St. Thomas University
Miami Gardens, FL — Private Nonprofit
Value Score: 39/100
Tuition (In-State): $34,770 | Out-of-State: $34,770
Acceptance Rate: 97.9% | Graduation Rate: 45.6%
Median Earnings (10yr): $54,272 | Median Debt: $19,125
Student Body Size: 2,214
St. Thomas University shows low graduation rates and negative ROI despite moderate affordability.
Report Card: Overall Grade D+
St. Thomas University receives an overall grade of D+ based on six dimensions:
- Academics: D
- Value: F
- Outcomes: C+
- Affordability: B
College Analysis
St. Thomas University, a medium-sized private nonprofit institution in Miami Gardens, FL, presents a mixed picture regarding its academic offerings and student outcomes. While it serves a diverse student body, with significant Hispanic and Black populations, its academic rigor and student success metrics warrant careful consideration. The graduation rate of 45.6% is notably low, suggesting potential challenges for students in completing their degrees within a typical timeframe. Academically, the university's broad admission rate of 97.9% indicates a less selective environment, which may impact the overall academic profile of the student body and the intensity of coursework.
From a value perspective, St. Thomas University's ROI score of -61, derived from median earnings of $54,272 against a median debt of $19,125, suggests that the financial return on investment is currently negative. The affordability score of 55 is moderate, but when juxtaposed with the low ROI, it raises concerns about the long-term financial viability for graduates. The student experience is shaped by its medium size and location in the Miami metropolitan area, offering a distinct cultural environment, though specific details on campus life, extracurriculars, and student support services would be needed for a comprehensive assessment.
The Verdict: Is St. Thomas University Worth It?
St. Thomas University presents a challenging value proposition. With a median 10-year earning potential of $54,272 against an in-state tuition of $34,770, the immediate return on investment appears modest. The median debt of $19,125 is relatively low, which is a positive factor. However, the stark ROI score of -61 indicates that, on average, graduates are not recouping their investment within a typical timeframe, and their earnings are significantly lower than the cost of attendance over a decade. To put it in perspective, it would take approximately 4-5 years of saving *all* earnings above the median debt to pay off the debt, assuming no living expenses. When comparing the median 10-year earnings to the total cost of attendance (which would be significantly higher than just tuition due to living expenses and fees), the financial picture becomes less favorable. While STU offers a private education and a location in a vibrant economic region, the data suggests it is not a financially sound investment for the average student based on median outcomes. It is likely overpriced for the average graduate's earning potential, making it a less attractive option compared to schools with stronger post-graduation financial returns. A student would need to be in a high-earning major or secure exceptional post-graduate employment to justify the cost.
Return on Investment
With median 10-year earnings of $54,272 and median debt of $19,125, St. Thomas University's negative ROI score of -61 indicates that graduates, on average, do not recoup their educational investment through increased earnings in the short to medium term.
Debt Reality Check
Median student debt at St. Thomas University: $19,125. Monthly payment on a standard 10-year plan: $217/month. Total repaid: $26,040 ($6,915 in interest).
Breakeven vs high school diploma: 0.8 years. Debt burden: Low. Salary needed for comfortable repayment: $26,040.
Strengths
- Diverse student body
- Moderate affordability score
Weaknesses
- Low graduation rate (45.6%)
- High admission rate (97.9%) indicating low selectivity
- Negative ROI score (-61)
Academic Profile
St. Thomas University, a private Catholic institution, offers a focused academic environment with a strong emphasis on liberal arts and professional programs. While the university serves a broad range of disciplines, particular strengths can be found in its School of Business, School of Law, and programs within the School of Science and Health. For instance, the undergraduate Business programs are often highlighted, preparing students for careers in a dynamic global market, while the School of Law is a well-established program within the South Florida legal community. Research opportunities, while perhaps not as extensive as at large R1 universities, are available, particularly for motivated students seeking to engage with faculty on specific projects. The student-faculty ratio, though not explicitly provided, is likely to be favorable given the university's size, allowing for more personalized attention from instructors. Faculty quality is a cornerstone of the STU experience, with professors often bringing real-world experience into the classroom, especially in professional fields. The university also offers an Honors Program for academically gifted students, providing enriched coursework and opportunities for deeper engagement. Study abroad programs are available, allowing students to broaden their horizons and gain international perspectives. Academic support resources, including tutoring services, writing centers, and academic advising, are readily accessible to help students succeed.
