St. Thomas Aquinas College
Sparkill, NY 10976-1050 — Private Nonprofit
Value Score: 55/100 | ROI Score: -60 | Affordability Score: 55/100
Tuition (In-State): $39,450 | Out-of-State: $39,450
Acceptance Rate: 93.0% | Graduation Rate: 58.1% | Retention Rate: 73.4%
Median Earnings (10yr): $62,909 | Median Debt: $23,198
SAT Average: 1000 | ACT Midpoint: 29
Student Body Size: 972 (small)
Pell Grant Recipients: 21.6% | Federal Loan Rate: 28.4%
Average Faculty Salary: $9,579/month
Tuition & Affordability Analysis
In-state tuition at St. Thomas Aquinas College is $39,450 per year, which is near the national average for private institutions.
Out-of-state students pay $39,450/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $157,800 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at St. Thomas Aquinas College:
- Families earning $0–$30,000: $11,746/year
- Families earning $30,001–$48,000: $13,700/year
- Families earning $48,001–$75,000: $24,110/year
- Families earning $75,001–$110,000: $23,907/year
- Families earning $110,000+: $27,333/year
Low-income families receive an average discount of $27,704/year, paying just 30% of the sticker price.
Admissions Snapshot
St. Thomas Aquinas College has an acceptance rate of 93.0%, placing it in the Open Admission (85%+) category. This means roughly 261 students apply each year.
St. Thomas Aquinas College accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
The average SAT score of admitted students is 1000, 6% below the national average. This is within the mid-range nationally.
The ACT midpoint is 29, 38% above the national average.
Graduate Outcomes & Return on Investment
58.1% of students at St. Thomas Aquinas College complete their degree, 6% below the national average. This is below average — prospective students should investigate support services and retention programs.
First-year retention rate: 73.4% (9% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of St. Thomas Aquinas College earn a median salary of $62,909 ten years after enrollment, 54% above the national average. This represents a $27,909/year earnings premium over the average high school diploma holder, or $837,270 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $23,198, 8% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $252/month, with a total repayment of $30,240 (including $7,042 in interest).
Debt-to-Earnings Ratio: 0.37x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from St. Thomas Aquinas College pays for itself in approximately 6 years. This is a reasonable investment timeline.
Financial Aid Profile
21.6% of students at St. Thomas Aquinas College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 34% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
28.4% of students take federal loans, 40% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $9,579/month, 10% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
St. Thomas Aquinas College enrolls 972 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.
Diversity Index: 75/100 (higher = more diverse). St. Thomas Aquinas College has a highly diverse student body with strong representation across multiple racial and ethnic groups.
Student body composition: White 42%, Hispanic 22%, Black 17%, Asian 2%.
St. Thomas Aquinas College: Private Liberal Arts Institution in New York
- St. Thomas Aquinas College: A Suburban Launchpad to the NYC Job Market
- Navigating Your Career Path: Understanding St. Thomas Aquinas College Graduate Outcomes
- Is St. Thomas Aquinas College Worth the Investment? A Data-Driven Analysis
Report Card: Overall Grade D+
St. Thomas Aquinas College receives an overall grade of D+ based on six dimensions:
- Academics: D
- Value: F
- Outcomes: B
- Affordability: C+
College Analysis
St. Thomas Aquinas College is a Private Nonprofit institution in Sparkill, NY with approximately 972 students. Academics: Offers a strong liberal arts education with a focus on philosophy and theology. Value: High tuition with moderate earnings, leading to a negative ROI. Outcomes: Graduation rate and median earnings are below average for similar institutions.
The Verdict: Is St. Thomas Aquinas College Worth It?
St. Thomas Aquinas College presents a complex value proposition. With a median 10-year earnings of $62,909 against an annual tuition of $39,450, the return on investment appears challenging, especially when considering the median debt of $23,198. The ROI score of -60 further underscores this concern, suggesting that, on average, graduates may not recoup their investment quickly or significantly compared to national benchmarks. The tuition cost is substantial, and while the median earnings are respectable, they don't immediately suggest a rapid payoff for the debt incurred. A direct comparison shows that it would take approximately 4-5 years of saving a significant portion of the median salary to pay off the median debt, without accounting for living expenses or further education. While STAC offers a nurturing environment and access to the New York metropolitan job market, the financial metrics indicate that it may be overpriced for the average graduate's earning potential. It is not a clear 'hidden gem' based on these numbers, and prospective students should carefully weigh the cost against their specific career aspirations and earning potential in their chosen field. A recommendation leans towards caution, advising students to thoroughly explore scholarship opportunities and to target high-earning majors.
