CollegeTuitionData — College Data in Plain English

St Cloud Technical and Community College

Saint Cloud, MN 56303-1240 — Public

Value Score: 85/100 | ROI Score: 91 | Affordability Score: 90/100

Tuition (In-State): $6,124 | Out-of-State: $6,124

Graduation Rate: 43.6%

Median Earnings (10yr): $46,874 | Median Debt: $12,000

Student Body Size: 3,113 (medium)

Pell Grant Recipients: 34.4% | Federal Loan Rate: 23.0%

Average Faculty Salary: $9,489/month

Tuition & Affordability Analysis

In-state tuition at St Cloud Technical and Community College is $6,124 per year, which is 44% below the national average for public institutions.

Out-of-state students pay $6,124/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $24,496 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at St Cloud Technical and Community College:

  • Families earning $0–$30,000: $6,889/year
  • Families earning $30,001–$48,000: $6,654/year
  • Families earning $48,001–$75,000: $8,908/year
  • Families earning $75,001–$110,000: $11,666/year
  • Families earning $110,000+: $13,804/year

Graduate Outcomes & Return on Investment

43.6% of students at St Cloud Technical and Community College complete their degree, 30% below the national average. This is below average — prospective students should investigate support services and retention programs.

Graduates of St Cloud Technical and Community College earn a median salary of $46,874 ten years after enrollment, 15% above the national average. This represents a $11,874/year earnings premium over the average high school diploma holder, or $356,220 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $12,000, 44% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $130/month, with a total repayment of $15,600 (including $3,600 in interest).

Debt-to-Earnings Ratio: 0.26x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from St Cloud Technical and Community College pays for itself in approximately 3 years. This is an excellent return on investment.

Financial Aid Profile

34.4% of students at St Cloud Technical and Community College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 4% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

23.0% of students take federal loans, 51% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.

Average faculty salary: $9,489/month, 9% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

St Cloud Technical and Community College enrolls 3,113 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 57/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 62%, Hispanic 8%, Black 20%, Asian 2%.

St Cloud Technical and Community College: Affordable Technical Education with Strong Earnings Potential

Report Card: Overall Grade B-

St Cloud Technical and Community College receives an overall grade of B- based on six dimensions:

  • Academics: D
  • Value: B
  • Outcomes: C+
  • Affordability: A

College Analysis

St Cloud Technical and Community College is a Public institution in Saint Cloud, MN with approximately 3,113 students. Academics: Offers a wide range of technical and community programs. Value: High affordability with low tuition and debt levels. Outcomes: Graduates earn above-average salaries, but graduation rates are below average. Headline: St Cloud Technical and Community College offers affordable technical education with strong earning potential.

The Verdict: Is St Cloud Technical and Community College Worth It?

St. Cloud Technical and Community College presents a compelling case for value, especially for students seeking career-focused education in high-demand fields. With a median debt of $12,000 and a 10-year median earnings figure of $46,874, the return on investment (ROI) score of 91 is well-deserved. This suggests that graduates are not only entering the workforce relatively debt-free but are also achieving solid earning potential that allows for a swift payoff of their investment. The in-state and out-of-state tuition being identical ($6,124) simplifies the cost calculation for all students. Based on the median debt and earnings, a rough debt-to-income ratio indicates that graduates could potentially pay off their loans within 2-3 years of entering the workforce, assuming a reasonable portion of their income is allocated to debt repayment. This is a strong indicator of financial viability. For students prioritizing practical skills and immediate employability in fields like healthcare, advanced manufacturing, or skilled trades, SCTCC appears to be a hidden gem, offering a high-value education that directly translates into career success and financial stability. It's a good deal for the right student.

Return on Investment

The degree is highly worth the cost, with strong earning potential and low debt levels.

Debt Reality Check

Median student debt at St Cloud Technical and Community College: $12,000. Monthly payment on a standard 10-year plan: $136/month. Total repaid: $16,320 ($4,320 in interest).

Breakeven vs high school diploma: 0.7 years. Debt burden: Low. Salary needed for comfortable repayment: $16,320.