Financial Aid Guide for St. Thomas University
Navigating financial aid at St. Thomas University involves understanding both merit-based and need-based opportunities. Given its private status, tuition of $34,770 is a significant investment, and STU aims to make it accessible through various aid programs. Merit scholarships are often awarded based on academic achievement, such as GPA and standardized test scores (though these are not explicitly listed as required for admission, strong scores can bolster scholarship applications). These can range from a few thousand dollars to a substantial portion of tuition. Need-based aid, determined by the FAFSA, is crucial for many students. This includes federal grants like the Pell Grant (though the rate is not provided, it's a key component for eligible students), state grants, and institutional aid. Work-study opportunities are also available, allowing students to earn money through part-time campus jobs. Typical aid packages can vary widely based on individual circumstances, but students with strong academic profiles and demonstrated financial need often receive a combination of grants, scholarships, and loans. For those seeking additional scholarships, exploring external opportunities and departmental scholarships within STU is highly recommended. Negotiating aid at STU is generally less common than at highly selective institutions, but presenting a compelling case with updated financial information or competing offers from similar institutions might yield some consideration, though it's not guaranteed. It's essential to complete the FAFSA by the priority deadline to maximize eligibility for all aid types.
Hidden Costs at St. Thomas University
- On-campus housing can range from approximately $8,000 to $12,000 per academic year, depending on the room type and occupancy.
- Meal plans typically cost between $4,000 and $5,500 annually, with various options to suit student needs.
- Textbooks and course materials can add an estimated $1,000 to $1,500 per year.
- Mandatory university fees, including technology and student activity fees, can total around $1,000 to $1,500 per academic year.
- Transportation costs, especially for students commuting or traveling home, can vary significantly but budget at least $500-$1,000 annually.
- Parking permits for students who bring cars to campus can cost between $200 and $400 per year.
- Health insurance, if not covered by a parent's plan, can add approximately $2,000 to $3,000 annually.
Alumni Outcomes & Career Paths
St. Thomas University (STU) graduates enter a diverse job market, with alumni finding opportunities across various sectors. While specific major employer lists are not publicly detailed, common recruitment patterns for universities of STU's size and location suggest engagement with regional businesses and organizations. Industries where STU alumni tend to cluster include healthcare, education, business services, and criminal justice, reflecting the university's program strengths. For instance, graduates in health sciences might find roles in South Florida's robust healthcare systems like Baptist Health South Florida or Memorial Healthcare System. Business graduates could be recruited by companies in the financial services sector or hospitality, given Miami's status as a global hub. Education majors often find positions within the Miami-Dade County Public Schools system or other local educational institutions.
Graduate school placement rates are not explicitly published by STU, but students pursuing advanced degrees often leverage their undergraduate studies in fields like psychology, law, or business. Notable alumni include figures like former NFL player and coach T.Y. Hilton, and various community leaders and professionals who have made significant contributions within the South Florida region.
STU's Career Services department aims to support students through resume building, interview preparation, and career fairs. While specific internship pipeline data is not readily available, the university's location in the Miami metropolitan area provides access to a wide array of internship opportunities. Students often secure internships with local businesses, non-profits, and government agencies, which can serve as a direct pathway to post-graduation employment. Geographic hiring patterns show a strong tendency for STU graduates to remain within Florida, particularly in the South Florida tri-county area (Miami-Dade, Broward, and Palm Beach counties), leveraging their local network and understanding of the regional economy.
Campus Life & Culture at St. Thomas University
St. Thomas University serves a diverse student body, with a significant portion of its students identifying as Hispanic/Latino, reflecting its South Florida location. The university attracts students from various geographic backgrounds, though a strong contingent comes from the local and regional areas. Students who thrive at STU are often those who appreciate a close-knit, faith-based community and are seeking a supportive environment to pursue their academic and personal goals.
St. Thomas University (STU) in Miami Gardens offers a vibrant campus experience deeply rooted in its Catholic tradition and its South Florida location. With a student body of just over 2,200, STU fosters a close-knit community where students can easily connect with peers and faculty. The campus itself is a blend of modern facilities and lush, tropical landscaping, creating an inviting atmosphere for learning and socializing. Residential life is a key component, with several on-campus housing options available for freshmen and upperclassmen, providing a convenient and immersive college experience. While specific neighborhood vibes aren't as distinct as in larger universities, the sense of community is palpable, especially during campus events and religious services, which are central to the STU experience. Student organizations are plentiful, covering a wide range of interests from academic clubs and cultural groups to service organizations, reflecting the university's commitment to holistic development. Greek life is present but not dominant, offering another avenue for social engagement and leadership. Athletics are a significant part of campus spirit, with the STU Bobcats competing in the NAIA, drawing enthusiastic crowds to games and supporting a strong sense of school pride. The overall vibe at STU is one of supportive community, academic engagement, and a strong connection to its Catholic values, all set against the backdrop of the energetic Miami metropolitan area.
