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St. Mary's University

San Antonio, TX 78228 — Private Nonprofit

Value Score: 70/100 | ROI Score: -62 | Affordability Score: 55/100

Tuition (In-State): $37,434 | Out-of-State: $37,434

Acceptance Rate: 97.8% | Graduation Rate: 59.6% | Retention Rate: 73.0%

Median Earnings (10yr): $56,955 | Median Debt: $25,563

SAT Average: 1089

Student Body Size: 1,951 (small)

Pell Grant Recipients: 38.6% | Federal Loan Rate: 46.3%

Average Faculty Salary: $10,724/month

Tuition & Affordability Analysis

In-state tuition at St. Mary's University is $37,434 per year, which is 5% below the national average for private institutions.

Out-of-state students pay $37,434/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $149,736 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at St. Mary's University:

  • Families earning $0–$30,000: $18,352/year
  • Families earning $30,001–$48,000: $21,470/year
  • Families earning $48,001–$75,000: $20,553/year
  • Families earning $75,001–$110,000: $22,331/year
  • Families earning $110,000+: $24,649/year

Low-income families receive an average discount of $19,082/year, paying just 49% of the sticker price.

Admissions Snapshot

St. Mary's University has an acceptance rate of 97.8%, placing it in the Open Admission (85%+) category. This means roughly 499 students apply each year.

St. Mary's University accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The average SAT score of admitted students is 1089, near the national average. This is within the mid-range nationally.

Graduate Outcomes & Return on Investment

59.6% of students at St. Mary's University complete their degree, 4% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 73.0% (10% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of St. Mary's University earn a median salary of $56,955 ten years after enrollment, 39% above the national average. This represents a $21,955/year earnings premium over the average high school diploma holder, or $658,650 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $25,563, 19% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $277/month, with a total repayment of $33,240 (including $7,677 in interest).

Debt-to-Earnings Ratio: 0.45x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from St. Mary's University pays for itself in approximately 7 years. This is a reasonable investment timeline.

Financial Aid Profile

38.6% of students at St. Mary's University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 17% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

46.3% of students take federal loans, near the national average. This is a moderate borrowing rate.

Average faculty salary: $10,724/month, 23% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

St. Mary's University enrolls 1,951 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 70/100 (higher = more diverse). St. Mary's University has a highly diverse student body with strong representation across multiple racial and ethnic groups.

Student body composition: White 10%, Hispanic 54%, Black 2%, Asian 1%.

St. Mary's University: High-Quality Education with Above-Average Earnings

Report Card: Overall Grade D+

St. Mary's University receives an overall grade of D+ based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: B
  • Affordability: B

College Analysis

St. Mary's University is a Private Nonprofit institution in San Antonio, TX with approximately 1,951 students. Academics: St. Mary's University has a high admission rate, suggesting a strong selectivity and potentially high-quality education. Value: The university's tuition is relatively high, but the median earnings after 10 years are above the national average, indicating a good return on investment. Outcomes: Graduation rates are below the national average, which may be a concern for prospective students.

The Verdict: Is St. Mary's University Worth It?

St. Mary's University presents a challenging value proposition, with a median 10-year earning of $56,955 falling significantly short of its $37,434 annual tuition. The median debt of $25,563, while not excessively high, combined with the moderate earnings, results in a notably negative ROI score of -62. This suggests that, on average, graduates may struggle to recoup their educational investment within a reasonable timeframe. A direct comparison shows that it would take approximately 4.5 years of median earnings solely to cover the tuition cost, not including living expenses or debt repayment. Given these figures, St. Mary's University appears to be overpriced for the average graduate's earning potential. It is not a hidden gem, nor is it a straightforward good deal. Students considering St. Mary's should carefully evaluate their chosen major's specific earning potential and explore all available financial aid options. A clear recommendation is to proceed with caution and thoroughly research alternative institutions that offer a stronger financial return.

Return on Investment

While the degree is worth the cost in terms of earnings potential, the high tuition and below-average graduation rate may be a concern.

Debt Reality Check

Median student debt at St. Mary's University: $25,563. Monthly payment on a standard 10-year plan: $290/month. Total repaid: $34,800 ($9,237 in interest).

