CollegeTuitionData — College Data in Plain English

State University of New York at Oswego

Oswego, NY 13126 — Public

Value Score: 85/100 | ROI Score: 63 | Affordability Score: 90/100

Tuition (In-State): $8,825 | Out-of-State: $18,735

Acceptance Rate: 80.5% | Graduation Rate: 60.4% | Retention Rate: 70.5%

Median Earnings (10yr): $57,566 | Median Debt: $20,880

SAT Average: 1187 | ACT Midpoint: 27

Student Body Size: 5,473 (medium)

Pell Grant Recipients: 39.6% | Federal Loan Rate: 52.3%

Average Faculty Salary: $8,147/month

Tuition & Affordability Analysis

In-state tuition at State University of New York at Oswego is $8,825 per year, which is 19% below the national average for public institutions.

Out-of-state students pay $18,735/year — a premium of $9,910 over in-state rates. Over four years, out-of-state students pay approximately $39,640 more than their in-state peers.

Estimated four-year tuition cost: $35,300 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at State University of New York at Oswego:

  • Families earning $0–$30,000: $8,714/year
  • Families earning $30,001–$48,000: $11,681/year
  • Families earning $48,001–$75,000: $17,412/year
  • Families earning $75,001–$110,000: $19,053/year
  • Families earning $110,000+: $23,087/year

Low-income families receive an average discount of $111/year, paying just 99% of the sticker price.

Admissions Snapshot

State University of New York at Oswego has an acceptance rate of 80.5%, placing it in the Less Selective (70–85%) category. This means roughly 1,699 students apply each year.

State University of New York at Oswego accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The average SAT score of admitted students is 1187, 12% above the national average. This is within the mid-range nationally.

The ACT midpoint is 27, 29% above the national average.

Graduate Outcomes & Return on Investment

60.4% of students at State University of New York at Oswego complete their degree, near the national average. This is a solid graduation rate.

First-year retention rate: 70.5% (13% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of State University of New York at Oswego earn a median salary of $57,566 ten years after enrollment, 41% above the national average. This represents a $22,566/year earnings premium over the average high school diploma holder, or $676,980 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $20,880, near the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $227/month, with a total repayment of $27,240 (including $6,360 in interest).

Debt-to-Earnings Ratio: 0.36x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from State University of New York at Oswego pays for itself in approximately 2 years. This is an excellent return on investment.

Financial Aid Profile

39.6% of students at State University of New York at Oswego receive Pell Grants (federal need-based aid for families earning under ~$60,000), 20% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

52.3% of students take federal loans, 11% above the national average. This is a moderate borrowing rate.

Average faculty salary: $8,147/month, 7% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

State University of New York at Oswego enrolls 5,473 undergraduate students. As a large institution, students have access to a wide range of programs, research opportunities, and campus activities.

Diversity Index: 54/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 65%, Hispanic 15%, Black 11%, Asian 3%.

State University of New York at Oswego: Balanced Academics, High Value, and Solid Outcomes

Report Card: Overall Grade B-

State University of New York at Oswego receives an overall grade of B- based on six dimensions:

  • Academics: D+
  • Value: B-
  • Outcomes: B
  • Affordability: B+

College Analysis

State University of New York at Oswego is a Public institution in Oswego, NY with approximately 5,473 students. Academics: Strong in STEM fields with a focus on applied learning. Value: High affordability with a strong return on investment. Outcomes: Graduates have above-average earnings and a decent graduation rate. Peer Comparison: Competitive with other SUNY campuses in terms of affordability and outcomes.

The Verdict: Is State University of New York at Oswego Worth It?

SUNY Oswego presents a compelling value proposition, particularly for in-state students. With an in-state tuition of $8,825 and a median 10-year earnings of $57,566, the return on investment is quite favorable. The median debt of $20,880 is manageable, suggesting that graduates can likely pay off their loans within a reasonable timeframe, potentially 3-5 years, depending on their starting salary and financial habits. Compared to the national average for public universities, SUNY Oswego's tuition is competitive, and its median earnings are solid, especially considering the ROI score of 63, which indicates a good financial outcome. For out-of-state students, the higher tuition of $18,735 makes the value proposition less pronounced, but still potentially worthwhile if they secure employment in higher-paying sectors or remain in New York State where their degree may be well-regarded. Overall, SUNY Oswego appears to be a good deal, offering a solid education and respectable career outcomes at an accessible price point for New York residents. It's not a 'hidden gem' in the sense of being undiscovered, but it reliably delivers on its promise of providing a pathway to a stable career without excessive financial burden.

