Sterling College
Sterling, KS 67579 — Private Nonprofit
Value Score: 65/100 | ROI Score: -66 | Affordability Score: 55/100
Tuition (In-State): $33,700 | Out-of-State: $33,700
Acceptance Rate: 48.2% | Graduation Rate: 34.1% | Retention Rate: 50.3%
Median Earnings (10yr): $45,846 | Median Debt: $24,625
ACT Midpoint: 22
Student Body Size: 538 (small)
Pell Grant Recipients: 37.1% | Federal Loan Rate: 48.8%
Average Faculty Salary: $4,904/month
Tuition & Affordability Analysis
In-state tuition at Sterling College is $33,700 per year, which is 14% below the national average for private institutions.
Out-of-state students pay $33,700/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $134,800 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Sterling College:
- Families earning $0–$30,000: $19,068/year
- Families earning $30,001–$48,000: $19,236/year
- Families earning $48,001–$75,000: $21,975/year
- Families earning $75,001–$110,000: $23,525/year
- Families earning $110,000+: $26,602/year
Low-income families receive an average discount of $14,632/year, paying just 57% of the sticker price.
Admissions Snapshot
Sterling College has an acceptance rate of 48.2%, placing it in the Selective (35–50%) category. This means roughly 279 students apply each year.
The ACT midpoint is 22, 5% above the national average.
Graduate Outcomes & Return on Investment
34.1% of students at Sterling College complete their degree, 45% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.
First-year retention rate: 50.3% (38% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of Sterling College earn a median salary of $45,846 ten years after enrollment, 12% above the national average. This represents a $10,846/year earnings premium over the average high school diploma holder, or $325,380 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $24,625, 15% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $267/month, with a total repayment of $32,040 (including $7,415 in interest).
Debt-to-Earnings Ratio: 0.54x. This is a healthy ratio, suggesting debt is manageable for most graduates.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Sterling College pays for itself in approximately 13 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.
Financial Aid Profile
37.1% of students at Sterling College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 12% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.
48.8% of students take federal loans, 4% above the national average. This is a moderate borrowing rate.
Average faculty salary: $4,904/month, 44% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Sterling College enrolls 538 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.
Diversity Index: 69/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 52%, Hispanic 17%, Black 10%, Asian 1%.
Sterling College: Moderate Admission Rate with Mixed Academic and Financial Outcomes
- Sterling College: A Small School with Big Questions About Your Return on Investment
- Beyond the Classroom: Where Do Sterling College Graduates Actually Work?
- The Sterling Experience: Community, Values, and the Cost of a Degree
Report Card: Overall Grade C-
Sterling College receives an overall grade of C- based on six dimensions:
- Academics: C-
- Value: F
- Outcomes: C+
- Affordability: B+
College Analysis
Sterling College is a Private Nonprofit institution in Sterling, KS with approximately 538 students. Sterling College has a low graduation rate, which may indicate challenges in academic support or student engagement. The median earnings 10 years after graduation are above the national average, suggesting a potentially strong return on investment. The college has a relatively high median debt, which could be a concern for students considering the cost. The admission rate is moderate, indicating a balance between selectivity and accessibility.
The Verdict: Is Sterling College Worth It?
Sterling College presents a challenging value proposition, primarily due to its relatively low median earnings compared to its tuition cost. With an in-state and out-of-state tuition of $33,700 and median 10-year earnings of $45,846, the return on investment appears strained. The median debt of $24,625, while not excessively high, adds to the financial burden. The stark ROI score of -66 underscores this concern, suggesting that, on average, graduates do not recoup their investment within a typical timeframe. To put it in perspective, the annual tuition alone ($33,700) is nearly 73% of the median 10-year earnings ($45,846). This indicates a significant financial hurdle for students to overcome. A rough calculation suggests it would take over 15 years of the median earnings, without accounting for living expenses or loan interest, to simply cover the cost of tuition. Given these figures, Sterling College does not appear to be a financially sound investment for the average student based on current earnings data. It might be considered a hidden gem only if a student receives substantial financial aid or is pursuing a specific, high-demand niche career not reflected in the median earnings data, but as a general proposition, it is overpriced.
