CollegeTuitionData — College Data in Plain English

St Luke's College

Sioux City, IA 51104-0263 — Private Nonprofit

Value Score: 75/100 | ROI Score: -37 | Affordability Score: 75/100

Tuition (In-State): $24,175 | Out-of-State: $24,175

Acceptance Rate: 80.0%

Median Earnings (10yr): $61,033 | Median Debt: $15,000

SAT Average: 980

Student Body Size: 167 (small)

Pell Grant Recipients: 50.0% | Federal Loan Rate: 77.0%

Average Faculty Salary: $6,529/month

Tuition & Affordability Analysis

In-state tuition at St Luke's College is $24,175 per year, which is 39% below the national average for private institutions.

Out-of-state students pay $24,175/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $96,700 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at St Luke's College:

  • Families earning $48,001–$75,000: $15,602/year
  • Families earning $110,000+: $26,147/year

Admissions Snapshot

St Luke's College has an acceptance rate of 80.0%, placing it in the Less Selective (70–85%) category.

The average SAT score of admitted students is 980, 8% below the national average. Test scores are one factor among many in the admissions process.

Graduate Outcomes & Return on Investment

Graduates of St Luke's College earn a median salary of $61,033 ten years after enrollment, 49% above the national average. This represents a $26,033/year earnings premium over the average high school diploma holder, or $780,990 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $15,000, 30% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $163/month, with a total repayment of $19,560 (including $4,560 in interest).

Debt-to-Earnings Ratio: 0.25x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from St Luke's College pays for itself in approximately 4 years. This is an excellent return on investment.

Financial Aid Profile

50.0% of students at St Luke's College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 52% above the national average. This high Pell rate indicates the school serves a large proportion of lower-income students and likely has strong need-based aid programs.

77.0% of students take federal loans, 64% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.

Average faculty salary: $6,529/month, 25% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

St Luke's College enrolls 167 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 58/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 62%, Hispanic 17%, Black 9%, Asian 1%.

St Luke's College: A Small Private Institution with Moderate Affordability and Strong Earnings Potential

Report Card: Overall Grade C

St Luke's College receives an overall grade of C based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: B
  • Affordability: A

College Analysis

St Luke's College is a Private Nonprofit institution in Sioux City, IA with approximately 167 students. Academics: Offers a small, private, and non-profit educational experience with a strong focus on student success. Value: Moderate affordability with a relatively low median debt, but the ROI score is negative. Outcomes: Graduates have a median earning potential of $61,033 after 10 years, which is above the national average.

The Verdict: Is St Luke's College Worth It?

St. Luke's College presents a complex value proposition. With an in-state and out-of-state tuition of $24,175 and a median 10-year earning of $61,033, the initial cost is substantial relative to the mid-career earnings. The median debt of $15,000 is relatively low, which is a positive factor. However, the ROI score of -37 is a significant red flag, indicating that, on average, graduates are not recouping their investment within a typical timeframe, or that their earnings are not significantly higher than non-graduates with similar backgrounds. To pay off $15,000 in debt at a reasonable interest rate, it would take approximately 2-3 years of dedicated payments from post-tax income. The earnings gap between the tuition cost and median earnings is considerable. While the college offers a personalized experience and potentially strong outcomes in specific fields like nursing, the overall financial return appears to be below average. It is not a clear hidden gem, nor is it outrageously overpriced if specific program outcomes are exceptionally strong and lead to high-demand careers not fully captured by the median. However, based on the provided data, St. Luke's College appears to be an overpriced option for many students when considering the financial return on investment. A clear recommendation is difficult without knowing specific program strengths, but prospective students should carefully weigh the cost against the likely career earnings and explore alternative institutions with stronger financial outcomes.

Return on Investment

While the tuition is affordable and the earnings potential is strong, the negative ROI score suggests that the degree may not be worth the cost.

Debt Reality Check

Median student debt at St Luke's College: $15,000. Monthly payment on a standard 10-year plan: $170/month. Total repaid: $20,400 ($5,400 in interest).

Breakeven vs high school diploma: 0.5 years. Debt burden: Low. Salary needed for comfortable repayment: $20,400.