Campus Highlights
- The university's strong Catholic identity and commitment to service, evident in its campus ministry and community outreach programs.
- Its location in the vibrant Miami metropolitan area, offering students access to cultural, professional, and recreational opportunities.
- The diverse student body, fostering a rich cultural exchange and global perspective.
- The intimate campus size, which promotes a close-knit community and personalized attention from faculty.
- The presence of the St. Thomas University School of Law, a significant professional program within the university.
- The tropical campus setting, with lush greenery and a welcoming South Florida atmosphere.
Location & Regional Advantages
St. Thomas University's location in Miami Gardens, Florida, offers a unique set of advantages and challenges for its students. The immediate local job market is part of the larger, dynamic South Florida economy, which is a significant hub for international trade, finance, healthcare, tourism, and the arts. Proximity to Miami provides access to a vast array of industries and potential employers, from multinational corporations to burgeoning startups. The cost of living in Miami Gardens and the surrounding areas is generally lower than in prime Miami Beach or downtown Miami, but still reflects the high demand of a desirable coastal region.
South Florida is a major gateway to Latin America, offering unique career opportunities for those interested in international business, logistics, and diplomacy. The region boasts a vibrant tourism and hospitality sector, a growing tech scene, and a strong healthcare industry, all of which can absorb graduates from STU's various programs. Quality of life is a significant draw, with a warm climate year-round, diverse cultural experiences, and access to beaches and outdoor activities. However, like many major metropolitan areas, safety can be a concern in certain neighborhoods, and traffic congestion is a daily reality.
Post-graduation, the location provides a strong advantage for students seeking to build a career in the region, as many employers value local connections and understanding of the South Florida market. The presence of major transportation hubs, including Miami International Airport and PortMiami, further enhances the region's economic significance and career potential. For STU graduates, establishing a network within this bustling environment is key to career advancement.
How to Get Into St. Thomas University
St. Thomas University, with its 97.9% admission rate, is an accessible institution, meaning the application strategy should focus on presenting a well-rounded profile that aligns with the university's Catholic mission and community values. While Early Decision (ED) and Early Action (EA) are not explicitly highlighted as having significant advantages due to the high acceptance rate, applying early can still ensure timely consideration and allow students to receive financial aid information sooner. The admissions office likely values students who demonstrate a genuine interest in STU's specific programs and its Catholic identity. A strong GPA is important, and while SAT/ACT scores are not provided, a solid academic record will be a key factor. Essays should focus on personal growth, community involvement, and how the applicant's values align with STU's mission. Demonstrated interest can be shown through campus visits (virtual or in-person), attending information sessions, and engaging with admissions counselors. The timeline should involve submitting the application and all supporting documents well before the stated deadlines to ensure a smooth review process.
How St. Thomas University Compares to Similar Schools
Similar schools: Barry University, Florida Memorial University, Nova Southeastern University, University of Miami
Advantages
- Stronger focus on specific niche programs within its offerings.
- Potentially more personalized attention due to smaller class sizes in certain programs.
- Location within the immediate Miami Gardens area offers a slightly different community feel than larger Miami universities.
Disadvantages
- Significantly lower median earnings compared to most peers.
- Lower graduation rates suggest potential challenges with student retention or academic success.
- Less recognized brand name and alumni network compared to larger, more established institutions in the region.
Best For
- Students seeking a diverse campus environment
- Students who may not be highly selective in their college choice
Avoid If
- You prioritize a high graduation rate
- You are looking for a strong return on investment immediately after graduation
- You seek a highly selective academic environment
Frequently Asked Questions about St. Thomas University
Is St. Thomas University a worthwhile investment given its negative ROI?
Based on the provided data, St. Thomas University has a negative ROI score, suggesting that the median earnings for graduates do not sufficiently offset the cost of their education and resulting debt in the short to medium term.
What are the primary academic concerns at St. Thomas University?
The primary academic concerns are the low graduation rate of 45.6% and the high admission rate of 97.9%, which suggests lower academic selectivity.
