximately 89 students. Stevens-The Institute of Business & Arts has a high admission rate, indicating strong accessibility. The median earnings after 10 years are relatively low, suggesting limited career prospects. The tuition is moderate, making it somewhat affordable compared to other private for-profit institutions. The median debt upon graduation is high, which could be a financial burden for students.

The Verdict: Is Stevens-The Institute of Business & Arts Worth It?

Stevens-The Institute of Business & Arts presents a challenging value proposition, primarily due to its low median earnings relative to its cost and debt burden. With an in-state and out-of-state tuition of $14,332 per year, and a median debt of $27,000, graduates are entering the workforce with a significant financial obligation. The reported median earnings over 10 years stand at a mere $29,058, which is alarmingly low and suggests that many graduates are not achieving substantial salary growth or are entering lower-paying fields. To put this into perspective, the total cost of a two-year program (assuming $14,332/year) would be approximately $28,664, not including living expenses. When combined with the median debt of $27,000, the total financial outlay is substantial. The median earnings of $29,058 mean that it would take nearly a decade of earning this median salary, without accounting for taxes, living expenses, or interest on debt, to simply recoup the initial investment in tuition alone. The ROI score of -49 further underscores this concern. Recommendation: Based on the provided financial data, Stevens-The Institute of Business & Arts appears to be an overpriced option. The low median earnings and high debt burden create a significant financial risk for students. Prospective students should exhaust all other options, including community colleges, public universities, and alternative vocational training programs, before considering Stevens. This institution is not a good deal.

Return on Investment

The degree may not be worth the cost given the high median debt and low earnings potential.

Debt Reality Check

Median student debt at Stevens-The Institute of Business & Arts: $27,000. Monthly payment on a standard 10-year plan: $307/month. Total repaid: $36,840 ($9,840 in interest).

Strengths

  • High admission rate and moderate tuition.
  • Predominantly black student body.

Weaknesses

  • Low median earnings and high median debt.
  • No Asian representation in the student body.

Academic Profile

Stevens-The Institute of Business & Arts distinguishes itself by offering specialized programs designed to equip students with practical skills for immediate career entry in business and the arts. While specific departmental strengths are not detailed, the institute's focus suggests robust offerings in areas like graphic design, digital media, fashion merchandising, and business administration, all tailored to industry demands. Given its for-profit nature and smaller size, research opportunities might be more project-based and industry-aligned rather than traditional academic research. Faculty quality is a critical component in such an institute, and while specific salary data is unavailable, instructors are typically seasoned professionals with significant industry experience, bringing real-world insights into the classroom. The student-faculty ratio, though not explicitly provided, is likely low due to the small student body of 89, allowing for personalized attention and mentorship. Honors programs or extensive study abroad options are less common in this type of institution, with the primary academic support focusing on career services, portfolio development, and direct industry connections. The curriculum is designed for efficiency, aiming to provide students with a clear pathway to employment upon graduation.

Financial Aid Guide for Stevens-The Institute of Business & Arts

Pell Grant recipients: 67.4%. Students taking federal loans: 80.0%.

Navigating the financial landscape at Stevens-The Institute of Business & Arts requires a clear understanding of its tuition structure and aid opportunities. With both in-state and out-of-state tuition set at $14,332 annually, the cost is consistent for all students. As a for-profit institution, Stevens primarily relies on federal financial aid programs. This includes Pell Grants for students demonstrating significant financial need, and federal student loans, which are widely utilized given the median debt of $27,000. While specific data on merit aid availability is not provided, for-profit institutions often have internal scholarships or grants tied to program enrollment or academic achievement, though these are typically less substantial than those at non-profit schools. Work-study opportunities may be available, offering students a chance to earn money while gaining relevant experience, often within the institute or through affiliated businesses. Typical aid packages can vary significantly based on individual financial circumstances, but students should anticipate that federal loans will likely form a substantial portion of their funding. Scholarship tips would involve actively seeking external scholarships from industry organizations or local foundations related to business and arts fields. Negotiating aid at a for-profit institution like Stevens is generally less common and less effective than at private non-profit colleges, as their tuition and aid structures are often more standardized.

Hidden Costs at Stevens-The Institute of Business & Arts

  • Textbooks and course materials can range from $800 to $1,500 per academic year, depending on program requirements.
  • Student activity fees, technology fees, and other miscellaneous institutional charges could add approximately $500 to $1,000 annually.
  • Transportation costs, including public transit passes or personal vehicle expenses (gas, insurance, parking), might be $100 to $300 per month.
  • Personal living expenses such as food, toiletries, and entertainment, outside of any potential meal plan, could average $400 to $700 per month.
  • Software licenses and specialized equipment for arts and design programs can incur one-time or recurring costs of $200 to $500.
  • Potential costs for portfolio development, printing, and presentation materials could amount to $300 to $600 per year.