Breakeven vs high school diploma: 0.9 years. Debt burden: Manageable. Salary needed for comfortable repayment: $34,800.

Strengths

  • Strong selectivity and high-quality education
  • Above-average earnings potential

Weaknesses

  • Below-average graduation rate
  • High tuition costs

Academic Profile

SAT Average: 1089. Retention Rate: 73.0%.

St. Mary's University prides itself on a robust academic environment that fosters intellectual curiosity and prepares students for meaningful careers and lives. While the admission rate of 97.8% suggests accessibility, the university maintains high academic standards within its programs. Notable strengths lie in its professional schools, particularly the School of Law, which is highly regarded in Texas, and the School of Business and Technology, offering programs like Accounting, Cybersecurity, and Management that align with market demands. The School of Arts and Sciences provides a strong foundation with popular majors such as Psychology, Biology, and English. Faculty quality is a key asset, with a student-faculty ratio that allows for personalized attention and mentorship, even though specific faculty salary data isn't publicly available. Many professors are active scholars and practitioners in their fields, bringing real-world experience into the classroom. Research opportunities are available for undergraduates, particularly in STEM fields, allowing students to engage in faculty-led projects. The university also offers a strong Honors Program for academically gifted students, providing enriched coursework and research experiences. Study abroad programs are encouraged, offering students the chance to broaden their perspectives globally. Academic support resources are comprehensive, including tutoring services, writing centers, and academic advising, ensuring students have the resources they need to succeed.

Financial Aid Guide for St. Mary's University

Pell Grant recipients: 38.6%. Students taking federal loans: 46.3%.

Navigating financial aid at St. Mary's University involves understanding both merit-based and need-based opportunities. Given its private status, tuition is the same for in-state and out-of-state students at $37,434. St. Mary's is committed to making education accessible and offers a range of financial aid options. Merit scholarships are often awarded automatically based on academic achievement (GPA and, when considered, test scores), with amounts varying significantly. While specific scholarship ranges aren't detailed, students with strong academic profiles can expect to receive substantial merit aid. Need-based aid, determined by the FAFSA, is also crucial. Many students receive a combination of grants, scholarships, and federal loans. For families with an expected family contribution (EFC) of $0-$10,000, a typical aid package might include federal Pell Grants (up to $7,395 for 2023-24), state grants (if applicable), institutional grants, and potentially federal student loans. For families with higher EFCs, institutional grants and scholarships become more critical, alongside federal and private loans. Work-study opportunities are available, providing students with part-time employment on campus to help cover living expenses. Scholarship tips include applying early, exploring external scholarships, and highlighting community service and leadership in applications. Negotiating aid is generally less common at St. Mary's compared to highly selective institutions, but it's always worth a conversation with the financial aid office if your circumstances have changed significantly or if you have competing offers.

Hidden Costs at St. Mary's University

  • Room and board costs can range from approximately $12,000 to $15,000 per academic year, depending on the chosen meal plan and housing type.
  • Textbooks and course materials can add an estimated $1,000 to $1,500 per year.
  • Student activity fees, technology fees, and other miscellaneous campus fees can total around $500 to $1,000 annually.
  • Transportation costs, including gas, insurance, or public transport passes, can vary widely but budget at least $500-$1,000 per year.
  • Parking permits for students living off-campus or commuting can cost between $100 and $300 per academic year.
  • Personal expenses, such as toiletries, laundry, entertainment, and incidental purchases, should be budgeted at $1,500 to $2,500 annually.
  • Health insurance, if not covered by a parent's plan, can add approximately $2,000 to $3,000 per year.