Strengths

  • Strong industry partnerships and career services
  • Affordable tuition and low debt levels

Weaknesses

  • Below-average graduation rates
  • Limited specialized programs

Academic Profile

SCTCC excels in providing high-quality technical and career-focused education, preparing students for immediate entry into the workforce or seamless transfer to four-year institutions. The college is particularly renowned for its robust allied health programs, including Nursing (Associate in Science), Practical Nursing, and Medical Assistant, which are consistently in high demand and feature state-of-the-art facilities. Other standout departments include Advanced Manufacturing, with programs like Machining Technology and Welding Technology, reflecting the region's industrial strengths. The Automotive Technology program is also a significant draw, benefiting from industry partnerships. Faculty at SCTCC are typically industry professionals with extensive real-world experience, bringing practical insights directly into the classroom. While specific faculty salary data isn't readily available, the emphasis on vocational training suggests a faculty dedicated to applied learning. Student-faculty ratios are generally favorable, allowing for personalized attention. Academic support is a cornerstone of the SCTCC experience, with services like the Tutoring Center, Academic Advising, and Career Services providing crucial resources. Honors programs are less common at community and technical colleges, but SCTCC may offer opportunities for high-achieving students within specific programs. Study abroad opportunities are also limited, with the college's primary mission being workforce development within Minnesota. The focus remains on delivering relevant, hands-on education that directly translates to career success.

Financial Aid Guide for St Cloud Technical and Community College

Pell Grant recipients: 34.4%. Students taking federal loans: 23.0%.

Navigating financial aid at St. Cloud Technical and Community College (SCTCC) is a straightforward process designed to make its affordable education accessible. As a public institution, SCTCC is committed to providing significant need-based aid. The first step for all students is completing the Free Application for Federal Student Aid (FAFSA). This form determines eligibility for federal grants, such as the Pell Grant, and federal student loans. For the 2023-2024 academic year, in-state tuition is $6,124, and out-of-state tuition is also $6,124. For students with demonstrated financial need, federal Pell Grants can cover a substantial portion of tuition. For example, a student eligible for the maximum Pell Grant (around $7,395 for 2023-2024) could potentially have their tuition fully covered and have funds remaining for books and living expenses. SCTCC also offers state grants specific to Minnesota residents. Merit-based aid is less common at the community college level, with the focus primarily on need. However, many academic programs and departments offer specific scholarships funded by local businesses, alumni, and community organizations. These scholarships often have criteria related to program of study, GPA, or financial need. Work-study opportunities are also available, providing part-time jobs on campus for students who qualify, allowing them to earn money to help cover educational expenses. Typical aid packages for students from lower-income households ($0-$30,000 Adjusted Gross Income) often include a combination of grants and federal loans, potentially covering most tuition and fees. For middle-income families ($50,000-$80,000 AGI), aid might consist more of federal loans and available scholarships. Negotiating aid is generally not a standard practice at community colleges like SCTCC; the aid offered is typically based on established federal and state formulas and available institutional resources. Scholarship applications are the primary avenue for increasing aid beyond standard packages.

Hidden Costs at St Cloud Technical and Community College

  • Textbooks and course materials can range from $800 to $1,200 per academic year, depending on the program of study.
  • Student activity fees, technology fees, and other miscellaneous campus fees can add approximately $300 to $500 annually.
  • Transportation costs, including gas, vehicle maintenance, or public transit passes, could be $500 to $1,500 per year, depending on commute distance.
  • Parking permits, if applicable for off-campus students driving to campus, might cost around $50 to $100 per semester.
  • Personal supplies and tools required for specific technical programs (e.g., welding gear, nursing scrubs, automotive tools) can range from $200 to $1,000 or more.
  • Off-campus housing costs in Saint Cloud can vary significantly, but budgeting $600 to $1,000 per month for rent and utilities is a reasonable estimate.
  • Food and personal living expenses, beyond what a basic meal plan might cover (if available), could add $200 to $400 per month.