Return on Investment

The degree from SUNY Oswego is worth the cost, especially for in-state students, given the strong return on investment and high affordability.

Debt Reality Check

Median student debt at State University of New York at Oswego: $20,880. Monthly payment on a standard 10-year plan: $237/month. Total repaid: $28,440 ($7,560 in interest).

Breakeven vs high school diploma: 0.8 years. Debt burden: Low. Salary needed for comfortable repayment: $28,440.

Strengths

  • Strong focus on STEM and applied learning.
  • Highly affordable tuition for in-state students.

Weaknesses

  • Moderate graduation rate compared to some peer institutions.
  • Limited diversity in student body.

Academic Profile

SAT Average: 1187. ACT Midpoint: 27. Retention Rate: 70.5%.

SUNY Oswego is recognized for its strong commitment to undergraduate education, offering a broad range of programs with particular strengths in areas like communication studies, business, and education. The School of Communication, Media and Business is a flagship, housing popular majors such as Broadcasting, Public Relations, and Marketing. The School of Education also has a long-standing reputation for preparing effective teachers. With a student-faculty ratio that is generally favorable for a public institution, students can expect accessible faculty engagement. While specific faculty salary data isn't provided, the public university model typically attracts dedicated educators focused on teaching and mentorship. Research opportunities are available, particularly for students in STEM fields and those working closely with faculty mentors. The Honors Program provides a challenging academic environment for high-achieving students, offering smaller class sizes and enriched coursework. Oswego also encourages global perspectives through its study abroad programs, allowing students to gain international experience. Academic support is robust, with resources like the Tutoring Center, the Writing Center, and dedicated academic advising services available to help students navigate their academic journey and succeed.

Financial Aid Guide for State University of New York at Oswego

Pell Grant recipients: 39.6%. Students taking federal loans: 52.3%.

SUNY Oswego, as a public institution, offers a range of financial aid options to make its education accessible. Merit-based aid is available in the form of scholarships, often awarded automatically upon admission based on academic achievement (GPA and course rigor). Need-based aid, primarily through federal and state grants like the Pell Grant and New York State's TAP program, is crucial for many students. For the 2022-2023 academic year, the average institutional grant and scholarship aid awarded was approximately $7,000. Federal Work-Study opportunities are also common, providing students with part-time employment on campus to help cover educational expenses. Typical aid packages can vary significantly by income level. For families with an Expected Family Contribution (EFC) of $0-$5,000, grants and scholarships might cover a substantial portion of tuition and fees, potentially reaching $10,000-$15,000 annually. For families with higher EFCs, aid packages may lean more towards federal loans. Scholarship tips include applying early for admission and financial aid, exploring departmental scholarships, and seeking external scholarships. Negotiating aid at SUNY Oswego is generally less common than at private institutions, as aid packages are often formula-driven based on established criteria. However, significant changes in family financial circumstances can be grounds for a formal appeal.

Hidden Costs at State University of New York at Oswego

  • Room and board costs can range from approximately $12,000 to $15,000 per academic year, depending on the chosen housing and meal plan.
  • Textbooks and course materials can add an estimated $1,000 to $1,500 per year.
  • Student activity fees, technology fees, and other mandatory campus fees typically total around $1,000 to $1,500 annually.
  • Transportation costs, including travel home for breaks and local transit, can vary but budget at least $500-$1,000 per year.
  • Parking permits for students with cars can cost between $100 and $300 per academic year.
  • Personal expenses, such as toiletries, laundry, and entertainment, can easily add $1,500 to $2,500 annually.
  • Health insurance, if not covered by a parent's plan, can cost upwards of $2,000-$3,000 per year.