Return on Investment
While the earnings potential is strong, the high student debt and low graduation rate may make the degree less worth the cost for some students.
Debt Reality Check
Median student debt at Sterling College: $24,625. Monthly payment on a standard 10-year plan: $280/month. Total repaid: $33,600 ($8,975 in interest).
Breakeven vs high school diploma: 1.6 years. Debt burden: Manageable. Salary needed for comfortable repayment: $33,600.
Strengths
- Strong earning potential 10 years after graduation
- Moderate admission rate
- Highly diverse student body
Weaknesses
- Low graduation rate
- High median student debt
- Moderate ROI score
Academic Profile
ACT Midpoint: 22. Retention Rate: 50.3%.
Sterling College prides itself on a liberal arts foundation, aiming to equip students with critical thinking, communication, and problem-solving skills applicable across a wide range of careers. While specific departmental strengths can fluctuate, programs like Business Administration, Education, and various pre-professional tracks (pre-med, pre-law) tend to be popular and well-supported. The relatively small student body translates to an intimate student-faculty ratio, fostering personalized attention and mentorship. While faculty salary data isn't available, the emphasis on undergraduate teaching at institutions like Sterling typically means faculty are accessible and invested in student success. Research opportunities, while perhaps not as extensive as at large research universities, are available, particularly for students who actively seek them out with faculty guidance. Sterling also offers opportunities for study abroad, allowing students to broaden their perspectives. Academic support is a cornerstone, with resources like tutoring services, writing centers, and academic advising readily available to help students navigate their coursework and achieve their academic goals. The Honors Program provides a more challenging academic path for high-achieving students, offering enriched coursework and opportunities for deeper engagement.
Financial Aid Guide for Sterling College
Pell Grant recipients: 37.1%. Students taking federal loans: 48.8%.
Navigating financial aid at Sterling College requires understanding its commitment to making education accessible, particularly for students from middle-income backgrounds. Sterling offers a robust package of institutional aid, primarily in the form of merit-based scholarships and need-based grants. Merit scholarships are often awarded automatically based on academic achievement (GPA and, if submitted, test scores), with ranges varying significantly. For instance, students with strong academic profiles might receive anywhere from $10,000 to $25,000 annually in merit aid. Need-based aid is determined by the FAFSA and Sterling's own institutional aid application, considering factors like family income, assets, and household size. Many students receive a combination of merit and need-based aid, with total institutional aid packages potentially covering a substantial portion of the $33,700 tuition. Work-study opportunities are also available, providing on-campus employment for students who qualify. For families with an Expected Family Contribution (EFC) of, say, $15,000, a typical aid package might combine a $15,000 merit scholarship with $10,000 in need-based grants and potentially $3,000 in work-study, leaving a remaining balance to be covered by loans or direct payment. While Sterling is generally committed to meeting demonstrated need, negotiating aid packages is less common than at larger, more selective institutions. However, significant changes in family circumstances should always be communicated to the financial aid office, as they may review aid offers.
Hidden Costs at Sterling College
- Room and board costs can range from $9,000 to $12,000 annually, depending on the chosen meal plan and housing assignment.
- Textbooks and course materials can add an estimated $1,000 to $1,500 per academic year.
- Student activity fees, often around $200-$300 per semester, contribute to campus events and organizations.
- Personal expenses, including toiletries, laundry, and entertainment, can easily amount to $1,500-$2,500 per year.
- Transportation costs, especially for students traveling home or exploring the surrounding area, can vary widely but budget at least $500-$1,000 annually.
- Parking permits for students with vehicles typically cost $100-$200 per academic year.
- Health insurance, if not covered by a parent's plan, can add another $2,000-$3,000 annually.
Alumni Outcomes & Career Paths
Sterling College, a private institution in Kansas, serves a relatively small student body, which can translate into a more personalized career support experience. While specific data on major employers actively recruiting on campus is limited, alumni often find opportunities within regional businesses and organizations in the Midwest. Industries where Sterling College alumni tend to cluster include education, healthcare, ministry, and agriculture, reflecting the school's program strengths and the economic landscape of its location. For instance, graduates might find roles in local school districts, regional hospitals like Hutchinson Regional Medical Center, or agricultural cooperatives such as CHS Inc. or Land O'Lakes.