Alumni Outcomes & Career Paths

Graduates from St. Cloud Technical and Community College (SCTCC) are well-positioned for careers in the central Minnesota region, particularly in skilled trades, healthcare, and advanced manufacturing. Major employers that actively recruit from SCTCC include CentraCare Health, a large healthcare system with facilities across the St. Cloud area, and companies like Electrolux Home Products, which has a significant manufacturing presence. Other key industries drawing SCTCC alumni include construction, automotive services, and IT support. While specific graduate school placement rates are not readily available, the college's focus on career and technical education suggests a primary pathway into the workforce rather than immediate transfer to four-year institutions for advanced degrees. However, some graduates may pursue further certifications or specialized training within their fields. The college's career services department likely plays a crucial role in connecting students with local internship opportunities and potential employers. Internship pipelines are strong in fields like nursing, where clinical rotations are integral to the curriculum, and in manufacturing technology programs, often involving partnerships with local industrial firms. Geographic hiring patterns show a strong concentration of alumni working within a 50-mile radius of St. Cloud, reflecting the college's role as a regional workforce development hub. Companies such as Coborn's, Inc. (retail/grocery), DeZURIK (fluid handling equipment), and various smaller construction and automotive businesses also represent common destinations for SCTCC graduates.

Campus Life & Culture at St Cloud Technical and Community College

SCTCC serves a diverse student body, with the majority being Minnesota residents seeking practical, career-focused education. The student population is largely comprised of individuals pursuing technical certifications and associate degrees, often directly entering the workforce post-graduation. Students who thrive here are typically motivated, goal-oriented individuals who value hands-on learning and seek a direct path to employment in skilled trades or healthcare fields.

St. Cloud Technical and Community College (SCTCC) offers a unique campus experience that blends focused technical training with a supportive community atmosphere. As a public, two-year institution, the student body is primarily composed of Minnesotans seeking career-ready skills, leading to a pragmatic and goal-oriented vibe. While SCTCC doesn't have traditional on-campus housing, its location in Saint Cloud means students can easily access a variety of off-campus living options, from apartments in the surrounding neighborhoods to shared housing. Many students opt to live near campus, fostering a sense of community even without dormitories. Dining is typically handled through local eateries and cafes, with a student center often providing convenient grab-and-go options and a place to gather. The college boasts a robust array of student organizations, often centered around academic programs or career interests, such as the Automotive Club, the Health Occupations Student Association (HOSA), or the SkillsUSA chapter. These groups provide invaluable networking opportunities and hands-on experience. While Greek life isn't a feature at SCTCC, the emphasis on career development and practical skills creates its own form of camaraderie. Athletics are also limited, with a focus on intramural sports and club-level activities rather than NCAA competition, allowing students to balance their demanding academic schedules with recreational pursuits. The general 'vibe' is one of focused ambition, mutual support, and a strong connection to the local workforce, making it an ideal environment for students eager to launch their careers.

Campus Highlights

  • Highly respected and in-demand allied health programs, particularly Nursing.
  • Strong emphasis on hands-on learning and career readiness in technical fields like Advanced Manufacturing and Automotive Technology.
  • Close partnerships with local industries, providing students with internship and job placement opportunities.
  • Dedicated faculty who are often experienced professionals from the fields they teach.
  • Comprehensive student support services, including tutoring, academic advising, and career counseling.
  • Affordable tuition making career training accessible to a wide range of students.
  • A practical, goal-oriented campus culture focused on immediate workforce entry or efficient transfer.

Location & Regional Advantages

St. Cloud, Minnesota, offers a unique regional advantage for SCTCC students, blending a robust local economy with a manageable cost of living. The city serves as a significant economic hub for central Minnesota, with key sectors including healthcare, manufacturing, retail, and education. This diversity provides a stable job market for graduates across various technical and healthcare fields. The cost of living in St. Cloud is notably lower than in major metropolitan areas like Minneapolis-St. Paul, making it easier for graduates to manage student loan debt and establish financial independence. While St. Cloud is not directly adjacent to a major industry hub like a tech corridor, its strategic location along major highways (I-94 and US-10) facilitates access to larger markets and potential employers in the Twin Cities, approximately 70 miles to the east. Quality of life in St. Cloud is characterized by a strong sense of community, access to outdoor recreational activities (lakes, parks, trails), and a family-friendly atmosphere. Safety is generally good, with crime rates comparable to other mid-sized Midwestern cities. The geographic advantage for SCTCC graduates lies in its ability to offer a lower cost of entry into the workforce combined with strong local demand for skilled professionals, while still providing reasonable access to broader career opportunities in the greater Minnesota region.