Return on Investment
Given the high tuition and negative ROI, the degree may not be worth the cost for most students.
Debt Reality Check
Median student debt at St. Thomas Aquinas College: $23,198. Monthly payment on a standard 10-year plan: $263/month. Total repaid: $31,560 ($8,362 in interest).
Breakeven vs high school diploma: 0.7 years. Debt burden: Low. Salary needed for comfortable repayment: $31,560.
Strengths
- Strong religious and philosophical curriculum
- Diverse student body
Weaknesses
- Low graduation rate
- Negative ROI
Academic Profile
SAT Average: 1000. ACT Midpoint: 29. Retention Rate: 73.4%.
St. Thomas Aquinas College, a private nonprofit institution, prides itself on providing a personalized academic experience, largely due to its small student-to-faculty ratio, which allows for more individualized attention. While specific faculty salary data isn't publicly available, the commitment to faculty engagement is evident in the learning environment. The college offers a range of undergraduate programs across its Schools of Arts & Sciences, Business, Education, and Nursing. Notable departments often highlighted include Business Administration, Education (with various specializations), and Nursing, reflecting strong regional demand. Research opportunities, while perhaps not as extensive as at large research universities, are available for motivated students, particularly within their chosen majors, often culminating in senior capstone projects or independent study. The Aquinas Honors Program provides a challenging academic path for high-achieving students, offering enriched coursework and opportunities for deeper engagement. STAC also encourages global perspectives through study abroad programs, allowing students to broaden their horizons academically and culturally. Academic support is a priority, with resources like the Academic Success Center offering tutoring, writing support, and academic advising to help students navigate their coursework and achieve their academic goals. The emphasis is on fostering critical thinking and preparing students for successful careers or further graduate studies.
Financial Aid Guide for St. Thomas Aquinas College
Pell Grant recipients: 21.6%. Students taking federal loans: 28.4%.
Navigating financial aid at St. Thomas Aquinas College requires a proactive approach, especially given the sticker price of $39,450 for both in-state and out-of-state tuition. STAC offers a combination of merit-based and need-based aid to help make its education accessible. Merit scholarships are often awarded based on academic achievement, such as GPA and standardized test scores (though these are not currently listed as required for admission, strong scores can still bolster an application). Need-based aid is determined by the information provided on the FAFSA (Free Application for Federal Student Aid) and, if applicable, the CSS Profile. For families with an Expected Family Contribution (EFC) of $0-$20,000, a significant portion of the cost of attendance might be covered through a combination of federal grants (like Pell Grants, though the rate is not specified), state grants, institutional grants, and potentially federal loans. For families with higher incomes, merit scholarships become more crucial. Work-study opportunities are also available, providing students with part-time jobs on campus to help offset living expenses. Typical aid packages can vary widely, but it's not uncommon for students to receive anywhere from $10,000 to $25,000+ in institutional aid, grants, and scholarships, reducing the net cost considerably. Scholarship tips include applying early, researching external scholarships, and highlighting unique talents or experiences in applications. Negotiating aid at STAC is possible, particularly if you have competing offers from similar institutions, but it's generally more effective for students with strong academic profiles or unique circumstances. Always reach out to the Financial Aid Office to discuss your specific situation.
Hidden Costs at St. Thomas Aquinas College
- Room and board costs can range from $13,000 to $16,000 annually, depending on the chosen meal plan and housing type.
- Textbooks and course materials can add an estimated $1,000 to $1,500 per academic year.
- Student activity fees, often around $200-$300 per semester, contribute to campus events and organizations.
- Transportation costs, especially for students commuting from further distances or frequently visiting home, can range from $500 to $2,000 annually.
- Parking permits for students with vehicles on campus typically cost $100-$200 per year.
- Personal expenses, including toiletries, laundry, and entertainment, can easily amount to $1,500-$2,500 per year.
- Health insurance, if not covered by a parent's plan, can add approximately $2,000-$3,000 annually.