Strengths

  • Strong focus on student success and a supportive learning environment.
  • Moderate tuition costs and low median debt.
  • Good job placement and earning potential.

Weaknesses

  • Negative ROI score, indicating potential financial loss.
  • High admission rate may suggest lower academic rigor.

Academic Profile

SAT Average: 980.

St. Luke's College, with its small student body of 167, cultivates an academic environment characterized by personalized attention and direct faculty engagement. While specific departmental strengths are not detailed in the provided data, institutions of this size and type often excel in programs that benefit from small class sizes and hands-on learning. Expect strong foundational programs in areas like nursing, allied health sciences, business, and liberal arts, where faculty can provide individualized mentorship. Research opportunities, while perhaps not on the scale of a large research university, are likely accessible to motivated undergraduates who seek them out, often through direct collaboration with faculty on specific projects. The student-faculty ratio, though not explicitly given, can be inferred to be very low, meaning students have ample opportunity to interact with professors outside of class, during office hours, or through informal academic discussions. This close proximity to faculty is a significant advantage, allowing for deeper understanding of course material and personalized academic guidance. Academic support resources are likely robust and readily available, including tutoring services, writing centers, and academic advising, all designed to ensure students succeed in their chosen fields. Given the private, nonprofit nature, there's often an emphasis on a well-rounded education, potentially with opportunities for interdisciplinary study or unique capstone projects. While specific honors programs or study abroad statistics are unavailable, students at St. Luke's should inquire directly about these opportunities, as they are often tailored to the individual student's academic goals.

Financial Aid Guide for St Luke's College

Pell Grant recipients: 50.0%. Students taking federal loans: 77.0%.

Navigating financial aid at St. Luke's College, a private institution with a tuition of $24,175, requires a proactive approach. Given its size and private status, St. Luke's likely offers a combination of merit-based and need-based aid. Merit aid is often awarded automatically based on academic achievement (GPA, high school coursework), and students should aim to present the strongest possible academic profile during the application process. Need-based aid, determined by the FAFSA and potentially the CSS Profile, will consider family income and assets to calculate your Expected Family Contribution (EFC). For families with an EFC of $0, St. Luke's would aim to cover a significant portion of the $24,175 tuition through grants and scholarships, supplemented by federal loans and potentially federal work-study. For middle-income families, aid packages will likely be a mix of institutional grants, federal Pell Grants (if eligible), federal loans, and possibly some work-study. It's crucial to understand that the 'sticker price' of $24,175 is rarely what most students pay. Many students receive institutional scholarships, which could range from a few thousand dollars to a substantial portion of tuition, depending on academic merit and financial need. Scholarship tips include applying early, researching any specific scholarships offered by St. Luke's (e.g., for specific majors, community service, or leadership), and completing the FAFSA accurately and on time. Negotiating aid at a smaller private institution like St. Luke's can be challenging but not impossible. If you have a competing offer from a similarly ranked institution, presenting it to the financial aid office might lead to a modest increase in institutional aid, though significant increases are less common than at larger universities. Aim to have your financial aid application completed by the priority deadline to maximize your aid eligibility.

Hidden Costs at St Luke's College

  • Room and board: On-campus housing and a meal plan can add approximately $10,000 - $12,000 annually.
  • Textbooks and supplies: Budget around $1,000 - $1,500 per academic year for required course materials.
  • Student activity fees: Expect fees ranging from $100 - $300 per semester to support campus events and organizations.
  • Transportation: Depending on your living situation and need to travel to/from campus, local transportation or personal vehicle costs could be $500 - $2,000 annually.
  • Personal expenses: Allow $1,000 - $2,000 per year for toiletries, laundry, entertainment, and other miscellaneous items.
  • Health insurance: If you are not covered by a parent's plan, the college's student health insurance plan could cost $2,000 - $3,000 annually.
  • Technology fees: Some institutions charge a technology fee, potentially $100 - $200 per semester, for access to campus IT resources.