Graduate school placement rates are not prominently published, but given the liberal arts focus, a portion of graduates likely pursue further education in fields like counseling, theology, or specialized business areas. Career services at Sterling College likely focus on providing foundational career exploration, resume building, and interview preparation. Internship pipelines are often developed through faculty connections and local business partnerships. Students may secure internships at organizations like the YMCA, local government offices, or smaller businesses in the Sterling and Hutchinson areas. Geographic hiring patterns for Sterling College graduates predominantly favor Kansas and surrounding Midwestern states. While some may venture further, the majority tend to remain within a few hundred miles of the campus, seeking opportunities in cities like Wichita, Kansas City, or Omaha, Nebraska, particularly in sectors aligned with their undergraduate studies.
Campus Life & Culture at Sterling College
Sterling College attracts students who value a close-knit community and a faith-informed liberal arts education. The student body is predominantly from Kansas and surrounding Midwestern states, creating a cohesive regional feel. Students who thrive here are typically engaged, community-oriented, and seeking a supportive environment where they can build strong relationships with peers and faculty.
Sterling College, nestled in the heart of Kansas, offers a close-knit campus community where relationships are paramount. With an enrollment of just over 500 students, the 'vibe' is distinctly personal and intentionally relational. Forget sprawling quads and anonymous lecture halls; Sterling fosters an environment where you'll likely know most of your classmates and professors by name. The campus itself is compact and walkable, centered around the historic Sterling College Quad, featuring iconic buildings like the beautiful Moorhead Hall. Student organizations are the lifeblood of campus social life, ranging from academic clubs tied to specific majors to interest-based groups like the Sterling College Players or the Sterling College Debate Team. While Greek life isn't a dominant force, the college emphasizes community through its residence halls and various campus-wide events. Housing is primarily on-campus for the first few years, with traditional dormitories providing a communal living experience. Dining services are centralized, offering a convenient way for students to connect over meals in the Student Union. Athletics, while not a primary draw for every student, offers opportunities for participation and spirited support for the Sterling Warriors, competing in the KCAC. The overall atmosphere is one of genuine connection, shared purpose, and a strong sense of belonging, often described as a 'family' atmosphere by current students.
Campus Highlights
- The strong emphasis on a Christian liberal arts education, fostering intellectual and spiritual growth.
- The intimate campus size, leading to a close-knit community and personalized attention.
- The 'Sterling Experience' program, which integrates academics with community service and personal development.
- The historic campus architecture, including the iconic Moorhead Hall.
- Opportunities for students to engage in meaningful research alongside faculty.
- A supportive environment that encourages students to explore their passions and develop leadership skills.
Location & Regional Advantages
Sterling College's location in Sterling, Kansas, places it in a rural setting within the Great Plains. This geographic positioning offers a unique set of advantages and challenges for students. The local job market is primarily driven by agriculture, education, and healthcare, with larger employment centers like Wichita, a significant manufacturing and aerospace hub, located about an hour's drive away. The cost of living in Sterling and the surrounding Rice County is considerably lower than the national average, making off-campus living more affordable for students and graduates. Proximity to industry hubs is limited; while Wichita offers more diverse opportunities, it's not a major metropolitan center with the same breadth of corporate presence as cities like Denver or Kansas City.
Quality of life in Sterling is characterized by a small-town atmosphere, emphasizing community and a slower pace. Weather includes hot summers and cold winters typical of the Midwest. Safety is generally high, as is common in rural communities. The primary career opportunity advantage of this location is the potential for strong community ties and leadership roles in local sectors. However, the limited presence of large corporations or rapidly growing tech industries means graduates seeking careers in those fields may need to relocate. The rural setting can foster strong networking within specific regional industries, but it can also present a barrier for those aiming for national or international career paths without further relocation.