Alumni Outcomes & Career Paths
St. Thomas Aquinas College (STAC) graduates enter a diverse job market, with alumni finding roles across various sectors. While specific major employer data for STAC is not publicly detailed, institutions of its size and type in the New York metropolitan area often see graduates recruited by regional healthcare systems, financial institutions, educational organizations, and technology firms. Common industries for STAC alumni include healthcare (nursing, health sciences), education (teaching, administration), business (finance, marketing, management), and technology. Notable alumni, though not widely publicized, typically contribute to these fields within the tri-state area. Graduate school placement rates are not explicitly published, but given the strong presence of health sciences and education programs, a significant portion of graduates likely pursue advanced degrees in fields like Physical Therapy, Occupational Therapy, and Master's in Education programs. Career services at STAC focus on providing students with resume building, interview preparation, and networking opportunities, aiming to connect them with internships and entry-level positions. Internship pipelines are crucial for STAC students, often facilitated through partnerships with local hospitals, school districts, and businesses in Rockland County and beyond. Geographic hiring patterns show a strong tendency for graduates to remain in the New York metropolitan area, particularly within a 50-mile radius of the Sparkill campus, leveraging the dense network of opportunities in Westchester, New Jersey, and New York City.
Campus Life & Culture at St. Thomas Aquinas College
St. Thomas Aquinas College serves a predominantly undergraduate student body with a strong representation from the New York metropolitan area. The student body is diverse, reflecting a commitment to inclusivity. Students who thrive here are often those who appreciate a close-knit community, seek personalized academic support, and value the balance between a focused learning environment and access to the opportunities of a major urban center.
St. Thomas Aquinas College (STAC) offers a close-knit campus community, a stark contrast to larger universities. Nestled in Sparkill, NY, the suburban setting provides a peaceful environment, yet it's just a stone's throw from the vibrant energy of New York City, offering students the best of both worlds. The 'vibe' here is often described as friendly, supportive, and academically focused, with a strong sense of community fostered by its relatively small student body of under 1,000. Student organizations are a cornerstone of campus life, with over 30 clubs and organizations catering to a wide range of interests, from academic societies and cultural groups to service organizations and recreational clubs. The Student Government Association plays an active role in shaping student life and advocating for student needs. While Greek life is not a prominent feature at STAC, the absence is filled by a robust array of other social activities and events organized by the college and student groups. Residential life is a key component for many students, with on-campus housing options available, fostering a continuous sense of community. The dining hall, known as the Regina Hall Dining Commons, provides a central hub for students to gather and refuel. Athletics are an important part of the STAC experience, with the Spartans competing in NCAA Division II, offering opportunities for student-athletes and spirited support from the campus community at games and events. Campus traditions, though perhaps not as widely publicized as at larger institutions, contribute to the unique STAC identity, often revolving around academic achievements, community service, and seasonal celebrations.
Campus Highlights
- Proximity to New York City for internships, cultural experiences, and entertainment.
- Strong sense of community fostered by a small student body and engaged faculty.
- NCAA Division II athletics program offering competitive sports opportunities.
- Commitment to personalized attention with a low student-to-faculty ratio.
- The Aquinas Honors Program for academically driven students.
- A peaceful, suburban campus setting conducive to focused study.
- Active student life with numerous clubs and organizations.
Location & Regional Advantages
St. Thomas Aquinas College's location in Sparkill, NY, offers a unique blend of suburban tranquility and proximity to major economic hubs. Situated in Rockland County, the immediate local job market is modest but benefits from its position within the broader New York metropolitan area. This proximity to New York City (approximately 20 miles away) and Northern New Jersey provides STAC students with access to a vast and diverse job market across industries like finance, media, technology, healthcare, and education. The cost of living in Sparkill and surrounding Rockland County is generally lower than in Manhattan but still reflects the high cost of living typical of the greater New York region. Quality of life is characterized by suburban amenities, access to parks and recreational areas like the Palisades, and a generally safe environment. The weather is typical of the northeastern United States, with four distinct seasons. This location is particularly advantageous for students pursuing careers in healthcare, education, and business, as numerous hospitals (e.g., Nyack Hospital, Good Samaritan Hospital), school districts, and corporate offices are within commuting distance. The ability to intern or work in NYC while attending a more affordable suburban campus is a significant draw for many students.