Alumni Outcomes & Career Paths

Stevens-The Institute of Business & Arts, a small private for-profit institution in Saint Louis, MO, focuses on career-oriented programs. Given its size and for-profit nature, the alumni network is likely to be more concentrated and potentially less expansive than at larger, traditional universities. While specific major employer lists are not readily available, graduates typically find roles in sectors aligned with their specialized training, such as graphic design, culinary arts, and interior design. Companies that may recruit from such programs often include local design firms, marketing agencies, restaurants, and hospitality businesses within the St. Louis metropolitan area. Examples could range from smaller boutique agencies like Atomicdust or Grip to larger hospitality groups. The culinary program might see graduates placed in establishments like The Hill or larger hotel chains.

Internship pipelines are crucial for Stevens-The Institute of Business & Arts, serving as a primary pathway to employment. These internships often provide the hands-on experience and industry connections necessary for job placement. The quality of career services is paramount for a for-profit institution, and Stevens likely emphasizes direct placement assistance, resume building, and interview preparation. However, without specific data on graduate school placement rates, it's difficult to assess the extent to which alumni pursue further academic endeavors. Notable alumni are not widely publicized, which is common for smaller, specialized institutions. Geographic hiring patterns will heavily favor the St. Louis region and surrounding Midwestern areas, where the school has established connections and where its graduates are most likely to seek employment due to cost of living and proximity to family. The median earnings of $29,058 over a 10-year period suggest that graduates are entering roles that, while perhaps entry-level or specialized, do not typically lead to exceptionally high starting salaries.

Campus Life & Culture at Stevens-The Institute of Business & Arts

The student body at Stevens-The Institute of Business & Arts is likely composed of individuals highly motivated by specific career aspirations in the business and arts sectors. Given the institute's size and focus, students who thrive here are typically self-directed, eager to gain practical skills, and benefit from a more intimate, career-centric learning environment.

Stevens-The Institute of Business & Arts, nestled in the vibrant city of Saint Louis, offers a unique educational experience that blends professional training with a close-knit community. As a smaller institution with a 100% admission rate, Stevens fosters an environment where students can truly connect with faculty and peers. The campus itself is integrated within the city, meaning the 'vibe' is less about traditional quads and more about engaging with the urban landscape of Saint Louis. While specific on-campus housing and dining facilities are not a primary focus, the institute encourages students to explore the diverse neighborhoods surrounding its location, many of which offer affordable and convenient living options. Student organizations are likely geared towards professional development and networking within the business and arts fields, providing opportunities to hone skills and build industry connections. Given the institute's size and focus, large-scale athletic programs or extensive Greek life are not characteristic. Instead, the social scene is more likely to revolve around shared academic interests, industry events, and exploring the cultural attractions Saint Louis has to offer, such as its renowned museums, music venues, and culinary scene. The emphasis is on practical learning and career preparation, creating a focused yet supportive atmosphere where students can immerse themselves in their chosen fields.

Campus Highlights

  • Direct pathway to industry careers in business and arts fields.
  • Small class sizes fostering personalized attention.
  • Integration with the vibrant cultural and business scene of Saint Louis.
  • Focus on practical, hands-on learning and portfolio development.
  • Experienced faculty drawn from industry professionals.
  • Career services support tailored to specific program outcomes.

Location & Regional Advantages

Stevens-The Institute of Business & Arts is strategically located in Saint Louis, Missouri, a city that offers a blend of cultural attractions and a developing job market, particularly in creative industries and hospitality. The cost of living in St. Louis is notably lower than the national average, which can make the median debt of $27,000 more manageable for graduates. This affordability extends to housing, transportation, and daily expenses, allowing graduates to potentially save more of their income.

While St. Louis may not be a primary national hub for all industries, it has a robust presence in sectors relevant to Stevens' programs, including marketing, advertising, and a growing culinary and arts scene. Proximity to local businesses, design studios, and restaurants within the city and its surrounding suburbs provides a direct pipeline for internships and entry-level positions. The city boasts a number of established advertising agencies, such as FleishmanHillard and VMLY&R, and a vibrant food and beverage industry.

Quality of life in St. Louis is generally good, with numerous parks, museums (like the Saint Louis Art Museum), and a rich history. The weather is continental, featuring distinct seasons, which can be a pro or con depending on individual preference. Safety varies by neighborhood, as in any major city, but many areas are considered safe and family-friendly. The geographic advantage for Stevens graduates lies in its ability to leverage local industry connections and the lower cost of living, making it a viable place to start a career, especially for those who wish to remain in the Midwest.