How to Get Into Sterling College
Sterling College, with its 48.2% admission rate, is selective but not highly competitive, meaning a well-prepared applicant has a good chance of admission. The admissions committee looks for students who will thrive in a close-knit, liberal arts environment. While specific GPA and test score ranges aren't published, aiming for a GPA of 3.0 or higher and an ACT composite score in the 18-24 range would be a solid target. Sterling is test-optional, so if your scores don't reflect your academic potential, focus on strengthening other parts of your application. The essay is a crucial component; use it to showcase your personality, your values, and why Sterling's specific mission and community appeal to you. Highlight experiences that demonstrate leadership, community involvement, and a genuine desire to learn and grow. Demonstrated interest is important; engage with the admissions office by attending virtual or in-person information sessions, visiting campus if possible, and communicating regularly with your admissions counselor. Early Action (EA) is a good option if Sterling is your top choice, allowing you to receive an early decision without the binding commitment of Early Decision. The ideal timeline involves submitting your application by the priority deadline (often in February) to maximize scholarship consideration.
How Sterling College Compares to Similar Schools
Similar schools: Bethel College (North Newton, KS), Tabor College (Hillsboro, KS), Friends University (Wichita, KS), McPherson College (McPherson, KS)
Advantages
- Strong sense of community and personalized attention due to small size.
- Potentially lower cost of living in Sterling compared to larger college towns.
- Focus on specific niche programs that may offer unique career paths.
Disadvantages
- Lower median graduate earnings compared to many other private colleges.
- Limited geographic access to major industry hubs and diverse job markets.
- Lower graduation rate suggests potential student retention or academic challenges.
Best For
- Students who need extensive academic support may find the low graduation rate concerning.
- Prospective students should consider the high median debt when evaluating the overall value.
Avoid If
- Students looking for a small, personalized college experience should consider other options with higher graduation rates.
- Students with a high tolerance for debt and a focus on earning potential might find Sterling College a good fit.
Frequently Asked Questions about Sterling College
How much does it cost to attend Sterling College?
In-state tuition at Sterling College is $33,700 per year, and out-of-state tuition is $33,700 per year. The median student debt at graduation is $24,625.
What is the acceptance rate at Sterling College?
Sterling College has an acceptance rate of 48.2%.
What is the graduation rate at Sterling College?
Sterling College has a graduation rate of 34.1%.
How much do Sterling College graduates earn?
The median earnings for Sterling College graduates 10 years after enrollment is $45,846. With median debt of $24,625, graduates earn roughly 1.9x their debt level annually.
How big is Sterling College?
Sterling College has approximately 538 students and is classified as a small institution. It is located in Sterling, KS and is a Private Nonprofit institution.
Is Sterling College worth the cost?
Sterling College has an ROI score of -66 out of 100. With in-state tuition of $33,700 per year and median post-graduation earnings of $45,846, the data suggests the return on investment may be below average.
Where is Sterling College located?
Sterling College is located in Sterling, KS. It is a Private Nonprofit institution with approximately 538 students.
How much student debt do Sterling College graduates have?
The median student debt for Sterling College graduates is $24,625. With median earnings of $45,846 ten years after enrollment, graduates can expect a debt-to-income ratio of 54%.
Is Sterling College a good college?
Sterling College has a graduation rate of 34.1% and median post-graduation earnings of $45,846. 52% of students are white, with a diverse representation of other ethnicities.
How does Sterling College compare to similar colleges?
The college is located in a rural area, which may impact access to resources and opportunities. Compared to peer institutions, Sterling College offers a potentially strong return on investment with above-average earnings but struggles with a low graduation rate and high student debt.
What career prospects do Sterling College graduates have?
Graduates of Sterling College are well-positioned for careers that can help them pay off their student loans quickly.
What should prospective students know about Sterling College?
Sterling College is well-placed in the market for students seeking a personalized education with strong earning potential.
What makes Sterling College stand out?
Tuition is the same for in-state and out-of-state students, indicating a focus on accessibility.
What are the pros and cons of attending Sterling College?
The college has a small student body, which might offer more personalized attention.
Explore More
Colleges in Kansas
Similar Schools
- Bethel College (North Newton, KS)
- Tabor College (Hillsboro, KS)
- Friends University (Wichita, KS)
- McPherson College (McPherson, KS)
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Visit Sterling College official website
View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.