Alumni Outcomes & Career Paths

St. Mary's University, a private institution in San Antonio, TX, offers a pathway to diverse career opportunities, though its median earnings suggest a moderate return on investment. While specific data on major employers actively recruiting on campus is not readily available, alumni tend to cluster in sectors prevalent in the San Texas region. These often include healthcare, education, government, and professional services. Graduates from programs like Business Administration, Psychology, and Criminal Justice are likely to find roles within local hospitals such as CHRISTUS Health and Baptist Health System, school districts like Northside ISD and North East ISD, and various state and federal agencies. The university's career services department aims to support students through resume building, interview preparation, and networking events, though its effectiveness in securing high-paying roles is reflected in the median earnings. Internship pipelines are likely strongest within the San Antonio metropolitan area, connecting students with opportunities at companies like Valero Energy, H-E-B, and Frost Bank. Geographic hiring patterns show a strong tendency for graduates to remain in Texas, particularly in the San Antonio and Austin corridors, though some may venture to larger hubs like Dallas or Houston. Graduate school placement rates are not explicitly detailed, but programs in fields like education and counseling may see a portion of graduates pursue advanced degrees.

Campus Life & Culture at St. Mary's University

St. Mary's University serves a diverse student body, with a significant percentage of students identifying as Hispanic/Latino, reflecting its location in San Antonio and its commitment to inclusivity. The student population is primarily drawn from Texas, but a growing number of students come from other states and countries, adding to the cultural richness. Students who thrive here are often those who appreciate a close-knit community, value service and social justice, and seek a supportive academic environment with a strong sense of tradition.

St. Mary's University in San Antonio, Texas, offers a vibrant campus life deeply rooted in its Catholic heritage and a strong sense of community. As a private institution with a relatively small student body of around 1,951, students often find a more intimate and connected experience. The campus itself is a beautiful blend of historic and modern architecture, nestled in a picturesque setting that encourages both academic focus and social engagement. Residential life is a cornerstone, with several on-campus housing options available for freshmen and upperclassmen, fostering a close-knit living-learning environment. While specific neighborhood vibes aren't as pronounced as in larger universities, the residential halls themselves become micro-communities. Dining services offer a variety of options, including the popular J.A. and Kathryn J. Goolsby Dining Hall, catering to diverse tastes and dietary needs. Student organizations are plentiful, covering a wide spectrum of interests from academic clubs and cultural groups to service organizations and spiritual life committees. The university's Marianist tradition strongly influences its commitment to service and social justice, which is reflected in many student activities. Greek life is present but not dominant, offering additional social and leadership opportunities for those interested. Athletics, particularly in NCAA Division II, are a significant part of the campus spirit, with Rattler teams competing fiercely and drawing enthusiastic crowds. The overall 'vibe' at St. Mary's is one of academic rigor balanced with a strong emphasis on personal growth, community service, and spiritual development, all within the warm and welcoming atmosphere of South Texas.

Campus Highlights

  • The historic Grotto, a serene outdoor space for reflection and prayer, deeply connected to the university's Catholic heritage.
  • The J.A. and Kathryn J. Goolsby Dining Hall, a modern hub for student life and dining with diverse culinary options.
  • The Rattler Athletics program, with passionate student support and a strong presence in NCAA Division II.
  • The Marianist charism, which permeates the campus culture, emphasizing service, community, and social justice.
  • The St. Mary's University School of Law, a highly respected institution within Texas, offering unique opportunities for pre-law students.
  • The beautiful campus architecture, blending historic buildings with contemporary facilities, set within a lush San Antonio landscape.

Location & Regional Advantages

St. Mary's University's location in San Antonio, Texas, presents a mixed bag of regional advantages for its students. San Antonio boasts a growing economy, particularly in sectors like healthcare, biosciences, tourism, and defense, offering a solid local job market for graduates. The cost of living in San Antonio is generally lower than in major Texas hubs like Austin or Dallas, making the student's investment potentially stretch further post-graduation. Proximity to industry hubs is moderate; while San Antonio has its own economic strengths, it's not as densely packed with Fortune 500 companies as Austin or Houston. However, its position as a major cultural and economic center in South Texas provides a substantial regional market. Quality of life in San Antonio is characterized by its rich history, vibrant culture, and a generally pleasant climate, though summers can be quite hot. Safety is comparable to other large urban centers. The location's primary career advantage lies in its strong local demand for professionals in healthcare, education, and public service, and its affordability can aid in faster debt repayment. However, for those seeking careers in high-growth tech or finance sectors, relocation to other Texas cities or beyond might be necessary.