How to Get Into Stevens-The Institute of Business & Arts

Stevens-The Institute of Business & Arts, with its 100% admission rate, prioritizes accessibility and a clear commitment to career-focused education. The application process is designed to be straightforward, focusing on whether prospective students are a good fit for their specialized programs rather than on stringent academic hurdles. While GPA and test scores are not primary determinants, a demonstrated interest in business or the arts is crucial. The admissions office likely values a clear articulation of career goals and how Stevens' specific programs can help achieve them. Essays, if required, should focus on personal aspirations, relevant experiences (even if informal), and a genuine enthusiasm for the chosen field of study. Early Action or Early Decision are not typically significant factors at institutions with open admission policies. The timeline is generally flexible, but applying well in advance of program start dates is recommended to allow ample time for financial aid processing and enrollment steps. Focus on showcasing your passion and readiness for a career-oriented education.

How Stevens-The Institute of Business & Arts Compares to Similar Schools

Similar schools: Ranken Technical College, St. Louis Community College, Webster University, Maryville University

Advantages

  • Specialized, career-focused programs in niche creative and culinary fields.
  • Small class sizes and potentially more personalized attention due to its size.
  • Strong emphasis on practical, hands-on training directly applicable to specific job roles.

Disadvantages

  • Significantly lower median earnings compared to many traditional institutions.
  • Limited alumni network and brand recognition outside of the immediate St. Louis area.
  • Higher cost per year relative to the potential earning capacity suggested by median income data.

Best For

  • Students seeking high-paying careers may want to consider other options.
  • International students should be aware of the high debt upon graduation.

Avoid If

  • Students looking for a low-cost alternative to larger public universities should consider other options.
  • Students with a strong preference for arts and business programs in a small, private institution might find this a good fit.

Frequently Asked Questions about Stevens-The Institute of Business & Arts

How much does it cost to attend Stevens-The Institute of Business & Arts?

In-state tuition at Stevens-The Institute of Business & Arts is $14,332 per year, and out-of-state tuition is $14,332 per year. The median student debt at graduation is $27,000.

What is the acceptance rate at Stevens-The Institute of Business & Arts?

Stevens-The Institute of Business & Arts has an acceptance rate of 100.0%.

How much do Stevens-The Institute of Business & Arts graduates earn?

The median earnings for Stevens-The Institute of Business & Arts graduates 10 years after enrollment is $29,058. With median debt of $27,000, graduates earn roughly 1.1x their debt level annually.

How big is Stevens-The Institute of Business & Arts?

Stevens-The Institute of Business & Arts has approximately 89 students and is classified as a small institution. It is located in Saint Louis, MO and is a Private For-Profit institution.

Is Stevens-The Institute of Business & Arts worth the cost?

Stevens-The Institute of Business & Arts has an ROI score of -49 out of 100. With in-state tuition of $14,332 per year and median post-graduation earnings of $29,058, the data suggests the return on investment may be below average.

Where is Stevens-The Institute of Business & Arts located?

Stevens-The Institute of Business & Arts is located in Saint Louis, MO. It is a Private For-Profit institution with approximately 89 students.

How much student debt do Stevens-The Institute of Business & Arts graduates have?

The median student debt for Stevens-The Institute of Business & Arts graduates is $27,000. With median earnings of $29,058 ten years after enrollment, graduates can expect a debt-to-income ratio of 93%.

Is Stevens-The Institute of Business & Arts a good college?

Stevens-The Institute of Business & Arts has a graduation rate of N/A and median post-graduation earnings of $29,058. High admission rate with a low median earnings 10 years post-graduation.

How does Stevens-The Institute of Business & Arts compare to similar colleges?

Moderate tuition but high median debt upon graduation. Compared to peer institutions, Stevens-The Institute of Business & Arts offers lower median earnings and higher debt, despite moderate tuition.

What career prospects do Stevens-The Institute of Business & Arts graduates have?

Graduates may find limited career opportunities, but the high admission rate suggests strong accessibility.

What should prospective students know about Stevens-The Institute of Business & Arts?

Stevens-The Institute of Business & Arts is positioned in a niche market targeting underrepresented minority students in Missouri.

What makes Stevens-The Institute of Business & Arts stand out?

Predominantly black student body with no Asian representation.

What are the pros and cons of attending Stevens-The Institute of Business & Arts?

Small institution size with a high percentage of black students.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.