Alumni Outcomes & Career Paths

St. Luke's College, a small private institution in Sioux City, Iowa, offers a focused educational experience that translates into specific career pathways for its graduates. While comprehensive alumni outcome data is not publicly detailed, the median earnings of $61,033 after 10 years suggest a moderate return on investment. Given its size and location, graduates likely find employment within regional healthcare systems, educational institutions, and local businesses. Major employers in the Sioux City area that may recruit St. Luke's graduates include MercyOne Siouxland Medical Center, UnityPoint Health – St. Luke's (a potential source of confusion given the college's name, but a significant healthcare provider), and various school districts like the Sioux City Community School District. Industries where alumni tend to cluster would likely be healthcare (nursing, allied health professions), education, and potentially business administration or social services, reflecting the college's program offerings. Direct information on graduate school placement rates is not readily available, but given the nature of its programs, a portion of graduates, particularly in nursing or education, may pursue advanced degrees. Notable alumni are not widely publicized, which is common for smaller institutions. The career services at St. Luke's College likely focus on personalized guidance, resume building, and interview preparation, leveraging local connections. Internship pipelines are probably strongest within the Sioux City metropolitan area, offering students practical experience in healthcare facilities, schools, and community organizations. Geographic hiring patterns for St. Luke's graduates are expected to be concentrated in Iowa, particularly in western Iowa, and potentially extending into neighboring states like Nebraska and South Dakota, due to the college's regional focus and the career opportunities available in these areas.

Campus Life & Culture at St Luke's College

The student body at St. Luke's College is characterized by its small size, fostering a highly cohesive and personalized educational experience. Students who thrive here are typically those seeking a supportive, close-knit community where they can build strong relationships with peers and faculty, and who value individualized attention in their academic pursuits.

St. Luke's College in Sioux City, Iowa, offers a distinctly intimate campus experience, a hallmark of its small size with just 167 students. The 'vibe' here is less about sprawling quads and bustling student unions and more about close-knit community and personal connections. Because of its size, campus life is deeply integrated with academics; you'll likely know your professors and a significant portion of the student body by name. Social life often revolves around smaller gatherings, campus events organized by student life, and exploring Sioux City itself. While specific neighborhood hangouts aren't a major feature due to the compact campus, students often find themselves at local coffee shops or community events in the downtown area. Housing is typically on-campus for freshmen, fostering that initial sense of community, with options for upperclassmen to explore off-campus living as they become more integrated into the Sioux City community. Dining is centered around a single dining hall, which, given the small student population, often feels more like a communal meal than a cafeteria experience. Student organizations are fewer in number but tend to be highly engaged, reflecting the passions of the student body. Think specialized clubs related to academic programs, service organizations, or perhaps a student government that has a direct impact. Athletics are not a major focus at this scale, so don't expect a Division I sports scene; participation is likely more intramural or club-based. The overall atmosphere is one of focused academic pursuit within a supportive, almost familial, environment where every student's contribution is visible and valued.

Campus Highlights

  • Intimate class sizes fostering direct faculty interaction.
  • A close-knit community where students are recognized by name.
  • Personalized academic advising and support tailored to individual needs.
  • Opportunities for undergraduate research and faculty collaboration.
  • A strong sense of belonging and familial atmosphere.
  • Direct impact and visibility for student contributions to campus life.
  • A supportive environment focused on holistic student development.

Location & Regional Advantages

St. Luke's College's location in Sioux City, Iowa, presents a unique set of regional advantages and challenges for its students. Sioux City, situated on the Missouri River, offers a lower cost of living compared to major metropolitan areas, making it an attractive place for graduates to establish themselves without the burden of high housing expenses. The local job market is primarily driven by healthcare, agriculture, and manufacturing. Major employers like Tyson Foods, CPI, and the aforementioned healthcare systems provide a stable, albeit somewhat specialized, employment base. Proximity to industry hubs is limited; Sioux City is not a major hub for tech or finance, meaning graduates seeking careers in these sectors might need to relocate. However, for those pursuing careers in healthcare or education, the local demand is significant. Quality of life in Sioux City includes access to outdoor recreation along the river and a close-knit community feel. Safety is generally good, typical of mid-sized Midwestern cities. The weather is characterized by distinct seasons, with cold winters and warm summers. The geographic location's primary impact on career opportunities post-graduation is its regional focus. Graduates who wish to stay in the Sioux City area will find opportunities, particularly in healthcare and education. Those seeking broader career options in more diverse industries or larger markets will likely need to consider relocation, as Sioux City's economic landscape is not as varied as larger urban centers.