How to Get Into St Cloud Technical and Community College

Applying to St. Cloud Technical and Community College (SCTCC) is a relatively straightforward process, as it is open-enrollment for most programs, meaning admission is generally guaranteed for those who meet basic requirements. The primary focus is on ensuring students are prepared for their chosen field of study. While there isn't a competitive admissions process with GPA or test score cutoffs for most programs, demonstrating a commitment to your chosen career path is key. The admissions office values students who have a clear idea of their academic and career goals. For programs with limited enrollment, such as the highly sought-after Nursing program, specific prerequisite courses, a higher GPA in those courses, and sometimes a separate application or interview may be required. Standardized test scores like the SAT or ACT are typically not required for general admission, but placement testing in math, reading, and writing may be used to determine the appropriate starting course level. Essays are generally not a part of the standard application unless applying to a specific competitive program or for certain scholarships. Demonstrated interest isn't formally tracked, but attending an information session or visiting campus can be beneficial for understanding program offerings. The timeline is flexible; applications are typically accepted on a rolling basis, but it's advisable to apply at least a few months before the intended start date to allow ample time for financial aid processing and course registration. For competitive programs, check their specific application deadlines, which may be several months in advance of the semester start.

How St Cloud Technical and Community College Compares to Similar Schools

Similar schools: Alexandria Technical & Community College, Ridgewater College, North Iowa Area Community College, Century College

Advantages

  • Strong regional employer partnerships in manufacturing and healthcare.
  • Lower median debt compared to some other community colleges in the region.
  • Specific program strengths in areas like advanced manufacturing and emergency medical services.

Disadvantages

  • Limited national brand recognition compared to larger institutions.
  • Fewer on-campus residential options and traditional student life experiences.

Best For

  • Students seeking highly specialized or research-intensive programs may find limited options.
  • Out-of-state students may face higher costs despite similar tuition rates.

Avoid If

  • Students looking for a high graduation rate may want to consider other institutions.
  • Prospective students with high financial aid needs should explore other options.

Frequently Asked Questions about St Cloud Technical and Community College

How much does it cost to attend St Cloud Technical and Community College?

In-state tuition at St Cloud Technical and Community College is $6,124 per year, and out-of-state tuition is $6,124 per year. The median student debt at graduation is $12,000.

What is the graduation rate at St Cloud Technical and Community College?

St Cloud Technical and Community College has a graduation rate of 43.6%.

How much do St Cloud Technical and Community College graduates earn?

The median earnings for St Cloud Technical and Community College graduates 10 years after enrollment is $46,874. With median debt of $12,000, graduates earn roughly 3.9x their debt level annually.

How big is St Cloud Technical and Community College?

St Cloud Technical and Community College has approximately 3,113 students and is classified as a medium institution. It is located in Saint Cloud, MN and is a Public institution.

Is St Cloud Technical and Community College worth the cost?

St Cloud Technical and Community College has an ROI score of 91 out of 100. With in-state tuition of $6,124 per year and median post-graduation earnings of $46,874, the data suggests a positive return on investment.

Where is St Cloud Technical and Community College located?

St Cloud Technical and Community College is located in Saint Cloud, MN. It is a Public institution with approximately 3,113 students.

How much student debt do St Cloud Technical and Community College graduates have?

The median student debt for St Cloud Technical and Community College graduates is $12,000. With median earnings of $46,874 ten years after enrollment, graduates can expect a debt-to-income ratio of 26%.

Is St Cloud Technical and Community College a good college?

St Cloud Technical and Community College has a graduation rate of 43.6% and median post-graduation earnings of $46,874. High graduation rate for in-state students (68%) compared to out-of-state (30%)

How does St Cloud Technical and Community College compare to similar colleges?

Strong industry partnerships and career services Compared to peer institutions, St Cloud Technical and Community College offers a more affordable education with lower tuition and debt levels, but slightly lower graduation rates.

What career prospects do St Cloud Technical and Community College graduates have?

Graduates are well-positioned for technical careers with above-average salaries.

What should prospective students know about St Cloud Technical and Community College?

The college is well-suited for students seeking affordable technical education and career-focused programs.

What makes St Cloud Technical and Community College stand out?

Diverse student body with a significant white population

What are the pros and cons of attending St Cloud Technical and Community College?

Low median debt for graduates

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.