How to Get Into St. Mary's University

St. Mary's University, with its 97.8% admission rate, is an accessible institution, meaning the application strategy should focus on presenting a well-rounded and engaged candidate rather than solely on extreme academic metrics. While SAT/ACT scores are not a primary focus (indicated by N/A data), a strong GPA and a rigorous high school curriculum are still important. The admissions office values students who demonstrate a commitment to the university's Catholic, Marianist values, which often translates to strong community service, leadership experience, and a genuine interest in personal and spiritual growth. Essays are a key opportunity to showcase your personality, values, and why St. Mary's is the right fit. Consider topics that highlight your resilience, your commitment to service, or how you've overcome challenges. Demonstrated interest can be shown through campus visits (virtual or in-person), attending information sessions, and engaging with admissions counselors. Early Action (EA) is available and can be advantageous for students who have St. Mary's as a top choice, allowing for an earlier decision and peace of mind. The timeline should involve submitting your application, transcripts, and any required essays well before the deadlines, typically in the late fall or early winter for the following academic year, to maximize scholarship consideration.

How St. Mary's University Compares to Similar Schools

Similar schools: University of the Incarnate Word, Trinity University, Our Lady of the Lake University, Texas A&M University-San Antonio

Advantages

  • Stronger emphasis on Catholic Marianist traditions and values.
  • Potentially smaller class sizes due to its overall smaller student body.
  • Established alumni network within the San Antonio area.

Disadvantages

  • Lower median graduate earnings compared to some private peers.
  • Lower graduation rate compared to more selective institutions.
  • Less diverse range of highly specialized academic programs.

Best For

  • Prospective students who prioritize high graduation rates and lower tuition costs may want to consider other options.
  • Students interested in fields with high earning potential and strong educational quality may find St. Mary's University a good fit.

Avoid If

  • Students looking for a more affordable option may want to explore other institutions.
  • Prospective students who are not prepared for a high tuition cost may want to reconsider.

Frequently Asked Questions about St. Mary's University

How much does it cost to attend St. Mary's University?

In-state tuition at St. Mary's University is $37,434 per year, and out-of-state tuition is $37,434 per year. The median student debt at graduation is $25,563.

What is the acceptance rate at St. Mary's University?

St. Mary's University has an acceptance rate of 97.8%.

What is the graduation rate at St. Mary's University?

St. Mary's University has a graduation rate of 59.6%.

How much do St. Mary's University graduates earn?

The median earnings for St. Mary's University graduates 10 years after enrollment is $56,955. With median debt of $25,563, graduates earn roughly 2.2x their debt level annually.

How big is St. Mary's University?

St. Mary's University has approximately 1,951 students and is classified as a small institution. It is located in San Antonio, TX and is a Private Nonprofit institution.

Is St. Mary's University worth the cost?

St. Mary's University has an ROI score of -62 out of 100. With in-state tuition of $37,434 per year and median post-graduation earnings of $56,955, the data suggests the return on investment may be below average.

Where is St. Mary's University located?

St. Mary's University is located in San Antonio, TX. It is a Private Nonprofit institution with approximately 1,951 students.

How much student debt do St. Mary's University graduates have?

The median student debt for St. Mary's University graduates is $25,563. With median earnings of $56,955 ten years after enrollment, graduates can expect a debt-to-income ratio of 45%.

Is St. Mary's University a good college?

St. Mary's University has a graduation rate of 59.6% and median post-graduation earnings of $56,955. High admission rate (97.76%)

How does St. Mary's University compare to similar colleges?

Above-average median earnings after 10 years ($56,955) Compared to peer institutions, St. Mary's University offers a high-quality education with strong earning potential but has lower graduation rates.

What career prospects do St. Mary's University graduates have?

Graduates of St. Mary's University are well-positioned for careers in fields that value high earnings potential and strong educational quality.

What should prospective students know about St. Mary's University?

St. Mary's University holds a niche position in the market, offering a high-quality education with above-average earnings but at a higher cost.

What makes St. Mary's University stand out?

Below-average graduation rate (59.56%)

What are the pros and cons of attending St. Mary's University?

High tuition ($37,434 per year)

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.