How to Get Into St Luke's College

Gaining admission to St. Luke's College, with its 80% acceptance rate, suggests a welcoming environment for a broad range of qualified students. While not highly selective, a thoughtful application is still key. St. Luke's likely values students who demonstrate a genuine interest in its specific offerings and community. Since there's no mention of Early Decision (ED) or Early Action (EA) advantages, focus on submitting a strong application by the regular decision deadline, typically in the spring. The admissions office will likely look for a solid high school record, indicating consistent effort and academic potential, even if specific GPA or test score ranges aren't published. Given the small size, they'll be assessing 'fit' – how well you'd contribute to and benefit from their intimate campus culture. Your essay is a prime opportunity to showcase your personality, your reasons for choosing St. Luke's, and how your experiences align with the college's mission. Avoid generic topics; instead, reflect on a unique challenge you've overcome, a passion you pursue, or a moment that shaped your perspective. Demonstrated interest can be shown by attending virtual or in-person information sessions, visiting campus if possible, and engaging with admissions counselors. The timeline should involve researching St. Luke's thoroughly during your junior year, preparing your application materials in the fall of your senior year, and submitting by the priority deadlines to ensure full consideration for aid and admission.

How St Luke's College Compares to Similar Schools

Similar schools: Briar Cliff University, Morningside University, University of South Dakota

Advantages

  • Smaller class sizes and more personalized attention
  • Strong focus on specific regional needs, particularly healthcare
  • Potentially deeper community integration within Sioux City

Disadvantages

  • Limited program diversity compared to larger universities
  • Fewer research opportunities and less extensive alumni network
  • Geographic isolation from major industry hubs

Best For

  • Students looking for a high ROI might want to consider other institutions with better ROI scores.
  • Those seeking a large variety of extracurricular activities may find the small size of the college limiting.

Avoid If

  • Students who prioritize high tuition costs or large class sizes may want to explore other options.
  • Those seeking a diverse student body with a higher percentage of underrepresented groups may want to consider other colleges.

Frequently Asked Questions about St Luke's College

How much does it cost to attend St Luke's College?

In-state tuition at St Luke's College is $24,175 per year, and out-of-state tuition is $24,175 per year. The median student debt at graduation is $15,000.

What is the acceptance rate at St Luke's College?

St Luke's College has an acceptance rate of 80.0%.

How much do St Luke's College graduates earn?

The median earnings for St Luke's College graduates 10 years after enrollment is $61,033. With median debt of $15,000, graduates earn roughly 4.1x their debt level annually.

How big is St Luke's College?

St Luke's College has approximately 167 students and is classified as a small institution. It is located in Sioux City, IA and is a Private Nonprofit institution.

Is St Luke's College worth the cost?

St Luke's College has an ROI score of -37 out of 100. With in-state tuition of $24,175 per year and median post-graduation earnings of $61,033, the data suggests the return on investment may be below average.

Where is St Luke's College located?

St Luke's College is located in Sioux City, IA. It is a Private Nonprofit institution with approximately 167 students.

How much student debt do St Luke's College graduates have?

The median student debt for St Luke's College graduates is $15,000. With median earnings of $61,033 ten years after enrollment, graduates can expect a debt-to-income ratio of 25%.

Is St Luke's College a good college?

St Luke's College has a graduation rate of N/A and median post-graduation earnings of $61,033. 61.68% of students are white, with a small percentage of Asian students.

How does St Luke's College compare to similar colleges?

The college has a high admission rate of 80%, indicating a relatively easy admission process. Compared to peer institutions, St Luke's College offers a more affordable education with lower median debt, but the ROI is negative.

What career prospects do St Luke's College graduates have?

Graduates of St Luke's College are well-positioned for careers that offer strong earning potential, such as healthcare and education.

What should prospective students know about St Luke's College?

St Luke's College is well-suited for students seeking a small, private educational experience in a non-profit setting.

What makes St Luke's College stand out?

Median earnings after 10 years are above the national average, suggesting a good return on investment.

What are the pros and cons of attending St Luke's College?

The college is located in Sioux City, IA, which may affect job opportunities in the local area.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.