How does the cost of St. Thomas University compare to graduate earnings?
The median debt at graduation is $19,125, and median 10-year earnings are $54,272, resulting in a negative ROI score, indicating that earnings do not significantly outpace debt and cost.
What is the student experience like at St. Thomas University?
St. Thomas University is a medium-sized institution in Miami Gardens, FL, serving a diverse student body. Further details on campus life, specific academic programs, and student support would be needed for a complete picture.
Should prospective students consider St. Thomas University's low graduation rate?
Yes, prospective students should carefully consider the low graduation rate of 45.6% and investigate the factors contributing to it and the support systems available to ensure timely degree completion.
What is the acceptance rate at St. Thomas University and how hard is it to get in?
St. Thomas University (STU) has a very high admission rate of 97.9%, indicating that it is not highly selective. This means that the vast majority of students who apply are accepted, making it relatively easy to gain admission. The university aims to provide access to higher education for a broad range of students. While the acceptance rate is high, prospective students should still focus on presenting a strong overall application. This includes maintaining good grades in high school, writing a compelling personal essay, and obtaining positive letters of recommendation. Demonstrating a genuine interest in STU and its programs through campus visits or virtual information sessions can also be beneficial. The high acceptance rate suggests that STU prioritizes accessibility, but applicants should still strive to meet any stated academic prerequisites for their desired programs to ensure a smooth enrollment process and set themselves up for academic success.
Is St. Thomas University worth the money?
Based on available data, St. Thomas University (STU) presents a questionable value for the money for the average student. The median 10-year earnings of $54,272 are relatively low, especially when compared to the out-of-state and in-state tuition of $34,770 per year. This means that it could take many years for a graduate to earn back the cost of their education, even before accounting for living expenses. The median debt of $19,125 is manageable, but the overall return on investment (ROI) score of -61 is a significant red flag, suggesting that graduates, on average, do not see a strong financial return on their educational investment. While STU offers a private education and a location in a vibrant economic area, the financial outcomes do not strongly support the cost. Students considering STU should carefully evaluate their chosen major's earning potential and explore all available financial aid options. For many, other institutions may offer a better financial return.
What are the best majors at St. Thomas University?
While St. Thomas University (STU) offers a range of programs, identifying the 'best' majors depends on individual career goals and earning potential. Based on common strengths of private universities in urban settings and the South Florida job market, programs in Business Administration, Criminal Justice, and Health Sciences often lead to strong regional employment opportunities. For instance, a Business degree can open doors in Miami's thriving finance, real estate, and hospitality sectors. Criminal Justice graduates are well-positioned to enter law enforcement, corrections, or legal support roles within the extensive public and private sectors of South Florida. The Health Sciences programs, such as Nursing or Pre-Med, can lead to employment in the region's robust healthcare systems like Baptist Health or Memorial Healthcare. Students interested in fields with higher earning potential should research specific program outcomes and consider majors that align with in-demand industries in the Miami metropolitan area. It's crucial for students to research specific career paths and earning potentials associated with each major at STU.
What is student life like at St. Thomas University?
Student life at St. Thomas University (STU) is characterized by its Catholic tradition and a focus on community within a diverse student body. As a smaller university, STU offers a more intimate campus environment where students can build close relationships with peers and faculty. The university emphasizes its commitment to service and social justice, often integrating these values into campus activities and student organizations. Students can participate in various clubs and organizations, athletic teams (NCAA Division II), and spiritual life activities. The campus culture is generally described as friendly and supportive, with a strong sense of community fostered by its size and religious affiliation. Located in Miami Gardens, students also have access to the vibrant cultural, entertainment, and recreational opportunities of the greater Miami metropolitan area, providing a balance between campus life and urban exploration. While not a large party school, STU offers a well-rounded experience for students seeking a close-knit community with a commitment to service and personal development.
How much financial aid does St. Thomas University give?
St. Thomas University (STU) provides a significant amount of financial aid to its students, aiming to make its private education more accessible. A high percentage of students, typically around 90-95%, receive some form of financial aid, which includes grants, scholarships, and loans. The university offers various institutional scholarships, often merit-based or tied to specific academic programs or student achievements. Additionally, students are encouraged to apply for federal aid through the FAFSA, which can unlock Pell Grants, federal loans, and work-study opportunities. STU also participates in state aid programs. While the average financial aid package can be substantial, it's crucial for students to understand the breakdown between grants/scholarships (which do not need to be repaid) and loans (which do). Prospective students should contact the STU Financial Aid Office directly for personalized information regarding their eligibility for specific aid programs and to understand the net cost of attendance after aid is applied. Given the sticker price, maximizing financial aid is essential for most students.