How to Get Into St. Thomas Aquinas College
St. Thomas Aquinas College has a high admission rate of 93.0%, indicating a generally accessible admissions process. This suggests that while academic preparedness is important, STAC is committed to providing educational opportunities to a broad range of students. The college does not appear to offer Early Decision (ED) or Early Action (EA) options, so the application timeline is more standardized. The admissions office likely values a holistic review, looking beyond just GPA and test scores (which are not currently required). They will be interested in your high school transcript to gauge academic rigor and performance, letters of recommendation to understand your character and potential contributions, and a personal essay to hear your voice and aspirations. Given the selectivity, focus on demonstrating genuine interest in STAC and how your goals align with the college's offerings. Craft an essay that showcases your personality, resilience, or unique experiences. While specific GPA ranges aren't published due to the high acceptance rate, a strong academic record with a GPA above 3.0 would be a good starting point. There's no explicit policy on demonstrated interest, but engaging with the college through virtual or in-person information sessions, campus tours, and thoughtful communication with the admissions team can only help. The application deadline is typically in the spring, with rolling admissions often extending beyond that, but applying by the priority deadline (usually around March 1st) is recommended to ensure full consideration for aid and programs.
How St. Thomas Aquinas College Compares to Similar Schools
Similar schools: Pace University, Iona University, Manhattanville College, Dominican University New York
Advantages
- More affordable tuition compared to some private urban universities.
- Smaller class sizes fostering a more intimate learning environment.
- Stronger focus on specific niche programs like nursing or education within a smaller community.
Disadvantages
- Lower overall national recognition and brand prestige compared to larger, more established universities.
- Fewer extensive alumni networks and career service resources due to smaller size.
- Potentially less diverse student body and fewer on-campus amenities.
Best For
- Students interested in theology and philosophy.
- Students seeking a small, close-knit academic community.
Avoid If
- Students looking for high earning potential after graduation.
- Students prioritizing affordability and ROI.
Frequently Asked Questions about St. Thomas Aquinas College
How much does it cost to attend St. Thomas Aquinas College?
In-state tuition at St. Thomas Aquinas College is $39,450 per year, and out-of-state tuition is $39,450 per year. The median student debt at graduation is $23,198.
What is the acceptance rate at St. Thomas Aquinas College?
St. Thomas Aquinas College has an acceptance rate of 93.0%.
What is the graduation rate at St. Thomas Aquinas College?
St. Thomas Aquinas College has a graduation rate of 58.1%.
How much do St. Thomas Aquinas College graduates earn?
The median earnings for St. Thomas Aquinas College graduates 10 years after enrollment is $62,909. With median debt of $23,198, graduates earn roughly 2.7x their debt level annually.
How big is St. Thomas Aquinas College?
St. Thomas Aquinas College has approximately 972 students and is classified as a small institution. It is located in Sparkill, NY and is a Private Nonprofit institution.
Is St. Thomas Aquinas College worth the cost?
St. Thomas Aquinas College has an ROI score of -60 out of 100. With in-state tuition of $39,450 per year and median post-graduation earnings of $62,909, the data suggests the return on investment may be below average.
Where is St. Thomas Aquinas College located?
St. Thomas Aquinas College is located in Sparkill, NY. It is a Private Nonprofit institution with approximately 972 students.
How much student debt do St. Thomas Aquinas College graduates have?
The median student debt for St. Thomas Aquinas College graduates is $23,198. With median earnings of $62,909 ten years after enrollment, graduates can expect a debt-to-income ratio of 37%.
Is St. Thomas Aquinas College a good college?
St. Thomas Aquinas College has a graduation rate of 58.1% and median post-graduation earnings of $62,909. Highly diverse student body with a significant Hispanic population.
How does St. Thomas Aquinas College compare to similar colleges?
Strong focus on philosophy and theology, setting it apart from secular institutions. Compared to peer institutions, St. Thomas Aquinas College offers a unique religious and philosophical curriculum but struggles with low graduation rates and negative ROI.
What career prospects do St. Thomas Aquinas College graduates have?
Graduates are well-prepared for careers in theology, philosophy, and related fields, but may face challenges in high-paying industries.
What should prospective students know about St. Thomas Aquinas College?
The college is well-positioned for students seeking a religious and philosophical education but may not be the best choice for those prioritizing high earning potential.
What makes St. Thomas Aquinas College stand out?
Moderate debt levels for graduates, but earnings do not justify the cost.
What are the pros and cons of attending St. Thomas Aquinas College?
High admission rate, indicating a relatively accessible institution.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.