Alumni Outcomes & Career Paths

Graduates from the State University of New York at Oswego (SUNY Oswego) enter a diverse job market, with alumni finding opportunities across various sectors. While specific major employer lists are not publicly detailed, common recruitment patterns for SUNY schools suggest that graduates are sought after by regional businesses and state agencies. Industries where alumni tend to cluster include education, healthcare, media and communications, business services, and government. For instance, those with degrees in business and accounting often find roles in financial services firms like local branches of major banks or credit unions, and in accounting firms such as smaller regional practices. Communications and broadcasting graduates may find positions at local TV and radio stations, or in marketing departments of companies throughout New York. The education field sees SUNY Oswego alumni taking teaching positions in K-12 school districts across Central New York. Graduate school placement rates are generally solid, with students pursuing advanced degrees in fields like law, social work, and specialized master's programs at other SUNY institutions and private universities. Notable alumni include actor Jerry Stiller, former NFL player and coach Bob Beathard, and journalist and author Jane Clayson. SUNY Oswego's Career and Experiential Education office plays a crucial role, offering services like resume workshops, career counseling, and job fairs. The college emphasizes internship opportunities, with students often securing placements at local media outlets like CNYCentral (WSYR-TV), regional hospitals such as Oswego Health, and various businesses in Syracuse and the surrounding areas. Geographic hiring patterns show a strong tendency for graduates to remain within New York State, particularly in the Central New York region, though some find opportunities in other Northeastern states.

Campus Life & Culture at State University of New York at Oswego

SUNY Oswego's student body is primarily composed of New York State residents, with a growing number of students from out-of-state and international backgrounds, fostering a diverse yet grounded community. The typical student here is often described as friendly, community-oriented, and appreciative of the balance between academic rigor and a lively social scene. Students who thrive at Oswego often enjoy a close-knit campus environment and take advantage of the natural beauty and local culture surrounding the university.

SUNY Oswego offers a vibrant campus life experience, deeply connected to its lakeside setting and the charming city of Oswego. The 'vibe' here is often described as friendly, down-to-earth, and engaged, with a strong sense of community fostered by its public university roots. Students often find themselves drawn to the waterfront, with Lake Ontario providing opportunities for recreation and stunning sunset views. Campus housing is plentiful, with options ranging from traditional residence halls to apartment-style living, particularly in areas like Lakeside Commons and Water's Edge. The dining experience is managed by Auxiliary Services, offering various dining halls and retail locations across campus, with meal plans designed to accommodate different student needs. Student organizations are a cornerstone of campus life, with over 200 clubs and organizations covering a vast array of interests, from academic and cultural groups to recreational and service-oriented ones. The college boasts a strong intramural sports program and competes in NCAA Division III athletics, with popular teams like men's and women's hockey drawing significant fan support. Greek life is present but not dominant, offering another avenue for social engagement and leadership development. A notable tradition is the 'Lantern Ceremony,' a unique event that symbolizes the transition and shared experience of the Oswego student body. The downtown Oswego area also offers a local flavor, with shops, restaurants, and entertainment venues easily accessible to students.

Campus Highlights

  • Prime location on the shores of Lake Ontario, offering scenic beauty and recreational opportunities.
  • The 'Lantern Ceremony,' a unique tradition symbolizing student unity and the Oswego experience.
  • Strong programs in Communication Studies, Broadcasting, and Education.
  • Active NCAA Division III athletics, particularly the popular men's and women's hockey teams.
  • A vibrant student union that serves as a central hub for activities and dining.
  • The historic city of Oswego, providing a charming backdrop and local culture for students.
  • Commitment to undergraduate research and faculty-student collaboration.

Location & Regional Advantages

SUNY Oswego's location in Oswego, NY, offers a unique blend of small-town charm and proximity to larger economic centers, influencing career opportunities and overall student experience. The immediate local job market in Oswego is modest, primarily driven by education (the university itself), healthcare (Oswego Health), and some manufacturing. However, the true advantage lies in its relative proximity to Syracuse, a major metropolitan area approximately 35 miles away. Syracuse boasts a more robust job market with significant employers in healthcare (Upstate Medical University, St. Joseph's Health), technology (various IT firms), retail, and manufacturing. This proximity allows SUNY Oswego students to access internships and entry-level positions in a larger city while enjoying a lower cost of living in Oswego. The cost of living in Oswego is considerably lower than in major metropolitan hubs, making student expenses more manageable. Quality of life in Oswego is characterized by its lakeside setting on Lake Ontario, offering recreational opportunities like boating, fishing, and enjoying the waterfront. The town is generally considered safe and has a close-knit community feel. The weather is typical of upstate New York, with distinct seasons, including cold, snowy winters and pleasant summers. This location provides a focused academic environment away from the intense distractions of a large city, yet offers convenient access to the career and cultural amenities of Syracuse, creating a balanced experience for students seeking both affordability and opportunity.