What salary can I expect after graduating from St. Thomas University?
The salary expectations for graduates of St. Thomas University (STU) are, on average, modest. The median earnings for STU alumni 10 years after starting college is reported as $54,272. This figure represents a broad average across all majors and career paths. Graduates from programs aligned with high-demand industries in the South Florida region, such as certain business fields (e.g., finance, international business), health sciences (e.g., nursing), and potentially technology-related roles, may see higher starting salaries and faster career progression. Conversely, graduates from fields with lower market demand or those entering public service roles might earn closer to or below this median. It is crucial for prospective students to research the specific earning potential associated with their intended major. For example, while a general business degree might lead to the median salary, a specialized finance or accounting degree might yield higher outcomes. The university's career services can provide more detailed insights into salary ranges by major, but the overall median suggests that graduates should not expect exceptionally high starting salaries compared to alumni from more selective or specialized institutions.
What are the dorms like at St. Thomas University?
St. Thomas University (STU) offers on-campus housing options designed to provide a supportive living and learning environment for its students. The university typically provides traditional dormitory-style living, with shared rooms and common areas. Residence halls are usually supervised by Resident Assistants (RAs) who help foster a sense of community and provide support to students. Amenities often include communal lounges, study areas, laundry facilities, and basic furnishings in the rooms. While specific details about room configurations (e.g., single, double, triple occupancy) and the exact amenities can vary by building and year, the focus is on providing a safe and functional space for students. STU encourages students to live on campus, especially during their first year, to immerse themselves in the university community. Students interested in the most up-to-date information on specific residence halls, room features, and application processes should consult the STU Housing and Residence Life website or contact their housing department directly.
Is St. Thomas University a good school for research?
St. Thomas University (STU) offers research opportunities, particularly for undergraduate students, though it may not be classified as a major research university on the scale of large public institutions. The university encourages students to engage in research within their respective disciplines, often integrating research projects into coursework and providing opportunities for independent study under faculty guidance. Faculty members are actively involved in research and scholarship, and they often seek student involvement as research assistants. STU's focus on undergraduate education means that research opportunities are often geared towards providing students with hands-on experience and exposure to the research process, rather than leading major groundbreaking discoveries. Students interested in research can explore opportunities in fields like biology, psychology, and business, where faculty may have ongoing projects. While STU may not have extensive graduate research programs or large-scale research centers, it provides a supportive environment for undergraduates to develop research skills and potentially present their findings at student symposiums or regional conferences.
How does St. Thomas University compare to similar schools?
St. Thomas University (STU) is often compared to other private, mid-sized universities in South Florida, such as Barry University and Florida Memorial University, and sometimes to larger institutions like Nova Southeastern University, depending on the program. Compared to these peers, STU generally has a smaller student body than Nova Southeastern. Its admission rate is significantly higher than more selective institutions like the University of Miami. A key differentiator for STU is its median earnings, which tend to be lower than many of its private counterparts, impacting its return on investment. While STU offers a strong sense of community and a Catholic tradition, its academic reputation and graduate outcomes may not be as widely recognized as some of its peers. Its graduation rate is also a point of concern when compared to national averages and those of similar institutions. STU's advantages might lie in specific niche programs or a more intimate campus feel, while disadvantages often relate to its financial value proposition and overall academic ranking.
What do employers think of a degree from St. Thomas University?
Employer perception of a degree from St. Thomas University (STU) is generally positive within the South Florida region, where the university has established a presence and network. Local employers often recognize STU graduates for their practical skills and community engagement, particularly in fields like criminal justice, education, and healthcare, which are strong areas for the university. The university's Catholic mission and emphasis on service may also be viewed favorably by organizations that value ethical conduct and social responsibility. However, outside of the immediate South Florida market, the brand recognition of STU may be less pronounced compared to larger, more nationally recognized universities. While employers value the skills and knowledge gained, the perceived 'prestige' or selectivity of the institution can influence initial impressions. For graduates seeking employment outside of Florida, they may need to more actively demonstrate the value of their STU education through their resume, portfolio, and interview performance, as the university's name may not carry the same weight as that of more highly ranked or selective institutions.
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AI-generated analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.