How to Get Into State University of New York at Oswego

SUNY Oswego employs a holistic review process, but as a public university with an 80.5% admission rate, it is generally considered moderately selective. While Early Decision (ED) and Early Action (EA) are not explicitly offered as distinct options with significant advantages, applying by priority deadlines (typically in late fall/early winter) is always recommended to maximize scholarship consideration and ensure a complete application review. The admissions committee values a strong academic record, demonstrated through GPA and course selection (e.g., AP, IB, college-level courses). While SAT/ACT scores are not currently a factor, a compelling essay is important for showcasing personality, critical thinking, and writing ability. Focus on essays that highlight personal growth, unique experiences, or a clear connection to Oswego's programs. Demonstrated interest is generally not a heavily weighted factor, but engaging with the campus through virtual tours, information sessions, or connecting with admissions counselors can be beneficial. For timeline recommendations, aim to submit your application and all supporting materials by February 1st for the best chance at admission and financial aid.

How State University of New York at Oswego Compares to Similar Schools

Similar schools: State University of New York at Plattsburgh, State University of New York at Cortland, State University of New York at Fredonia, Buffalo State College

Advantages

  • Strong programs in broadcasting and communications, leveraging its location near media markets.
  • More affordable in-state tuition compared to some other SUNY institutions.
  • Unique lakeside campus environment offering distinct recreational and aesthetic appeal.

Disadvantages

  • Geographic isolation compared to schools closer to major metropolitan areas like Buffalo or Albany.
  • Lower overall graduation rate (60.4%) compared to some more selective SUNY peers.

Best For

  • Best for students interested in STEM fields and applied learning.
  • Best for students seeking a practical, career-focused education.

Avoid If

  • Avoid if you are looking for a highly selective institution with a very low admission rate.
  • Avoid if you prioritize a large, diverse campus with extensive extracurricular activities.

Frequently Asked Questions about State University of New York at Oswego

How much does it cost to attend State University of New York at Oswego?

In-state tuition at State University of New York at Oswego is $8,825 per year, and out-of-state tuition is $18,735 per year. The median student debt at graduation is $20,880.

What is the acceptance rate at State University of New York at Oswego?

State University of New York at Oswego has an acceptance rate of 80.5%.

What is the graduation rate at State University of New York at Oswego?

State University of New York at Oswego has a graduation rate of 60.4%.

How much do State University of New York at Oswego graduates earn?

The median earnings for State University of New York at Oswego graduates 10 years after enrollment is $57,566. With median debt of $20,880, graduates earn roughly 2.8x their debt level annually.

How big is State University of New York at Oswego?

State University of New York at Oswego has approximately 5,473 students and is classified as a medium institution. It is located in Oswego, NY and is a Public institution.

Is State University of New York at Oswego worth the cost?

State University of New York at Oswego has an ROI score of 63 out of 100. With in-state tuition of $8,825 per year and median post-graduation earnings of $57,566, the data suggests a positive return on investment.

Where is State University of New York at Oswego located?

State University of New York at Oswego is located in Oswego, NY. It is a Public institution with approximately 5,473 students.

How much student debt do State University of New York at Oswego graduates have?

The median student debt for State University of New York at Oswego graduates is $20,880. With median earnings of $57,566 ten years after enrollment, graduates can expect a debt-to-income ratio of 36%.

Is State University of New York at Oswego a good college?

State University of New York at Oswego has a graduation rate of 60.4% and median post-graduation earnings of $57,566. Strong focus on STEM and applied learning.

How does State University of New York at Oswego compare to similar colleges?

Highly affordable tuition for in-state students. Compared to peer institutions, SUNY Oswego offers a strong balance of affordability and academic quality, making it a solid choice for students seeking a practical education.

What career prospects do State University of New York at Oswego graduates have?

Graduates from SUNY Oswego are well-positioned for careers in STEM fields, particularly in applied and technical roles.

What should prospective students know about State University of New York at Oswego?

SUNY Oswego is well-placed in the SUNY system, offering a good mix of academic rigor and affordability.

What makes State University of New York at Oswego stand out?

Above-average earnings for graduates after 10 years.

What are the pros and cons of attending State University of New York at Oswego?

Good graduation rate of 60.37%.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.